The Nonpartisan Leader Newspaper, October 17, 1921, Page 13

WHAT IS THE LAW? made for this service. will be used when the answers are prin P WIFE’S PROPERTY I own 40 acres of land which I received from my mother’s estate. Can the bank Kkes it for my husband’s debts 2—Mrs, _ No. OWNERSHIP OF GATE . In the fall of 1919 I bought a gate at an auction sale. At the time I bought the gate it had not been put up. The land was sold the same year. The new owner sold the' gate w1thont my consent. What are my rights 2—A You can sue the party that has pos- session of the gate for its return or sue the party that sold it for its value. LIABILITY OF REPAIRMAN I sent a motorcycle to a firm with the undéistanding that they would give me a free estimate on cost of repairs. The esti- time was high and I requested they return the cycle without repairing it. They did 8o but a number of parts were missing. Can I make them pay for them?—T. T. Yes. They should return it in as good condition as received or pay you for the missing parts. BANKRUPTCY ‘What are the bankruptcy laws of Mcen- tana?2—W. S. B. Thig information was given in the Leader of September 19 in answering questions of H. J. A. and C. M. S. SIGNING NOTES Is-a note signed with lead pencil good? —J. C. R. Yes, but it is a very careless method because it makes it easy to change the note. Some courts have held parties signing such notes guilty of negli- gence and liable for the note in its changed form by reason of their negli- gence in using a pencil. MORTGAGES 1. My wife and I have land under mort- gage. We signed a note for another man which is past due. This man gave the bank a mortgage to secure the note which we signed for him. He refuses to pay the note and the bank says we must pay it. What is the law? 2. Can the bank take oui'( ox(:}ly three work horses and one cow? The bank must first foreclose its mortgage on the property of the man for whom you signed the note. If this property does not sell for enough to pay the note the bank can then collect the balance from you. 2. No. You can claim this property as exxempt. BANKRUPTCY Is it any benefit to a farmer to declare himself bankrupt- when everything he —~owns is mortgaged beyond its actual worth? 2. Is there any way of snvmg anything to enable him to make a-fresh start for himself and family? 3. What is the bankrupt law in North Dakota.—C. T. 1. No. 2. Yes, you are entitled to claim certain property as exempt, un- less it is mortgaged. The amount that you could claim as exempt under the laws of your state is stated in the answer to a question by H. C. B. in the column adjoining this one. 3. The bankrupt law is the same in all states. It is a federal law. All exemptions are governed by the law of your state. The provisions of the federal act are too lengthy to set forth here. If you desire any specific information on the subject write me and I will furnish same. HUSBAND’S PROPERTY 1. Can a busband’s property be held for a_contract which his wife signed without . his knowledge 7 An agent took two" Kbnto- from my wxfe in my absence over er protest. B‘nvelany recourse 7—C. B. D. The wife is presumed to be the agent of the husband in reference to household matters that are usually under the wife’s control, and the hus- band would be liable on such contracts unless he could prove that he had ex- pressly denied her the right to act as his agent in such matters. It depends on the facts and circumstances in each case. Where the husband supports Under this head legal questions of general interest will be answered. No charge is Questions must be addressed to Vince A. Day, care of Nonpartisan Leader, Box 2072, Minneapolis, and must reach this office at least three weeks in advance of the date in which the answer is to appear. $1 will be charged. Persons asking quest\ons must sign their full names, but only initials If an answer by mail is required a fee of her she has no power to pledge his credit unless expressly authorized to do so. If he fails to support her she has the absolute right to pledge his credit for necessaries. 2. You can sue for damages and the return of the p}xotos. ; ¢ N. D. EXEMPTIONS 1.. Must a bank give 30 days motice be- fore it can foreclose on personal property in North Dakota? 2. Can a banker take a car he has a mortgage on which de- scribes it as a 1919 make when it is a 1918 make? Can he take this car on fore- closure? 3. How much can a married man claim as’ exempt in North Dakota? 4. If a man goes through bankruptcy must he sacrifice all his household and other per- ;gmél %roperty that is not mortgaged 7— 1. No. The law requiring 30 days notice applies to .real estate foreclos- ures. 2. Yes. He could ask the court to correct the mortgage description and foreclose. 3. The following prop- erty is exempt in N. D.: All family pictures; a pew or other sitting in any "house of worship; a lot or lots in any burial ground; the family bible and all school books used by the family, and all other books used as a part of the family library not exceeding in value "$100; all wearing apparel and cloth- : ing of the debtor and his family; the provisions for the debtor and his fam- ily necessary for one year’s supply, either provided or growing, or both, and fuel necessary for one year; the homestead as created, defined and limited by law. In addition to the property mentioned in the preceding section, the head of a family may, by himself or his agent, select from all other of his personal property not ab- solutely exempt, goods, ehattels, merchandise, money or other personal property, not to exceed in the aggre- gate $500 in value, which is also ex- empt and must be chosen and apprais- ed as hereinafter provided. Instead of the exemption granted in the pre- ceding section, the head of the fam- ily’may select and choose the follow- ing property, which shall then be ex- empt: All miscellaneous books and musical instruments for the use of the family not exceeding $500 in value; all household and kitchen furniture, including beds, bedsteads and bedding used by the debtor and his family not exceeding $500 in value; and in case the-~debtor shall own more than $500 worth of such property, he must select therefrom such articles to the value of $500, leaving the remainder subject to legal process: Three cows, 10 swine, one yoke of cattle and two horses or mules or two yokes of cattle, or two spans of horses or mules, 100 sheep and their lambs under six months old and all wool of the same and all cloth or yarn manufactured therefrom, the necessary food for the animals hereinbefore mentioned for one year either provided or growing, or both, as the debtor may choose; also one wagon, one sleigh, two plows, one harrow and farming utensils, in- cluding tackle for teams, not exceed- ing $300 in value. No personal prop- erty is exempt, however, in an action for laborer’s services or bills owed a physician or nurse or for a board bill, except the absolute exemptions men- tioned above and household and kitchen furniture, stoves and. two cows, the value of which shall not ex- ceed $500. No exemption can be claim- ed against a mortgage on the prop- erty. 4. No. You are entxtled to the above exemptions specified in ‘dhs: wer 3. ADVERTISEMENTS [ ) [ ) Vigilance THE VALUE TO THE PUBLIC of the Bell System service is based on the reliability, promptness and accuracy of that service. As quality of service depends upon the economic operation of all telephone activities, vigilance begins where work begins. Science and engineering skill enter into the selection of all raw materials; and into the adapt~ ing and combining of these materlals to the end that the finished product may be most efficient in operation and endurance, and produced at the least cost. . A series of progressive tests are made at every step during the transformation of these materials into teles phone plant and equipment. And when all these com- plicated devices, with their tens of thousands of deli« cately constructed parts, are set in operation they -are still subjected to continuous, exhaustive tests. __ As the best of materials and the most complete maa chinery is of little value without correct operation, the same ceaseless v1g11ance is given to the character of service rendered in providing telephone communication for the public. Such constant vigilance in regard to every detail of telephone activity was instrumental in upholding stand- ards during the trials of reconstruction. And this same . vigilance has had much to do with returning the tele- phone to the high standard of service it is now offering the public. . “ BELL SYSTEM" - AMERICAN TELEPHONE AND TELEGRAPH COMPANY AND ASSOCIATED COMPANIES One Policy, One System, Universal Service, and all directed toward Better Service —to get out of the underpaid class —to become a master of a real trade Learn motor mechanics. Let this big practical school prepare you for jobs paying $200 to $400 and up a month. Cut loose from small wages. Burke Grieme’s letter. He is one of thousands of our graduates who are in business for themselves or have good jobs making real money. The best jobs go to ‘“Towa State™ trained men because thls school gives you personal by master mechanics. You g.et amual experi- ence with complete. modern equip- ment. Here you learn by doing, everything about the care, repl(r end operation of ~autos, trucks, actors and airplane mechanics. You learn Big Shop Standard methods. “This $23,000 garnge and equipment is the result of my course in the Iowa State Auto & Tractor School. I had no m engine experience, but I had the ambi- tion to get nhead, 80 I took a seven weeks’ course in the Towa State AUto & Tractor School and went into bualnesn for m{se\f Today I-own and conduct the ig business red . above,’”” writes Burke Grieme. Come to Sioux City for 7 big, busy weeks, Learn mo! mechanics right. Get out of me underpaid classl F. D. Hennessy, President IOWA STATE AUTO & TRACTOR SCHOOL 705 Nebraska St. Sioux City, Iowa BIG FREE BOOK. Tells all, shows all. Shows how our graduates are succeeding, present opportunities aud what we can offer you. Write to me at once, 2 postal or the coupon. ......._..................-_-_..__...-—‘ Hennessy, President i IOWA STATE AUTO L TRAGTOR SCHOOL 705 Nebraska § x City, lowa | Please send me free your big ‘12 pne fllustrated ! book. 2 | gneclnl business ?mme expe! essary. Life sehahrships C. A. Membership to nwdenu. “THE QUALITY L SCHOOL” R A T A R