Evening Star Newspaper, August 6, 1930, Page 4

MENS WEAR SUITS OPCOATS & OVER- COAT Drastically Reduced IN OUR FINAL CLEARANCE ale An Extensive Selection ! ~ Disposing of our present stock to make ready for a complete new merchandis- ing policy in our men’s clothing. department per- mits these remarkable clothing values. Don't miss this opportunity to se- cure one of these fine suits, Regularly Up to $45 Now—" $28. Rgg’ula_rly Up to $60 Now— $38. Regularly Up to $75 ‘Now— $48. Regularly Up to $85 Now—" $38. Alterations .at. Cost The styles, the fabrics, the colors, the patterns are precisely what men of good clothing judgment prefer ...the tailoring is particu- larly distinctive. You can buy clothing during this sale with confidence...not caution. idney 14th & G Streets EUGENE C. GOTT, Pres. | stand ' the political sentiment in the HELD SINFIANT Situation Interpreted to Mean That Virginia Is Back in Democratic Column. BY MARK SULLIVAN. The renomination in. Vifginia of | Senator Carter Glass without opposi- | tion has several meanings. . It is doubt- | ful, however, if these meanings include one generally attributed to it. It is said that Glass' renomination without opposition means the wiping out or the | very great subsidence of that sentfment in Virginia, which in 1928 departed | from the Democratic presidential can- | didate, Gov. Alfred Smith, and sup- ! ported the Republican candidate, Mr. Hoover. The defection was large enough to turn . Virginia, in that election, into the Republican column. It is now said that Virginia is safely back in the Demo- | cratic column. ~ Generally speaking, this is unquestionably a reasonable in- terpretation. There are no sound argu- ments against it. From this point, | however, some go on and interpret the Virginia' situation as meaning that if Gov. Smith should be again the Demo- cratic nominee in 1932 he would carry the State. This interpretation is most doubtful. To follow the episode chronologically, Senator Glass, in 1928, was a dry, and as such was opp-ead to the Democrats nominating Gov. Smith. After the nomination. however, Glass loyally sup- ported Smith. Glass was, perhaps, the | outstanding one among those Southern Democrats who stood by the party | nominee. The vigor and earnestness | of his support of Smith was conspics uous. For this attitude Senator Glass was singled out for especially strong dis- approbation by Bishop Cannon, who | was the leader in Virginia of the anti- | Smith forces. The depth and intensity of the feeling between these two leaders was very obvious. . At that time it was more or less understood that Bishop Cannon and his anti-Smith_followers in*Virginia would undertake to prevent the return of Glass to the Senate. That any such intention on the part of the anti-Smith Democrats in Virginia has utterly petered out is sufficiently demon- strated by the nomination of Senator Glass on Tuesday without opposition. Simmons and Heflin Ousted. In a sense the success of Senator Glass proves in a reverse way the same thing that was proved by the defeat of Senator Simmons in North Carolina and the expulsion of Senator Heflin in Albama from the Democratic organi- zation. Senator Glass is a case of a Democrat who conspicuously supported Gov. Smith and is renominated without opposition. The others are cases of Democrats who opposed Gov. Smith and have now been treated by their party to defeat in the case of Senator Sim- mons of North Carolina, and to expul- sion from the party in the case of Senator Heflin of Albama. The plain inference from all these and some other cases is that in the South, Demacratic leaders who opposed Gov. Smith are being disciplined for that action. At the same time, Demo- cratic leaders such as Senator Glass, Wwho supported Smith, in spite of their differences’ from Smith on the prohibi- tion issue, are being approved. This same approval extended to Senator Glass on, Tuesday will probably be duplicated in degree next Tuesday in the case of Senator Joseph T. Robinson of Arkansas. Senator Robinson ran on the same ticket as Smith as the candi- date for Vice President. It will prob- ably turn out in Arkansas that Senator Robinson will not suffer any material detriment for ‘what he did. So far the interpretation of these events i Southern Democratic politics is clear. ' The further inference, how- ever, frequently made in the Northern press, is doubtful. This "inference is that if Gov. Smith should be the can- didate again he would carry all the | traditionally Democratic _Southern States that he lost to Mr.. Hoover in 1928. This inference is not assented to by leaders most competent to under- States involved. Their judgment is that if Gov. Smith should be. the can- date again in 1932, the defections from him would be somewhat less great than they wege in 1928. Might Regain Several States. At the same time the defections would be sufficient to defeat him in most of States. -Smith lost Virginia by about 10 per cent of the total vote, Florida by about 20, Texas by about 4 and North Carolina by about 10. These are comparatively small margins of loss. ‘It is possible Smith might regain one or two of the Sfates. Another element in the renomination of Senator Glass without opposition is the dispositiori of Virginia to maintain in office_Senators who are satisfactory to the State.: Virginia- has had only two pairs of Senators in 35 years. Of the present two, Glass has served since 1920 and Swanson since 1910. Preceding them, Martin had served 25 years, from 1895 until 1920, and Daniel had served 22 years, from 1888 until 1910. One other State, perhaps, North Carolina, can show an equal record of keeping the same Senators continuously in office. It is doubtful, however, if amy other State beside Virginia and North Carolina can duplicate this record. (Copyright, 1930.) EX-MINISTER-BISHOP FACES LIQUOR TRIAL Bruce Barton, on Jury, Says Bad Dry Law Should Be Enforced. By the Associated Press. NEW YORK, August 6.—A jury which declared itself devoid of _prejudice | against prohibition and which includes Bruce Barton, author and advertising man, yesterday was selected to try Charles Mrzena, former Methodist min- ister and self-styled bishop of the Czechoslovak Orthodox Catholic Church, on a charge of violating the Volstead act. Barton ‘was asked if he had any prejudice that would interfere in his mind with the enforcement of the pro- hibition law. “Well, I think it's & bad law,” he answered. “But it should be enforced.” mHe was straightaway accepted by both sides. Bishop Mrzena and eight co-defend- ants are charged with withdrawing sacramental wine, by means of permits obtained through misrepresentation, and diverting it to secular purposes. Five of the sixteen indicted with the bishop pleaded gullty yesterday at the opening of the trial and two, John Pedrykanyn of Youngstown, Ohio, and a New York truckman previously had pleaded guilty, ENGLISH JURISTS SAIL. 133 Will Attend American and Ca- nadian Bar Conferences. SOUTHAMPTON, England, August 6 (#).—Eight judges and 125 lawyers who comprise the party of British represent- atives to attend the forthcoming con- ferences of the Canadian and American ‘Bar Associations at Toronto and Chi- cago, sailed yesterday for Canada aboard the steamer, Duchess of Atholl. WHT EVENING IHEFLIN SUPPORTERS (GLASS, UNOPPOSED, CLAIM HEAVY VOTE Poll 2,000 Out of 2,731 Ballots in Home County Race, Backers of Alabaman Assert. By the Associaied Press. MONTGOMERY, Ala. August 6.— Supporters of Senator J. Thomas Heflin, independent candidate to succeed him- self as United States Senator, yesterday held primaries in two counties to select nominees for county offices. The tickets will oppose Democratic siates in Chambers, Senator Heflin's home county, and Jackson County. Running as_ “Jeflersonian Demo- erats” in Chambers County, C. L. Wal- ton, editor of the Lafavetfe Sun, said the Heflin supporters polled 2,000 votes. In 1928 the Republican presidential ticket received 1,732 votes and the Democratic ticket 999 in that county. Heflin was barred from running in the regular August 12 Democratic pri- mary because 1@ bolted the party in the Jast presidential race. GRUNDY-DAVISRACE PROBE. NEARS END Charges to Be Cleared Up First in Pennsylvania Election Inquiry. By the Awsociated Press With a fresh batch ,of charges of fraud and irregularity ih the: Pennsyl- vania Republican senatorial primaries before them, members of the Senate Campaign . Funds Committee today planned an early disposal of their in- vestigation in the Keystone State. Because the victor in the Fall elec- tion will take his seat in the Senate in December, succeeding Senator Grun- dy, who is holding office by appoint- ment, chairman Nye of the committee announced the intention of clearing up the charges connected with the race be- tween Grundy and Secretary of Labor Davis first of all. Final Hearing Yesterday. At the final hearing on the Pennsyl- vania situation yesterday the commitiee heard testimony regarding an individ- ual contribution of $96,750 to the Davis- Brown cause and added to its record the word of numerous witnesses on irregu- larities in Philadelphia, Pittsburgh, Harrisburg and Westchester. ‘The large contribution was from Wal- ter A. Bonitz, Pittsburgh brick manu- facturer, who testified he had made it voluntarily and denied it was given in return for State or county brick con- tracts. S. Davis Wilson, Philadelphia cam- palgn manager for former Gov. Pinchot, who won the gubernatorial nomination, told the committee that in a recent recount of 319 boxes in his city, 77,918 errors had been found, which, he said, showed “concerted action” by election officials to credit votes to their can- didates. By far the majority of the errors he said were “erasures,” in which the sub- stituted marks were favorable to the Davis-Brown ticket and against Pinchot and others. .He expressed the opinion, however, that the recount would show little change in the senatorial race. Pittsburgh Attorney’s Statement. Ralph H. Frank, Pittsburgh attorney and supporter of Pinchot, reported a complete paralysis in the primary of “all the machinery which ordinarily tends to keep down election disorders.” Charles C. McGovern, Western Penn- sylvania Pinchot manager, said it was the custom in Pittsburgh to “steal from 12,000, to 30,000 votes, largely after they are delivered to the county coprt, house.” The last primary, he said, was no ex< ception. From Westchester came the testi- mony of F. 8. Wood, who sald he had affidavits to prove students at the West- chester State Teachers' College had been paid $2 each to vote, by men who supported Pinchot and Grundy. He sald he had “hearsay evidence that it was Grundy money.” Dean Hoffman, editor of the Harris- burg Patriot and Evening News, told the committee he had heard “first person stories” of investigators being_threat- ened by police in his city. J. Dress Pannell of the Harrisburg branch of the Pennsylvania_Election Association said his investigators had found dead per- Bf?.s and prisoners on the registration sts. Chairman Nye plans a brief vacation in Canada before resuming_investiga- tion of the primaries in the West. LONDON HAILS AMY Girl Flyer Makes Triumphal Pro- cession in Streets. LONDON, August 6 (#).—Amy John- son, Britain’s London-to-Australia fly- ing heroine, made a triumphal progress in sunshine and rain squalls through the streets of London. Britishers anxious to see “Flying Amy” lined the streets as they do when Toyalty goes on formal show. The avia- trix, whose personality charmed a dozen ney, went to a hotel where England’s conquering youth of 1930, most of them girl_celebrities, attended a welcoming luncheon and saw her receive & check for £10,000 from the London Daily Mail which, maintaining the traditions of YLord Northeliffe for fostering aviation, rewarded her for her success on the Australian hop. FURNITURE RENTING FURNITURE 1NAtional Make Your Own Weather— EEP cool “inside” and laugh at the heat. You'll feel the temperature drop when you enter the Grill. You'll leave revived— with new Fall energy. Our Salad and Sea Food dinners pick you up like a trip to the mountains or the shore. 100 Cold Dish Selections —our menu includes a famous 50c & 65¢ PERRRRERRSEREREERELRELRE Viscount Dunedin heads the judicial party. Attorney General Sir Willlam Jowitt and Sir John Simon, who headed the Indian Statutory Reform Commis- sion, are among the lawyers, countries on her recent record air jour- || STAR, WASHTIR@TON, TS MENBERS N N ISSOURI VOTE | Dickinson and Major, At- tempting Comeback, Lead in Democrat Races. By the Assocjated Press. { ST. LOUIS, August 6—All 16 of i Missouri's Representatives in Congress— | 10 Republicans and 6 Democrats—were assured of renomination in yesterday's primary on the basis of Assoclated Press tebulations early today. Four'een were unopposed and there- by were assured of places on their party ‘ickets in the November election, and the other two, Representatives | Thomas J. Halsey, Republican, sixth district, 2nd the veteran L. C. Dyer, Republican, twelfth district, St. Louls, had safe leads ; Halsey was leading S. Sieker, 3,245 to 421, in 108 out of 183 precincts, and Dyer was leading his colored op- ponent, W. W. Moore, 3,358 to 1,189, in 60 out of 100 precincts, Of five other congressional = contests on the Democratic side, only one remained in doubt. . Two Stage’ Comeback. Two or three former Democratic Rep- resentatives defeated in.the 1928 Re- publican landslide were ahead by safe majorities in attempted comebacks. These were C. C. Dickinson, sixth dis- trict. who led D. A. Dickey, 9,546 to 3,194; in 133 out of 183 precincts, and Sam C. Major, seventh district, who was leading his nearest rival, James E. Ruffin, 14,200 to 6,947, in 195 out of 240 ‘precincts. The contest in_doubt was the race between former Representative James P. Fulbright, Democrat, fourteenth dis- trict, and Orville Zimmerman. In 212 of 410 precincts the vote was: Zim- merman, 11,692; Fulbright, 10,965. Frank H. Lee, Democrat, fifteenth district, was leading W. W. Hughes, 89 out of 247 preoincts, 6,504 to 4,234. In the sixteenth district, 96 out of 240 precincts gave W. E. Barton a lead of 6,847 to 1,349 over S. A. Killian. Unopposed Candidates. The Representatives unopposed in the primary are: David Hopkins, Republican, fourth district; Edgar C. Ellis, Kansas City, Republican, fifth district; John W. Palmer, Republican, seventh district; Henry ' J. 'Niedringhaus, Republican, | tentn disirict; Charles E. Kiefner, Re- | publican, thirteenth district; Dewey | Short, Republican, fourteenth district; Joe J. Manlove, Republican, fifteenth Rowland J. Johnston, Repub- cteenth district; Milton Andrew Democrat, first district; Ralph F. Lozier, Democrat, second district; Jacob L. Milligan, Democrat, third dis- rict; - Willlam L. Nelson, Democrat, eighth ~ district; _Clarence Cannon, Democrat, ninth district, and John J. Cochrane, Democrat, eleventh district. Voting was extremely light, there being only one State-wide contest, that for the Republican nomination for superintendent of scheols. Returns from more than one-third of the State left the results in doubt, but 1,609 precincts out of 4,293 gave W. W. Smith, Excelsior Springs, a lead over John H. Gehrs of Cape Girardeau. The vote was: Smith, 42,980; Gehrs, 36,501. Political observers estimated that fewer than 500,000 votes were cast in the primary. Z AGNES CLEGG WEDS Violinist Marries Detroit Doctor After Breaking With Harris. SAN FRANCISCO, August 6 (#).— The Examiner today said Agnes Clegg, Berkeley, Calif,, violinist, and Dr. Sam- uel Arthur Twain of Detroit had been married in Reno after the engagement of Miss Clegg and Edward Harris of New York, pianist and composer, had been broken. Harris was quoted 4s saying the en- gagement had been -broken several weeks ago “by mutual consent.” Miss Clegg met Harris while studying in New York. Thelr engagement was announced last February. The vio- linist met Dr. Twain when he came here on a visit several months ago. Curiosity at High Peak. OLOMOUC, Czechoslovakia, August 6 (#).—Army authorities here have a grievance. Strict orders were given residents to remain indoors while air- planes engaged in mimic warfare. So the inhabitants promptly came forth in such numbers as to impede traffic. —_— Gibson Girl Pompadour Revived. NEW YORK, August 6 (#).—The re- turn of the Gibson Girl and the pompa. dour is forecast. Hats, cut back to dis: play the hair, featured the Fall style show of the Retail Millinery Association of America. P. €. WEDNESDAY, COLORADO REPUBLICANS | NAME 2 FOR SENATOR' State Assembly Selects Hodges and Shaw as Candidates Under New Procedure. By the Assoclated Press. DENVER, Colo, August 6~—Two Denver attorneys, Willlam V. Hodges and George W. Shaw, were designated yesterday by the Colorado State Repub- lican Assembly as candidates for the nomination for United States Senator at_the State primary in September. Robert F. Rockwell, Paonia, received the Assembly’s unanimous indorsement | as the gubernatorial candidate. Under Colorado’s new primary and convention law, operative this year, the State Assemblies pick a slate for sub- mission to the voters at the 'State primary. 'WOMAN NOMINATED IN IDAHO RACES Two Whose Husbands Are Prison on Liguor Conviction Win in Wallace. in By the Assoclated Press. ‘WALLACE, Idaho, August 6.—Two women, whose husbands are serving prison sentences for violating the Fed- eral prohibition laws, appeared today to have been no—inated to succeed their imprisonec wates in county offices hers. On the face of primary election re- turns, >frs. R. E. Weniger, wife of the former c.unty sheriff, received the Dem- ocratic nominationt to succeed her hus- band. Mrs. W. H. Herrick, wife of the former county assessor, won the Re- publican nomination for assessor, reg- istering a m;ge plurality over the Demo- cratic candidates. ‘Walter Hendricksen, who was ap- pointed sheriff after Weniger's resigna- tion, will oppose Mrs. Weniger in the Fall election. Herrick, who also served as mayor of Wallace, and Weniger were sentenced to McNeil Island Penitentiary upon being convicted of ccnspiracy to violate the dry law by permitting the sale of liquor and collecting fees from bootleggers. The revenue thus obtained was used for municipal purposes. Herrick and Weniger asserted the town was “wet” in sentiment and that the system of collecting fines saved the municipality from financial difficulty. CRASH VICTIM DIES Towa Woman Is Injured Fatally in Holland. MAASTRICHT, Holland, August 6 (#)—Mrs. Odes Burnell Hilton of Sioux City, Iowa, died Sunday night as a result of a motor car collision on Meers- sen road near hear Saturday. The car in_ which she was riding, driven by her husband, collided with a machine operated by a resident of Rot- terdam. . ] Band Concerts to Hit Speakeasies. NEW YORK, August 6 (#).—Free band concerts to lure Long Island city residents away from speakeasies have been started by Bishop Charles Nelson of the United .Christian Church of America. A 10-piece band has offered its services gratis. FRED J. KRIE 1y president and er of Krieg's Expr Storage Co.. is now in for himself ‘at— 904 10th St. N.W. Lot TR NEW YORK Take & Bus on your mnext trip. Pinest equipment, ‘easy ‘riding, safe—dependable —economical. Note low prices. Philadelphia Pittsburgh Detroit ongo .. Winchester, Bristol ... W PEOPLE RazisThanertCa OLD DOMINION STAGES For party service charter a Greyhound bus. For informatidn phone Metropolitan 1312 UNION BUS DEPOT 1336 New York Ave. N.W. i Metropolitan il S MODERN WARE- HOUSES OPEN STORAGE TORAGE ABSOLUTELY FIREPROOF Merchants Transfer & Storage Co. MOVING—PACKING—SHIPPING—FIREPROOF STORAGE 920-922 E Street N.W. SEPARATE TSI REASONABLE RATES PHONE NAT. 6900 FOR ESTIMATES WETS and DRYS agree WELDING TORCH. WORKMEN OF WELDIT CO. WELDING THE TAIL ON BuUuFFALO, AT QST BRIDGE. '—DR-A-BEAR. WHEN T COMES T0 WELD- IN6.WE ARE THERE. that real money can be saved by taking advantage of the greatest tool in the world—the It cuts and welds the hardest metal —no substance can ‘withstand its heat—used on a pin or the largest beam of iron. T! his tool is at your service to FARM BOARD WINS AUGUST 6, 1930. AT KANGAS POLLS Reed Is Beaten by Haucke as &%n Takes Long Lead Over Snyder. By the Associated Press. TOPEKA, Kans, August 6—Gov. Clyde M. Reed, critic of the Federal | Government's wheat acreage reduction | program, was defeated for renomina- | tion by the Republican voters of Kansas in yesterday's primary, while Senator Henry J. Allen, strong supporter of Hoover policles, won an_easy victory in | his bid for return to Washington. Frank (Chief) Haucke, 36-year-old | World War veteran, farmer and State Representative, provided the big upset of the balloting by winning a clear-cut victory over Gov. Reed. Haucke's majority over the Governor | reached nearly 30,000 today as the count neared completion. Returns from 2,087 precincts out of 2,668 in the State gave Haucke 136329, Reed, 106,862, Allen Wing Over Three. Senator Allen, who made only a brief campaign, triumphed over three candi- dates in winning the Republican nomi- nation to fill out the unexpired Senate term of Vice President Charles Curtis. He led his nearest ‘opponent, Ralph Snyder, head of the Kansas Farm Bu- reau, by 2 to 1, In 1,928 precincts the vote was: Allen, 92,940; Snyder, 46,875; Representative W. H. Sproul, 36,741; James F. Getty, 27,509, George McGill, ' Wichita _ attorney. appeared to have won the Democratic senatorial nomination and the right to meet Senator Allen in the Fall elec- | tion. Returns from 1,386 precincts gave | McGill 19,320, and Charles Stephens, Columbus, 13,571. Harry - Woodring, Neodesha banker, seemed assured of the Democratic gubernatorial nomination. The race for the governorship in November will be between two World War veterans, both Haucke and Woodring having served as State commander of the American Legion. On returns from 1449 pre- cincts, Woodring had 23,545 votes to | 17,702 for Noah L. Bowman of Garnett. Davis to Oppose Capper. | Senator Arthur Capper, Republican. | will be opposed for a third term by | former Gov. Jonathan M. Davis, Demo- | crat. Neither had opposition in the | primary. While Gov. Reed attracted wide atten- tion during the campaign with hi: outspoken opposition to recommenda- tions of Secretary of Agriculture Hyde | and Chairman Legge of the Federal | Farm Board that Kansas wheat farmers | reduce their acreage to cut down sur- | plus production, the gubernatorial race | was fought out’almost wholly on State | issues and personalities Haucks made no direct issue of the wheat acreage re- | | ELECTRIC FANS! % MUDDIMAN § . 911 G Street Phones NAT. 0140-2622 $2 Shirts $3 Shirts $5 Shirts White, save money and time at the Weldit Co., 516 First St. N.W. Metropolitan 2416 Closed Saturdars During August $3.50 & $4 Shirts . T duction controversy, but declared his | opponent was attempting to administer national affairs. | The cardinal issue of the campaign | was described by Haucke's political man- ager as the “peculiar unfitness for office” of Gov. Reed. Senator Allen urged Kansas farmers to back up the Federal Farm Board, but did not enter the wheat acreage | controversy. He spoke in behalf of the candidacy of Gov. Reed, who appointed him to the Senate. | Seven Representatives Win. The @ix Republican Representatives who sought renomination were victor- ious and Representative W. A. Ayres of the eighth district, only Democratic | Congressman from the State, was un- opposed for the party nomination. In the third district, where Representative W. H. Sproul retired to_contest for the | Republican Senatorial nomination, Harold McGugin, Cofteyville attorney, | appeared the victor for the Republican nomination by a close margin. | ‘'wo women were nominated for Con- | gress without opposition. Muss Stella B. | Haines of Augusta, Republican State | Representative, will oppose Representa- i | tive Ayres in the general election, and in the fourth district, Mae Clausen, Democrat, will be a candidate against | Representative Homer Hoch, Republi- | can. State Auditor Will J. French, Re-| publican, recently tried and acquitted on a charge of converting several thousands of dollars of State funds to his own use, ‘Won renomination by & Jarge plurality. French chargad at the | time of the irial that Gov. Reed, a | political enemy, was responsible for the | filing of the charge. ; GOLD BUBBLE BURSTS Thirty-Ounce Nugget Starts Rush, but No Strikes. MELBOURNE, Australia, August 6 () —Australia’s new gold field bubble appears to have burst. The chance discovery of a nugget weighing 30 ounces in the Tarnagulla district, which | started a gold rush, has been followed by no further strikes. | Hundreds of claims have been pegged out eagerly, but no more gold has been nailed, so many prospectors are leaving in disappointment, leaving an army of | newcomers as they depart. INESEESIED N WESTVIREINA Rosenbloom Second in Four- Way Race for Nomination to Succeed Goff. By the Associated Press. CHARLESTON, W. Va, August 6.— His lead steadily mounting, James Ell- wood Jones, McDowell County coal operator, had a majority of 31,000 over his nearest opponent for the Republican nomination to the United States Senate in returns of yesterday's primary elec- tion tabulated early today. turns were in from more than half the State's 2,342 precincts. Benjamin L. Rosenbloom, _former member of the National House of Repfe- sentatives from Wheeling, held second place with 24,176 and was pulling slowly away from Judge Harry Shaw, Marion County, in third position with 22,034. Former Gov. Albert B. White Was fourth with 13,430. This contest, which was for the seat of Senator Guy D. Goff, was the only one of State-wide importance.. Gofl declined to run. The winner will face former Senator M. M. Neely, unopposed Democratic nomince, in the November election. For purposes: of economy, state “teas” are replacing formal banquets and heavy dinners among German govern- ment officials. Hourly Nursing -Service Registered Nurse Treatments Ordered by S Col. 8676 The Bank that Makes You a Loan with a Smile The terms of Morris Plan Loans are simple and practical and fair —it is not necessary to have had an account at this Bank to borrow. 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