Evening Star Newspaper, December 8, 1934, Page 21

REAL ESTATE. LOAN UNITS PLAGE OVER 47 MILLIONS Building Figures Show Home Owners Extended Big Total in Two Months. Btatistics on residential building permits, alterations and repairs for September and October reflect directly the $41.370,000 worth of home owner credit extended by the building and loan associations during the same period to lift employment in the building trades. This is pointed out by Morton Bod- fish, executive vice president of the United States Building and Loan League, in comments on the building and loan associations’ part in the home modernization drive. It devel- oped from & recent survey by the league that the associations made $17.997.000 worth of repair and mod- ernization loans, and $17.000.000 of new construction loans during these two months and that they have spent in October alone $6,201.000 to repair home properties to which they hold title. Longer Credits Favored. Mr. Bodfish explained that the as- sociations had found modernizers more inclined to choose their own long-used credit plan with 8 to 11 year maturity and hence had been unable to register most of these loans for the insurance which is limited to five-year obligations. The Hous- ing Administration has insured $20.- 000,000 worth of modernization loans for all types of institutions, and the building and loan figures, 99 per cent of which may be counted as addi- tional, bring the total financing for the modernization drive up to some $45.000.000. “Particularly important is the rela- tion between the building permits as listed by the Department of Labor in geographical divisions and the build- ing and loan construction loans by States,” said the league official. “In 11 States the associations made more than $1,000,000 of new construction loans during these two months. Three of these s were in the Middle Atlantic section, which reports the largest volume of new residential per- mits for all divisions. Three other States out of the 11 leaders in build- ing and loan construction loans were in the East North Central district, which ranks second in the Labor De- partment’s listing. One State was in the Pacific group and still another in the New England group. which ranked third and fourth, respectively, in building permits. “From these comparisons we can trace almost directly the influence of building and loan credit in making new building possible.” he pointed out. *“The Bureau of Labor Statistics shows that permits for $89.000,000 worth of construction, including all types of building, alterations and repairs, were issued in 766 leading cities during September and October. From the questionnaire which we sent out to building and loan associations we find that they disbursed $41.370.000 dur- ing that time for construction expendi- tures.” Mr. Bodfish said that in a ma- Jority of the States both moderni- zation and new construction loans had shown a great pick-up in October as compared with September, evidencing the beginning of a break in the build- ing industry deadlock. Twenty-seven States showed an increase in the con- struction loans made by associations, increases ranging anywhere from 2 tc 10 times the lower figure. That modernization and repairs are getting popular much more rapidly than con- struction is shown in the fact that as- sociations in 34 States did more mod- ernization lending in October than in September. How Lending Divided. Of the total modernization financ- ing done by the building and loan in- stitutions, $7.579,000 was September lending for modernization and repairs, $10,418,000 was October lending for the same purposes and $6,201,000 rep- resented expenditures by the associ- ations themselves to recondition prop- erty now. ““Construction loans, renovizing, increased from $7,705,000 in September to $9.467,000 in October, or a 22 per cent rise in volume of con- struction credit,” the building and loan report continued. *“Average size of the construction loans was around $2,000.” States where building and loan as- sociations have granted more than half a million dollars in modernization loans are California, Illinois, Massa- chusetts, Missouri, New Jersey, New York, Ohio, Pennsylvania, Texas and Wisconsin. Five of them have ex- tended more than $1,000,000 of this kind of credit “Comment after comment from in- dividual association managers with regard to the modernization credit shows that there are really two types of credit involved when we arrange to finance home modernization. There is the short-term personal credit for papering, painting, putting on a new roof and repairing or replacing the plumbing. This type of credit comes within the five-year limitation set up by the F. H. A. for its insurance plan. But there are thousands of home own- ers who want to build on new rooms, change the house structurally, and re- model the property. This type of ex- penditure clearly comes in the class of real estate credit. Because the Housing Administration nsures no loan of longer term than five years, the building and loan asso- ciations have had to extend the other sort of credit entirely on their own risk. They have been glad to do this in the interest of co-operating in the plan and serving the home owners who need smaller payments and more time to pay in, but they could have made many times the number already con- summated, if this sort of longer-term loan were also. insured by the F. H. A. 417 Algonquin ay A Charming Modern Home A home of charm. 2 bed rooms, bath, sun room, liv- ing room 24x14 ft., with wood-burning fireplace; large basement; finished attic and 2-car built-in heated garage. Price, $7,650 $1,000 Cash Lee Highway to Cherrydale, right on Military Road half mile to Algonquin Way; left to second house. Or phone Claren- don 1255, D. C, The above home at 5710 First street was purchased recently by Mr. and Mrs. Glen C. Leach. Mr. Leach is superintendent of the Bureau of Fisheries, Department of Agriculture. two baths and was built and sold by the firm of Waple & James. BUILDING PERMITS NEAR 1334 REGORD Second Largest Monthly Valuation of Year Is Revealed. (Continued From First Page.) able drop over last week, but only slightly below the weekly average for | the entire year. Fifteen New Homes on List. The list for the past week included permits for 15 new homes. The largest went to E. T. Lindner, 5039 Reno road, for the erection of three | 2-story brick and tile dwellings in the |350) block of T street. The largest permits are as follows: E. T. Lindner, 5039 Reno road, own- er; Herbert J. Korzendorfer, 1303 Ken- yon street, designer and builder; to erect three 2-story brick and tile dwell- ings, 3523, 3525 and 3527 T street; to cost. $15,000. W. C. & A. N. Miller, 1119 Seven- teenth street, owners and builders; L. R. Moss, architect; to erect one 2-story | brick dwelling, 4101 Fordham road; to cost $9,500. Mrs. Rosendale Dorer, 1801 H street, owner; James W. Adams, architect; to make alterations, 1727 H street; to cost $9,000. W. C. & A. N. Miller, 1119 Seven- teenth street, owners and builders; L. R. Moss, architect; to erect one 2-story brick dwelling, 4916 Van Ness street; to cost $8,500. Margaret Smith, owner; L. W. Giles, architect; Harry Poretsky, Inc, 521 | Irving street, builders; to erect one 2-story brick dwelling, 5454 Thirtieth place; to cost $8,000. $8,000 Job Authorized. Claud Livingston, ownel Giles, architect; Harry Poretsky, Inc., 521 Irving street, builders, to erect one 2-story brick dwelling, 5408 Thir- tieth place; to cost $8,000. Charles Sturbitts, 3900 McKinley street, owner and builder; Dillon & Abel, designers; to erect one 2-story brick and frame dwelling, 6105 Twenty-ninth street: to cost $7,500. Progressive Housing Corp.,, 315 Woodward Building, owner; L. W. Giles, architect; J. E. Snyder, 1706 Twenty-fifth street southeast, builder; to erect one 2-story brick and tile milk distributing plant, 1615 First street southwest; to cost $7,000. Benjamin Ourisman, 630 H street northeast, owner: Harvey Warwick, architect; Frank Essex, Chandler Building, builder: to erect one 1-story brick and concrete auto show room, 1230 Good Hope road southeast; to cost $6,000. Waple & James, 1226 Fourteenth street, owners and builders; F. G. Wil- cox, designer; to erect one 2-story brick dwelling, 5707 Kansas avenue; to cost $6,000. Tolson, Kemp & Nix, Inc., 2314 Rhode Island avenue northeast, own- ers and builders; A. C. Tolson, jr. designer; to erect one 1l2-story brick and tile dwelling, 4017 Twentieth street northeast: to cost $5,500. Dora Poretsky, 521 Irving street, owner and builde: myers, architect; to erect one 2-story brick dwelling, 6416 Thirty-first street; to cost $5,000. Repair Work Authorized. Metropolitan Life Insurance Co., owner; James Baird Co., 810 Eight- eenth street, builder; to make repairs, 133 B street southeast; to cost $5,000. A. S. Lord, 927 Fifteenth street, owner and builder; M. S. May, archi- tect; to erect one 2-story brick dwell ing, 1817 Randolph street northeas to cost $4,500. C. W. Absher, 3301 Alabama avenue southeast, owner and designer; E. C. less than moderate modern L W | George T. Sant- | baths—the throughout. Inspect this fine dwelling, learn its low cost, and how exactly it suits your family needs. OPEN DAILY AND SUNDAY W. C. & A. N. MILLER 1119 17th Street Absher, 3301 Alabama avenue south- east, builder: to erect one 2-story brick and tile dwelling, 2301 Thirty-sixth street southeast; to cost $4.500. A. R. Gragg, 3214 Central avenue northeast, owner, designer and builder; to erect one 2-story brick dwelling, 2004 Shepherd street northeast; to cost $4.000. Pincus Fox, 3801 Macomb street, owner; A. S. J. Atkinson, architect; to erect one 3-story brick addition, 2145 I street; to cost $2.000. Pincus Fox, 1414 North Capitol street, owner; A. S. J. Atkinson, archi- tect; to make repairs, 2145 I street; to cost $2.000. George Petrakis, 1122 Staples street northeast, owner; William R. Lamar, designer; Home Decorators, Inc., 1108 | Ninth street, builders; to erect one 2- | story brick addition, 1122 street northeast; to cost $1,500. Winslow Est, Seventeenth and I streets, owners; A. S. J. Atkinson, architect; I. Glasser, 155 Florida avenue northeast, builder; to erect one 1-story concrete block storage, 1331 First street northeast; to cost $1,500. Marion F. Vallario, 5229 Georgia avenue, owner; Marcus Hallett. de- | signer: Acme Construction Co., Wood- ward Building, builders; to erect one 2-story brick addition and make alter- ations, 5229 Georgia avenue; to cost $1,200. Permit for Restaurant. Louis E. Namakos, owner: R. E. Doleman, designer: H. B. Slavitt, 1700 | Benning road northeast, builder; to erect one 1-story brick and frame ad- dition, 331! Pennsylvania avenue southeast; to cost $1,000. Minerva M. Bates, lessee and builder, 705 Eighteenth street; W. Valentine, | designer; to erect one 1-sfory brick and steel restaurant (car), 412 Rhode Island avenue northeast; to cost $1,000. | er; Herbert J. Korzendorfer, 1303 Ken- | yon street, builder: to erect three brick | | private garages, 3523-25-27 T street; | to cost $700. Pearl G. Ohm, 1612 W street. owner; E. J. Connor, designer; C. W. Ohm, 1612 W street southeast, builder; to erect one 2-story concrete block addi- tion, 1612 W street southeast; to cost $600. Mrs. William W. Stockberger, 529 Cedar street, owner; Herbert Korzen- dorfer, 1303 Kenyon street, builder; to inclose porch, 529 Cedar street; to cost $599. William S. Hafner, 210 K street | southwest, owner; Horace Clark, 1256 First street southwest, builder; to make repairs, 208 K street southwest; to cost $500. Celia and Dora Freudberg, 829 street; to cost $500. Gen. Louis Little, 3010 O street, owner; John H. Collier, eenth street, designer and builder; to | erect one 1-stor ybrick addition for pantry, 3010 O street; to cost $350. Frank Lyon, 744 Jackson place, owner; F. R. Bause, Clarendon, Va., | builder; to make repairs, 2127 Cali- fornia street; to cost $300. Nelson T. Jackson, owner; to make repairs, 5823 Dix street northeast; to cost $250. Garage Work Authorized. C. Marchegiani, 124 Bryant street, owner and builder; S. G. Huntt, de- signer; to erect one 2-story brick ad- dition to garage, 124 Bryant street; to cost $275. George David, 723 B street south- east, owner and builder; 8. G. Huntt, designer; to erect one 1-story brick ad- dition, 530 Thirteenth street south- east, to cost $200. J. C. Price, 1245 Neal street north- east, owner and builder; to erect metal garage, 617 Underwood street, to cost $200. Charles Sturbitts, 3900 McKinley street, owner and builder; to erect brick and tile garage, 6105 Twenty- ninth street, to cost $238. C. M. Nash, Chevy Chase, owner; Edward Adams, 1122 L street southeast, builder; to make repairs, 1919-1921 Temperance court, to cost $200. E. J. Aiken, 2340 High street south- east, owner; L. W. Giles, architect; | |\ TS LESS THAN RENT Much Less Than Original Cost! This imposing residence offers an unusual opportunity for the discriminating family. To own it actually costs rental. There are 7 large rooms, 3 most up-to-date conveniences District 4464 * Staples | E. T. Lindner, 5039 Reno road, own- | Eleventh street, owners; revise 1018 I| 1832 Eight- | | Md, | The house contains seven rooms and —Star Staff Photo. Harry Poretsky, Inc,, 521 Irving street, builders; to inclose porch, 2340 High street, to cost $200. Madeline E. Holmes, 3305 Sherman avenue, owner and builder; Marcus Hallett, designer; to make repairs, 3305 Sherman avenue, to cost $200 Emma E. Cannon Joy, 2806 Nichols avenue southeast, owner; Maurice Joyce, builder; to make repairs, 2904 Nichols avenue southeast, to cost $200. Margaret L. Whitmarsh, owner; Clarence W. Gosnell, Inc., 1414 Mon- roe street, builders; to make repairs, 6214 Georgia avenue, to cost $200. Louis A. and Florence E. Quinones, 1003 Savannah street southeast, own- ers; W. E. Havenner, builder; to stucco dwelling, 1003 Savannah street south- east, to cost $200. E. Lipkin, Sixty-first and Southern avenue, owner: L. W. Giles, architect; Max Zipkin, builder; to make repairs, 100 F street southeast, to cost $200. Waple & James, 1226 Fourteenth street, owners and builders; F. G. Wil- cox, designer; to erect brick garage, 5707 Kansas avenue, to cost $200. Tempie B. Harris, 313 Fifteenth street northeast, owner; J. W. Lawyer, 1414 A street northeast, builder; to re- build porch, 313 Fifteenth street north- east, to cost $200. Flora V. Knorr, 3405 Fessenden street, owner; R. K. Ferguson, Inc., 3831 Georgia avenue, builders: to make repairs, 1618 Fourteenth street, to cost $195. Joseph A. and Elizabeth S. Rice, 723 Taylor street, owners: H. W. Gaines, designer: E. F. Barnes, builders: to inclose porch, 723 Taylor street, to cost $190. Fred B. Rhodes, 610 Thirteenth street, owner and builder; to erect metal garage, 735 North Capitol street, to cost $150. H. Solomon, 624 Kennedy street, | owner and builder; J. A. Melby, archi- | tect; to erect one 1-story brick addi- tion, 624 Kennedy street, to cost $150. | Lee Campbell, 506 Forty-eighth street northeast, owner; Acme Con- ! struction Co., 4213 Ninth street, build- | €rs; to erect metal garage, 506 Forty- | eighth street northeast, to cost $150. BALTIMORE ENJOYS BUILDING INCREASE Figures for 11-Month Period Show $3,000,000 Jump Over 1933. | Special Dispatch to The Star. BALTIMORE, December 8.—Build- ing operations here for the 11-month period ended November 30 were over $3,000,000 ahead of the total for the | entire year of 1933, according to a re- port of the engineer of building, issued this week. Building construction so far this year totaled $9,706,536, compared with $6,286,986 up to the same date last year and a total for the entire year of $6,629,106. Figures for November show a de- cline in valuation from the total for October, the latter having included a permit for the construction of the Baltimore plant of the Chevrolet Mo- tor Co., now being erected at Canton at a cost of approximately $1,000.000. November's total amounted to $640,- 800, as contrasted with $1,998,600 for October and $524,400 for November, 1933. Dwelling construction last month, however, showed an increase over Oc- tober, with permits being granted for 18 residences at $67,000, compared with only 10 dwellings valued at $37,000 NEW HOMES in Desirable Marietta Park At a Price That You Can Afford Exhibit Home 5810 4th St. N.W. (At 4th and Nicholson Sts.) SEMI-DETACHED brick, with many unusual features, in- cluding a tiled vestibule with guest wrap closet and entrance hall. Beautiful, complete de luxe kitch- en. Breakfast room with built-in features. Large recreation room, completely panelled to ceiling, with real fire- place. Storage and laundry rooms, maid’s toilet, built-in garage. Second floor has 3 bedrooms, 2 of which are master bedrooms; 2 col- ored tile baths, with recessed tub and vanity. Deeb lot to paved alley. LUCHS & WULF, Builders Open Today and Daily 9 to 9 Waple & James, Inc. 1226 14th St. N SATURDAY, DECEMBER 8, 1934 BULDING PERMITS GAIN IN BANK AREA Marked Improvement Shown Also in Valuation in Fifth District. Is Both building permits and total val- uation showed marked improvement in the fifth Federal Reserve district, in- cluding Washington, during October, according to the monthly review of the Federal Reserve Bank of Rich- mond, received here this week. Building permits issued in 30 fifth district cities in October of this year totaled 2,473, with estimated valuation amounting to $3,872,924, compared with 2,080 permits valued at $1,945,739 issued in October, 1933, increases of approximately 19 per cent in number and 99 percent in total valuation in the 1934 month. Twenty-three of the 30 cities reported larger valuation fig- ures last month in comparison with October, 1933, figures, the best recorc made for many months. Among the largest cities, higher 1934 figures were reported by Baltimore, Charlotte, Nor- folk and Washington, but Charleston, W. Va., and Richmond fell below their October, 1933, figures. Contracts actually awarded in Oc- tober for construction work in the fifth district, including both urban and rural projects, totaled $10,936,722, compared with $10,752,712 in October, 1933, and $13,464,279 in October, 1932, according to figures collected by the F. W. Dodge Corp. Of the awards in October, this year, $2,837,212, or 25.9 per cent, was for residential work, compared with $2,173,187, or 20.2 per cent, for this type of work in October, 1933. The Richmond bank's report in-| cludes the following comparisons with | 1933 in the leading cities: Total Valuation. Cities. 1934. 1933. Baltimore, Md. ..$1,998,600 $854.286 Cumberland, Md. 52774 19,775 | Frederick, Md. .. 19.979 5,466 Hagerstown, Md. 11823 2,245 Salisbury, Md. .. 11,270 16,625 Danville, Va. 15.405 6,704 Lynchburg, Va. 26,791 37.150 HOUSE PROBLEM HERE BENEFITS BALTIMORE Rent Problem in Capital City Sends Some U. 8. Workers to Neighboring Metropolis. Special Dispatch to The Star. BALTIMORE, December 8.—With the advent of the New Deal, the N. R. A. and the lettered governmental agencies,-a trickle of new residents to Baltimore from among those employed by these agencies has been noticed here, according to Philip 8. Morgan, former president of the Real Estate Board. With the increased number of Fed- eral employes in Washington, many of whom brought their families with them, the problem of housing became difficult. With more and more houses being occupied rents have risen. A number have found a solution by living in Baltimore and commuting to the Capital. The overflow has not been of any large proportion, said Mr. Morgan, but it has been noticeable, HOME EQUIPMENT 10 SAVE FARMER Fairfax County, Va., Advi- sory Council Plans Cam- paign of Improvement. Special Dispatch to The Star. FAIRFAX, Va., December 8—An | effort to improve and increase labor- saving equipment in farm homes throughout the county during the coming year is to be the principal project fostered by the Fairfax County home demonstration agent’s advisory council, through the medium of the several local home demonstration clubs. the result of inforamtion gleaned from a State-wide housing survey conducted | gency Relief and Public Works Ad- ministration funds, which that there existed in nearly every sec- tion a demand for increased and im- Norfolk, Va. .... 83,480 44,876 Petersburg, Va. . 4,125 0 1 Portsmouth, Va.. 15.110 12,690 Richmond, Va. . 88,908 100808 Roanoke, Va. 24,723 15,544 Bluefield, W.Va 14,525 1 620 Charleston, W.Va, 20,332 25,464 Clarksburg, W.Va. 51,230 2,700 Asheville, N.C.... 9,203 10,037 Charlotte, NC. .. 106,439 Durham, N.C. .. 58675 Greensboro, N.C. 49,132 High Point, NC. 19,523 Raleigh, N.C. 14,240 Rocky M't, NC. . 5,580 Salisbury, N.C. . 11550 Winston-S, NC. 32043 Charleston, S.C. . 16,812 Columbia, S.C. .. 63,703 Greenville, SC. . 35095 Rock Hill, S.C. 15.085 Spartanburg, SC. 13,909 Washington, D.C. 982,860 74,927 1,975 32,790 8,440 9,917 13215 15,025 7,720 550,415 Washington issued 565 permits in October, this year, compared with 522 in October, 1933. MARYLAND H. 0. L. C. PLANS FORECLOSURE Able to Pay, but Fail to Do So. Special Dispatch to The Star. BALTIMORE, December 8.—While Loan Corp. in Maryland, such action will be taken against those who can pay but fail to do so, according to David Stiefel, State manager of the corporation. “Our situation here is just about what it is in the rest of the country,” he explained. “I haven't the figures before me, but I should say about 70 per cent of our borrowers are up with their payments.” Mr. Stiefel's comment was a result of an announcement by John H. Fahey, chairman of the Home Own- ers’ Loan Board at Washington. Mr. Fahey said foreclosure actions have been brought against “more than a score” of delinquent borrowers in va- rious parts of the country. 21,860 4,785 | 3,040 5790 | District totals $3,872,924 $1,945,739 | Decides- to Act Against Those' no foreclosure proceedings have been | instituted as yet against delinquent | borrowers from the Home Owners'| proved labor-saving equipment in farm | homes. [ Running Water Need. Based on 10 representative counties, the State survey showed that only 10 | per cent of Virginia's rural homes | have running water. For Fairfax County it is estimated 45 per cent of average. The estimate for the county was based on surveys made under the direction of R. J. White, sanitary officer connected with the county | health unit. | The campaign, to be conducted by clubwomen, will stress running water | for every home, at least in the kitch- | en; installation of a kitchen sink and some approved method of disposal of waste water in the event of a complete water system cannot be installed. For Housewife's Aid. Other improvements to be sought will include instailation of small spe- cial labor-savi: the housewife's work and the re- arrangement of present equipment | with a view to saving steps in the house. The campaign follows closely a tchen-improvement campaign which This campaign was decided upon as | revealed | homes have this convenience, which | 39,850 | places the county well over the State | g equipment to lessen | REAL ESTATE. B —————— = MODERNIZING SEEN § BUSINESS AID Housing Act Permits Loans to Increase Efficiency of Properties. Business competition so keen as it is today, in trade and commerce those favored are those & position to perform. In apartment and office buildings this means attractive space, modern conveniences, coupled with reason- able rentals and adequate service. In factories it reflects itself in econ- omy of operation, elicient manage- ment, convenient location and sani- tary and comfortable working condi- tions for labar. In garages, ware- houses and service places it means systematized functioning, exceptional | property maintenance and in stores | the demand is for well displayed mer- | chandise and attractive, clean sur- | roundings. U. S. Loans Available. ‘The terms of the national housing act make possible loans by private never was and leaders | realize that| who are in financial institutions up to $2,000 to owners of business properties as well | as homes, and many smaller busi- | nesses are availing themselves of this opportunity to make needed improve- ments. Larger industrial houses are doing their part by drawing upon | their reserves to undertake recon-| ditioning of plants and shops. The postponement of repairs and improvements essential has been found by those in business to be nothing short of fals= economy The buying public, always discrimi- nating, expect the best, and those not able to meet the standards fall by the wayside, experience in business has shown. Properties, particularly eommercial premises, apartments and rented structures, require constant main- |last year by means of Federal Emer- |enance in the form of timely repairs | Another New Bungalow Nearing Completion 4815 Leland St. Inspect this modern five- room home today. Select, if you wish, your wall paper, fixtures, or any changes you might desire. If interested in the purchase of a real home don’t fail to see this one. Out Wisconsin Ave. to Leland St.. Left to property. Built by Alfred T. Newbold For Sale by Cyrus Keiser, Jr. 5211 Wisconsin Ave. Cl. 5371 it | was carried on in the county several | I | years ago. Only One Left llere’s Value only $8,350 |§626 Powhatan St. N.W. | i ?omer 7th Street A hom¢ that you cannot afford to overlook, if you are seeking a quality home at a price that will 1 mean real savings . . . 6 large { )] rooms, 3 bed rooms with closets, ||| latest type bath in colors, fire- | place, today's electric kitchen, { oil burner, built-in garage. OPEN DAILY This is an Electric Kitchen ‘ HEALTH HOME Drive Out 7th St. to Powhatan St., between Peabody and Quackenbos Wm. H. Saunders Co., Inc. 1519 K St. N.W. Phone DIstrict 1015 Eight Rooms, west of een: Price 729 15th St. t YOUR OPPORTUNITY 1840 Kenyon St. N.W. 22-Ft. Brick In that dell:hlhl neighborhood, just morth of Sixteent nd Mount Pleasant street, with a beautiful view of Rock Creek s of modern Colonial styl The property is clear, will be convemently financed. Owner has purchlsed new home and is anxious to dispose of it in the next two weeks; hence the Open Sunday 2to 6 P.M. L. T. GRAVATTE Realtor Or Your Own Broker 2-Car Garage street and Columbis le. with large front and two inclosed four bed rooms and bath on the second s. weather strips, back yard with garage $8,950 National 0753 A Lovely Semi-Bungalow A Real Bargain at $8,750 you will agree when you've seen this cozy home at 2579 Rhode Island Ave. N.E. Completely reconditioned. Living room, dining room, kitchen, 2 bed rooms and bath on 1st floor. 2 bed rooms, dressing room and bath on 2nd floor. Front and side porches. Ol heat. 2-car built-in garage. H.G.Smithy Co. 811 15th St. NA. 5904 Five beautiful rooms. with range. clock. Beautifully appoint Opposite Government Park and a stone frame construction. to normal| | upkeep and competitivg performance age. and improvements. Neglect, it has been found, frequently causes ex- penditures far in excess of the cost of repairs undertaken immediately the need is revealed. Important also is that buildings should comply with building codes, fire regulations, sani- tation and zoning laws. Operating Costs Cut. Operating costs can be reduced by effecting savings in the use of light, heat and power through the intro- duction of more modern and more efficient equipment. Rearrangement of space may make possible straight line production which reduces handling charges. Good natural or artificial lighting helps minimize accidents and increases the efficiency of labor. Color is an important factor in lighting, and the application of paint always improves the appearance of property. Tests have proved that office work- ers perform better at temperatures between 68 and 70 degrees; light manual work at about 60 degrees, and heavy manual work at about 50 de- grees. Thus good heating and ven- tilating equipment, giving adequate temperature and humidity control, with proper ventilation, will increase efficiency. Modernized plumbing and sanitary facilities protect the health of em- ployes and should decrease the loss of time through illness and conse- quent, disruption of activity. Another possibility for adding to income 1s to convert a building to some use other than that existing and thus increasing its rentability. Rubber Keeps Out Wind. A band of rubber sheeting, felt or other flexible material nailed to the bottom of garage doors and extending to the floor, stopping the crack be- tween the door and the floor, keeps out Wintry blasts and dirt. NEW CENTER HALL _PLAN COLONIAL $11,750 6 LARGE ROOMS, 2 BATHS GAME ROOM IN BASEMENT TWO-CAR BRICK GARAGE OIL HEAT WIDE LOT WITH TREES Drive east on Rittenhouse St. from Chevy Chase Cricle to $2nt Place, turn left (morth) Y block. HEALTH HOME J. Wesley Buchanan, Inc. Realtors 916 15th St. N. W. MEt. 1143 fireplace. electric kitchen. refri Bri & ed and modern in every respect s throw beyond D. C. line. an Owner has reduced price so that this home can be sold by Christmas. A BARGAIN ON EASY TERMS, $5,950 Conduit Road to D. C. line. up hill—first mew house to left. Open All Day Sunday—Week Days, 2 to 6 P.M. Phillips & Canby, Inc. nvestment Building Wooi WARD - The National 4600 To Save on Your Fuel Bill and Make Your Home More Comfortable This Winter Let Us Insulate Your Home Now 1. up those heat-stealing Johns-Manville Rock Wool Insulation seals spaces in your home’s walls and under the attic floors. And this jnsu- lation is just as effective in keeping Summer’s heat out of your home as in keeping Winter’s cold from endangering your family’s health and comfort. 2, Weather-stripping saves fuel—adds comfort —makes windows operate easily—keeps out draughts. Heavy quality, rustproof metal weather-stripping is used—installed by skilled workmen. 3. Caulking the cracks and openings in your home helps to keep your fuel bill to a minimum and safeguards your family’s health and com- fort. To secure further information and estimates, telephone DIstrict 5300, and estimates will be promptly submitted. MANUFACTURING DivisioN OrricE, SEVENTH FLOOR.