Evening Star Newspaper, March 16, 1924, Page 68

John Smith and His Car John Smith is a character whom BY FREDERICK C. RUSSELL. every motorist should welcome. He is not selfish; rather he is a motoring martyr, a chap willing and glad to have exploited, in an interesting way, his experiences for the benefit of the other 10,000,000 or more members of the motor clan. No. 37—=Sued for Damages. Having learned through previous experience that it is always advisable to co-operate in every way possible with the insurance company, and knowing that the physician who had collided with him would endeavor to present some sort of claim, Smith had «usked his repair man for an estimate of the damage to both cars. Armed with these facts, he was in a better position to answer the unreasonable claim of $900 for damages and $500 for loss of use which the physician’s lawyer had precented. Smith's repair man said that it would not cost over 3300 to repair the doctor's car and that the work could be done in four days. Thus the loss-of-use item of the claim could be cut to $100, since a car could be hired for $25 a day. This irformation Smith put to one side, and then wrote @ letter to the physician's attorney advicing that the claim mig!.t be considered were it 1o Tor the fact that the physician w entirely to blame for the collicion and that there were witnes es 0 prove it. Smith then presente counter-claim of $7 his own car. In doi plied with one of t most imp¢ nt Tules of law—he did not admit lia- bility. After he had written this letter he came around to see me, with a view to asking the next step. Advise Insurance Agent. “Now is the time to call up your insurance it and advise him that you have a ¢ to make under your full coverage collision policy,” T sug- zested. “At the #kame time scnd a no- tice to the home office of the insur- ance company, together with a_brief statement of loss. You might also ad- vise your agent that the other party has already presented a claim against you and that you probably will have use for the protection which your liability policy affo Smith departed snd was not heard from until the next day, when he called me over to his office o show me some of the literature which the adjuster had left for him to sign. “That's merely your proof of loss,” 1 explained. “According to the state- ment attached to it, the adjuster has approved your g man’s estimate of the damage. All you do is sign, hiave your signature witnessed hy a notary public and send the proof of loss back to the adjuster. Within a reasonable length of time, probably - your garage man pre- the draft wi'l be through Subrogation Recelpt “But what's this for?" S pointing to a form which T in air the other car, this so that hi I explained, “and if you were 0! you might sue the doctor yourself. And if you you would therefore Te- would amount to double letter arrive this on to the cas chich insured me an let them take care of it,” Smith suid. Pointer to Rememb “All very well,” I replicd, forzet that vou have u interest in this suit, even though you are insured. Th *|coming from will_doubtlessly prefer handling the whole thing themselves, because their attorneys are more familiar with this sort of suit than any -attorney you might retain. But don't get the idea that the casualty company insures you against the possibility of being sued; they insure you against mone- tary ‘loss in case you lose (but only | to the extent of the amount of insur- ! ance carried), and only relieve you of the.detalls of the sult because it is plainly to their advantage to do so. , But the 1imit of liability for property | damage and property damage loss of use in your case—as In the usual pol- icy—is only $1,000, So you must be careful to protect your own interests, for should a verdict of more than $1,000 be returned in the plaintiff's: favor you would be obliged to pay | the difference yourself. Under these circumstances you can see that you have more than a passing interest in the results, even though you are insured.” i When Smith watched his garagée man working on the car latc that Jfternoon his mind was considerably ‘traightened out on the details of ‘ollisions, adjustments and suits and )ther matters which up until then \ad been rather vague to him. He 1ad arother premonition that as an all-round motorist he was “getting there.” (Copyright, 1924, by the Uliman Feature Service.) Next week—"Car Becomes a Ne- cessity.” | VISITORS TO REO SHOPS FROM FIVE CONTINENTS | Thirty-Three States Also Bepre-‘ sented in Guest Book at Lansing Plant. Forty-three states in the Union and thirteen foreign countries were rep- resented on the list of people who visited the shops of the Reo Motor Car Company, in Lansing, during the | past year. Residents of five conti- nents were conducted through the varioys departments in which Reo parts” are made- and along the as- sembly lines where the various units | are co-ordinated in the passenger | cars and speed wagons which make up the Reo line. It is noteworthy that the visitors . came to the Reo in numbers evenly distributed throughout the year, for, | while June was the largest month in the point of the number of people guided through the shops, Marcu was the second largest. In January near- | Iy as many visited the plant as in | . | May and September. mong the foreign countries from | vhich the visitors came were China, apan, Mexico, India, Switzerland, | England, Australla, Norway, Sweden, | the Philippines, South and Centrai | America. In the matter of numbers ; each state Iilinois | ranked second to Michigan, with Ohlo a close third. — SOFT CONNECTING RODS. | Conneeting rods get soft when | tened too frequently. They | -habit of getting out of line, ough straining or mis: hatt. Thi tmilar to = trouble—if only t mporarily—is to straighten the connecting rods again. But the more a rod is straightened :he softer it becomes, and the quicker t will get out of line again. If a motorist really wants the work done ! right he should use new rods. THE SUNDAY STAR, WASHINGTON, D. C., MARCH How to Decide Whether to Buy New Spring Auto To buy new or to rebuild and re- paint, that is the question as spring- time nears. So, for the convenience of those who can't quite make up their minds, let the following analysis serve ag a guide: Determine what the old car will be worth traded in next year. Deduct this from the probable price of a new car of same make next year (allow for slight Increase). The difference, plus the cost of repalrs contemplated, less a first year's depreciation on a new car, will show you the actual cost of waiting for another year. Compare_this with the actual cost of of buyink-now, which is determined by adding the first year's depreciation to the acual cash difference beween to the actual cash difference betwern on the old car, less an estimated amount for repairs unlikely with a new car. Then run down to the nearest sales- room and fall for the best car they've got. You orly live once. SELLING, MAIN PROBLEM. OLDEST OLDSMOBILE i STARTLES PGLIGE' Model of 1902 Vintage Causes Traffic Officer to i Stare. Just a few days ago the traffic offi- cer at 15th and H streets northeast pinched himself and then rubbed his eyes because coming down the Bla- densburg road he saw what at first he thought was an aparition, but after going through the tests described above he felt that it was an actual reality, and what he saw you can see in the showroom of Dick Murphy, Inc., 1835 14th street northwest. It is a granddaddy of all automobiles, but of Oldsmobiles in particular. It IS a one- lunger of the vintage of 1502, and it will chug and pull as steadily and run as merrily as the day it was first built. It is the particular model which prompted the writing of the song that was so popular twenty years ago, namely, “My Merry Olds- mobile.” g This particular Oldsmobile is the personal property of Mr. R. J. Mur- phy, president of Dick Murphy, Inc., it ‘having been given to him as a 16, Shut Off Lights To Help Starter On Cold Nights Yes, the lights should Lo turned off an instant when using the starter on a cold night. Every little bit helps the battery. No, dom't bother taking up the slack In the fan belt these cold days. The engine is probably run- ning below a normal operating temperature, anyway. Yes, cover the nickel trimming ith vaseline when storing the car for the winter. There will be some “sweating” on warmer days. Hut why store the car? Didn't you buy it for transportation? No, thore is noharm in choking the engine when shutting it off (so_that ‘a snappy start can be made & few hours later), provided the engine is_the valve-in-head type and you change the ofl every 500 miles. In an L-head motor the raw gas will encourage stick- ing of the valves. And if you don’t change oil frequently there will be excessive oil dilution. ————e AUTOISTS PAINTED NUMBERS. Barly motorists remember the days Easier to Build Auto Than Dispose of It, Says Hausmann. CHICAGO, March 15.—Merchandis- i ing is the basic problem of the auto- mobile industry, according to T. L. president of the reor- ganizrd T-mpar Motor Car Company of Cleveland. in an address here. Hausmann, “There are no secrets in the auto- mobile business,” said Mr. Hausmann. “Any organization with ability and experience can build 2 good automo- The whole problem of th dustry centers in merchandising. Suc- consists i giving the public what it wants at a i y it wants it, personal and the entitled when it invests its money. “Success in any kind of business One is in- i timate knowledge and vision of the market and public demands. other is ability to build up an or- ganization composed of strong per- bile. cessful merchandising depends on two things. sonalities.” - e Scotland Yard's collection of finger prints numbers nearly 380,000. Watch battery and g T twe wesks.” token of friendship by Keane, who owned the O Sales Company, which prior to this territory. spective automobile owners. in- praise upon it: thing wrong with it Public g | Hear this The timing will " improve speed. er on’ bhills. Your Battery! Give your battery careful at- tention these days. It needs frequent inspection and filling with water. Drive in every two weeks. This may save you the price of a new battery. Whether your battery is a Willard or not, come tous. You can rely on our judgment in battery problems. Washington-Battery-Company 1621-23 L Street N.W. Willa; Read Our Other Announcements in Part 1 . KANN Sons Co. “THE BUSY CORNER” Main 180 Or Any Authorized rd Service Station Penna. Ave., 8th & D Strects Important News for Automobile Owners In the Spring Festival Sale Through a Special Arrangement With the Factory We Now Offer Salem Super-Size Cord Tires -Tubes —In a special 10-day offer of a tire and tube at the price of the tire alone Every Tire Guaranteed on a 10,000-Mile Adjustment Basis —Here’s what motorists have longed for—Cord Tires at medium cost, with the backing able firm! —Salem Cords have of a depend- been tested under such trying conditions and have so thoroughly proven their worth that WE BACK THEM WITH THE FAMOUS KANN GUARANTEE OF SATISFAC- TION TO THE CUSTOMER! —~Come in and exami ne these tires. —Note the big thick thread and sturdy appearance of depend- ability. —In the larger sizes, Salem Cords are several pounds heavier than many of the other makes. List Prices Sale Pricen Tube and Tire Tube and Tire $13.90 $19.50 » —Carcass is of the finest grade long staple cord materials — care- fully selected and subjected to the most exacting inspection, with maximum textile strength tests. Every layer is impregnated with pure gum. —Tread is broad, deep, non-skid design. wearing. Resilient, tough and long- Reinforced shoulders give added mileage. —And they're “air bag” cured— that means 25 per cent to 35 per cent longer life. That’s why Salem Cords invariably outlive their gen- erous guarantee! —Add to that the Kann guaran- tee—and yowll wonder how so much tire value can be sold at these prices. List Prices 33025 84025 11.25 $43.23 Sale Prices Tube and Tire Tube and Tire $563.55 53225 —Those who have charge accounts will appreciate the opportunity of charg- ing these tires as they do . other merchandise. Those who have no charge ac- counts are invited to”con- sult our Credit Manager on the. Second Floor about obtaining one. Mr. M ary 1, 1924, distributed Oldsmobiles in It has been {n Balti- more for the past few months, where it attracted widespread attention not only from the automotive trade in general but from old as well as pro- AIDS CLIMBING POWER. When your car does some remark- there may be s in mind: 1f the engine pulls exceptionally well when being driven uphill slowly it should pull equally well when driven fast. If its power seems to be confined to slow pulling you're not likely to be wrong in suspecting that the timing is late. Late timing will improve slow hili climbing very much as very advanced In_the former case the engine will lack speed; In the latter, it will lack pow- J.| when no number plates were issued them when they secured their licensce. A number was assigned and the owner painted it on the back of his horseless carriage. The park commissioner of Philadelphia is cred- ited with the origination of license tags, which had to be carried by all cars entering Falrmount Park, and were issued by the park commission. SEeciome e REO SHOWS HIGHER SALES. Deliveries by the Reo Motor Car Company during the month of Feb- ruary were 40 per cent in excess of total deliveries for February of last year, according to announcements Jjust ‘made by officers of the company. Taranto & Wasman OR_BODIES. Installed While You Wait. 17 NEW YORK AVE. N.W. OUR RETREADING SHQW WAS A GREAT SUCCESS of vinoed that ABSOLUTE SATISFACTION REEBILT TIRE CO. INC. 623 h 1924—PART ) Ir you have not talked with own- ers of the new series Hupmobile, we suggest that you do so before deciding upon your next car. They will tell you that this longer, larger and more beautiful Hup- mobile is a revelation in swift- ness, in smoothness, in steadi- ness,—in increased power and speed. The wisest thing you can do in selecting your next motor car is to get acquainted with this new Hupmobile. STERRETT & FLEMING, Inc. Champlain St. and Kalorama Road ) Columbia 5050 Branch Salesroom, 1223 Conn. Ave. ...ull““ e 23,000 Men Present you the utmost in fine cars ing Studebaker cars. Most of us are partners in the busi- ness. Thousands of us are stockhold- ers. All of us, after a certain time, get dividends on wages. All of us, after two years, get vaca- tiens with pay. All of us, after one , get dividends on wages. After ve years, that annual dividend adds 109, to our earnings. . ‘The company spends vast sums on co-operative work ith us. When we re- tire, we get pensions. So Studebaker cars t the best that we, in combination, know how to offer you. s s @ Some of us belong to management. If we do better than expected, we get 10% of the excess. So every man among us does his best to make Studebaker carssupreme. Omnr fine backing Behind us is an hon- ored name. For 72 years 8¢ debaker has been the :::der in quality and 188, We have $90,000,000 of assets. We have $50,000,- 000 in model plants. We have 12,500 up-to-date machines. So Studebaker cars are built by modern and efficient methods. We have an engineering depart- ment which’ costs $500,000 yearly. ‘That to maintain and develop Stude- baker standards. We subject Studebaker cars to 30,000 inspections. - That requires 1,200 men. All told over 70,000 ma- chine and hand tions are per- formed in manufacture of a Stude- baker car. In so many operations, though each one is small, there is a T HERE are 23,000 of us build- ] _LIGHT.SIX 5-Pass. 112-in. W.B. 40H.P. great opportunity for economies and savings. We have a $10,000,000 body plant, to maintain the Studebaker standard of coac: work. There sons, fathers and grandfathers are working to- fit::r, to build such bodies as Stude- r always built. ‘Those bodies are finished by many operations, including 15 coats of paint and varnish. ‘The open bodies are upholstered See how Sifidebaker gained top place 145,167 people last year paid $201,000.000 for Studebaker cars. The sales have almost trebled in the past three years. Studebaker growth in fine cars is the marvel of this industry. Go see the reasons. See the scores of extra values Studebaker offers. There are 13 models. Prices start at $1025. ‘They go to the highest price a fine car needs to cost. Don't buy a car for years to come without knowing how Studebaker gained its amazing popularity. in real leather. The closed bodies in Chase Mohair. That is made from the silky fleece of Angora goats. We pay for those extras — and others—out of savings. Building our own bodies saves you on some types up to $300 per car. We never stint The rule here is to give the utmost in every part and detail. We have 35 formulas for steel. Each has been demonstrated best for its purpose. On some of these steels ‘we pay 15% premium to get the for- nm!‘:‘l exact. . ~ SPEGIAL -SIX_ 5-Pass. 119-in. W.B. S0H.P. . All Studebaker models are equipped with Timken bearings. There are few cars in America, re- gardless of price, which equal ours on this point. In our Light-Six, for instance, we put more Timken bear- ings than are used in any competitive car, within $1,500 of its price. We give unusual equipment. On some Big-Six models, for instance, we include two nickel-plated bump- ers, one or two extra disc wheels with cord tires,a courtesy light, a motometer, steel trunk, etc. How we do this We give you these ex- tra values through quan- tity production. We build 150,000 cars per year — more than any other fine-car builder. Our large expenses are divided by that enormous output. We do it by building our own bodies, our own parts. Thus we save out- side profits. We do it because we have up-to-date plants, with all forms of modern eq\.upmint. . * The results are these? Beauty, quality and luxury such as no maker can surpass. Prices far below the usual. Our ' Light-Six, built by ordinary methods, would sell for from $200 to $400 more. Our Big-Siz can be compared only with the highest-priced cars ia the world. 4 Here are 13 models, from $1,025 to $2,685. Each of them offers scores of advantages over any comparable car. They offer such values that the trend toward Studebakers has be- come overwhelming. Go analyze the reasons before you buy a quality car. BIG-SI1X 7-Pass. 126-in. W.B. 60H.P. Touring . . . . Speedster (5-Pass.) . Coupe Sedan (All prices f. o b. factory. Terms to meet your convaniasss.) - JOS 14th and R Sts. EPH McREYNOLDS Commercial Auto and Supply Co. THE WORLD’'S LARGEST PRODUCER OF QUALITY AUTOMOBILES e e e e ———————————————————————————————————————— ’