Evening Star Newspaper, October 9, 1937, Page 32

C—S8 = FAHEY STRESSES NEED FOR HOMES Yolume for Year Greatest $ince 1930—Emphasis Put on Quality. @peeial Dispatch to Tha Btar. LO8 ANGELES, Calif, October 9. — Emphasizing the national need both for more rapid expansion of home dufiding and for better-built dwell- tngs, John H. Fahey, chairman of fhe Federal Home Loan Bank Board, pointad out in a message to the annnal convention of the United Btates Building and Loan League here this week that “the year thus far has witnessed a greater volume of mew home construction than any vear since 1930." Mr. Fahey said “there are mil- ¥ons of new homes to be built and probably as many more to be mod- ernized and improved. There is every prospect that in the years ahead of ns greater emphasis will be placed on the necessity of seeing that the home is really well designed and con- gtructed and that those lending agen- eias which exert every possible ef- fort to aid the home owner in get- ting full value will have most of the worth-while loans.” Referring to “most encouraging progress in home financing and home construction this year,” Mr. Fahey etated that “we haye extended stead- fly the gains which began in and the vear ending December last, ing advance in the mortgage field in more than five years.” Large Saving Accumulations. “The upward trend has continued through this year and it is apparent | that the figures for 1937 will show a further large accumulation of sav- ings in the mortgage lending and gavings Institutions of the country. Real estate values have risen further in nearly every section of the coun- try. There is a steady downward trend in foreclosures and more homes are being refinanced.” Mr. Fahey declared the expansion of the Federal Home Loan Bank Sys- tem “is a cause for national grati- fleation.” because it is through loans from member savings and Iban as- gociations of the system “that between 1.250.000 and 1500000 American families are buying these homes. Furthermore, the savings of more than 3,500.000 people are intrusted tn the custody of these institutions. They have for the financing of those homes needed to nmeet the shortage of dwellings, which is grow- ing vearly. The steady flow of savings into these institutions is necessary to provide ample refinancing for a large proportion of our homes. “Plainly, through the existence of the Federal Home lLoan Bank Sys- tem, the urban home mortgage : ‘ruc- ture of the country is tected than at any time in our history and consequently sound mortgages now may fidence. The insurance of share in- vestments, which has been made available through the Federal Savings & Loan Insurance Corp., affords in- vestors an assurance of safety such | as they have never before had. It haz been demonstrated conclusively in actual experience that the public places its funds more freely in in- stitutions which are insured.” H. 0. L. C. Activities Discussed. Chairman Fahey also discussed the activities of the Home Owners’ Corp., which is one of the agencies small under the board, and said that “during | in particular, the | tmprovement in collections has been | the last six months, especially marked. Most of the cor- poration’s borrowers are either current or practically so. Of those who are behind, the majority are not only meeting their current obligations, but in addition are catching up on their past delinquencies as well. month to month, fluenced, of course, by seasonal condi- tions and employment. During past half year, the corporation’s collec- tions each month have averaged about 87 per cent of the amount of its cur- rent monthly accruals. In some months the figure was exceeded 100 per cent.” Stressing the fact that “the corpora- tion has extended extraordinary for- bearance in dealing with its borrowers before proceeding with foreclosure.” | and that “it does not proceed to this step if any reasonable adjustment is | possible.” Mr. Fahey said “it should be realized that H. O. L. C. holds a greater number of urban home mort- gages than any other institution has | had to care for. (The corporation made & total of 1.021,587 loans for a total of $3.093.288.213.) “Naturally it will have more fore- closures in numbers than other lenders Whoee holdings are not so extensive. in | 1935 | 31, | represented the most encourag- | the major responsibility | large better pro- | be made with more con- | Loan | From | collections are in- | the | REAL ESTATE of A. S. Gardiner. Nearby Maryland Home Sold New dwelling at 13 Bayard boulevard, Montgomery County, Md.. which has been purchased by a local investor from the office THE EVENING STAR, WASHINGTON, D. C, SATURDAY, OCTOBER 9, 1937. -Star Staff Photo. BY J. W. WE ANY of the various species of lilies are not obtainable for planting until October or later. Sometimes it may be even necessary to break through a crust of frozen soil to plant the late | arrivals, Farther North gardeners frequently spread a layer of strawy | manure over the prospective lily bed [to permit planting. Picking up a nursery catalogue, one may be sur- prised at the varied directions for planting, ranging from 2 inches of cover for the madonna lily to 8 to 10 inches for speciosum and regal lilies. This apparent incongruity is based on the fact that some lilies root along the stem above the bulb, while others do not form these roots and may, as in the case of the madonna, need to be near the surface so as to send up & rosette of leaves in Autumn. Lilies may be benefited by planting in sandy soil rather than in the stiff clay that occurs generally in this region. Simply digging out a sizable hole for the bulb and filling the ex- | cavation with a prepared sandy loam mixture will be helpful. None of the lilies can endure direct contact with stable manure or commercial fertilizer, but on the other hand require abun- dant fertility after once established Some of the lilies are tolerant to lime, for example, the regal, tiger and Mount Hood. Others, such as the gold-banded lily, canadense, madonna |and Willmottiae, are distinctly in- | tolerant to lime. Here is another | argument against the promiscuous liming of the garden area. Most lilies enjoy a ground cover of other plants through which the flower | stalks can merge while the soil is | cool and moist beiow One of the great difficulties in | establishing lilies has, in the past, | been the problem of securing disease- free bulks for planting. Fortunately | this fact ix now recognized by nurs- erymen and there has been a mate- | rial improvement in recent years. There is no more fascinating group of | plants than the true lilies, but, at the | New brick bungalow eontaining kitchen, hot-water heat, cellar mnder enough ‘for three reoms. front, screens, metal weather strip; 5 rooms. back and side porche: Will install oil bu, same time, there is often plenty of dis- appointment when costly bulbs fail to grow into strong plants. The Blue Spirea. | \MONG the gross misnomers in mo‘ flower garden is that of the blue | spirea, which does not belong to the spirea family at all, but to the ver- benas. This mistake in nomenclature | does not detract from the beauty and usefulness of the plant, but may give a false impression as to hardiness, be- cause in this respect it does not equal the true spireas, such as Van Houtte and Anthony Waterer. In the very severe Winters of two or three years ago, all the so-called blue spireas that were unprotected were killed to the ground and some altogether. The plant could not be properly classified , as more than semi-hardy. It is said by L. H. Bailey, in his “Encyclopedia of Horticulture,” to be a native of China and Japan. The flowers are/ small, but are grouped in whorls borne so abundantly that one gets the im- pression of A mass of blue. The blooming period is very long, so that the plants may be used as a source of blue color over several weeks. Honey | bees appear to be very fond of the| plant and gather in great numbers on | bright, sunny days, | Propagation is accomplished readily | by seeds and cuttings and often hu dreds of little plants will appear be- neath the mother plant in Spring it | the soil has not been disturbed. Al- though one rarely sees other than the blue form, there are also pink and 408 Gorfield Avenue, West Riverdale $6.750 beautitul tiled bath, electric entire house. unfinithed sitie larze full les oD for $200 additional OPEN DAILY AND SU gton-Bal oulevard e ft on Madison which is Garfleld. white varieti As the plants rarely grow more than 2 or 3 feet in height, they fit in very nicely in the perennial border among herbaceous material, ‘The piants are scarcely sufficlently substantial to be placed in the foun- dation plantings with the evergreens and strong growing shrube, Tulips. OST of the varietal information about tulips 1s presented in Spring, whereas, as a matter of fact, this is the time of year that the home gardeners need suggestions most be- cause this is planting time. Of late years the long-stemmed varieties of the Darwin, breeder and cottage types have won favor because of their value as cut flowers, good keeping qualities and superb colors. One need not necessarily purchase the most costly varieties because some of the old standbys such as Clara Butt, pink; Farncombe Sanders, scarlet, and aft- erglow, deep rose with salmon-pink edge and orange glow, can be pur- chased at current prices. In fact, if one has only limited space for tulips it is advisabie not to plant too many kinds for a bed of a single color often makes the more attractive display. On the other hand, if one is planning to enter the flower shows next Spring the number of varieties may be important. City of Haarlem, a red Darwin with large cup-shaped flowers, has rather frequently been selected as the best flower in the Spring tulip shows. If one enjoys yellow, Inglescombe yellow is & beauty, and although not clas- sified as a Darwin, is often grouped with them even though the stems are not quite so tall. Most of the Darwins and the breeders, such as Cardinal Manning and Reve d'Or, have stems 24 inches or more in height, but &0 sturdy that they earry their flowers bravely erect without support. October is the supreme month for planting tulip bulbs, although the work can be carried on until the soil freezes. The bulbs should be set in well-spaded soil to a depth of 4 or § inches and need no Winter protection. For a small outlay for bulbs one may have a grand display the first week or two of May. 1937 Yearbook. {OR the scientifically minded home gardener the 1937 yearbook of the Department of Agriculture should have profound interest, devoted as it is largely to the improvement of fruits, vegetables and flowers by breeding. Particular interest would lie for the home gardener in the chapters on flower improvement which contain, beside a discussion of the principles and technic of breeding, information with regard to specific flowers, such as the amaryllis, China aster, canna, carnation, chrysanthemum, dahlia, gladiolus, day lily, iris, true lilies, rose, snapdragon and sweet pea. Nowhere could one place his hand on a more authentic and condensed account of the wonderful work that plant breed- ers have done in the betterment of garden flowers, The accounts should be extremely helpful to any home gardener who has in mind the de- velopment hobby. The papers on various fruit and vegetable crops are no less valua- ble and interesting. Garden Notes. ’] 'HE moist growing season should but, according to many comments | drifting about garden club meetings | and flower shows, the results have not | been ax favorable as might have been | expected. Iris has suffered severely fram soft rot, roses have had unusual e — 3607 35th St. N.W. $10,500 CLEVELAND PARK ad and minute kit-hen, wit Drive weet on Colonial, on o < rooms, t 3 large screened porches, nne oif n immaculate eondi- ed bath with electric refrigeration, o' OPEN TODAY 2 TO 6 SUNDAY 10 TO ¢ BOSS & PHELPS T K Bt REALTORS NA. 8300 GENTLEMAN’'S SMALL COUNTRY ESTATE minutes from downtown enwood, the wooded country club seetion north of located among some of Washington's finest homes and estates. HIS Colonial house with 2 acres of ground is 500 feet from the road and is reached by a private blue stone road, winding amidst numerous dogwood and giant forest trees. ond 2 baths, ness os well as of great charm vestibule with coat closet way to third floor. The house has 7 rooms is unusually well designed and gives an air of spacious- Entronce is through an attractive Beyond this is a large hall with open stair- To the left through on arch is a generously propor- tioned living room, which measures 15x23 feet. mantel in this room with a large fireplace over 5 feet wide. this room there is a screened living terrace, 20x16 feet There is o beautiful Beyond Through an- other arch off the hall is a dining room with bay window and attrac- tive corner cupboards. HIS beautiful home, of the finest brick and frame construction, has a heavy slate roof, copper downspouts and copper screening, completely insulated with rock wool from 4 to 8 inches thick, and oll windows are Chomberlin weather stripped. Floors are random width Georgia pine, Venetian blinds at all downstairs windows and attrac- tive Colonial hardware fixtures throughout. Built by the present owner for his home about two years ago before prices skyrocketed, which ac- $16,750 Open for inwection Sunday from 10:00 AM. counts for' the low price of te 6:00 and by appointment thereafier. WISCONSIN 4410 (Tn Reach mile tn Wileon Lane, then rioht Drive out Massachusetts Avenue to River Road. left one e ‘mile (0 entrance tn property.) Presentation of plant breeding as a | have been ideal for growing plants, | losses from black spot and even the lawns have suffered from plant dis- eases that have rotted the young grass stems. Some writers urge dusting the lawn with Bordeaux powder, but this seems almost too extreme for general procedure. Prof. W. R. Ballard of the University of Maryland publishes & monthly series of “Ornamental Gardening Notes,” in which he presents timely information for home owners. Among interesting items in the September numbper is the suggestion that glazed pots, tin cans and other impervious containers give better results with house plants than do the ordinary clay pots because they do mot dry out so rapidly. He adds that drainage holes in the bottom are usually provided, but that, with care In watering, such may be dispensed with. Prof. Ballard suggests a potting mixture of one part sand, one part leaf mold, two parts loam and one-half part dried cow manure, with a 1 to 5 inchipot of bone meal added to each bushel. This, of course, should be all thoroughly mixed prior to using. A helpful device for keeping house plants moist is the new porous pads, which are placed in the saucer below | the pot. These pads supply water in | constant flow and prevent alternate drying and over-wetting of the sofl The following list of peonies, taken | from Prof. Ballard's notes, is said to | embrace varieties found to be depend- REAL ESTATE. able for most parts of Maryland: Mrs. Edward Hafing, Kelway Glorious, Frances Willard, Alice Harding, Ther- ese, Mons. Jules Elie, Reine Hortense, Edwin C. Shaw, Walter Faxon, Phil- ippe Rivoire, Matilda Lewis and Rich- ard Carvel, If one is planning to take in cut- tings of coleus, geraniums and other tender plants, do not wait until frosts have arrived, because once the plants have been chilled cuttings are dim- cult to root. The Garden Clubs. OPEN this afternoon and evening and again tomorrow for the sec- ond and final day, the Fall rose show ataged by the Potomac Rose Bociety in the National Museum is well worthy of attention by home gardeners and other admirers of this lovely flower. Several thousands of people attended this show last year, concrete evidence that the rose is our best-loved flower, Fortunately, frosts have not occurred to mar the beauty of outdoor roses. There is no better place to study va- rieties and to make a list for planting this Autumn or early in the Spring. The Potomac Rose Society deserves high praise for this show and its various other efforts, including the trial garden at George Washington University to popularize the rose. Priced for Quick Sale—$9,950 106 CEDAR LAN untington Terrace Bethesda, Md. A fine five-room brick bunga- low with basement. Full attic, tile hath. Open fireplace, Un- sual appointments. '3 block from bus line. The best to be had f o g6.850 Open Saturday and Sunday Drive out Wis Ave. fo ston lioht wn Bethesda. e/t on Old Groror- 1o Ra."to Cedar" Lane, ‘left {0 GOSS REALTY CO., 1405 Eye St. 1 6600 Wisc. Ave. Wisc. 2 FIRST SHOWING—2 New Homes in Nearby Arlington County, Va., Which Combine Unusual Features, Superior Construction, Desirable Location LYON VILLAGE 1503 N. FILLMORE ST. $14,750 ERE is o charming 4-bedroom bath home that will appeal the most Situated on a large, well-landsca corner lot, it is equipped with discriminating purchas 7207-9 Brcdley Boulevard IN ENGLISH VILLAGE, MD. There Is a Bedroom and Bath on the First Floor Living room, dining room, kitchen and porch; bath on the second floor; hot-water eonnection; slate roof, built-in garoge. Lot 75x190, recreation room in the basement best features of modern construction furred walls, three bed room: ond All the ‘round insulated; 2 fireplaces; oil burner with year OPEN DAILY AND SUNDAY To reach Jrom Wisc. Ave Drive 18 miles West on Rradiey to Wl Rivd on Lane and property. H. H. CARTER 613 15th St. N.W. pec the latest Norge Air-Conditioning unit copper water downspouts. pipes, qutters ond 2-car built-in garoge slate roof and screened porch open ing off the dining room. Its m tine appointments are seldom for in a house at this price. To Reach: Out Wilson North ) 1503, Boul 1403 N. Court House Rd. erard Fillmore Street, right on Fillmore an und I Ph. No. 4178 WAVERLY HILLS CORNER 15th & N. TAYLOR ST. $8,750 | F YOU have been looking for o litie more than just o house at o ren <onable figure iarther home kitchen living room rage and lavatory in bosement. completely lated, etc you need search nn This S5-room, 2-stery brick has modern gos-equipped oil heat, screened porch off sun deck, detached go- It is weather-stripped,” insi- ond situated on a wooded Iot with 64 feet of frontage Glebe Sreeet Reach Food right out right on Wilton Bo on Glehe Rond 1 T3th North ard BOTH HOUSES OPEN DAILY AND SUNDAY GEORGE H. RUCKER CO. Arlington, Va. Clarendon 197 ltumn uys 7 BAIlNAB\’ WOooDs In proportion, however, to the size of | ite operations, there is nothing at all | out of the ordinary in the corporation’s | foreclosure experience.” | Through the end of July this year, | the corporation has acquired 49,270 properties, Mr. Fahey said. Of this| number, 2,750 had been sold. ““Houses | acquired by the corporation are rented, at figures consistent with the rents of the locality, almost as rapidly as they | are ready for occupancy after repairs,” he added. Must See This Beautiful Chevy Chase Home Tufts of {nfhrr.l form !hr c{ hnmpd owls, LUMBER CUT TO SIZE AT NO EXTRA COST “horns™ | This Fine New Home! OUTSTANDING IN CONSTRUCTION —VYALUE AND QUALITY La Salle Park 1808 UPSHUR ST. N.E. Open Daily and Sunday to 9 P.M. FREE DELIVERY Lamber buvers bave hailed ‘this service m Savines in'time and vour Lumber hi ot "or Tip It to wanted aincs no extra eost. ATTENTION SIGN PAINTERS D DISPLAY MEN ,u and Recommend ulAMoUNT WAL sgAlm A ol e e Alplave and hackerounds.’ Gei our low prices on any sire order. 214 East Underwood Street Chevy Chese, Maryland—Corner of Brookeville Road ITUATED on a large lot. This home contain 6 spacious rooms and 1 bath, French paneled and stippled living room and dining reom, 1-car garage, and many other unusual features found in Brown Bros. homes. Price $9,950 Carefree Comfort with Modern Gas Appliances Open Daily and Sunday To inspect, drive out to 6600 Bock of Comn. to Underood, 2 sauares east on Gnderwood to” home, Brown Bros. Corp. Builders and Owners 907 15th St. DI. 2724 Exhibit Home, 6529 Thirty-Second Street N.W. Gently rolling hills, picturesque valleys shaded with unsurpassed oak and flowering dogwood trees offer home sites to delight the heart of nature lovers. Come, inspect the latest group of our modern, air-conditiond homes, reflect- ing the quality and artistic finish of SWANSON CONSTRUCTION, amid a restricted community convenient to transportation, schools and shopping nter. i Moderately Priced at $12,950 Furwishings by Hilda N. Miller This Is an Electric Kitchen Health Home Open, Heated and Lighted Daily and Sunday Until 9 P.M. Directions: Drive out Connecticut Avenue to Nebraska Avenue, turn right to Utah Avenue, north to Thirty-second Street and right one block to property. M. B. SWANSON—Owner-Builder E. B. TOOLE—SALES—EMERSON 6843 i 7@\i @ 1s/ @V (@Yil§ A better built brick side-hall home of 6 rooms and 2 baths, reception hall, living room, dining room and dinette. De luxe kitchen, 3 bed rooms, 2 baths, large attic, recrea- tion room, detached garage, gas heat, slate roof, insulated, furred, weather - stripped, caulked and screened. Large lot. SULLIVAN BROS. 1520 K St. N.W. MEt. 4323 J. FRANK ELLY" 2121 Geo. Ave. No. 1341 TO REACH Out Michigan Ave. to 18th St. N.E. to property. el @Yo78\4 78\ i/ iTe\a/@Y 9\ 4787l /@Yii/8Yil®) i 8\ ii/8\u/8