Subscribers enjoy higher page view limit, downloads, and exclusive features.
BY STERLING HEILIG. PARIS, January 6. E rode through foggy Paris at 7 in the morning. The stroets were still nearly dark and almost deserted. In the Rue Lafayette, soon to be SO crowded and busy, only the smaller cafes had their lights burning and humbler shops were opening. But, . évery minute, Paris was waking. At the Gare de I'Est I gave our taxi chauffeur the shock of his life. Pull- ing out a little pale green card from my pocket, I called through the win- dow: o the presidential trains’ . He stopped abruptl breathed heavily and then shed out a reverent hand. : © permits?’ he whispered, with gog-eyed worship. I let him take the card in his hand. He read: Presidence of the Republic Voyage to Verdun (date) Permit to Travel in the Presidential Train M. Sterling_Heilig of the Washington Star The S sene epublic Dfticer of Service Then there was a heavy embossing stamp: “French Republic—The Presi- dent.” that the Chinese worship ss, do Paris_taxi chauf- when the words “Verdun” and dential train” are on the ticket. svery one, and rence the poi 1 just one otier human figure—the French presi- dent; and this card made me the companion of the bunch. He looked %n me with love. He trembled as he took my money. He knew just where the presidential train must b ()Y he left of the Eastern railroad station, where the great building ends, and where the tracks, continue from it, 2 monumental forged iron gate is kept regularly locked. Now the gate was open. Municipal guards, police and plain-clothes men stood around. A gay red-and-white striped awning hid all but glimpses of a train_on the extreme left-hand siding, and a little jungle of green plants in tubs surrounded the en- trance. Between them, into the hidden space behind, ran a beautiful bright ed carpet. - Without showing my card (desiring to see if it could be done) I waiked upon the carpet. through the green- ery, past all that force protecting the French president. They let me pass as if I were his cousin. And my feat was foolish. Those plain clothes men can see that you have a ticket in your pocket. Inside, a train of six cars waited. I was too early. It was still half an hour before the time fixed for de- parture. I returned outside the greenery and awnings, into the public ageway. Other guests came hur- & up in taxis. We stood watch- ing a smart company of the repub- lican guard arrive, line up and ground arms with a thump. Down the pas- sage ,a thousand clerks and employi from” the suburbs. hastening in throngs, stopped—struck to homage like my chauffeur. Inside the gate a | dense mass of travelers and raiiway men crowded up to the red velvet ropes. Military music. Clatter of arriving limousines. . Rumors and whisperings. ‘We hastened through the greenery, beside the train. More republican guards stood. lined exquisitely, beside it. Up the red carpet came an aged military figure, all alone, slow. painful, in the ancient red trousers uniform which_is mever seen any more—except on Joffre. Alas! He who, when on his memorable trip to America, was the burly, ruddy, husky, happy Papa Joffre, came shrunk: en, pale, sick-looking, slow, pained, silent j leader who signed the armistice, and in' the cruel eatly morning! All alone, Joffre passed before the rolling drums. He mounted into the train, slow, btu unaided. ~Every civilian hat was off. The soldiers faces worshiped. D came Marsha] Foch, bri: bit pale, surrounded by smart aides-de- y camp. ‘A stir. The ‘music. Every hat was oft/ again, as without hurrahs, but amid a low rumor of friendly respect from the peering crowds beyond, Presi- dent Millerand, short, voluminously | white-haired, pink-cheeked, looking_ like a lawyer in good practice, passed up 2 | Museum. (after “tea,” while speeding back to T FROM PARIS TO VERDUN AND BACK ON FRENCH PRESIDENT’S PRIVATE TRAIN tial Train. TERLING HEILIG. The Sunday Star’s Special Cor- respondent in France, Takes Trip With Chief Executive, the American Ambassador and Two Marshals—Foch Ex- plains Car of the Armistice and How the Commander-in- | E Chief Traveled During the War—Conveniences of Presiden- 1 | THE CAR OF it to the government and M. Clemen- ceau decided that it should be at-| tached to the presidential train as a dining car. It actually fitted up | for the purpose by the company, but| they also placed in it two ornamental | tablet: one recording the facts of the signature of the armistice, and | the other bearing the names of lhe} great campaigns: Marne (1914), Yser | (1914), Verdun (1916), Somme (1916) | and the battle of France (1918). | The armistice car was used for the first time by President Millerand on| this journey of ours to Verdun, to un- veil the American monument over the | trench ¥f bayonets, and among his} guests 1 were: Hugh C. Wal- lace, th rerican ambassador; ex- President . vincare and the two mar- shals. When all were seated, M. No. blemaire, a director of the company i already mentioned. made a brief speech, presenting the car to the gov- ernment. M. Millerand, in returning thanks for it, said that this historic car would be one of the most im- pressive and glorious relics of French history and that he was proud to take possession of it in the personal pres- ence of Marshal Foch, the illustrious of Marshal Joffre, the two great chiefs whose efforts had brought the final victory. The president concluded that the armistice car would be’ placed with other great relics n’the Army. 1t was only late, on our return, long Paris at seventy miles per hour to arrive for dinner time, that a young functionary came whispering that arshal Foch would explain the car ®f the armistice.”” I shall never forget the red carpet with a bunch of unknown ING TO THE PRESIDENTIAL TRAIN AT VERDU! With the outside black- the moment. i | (Copyright. 1921, by Sterling Heilig.) functionaries—only Millerand, them, counted. We jumped into the train behind them. W--iiii-rrr!. A siren-like whistle. Instantly; the trajn moved out, speed rapidly inefeasing. * ¥ % ¥ TR interest from the start was i a particular car of the presidential train. Nobody would ever ride in it again—the historical salon car in which the German delegates signed the armi- among stice on November 11, 1918. It was the armistice car which. with one other, tomposed Marshal Foch headquarters train in directing the fin operations of the war. (Our own C. C. Pershing-had his spec s en. Harbord, commanding t ever agaim, 1 say, will the car be ridden in_because it is going to the Invalides, where it will be placed in I id the Army Museum, after being fitted up | again with the same desks, telephones, etc., that were in use on November 1 181 When the armistice car was “demo- bilized” last summer Marshal Foch returned it to the International Sleep- ing Car Company. As a valuable his- ’ torical souvenir, the company offered armistice | [Eiees rushing past us, rocking, fairly | dancing. in that light-weight rolling | stock, the marshal stood in a center | of light, with a cane as pointer, tell- |ing: “Here came " and “Here | stood ——"—all the well known story |of the dramatic signature. Until, at {1ast, pointing to the commemorative | tablet which recites the fact, he {wound up impressively: | “There is an error here. It should | be ‘corrected. The signing began, not {on the hours, but a quarter after * % %k X VWHEN you travel with the French | president on his private train | you do not slam down beside him, any moment, and propose to shoot dice. The modest guest, when the trip is long and open, with compartments at each end for stenographer, confer- ences, etc.; his salon car is like one of our parlor cars; the dining car is what we have seen, and more or less like one of our own, and the guest cars are all compartments. Lounging in one's “section” as the train speeds, chatting, up and down the Side corridor which runs the length of the car, the only adventure (with discretion) is to ship unobtrusively into the salon car be- | hind, in the hope of getting a moment with Joffre. For Joffre, above all, is meetable. He seeks no one; at times it is pain- ful. Particularly, 1 remember, during the ten minutes of our stop at the Fort of Veux, he paced back and forth, alone and forlorn, head down as in melancholy meditation, in an open space before the battered en- trance. “Look at Joffre” we whis. pered, “like a policeman on his beat!” But when the least important Ameri- can breaks in on his contemplation the marshal's wan old face lights up, and he responds like “a regular fel- ler.” “Marshal, you must come, £oon, to America again. A hundred million folks would gladly greet you!” The old Joffre smile lights up the worn face. “I would like to go.” he answers, almost happily, “and I have planned to—yes, next spring.” “Indecd! Why, that is great!” “Yes, but the summing up comes wistfully, “it must be ordered. I must go on orders: The special train dashes on, always. It seems to have the right of way, completely. Twice I note a passen- ger train on a siding. The speed con- tinues rapid for this light European rolling stock. We talk among our- selves about lunch. Somebody won- ders if it will be the chef of the French white house. Another sug- gests that it will be the regular French dining car bill of fare. For the general touring public, it is a pity that the latter guess was quite wrong. The wines were more than excellent. 1 give the menu: Fillets of Soles. Tamb Chops (dolled up) aud French Fried Potatoes, Roast Partridges en-Croutons. Lettnce Salad. Mized Ice Cream and Cakes Fruits. Liquers. ; Coffes. Somebody said that “M. Noblemaire ted it to be a good one.” The train dashes on. ' The cars are all extremely well and equally heated. The comfort is completp. We sprawl at ease, wondering what “they” are doing. An attache of the embassy comes from the salon car. “What are they doimg in there?” we ask, “The president is not visible—he's working. Marshal Foch is showing Col. Bentley Mott how Carpentier is going to slam Dempsey.” * % % X 7THE French president worked— from Paris to Verdun. None saw him, except at the short lunch. In his “own” car—which is his castle—none attempt to see him. Attached to the parlor car of the pres- idential train, it permits him to slip back and forth among his more dis- tinguished guests—and disappear. This “own” car of the chief of state w jis old. It has been used by four French presidents—Fallieres, Poin- care, Deschanel and Millerand—and successive improvements, by actual experience of presidents on long trips, have given it such prac- tical conveniences that it would be difficult to improve, except by build- ing a new car copied on it. This 18 being done—all Europe is renewing its rolling stock. Meanwhile, the en- tire train wears the glory of the war. There are marks, evem, Where cars have been hit, ‘This “own” car of the president is like an old house, fulliof cozy addi- tions and makeshifts. ‘No other car in the world looks like-it. Millerand can_lie soaking in a Bot bath while dashing oss France. (The hot soak was Napoleon's great reviver, as it is of the Japs today. “One hour of hot bath is worth five hours of sleep,” Napoleon said: but all had to stop, en route, while he took it in some tent or farmhouse.) Or he can_ take a. sweat-box and shower. Poincare claimed that the apparatus, in a tiny compartment, saved him from conges- tions and bronchitis ten times. When Millerand desires to sleep or rest in bed he has a real brass bed- stead—not a berth—in a commodious bedroom adjoining these conveniences in the middle of the car. A snug “breakfast room,” a tiny “personal kitchen” and a good-sized “private office” adjoining compart- ments for secretaries, stenographer and telegraph, fill the car like a Chinese trick-box. The real “offices,” it should be understood, are in the secretaries’ car, regularly carried ad- joining behind, as the real “kitchens” al at one end of the dining car. No cookery on a large scale is at- tempted in them. The lunch of the present trip had been put on at Chalons, where the chefs had been carefully preparing it. Marshal Foch, in his commander- in-chief’s train. enjoyed a similar long, spends most of the time in his “compartment”—what we call a sec- tion in our own long-distance trains. Europemg cars are composed entirely of such compartments, with a long corridor running at one side of them, but the president’s train is different His “own" car is part compartment, part “salon.” His “office car.” for ete., is rrking with functionaries, “own” car, which is probably being kept by the company as a relic. What became of the Pershing and Har- bord private trains cannot be learned. Verdun! To the slow booming of cannons and the strains of the “Marseillaise” the presidential train emptied itself into the wrecked fort towm, gay, for the moment, with flags, bunting and greenery. Where they got the latter beats me—notling is tooggood wandering | suggestedf THE 'ARMISTICE, IN WHICH THE GERMAN DELEGATES SIGNED THE ARMISTICE ON FEBRUARY 11, 1918. THE CAR WILL BE PLACED IN THE ARMY MUSEUM IN PARIS. to_honor the French president. Every street along the route was packed with town and countryside come in for miles. They do not cheer, | as_we at home would do, but every | mam, woman and child is slicked up |as for Sunday. And the poilus of { Verdun, presenting arms throughout the route, on each side of the street— | you should see them to know the reverence of the two marshals and the president of the republic. They stood erect, like tragical wax figures, the poilus’ of Verdun garri- son! In fact, the impression was almost painful, as of a too great in- tensity of soul and body. I glanced with keen attention at. say, fifty of them. Not one moved an_ eyelash. Stralght wax figures, in a theatrical “present arms,” the right arm ex- tended horizontally across the breast from the elbow, high up, where it grasped the rifle. On each face was a fanatical, tense look of fierce de- votion. 1f you want to know what France——down deep, beneath the “blague” and easy talk of Gaul— thinks of the patrie, the republic and the president, look at the poilus! But this is only about the presi- dential train. It rushes back to Paris on a cleared track. Bright, almost overwarm with steam heat, it dashes through the dark countryside, its guests idly chat- ting over a high tea—while one man works with his secretaries. An_embassy attache comes from the salon car. “What are they doing in there?" we ask. “Joffre and Foch are talking ear- nestly together in a cornel “What? What? We thought: The budding diplomat is diplomatic. He says nothing. But we all thought— and we are not sure vet. We, like all civillans and all poilus, have taken Joffre to our hearts. in jealous, per- haps silly defense. And yet— The kilometers dash past. Another man comes from the salon car. “What are they doing In there?” we ask again. He replies importantly, as with a great piece of news: “Millerand is playing dominoes with the American ambassador.” Every one is flabbergasted. Tiens, tiens! The French president is not working! The Housewife’s Ready Reference. Every housewife needs to get the memorandum habit. With blank book and pencil hung in the kitchen, she can make a note of the supplies needed as soon as she discovers they are low, 80 that when the time comes to send to town the list is complete, and nothing need be forgotten. She will find it well to note expenditures and know where the money goes, and whether she gets its full value. Get a prettily mounted scratch pad and hang it in the hall, close to where you lay off your wraps. Hang a pencil to the tablet. When you leave the house before the children come home from school write on it where you have gone and when you expect to return, and also remind them of any duties you wish them to perform in your absence. In their turn, it they go out, they should write a message for you, so that you will know where they are and when they will return. If any one calls on any member of the family during his or her absence it should be promptly recorded, together with any message that may have been left. Telephone messages should also be written down as soon as received. Each member of the family should look at the bulletin board immedi- ately upon entering the house, and then no one will ever be bothered by messages being forgotten, A little combination pad and tele- phone list that may be attached di- rectly to the instrument is a handy contrivance. A thick pad covered with leather has a spring holder at the top Which slips around the re- ceiver and holds the pad firmly in place. Attached to brass rings on the pad is a set of ruled cards with a thumb index arranged alphabetically for the list of telephone numbers, and on top of these, mounted on a silk-covered board, is a little memo- randum pad containing about 100 gheets, with a lead,pencil in a. littlo holder at the top. The memorandum sheets can be renewed, as the piece of cardboard at the back fits into a slit in the silk covering. It is a good thing to take with you on a shopping tour some house- hold figures, measurements and so on. In a notebook devote one page to the measurements of each member of the family. On the first page put your husband’s measurements, such as size of hat, shoes, collar, under- wear and other things. Devote an- other page to your own measure- ments, and one éach to the children. Also write in the notebook your com- Dlete house measurements. ~ Give the floor space, the height, number and size of the windows and doors and the color scheme of each room, al- lowing _a full page to each room. With this reference at hand many things can be bought which other- wise it would not be safe to buy on the chance that “they might do for something.” g IO AL A i ULl o s B iz it i e B i i HE SUNDAY STAR, JANUARY 16, 1921—PART 4. NEW PALM BEACH FROCKS THAT ARE A FROCK OF SILVER GRAY CREPE DE CHINE, WITH SLIGHTLY MOUNTED ON LON 'HE WAISTLI AT G-WAISTED BLOUSE, WHICH IS HELD VE WITH A STRING GIRDLE LINED WITH YELLOW. THERE IS CREAM LACE ON THE BLOUSE. A WIDE-SKIRTED FROCK OF WITH LACE| WIDE BLACK LACQUERED FLOWERS. BY ANNE RITTENHOUSE. F any prophet could arise any say that one certain thing would be the rule for the spring, there would be much anxiety allayed. The dressmakers might be happier than the public. It is they who must blaze the path. It is not they who decide the result. The public pleases itself in the end when it comes to the final decision on fashions. The old English saying that usage is the judge, the law, the rule of speech, is not always applica- ble to clothes. The commercialists may be inclined to doubt this. What is worn by the masses is held as fashionable by those who scll and by thousands of those who buy. But it is not strictly true WHITE ORGANDIE SASH, A MATCHING WREATH ENCIRCLES The group of women in any nation who lead tashions are apt to discard whatever the masses adopt. The de- signers of importance relinquish their grip on that which becomes universal. Those who create fashions and those who explore and accentuate them, re- fuse to buy the thing which has been offered to all. 1t is this flowing and ebbing of the tide that creates interest in clothes, which promotes trade, and keeps the waters of fashion from becoming stagnant. 1f fashion could be determined in mass, it would be easy for the trade to lay down a law regarding the exact type of clothes that every woman must wear. Afterward they could sleep. But the public refuses to be led in this manner. No matter what path its feet are placed in, there quickly comes restlessness and the feet stray into other paths, sometimes of their own choosing. The French designers know full well by this time_what they will launch for spring. But there is every evi- dence that they are not in full accord. They appear to be beating the air. They want to sell clothes for millions of francs, and when the desire to please overreaches the desire to create merely in the name of art and beauty, there is, of necessity, a jumble of va- rious styles thrown on the market. ‘We all know the reason for French uncertainty. It is no slight task, no small financial outlay to prepare a few thousand frocks for a handful of foreign buyers. Failure to sell these gowns results in vast business de- pression in the industry of clothes. The French women do not take with seriousness the clothes designed for the American and English women; they do not even wear them when their season begins. So it is often the case that the dressmakers suffer great loss. No wonder their gift of design- ing is split asunder by their desire and need to make money on their venture. What is to be launched in Paris is still in doubt. In America the new spring styles are launched. The south is the fleld of exhibition. Palm Beach is_the central spot. dnelgownsie zoinz south are Amer- | s contribution to styldf 1t must be SEA GREEN ORGANDIE TRIMMED WITH WREATH OF admitted that they do mot indicate a revolution. They follow in the foot- steps of the gowns worn in France during the midwinter. The long skirt, the gathered skirt, the tight bodice, floral effects, are features that are significant. The ribbon gowns sent over ealy 1n the season by Lanvin are the novel- ties of this season. Those who watch know that she and Poiret have ham- mered away at this type of frock for six months. The dressmaxers over here thought that it was a phase. The public treated it with indifference. Yet the fashion persists: in fact, it is launched as the newest of the spring silhouettes. * % Kk It is worn in Paris. It is exhibited in America. Yet it will have a strong influence on everything that is fash- ioned from now on. It will lengthen skirts, it will raise the waistline, it will create width on the hips and at the hem. It will finally win its way in America, even though it is modified. The French women have been appear- ing in this style of frock for over two months. It is worn on the stage. It bas been adopted by smart women in their own homes. It has brought back that Spanish effect which we adopted two years ago. 'The latter fashion may not be reinstated in this country. It was too common &t the time of its dominance to be looked upon with pleasure now. But a fash- fon is important in its influence. It often creates a revolution without being accepted for itself. The situation is that the Americans still wear skirts sixteen inches from the floor. The French have ac cepted seven inches from the floor as the fashionable length. All that is a twice-told tale to many, but it is too important at this hour of the year to ignore. The young woman may be the first to accept the fashion for full and longer skirts, purely through the beauty of the ribbons gowns which have been in New York for a few weeks. They are made of twelve and fourteen-inch ribbon. Not a yard of any other kind of material is used. Threo pieces of the ribbon are gather- ed together, horizontally, to form the skirt. The bodice is built of two pieces which cross the shoulders and are gathered into the skirt at the waist line. The outer edges of the ribbon drop under the arm and are turned back over the top of the arm to form the short sleeves. An im- mense rose or a rosette of ribbon is placed upon the side at the waist line. These are sent to Palm Beach for young girls who have borrowed from their mothers the trick of wearing black or dark blue in the evening. Both these somber colors are used as the foundation color of the ribbon and upon the surface are scattered heroic roses in brilliant colors. Evening gowns for women who are | 7 not debutantes show the influence of <panish frocks. The king thie hoop skirt ed ace, s the hips, but showing d fullness through Spanish floun lace, which drop to within inches of the floor. The extreme ones sweep the ankle, even though the lin- ing is several inches shorter. The inflience of this French fashion is shown, also, in thin white frocks to be worn on beaches and porches. These have Spanish flounces which, although short, measure five yards around the hem. There is mo tight underskirt. The bodice is excessively slim and ends at the waistline. The sash of the same material is in & different color from the frock and sometimes garlanded flowers to match those used crown band on the hat. By the way, gray African brown and mauve muslins have taken the place of all-white frocks. A gray organdy is built with a full skirt and a tight bodice, the underslip is of blue or- gandy, the sash matches the under- slip.” It is garlanded with yellow and red nasturtiums, the garland placed in_the middle of the sash and re- peated on the straw hat. There is_another frock of mauve muslin_built over yellow, with a pink sash. The white frock is not in the ascendancy. It, like black for the evening, has given away to gowns that demand an artist’s knowledge in the mixing of colors. A novelty fabric for spring evening a with _bright { FORERUNNERS OF THE SPRING STYLES sibly we are going to adopt the fashion {for the next six months, as Paris has agreed to drop it {""Crepe de chine is an excellent fabric to exploit. however, and none can gainsay its virtues The manufac- turers present it to the public in every color that the public craves. It is used by the dressmakers for sport clothes, evening frocks, morning gowns to be worn when others are wearing bathing suits. It is simply fashioned or built for cercmonial oc- casions; it is plain, it is brocaded. * % *x x In it there are remarkable tones of Ivellow featured for voung girls’ evening frocks, held in at the hips by Persian sashes made from three colors of tulie twisted around cach other. There are even crepe de chine capes lined with marabou, somewhat after the fashion of the one Marilyn Mill wears, among her other wonderf clothes, in_“Sally,” the new musical comedy. The French have sent these iorepe de chine capes down to U Riviera with a thin fur lining. That's a new touch. The smart sport clothes launched for P'alm Beach follow the plain Eng- lish fashion. Smart women do not like the pleated ones. There are Knife-pleated white homespun and crepe de chine skirts worn with short colored (T e wear is an excessively thin velvet. It might have been worn at one of those sumptuous and ceremonial weddings which were a feature of the Italian renaissance. True, we are slipping from under the influence of the four- teenth century, but we continue to use the fabrics that were bought by those extravagant and volatile women, led by the Duchess of Milan. This thin velvet is one of them. The smart French and Italian women will use it for evening gowns on the Riviera. We will make an attempt to do like- wise. Yellow, mulberry, rose, pink, mauve and French blue are the colors chosen by women who insist upon getting away from the conventional. Often there are flowers attached, there are garlands that drop from the shoulder to the knees, or maybe there are bunches at one hip with trailing ends. Morning glories with all their purple colorings are rivals to roses. They swing downward over the figure.on their own vines. Nasturtiums are used whenever their vivid coloring per- mits. * % x x When black is chosen in this weave of velvet there are two ways of building it into an evening frock: ome is the draped Italian gown with its slim, straight bodice cut into an oval decol- letage, and sleeveless; the other style is Spanish with its long bodice moulded into the waist line and extending to the | hips; a full Spanish flounce of black thread lace caught with a colored rose on one hip to form the skirt. There is no novelty in the use of crepe de chine for spring as there is fe¥ thin velvet, but the dressmakers are using it as_though it were something that the public had just found. . In France it has been the national fabric since the war ended. The Am icans who have gone to Paris to get in- spiration for new clothes have been con- tinuously disappointed at the universai use of crepe de chine by women in every class and for every hour of the day{ They have been disappointed also at the persistence of the chemise frock without an opening and with 1 girdle at the hips. They must be even more di nted and the frock America is exploiting both with enthusiasm. That mixed Greco-ltalian gown, with its oval neck line, its long armhole, its sash at the hips, has been in full force for the evening over here for six weeks. ‘As the season advances to its full strengtb one is astonished to see the prevalence of these gowns in the evening, especially in brocaded crepe de chit white veivet and metallic brocade. 1 cs- {|ed thereon,” jackets. but the rough homespun skirt is without pleats. While the circular skirt is the new movement, it is not yet commonly ac- cepted by smart women, although many of the bright yellow, orange and black and French blue homespun skirts have circular ‘front and back with a stitched seam down each side. ‘With these severely plain skirts zo colored _jackets in henna. Moroccin brown, French blue and bright purple. The new sport jacket does not fasten. The jacket sleeves are long, and in that feature they substantiate the fashion for long sleeves in morning frocks. Household Inventory. Few house owners these days neg- lect to insure the contents of their houses against loss by fire, and many insure also against loss by burglary. Having guesed roughly the value of the household furniture, the valuables | and other things in a house, an owner | usually purchases a policy that will | indemnify him or her, and women are frequently owners, in case of Ifire to the extent of what the goui~ are estimated to be worth and, often without having read the terms and condiions of the policy, files it away with other important papers. A prudent house owner however. realizing that a fire insurance policy is a form of contract, will read its provisions carefully and will take special note of the clausc that every ipolicy contains, which reads substan- tially as follows: “If fire occurs the insured shall give immediate notice of any loss thereby in writing to this company, protect the prop=riy from further damage. forthwith separats the dam- aged and undamag=d personal prop- {erty, put it in the best pos: make a complete inventors of same. stating the quandity ard « of each article, and (ne amount claim- nd o forth. In spite of the fact that a complete inventory of goods destroved must b>-presented in order a itlement with any fire insu pany. many persons fail to realize the necessity and im: s> of mak- ing an inventor: r Eelongings When they take out taeir policy, and 07 adding to it as ihey add 1o their possessions. Not only is such an inventory in- valuable case of fire, but the sum- ming up of the total actual value of the contents of a house often shows that the proposed protection is in- Land so leads the ewner tu, ¢ ke amount of = -