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Have You Questioné You Want Answered? / Woman’s Question Box Answering a Few Queries by ‘Readers. of the Woman’s Page Under this heading the Leader will endeavor to answer questmns of general interest on matters relating to women’s _ political or club.‘work, the Nonpartisan league program and related matters. o DITOR Nonpartisan :Leader: I am | seeking information to be used in con- nection with our Women’s Nonpartisan cussed at our. next meeting is the Plumb plan. 'Would also like the state hail insurance and the Torrens land title system explained. - MRS. 0. W. SHOONMAKER, Savage, Mont. Plumb Plan—In regard to the ~Plumb plan, we have sent you Carl Thompson’s pamphlet on government ownership, with a special - chapter devoted to the Plumbp plan. - The best account of the state hail insurance you will find in the report of the indus- trial commission of North Dakota, - May 1, 1920, a part of which we quote below. State Hail Insurance—The hail insurance department was created by the regular session of the 1919 legislature and was put into oper- ation - immediately. - Under the provisions of the law, all tillable lands in the state are subject to a flat tax of 3 cents an acre. All DORIS AND STUBBY club work. ‘One of the topics to be dis- THE FARM WOMAN’S PAGE L) Clubs, Mrs. Flora Thomason, Box 2072, Minne- apolis, Minn., and she will send you an application for a charter, constitution and bylaws, together * with full particulars. When you have five or more women interested, send your application, a charter will be granted and you are ready for business. News From the Clubs By National Secretary, Women’s Nonpartisan > Clubs. August 1 finds us with more than 50 clubs in Min- nesota. Charters have been granted to clubs at - Eagle Bend, Clarissa, Bertha, Fergus Falls, Sargeant, Audu- bon, Clarkfield, Grass Lake, Se- beka, Boyd, Felton, Morken townshxp, Freeport, Rudell, Ren- ville, Dalbo, Avon, Mllaca, Star- buck, Hallock, Grandy, Danube, : Chain Lake, ijball, Franklin, Hawk Creek, Olivia, Emmet, Kingman, - Leech Lake, Badger, Renville No. 2, Stow Prairie, Alden, Erie, Ericson, Minneota, Elbow Lake, Norfolk, Kratka, Long Prairie, . Darfur, Wang, Rush City, Fairfax, Wylie, Round = Prairie, Dodge Center and Hendrum. Every mail . brings us news of other progres- sive communities which want clubs. . “Your Problem Is Our Prob- “1ém,” an address delivered: re- tillable and cropped lands must be listed by ‘the assessors in the spring and all lands actually: crop- ped automatically become insured against damage by hail to the Miss Doris Golden of Coleharbor, ¢ePtly by Mrs. Margaret A. N. D.; and her dog “Stubby.” Her father, J. K. Golden, says all the family are “stickers” and adds: “The Leagne is sure holding its own in this local- = Hannah of Big Timber, Mont., at the Co-Operators’ congress at Great Falls, Mont,, is just off the Nonpartisan press and ready for distribution to the Montana - amount of $7 per acre in case of total loss, unless the owner. files an affidavit. of withdrawal with the county auditor and the hail insurance commis-- sioner before the 15th of June each year. If insured crops are damaged to the extent of 10 per cent or more, the owner or tenant must notify. the department of such fact within three days, such notice to be sent by registered mail. The depart- ment then sends-out adjusters to inspect such loss and to determine the amount of indemnity due. In October of ‘each year, when all adjustments have been completed, the total amount of indemnity is ascertained. This sum, minus the sum derived from the 3-cent flat acreage tax, is then divided by the . total number of acres of cropped lands that remain insured for the season, and a levy for indemnity tax - is made, apportioned to each county and collected ‘as other taxes are collected; but such indemnity tax may not exceed 50 cents per acre in any one year. In 1919 it was necessary to'levy an indemnity tax of .only 25 cents per acre. - With the 3-cent flat tax this made the total cost of such insurance 28 cents ‘an acre. The minimum cost of private hail insur- ance, with $7 protection, was 70 cents an acre. On the 12,408,351 ‘acres covered by state hhail insurance the saving to farmers was $5,400,000. Torrens Title System—The prmclple of the Tor- "rens land title system is that the state insures: all real estate titles. For this reason it has been bit- terly opposed by abstract offices and title insurance companies. It is, however, in opnratxon in Austraha, New Zealand, and certain provinces of Canada. A num- . -ber of Torrens land title laws are on the statute ‘books of certain states, but they are optional, not compulsory in their operation, hence are of little" value. The difficulty of creating such a system - centers around the expense involved in quieting titles. HOW TO ORGANIZE A WOMEN’S NONPARTISAN CLUB Editor Nonpartisan Leader: Will you pleaée in- form me as to how ‘to go about it to organize a - Women’s Nonpartisan club in. our neighborhood. There are a good many who, I know, will join. Pequot, Minn. MRS. S.P. S.: To form a club in your community, write to.the Natlonal Secretary of the Womens Nonpartlsan . ity, and then some.” - ent. localities, ‘as our members are clubs. Mrs. Hannah is a candi- date for the office of state super- intendent of public instruction. The first Women’s Nonpartisan club in the state of Washington has Just been formed at Everett. Mrs. Frank Carlson is president, Mrs, Maud Mec- . Charmon treasurer, and Mrs. May J. Cady secre- tary Dunng July there were 10 new clubs organized in Montana, one each at Musselshell, Absher, Lambert, Hinsdale, Olive, Bloomfield, Ophein, Colony Bay, Big Sandy and Andes. A Tetter from Miss Rose McDonnell, state secre- tary of the North Dakota Women’s Nonpartisan clubs, brings the good news her state now has over 150 clubs, "Minnesotai Club No. INNESOTA Club No. 1, organized Au- gust 17, 1919, at Eagle Bend, Todd county, with five members, celebrated its first birthday August 17, 1920, with a membership of 756 and with 400 persons present. Besides its own meetings, Club No. 1 has organized six other clubs, helped start a band, gave $50 to the League campaign fund and is planning to es- tablish a library and community hall. Mrs. Frank O. Nelson, president of the club, says: “We meet twice a' month at differ- scattered over two towmships, and at “ Jeast once a month all have a chance to attend. - We fully realize that wom- en must do something besides house- work., In the. Women’s Nonpartisan clubs the women can'get together and study subjects that affect their homes, schools and county, State and national aXairs. “At every League pwmc we organ- ize to tell the women about our -club work and the great need for it. At all _ times we follow’ the motto, ‘Boost, don’t knock.!? Speakers at’ the bxrtbday celebra- S YBAGE TEN : . 2 lln. Pnul moh. To Vote Is a Duty as Well as a Right "Women Win 36th State Action by Tennessee ‘Legislature Entails * 'New Duties on Every Farm Woman 7] OMEN in all states will be able to vote this fall, the federal suffrage amend- ment haying been ratified by Tennes- see, the 36th state. It is not only the right but the duty of every farmer’s - wife to go to the polls on glection day and vote for candidates pledged to serve in the in- terests of the people. Opponents of the League already are trying to poison the minds of clty and town women against .the organized farmers. - Undoubtedly virtually all women in cities and towns will cast their votes. It is up to the farm women to cast their 100 per cent voting sttength, just as the city women do. Every state in which the Nonpartxsan league is organized ratified the federal suffrage amendment. In many of these states the old-line Republican and Democratic politicians were hostile to suffrage but with the League actlvely orgamzed they did not dare vote against it. The League management also has been active in ‘urging ratification in states in which the farmers are not yet organized. The following telegram was sent the president of the senate and speaker of the house of the Tennessee legislature: " #“Minneapolis, Minn., August 13. “The North Dakota legislature, contammg a ma- jority of Nonpartisan league farmers in both houses, was among the first to ratify the suffrage amend- ment. The rest of our western states, with the sup- port and vote of Nonpartlsan lea.gue leglslators,' have also ratified. = “The Nonpartisan league does not desire to be put in the position of seeming to dictate to the leg- islature of Tenmessee, but it wishes to assure you that your favorable action on this great issue, in- volving the liberty of half the people of the United States, would be applauded by the 300,000 members ‘of the League and by the vast majority of the peo- ple of the West and Northwest, who have a deep and sincere desire that our great democracy shall not longer withhold from any class or group rights which it grants to any part of the population. “NATIONAL EXECUTIVE COMMITTEE, NATIONAL NONPARTISAN LEAGUE, “A. C. TOWNLEY, Chairman. MRS. SAM DEAN IS DEAD Readers of the Nonparti san Leader. will learn with regret of the death of Mrs. Sam Dean, a fre- - quent contributor to this magazine. Mrs, Dean “for- merly lived near Hurdsfield, N. D., but had moved. to St. Croix Falls, Wis.,’ shortly before her death. Mrs. Dean left her husband and seven children 1 Celebrates Blrthday tlon included Miss Tena Schwartz,” seeretary of the club; Miss Lily Anderson, Miss Kate L. Gregg, na- tional manager of Women’s Nonpartisan clubs, and E. D. Paquin, League candidate for the legislature. Mrs. Frank 0 Nclmn. Hlu 'fu’u Bchwlrtl. e-ld 4 secretary Officers of Minnesota Women’s Nonpartisan Club No. 1, which recently celebrated its first birthday. anand, whose pieture llnes not apnear, m vxce pxesident. Miss Catherine ©