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NORTH CAROL INA 7n the fleart of thelonglealpr. aemun( j of Southern Pines is its climate. The bungaiows, THE LEADING ity, Highland Pines !ll"l‘. The Hollywood tubercular patient the North via &-bu-l lnl W'fl-_". --‘.b--‘fiu-uh-t-d* HOTELS ARE: Capacity Tbe New Soutbland 135 New JefersenImn 80 Hotel Junesu House 35 Highland Lodge & New England sent upon application to 8. B, Richardson, Mayor, Southern Pines, N. C. the Holi the Holidays at the Ty Spend Ao lidays e Teaymore “Spirit of Happy Living”” means. _ Atlantic City, N. J. WINTER RATES ( November to January inclusive) On American Plan, with Bath ‘Two People, $85. $95, $112, and up One Person, $60, $70, and up Ownership Management JOSIAH WHITE & SONS COMPANY RALEI GH St. Charles Place and Beach. Always Capacity 500. Newly renovated and refurnished. Every (Sreatly appointment in cuisine and service. reduced rates now in effect. Descriptiv let. M. GRAHAM, formerly of the Pricems 1eWILTS HIRE Virginia avenue near beach. Private baths; mmaiog water elevator: reduced rates. Sam Eilis,_owne: GEO. PRITCHARD. Prop. HOTEL CONTINENTAL Atway always ready: terms moderate. Write of phone. M WALSH DUNCAN. BLU Z CHAPMAN MANOR. Steam-heated and comfortable. Good meals. | Alr dry and invigorating. Hunting and Moun: tain Pastimes. 80 miles from Washington rosd. 100 railroad. Booklet. FLORIDA. At Sebn'nx. Florida Picturesque and Enchanting Spet Om_Beavtiful Lake Jurk:g-. IN CENTRAL FLORIDA lern Throughout Season January to April. Golf for the Most Critical HUGH J. FLYNN, Mgr. New Yerk Office: Tuwn & Country. & West 40th Bt. Tel Vanderbilt 2280 A ‘Housekeepi : ottes boata and he ing rooms, rd and rooms, Goron, 528 5t ave, north, Bt. Petersour. ! Phone 267-M. Management MABEL PATHFAX and Mrs. A. B. BROWN, formerly of Wi ’lglm and_Atlantic City. EDUCATIONAL. Charlotte Nellie Day and School for Clnl&cn 1533 Eye St. N.W. Franklin 4631°W. Grades, “primary, scademic, _kindes e Eiderearien. (pre sohoot’ ager” Speciai attention to foreign children. FREE ELECTRICAL Rmtk—’l‘ell- Tiow to earn $12 to $30 dally: learn at home: earn as you Foarn> Write Chtef Engineer, 1000 unnyside. Chicago. EDUCATIONAL. ACCOUNT_A_fiC Oflnrl lxflz;sl.};'mfluu to Day and Evening Classes PACE INSTITUTE 715 @ ST. N.W., Corner 8th and G Sts. THE GOVERNMENT DOING FINE WORK | s = TO AID BUSINESS RECOVERY . |IReduction in Taxes and Eflorts for Stand- ardization Factors of Importancc—Eng- land Makes Move That Counts. BY L A. FLEMING. Business men are looking forward hopefully to the year 1922, and ex- pect that it will bring a greater measure of improvement, of recov- ery toward normal conditions, than any year since 1913. They do not want the wild infla- tion of the period of 1917-20. Infla- tion ig not dsired for the reason that that which is blown up must be de- flated and the process, as demon- strated in the last two years, is un- pleasant and fraught ~with much danger. There are still many sore !pots, nany of which will heal by attrition and the ald extended. by creditors’ committees; there are other like spots that must be cauterized and these will be ironed out in the bankruptcy courts, unfortunately with too large a percentage of the assets golng as compensation for legal talent and court costs. the day, and that when the storm engulfed many the comparatively few to go scot free were lucky and should give help to those who other- wise would be swamped. ,And :they have saved their thousands. Business may be doomed to disap- pointment again in 1922, but it is patent to any unprejudiced person that the President of this nation and his advisers and lieutenants are mov- ing everything movable, .and many things that have heretofore been con- sidered immovable, In an effort to bring order out of the situation and to pave the way for the 1922 trade revival. It is equally true, and the un- prejudiced will admit, that 1921 has witnessed some marvelous strides in clearing the way for 1922, not only in this country, but elsewhere. Every dollar that can be saved by the government in the conduct of its affalrs is something like a dollar plus off the backs of the taxpayers, and creates a new dollar to take its place working fot rehabilitation. L To Save in Armament. Works With Diplomacy. The creditors’ committee works with diplomacy, It advises, it inves tigates, it digs into business condi- tlons and, where possible, spends good money to further the read- justment of involved company or corporation, \ American’ business men and sharp, in that they recognize the fact that the smashing slump in business in 1919-20 was not indicated bv_the business ha-ometers of the Sy the butiness 2a ometers of the Many dollars have been clipped oft through the budget system, while millions more, even billions, are slated from the savings campaign ,if the hopes of the world today for a ten- vear naval holiday. plus whatever armament savings may be added, are realized, and the chances are most promising. From_this side of the Atlantic the great big American dollar, the real money of the world today, may wave its congratulations - to the British pound sterling and felicitate it on the are w NATIENAt SCHOOL FINE & APPLIED ART PELIX MAHONY, Director, Main 1760. NewLocation: C :in.Ave.& M St. Day and Evening Classes Children’s Saturday Interior Decoration, Costume De- sign, Textile Design, Color, Com- ! mercial Drawing, Life, Sketch, Painting and Modeling Classes, Individual Instruction. Catalogue. Calculating, Bookkeep- ing and Adding Machine School O-n-flen O tors Are im Demand AY AND EVENING CLASSES BURROUGHS ADDING MACHINE SCHOOL 724 17th St. N, Telepkone Main 2760 lm EMPH?-B SCHOOL 33 E. 16th St., New York progress that it has made toward re- covering its shillings, pence and farthings lost in the holocaust. The end of the apparently inter- minable struggle of Ireland for fre. dom, once ended, will pave the way for the. eventual. co-operation ' be- tween Ireland and England,. but b fore that it will have relleved the British government of a world of trouble and the continued heavy ex- pense that has for years and years made great gaping holes in the Brit- Business Properties isn budget. This great movement will be a What Have You to Sell? [, his, &reat moyen pound sterling. On this side of the Atlantic the Real Estate 2 Igreutalt efforts: are being put forth am & Hi {to reduce cost and increase produc- !tion. The departments of the gov- Insurance Main We Buy and Sell High-Class Houses Apartments and .ernment are working as they have inever worked before, working in con- Junction ~with big business—not trusts and combinations—in an effort Waiited Bosations far PIGGLY WIGGLY STORES LAWRENCE D. ENGEL Real Estate and Insurance 709 Eye St. N.W. ‘1 1400 H 366 T T We Have $75,000 to Loan ON Improved District of Columbia Real Estate BOSS & PHELPS THE HOME OF HOMES 1406 H St. N.W. ' unmmuuumnumxmumithfliflifliiflinufimTu“mmnmiuflm|||u|muuumnum| HALL-NOYES SCHOOL Full graded and Hi private coaching to you prep. by cx-eunxm Catalogue. Fi Mann Hall, A. M. St " 2 s nw. fllh‘w lld““ llll Class Illhfll'l. nable Tuigon. gl:tz 'S‘:;o& of lnngunes e n"s'u 14th_Street n.w. Frasklin 2620 A modemn la aro taught_ st the private” A CLUB FOR AR’H:TIC PERSONS. China Studio and School Now open at 1714 H st. n.w., to which you are invited. ce-hand miniatures—all sizes, on any ma- | eriy Ladies’ satin gowns decorated to order. Paintings made for MBS, PRESIDENT HARRISON while l:, Excutive M Mansion this a LADY LEWIS BARR, Your doors west of 17th st. on H st. daily from }1 am. to 9 COLUMBIA SCHOOL OF DRAFTING * Roy C. Claflin, Pres. 1th & T Sts. Phone N. 272 Learn Drafting and enter Fall Information on Request Get Latest Catalogue ENROLL THIS WEEK | $75 Monthly Payments 947-957 14th St. S. E. 135246 K St. S. E. Large Sleeping Porches; Open for Inspection. Room for Two Garages The Homes with the. Big Lots—20-foot front—plenty room for garages, flowers and garden. The only new city houses of- fered on the market for $500 cash and price $1,000 less than regu- lar price. Take Pa. Ave. cars to 14th St. 8.E. and walk one-half square south. ’ OPEN DAILY H. R. Howenstein Co. 1314 F Street N. W. = Phone Main 223 The first cost is practically the last Inspect at Once 3801 to 3831 Kansas Ave. NW. —between Quincy and Randolph iSt. Only 134 squares from 14th St. car line. 6 and 8 large rooms, attic; h-w.h,, electric lights; lots of ficloset space ; double rear porches, wide cement front porch; built- fin garage with each house. In a most exclusive location. For Sale by THOS. A. JAMESON OWNER AND BUILDER 906 N. Y. AVE, N.W. After 5 P.M,, Linc. 6146-W st without saying that they will meet with a measure of sucgess, and to that extent there will be business improvement. Other Readjustments. Readjustment of wages is on the! wlnF. and will spread. Reductions are ‘being fought and fought hard, as witness the wild disturbance in tne stronghold of union labor, the Union stockyards. ‘The railroads are cutting freight and wages and this will ultimately work for better business, as the rail- road companies have for years, four at least, neglected their roadways and equipment and must buy and buy largely to rehabilitate. Building operations are going on on a large scale and the crush of un- employment is being gradually lifted through employment. Also some strenuous work is being done by the bankers, ‘by merchants and others in aiding the export trad:, and the rehabilitation in part of the pound will be a factor of aid. All in all, there is much to encourage. For Perpetual Charter. A bill is now before Congress pro- viding for the amending of the ma- tional bank act so that natlonal banks incorporated under this char- ter should be given perpetual char- ters, instead of the present twenty- year charters, which must be re- newed. at the end of each term of years. It is pointed out that this twenty- vear provision raises a doubt as to whether a national bank receiving the right from the Federal Reserve Board to engage in duties usually ac credited to a trust company might legally execute a long-time trust agreement. The other cogent argument is that it would prevent the recurring neces- sity for application for new charters There might be other reasons. Judge Paxton, Amerfcan Banker: the fa- his view that the majority of nation- al bankers also approve of the pro- posed change. The present week will mark the rapprochement between the federal gov- ernment, in its important branches, and the American Bankers' Association. Under the Wilson regime the gov- eérnment and the great organization were no: en rapport. In the next three days calls by the administrative com- mittee and executive officers of the A. B. A. will be made on President Harding and his cabinet officials and thereafter the opinion of the A. B. A. in things financial will, in all- proba- bility, be accorded the comsideration the importance of the great organi- zation deserves, at least a fair con- sideration ‘of its resolutions and recommendations. An Interesting Pamphlet. The Lincoln National Bank recently issued an excellent pamphlet bearing the title, “A Message to Our Em- ployes™ Tt might be included in the curriculum of the Washington Chap- ter's elementary class, and contains some information that customers might read to advantage. In it the work of a bank is divided into three classes—executive, advisory and clerical. The eighteen business men who form the board of the Lin- coln, successful in their various lines, are referred to as “an advisory coun- cil, the governor or balance wheel in conducting the business of the bank or its customers. Always directors should direct. Too large a proportion of the troubles of institutions come from complaisant acqulescence with the proposals of offi- cials by bank directors. Have a mind “The majority of people think of a bank as a cold-blooded in- stitution and the bank clerks as mere autcmatons. Yet, you, the clerks who come in contact with the customers, must_make it vour busines: 6 and 8 Rooms and Bath OPEN DAILY Just East 14th St, Cars H.R.Howenstein Co. 1314 F Street N.W. e |lll!IllllllllllflIIIIIIIIIHHlIIlIHIIIIIIIIIIIIIIIIIIIIIIIlIII!IIIIl‘IllllllllIIIIIIllllllIIIIIIHIIIIIIIIII|IIilHllfllflllflllllfl]lflllfllfllfllllllfllfllflllI]lIIlIIlIIll|l|IIIIIIIIIIIIIIIHII!IIIIIIIIIIHIII!I‘= LT construction. Sample liouse ready for inspection. These b There are four beautiful 8-room and bath houses just completed and ready for occupancy. These homes are located on 9th St. between Buchanan and Crittenden Sts. N.W.' They have hot-water heat, electric lights, etc.; 4 bedtooms, large dou- ble rear porches. These homes are priced lower than any in Washington of same | uunmmummnumnnmmmmmmmmmmnmmmnmfmmmmxmlnnnm il Illll homes will not last long, and we will be glad to help you secure one. Phone and salesman will gladly take you to inspect them. Exclusive Agent away with this bellnt. giving them instead the.right idea, that the blnkl and you have a persomal interest in tnelr wellbeing. ‘We would urge that, fal le, you become suffi clently intimate with your customers to know and address them by names.” ‘The fact that the chief earning power of & bank lies in its ability to 1lend money judiciously is pressed home on the clerks. Reference is made to the hesitagcy on the part of many people to borrow money, referring to the feeling of many would-be borrowers approach- ing the bank much as they would a dentist’s office. Clerks are urged to dispel this feel- ing. Where the customer is entitled | to credit he should not hesitate to ask for it. “The jdea you want to conve: is that the bank wants to lend money. and, when the loan is refused, it fre quently reacts to the material benefi of the”customer. Urge of service |cheertul willing, accompanied by : smile and a more parfect personal contact, showing the customer tha you are interested in his welfare, i& advocated. Columbia Graphophone. Action in the shares of this corpora- | tion was decidedly lively on Frida; I o 2 when 34,700 shares of the common stock were traded in and 8,700 shares of the preferred. It looked exactly as it did in the big advance of 1919, only different. The common stock then rose to 75. but this time.it fell from 4 to anduthp preferred dropped from 163 Of 'late every time the preferred stock’ advances a few points stock thrown over and the advance checke: yesterday it broke from 16% to' 11 and closed there, which is about the low record. ‘The receivership of the Patha Com- pany is said to have had an unfavora- ble “effect, although the Columbia. financed until April. Conditions are said to be somewhat improved. but the net earnings are a negligible quantit The local director of the corporatior is authority for this statement and 1hopes for the best. local director two years ago would have helped Washington greatly. Local Securities. A study of the table published elsc- where, “The Year to Date on the Local Exchang will be encourag- ing to the local investor, unless he is unfortunately a W-V shareholder or a bondholder of the underlying companies. Local utility stocks and bonds are acting well. Bank shares are doing better. ‘Washington Business. Businesy in Washington will be better 4n the next two weeks than for vears past. 1t has been fine for ;h( past two months and™s improv- ng. Banking Trust & Mortgage Co. “Our first day’s business was en- tirely satisfactory to us,” said Percy . Foster, president of the Banking Trust & Mortgage Co., at the close o1 businegs last night—one of the bus- iest days of his career. All day long tHe shareholders, visiting bankers, well-wishers and the public general- ly dropped in to give business anc ¢ncouragement to the new institu- tion. _— NEW YORK BANK STATEMENT NEW YORK. December 10.—The ac- tual condition of clearing house banks and trust companies for the week shows that they hold $10.283,010 re- serves in excess of legal requirements. This is a decrease of 04,790 from last week. The statement follows: Actual conditions: . $4,395,634,000; Loans, discounts, et decrease, $38.597,000. Cash in own vaults members federal reserve bank, 75,310,000; increase, $3, 599 000. Reserve in federal reserve bank of member banks, $494,957,000; decrease, $11.249,000. Reserve in own vaults, state banks and trust companies, $8,884,000; in- crease, $16,000. Reserve in aeposn.arled state banks and trust companies, $§.566,000; de- crease, $673,000. Net demand deposits, $3.795,295.000; crease, $29.6. deposits | deduered, §1o.555.000 Time deposits, $222,426,000; decrease, $10.444. $33,244000; 000. Cireulation. Aggregne reserve, $512.407,000. Excess Reserve, $10,283,010; crease. $7.704,790. Summary of state banks and trust companfes in Greater New York not Included in clearing-house statement: Loans, discounts, etc., $641,482,50 increase. $2.003.700. Gold, $4,916,300; decrease, $15.900. Currency and’ bank mnotes, $17, 381,000; increase, $321,000. Deposits with Federal Reserve Bank of New York, $52,959,300; decrease, $1.860.800. Total deposits, $668,433,000; decrease, $4.930,900. Do: Eliminating amounts due from reserve depositaries and other banks and trust companies in New York ..ndg U. Denosn.s $628,376,300; decrease, $3,- 079, Bank Cash in vault, $26,646,800. { Trust companies: Cash in vault, $48,609,800. —_— APPEAL FOR FUNDS. Legion Auxiliaries Would Provide Christmas Cheer for Veterans. Special Dispatch to The Star. ‘WINCHESTER, Va., November 10.— An appeal for funds with which to pro- | vide useful Christmas gifts for disabled veterans of the world war now in no-—‘ pitals in Virginia was made today b; Dr. Kate Waller Barrett, president, and Mrs. W. A er, secretary, of the woman’s auxiliary of the Virginia de- partment, American Legion. There are | known to be 387 disabled war veterans : in Virginia hospitals, Mrs. Baker eaid. and more hospitals are yet to be heard i from. There are only thirty-eight ac- | tive auxiliary unite in Virginia at pres- | ent, and the auxiliary is unable to pro vide for all veterans without the assist- ance of sympathetic mandu. Articles suiu.Ble for useful Christmas gifts, such increase, de- wearv or funds wi chases, are to be sent to Mrs. Baker of Winchester. | 50c, fifty weeks and get $25. $1, fifty weeks and get $50. $2, fifty weeks and get $100. 3 fifty weeks Vond 52t $250. Plas 3% Interest FINANCIAEL. COFFEE HOLDS SLIGHT GAINS IN THE MARKET BALTIMORE PRODUCE. * BALTIMORE, December 10 (Spe- clal).—Receipts of native and nearby egg® are slowly hlcruuflnm and the NEW YORK, December 10.—The tone of the market has been ecasier market for coffee futures showed this week. There is no snap to the|further advances today, with Decem- wholesale demand for strictly fresh|ber selling at the 9-cent level, or five eggs, hence, at the prevailing prices, | points net higher. The general moderate receipts are ample for trade | market opened unchanged to ten requiremnts, since a large portion of | polnlc higher, and active months sold the trade is using cold storage stock flvo to. tweive points above last at much cheaper cost. The market'\night's closing figures, making new closed quiet, with prices in buyers’ tavor at 58 cents a dozen. ‘The live poultry market generally rules firm, especially on turkeys. While it is a little too early for the noliday demand, turkey = receipts have only been fair, and all desirable stock finds ready sale 45 to 48 2 pound for choice hens and <obblers, 42 for old toms, and 3 36 for poor and crooked breasts, iemand being falirly good. Demand s00d fof heavy fat old hens and ‘arge smooth young chickens at 2. ind 26; medium ol hens will bring 28 ami 24, but small and white le- “orns are slow smle at 18 to young white leghorns and D »oor; thin birds e draggy at 18 to 23. The market for ducks and geese s steady at 22 to 26 for the former :nd 26 to 30 for the latter: small, poor ducks not wanted at 20. Pigcons in ample supply at 2 2 pair; guinea fowl in modera cipt and in good demand at targe young. 50 and 60 for and 40 for oid. Receipts of dressed poultry hav >cen running light. and, with the older weather continuing, more lib- ‘ral shipments of choice 10 faney fat stock are ad maller of this description have found ready sale, but ordinary, thin looking stock s slow gale. Choice to fair to good are selling at 46 to voung ch nd mix; 16 to 18. 28, and gees The "rules ment, with and round tock Maryland and Virginia s are quoted at L.50 to 1.75 per 100 pounds, and other varieties 25 cents per hundred higher. No. 2s, all sections, 75 to 1.00. Sweet. nd yams are in more liberal receipt, ind the market is e; with good itock selling fairly well at 3.25 to 1.00 per barrel, and 2.00 to 2.50 for vo. 2s; bushel hampers bring 1.00 to .50, and 50 to 75 for No. 2s. A fair movement is noted on native :nd nearby garden truck at the fol- owing quotations: Beets, : 'HILO" 30a40 a bushel; running ample i Be; nips, 4 avoy mbbnge, 4bn,bf| 14, bu:h(l ch, 5 a barrel, and turnips, 440 per 4-8 basket. Pumpkins are 1 better demand at 8 to 16 each. spin- fresh-killed tbblls of desirable size find rea: sale at 4.50 to 5.00 per dozen for choice nd 3.50 to 4.00 for fair to good Weather conditions are more favor- :ble for dressed hogs, and with a z0od demand and light receipts the | market rules firm at 10all a pound or cholce lightweights, 9a10 for me-l um and 7a8 for heav COTTONSEED OIL GUIET. NEW YORK, December 10.—Cotton- seed oil was quiet. with prices a | Januury i[ l able, s all shipments | &y high records for the season on all deliveries, with March selling at ¥89% and May at 877. There was & further broadening of commission house de- mand, promoted by talk of higher cost. and freight offers, and the market held most of its gains, clos- ng net unchanged to nine points higher. were estimated art about 41,000 bags. December, 8. 8. March, 8.89; May, 8.77, Spot coffee firm; Rio 7s, 9% to 9%: Santos, 45, 124 to'13. Cost and frelght offers included Santos 3s and 4s at 12. 58 and 6€s at and Rio 78 at S$.50, American credits Rio cleared 2,000 bags for New York, 6,500 for Baltimore. Brazilian 55,000; Jundiahy re- Jul)‘. 8.7 port receipts, celpts, 24,000. COURT’S CLEMENCY IS EXTENDED TO TWO Chief Justice Mc d cl by placing lhem on probation er imposing a sentence of seven years and six months in the peniten- The court warned the young that if they ever ‘again were an offense against the e probation would be revoked would be sent to the peni- They were convicted re- ‘ently with Albert rt Ruff on the s sentenc totaling Lwenty 2 sht vears and six months to serv “The ‘chief justice, when placing th accused on probation, told them he understood they were members of a notorious gang of automobile bandits which the police and courts will spare no pains to disband. Five years in the penitentiary was given Thomas Wright, convicted of an assault to kill Isaac West August 2 last by cutting him with a razor. James Solomon was sent to the peni- tentiary for three years on two con- victions of housebreaking, eighteen months being the penalty for each offense. Paul Curtis, a joyrider, will serve three years, while his com- panion, Thomas Kenny, escaped with twelve months at Occoquan. _ BOMB SUSPECT FREED. Mike Stine Not Connected With Wall Street Explosion. OMAHA, Neb., December 10.—Mike ne, wrestler and hotel clerk, arrested Thursday night as a suspect in conn. the Wall treet explosion, T 16, 1920, was released from t jail today on his own recogni- zance after the Department of Justice notified police tiat he was not wantad by federal authorities. - ICE PLANT IS BEGUN. Special Dispatch to The Star. CUMBERLAND, Md., December 10.— Construction of the new artificial ice manufacturing plant and_storage house shade lower under hedge selling by | j; refiners and the disappointing show- ing in hog products. Closing s were 1 to 3 points net lower. S: 4.900 barrels. Prime crude, 7.15 | yrime summer yellow spot. §.40 January, 8.68; March, 8.93, .12, all bid. The Year 1921 to Da nd equipment. will cost about $25.000. I will be of stecl, concrete and brick, with dimensions of 80 by 190 feet, and ernly appointed. Storage and load- ing platforms of nearly 500 feel in h will be add a te on the Washington Stock Excllange. Furnisned by W. B. Hibbs & Co., Hibbs Building. Up to nnd including Friday, December 9, 1921. BONDS. $18.000—Ana. and Pot. 213 00—C. and P. Telephone 1st 5s 79.000—Georgetown Gas Lt. 25,000—Metropolitan R. R. 1st 5s. 49,000—Pot. Elec. Power 1st 5s. 152,000—Pot. Elec. Power cons. 5 229,700—Pot. Elec. Power gen. mort. 33,000—Pot. Elec. Power deb. 6s 224.600—Pot. Elec. Power gen. 6s 2.000—Wash., Alex. and Mt. Ver. 6s 189.200—Wash. Gas Light gen. 5s.. and Elec. com. and Elec. pfd 116—Commercial Nat. Bank 42—District Nat. Bank :7—Fnrm9r! and Mechan 531—Continental Trust 160—National Sav. & Trust. 200—Union Trust 100—Wash. Loan and Trust. 235—East Wash. Sav. Bank. 10—Merchants’ Bank , 60—Sec. Sav. and Com. Bank. 32—Union sSavines . 6—Wash. Mechanics’ 40—Corcoran Fire Insurance. 75—Firemen’s_Fire Insurance. High. Low. 73 62 6—National Union Fire Insurance. 460—Columbia Title Insurance.. 23—Real Estate Title Insurance 66 10-20—Columbia Graphophone com 1,130—Col. Grapho. pid 1,458—\erganthaler Lin 100—01d Dutch Market pfd 1,735—Lanston Monotype . 6—Security Storage Co. 142—Washington Market . Our Christmas Savings Club Opens Tomorrow! You owe it to the children to join the Christmas Savings Club for 1922, Don’t let them suffer a toyless, joyless Yuletide. The 1922 Christmas Sav- ings Club Starts Monday and you should start with it Enlist the whole family, if you can. At least start one account! McLachlen Banking Corporation 10h and G Streets N.W. Southwest Branch, 1350 B Street