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| Financial News 1:30 p, m.~Traders resorted to the practice of bidding up several stocks for effect on the general list in the early afternoon Bugars, Baldwin, Studebaker, Marine, pfd., and Inde péndent steels were lifted 1 to 2% with Gulf States Steel gaining nearly 5 points. Low Close 36% 36% MY 8Ty 7% 147% 19% 10% 107% 1073 16 16 66 % 66% 2% 8 1181 1184 136% 1363 531 833 High 36% % Am Bt Sug Am Can Am Cr & Fd ..148 Am Cot Oil ., 207% % Am Loco ......100% Am Sm & Re... 46% Am Bg Rf cm.. 678 Am Sum Tob ., 29 Am Tel & Tel,.118% Am Tob ......137% Am Wosi S4% Ana Cop ... 487% Atch Top & S a1y At Gulf & W1 28% Baldwin Loco 1087% RBalti & Ohio 351 Beth Steel B 63 Can. Pacific ... 126% Cen., Leath Co .. 33% Ches & Ohio .. K7 Chi, Mil & St P 193% hi Rock Isl & P 337% Chile Cop 17% Chino Copper 26% Con. Gas .. 91% Corn Prod Ref 104 Crucible Steel 631 Cuba Cane Sug. 10% Endicott-John .. 817 Erie . 10% Erie 1st pfd ... 16% Gen Electric ..146% Gen Motors .. 9% Goodrick (B F) 36% Great North pfd 74% Inspir Cop .... 39 Inter Con ..... 3 Inter Con pfd .. 8% Int Mer Mar .. 16% Int Mer Mar pfd 717% Allls Chalm ... 46 Pacific Oil ......47% Int Nickel . 12% Int Paper . . 5014 Kelly Spring Tire 38% Kennecott Cop . 288% Lack Steel ..... 48% Lhigh Valley 58% Mex Petroleum 1178 Midvale Steel .. 31 Missouri Pacific 19 N Y Cntral ... 76% NYNH&H. 18% Norfolk & West 1007% North Pacific .. 78% Pure Ofl ..... 3514 Pan Am P & T 53% Penn R R ...... 34% Pierce Arrow .. 15 Pittsburgh Coal . 61% Ray Con Cop . 14% Reading ....... Rep I & 8 . Royal D, N Y . Binclair Oil South Pacific . South Rail .... Studebaker Co . Texas Co Texas & Pacific . Tobacco Pro .. Transcon Oil Union Pacific United Frult .. 134% United Re S8t 56 U 8 Food Prod 6§ U S Indus Alco 44% U 8 Rubber Co . 56% U S Steel ...... 87% U 8 Steel ptd ...116% Utah Copper ... 62% Willys Over .... 5% Nat Lead ...... 92 125% 328 56% 19 33% 10% 15% 145% [) 366 T4 10% 15 1463 99 36% T4% 38% 2% 7% 155 70% 4514 46, 12% 49 3814 28 48% (137 115% 30% 19 5% 183 100% 78 35 52% 345 14 61% 14% 3% 53% 50% 20 825 19% 941 45% 30% 631 10 129% 134 55 3% 43 4% 87 116 62 58 901 38% 2% T4 155 0% 45Y 46% 121 48% 38% 28 47% 581 1154 3014 18% 75 18 1003 78 35 52% 34% 13% 59% 14% 731 63 505 19% 82% 19 92% 4% 303 63 9% 129 134 54% 35 42% 54% 87 118 62 b% 90% .. 139% (Judd & Co.) Bid 164 .585 .640 .165 432 .24 1514 24 54 521 6 Asked 166 595 650 158 25 25 Hfd Elec Light ... Aetna Life Travelers Am Hardware Billings & Spencer Billings & Spencer Bristol Brass .... Colt's Arms . Eagle Lock ....... Landers, F & C ... N B Machine com N ‘B Machine pfd ..... 45 Niles-Bé-Pond .... 45 North & Judd .... 45 Peck, Stow & Wilcox .. 27 Russell Mfg Co .. Standard Screw Stanley Works com Stanley Works pfd Union .. ptd ; 26 56 5314 10 55 a7 a7 98 47 27 39 NEW YORK CLEARING HOUSE REPORT Exchanges 745,200,000 Balances . 58,000,000 49 29 VALENTINE PARTY Young Women's Auxiliary of the South Church Holds Social. The Young Women's Auxiliary of the South church held a Valentine social last evening in the church. The members first enjoyed a delight- ful supper after which they were paired off into teams representing the colors of the rainbow. Games were played and all sorts of races were run off, chief of which was the obstacle race. The team repre- senting the green won with the larg- est number of points. At the con- clusion of the fun the whole as- sembly joined together in singing old time tongs and when the party broke up, those present were unanimous in saying that the evening was a de- elded success. MORE TYPHUS CASES New York, Feb. 7.—Two more cases of typhus besides that which caused the death of Miss Annie Allen at Sivas, Asla Minor were reported in cable dis- patches received today by the Near East relief. C. C. Thurber of Manches- ter, N. H. and Miss Theda Phelps of Philadelphia have suffered from the disease, but are reported recovering. CHECKER CHAMPS DRAW Glasgow, Scotland, Feb, 7.—Two more drawn games were played today by Robert Stewart of Glasgow and Newell W. Banks of Detroit, who are playing a serles of 40 games for the world’'s checkers championship. Twen- ty six drawn games have been played | so far. The Scotch expert has won two games and the American none. IS CRITICALLY ILL. The condition of Miss Alice Mc- Carthy, daughter of Policeman and Mrs. Charles McCarthy of Stanley street, who underwent an operation tor appendicitis recently, was report- +d as critical this afternoon. A Hart- ‘ord specialist was called into consul- ation by members of the family to- |ana viier health measures be provid- NEW BRITAIN L.OF G PLANSFOR ""FIRST OPEN FORUM Proposed Amendments to By- Laws Will Be Submitted The New Britain Chamber of ("fom- merce will hold its first open forum meeting at the Elks' club on Wednes- day, February 15, at 6:15 o'clock Three questions of importamee to ev- ery citizen and taxpayer will be sub- mitted for discussion. The following are the questions to submitfed First, Why New Britain should pro- vide Auditoriums in new school build- ins econd, Should dental hygiene be ed for in schools?; third, Why our schools have an increasing cost. Dr. Albert B. Meredith, secretary of the State Board of Education will speak briefly on the schools, Other speakers will be announced later, The discussion is limited to mem- bers of the Chamber of Commerce and every member ought to return the post card., (to be sent later) to the secretary saying: “I will attend.” Remember Mr. Member this is your opportunity. Lighting Exhibit, A modern lighting exhibit will be held at the Chamber of Commerce rooms, Thursday and Friday, Febru- ary 9th and 10th, at 8 o'clock. Thursday evening will be devoted to Modern Industrial Lighting. ‘I'he officers of every factory, their friends and representatives are cordially in- vited to attend. Friday evening will be devoted to Modern Commercial Lighting. The representatives of mercantile interests and other interested parties are cx- tended a cordial invitation to attend. Amendments To By-Laws. Several proposed amendments to the by-laws of the New Britain Chamber of Commerce and civic and mercantile bureaus have been made and will be submitted at the forum meeting to be held next week. In Article 3 of said by-laws, strike out Sections 7, 8, 9 and 10, and in lieu thereof insert the following sections, to be known as Sections 7, 8, 9 and 10 of said by-laws respectively: Sec. 7. The Board of Directors shall consist of twenty-one members, one of whom shall be elected annual- ly from each of the following four groups: Manufacture. Retail Trade. Professional. Real Estate, nancial interests. 4 And thtee directors elected annual- ly from the group known as “At Large”"—each director to serve for a term of three years. Sec. 8. The directors shall be nom- inated and elected to represent var- fous branches of trade and profes- sions. Three nominations at least shall be made by the nominating committee to represent each of the following four designations: Manufacturer, Retail Trade, Professional, Real Estate, Insurance and Fi- nancial Interests, and five nomina- tions to represent the group designat- known as “At Large’ Sec. 9. Upon the adoption of this amendment, the President shall ap-, point:a committee on nominations in Aaccordance with Section 12, who shall prepare a list of not less than eight candidates for directors from the group known as “At Large.” Upon the adoption of this amendment there shall be elected from the group known as “At Large.” The two directors first and #cond in the number of ballots received, to hold office for three years. The two directors third and fourth in the number of ballots received, to hold office for two years. The two directors fifth and sixth in the number of ballots received, to hold office for one year. Sec. 10.—At each annual meeting Insurance and Fi- hereafter, seven directors shall chosen by ballot to hold office for a period of three vears and until their Successors are elected and disquali- fied. The nominee receiving the greatest number of votes in each of the four groups, manufacture; retail trade; professional and real estate, insurance and financial interests shall be declared elected — and the three nominees receiving the greatest num- ber of votes in the group known as “at large” shall be declared elected. New Members Applications for membership have been received and approved for the following: Clarence F. Bennett, vice-president of the Stanley Works. William H. Rattenbury, sales man- ager of Landers, I'rary and Clark. William H. Cryne, business man; paint and oils. Reginald E. Towers, the Towers Brick (o. Dohrenwend & Splettstoezer, tractors. Angelo M. Paonessa, proprietor of the City Service Station and Alder- man from the sixth ward. James W. Bush, physician. NEWINGTON MEETING Parents and Teachers Association Will manager of con- Enjoy Program At Town Hall To- morrow Evening. The regular mgeting of the Parents and Teachels’ assoclation of Newing- ton will be held at the Newington Town hall tomorrow evening at § o'clock. The newly elected entertainment committee has provided for a pleasing program. Those in charge of this are: Mrs. A. Whaples, representing the north end; Mrs. G. K. Spring, Maple Hill; Mrs. D. Drinkwine, Elm Hill; Mrs. H. . Leuce. Church street; Mrs. Mihon, south end, and Mrs. C. Belden, the center, Superintendent| Mandrey and Dairy and Food Com- missioner Holt will be the speakers. Mrs. Hastings, i today at the Blanche Durke died home of her daughter, Mrs. Florenz Zeigfeld (Miss Billy Burke). She was bel | cruise Lorn in New Orleans and has made lay. her home here for the last 15 years. DAILY H DEATH! Bussell Wil EAwin Russell Dillings, t old of Mr, and Mrs ‘ul\ il lings of 27 Gilbert street, “died late yesterday afternoon. The funeral was held this morning and the burlal wus In 8t Mary's new cemetery Fdawin AND FUNERALS 28 days son Henry Furman of Elm Hill died at the Hartford hospital this morning at following a stroke of apo- Furman was 60 years old and was a prominent resident Vewington for the last 80 years sides his wife he is survived by daughters and five sons, Mrs. Lena Anderson of Elm Hill, Mrs, Clara Hiuschell of Elm Hill, Mrs, Elizabeth Helm of New Britain, Misses Amelia and Louise Furman of Fim Hill, I'red, Frank, Willlam, George and Ernest Furman, all of Elm Hill 6§ o'clock plexy. Mr. Be- five Mrs. Fredericka Mertens. The funeral of Mrs. Fredericka Mertens was held this afternoon at 3 o'clock, Rev. Martin H. Gaudian, pastor of St. John's German lLutheran church, officiating. Interment was in Fairview cemetery Jean Shirley Hinman. Funeral services were held at Wal- tham, Mass, today, for Jean Shirley Hinman, infant daughter of Mr, and Mrs. Howard Hinman. William Le Roy Patterson, Rev. 8. A. Fiske officiated at the funeral of William Le Roy Patterson, held this afternoon at 2 o'clock at the Berlin Congregational church. In- terment was in Falrview cemetery, James Fox. The funeral of James Fox will be held tomorrow morning at §:30 o'clock from the home of Dr. Peter W. Fox of 96 South Burritt street and at 9 o'clock from St. Mary's church. Interment will be in St. Mary's ceme- tery. William Kane. The infant son of Mr. and Mrs. Wil- llam M. Kane of Southington, born yesterday at the New Britain General hospital, died at the institution today. The funeral was held this afternoon and the burial was in St. Mary's new cemetery. ! CARD OF THANKS. We wish to thank our kind friends and relatives for their expressions af sympathy during our recent bereave- ment. We, also, wish to thank the Esc. Department 22 of P. ¥. Corbin's factory. MR. DAVID DEHM AND FAMILY. DEPT. CUTS SOUGHT BY FINANCE BOARD (Continued From First Page). business world.” New Britain should watch her expenses. Despite the best efforts of the board it is not thought that the tax rate this year will be materially re- duced from last, and the tdaxpayer faces a rate that will come some- where between 21 and 24 mills in all probability. The budget, hearings upon which have now been conclud- ed, is in the hands of a special com- mittee of the board, which will en- deavor to make cutsybefore it comes up for further action, from whenge it will go to the Common Council and then to the City Meeting Board, for approval. Have Bank Accounts The weekly school thrift report in- dicates that 6740 pupils out of a total of 9964 attending public schools have deposits in the savings banks. The percentage of book holders is 67. Af St. Mary's and St. Joseph's Parochial schools, 65 per cent of the pupils have bank accounts, Compensation Claim of Local Man Against Factory Set Back The case qf Garabed Minatsigian of North street, against the Stanley Rule and Level Co. for compensation has been postponed until Wednesday, February 15. It was originally sched- uled for a hearing before (‘ompensa- tion Commissioner George B. Chand- ler in Hartford today. Minatsigian claims that he has a permanent injury resulting from his employment at the plant. He claims that his system has been so affected by the noise and vibration of a rivet- ing machine on which he worked at the plant, that he will never again be able to work where there is any noise. Lawyer David L. Nair is counsel for him. ACTION ON Chairman P. F. King of the police commissioners said this afternoon that as far as he knew there wonld be no action in the resignation of Patrick Howley from the police force other than accepting it. The board will meet this evening. Chairman King said that there is a possibility that a new patrolman may be selected to fill the vacancy. There is nothing, Mr. King said, as far as he knows, for the board to do other than to transact routine business. STUDYING ICE FIELDS, Government Cutter Will Wireless Conditions of Steamer Lanes. Washington, Feb. 7.—The guard cutter Seneca will leave New York for Halifax tomorrow and thence procceding to north Atlantic on her annual ice observation cruise off Newfoundland and the Grand Banks. Reaching her station by the mwiddle of February the Seneca will north of the {trans-Atlantic stcamer lanes observing the condition and movement of the ice, radioing ail data to the branch hydrographic of- fices in New York for broadcasting to coast radio stations and mariners. Bach year about Iebruary 1 the hydrographic office of the navy re- ceives the first report on lce in the north Atlantic. This year the stcam- e, ¥t Charles radioed on January 31 that ice fields were observed at about Jatitude 46 north and longitude 48 west, about 200 miles east of New- foundland, or on the edge of the Grand Banks. coast of | ERALD, TUESDAY, City ltems | A daughter New Britain - General |Lawyer and Mrs Roberts street The Catholle Daughters of America Wil meet tonight at Judd's hall The New Britain Auxiliary of the Hartford Hebrew Children's home will meet tomorrow night at Talmud Torah hall. Installation of ofMcers will take place State Manager Clark of New Haven IM] Ispeak at the meeting of the Wood- meén of the World Camp at Turner Hall toemorrow evening A smoker will be held, The Holy Name society committee which is to attend the wake of James IPox tonight, will meet at 7:30 o'clock in front of 8t. Mary's church, About 30 girls were in attendance at the history class at the Y. W. C, A. last evening, Mrs. Nathena Godfrey of Hartford, who conducts a dancing class at the Y. W. C. A, gave her midyear recep- tion at that institute yesterday after- noon, was born today at the hospital to Heney Nowickl of 27 McMAHON IS OPPOSED Refuses to Back Playground Move- ment That Will Not Stand Up As Private Business, A representative of the National Playgrounds association which is seeking to establish all year around playgrounds in this city and has asked a $9,500 appropriation for that purpose, called on P. 8. McMahon yesterday in an effort to interest him in that movement, Mr. Mm\luh,\ after listening to an explanation of the financial gains elsewhere agreed to enter into a pri- vate enterprise to that end. When his offer was not accepted, Mr. Mc- Mahon dismissed the playground rep- resentative stating that he did not feel a movement that would not stand a trial as a private undertaking should be backed by the city. GOMBAT PROFESSIONALISM Athletic Directors of Colleges Suggest Drastic Methods of Preserving Am- ateurism, Chicago, Feb. 7. (By Associated Press)—Athletic directors of 17 mid- dle western universities in statements to the Associated Press today sug- gested drastic ways of combatting professionalism in college sports and agreed prompt action must be taken particularly in regard to football. The suggestions included abolish- ment of professional football, forma- tion-of a national organization to fight professionalism in college, aid from the press in preserving college ama- teurism, cooperation with pro-organi- zations to prevent signing of college men and a general athletic house cleaning at once in all universities. One director thought elimination of stadium drives would help, saying there was too great a temptation now to overlook professionalism for the sake of getting a winning team which would help in the stadium drive. An- other placed the blame for profes- sionalism squarely on the schools themselves, saying they *“had winked at summer baseball so long" that they had brought on the recent revelations of pro football. < WAGE NEGOTIATIONS. 55 Fastern Railroads Will Be Rep- resented at Tomorrow's Conference. New York, Feb. 7.—Wage negoti- ations leading up to regional confer- ences, suggested recently by Secre- tary Hoover, will be reviewed by the conference committee of the manag- ers of eastern railways which will meet here tomorrow. Iifty-five railroads east of the Mississippi will be represented. The roads have finished their in- dividual wage conferences, according to John Walber, chairman of the in- formation bureau of eastern railroads, and have filed with the railroad la- bor board all disputes involving the shop crafts. INVENTORIES FILED Baking Company's Settlement in Fa- tality Is Represented in- Pratt Estate, An inventory was filed in probate court this morning in the estate of Charles E. Pratt. The deceased died as a result of an automobile accident in which a car owned by the Parker-Buckey bakery figured. An adjustment with the company amounting to $2,900 is represented in the estate. The estate of Rev. Kazimira Zebris, who died in Lithuania, has been in- ventoried at $2,600.25. This is a be- quest in the will of the late Rev. Joseph Zebris of this city. Personal Tax Collector To Have Fees Reduced Mayor Orson F. Curtis is working on a new schedule of fees to be paid the collector of personal taxes. The number of tax liabilities has increased to such an extent that a continuance of the present fees would result in an exhorbitant salary for the collector it is explained. Willlam Nolan, of Boston, formerly of this city, called on local friends yesterday. One of them was Captain Thomas W. Grace of the police de- partment. It was the first time that the boyhood pals had met in 38 years. Capital $2,000,000.00. v FEBRUARY 7, = Ifor the 1022 DOUGHERTY IN PARIS Archbishop of Philadelphia To At tend Coronation of Pope Pius XI in Rome, Paris, ¥eh, 7. (By Associated Press) Cardinal Dougherty, archbishop of FPhiladelphia,. and Cardinal Begin, archbishop of Quebec, reached Havre this forenoon on the steamship La Lorraine from New York, after a stormy voyage and arrived in Paris this afterncon. They will leave to- night for Rome, where they will ar- rive Thursday night in ample time coronation of Pope Pius XI They had hardly expected on sailing that they would reach IRRome in time for the election of the new Pope Soon after his arrival in Paris Car- dinal Dougherty telegraphed the new Pontift the congrati fens and good wishes of the clergy and people of P’hiladelphia, He expressed also the pleasure of American Catholics in general at the choice of the new Pope. In a statement later Cardinal Dougherty said: “The election of the archbishop of Milan a few months after his eleva- tion to the cardinalate is similar to the election of Benedict XV a short time after his rcception of the red hat. Pofle Benedict's election was clearly a'special providence, #nd no doubt the same will be found true of Pius XI. He is conspicuous for N intellectuality and learning. He ha had experience in diplomacy, and the Holy See chose him for its'first nuncio to the newly libcrated and unitéd Pol- ish natioh, CHICAGO LABORERS NOT BEING PAID Laborers Get No Wages And No Funds Are Ready For Fire- men And Police Chicago, Feb. 7.—TLaborers employ- ed by the city were forced to go with- out pay for their last two weeks' work when the city paymaster's office closed today until further notice for lack of funds: for laborers employed by the city was due for distribution yesterday, but it vag announced that no more muni- cipal employes paid from the corpo- rate fund would get their money tfrom the city until the council had passed the budget and tax anticipation w rants could be issued, to be collected in 1923. Meanwhile, the council finance committee started hearings on a re- vision of the appropriation bill pre- viously recommended to the city council for the purpose of cutting $1,- 200,000 from ft. If the city's financial authorities carry out their announced intention, approximately 15,000 city employes, including the firemen, the policemen, the aldermen and the mayor himself, will have to go without their pay this month. The tax-anticipation war- rants cannot be issued until fifteen days after the passage of the budget, and that document, which was report- ed into the council week before last, is now back in committee for re- vision. CAST CHOSEN FOR AMPHION CLUB PLAY “The Traitor” Will Be Given Before Student Body Tuesday After- noon, Fcbruary 21. lehearsals for the Amphion club play, “The Traitor,” which is to be presented hefore the student hody on Tuesday afternoon, February have been started and the cast has been announced. The characters are: Col. Anstruther, Mervin McCutcheon; Lieutenant Edwards, Dwight Latham; Major MaclLaurin, Paul Lucas; Capt. Willoughby, Richard House: Capt. Parker, Leroy Charles Fleischer. The other parts. those of the sentry and a pal of Edwards’, are plaved by Al- bert White and Lester Schaefer, re- spectively. The play is short, being in one act, hut the action is rapid and there are many exciting moments in it. The story deals with Lieutenant Edwards, who has been accused of being a trai- tor. The court martial und the unex- pected ending make up a play which will be enjoyed by all. A meeting of the Art cluh was held in the studio during and after the fiftth period this afternoon. Import- ant business was transacted. Professor Galpin, instructor of ro- mance languages at Trinity college, gave a very interesting lecture in French to members of the Trench club in the model apartment this af- ternoon after the fourth period. A social time followed. PAONESSA NOT SATISFIED Sixth Ward Alderman Does Not Feel Flectric Lighting Company's Offer Is Good One. Alderman A, M. Paonessa attended a meeting in Southington last night at which representativeg of the Con- necticut Light & Power,company pre- sented a proposal to/ cut demand charges 15 per cent. Alderman Paonessa was not of the opinion that this afforded great relief and did not fall in line with those favoring an acceptance of this propos- al as a settlement of the lighting dif- ficulties. The company's representatives will present a proposal, possibly of the same nature, in this city shortly. e ————— The Hartford-Connecticut Trust Company Corner Main and Pearl Streets, Hartford, Conn, Surplus Funds $2,000,000.00 Safe Deposit Boxes, $5.00 and upwards. Settlement of Estates. Foreign Exchange to all parts of the world. LETTERS OF CREDIT — Bank by mail. It is safe and saves time. GENERAL BANKING A payroll of $200,000 | ttember New York Stock Exchange Buccessor to Richter & ©o, 31 WEST MAIN STREET, NEW BRITAIN, CONN. . Mgr. TEL. 2040 We Offer Southern New England Tel. Co. To Yield 6.35% T ¥, G, JUDD W. T. SLOPER UDD & CO. . NEW BRITAIN, CONNECTICUT Telephone 1815—1816 H. L, JUDD 23 WEST MAIN STREET, Investments, Local Stocks We Offer: 50 SHARES UNION MFG. CO. Price on application HARTFORD 10 Central Row Teleptione Charter 000 Mecruber Hartford Swock Exchange. NEW BRITAIN New Pritain National Bank Bldg. Telephone 2580 DONALD R. HART, Munager Member N. Y. Stock Exchange We Offer and Recommend the Purchase of CONSOLIDATED GAS ELECTRIC LIGHT & POWER CO. of Baltimore, 89, Preferred Stock Price $11¢ and interest—to vield 7.27% - EARNINGS—over seven times dividend requirements. BOOK VALU¥E—over $454 ner share. MARKET—listed on Baltimore Stock Exchange. BUSINESS—founded over 100 years ago. POPULATION SERVED—over 775,000. FRANCHISE—unlimited as to time. ’ Compzany dces entire gas, elec- \ tric light and power business of Baltimore and environs. We Do Not Accept Margin Accounts R R JOH OGH Member Consolidated Stock Exchange of New York Waterbury Bridgeport Danbury , New Haven Middletown Springfield Direct Private Wir ¥. GROTF, Mgr.—Room 509, N. to New York and ‘Boston B. Nat'l Bank Bldg.—Tel. 1012 G. AR [ —~ 62 YEARS OF PROGRESS The New Britain National Bank has a record of 62 years of progress. Its growing resources and expanding facil- ities make it a desirable depository for your funds. . OPEN MONDAY EVENINGS *1,000 = *2,600 cr °3,000 * For You! In 120 Months, If You Live More For Your Family If You' Die. This is the only Bank in New Britain which has adopted the Insurance Savings Plan, the very latest plan for a guaranteed amount for any depositor at the end of 120 months. You determine how much you will have, by the amount you set as your goal. Let Us Tell You About It. COmpEReiAL -TRUST CO0. REWERTA gy Insurance Savings Department