Evening Star Newspaper, November 23, 1935, Page 22

REAL ESTATE, H [] I. [} I]EFAU”S All-Concrete House Built by -New Method HOONT T0 25 Increase 858 in Month. Borrowers Who Won't Pay Called “Welshers.” _ By the Associated Press. Foreclosure actions against H. O. ..L. C. borrowers—half of whom were termed “welshers” who could pay up, but wouldn't—mounted today to 2,963. This was an increase of 858 in a month. But there was another side of the picture in an announcement of steady improvement in the propor- | tion of prompt payments to the Home ! Owner's Loan Corp. On October 31, it said, 66.6 per cent of payments due had been made or were not more than 20 days overdue. Officials reported that 1,591 of all foreclosure cases instituted were against those who “deliberately re- .fused” to meet payments, although they were able to do so. 500 Pieces of Property Held. Indications the Federal Government has entered the “landlord” business in a comparatively big way were given in the statement that 648 cases have been closed, leaving the H. O. L. C. with some 500 pieces of property. Of the total number, 98 comprised delin- guents who paid up when they realized !.the H. O. L. C. meant business. Five other pieces of property were bid in by outsiders at foreclosure sales. What the Government will do with the property on its hands remains to be seen. The first seven pleces were disposed of at a profit of $300. Others have been rented. The H. O. L. C. plans to recondition houses on a wide scale if this will increase the value for sale purposes. Payments Run Larger. ‘The announcement said in recent months H. O. L. C. payments from the Atlanta, Memphis and Detroit regions, while not broken down by States, have run larger than seems currently billed. ‘This was interpreted as meaning a majority of the borrowers are not only making current payments promptly, but that a considerable number are making up payments which had been in arrears. As of November 14 the corporation had granted 945,739 loans totaling $2,859,865,608. The foreclosure total thus was the equivalent of only one to every 320 loans granted. Virtually all of the loans were made to relieve home owners who faced foreclosure proceedings under their original mort- gages. In addition to the 1591 refusals to pay there were 1,004 property aban- donments, 287 foreclosure actions be- cause of deaths and 81 because of various legal technicalities. PRIVATE FLYING RULE ALTERED BY U. S. UNIT Commercial Routes May Be Used in Bad Weather Under Certain Conditions. By the Associated Press. Army and Navy private planes may fly over commercial routes in bad weather, after all, if they comply with strict regulations. Following a wave of protests from private flyers, the Commerce Depart- ment yesterday modified the flat ban it placed on such flying November 1. The private and service planes now may use the commercial lanes and their radio beacon facilities if equipped with satisfactory blind flying equip- ment and two-way radio, if the pilots are properly trained, and if they re- port time of departure, where bound and- proposed altitude to control sta- tions at the point of departure. Otherwise, they still must obey the previous order to stay at least 25 miles from the center line of commercial airway radio beams and 25 miles from commercial airports. ‘When flying blind, Army, Navy and private pilots are to commuaicate with Commerce Department radio stations &t regular intervals. 2 Time to Repaint Dining Room i Did you know that your food digests | better when you are in a good humor? | Recent sclentific tests have proved | this fact. If your dining room is not attractive and colorful, you may bef flirting with indigestion. Nothing can | make you feel low in your mind any quicker than unpleagant surroundings. It's a good time to remodel and re- paint your dining room, now that loans are available under the Federal | Housing Administration plan. Playhouse Joy to Children. If you have a large yard and grow- | ing children in the household, it's an | excellent idea to build a small play- | house for them within the confines of | your own garden. There is a minia- | ture pre-fabricated cottage on the market which contains cabinets and open shelves for toys, books and other playthings, as well as a hospitable table and bullt-in seats along one wall for children’s tea parties. Exceedingly attractive on the outside, the play- house is white-painted, with blue shut- ters and a rose-color roof. A small :nd gleaming picket fence surrounds t. New Type Thermometer. A new home thermometer registers both the inside and outside tempera- tures, the latter through a special wiring attachment placed outside a window. A NEW CENTER-HALL PLAN CORNER HOME OF DISTINCTION In * Dahlia Terrace ° 7101 8th Street N.W. (Cor. Dahlia St.) Open Today and Daily: Driv This distinguishd Colonial is truly a real buy. 6 lovely rooms, 2 baths and first-floor lavatory. Spacious living room, full depth of house. 10x20 f on south. Slate roof. Full attic. Home . Beauti flandscaped lot with 75:ft. m::'": ++ « REASONABLY priced. EUGENE H. PHIFER NOrth 5800 Cast in one piece of concrete from foundation to attic, the country’s latest housing demonstration, just completed in New Orleans by the International Cement Corp., was built by a method which makes possible erection of individually designed concrete homes at a cost no greater than a good frame building. Foundations, outside walls, load-bearing partitions and floors are cast integrally into & solid, rigid, one-piece structure, eliminating sagging and unequal settlement, preventing warped floors and plaster cracks. Looking some- thing like large adjustable “cookie molds,” the flexible steel forms, shown in the lower picture, are easily and quickly assembled to fit any architectural design or plan. ‘The forms are used over and over again, so the cost for each use is low. THE EVENING STAR, WASHINGTON, D. C. SATURDAY, NOVEMBER 23, 1935. Glass Building Brick Developed; Stands 72,500-Pound Pressure Home Depreciation Is Prevented By Timely Relief of F. H. A.| Widespread arrest of property de- preciation has been one of the major results of the refinancing activities of the Federal Housing Administration, according to Stewart McDonald, Fed- eral housing administrator. In a great majority of cases, he said, where home owners have sought relief from heavy short-term mort- gages through refinancing under the Federal Housing Administration plan, underwriters and valuators have been able to suggest countless ways and means of checking serious deprecia- tion. In many cases the expenditure of small sums of money has resulted in substantial increases in property value. This service, which might be consid- ered only a by-product of the main purpose of the thorough Federal Hous- ing Administration appraisal system, nevertheless has salvaged thousands of dollars for home owners by arresting depreciation of property before it be- comes irreparable. Open Today Drive out Wis. about Y3 mile beyond District line; turn organ Stratford Road and Morgan Drive ‘We suggest early inspection of a home value that we feel sure will not remain long unsold. A beautiful Breuninger built home, in lovely, highly restricted Chevy Chase Gardens . . . Complete, livable, perfectly appointed. Prici remarkably low. . AN ELECTRIC KITCHEN HEALTH HOME L. E. Breuninger & Sons Apart from this, of course, refinanc- | ing the old style mortgage invariably | eases the financial pressure, results in [ ultimate amotization of the mortgage and thereby promotes security for the home owner, Administrator McDonald points out. E Refinancing an existing mortgage | calls for the same careful scrutiny | and appraisal of the property that the Federal Housing Administration ap- | plies to new construction. Because it embraces s0 many factors not ordi- narily considered in real estate ap- praisal, valuators of the Housing Ad- | ministration are trained to detect the first signs of deterioration and depre- ciation. It is not uncommor, M Donald said, to increase the value of a residence by as much as $500 as the | result of the timely expenditure of | comparatively little for repair. Tinplate mills of South Wales may | be moved to England. ! 1515 K Street NA. 2040 4710 De Russey Parkway Chevy Chase, Md. Large brick center-hall home in perfect new-house condition, on large lot. Containing 6 large rooms (3 bed rooms), 3 baths, modern kitchen, insulated attic, first-floor lavatory, siate roof, bullt-in garage. The price is extremely low—$9,950, and can be purchased on exceptional terms. Drive out Wisconsin Avenue opposite Chevy Chase Clud grounds; turn left on De Russey Parkway. Open Saturday Afterncon and All Day Sunday Nat. 4600 Philli s& Canb Inc. Investment Bldg. Omagh, abandon electricity in favor of gas for street lighting. - Saturdays & S RADIATOR SALES GAIN 50 PER CENT Heating Industry Expects Substantial Winter In- crease in Business. With sales of boilers and radiators showing & 50 per cent increase over 1934, the heating industry is looking forward to & substantial gain in busi- ness during the coming Winter, ac- cording to the Plumbing and Heating Industries Bureau. The upward trend which began & year ago is due largely to the in- crease in the rehabilitation of old bulldings resulting from ‘the F. H. A, loan program and the prevalling low prices for heating equipment. Bollers today are 33Y; per cent be- low 1920 prices and radiators are sell- ing for 50 per cent less, according to the bureau. Thirty Days Allowed. Home-owners are not required to pay for the heating plant until 30 days after it has been installed. Pay- ment is spread over three years. As a result of these attractive credit terms, the installation of heating plants and heating plant repairs led all forms of modernization, with ex- ception of refrigerators, in a survey of F. H A. loans made recently by the National City Bank of New York. Out of 25,903 jobs analyzed, 5,564 or more than 20 per cent involved heating. Improved business conditions re- flected in increased employment and larger earnings have also been re- sponsible for the increase in the sale of heating plants. Under the stress of economic condi- tions in the last five years, many property owners were unable to do even the minimum maintenance work. As a result, many plants deterior- ated to the point where replacement is imperative. Considerable activity in the replacement of worn out sys- tems as well as the improvement in inefficient systems is noted. Improvement In Design, ‘Technical advances in boller and radiator design tend w increase plant efficiency and improve the distribu- tion of heat. These advances, par- ticularly in the direction of fuel econ- omy for coal, gas and oil have been 50 marked that many of the older plants are being modernized with new fuel-saving bollers. Abandons Electricity. Northern Ireland, will A Thanksgiving Home Comfortable THE YEAR AROUND With Terms as Convenient as Rent . 620 Garfield Street South, Arlington Heights, Va. THREE BLOCKS FROM NEW LEE BOULEVARD $8’ 4 5' . Thre;?ic:,i‘room 5 Out of 6 in Group Sold 1936 Models Now Under Construction Open Daily and Sunday 'Til 9 P.M. 8ix Spacious Rooms © Full Basement Tile Bath © Screemed, Insulated Il::;x‘en:n“l‘ Fully and Weatherstripped Large Cedar Closets ® Attached Garase Wood-Burning Fire- ® Complete Electrio lace Kitchen Convenlent te Stores, Schools, Churshes and Transportation DICK BASSETT Clarendon, Va. Wal. 8627 Driver over Memorial Bridge to Arlington Ridge Rd. turn left at_cemetery. drive 1 mile to Follow _arrow ns to home op- site school. Anticipating the Demand for Homes Truly DIFFERENT ARTISTIC ENGLISH NORMANDIE KOMES Exhibit Home R raperies 1329 Rittenhouse St.N.W. | suu ¥ vices Recognizing the fact that too many group home presentations follow a ‘“pattern” that has long characterized the practically standard design and features of this type of home, the builders of this group have incorporated many innovations in design and finish that are an appealing departure from the usual. Artistic in design, beautifully finished, lux- uriously appointed, these are, indeed, de luxe homes . . , At the price, the soundest group-home values in a comparable location on today's market, Drive out 13th St. to Rittenhouse St. and Farnished by Hutchison, Inc. —— 6 rooms, 2 baths, extra lavatory, recreation room. Garage. Near 16th St., Rock Creek Park and Golf Course. OPEN TODAY & DAILY to 9 P, M. ft to o' nd 7 Weekdays, 4 7t 9 P. M. BRADLEY, BEALL & HOWARD, fnc. Ezclusive Agents Southern Bldg. Insurance—Real Estate—Zoans NA. 02711 ‘ 80 successful that glass blocks are to be used partially in the construction of a building to be erected in the housing research development of the Zurdue Ministry Research Founda- on. The company announcement said that the glass blocks will be lower in cost than other glass masonry con- struction and compares with average quality glazed steel sash. Use of the e Dloeon' 1B (A AT DR ATy YOU'VE BEEN LOOKING FOR IN NATIONAL=WILLIAMS OIL-0-MATIC BOILER BURNER UNIT Guaranteed by NATIONAL RADIATOR CORP . WILLIAMS OIL-O-MATIC HEATING CORP. COLONIAL FUEL OIL, INC. Protect the health and comfort of your family this winter and for years to come. Beauti- ful streamlined baked enamel jacket, black base, aluminum trim, a beautiful, decorative piece of furniture for your basement recrea- tion room. Installation is easy and quick, built- in coils provide do- mestic hot water. Cost, so low it'll surprise you! Complete Information Without Obligation. 1 Metropolitan 1814 ‘FUEL (OLoNiA OIL 1709 De Sales St. N.W., REAL EST in air conditioned buildings and houses permit a lers effect, would develop glare or a concentration of light. De- upon the face cutting wanted, transmit as low as 11.7 and up to 865 per cent falling upon them. blocks also practically elimi- condensation on the inside walls. showed no “sweating” when outside temperature was 16 de- | grees below zero with an inside tem- perature of 70 degrees and 40 per cent humidity. It was found also in special tests by the company that expansion and contraction of the glass block The Purdue tests showed that the glass block is one of the best insu- lators among building materials and that & large percentage of any heat - | the most stringent codes require ATE. | flow makes its path through the mors tar joints and block beds, ‘I:Lblf than through the hollow interior, which . is partially a vacuum. The Purdu tests revealed that the glass bloc withstood ultimate pressure of 2,00 pounds to the square inch, althougy on 700 pounds for the same area, 3 The manufacturer has |that it is starting the Jf;?f:;ffig of a large all-glass laboratory buflde ing, two stories high, on one of ity | Toledo properties. The bullding wil] use glass blocks entirely in its struc. | ture, besides glass wool for insuiation of the roof and for air filters in the alr conditioning system, WANTED EXPERIENCED REAL ESTATE SALESMAN SEE SALES DIRECTOR BOSS & PHELPS 1417 K ST. NW. s WILL YOU INVEST IN A HOME? To “invest’” means, according to Webster, “to lay out money with the view of obtaining a profit. In a home, that profit should represent many years of comforteble and enjoyable living. 838 NOYES DRIVE “THE HOME WITH THE SILVER LINING.” Located in lovely WOODSIDE PARK, MD., Washingtoh's most delightful suburban area—at the head of Sixteenth Street— offers quiet and contentment in within easy access to transporta parks. A safe area for children. The house is of brick construction, with brick garage attached. Steel casement windows, Bangor slate roof tion to living room, dining room (or library) insulated gas range and electric i on second floor—full tiled bath closets. toilet, properly grouped, leaving servants’ quarters. or workshop. The complete price, on a lot ing 7,872 square feet, is $9l It could be less in cost, but then it could not be built the same way, nor with the same materials and workmanship. not, for instance, 1. Have POURED CONCRETE footings, and 5" CONCRETE basement floor, as this has. 2. Have NUMBER ONE Bangor slate roof, as this has. 3. Have INSULATION BY METALLATION, with ECOD fabric plaster base, as this has. 4. Have FURRED WALLS, as this has. S. Have DRAIN TILE oround exterior walls, in addition to parging and waterproofing, os this has. 6. Have FENESTRA STEEL CASEMENT windows, with bronze sscreens and hardware, os this has. 7. Have doors ond windows WEATHERSTRIPPED and CAULKED, os this has. 8. Have TWO TILED BATHS, as this hes. 9. Have OXFORD cabin as this has. with full tiled bath. Basement contains IDEAL gas furnace, laundr; tubs and beautiful surroundings, and yet is tion, schools, churches, shops and The first floor, in addi- and kitchen, hos a fine bed room Kitchen has Oxford cabinets, efrigeration. Two lorge bed rooms with shower—and unusually large ample space for recreation room, with 60 feet of frontage, contain- 850 It could water-proofed with asphalt pitch, ets and ARMSTRONG linoleum, 10. Have OVERHEAD doors to garage, as this hes. 1. 12. Have Sanitary Mfg. C as this hos. Hove CARE-FREE heating comfort, as this has. 0. special PLUMBING equipment, And so, if you are planning an INVESTMENT in a home, don't buy simply because the price is low. Its value—REAL VALUE— may be even lower!_ Buy the home that will pay you dividends for years to come in comfortable livi of environment. Silver Spring trafic U ng, trouble-free, in the right kind F. H. A. finoncing if desired. Open daily untii § PM. Four blocks from ght on Georgia Avenue extended to Noyes Drive—right one block to house. F. P. WILLIAMS 316 Tower Bldg. (Or Met. 1776 Your Ownm Broker) Bayard Blvd. Near Western Ave. NEW CENTER-HALL CAPE COD BRICK HOME Bed Room and Tile Bath on First Floor. Two Bed Rooms and Tile Bath on Second Floor. 6 Large Rooms. A Place for Recreation Room. Rock Wool Insulation. Hot Water Heat. All-Electric Kitchen. Detached Garage. Stone Fireplace. Slate Roof. 1325 ESt. N.W. A Ten-Mile Skyline Panorama of Wooded Hills * Open Daily and Sunda; %o Distriet Line, furn right # J. HUGHES Owner and Builder Directions: Drive out Mass. Ave. blocks to Bayard Bivd. NA. 0317