The Nonpartisan Leader Newspaper, September 6, 1917, Page 16

ADVERTISEMENTS Where You Get Value Received For Your Money Hotel Metropole —and— The Cole Hotel European Plan REP. E. E. COLE, Proprietor Rates 50c and $1.50 BOTH ON N. P. AVENUE FARGO, N. D. Delco-Light is every man's electric lant and provides electric current for ight and power for anyone anywhere. Electric light—clean, cool, safe—for your home and your barns. Agents everywhere B. F. ASHELMAN Distributor Cor. Broagvl{ny and Fronl Street. ,» N. D. N e e Pay LessInterest and Get Out of Debt Borrow on the amortized plan. Pay interest and principal in twen- ty equal annual installments of $87.184 per Thousand Dollars per annum or $1743.68, and when the twenty notes are paid, the debt and interest is paid in full. If you bor- row $1,000 and pay 4 per cent for twenty years you pay $800 in in- terest and $1,000 in principal, mak- ing $1800.00 or $56.32 more than on the amortized plan. Write us for full particulars. M. F. Murphy & Son Financial Correspondents. GRAND FORKS, N. 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Ruegnitz, Otis, Colo.: ‘“Just received a letter from my father saying he received the corn binder and he is cutting corn and cane now. Says it works fine and that I can sell lots of them next year.” Write for free catalog show- ing picture of harvester at work and testimone fals. PROCESS MFG. CO,, Salina, Kansas. A GOCD HOTEL When in town try THE ROBERTS three minutes from G. N. depot and five minutes from N. P. Nice, clean, well furnished rooms—with or without bath. Rates 75c to $1.50.- Office up- stairs, 302 Broadway. MRS, .C. M. ROBERTS, . Proprietress. THE GARDNER European Plan. FARGO, N. D. 25 combination sample rooms with bath, $2-$2.50. 70 rooms with running water, $1 to $1.50. 80 rooms with bath, $1.50 to $3.00. Finest cafe in the Northwest. Cuisine unequalled. Restful, quiet—only hotel -in the city not on a car line. A. H. Leimbacher, Mgr. Mention Leader when writing advertisers Ignorant Appraisers Leave Farmers to Mercy of Private Loan Sharks Ignorant and incompetent apprais- ers, sent out by the St. Paul land bank, are threatening to undo much of the good promised by the federal farm loan act, according to evidence laid before the federal farm loan bur- eau and the Nonpartisan Leader oy the Reeder (N. D.) National Farm Loan association. The appraiser sent out by the St. Paul bank, knowing nothing of land values in the vicinity of Reeder, up- set all the appraisals given by the appraisal committee of farmers who had personal knowledge of farm values. It certainly was not to the advantage of these farmers to recommend that unduly large loans be made to their neighbors, for if too large loans should be made, their own farms would be assessed to meet any losses. But the St. Paul appraiser knocked out all their appraisals, and put the value of land around Reeder at a figure far low- er than that which rules in current transfers of property and far lower than that allowed by private loan companies. DRIVING FARMERS BACK TO THE MONEY SHARKS The result has actually been that farmers are able to get more money from private loan companies, which lend only to the amount of 33 per cent of the appraised value of the property, than from the government, which is supposed to lend to 50 per cent of the value. The result of this policy will be, if it is persisted in, that farmers will be driven back to the private lenders of money. This opens the question of whether the land bank appraisers who set yn- duly low figuras, really do so because of ignorance, or whether they are working in the intercst of the bankers and private loan companies. The Reeder association gives these instances of unfairness: W. P. Atkins bought last year 240 acres in Lemmon township and paid $31.50 per acre for it, with no im- provements except that the land had been cultivated. F. C. Conrad, who owns 240 acres adjoining Atkins’ land, was allowed only $21C€0 as a loan, or less than §9 per acre, although Conrad's land is rated much better than Atkins'. A. Hofland in the same township was offered $55 per acre for his farm but would not sell. Ole Dahle in Bucyrus township, cornering on Lemmon town- ship, paid $47 per acre. The association gives the following instances in its letter to the land bank, to show that the government policy is driving farmers back to patronize private loan companies: “A. F. Harris, a member of this as- sociation, was offered -a. loan of $1600 by Brown Bros. of Hettinger. You al- lowed him only $1400, and out of that amount is deducted 5 per cent leaving him only a loan of $1330. In other words Brown Bros. valued his land at $4800 and your appraiser valued it at only $2800. W. Golden, also a member of this association, was offered $1500 on his land by the Bucyrus Bank and you allowed him only $1250, and the same can be duplicated in nearly every instance by members of this associa- tion. PRIVATE MONEY LENDERS NOW ARE JUBILANT “The money lenders are now jupi- lant in the defeat we have met and if we have to submit to them, we surely will meet our Waterloo. N “The time has come when the people have something to say how they should be dealt with. We are called upon to show our ‘patriotism. We have shown it. We have tried to do our uttermost to produce for our country the biggest crop possible and if in some instances we have failed it is not our fault, but unfavorable weather conditions that we do not control. ‘“‘But we expect in return to be treated like men and that the privi- lege that the law gives us be grant- ed us. f “Now what we ask and what the law allows us is a reapprajsal from a man or men who know the value of the land here and will not have to go to someone else to find out. The idea that a man entirely unfamiliar with the conditions here should be supreme judge is more than unreasonable, “We think, and with- good reason, that the bank appraiser should be a local man, that the bank should ap- point appraisers in each county in the district. For instance, the county commissioners could be called on by the bank and do the work at a nominal expense and without delay. The idea of having a man traveling back and forth from St. Paul will be pretty ex- pensive and the farmer will eventually have to pay the expense, and will never bring satisfaction.” The letter, from which the excerpts quoted above are taken, is signed by F. C. Conrad, president; Ole Kettle- son, vice president; A. J. Simonson, local secretary; O. A. Applen and E. M. Krause, directors. Maine Farmers See Light Organize for State Ownership; Would Oust the Politicians One hundred farmers of Knox coun-- ty, Maine, gathered at the Rockland court house the other day, determinad to follow the proeram of the farmers of the Northwest by political organi- ation. Thirty farmers who issued a call for the meeting sald: “Too long have we allowed politi- cians and lawyers to run the govern- ment in the interest of the money power.. The farmers in the Northwest, through their Nonpartisan league, are showing us how to do it—it's up to us to fall in line and go and do like- wise.” The farmers started an organization known as “The Knox County Federa- tion of Farmers.” They adopted the following program based on the pro- gram of the National Nonpartisan league: 1. Government ownership of rail- roads, telegraphs, telephones, express business, oil and coal mines and grain elevators. 2, State ownership of all water- power and conservation of such by state and national forest reserva- tions at the source and along the banks of rivers. WANT STATE OWNED FERTILIZER PLANT 3. A state fertilizer plant at Rock- land to utilize dog fish and other fish refuse, rockweed and granite in the manufacture of fertilizers to be sold to farmers at cost of production. 4. A state mill to be ldcated at Rockland, for grinding land plaster and lime rock for fertilizer to be sold to farmers at cost. 5. A state seed farm or farms to furnish farmers pure, improved seed at cost. 6. Amendment of the postal savings bank laws to enable farmers and PAGE SIXTEEN others to deposit up to any amount, to receive two and one-half per cent interest, all deposits to be held by the government and loaned out direct to farmers at 3 per cent interest on good security for 20 years with privilege of repaying by annual installments. 7. The exemption of farmers from taxation on all farm improvements. The taxing of land held out of use at its full rental value. 8. The referendum and recall to be applied to congress. LIKES FARMERS' PAPER Pittsburg, Kansas, August, 1917. Editor Nonpartisan Leader: ; I am in receipt of the Leader, special composite number, and congratulate you on its excellence. It is good typo- graphically. It is better in its car- toons; it is best in the strength of its editorial articles, I have been in the radical newspaper work for many years and think I know what a paper is when it has punch and a real issue. Your paper meets the requirements. LINCOLN PHIFER. WE ARE HAMMERING Rainbow Ranch, Paonia, Colo, August, 1917. Editor Nonpartisan Leader: There is a lot of ink used to talk of the price of wheat. I should like to know, and think it would do farmers themselves a lot of good, if more was said about how much it COSTS to grow wheat. Can you beat this (editorial Inclosed from the The Public) as a statement opposed to the use of bonds for fundipg for materially destructive financing such as war? Hammer the lie about we do the fighting and the future genera- tions should pay for it. : One of your new Colorado.members. J. F. 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Write us_ for samples. patterns to select from. preference in colors. Hagen & Olson TAILORING FARGO, N. D. Wanted The war is creating a big de- mand for young women and young men with a knowledge of Over 300 Tell us your, Hlp bookkeeping, shorthand, type- writing, etc. Attend the Union Commercial College, Grand Forks, N. Dak., and prepare for a good position. Board $3.25. Send for free catalog.—Adv. TIME IS MONEY If you have trouble with your en- gine get in touch with us. "We will send a specialist right to your engine and put your engine in shape and have you running again in short order, No long lay ups go. Cylinders rebored and fitted with larger pistons and rings. We weld and machine everything. Satisfaction always guaranteed. Phone or write us any time now. Dakota Welding & Mfg. Co. 203-5th St. N. FARGO, N. 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