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T HE EVENING STAR, WASHINGTON, 0. C, WEDNESDAY, JANUARY 15, 1930.' DALKART FEATORES BAKRS PROGRAN Opera Singer Who Popular-i ized Prisoner’s Song to Be | Heard Over WRC. SAHBEERA 15 [ Vernon Dalhart, who trained for | opera, sang in it for a while, but be- | came famous as the man who popular- | ized “The Prisoner’s Song,” will be the | guest artist of the Happy Wonder | Bakers’ program tonight over WRC and | other National Broadcasting Co. sta- | tlons. | The appearance of Dalhart will mazk the introduction of a new_series of | broadcasts by the Happy Bakers, in which exponents and composers of pop- | ular music will appear as stars. Dal hart is a singer of songs written after | the manner of the hill-billy music—the | craze for which was started by “Tl]r" Prisoner’s Song.” In his radio program he will sing four numbers, inclu g “Can’t You Hear Me Calling, Caroline “The Prisoner’s Song” and “Puttin’ On Style.” | ‘The guest soloist with Erno Rap!‘o“s‘l Concert Orchestra in the Mobiloil | broadeast over WRC will be Beatrice | Belkin, popular radio soprano. She wiil | nelodious “Bell Son; The orchestral spe- cialties will be “Butterfly” and “Polo- naise in A Major,” two of Chopin's out- standing compositions. “Perpstuum ~ ~ble,” or “Perpetual Motion,” a descriptive and modernistic | composition filustrating that elusive physical force lonz sought by science, | will be the highlight of the Chicago | Little Symphony Orchestra’s_contribu- | tion to the Halsey-Stuart program at 9 o'clock. The orchestra also will selections from Friml's “The Three Musketeers” and the finale from Ros- sini's overture to “William Tell.” Palmolive Program Featured. ‘The Falmolive hour, another WRC | attracticn, will present Gustave Haen- | schen's Orchestra, the Revelers Quartet and the two regular soloists—Paul Oliver, tenor, and Olive Palmer, so- prano—in a varied program of classical and semi-classical selections. Miss Palmer’s solo will be “Listen to the Mocking Bird.” Oliver will sing Bart- lett'’s “A Dream.” Their duet numbers will be “Should I?” and “Moonlight and Roses.” The “Gold Medal Fast Freight” will pull into WMAL and 42 associated Co- lumbia Broadcasting System statious tonight, announced by the whistle of & locomotive and all other sounds asso- ciated with the arrival of a train. The mnew program will be broadcast from 8 to 8:30 o'clock, featuring the Wheaties Quartet, which recently concluded its third year on the air from WCCO, and an organist. Excerpts from Leoncavallo’s “I Pagl- facci” and other classical compositions of Verdi, Mozart and Glinka form the grand opera program scheduled by ‘WMAL at 10:30 o'clock. A symphory orchestra and a group of prominent radio singers will take part. The Kol- ster hour preceding the grand opera concert will feature Rube Bloom, pianist-composer, who wrote “Solilo- quy.” “Sapphire” and “The Song of the Bayou.” He will play “Soliloquy.” Selections from current musical com- edies and talking pictures dominate the orchestral portion of the program. Frances Shelly, star of “Wake Up and Dream,” will sing the hit number of the show, “What Is This Thing Called Love?” during the La Palina broadcast at 9:30 o'clock. The Hank Simmons Show Boat production at 11 o'clock will be the four-act comedy- drama of New York's East Side, “The ©Old Clothes Man.” WMAL's attractions of local origin include ;the weekly program of Radio Joe his Budget Boys, the mer- chants’ dinner concert and a recital by Floyd Williams, tenor. “Fun, Froiic and Foolishness” is the title of Radio Joe's broadcast. Will Tell of Red Cross. Dr. Thomas E. Green, director of the speakers’ bureau of the American Red Cross, will speak from WOL tonight on “What Your Red Cross Membership Means to the Community.” The sta- tion's musical features include a pro- gram by Edith Reed's Entertainers an< yecitals by Julie Marchi, pianist, and Rose Krick, soprano. The United States Army Band will give its week's concert over WJSV to- night from 7:30 to 8 o'clock. Other musical features include a recital by Kathryn Crowley. pianist, and a dance program by the Shenandoah Ramblers. sing D:libes from “Lakme. RITCHIE TO BROADCAST. Governor Will Be Heard Friday Over WMAL. Gov. Albert E. Ritchie of Marylard ‘has selected station WMAL as the forum from which he will address citizens of the District and Maryland on “The Re- lations of Maryland to the District of Columbia,” Friday next at 7:30 o'clock. The topuiation of the District having expanded beyond its border lines, Gov. Ritchie feels that the time is opportune 10 tell ‘the people of Maryland and the citizens of Washington what his hopes and aspirations are with respect to the development of the borderlands of Mary- land that an ever-increasing population may not only enjoy the benefits of resi- dence in Maryland today, but what may | be expected in the future. A AR Poorhouse Out of Business. SCITUATE, R. I, January 15 (®).— ‘The town poorhouse has no further reason for existence. The last inmate, Miss Ellen Pierce, the only one for sev- eral years, has died. Today on LOCAL STATIONS. 315.6—WRC—950. (National Broadcasting Co.) :00—The Melody Three. 15—“Breeding Game Birds,” by Hor- ace Mitchell. 30—Studio program. 15—Dancing melodies. 45—"“Personality,” by S. W. Ashe. 00—National Woman's Party pro- gram—“Women in Aviation,” by Senator Pittman of Nevada. 15—8ky sketches. 30—"The Lady Next Door.” 55—Summary of programs. 00—“Famous Paintings in Many Lands.” by Alice Hutchins Drake. :15—Black and Gold Orchestra, :00—"Amos 'n’ Andy.” 15—"The Rise of the Goldberg’s."” 30—Correct time. 31—Songs by Freckerman. 7:45—The Eternal Question. 00—Mobiloil concert. 30—Happy Wonder Bakers. 00—Halsey-Stuart program. 30—Palmolive hour. } 30—Floyd Gibbons, “The Headline Hunter. 1:00—Weather forecast. 01 to 00—Le Paradis Band. Early Program Tomorrow. Hindermeyer and | 6:45a—Tower health exercises. 8:00a—The Aunt Jemima Man. 8:15a—Morning devotions. 8:30a—Cheerio. 9:00a—Marine Band. 10:00a—Hits and Bits. 10:45a—National home hour, with Betty Crocker. :00a—*"Your Child,” by Grace Abbott of the Children’s Bureau of the Department of Labor. :15a—Radio Household Institute. :30a—Songs by Pauline Haggard. :45a—"Timely Topics in Housekeep- ing,” Katherine Fisher. :00—Farm flashes. :10—Sunshine Carollers. :00—National farm and home hour. 1:45—Talk by Louis Rothschild, direc- tor Better Business Bureau. 2:00—Studio program. 2:30—The Melody Three. 3:15—"The Magic of Speech,” by Vida Sutton. 3:30—La Forge-Berunnen musicale. 4:00 to 5:00—Army Band. 228.9—WOL—1,310. (American Broadcasting Co.) 3:00—Bessie Brown. soprano. 4:00—Studio program, arranged by Estelle Wentworth. 4:30—Dance music. 5:00—Howard Moore, baritone. 5:30—Ceal and Sally. 5:40—Racing results. 5:45—The Town Crier. 6:00—Public Service Man. 6:15—Edith Reed's Entertainers. 6:45—"“What Your Red Cross Member- R by Dr. Thomas E. Green. 7:00—Julie Marchi, pianist. 7:20—News flashes. 7:30 to 8:00—Rose Krick, soprano. Early Program Tomorrow. 7:30a—Reveile. 7:35a—The musical clock. l:OOl—?lrthdlyl——A thought for the ay. 8:15a—Breakfast brevities. 8:30a—Musical program. 10:00a—Talk by Peggy Clarke. 10:40a—Something for everybody. ' guide. hour with famous com- 11:30a—Hal posers. 12:00—Luncheon music. 12:30—Paul Gable, organist. OO—Uéll'lchem musie. 3: dio m. 4:00—Paige Burroughs, contralto. SAVINGS U can. secure a Time Certifi- cate paying 4% interest after you have ' accumulated $100 in this bank at the regular 3% in. terest rate. A Time Certificate matures in six months, and if you make a withdrawal before that time you receive your 3%, the same as a regular sex ings account—dating from the beginning of the Time Certificate. THE DEPARTMENTAL “YOU BANK” 1726 Pa. Ave. N.W. Phone District 2709 Under U. Government Supe: ~ BUY YOUR avl Radia Where You Get GENUINE RCA TUBES 90 DAYS FREE SERVICE IMMEDIATE LIMITED $69.50 | NOTHING MORE TO BUY | OKAY RADIO CO. | 41511th St. N.W. 1760 Pa. Ave.N.W. DELIVERY Model 22 $10 DOWN COMPLETE SUPPLY | PROGRAM FOR WEDNESDAY, JANUARY 15, 1930 (Meters on left of call letters, kilocycles on right. All time p.m., undess otherwise imdicated.) . 10:00—Weather Bur Press. ship Means to the Community,” | the Radio ) /i “475.9—WMAL—630., “ (Washington Radio Forum.) 3:00—Columbia Ensemble. 3:30—For your information. 4:00—Musical album. 30—Primer for town farmers. 40—Club Plaza Orchestra. 15—Twilight Troubadours. 30—Thirty Club. 5:45—Bookhouse story time. 6:00—Correct time. 6:01—Flashes from The Evening Star. 6:15—Dinner concert. \ 7:15—Floyd Williams, tenor. 7:30—Radio Joe and his Budget Boys. 8:00—Correct time. 8:01—Gold Medal Fast Freight. 8:30—Forty Fathoms Trawders. 9:00—United States Army Band. 9:30—La Palina smoker. 10:00—Kolster hour. 10:30—Grand opera concert. 11:00—Hack Simmons’ Show Boat— “The Old Clothes Man." 12:00 to 1:00a—"DX.” Tequést program, by Stanley Bell and Les Colvin. Early Program Tomorrow. 9:30a—Just a little more of something else. 10:00a—Radio home makers, with Ida Bailey Allen. g 10:30a—Busy fingers. 10:45a—Complexion hints by Helen Chase. 11:00a—Sewing circle. 11:30a—Du Barry talk. 11:45a—Columbia Revue. 12:30—Yoeng's Orchestra. e 1:30—Ambassador Orchestra. 2:00—Curtain calls. 2:30—The Aztecs. 3:00—Columbia Ensemble. 3:30—For_your information. 4:00 to 4:30—Rhythm Kings. 434.5—NAA—630. (Washington Navy Yard.) 3:45—Weather Bureau reports. 9:55—Time signals. u reports. 205.4—WJISV—1,460. (Independent Publishing Co.) 3:00 to 5:30—Midafternoon musicale. 6:30—Dinner music. 7:30—United States Army Band. 8:00—Lona V. Reid, soprano. 8:15—Carl Conrad, baritone. 8:30—Kathryn Crowley, planist. 8:45—Travel talk by Dr. J. O. Knott. 9:00—Bonnano_Biothers. 9:30—George Dunnett, tenor. 9:45—Bob Palmer and his ukulele. 10:00—Shenandoah Ramblers. 10:30 to 11:00—Ray Acton’s Serenaders. Early Program Tomorrow. 8:00 to 10:00a—Helpful hints to house- wives; music. ’ 11:30a to 1:00—Farm news, music and current events. 3:00 to 5:30—Midafternoon musicale. Out-of-Town Stali'ons. ams prepared by the Associated Scheduled for Eastern standard ime. 454.3—WEAF New York—660. 6:00—Black and Gold Room Orchestr —Also WTAG, WCAE, WWJ. 7:00—Highlanders, Milton J. Cross, tenor—Also WTIC, WGY, WGR, WJAR. 7:30—Florence McHugh, disseuse— WEAPF. 7:45—Eternal Question—Also WTIC, WJAR, WTAG, WCSH, WGY, WGR, WCAE, WFJC, WWJ, WSAL 8:00—Concert orchestra—Also WEEI, 8:30~Happy Bakers, Phil Dewey, tenor — Also WEEL_ WTIC, WJAR, WTAG, WCSH, WLIT, WGY, WGR, WWJ, WSAL WFJC.. 9:00—Old _ Counselor—Also WEEL, WJAR, WTAG, WCSH, WLIT, WGY, WGR, WWJ, WSAL WBT, WJAX, WRVA, WHAS, W~B, WSM, CKGW. 9:30—Olive Palmer, Paul _Oliver, Revelers’ Quartet, orchestra and others—Also ‘WEEL 3 WJAR, WTAG, WCSH, WLIT, WGY,” WGR, WCAE, WTAM, A , WGN, WHAS, WSM, WSB, WBT, WJAX. 10:30 — Floyd Gibbons — Also WTIC, WJAR, WCAE, WWJ, WGN, ‘WTAG. 11:00—Lew White WWJ; CKG! 11:30—Phil Spitalny’s dance music— Also WWJ, CKGW, WLIT. 12:00—Hour of dance music—WEAF. 348.6—~WABC New York—860. 6:30—Ben Pollack’s Orchestra—Also WCAO, WHP, WJAS, WLBW, WFBL, WMAK, WKRC, WKBN, WWNC, WDBJ, WBRC, WDOD. 7:00 — Entertainment—WADC = only; ensemble (1_hour)—Only WHP, WJAS, WLBW, WFBL, WKBW, , WSPD, WWNC, WDBJ, WBRC, WDOD, WLAC. 7:30—Comedy Troi, vocal and piano— ‘WABC only. Freight — Also WNAC, WEAN, WCAO, WMAL, WJAS, WLBW, WFBL, WKBW, WKRC, ‘WGHP, WSPD, WDBJ, WLAC. 8:30—Trawlers—Also. WNAC, WEAN, WCAU, WCAO, WMAL, WHP, WJAS, WLBW, WFBL, WHEC, WKBW, WADC, WHK, WKRC, WGHP, WSPD. 9:00 —United 'States Army Band—Also WNAC, WEAN, WCAO, WMAL, WJAS, WLBW, WFBL, WMAK, WADC, WHK, WKRC, WGHP, WSPD, WWNC, WDBJ. 9:30— ‘moker—Also WNAC, WEAN, WCAU, WCAO, WMAL, WJAS, WLBW, WFBL, WMAK, WADC, WHK, WKRC, WGHP, WSPD. 10:00—Orchestra—Also WNAC, WEAN, WCAU, WCAO, WMAL, WJAS, WLBW, WFBL, WMAK, WADC, WHK, WKRC, WGHP, WSPD. 10:30 — Grand_opera— Also WNAC, WEAN, WCAO, WMAL, WJAS WLBW, WFBL, WMAK, WADC, WHK, WKRC, WGHP, WKBN, WSPD, WWNC. 11:00 — Hank _Simmons’ Showboat — Also WNAC, WEAN, WCAU, WCAO, WMAL, WJAS, WLBW, WFBL, WMAK, WADC, WHK, WKRC, WGHP, WKBN, WSPD, WWNC, WDBJ, WBRC, WDOD. 12:00—Jan Garber's Orchestra—Mid- night organ melodies—WABC. 394.5—WJZ New York—760. 6:00—Bernie Cummins’ Dinner Or- organ recital—Also W, chestra; John B. Kennedy— WJZ. 7:00—~Amos 'n’ Andy—Also WBZ, WHAM, WDKA, WJR, CKGW. 7:15—"Rise of the Goldbergs,” hu- morous sketch. 7:30—The Salute, sketches and or- chestra — Also WBZ, WHAM, KDKA, KYW, WJR. CKGW, WRVA, WPTF, WBT, WJAX, ‘WIOD, WHAS, WSM, WSB. 8:00—Harry Kogen's Orchestra—Also WBZ, WHAM, KDKA, WJR, KYW, WLW. | 8:30—Foresters’ Quartet—Also WBZ, WH. KDKA, WLW, KYW, Tango Romantico: Dolores Cassinelli, soprano—KDKA. 9:30—"Cuckoo,” burlesque skit—Also HAM, WJR, KDKA. | 10:00—Neapolitan Nights, Italian_music | —Also WHAM, KDKA, WJR. 10:30—7-11's Dance Band, with Wel- come Lewis — Also KDKA, String Ensemble (1 hour)—Also KDEKA. 5:30—Organ recital; news. 8:00—Organ concert. 0—Concert orchestra; Singing 0—Beach Combers’ Quartet. :30—Dance music (1'2 hours). 5:15—Salon music. 6:00—Merry Makers; fantastics. —News; studio; WEAF. 00—Hour from WEAF. :00—WTIC Players. 11: —News; Dream Journeys (30 utes). 422.3—WOR Newark—710. 7:00—Roof Orchestra. 0—Hotel concert ensemble. —Midpacific. -Barbizon recital. 9:30—Argentina; Don Juan. :00—News; dance; moonbeams. 256.3—WCAU Philadelphia—1,1' 6:00—Aviators; news; orchestra. 0—Furfashioneers, 0—Financlers; act. 0—Hour from WABC. 0—Jump Wreckers. 1 10:30—Hotel orchestra. 11:00—Hour from WABC. 6:00—University of Pittsburgh minutes) ; band. 7:30—WJZ programs (4!, hours) 12:00—Don Bestor's Orchestra. 260.7—WHAM Rochester—1,15 6:30—Frank Skulety's Orchestra. T:00—WJZ (15 minutes); 7:30—Same as WJZ (114 hours) 9:00—School of music. | 9:30—WJZ programs. 6:00—Dinner music; health talk. 0—Albany dance hour. 302.8—WBZ Springfield—990. 7:00—WJZ (15 minues); talk. 0—Same as WJZ (1% hours) 00—Champ's Corner. 9:30—Dixie Trail; feature. 10:30—Dance music hour; news. STATIONS. 428.3—WLW Cincinnati—700. 0—Hour of orchestras. 8:00—WJZ (30 minutes); hour). :30—Champlons; night club. 0—Program of brevites. 398.8—WJR Detrolt—750. 6:30—The Forecasters. hours). 00—Hour from WJZ. 00—News; dance music. 405.2—WSB Atlanta—740. 7:00—Orchestra (30 mjnutes); (30 minutes). 8:00—Concert; Bakers; brevities. 277.6—WBT Charlotte—1,080. 8:00—Studio feature. WHAM, WJR. 11:00—Slumber music by Laurler's 8:30—WEAF and WJZ (2 hours). 272.6—WPG Atlantic City—1,100, 0—Jane and Jimmie; Bluebird. 282.8—WBAL Baltimore—1,060. 282.8—WTIC Hartford—1,060. 7:00—Same as WEAF (30 minutes). 9:30—WEAF (113 hours); orchestra. 9:30—WABC program (1 hour), 305.9—KDKA Pittsburgh—980. 7:00—WJZ (15 minutes); Sweetness, feature, 379.5—WGY Schenectady—790. CENTRAL AND SOUTHERN feature (1 0—WJZ (15 minutes); orchestra. | :30—WJZ (30 minutes); features (112 | 9:00—WEAF programs (1'2 hours). | 10:30—Concert program. 11:30—Feature; Kneisel's Orchestra. 7:30—Same as WJZ (30 minutes). g e Major “Chain” Features TONIGHT. 7:00—“Amos 'n’ Andy,” black- face comedians — WRC and N. B. C. network. 7:30—Westinghouse Salute; dra-. Cop. matic sketch with musical WRVA, KYW, WBT and others. 8:00—Mobiloil concert; Beatrice Belkin, soprano, and Erno Rapee's Orchestra—WRC . B. C. network. 8:30—Happy = Bakers; Dalna! Vernon , composer and singer, guest artist—WRC, and N. B. C. network, :00—United States Army Ban 90— MAL and C. B. 8. net‘worhh Hari Batviis H Kolster our; n lvin's 1000 hestra . and Rube Bloom, composer-planist ZWMAL snd C. B. S. network. 10:30—The 7-11's; dance orches- tra_ and_ sololsts—WJZ, WBZ, KDKA and WHAM. 11:00—Hank _Simmons' _Show Boat, “The Old Clothes Man,” four-act comedy- drama—WMAL and C. B. S. network. min- U. S. Liner Yields Liquor. NEW YORK, January 15 (®).— Twelve hundred bottles of liquor, which apparently had lain secreted on the United States liner America for almost two months while she was being over- hauled, yesterday were seized by the crew of a customs patrol boat as the E contraband lay on the dack of a lighter alongside the steamship in Hoboken. ——e 365.6—WHAS Louisville—820. 6:45—Dinner Dancers (46 minutes); W. as| JZ. 0—Karl Schmidt; Franklyn Players. 0-~WEAF and feature (2 hours). 0—Reporters; University of Ken- tucky. 461.3—WSM Nashville—650. 0—Same as WJZ (30 minutes). 0—Quartet; orchestra. 0—WEAF and feature (2% hours). 11:30—WSM dance program. 270.1—WRVA Richmond—1,110, 7:00—Studio (30 minutes); WJZ (30 ‘minutes). 8:00—News-Leader program. 8:30—WJZ and WEAF (1 hour). 9:30—Corn Cob Pipe Club. 0—Feature; orchestra. 0—Old-Timers. 1 1 Tune in on The bur Coon Players “The Eternal “No 5‘"" Too Question” ard to it WRC ” Tonite Sizes 1 to 12 AAAA to EEEEE wiz Sold Exclusively by 439-7StNW. Just Below E Mothers acclaim this gentle dentifrice for children’s teeth l khen little teeth are coming in *“for keeps” it is important that from the outset they be kept clean, healthy and unmarred. Don’t be in a hurry to select a tooth paste for your youngster to use. Study the claims and the action of all. Eventually, we be- lieve, you will come to Listerine Tooth Paste as so many thousands of mothers have done. For this modern dentifrice, made by the makers of Listerine, is distinguished for its thorough cleansing qualities and its gentle, safe action. Contained in it are cleansing and polish- ing agents of amazingly fine are harder than tartar and consequently re- move it. Yet, they are softer than the precious enamel which they clean, therefore do not harm it. In solution they wash every facet of each tooth. They sweep out decaying matter. They remove discolorations and tartar. They penetrate tiny crevices teeth. They give enamel a marvelous luster. Because of its safety, careful mothers choose Listerine Tooth Paste for use by texture that have discarded ol for this new denti between the saves you about dentifrices in the macal Company, their children. Adults, too, by thousands, der and costlier favorites frice that gives results im- mediately apparent. Incidentally, at 25¢ it $3 per year compared to sof class, Lambert Phar- St. Louis, Mo., U. S. A. l)roud of her teeth ten years from now ? Buv Basy A Dow. With Whar You Save There are so many things you can buy baby with that $3 you save by using Listerine Tooth Paste at 25¢ instead of dentifrices in the so¢ class. A doll is merely a suggestion, LISTERINE TOOTH PASTE... 25¢ SPINAL MENINGITIS CAUSES 7 DEATHS Arizona and Missouri Communities Under Shutdown Orders in Epidemics, By the Associated Press. PHOENIX, Ariz, January 15— Schools and theaters in Safford and Solomonville, in Southeastern Arizona, were closed yesterday as the result of a report by the State Board of Health that 10 new cases of spinal meningitis had developed in that section. The re- port indicated that 25 cases of the disease developed in the State in the week ending January 11. Dudley Williams, 18, stepson of William Kelly, editor of the Graham County Guardian, brought to five the total fatalities in that community in the last three weeks. Deaths Cause Shutdown. BUTLER, Mo., January 15 (#).—Be- cause of two deaths from spinal menin- gitis public schools have been closed for one week and all public meetings forbidden. Churches were closed Sum- day and motion picture theaters are included in the ban on meetings. The deaths were those of Richard McNay, 11, son of C. H. McNay, post- master and editor of the Republican Press, and Charles Simpson, 12, son of C. A. Simpson, farmer. Ten Policemen to Move Her. NEW YORK, January 15 (#).—Mrs. | Katherine Smith, 63, is & cook, 5 feet 2 |and 560 pounds.” It took 10 policemen to get her to an ambulance from & boarding school when she required hos- The death yesterday in Safford of pital treatment for filness. FOR YOUR PROTE CTION! Back in 1866 Stock Fire Insurance companies established the National Board of Fire Underwriters. The National Board membership now consists of 239 Stock Fire Insurance companies. Through its va- rious departments and by virtae of its maintaining the companies v world, while competitors in business, have neverthe- : represent one or more of lsland Fire Ina. Co., New York e o, o e P Mo Cor New Fork Maryland Ins. Wi . Mamachusetts F. & M. Ins. Co., Boston work. Responsible agents these- companies in every? Vi F.& M. I . Wektehesor Tire Ton. G5, New ke ™ ‘Western VAT o O Yorkshire Ins. Co., Ltd, York, England Public use of the facilities provided by the National Board and other organizations maintained by these companies has contributed to the constant reduction in the average fire insurance rate in this country for more than twenty years. THE NATIONAL BOARD OF FIRE UNDERWRITERS 85 John Street, New York : A National Organization of Stock Fite Insurance Companies, Established in 1866