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MORGAN, MASTER OF FINANGE CONTROLLED TEN BILLIONS Was Able Striking Facts in Career Of Great Financier Inherited Charities Ran Into the Millions and Was Foremost Patron of the Arts. J. Pierpont Morgan ‘came into tance of $10,000,000 left by Junius Spencer Morgan, who had been asso- Mr. Morton has outlived his partner’s son That great inheritance, now pass! “ elated with Levi P. Morton. fand is now dying in this city. ato the control of J. P. Morgan jr., le Was Stronger in This Country Than the Bank of England. Je in the British Empire. National Treasury Regarded.With Nervous Apprehension. | ! | Force of Genius Became Absolute | > Ruler of the Financial World. ,|% Never Built a Railroad but Made Great Interests Enormous byWon- derful Judgment and Strategy. i NING WORLD, MONDAY, MA NEW HEAD OF HOUSE OF MORGAN REFLECTS POWER OF FATHE to Stop Panics Which the Fortune and by Sheer the world of finance with an inhert- has been increased to an amount #0 New Head of the House OF BO of ‘Morgan. q eI Is 46 Years Old and Has Studied Banking Business With a View to Becoming His Father's In his forty-six years of life J. P. Morgan jr. has grown into a re- markable duplicate of bis father. The resemblance extends to his facial appearance, to his build and even to the tones of his voice, his manner of carrying himself and bis gait of walking. The few persons who have been intimately associated with him in business have found in him his father’s quiet promptness in making great desisions, the same intolerance of fussy details, the same grave simplicity of his manners toward hin employees, the same granite firmness in his well balanced confidence in himself, His sympathetic study of his father) fault because his father's personality in and his close association with him have|participating in the foat overshadowed made the younger Morgan nearly like/ his own his father at his greatest. He has the’ In 1 his father showed his conf. vigor of his father's youth and the dence by sending his son to Rusala to ripened experience of his father’ later /Megotiate the great bond loan which His preparation ae hie father’s|the Morgan house arranged in that understudy and successor has been thor-| Year. H pointed Arat aecretary oughly done, is the Morgan way. Hejof the special was born in this city, and ts his father’s| the coronation ‘ond only eon, He was graduated from Har-| proved that he wan a diplomat as well vard in 16%, In college he showed the/as @ business man. Crowned heads fondness of his family for outdoor|commented on him as one who wax sports, though he did not compete for) ways at his cane and yet never putting membership of the athietic teams. forward his own personality, MORGAN'S SON,NEW HEAD OF MONEY POWER, IS ASECOND EDITION OF HS GREAT FATHER Successor. ! riers and cut dikes under hie oréers, who toomed digger than J. Piergeat Morgan fr. It was seen that his father accepted his bulletins of the situation with more confidence and approval than those of any of the other bankers, though near- ly all of them were older men of great experience, The younger Morgan has long had & Great house on the northern corner of the block on Madison avenue whieh im the alte of the home and private Ii- brary and gallery of his father. The | home ts filled with art treasures selec- \ted with the aame taste and Gie- crimination of those of hia father. He was married to Jane Norton Grew in 1890 and they have three sone nd one daughter. The jeat, J. 6. Morgan, i a student Harvard, at politan, University, Union, Aptomo- bile, Brook, ry, New York Yacht, Larchmont Ya Seawanhaka-Cort |thian Yacht and Colony clubs in thie city, and White's, St. dames and City Jof London clubs in Lond | Hy usew the yacht clubs most, A man lof few words, is not drawn to clubs by the desire for gregarious conversa- tion, He has a great home at No, 1% Groavenor Square, London, which he @c- cuples for a month or two each y Mr. Morgan's favorite outdoor sport. iMke his fath is yachting, He Is a daring and skiiful salior, He sailed [bis thirty-footer, the Ibis, for many years and owns one of the fleet of Mr. Morgan in a member of the Metro- ~ ? great that it is only possible to guess at it. Two hundred and fifty million dollars is not a large catimate, and certainly billions of capital are under LEGE TO BUSINES ‘The younger Morgan's test up to the |Mfty-fenters which the Merreshoffs are bel TRAINING ABROAD. present crisie which confronts him and |"ow building for members of the club. 5 the direction and sway of J. P. Morga: Out and over the surge and shifting of finance in this generation and the Jast crossed the gigantic figure of J. Pierpont Morgan. It is seemingly im- Pregnable, seemingly indifferent to the Strain of the dollar scrimmage and the ‘wear of the long fifty years. Men younger than Morgan by tens of years have stood near him for a little while and have been dravged back and @ut of the battle by weariness and @eath, by panic storms and by over- estimating their own otrength and genius. Until his death he kept the leading @lace which he took soon after he en- tered the turmoil. The crowd grew Greater all about him. But he grew faster than the crowd grew. Now and ‘then his massive figure was obscured @ Uttle, Observers trom without set ‘ep the cry that ho,was down, or at crippled. But when the confusion Wettled he stood still in the centre, a Uttle greater, a little grimmer, a little more firmly planted than eve! Lord Welby, for twenty years Secre- Gary of the British Treasury, within two fears gave this unprejudiced and re- mote estimate of Mr. Morgan's import- ance: “If you ask me if Mr. Pierpont Mor- @an's new moncy trust will help you by &@ prudent exercise of its powers, I shall ‘eek you in repl: “Ig Mr. Morgan going to be acknowl- @4ged as the virtual and perpetual head of the American state? Of all coun- tries I should have thought that a re- public would have been the last to rely on the extraordinary wealth of one man Xo preserve its Banking system and ‘maintain its credit. I should be sorry in & Co. have gone down; certainly he would have been checked and embarrassed and woulM have lost much. As it was, it reached @ point where Mr. Harriman was in sore straits, He had to run to Mr. Morgan for help. Mr. Morgan gave him the help—taking a price for it. But he did not try, for in: to take the Union Pacific group away from Mr. Harriman or to break it up. For, with the rest of the world, he knew of no better hands in which that great trade of the ittle wisard who had welded it together and made it mighty. There have been hundreds of instances} ffiends his enterprises again and again of which we small folks out on the| made him the most taiked of man in sidewalk know nothing and never will, |the United States. The public interest But that man who hed something with|!" him increased so that he more than which Morgan in his wisdom felt that|OnCe appealed to friends who were man should part, he had personal sym. | Owners of newspapers to “instruct their pathy merely from those who saw the Ceti mds ers that “ aseehs operation. They knew that it was being| S°°e © See ete orens ek Morgan that he had stubbed his toe or that he biced arama Fi nimeme|had bought a new necktie was not * The editors could not honestly should have that bank or that railroad |®¢™* ‘Ge Wiuitee he Ae, give such orders. Because from long before the time when Mr. Morgan How did the man live, this man Whol nanced the first $62,000,000 bond issue of came to be stronger in this country! the Cleveland administration and failed than the Bank of Bngland is in the) to finance another because of the patri- British Empire—who could and did #:2p| otic intervention of Joseph Pulitzer, the panics which the national treasury re-| very name of J. P. Morgan has in itself Garded with nervous apprehension which | been enough to catch the interest of thy would have been hopelessness were not| reading public of the United State J. Plerpont Morgan standing behind it?| Year after year enormous financial r Like « king? Or even a Russian Grand| arrangements of modern business and r credits have resulted from Like an American gentleman, who| is activitics. He raised the $60,00),000 might have what he liked but who took| American underwriting of the British it without flourish or splendor for the| W*" loan of 1901; he started the first of inwpressing of any other American citi.| the {rust organizations of the last e zen. Some of us who work downtown |“ecade by floating the United States have seen late in the evening a quiet | Steel Corporation in 1901 for $1,100,000,000, HOW HIS GREAT POWER GREW Mttle cab drawn by one horse, winding through the human stream of choked WITH THE VEARS. over the man who is not sure that his own ideas will work and must fidget and eupervise his aides while they are studying out the plans and the execu- tion of them. Never was this better shown than in that panic of 197. The cold hand was at every Wall etreet heart. Nothing that ever had happened was so bad as what was it to nap- pen, Morgan got them all Into bie art allery building on East ‘hirty-sixth street one night; the men of the big banks, the big railroads and the big industrial combinations, With them were the comparatively little fellows who were failing, or had failed, and some of the long-toothed hyenas who were out skulking for bones to pick, Until late at night he heard their sto- ries; took their statements. For an hour or two more he told them in direct straightforward sentences what must be done before the doors of the banks opened the next morning; not de- tails, only final results. Then he walked home to his house around the corner, on Madison avenue and, presumably, went to bed. The credit of the United, States was saved. He knew it; they dia! { not. | ee ® > financiers in this country could not keep it going. He created the International Steam. ship and the Northern Securities and the great Steel Corporation, and hun- dreds of other industrial and railroad combinations. Some of them have jus- tifled his wisdom in putting them to- gether and others have come to grief through his inability to get men who would conduct them as he knew they ought to,be conducted, though he did not know how to do the work itself. HIS PLEASURES AND SENSE OF HUMOR. And all this time his art collectors, many of them friends with as much erited and educated taste as himself, din no sense employees, were raking the world for its art. treasur 4 went to the rescue of falling pr firms and newspapers; he made It pos- sible for the Harper house to live. He was never too busy to talk to a ma: 6 lishing | who could show him wnere great sume | into millions: of money could be used for the double Purpose of preventing wasteful fatlure, and, some day, paying reve ©! banking men, of 7 0 ent straight to the|h® whole world of finance was in the Lyndon bn if Norman, Grenfe &{Pantc of 1907, In the great battle be- Co. for hig apprenticeship to his life's hls the Harriman-Standara Ol and He had much to do with the/Mill-Morgan armies of dollars tor the of the $40,000,000 payment by {COMtrol of the Northern Pacific the Government to France for the;YoUnger Morkan was a field marahal Sarasin Can with no shouting and dancing around It was a tremendous undertaking and ihe tapes, no darting and shpuldering | delic: ‘The wold had to be gathered beta le stone m the street or in the |Gautiously in aplte of tte tremendons |oxchange. He wan here, there and quantity to avoid jueeze and an up- Wa ta haawec level-headed and will- ward bound of the price of exchange. ors deed beh ery responalbility for de- When it was consummated, Flt a |. Mele disposing of each question a: the confidence of London 2 mee il seater tntm of renown got confidentia: |PROVEO HIS WORTH IN. PANIC assurances that “Young Morgan had DAYs. proved that he would make goo Not until the panic did Wall street ‘The elder Morgan came to this coun-| realize how completely the young man try from hia London achooling with 4]had taken over Nis father's burde reputation already made. The younger | Big as the ol man loomed up in those man did not start here with his fath-| days of gant salvage, there wan no one this was in no sense his | among the group of men who piled bar- a trying to get an interview said to MM Morgan: “I'l get my salary raised if T get an | ralse.' In his wrath he biurted out things that made ao front page interview. Months later when, on his return from Kurope, ¢ saw the same reporter he chuckled and sald: “Well, I hope you got that raise for what you did to me?" HI8 CHARITIES RAN INTO THE MILLIONS. No man may ever know how much Mr, Morgan gave away in private charitios, The amount :nay well run ve freely to pub- He He Institutions, by and in money. He once dropped $100,- 000 in the plate at a general conven- SRS vse=Me= Se Ultra Smart Suits | The new head of the house owns East Tal. tn Long Island Sound and has ap entate there built to ault the taste of a man who loves ‘outdoor life. tensive kennels and makes a specialty of breeding Pekinese spaniels; he has tuken many prizes. | Though very shy of pubitcity, once more, Ike his father, he has shown the jcourage of his convictions when con lvinced that tt hia duty to com: forward, Police commissioners amd other public officials here have had {him many personal suggestions gat! jout of his experience in foreign travel. An Inatance was a letter he wrote to Deputy Comptroller John H. McCovey jin 1908 making suggestions regarding a jematic system of atreet openings jwhich saved annoyance to the public and |money to the city. He took a large part in directing the San Francisco re- |Mef fund after the earthquak We have proved by actual tom pari: aX enral cena approach quality. suits in point of style or to think that the t state of the ever stood still. Each change in| They stayed there and wrung their| 41, A dig J tion of the Protestant Epriscopal Handsome Bulgarian West is now going to allow it ee ee ee the oan aoa oe the ‘mountainous pyramid of his wealth |hands and wiped their cold, wet for lige ratase of ite Year: and tela two pe[ church te which he wae & regular Latest Cutaway Conceits WORKED MUCH, BUT FOUND] could see the face inside, most of us| 0d power made It a little broader and |heads and shook thelr fats and shouted.| them for prices which made the original |GoeRet® (and wan Kenulnely anety Every phase of the new fashions, every TIME FOR PLEASUR Easped involuntarily. For tt came over|® itis higher. || Mut at 10 o'clock the next day J. Pier investment reasonahls when the reat [We «iMG tin, Neattege tn, Hastford, individual idea, every noteworthy novelty Morgan worked almost to the end just| us in a flash that the most terrific ple py individual habits at home and ‘noart | 2" privacy and enjoyment they gavelig the Catholic University at Wash- will be found in this colossa) collection of Spring suits. Balkan Blues—Beautiful Browns, Tans——Dove Grays— strain which after many di pee hed eat rom thelr cost. He ington, he founded the Lying-in Hos- fi ce 1 ieus. (CRdowed hospitals and even actors, and} pital at Second avenue and Seve! beoumes prgod nie oy fat and pieas\ again and again saved the Metropolitan |teenth mtreet at a vost of $1,600,000; y if * | Opera from being skimped or cheapencd, | he contributed the funds to send as hard and just as effectively an he fha@ before any of us ever heard of Ryan, Harriman, Rogers or Whitney. He spared himself and has made his single power in American finance rode in a quict Mttle cab, poking its way 9 youth who had no respect for the value through the city's traffic in a way of Mr. Morgan's time went repeatedly in recreation, Once, it is written, a Yollars hunt and bring in other dollars Where they wrecked thelr lives, their dealth, their fortunes trying to sD Qné hold great masses of money—most af which became his property and his And if he ever varied the cab with an|away. In his visits he made a shrewd ' ; Weapons against them and others In the | automobile you may be sure that it waslestimate of the simplicity of the estab- | AN OMEN. © million dollara wnd were’worth $200,000 | naving and economising system, ut be- Alterations FREE ‘ later years. no holiowing, domineering devil chariot. !iishment. Once more he went and asked | The student of tho newspaper files|—and wave them away hecause Mrs. | cause be has kept h Ne SALE AT ALL FOUR STORES : In it all he had time, as most of them | PRIVATE LIFE AND FAMILY|n0 favors of anybody but walked boldly |can follow him through hia life from | Morgan was 1 by the nolse of the | He never let hiv tte bs in mos ae . aad not, for the enthusiastic apprecia- JEALOUSLY GUARDED. to Mr, Morgan's own room and went in,|day to day, always working, always; kennels near the country home at a as the on faaaen for ving. Yet % Yom of the finest taings of Lite which} J St eQU! y Mr. Morgai sitting at a table with | playing—a little, byt enough to keep| Highlands. te kept a residence in Loa. | las aw the only reason for Mint, | at P y could bring the rich man, The arts, literature, sclence and sports ave been his almost with the measure df that mastery which he has made the foilar world feel, But he never wasted time creating \covering embarrassment with,impudence, | ance with those who have forged] politan Museum, and were the pride of 6 West 14th Strcet—Now York jhings. There was nothing in the world | how the biggest banker in America lved. | sya out,” sald Mr. Morgan, and!ahead in literature and in science, | the Kensington Museum in London une | country Harriman broke down before 460-462 Fulton Street Brooklyn vt which he ever wanted which he was} He built his yacht. He built his pic-! bent again over the map of hs next) It was more than forty years ago,[tit he ordered them moved to thin | hé, died. So did Homers 645-651 Broad St.--Newark, N. J. hot able to make somebody else make railroad. when he was but a stripling of thirty-] country. 1 | his fleld marshal, was Levi P. tor him, Ho never built « railroad or}other pgople share in their beauties, He | 9155 lthree, that his gestful vigor of lte| He gave priceless tapestries to King | gpl : ray | $ Q 3 iy Morton, elghty-six yeara old, the most feveloped an empire with whica to|had his Palaces and hunting lodges one | AY LIED THE IDEAS; OTHERS ozan to show results to the world} Edward and a $25,40 gift of historical foasplavoua sxception to the pre-em!- ake it prosperous, Even in banking }coUuntry places here and in other lands, | DID THE WORK. outside. Jim Fisk and Jay Gould were|yaiue to Emperor William, He snorted |nence of Morgan's vitality, Morton, de took the ecaall and He atding seal) hae Re A ae Se ernee SH He trouvied little with details except | engaging ay thelr cha karin and barked at reporters who questioned | like Morgan apared Wimeelt and tone ings t er, he made them great. gv ™ lto go Into them now and then with | Pastime of maling money by wrecking /him, but gripped and scolded them for | co + \ r P t t d E Ss I y etratesy in the management of area Atel SOAS nen ledge. tomy oon Anow!. | infinite pais to make sure that the work |the Mbany and Susq vwhanna Railroad. |not giving him more information when |from the IRON He, Damen Farman rostrate very pr ng paterests he made them enormous, untl as a whole had been thoroughly done! Then, even as now, Mr, Morgan took /he was coming from abroad after a | ne i Sufferi iy § ; e h e 5 * busi inte: Suffering from dyspey weak: fow the whole was in sight, if not |i able to KeeP the world from know- | tong che plan he had laid down, — [the road away from them while they liong trip. Irritability and gruftness {ant never let, his pusiuens inturtece ae ly spepsia, neon, general ready a working fact. For it is doubi- 5 prlefest chronology of hix| Tt was for years his policy to gather ° nuing over ie slmost bare|covered a hearty enjoyment of a joke Jtne that Morgan should have selected rua-down condition that some call ‘that es- fal whether there ie a Anancial group Hartford. Conn, Apel 1 around him young men who sad bound-| bones. ‘Then, as now, he found theJand a grim good nature that was @ Joy Kim to be the chalrinan of the board treme tired feeling,’ was my regular experience mm the United States, great or small, ‘ oles pleats gy and capacity and imaginas| money to fatten the skeleton thing and |wnen it showed ttseif, Only a fewlot the reorganised Guaranty ‘Trust ‘ te Which would have refused his command fhe non. of aah) M4 bd Morgan |tion and loyalty and teave to them ali: Watened It grow to a strong, self 8up-| months ago an Kvening World reporter | Compuny. until I began to take Hood's Sarsaparilla, It 4 Mo loorting prop ; i i fo-day. [eee ine MAKER High Aine Matte wear and tear which makes inost| Porting property | and | then put Its | exe ———— pave me relief almost from the first dose, aad me a ns, De RTE aAds SLAs a student at Gottingen, Germany; en ! en weary of life hetere 1 er i oie ae eb cond On 188 nin IMPURE BLOOD oon 1 wn onpltaly colmal'y BeanEaen y * wer | tered the bank of Duncan, Sherman @ | !'fe'# real Work Is reatly in signt. rior nr 4 : feasonable does not les: en his pover. Co. at twenty; became axeat and attor, {Ambition relaxed or they broke or Ured, | *!4U8 > ee i di Tt of strength. 1 have now for some years used this (t wae William Travers oF some such! ro. in the United States in 199 for |e drafted others. Robert Bacon, the| Fisk at the pritne of his lite was shot | ls a direct result unfailing remedy each spring, and have been wit who observed: "‘C eesmonare VB") Cera Peabody & (o,, bankers, fon. |Pecent Ambassador to France, made) to de Lae Bt dala aou yee a rewarded with good health in the summer and Serbiit Is not an unreasonable man=he| Go in which his father was a partner; |MONeY enough In the Morgan firm to/ fifty-six, an embittered inan in broken winter.” Mrs, L. U. Bickford, Gossville, N. H hever takes from any man any More) ine a member of Dabney, Morgan & | &mdble hin to devote his genius to pur-| health: rich, and suspected thas that man has.” Mr, Morgan never took from any man any more than he thought the man ought not to have, and the wonderful judgment and self re- Straint with which he could use that power was one of his very greatest ute tributes, There was an incident in the panto of 1907 which illustrates In which this is written pont Morgan (Mrs. Hervert 1, Satter- HOW HE SAVED HARRIMAN— jee, Join Plerpont Morgan jr. Juliet before, If the plans and specifications of So he went on, never building, never F AND ET HIM ALONE Plerpont Morgan (Mes, William Pierson some of the machines that were mount: | wrecking; always picking up wrecks sve ~—sC«w gece cooceccce 9000000000 p0cCCCCoCO0COCCCS BH. Harriman was iu trouble in that! janiitony and Anne. ‘Tracy ed and put iu action tp those days of and always taking salvage or fattening The Ideal Chocolate Laxative ty “ paate. If it had been a full wrown pans Seven of his grande.itdren @ trust-bulldin have not worked, the [up the reduced property he had bought | Ex-Lax will regulate your bowels, relieve you of constipa- instead of & precamary brerkdown! Lis hours with these he co. femsed freely fault may well be looked for in the! in, He saved the country from going to walsh Mr. Morgan wuppreaed Uy the/ to his nearest friends were the happiest dearth of architects and engineers to silver hasiy in 188, In 18 he savea| thon and restore your energy, ambition and appetite. n ry ; rs Re et will by all fle tee| Hh hae out Mr. Morgan's ideas alticiatn’ and’ Onie\ and’ aM andinat Good for young and old. Simplify Home-seeking by saving Wonderfi)) strive as he might to keep ) who knows what he wants time sived the Reading Railroad A egarces and hin still q mastery’ of men; if |: lad gone its full he sense which would make us very impatient tot gray stone banking hou at did we ever have an occasion in our| Boag and Wall lives which made it proper and possible | clerks and secretaries for an interview. for us to take a cab ride from Wall|/The found out this size and the value atreet uptown, of what he had to say and sent him Morgan's private Nfe) 4 ratiroad map laid out before hin, He have been written. But you can go jooked he strani addressed a through these yards of what has been |! New ald vancer righ eaierig bia written and find very little out of whtch | gan asked, with almtracted annoyance you cen satlsty the curiosity of 4 small!" swarxed in, sin” replied the youth, boy on your knee who wants to know! Be) ' ture galleries and filled them and let Co. 1864; became @ member of Dr: sults hardly les# intricate but more to \yorgan & Co. (now J. P. Morgan & Co,), | Nis somewhat delicate taste, George W. 1871, and J. 8, Morgan & C., (wow Mor- | Perkins was in the very thick of the | gan, Grenfell & Co., London). battle for fifteen years. So were Steele 1" Mr. Morgan was married to Amelia #"4 Stetson, Charles M, Schwan, thou; | Sturgis in 1881, She llved but one year, |Mot # partner, took years and years of In 183 he married Frances Louise Tracy ‘abor from Mr. Morgan's bral in the land became the father of Louise Pler- days of the adjusting and joining of the steel combinations. As has been sald hat the thing can streets and begged | ny Meantime Morgan took his fees: he} ved many kingdoms, but from each | jhe silced off enough to form an empire; {which could rule them all. | HIS FIRST GREAT VICTORY JUST | him fres for more work; always de- veloping his love for the beautiful in| painting, sculpture, —arehitecture, music and the theatre and keeping his | mind alive by Increasing his acquaint- the country Nine years later Morgan was saving the country itself from the disgrace and the damage of @ failure to float ite; bonds by persuading the Rothschilds | | and others to take over $260,000,0% of our | | bonds, Then, as now, he took toll for) lithe service in propurtion to its impor- tance, by| * in Europe ustin Corbin fength cs © panic, Hafriman might keep his personality for himself and his be Gone hae @ tremendous advantage had but it up to such sise that the ‘ He bullt the cup defender Columbia and financed the other fleet yachts which have kept the America’s cup in this country. Ho had a collection of thoroughbred collies which cost him over don and at Jekyll Island. He had an art gallery behind his Madison avenue home much larger than many preten- tlous public institutions, His art col- lections are the features of the Metro- and may be avoided TRY A BOX TO-DAY, At all Drug Stores American athletes to Olympic games; he gave to anything or anybody doing a sensible thing in @ profitable way, Morgan won all that ho stands on and ‘ore and behind to-day not only pause the Morgan system has deen a the and {t tells the story. Ryan te wetting lout, Tne Rockefellers are out of the Hote: Carnegie ault long ago and de- voted himself to the pleasure of ex- ltending a chain of Carnegie Itbraries land other philanthroples acroas the 14. Conspicuous among Morgan's leuten- by the timely use of Contains not only » 0c, 25c and S0c, ae \ Market and 12th Sts.--Philadelphia time, temper and tramp Black These are the forerunners of the Summer fashions, the last word in Spring mode, at price. Hood’s Sersaperilia saparilla, but also those great Alteratives, Stillingia and Blue Flag; those great Anti-Bilious and Liver remedies, Mandrake and eat Kidney remedies, Uva, Ursi, Juniper Berries, and those great Stomach Tonics, and other valuable curative agents. ian Root and Wild Cherry It will do you good. ets