Evening Star Newspaper, October 26, 1935, Page 18

REAL ESTATE. “Last Church” of Veteran Builder FORT MYER HEIGHTS EDIFICE CONSTRUCTED SOLELY ON FAITH SOME ONE WOULD BUY IT. “CHISELERS” HIT ON HOME LOANS Government Reports 1,096 Made No Effort to Pay Off. By the Associated Press. Emphasizing it would be lenient with its home loan debtors if they are in real distress, the Government warned today it would deal severely with “chiselers.” Already, officials said, the Govern- ment has foreclosed and taken over & number of properties owned by persons who obtained Government financial aid‘to save their homes, and then failed to keep up the payments. Of the first batch of homes thus taken over, seven houses were sold at a small profit, and 69 others are being rented. Home Owners Loan Corporation officials reported that of the 2,105 foreclosure cases started against ur- ban borrowers with properties valued at more than $6,000,000, more than half—1,096—were to recover homes from “downright chiselers—those who have the money to pay, but think they can beat the Government.” The officials added that 728 were against persons who abandoned their properties—some of them just “walked off leaving the door open”; others because of divorces or for other rea- sons. In 211 cases the borrowers died and heirs did not wish to assume the obligation, while 69 cases were started because of legal complications. Michigan in Lead. Every state except Montana and Wyoming is covered in the fore- closure cases. Michigan leads with 276 cases; New York is next with 214, and Massachusetts is third with 157. A total of 422 cases have been completed to date, but 58 of these borrowers came in at the last minute and bought back the properties. John H. Fahey, Home Loan Bank Boara chairman, indicated he is far from discouraged over the number: of foreclosure cases. He said it must be yemembered that 927,570 loans have beer made for $2,805,274,358. “It is inevitable that thousands of ‘homes must be acquired by the H. O. L. C. in the normal course of its busi- ness,” he said, adding that 5,000 fore- closure cases probably will have been instituted by the end of 1935. He said the corporation would sell and rent foreclosed homes, but would not “dump” them hastily on the mar- ket for fear of “stimulating a new depression of real estate values.” Deputy Gentral Manager. Harola Lee has been named & deputy general manager in charge of the management of homes taken over. Where houses can not be sold and need repairs, they will be recon- ditioned and rented. Fahey said that a vast majority of borrowers were paying their 5 per cent, 15-year loan installments regu- larly. Although the H. O. L. C. is only a little more than two years old, 2,000 borrowers have paid off their loans in full, he said. He ascerted that borrowers with Jegitimate excuses would not be har- rassed. Under the law, extensions up to six months are permitted in these instances. At the end of last month, when $232,355,088 in monthly install- ments fell due, $51,037,944 was over- due for 90 days or more. This pers centage was said to be around the same as for private lending agencies. e SHADES CAN BE PAINTED IN NEW COLOR SCHEMES Enterior Tints Can Be. Applied to Blinds After They Have Been Washed. . To renew window shades, lay them en a flat surface and paint with flat wall paint. In many cases, while the exterior sides of the shades should match, it is desirable to change the interior colors to harmonize with the decora- tive schemes in various rooms. Before painting the shades, figure out appropriate color schemes for the entire house. Some types of shades can be washed and renewed in this way. Check to see if your shades are washable. BOYS NEED WORKROOM Most small boys and many older ones would like to have a private car- penter shop, where they could hammer and saw and scatter shavings ahd chips to their heart’s content without fear of cluttering up the living quar- ters or of being shooed out of the way. ‘The modern thing to do in such a case is to partition off a portion of the basement or attic into a bright, pleasant little work room. Here such masculine pursuits as building furni- ture, model ships, and many other objects can proceed uninterruptedly. OR 30 years Frank Follansbee built churches and sold them; many imposing houses of wor- ship through Georgia, Virginia and West Virginia stand as memorials to his curious occupation. Just across the Potomac on Wi boulevard opposite the new Colonial Village Apartments is his last church, built with loving care in his declining years, hard by his home where he died. Few passersby give more than a fleeting glance to the low red brick building, which is known as the Fort Myer Heights Methodist Protestant Church. Yet its origin is strange, for it was built by an individual who did not know what creed or sect it would harbor. As with Mr. Follans- bee’s other churches, he offered it for sale on the open market. “He built it mostly on faith,” said his widow, Mrs. Lulu Follansbee, “as THE EVENING STAR, WASHINGTON, FORT MYER HEIGHTS CHURCH. he did many of his other churches, but somehow he had a feeling that it would be bought by the Methodist Episcopal Church South. However, when it was completed the Maryland Conference of Methodist Protestant Churches purchased it.” Seated in the sun parlor of the Follansbee home, which its owner hoped would be used some day as a home for the aged, Mrs. Follansbee told how he earnestly desired in his last years to build one more church. He called it his “last church.” 8o in his late 70s he drew the plans and built the church only a stone’s throw to the north of his home. He had wanted it close by so he personally could supervise the work, even to the laying of each brick. While the walls were mounting his brother asked: “What do you expect {to get out of this church business | anyway?” Home Modernization Wasted Cellar Space Easily Converted Into Attrac- tive Game Room, Gymnasium or Workshop. BY LAWRENCE CROLIUS. Are you wasting s lot of valuable space in the basement of your home that could easily be converted into an attractive “‘game” room, gymnasium or work shop? It's hard to understand why so many perfectly good cellars are go- ing to waste when it is such a simple matter to modemize this little-used portion of the house. It also seems strange that so very many home owners have completely overlooked this whole floor, particularly in small houses where they have oftentimes been cramped for room upstairs, This obvious negligence and lack of imagination is largely the result of a traditional feeling against cellars or basements of all kinds. Nearly every one took it for granted that basements were places where only large, unclean furnaces were located, dusty ask cans, coal bins, laundry tubs, and other domestic machinery taking up most of the remaining space. Conditions Changed. Of course a few venturesome souls have thought of partitioning off the furnace and coal bins, or possibly in- closing the washtubs in a small space, but for most part cellars were not “the place to go"—socially. All this has been changed now in many houses, and the game or “brawl” room is the center of attrac- tion. The advent of automatic heating equipment was no doubt the turning point in the social outlook of the average cellar. With the installa- tion of oil burners, gas, or automatic coal-burning devices numerous own- crs have been quick to realize the new territory thrown open to them. Comfort, modern boilers or air con- ditioners made it possible to build the recreation room right around the heating plant without even bothering to inclose the equipment off by itself. In fact, the decorative jackets fur- nished on the latest heating devices are so attractive that they are some- times by far the best-looking fur- nishings in the room. Place For Imagination. If you have neglected to add this additicoal floor to your house you will find it an excellent piace to exercise your imagination. You will find that it is possible to do hun- NEW CHEVY CHASE BUNGALOWS dreds of things down there below ground that you wouldn't care to do upstairs—in an architectural or deco- rative way—that is. Nor is it necessary to restrict your- self to making a social room out of this space. You can make an excel- lent gymnasium with parallel bars, rowing machines, punching bags, and other athletic equipment. It can be transformed into an elaborate work- shop with lathes, saws, and motor- driven tools of all sorts which can be operated without too much noise reaching readers or sleepers upstairs, In other words, if you are searching for a place that you can call your own and where you can run riot with ideas of construction and decoration, by all means—fix up your cellar. And don't forget that afterward you can dance as long as you want to, play the radio or phonograph until all hours of the night, and you won't disturb any one except a few old ones —if you happen to have some buried beneath your cellar floor. e PIT GOOD FOR ASHES Depository Prevents Them From Scattering Over Basement. What every home needs is a good method of keeping ashes in their place. That place is not all over the basement floor or sifting out of & rusty can where they can be tracked all the life-long friend of the weary fur- nace tender. You can throw hot clinkers and ordinary run-of-the- grate ashes into a fireproof ash pit. It won't burn, rust, or turn over. It will take plenty of rough treatment. Any one can bulld it. A fireproof ash Ppit costs very little. 5 New, Real 7-Room over the house. A concrete ash pit is | ‘His reply was “Fatness of soul.” A deeply religious nature impelled Follansbee to choose his unusual pro- fession. His father, James Follans- bee, was & Southern Methodist min- ister, who was born in Washington, but went to Texas during the Mexi- can War. Later he became president of a Texas college, but when his son was 14 the family returned to Wash- ington. After & well-rounded education, with special training in architecture, the son began his career in church construction, which lasted many years. A few years after he married Miss Lulu Cameron of Georgetown he moved to Fort Myer Heights. He built his last church there, and even when age had bound him to his home he would sit by the window and look out with satisfaction on his handiwork. NEW CELLOPHANE USE Ready-Made Glass Curtains Com- bine Color Film, Ecru Cotton. ‘The latest cellophane product in the decoration fleld is ready-made glass curtains which combine the natural color slit cellulose film with ecru cot- ton. These curtains are presented in an open fishnet weave. The very slight glint of the slit cellulose film, which in this particular weave looks as cobwebby as fine drawn work, gives life to the fabric. The curtains are simply styled, Chimneys Need Examination. When the wind howls outside do you ever consider the chimney perched aloft on the roof? It might be & good idea to go up, or send some one up, to see how your chimney is standing the years and the heat. Then, while you're up there, examine the coping, the mortar joints, and the flashing. leeping porc] 3¢ e. eneral ec. oll . large lot with trees. Open Saturday & Sunday Drive out Conn. Ave. to Harrison St., turn left 2% squares to 3924 Harrison St. R. B. WARREN 1108 16th NAT. 9453 Presenting in Edgemoor Houses—Brick, Cen- ter-Hall Colonials—21> Baths, 2-Car At- tached Garage, on a 60x125 Lot. 2 D. C, HEADWAY SHOWN Expansion of Funds $1,- 000,000,000. Strengthens tem operates for the benefit of several millions of home owners and small SATURDAY, OCTOBER 26, 1935. tion comparable with that of the Fed- BY HOME BANKS to $124,700,000, of which nearly $85,- 000,000 hes already been paid, it is contemplated tha banks will be owaed and controlled by the private member financing in- stitutions, whose paid subscriptions to stock in the banks now aggregate $23,5185,525. 3,000 Institutions. institutions have an enormous volume of home mortgages, aggregating over $3,000,000,000, available as security for loans from the Federal home loan banks for the use of home owners and investors. g New Steel Fireproof Sunshine Homes! REAL ESTATE. Rates to home owners on individual mortgage loans by members must re- flect the additional cost of making and servicing the loans and other operating “expenses, and are usually from 2 to 3 per cent above the bank rates, depending upon local conditions. The bank rates at present range from 3 per cent to 4 per cent. New Commercial Dishwashers. New dishwashers for commercial use are available this Fall. Restau- rant owners are installing these units, Paint Border for Rug. In refinishing the floors of an old house, a border may be painted around the edge of the rug and the baseboard painted the same color. Black is sometimes used for this pur- pose. A deeper hue than that of the rest of the floor is also attructive. Paneled Walls Favored. Elsle De Wolf in her book, “The House in Good Taste,” says: “To me, the most beautiful wall is the plain and dglnlm p::;ea wall, broken into grace! panel the use of narrow moldings.” Of the Most Extraordi- nary Value of the Year! 5601 30th St. N.W. (Cor. of 30th and McKinley Sts.) A Detached Brick Residence In Chevy Chase, D. C. §8,950 With stone be sold ¥ Open Daily all the features of more expensive homes. 6 rooms, oil burner, fireplace, brick garage. Will be completed this week—but will before completion—see it today. Until 9 P.M. SHANNON & LUCHS 1505 H St. Na. 2345 investors through the 12 district home loan banks, conveniently located throughout the country. The banks do not make loans directly to the owner. 1 reoms, porel sun deck. rage—and there are plenty of them. To imapect: Bank of Bethesds, Oid =~ Georgetow: m Ro past, Bank to Roosevelt St. ¢ 2 dlocks to homes. R. B. WARREN 1108 16th . veer left ad 516 Goddard Rd., Battery Park, Md. NEW—CHARMING—COMPLETE—REASONABLY PRICED NOW READY-MOVE IN AT ONCE! Center-hall type, six surprisingly large rooms, screened rear livimg porch overlooking beautifully landscaped lot 190 feet deep with trees, substantially built, slate roof, furred walls, insulated, weather- stripped, screened, Electric Health Kitchen, built on high ground ‘Shont " windews— $7,650 & up The very latest in constructie lesign—Modern in every respect, 1 chaser the Come Out Saturday or Sunday Drive out Wis. Ave. to on 1 mile turn Nat. 9453 6136 30th St. N.W. One-half Square North of Rittenhouse St. and Utah Ave. “A delightful section of Chevy Chase” A beautiful all-brick home on a splendid lot, containing six nice rooms and two beautiful tiled baths, slate roof, detached garage, insulated and fnished attic, modern kitchen with electric re- frigeration—Open fireplace—Every modern piece of equipment— Large breakfast alcove. Please inspect this exceptional home. At the Astonishing Price of Open 2 to Daily and Sunday. Go to Bethesds. turn left at Bank, follow Old Georgetown Road to Batiery Lane, turn left one square, right to Aouse. MARLOW-BEECH CORP. MEL (170 Built by Gee. W. Young PHILLIPS & $9,950 CANBY, INC. Investment Building The Silver Star Home In Colony Hill A Modetnized Early American Village of Compelling Charm, destined to become one of America’s Outstanding developments. 1722 HOBAN ROAD Quality is paramount throughout the vjllage of Colony Hill. It is not mereiy a section of detached houses, scattered promiscu- ously, but are blended tos gether, creating the atmose phere of an Old American Village, such os may be found in Nantucket, Salem, Williamsburg and elsewhere in New England ond the South. Thinking, intelligent people who are willing to taoke time to thoroughly inspect the structural features, ma- terial, workmanship ond finish of @ home, will be re- warded by visiting this Sile ver Stor home in Colony Hill. A more complete in- spection con be made by those desiring to buy m coming out during the week. 6802 EXFAIR ROAD $13,000—%13,500 All-brick houses; insulated; with slate roofs and ofl heat; containing & 26-foot living room with fireplace; specious dining room; large center hall; separate breakfast room; extra sized electric kitchen with Monel HARVEY P. BAXTER, ARCHITECT + OPEN SUNDAY AND DAILY Cor. Taylor & Summit ts. NW., 2 Squares East Brook Tea House PRICED ONLY $7,250—%$65 MONTHLY PAYMENTS Large, light rooms. Oil heat. Lots 50 ft. front. Beautiful bath and shower. Hardwood floors. Modern kitchen complete. General Electric Refrigerator HEATH HOVE Electric Range and Clock Come Out Any Evening or Sunday HOWENSTEIN 1406 H ST. N.W. CORP. DIST. 7877 REALTY ; Westinghouse refrigeration and stove; inlald linoleum; and toilet on first fioor, and large closet. A Real Library that as an additional bedroom; 3 bedrooms that will all take John Legon Furnished by Hutchison, Inc. Morgan E. Morgan 1108 16th St. N.W. Nat. 9453 BOSS & PHELPS CREATORS AND EXCLUSIVE DEVELOPERS OF COLONY HiLL AND FOXHALL VILLAGE