Evening Star Newspaper, December 6, 1921, Page 4

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i (Continued from First Page.) which make a_nation eminent in trade are butgoing, rather than in- coming. It i not my thought to lay the problem In detajl before you to- day. It Is desired only to say to You that the executive branch of the government, uninfluenced by the protest of any nation, for none has been made, is well con- vinced that your proposal, highly intended and heartily supported here, is so fraught with difficulties and so marked by tendencies to discourage trade expansion, that I invite your tolerance of mnon- compliance for a very few weeks until a ‘plan may be presented which contemplates no greater draft upon the public treasury, and which, though yet too crude to offer it today, gives such prom- fse of expanding our merchant marine that it will argue its own approval. It is enough to say to- day that we are so possessed of ships and the American intention to establish a merchant marine is so unalterable, that a plan of reimbursement, at no other cost than is contemplated in the exist- ng act, will appeal to the pride and encourage the hope of all the American people. Tariff Lawy Action Urged. There is before you the comple- tion of the enactment of what has been termed a “permanent” tarift law, the word “permanent” being used to distinguish it from the cency act which the Congress -dited carly in thes extraordi- ssion, and “which is the law today. I can not toe strongly urge an early completition of this nec- wssary legislation. It is necded to stabilize our industry at home; it 1s essential to make more definite our trade relations abroad. More, is vital to the preservation Jany of our own industries whic ontribute so nmotably to the very 1'feblood of our nation. There 1s now, and taere always will be, a storn_of conflicting op'n- jon about any tariff revision. We cannot go far wrong when Wo base our tarifts on the polley of preserving the productive activities which en- hancs employment and add to our national Prosperity. Again comes the reminder that we must not be unmiudful of world con- ditions, that peoples are struggling fer industrial rehabilitation and that we cannot dweil In industrial and commerclal exciusion and at the same time do the just thing in aid- ing world reconstruction and read- Justment. We do not seek a selfish alootness, and we could not profit by it, were it possible. We recognize the necessity of buying wherever we gell, and the permanency of trade lles in its acceptable exchanges. In our pursult of markets we must give as well as receive. We cannot sell to_others who do not produce, nor cah we buy unless we produce at home. -Sensible, ofsevery obligation of -humanity, comaferce and finance, linked as they are in the present world condition, it' is mot to be argued that we need destroy our- selves to be heipful to others. With all my heart I wish restoration to the peoples blighted by the awful world war, but the process of restoration does not lie in our acceptance of like conditions. It were better to remain on firm ground, strive for ample em- ployment and high standards of wage at home, and paint the way to balanced budgets, rigid economies, and resolute, efficient work as the nacessary remedies to care disaster. “Flexible” Policy Recommended. PBverything relating to trade, among ourselves and among na- tlons, has been expanded, ex- cessive, Inflated, abnormal, and there 1s a madness in finance which no American polfcy alone will cure. We are a creditor na- tion, not by normal processes, but made so by war. It Is not an unworthy selfishness to seek to save ourselves when the processes of that salvation are not only not denied to others but commended to them. We seek to undermine for others no industry by which they subsist; we are obligated to permit the undermining of none of our own which make for em- ployment and maintained activi- tles. Every contemplation, it little matters In which direction one turns, magnifies the difficulty of tariff legislation, but the necessity of the revision s magnified with it. Doubtless we are justified In seeking a more flexible policy than we have provided heretofore. I hope a way will be found to make for flexibility and elasticity, so that rates may be adjusted to meet unusual and changing con- ditions which cannot be accurate- ly anticipated. There are prob- lems Incident to unfair practices, and to exchanges which madness in money have made almost un- solvable. 1 know of no manner in whiéh to effect this flexibility other than the extension of the powers of the Tariff Commission, 80 that It can adapt itself to a sclentific and wholly just admin- istration of the law. 1 am not unmindful of the consti- tutional difficulties. These can be met by giving authority to the chlef executive, who could proclaim addi- tional dutfes to meet conditions ‘which the Congress may designate. Dees Net Want Enlarged Powers. At this point I must disavow any desire to enlarge the executive's pow- ars or add to the responsibilities of the office. They are already too Jarge. If there were any other plan I would prefer it. The grant of authority to prociatm W would: bring the Tarift Commission into new and enlarged activities, because no executive could discharge such a duty except upon the Information acquired and rec- emmendations made by .this com- mission. “But the plan is_ feasible, and the proper functioning of the board would give us a better ad- ministration of a defined policy than ever can be made possible by tariff duties prescribed without flexibility. 'lnE‘ KEVENING . ST. Text of President’s Message, Delivered Beforéfl@ngressToday, ‘ In Which He Asks for Party Harmony as adopted delivery valuation as the basis for collecting dutles; that is, they take® the cost of the Imports delivered at the part of entry as the basis of levying duty. It is no radical departure, in view of varying condi- tions and the disordered state of money values, to provide for Ameri- can valuation, but there cannot be ignored the danger of such a valua- tion, brought to the level of our own production costs, making our tariffs prohibitive. It might do so in many instances where imports ought to be encouraged. T believe Congress ought well consider the desirability of the only promising alternative, namely, a provision authorizing proclaimed American valuation, under prescribed conditions, on any given list of ar- ticles imported. ¥ Tarift Adjustment Necessary. In this proposed flexibility, au- thorizing increases to meet condi- tions so likely to change, there should also be provision for de- creases. A rate may be just today and entirely out of proportion Six months from today. If our tariffs are to be made equitable, and not necessarily burden our imports and hinder our trade abroad, fre- quent adjustment will be necessary for years to come. Knowing the impossibility of modification by act of Congress for any one or a score of lines without involving a long array of schedules, I think we shall go a long ways toward stabilization if there is recognition of the Tariff Commission's fitness to recommend urgent changes by proclamation. . I am sure about public opinion favoring the carly determinatlon of our tarif policy. There have suring signs of a busi- al from the deep slump the world has been ex- periencing. Our unemployment, which gave us deep concern only a few weeks ago, has grown en- encouragingly less, and new assur- ances and renewed confidence will attend the congressional declara- tion that American Industry will be held secure. Much has been said about the protective policy for ourselves making it fmposible for our debt- ors to disch: their obligations to us. This is a contentlon not now pressing for decision. If we must choose between a people in idleness pressing for the payment of indebtedness, or a people re- suming the normal ways of em- ployment and carrying the credit, let us choose the latter. Sometimes we appraise largest the human {11 most vivid in our minds. We have been giving, and are giving now, of our influence and appeals to minimize the likelihood of war and throw off the crushing burdens of armament. It Is all very earnest, with a national soul impelling. But a people unemployed, and gaunt with hunger, face a situa- tion quite as disheartening as war, and our greater obligation today is to do the government's part toward resuming productivity and promoting fortunate and remunera- tive employment. Asks Relief for Farmer. Something mote than tariff pro- tection is required by American agriculture. To the farmer has come the earlier and the heavier burdens of readjustment. There is actual depression in our agri- cultural industry, while agricul- tural prosperity is absolutely es- sential to the general prosperity of the country. Congress has sought very ear- nestly to provide relief. It has promptly given such temporary relief as has been possible, but the call is insistent for the permanent solution. It is Inevitable that large crops lower the prices and short crops advance them. No legislation can cure that funda- mental law. But there must be some economic solution for the excessive variation in returns for agricultural production. It is rather shocking te be told, and to have the statement strong- 1y supported, that 9,000,000 bales of cotton, raised on American plan- tations in a given year, will actu- ally be worth more to the produc- ers than 13,000,000 bales would have been. Equally shocking is the statement that 700,000,000 bushels of wheat, raised by Ameri- can farmers, would bring them more money than a billion bushels. Yet they are not exaggerated statements. In a word, where there are tens of millions who need food and clothing which they cannot get such a condition is sure to In- dict the social system which makes it possible. Remedy in Marketing. In the main, the remedy lles in aistribution and marketing. Every proper encouragement sMhould be given to the co-operative marketing' programs. These have proven very helpful to the co-operating com- munities in Europe. In Russia the co-operative community has be- come the recognized bulwark of law and order, and saved individ- ualism from engulfment In soclal paralysis. Ultimately they will be accredited with the salvation of the Russian state. e There is the appeal for this ex- periment. Why not try it? Nq one challenges the right of the farmer to a larger share of the consumer’s pay for his product, no one disputes that we cannot live without the farmer. He s justi- fied in rebelling against the trans- portation cost. Given a falr re- turn for his laber, he will have less . occasion to appeal for financial sid; and given assurance that his la- bors shall not be In vain, we re- assure all the people of & produe- tion sufficient to meet our natjonal requirement and guard against dis- aster. ’ : The base of the pyramid of clvil- ization which rests upon the soil is shrinking through the drift .of population from farm to city. For " a generation we have been ex- pressing more or less concern about this tendency. Economists have warned and statesmen have deplored. We thought for a time that modern convéniences and the more intimate contact would halt the movement, but it Rhas - gone steadily on. Porhaps only grim necessity will .correct it, but we ought to find & less drastic remedy. Discusses Rail Situation. The existing scheme of adjusting freight rates .has the basing points, until Industries, are attracted to some centers and repelled from others. ' A Ereat volume of uneconomic and waste- ful transportation has attended, and the cost Increased accord- ingly. The grain-milling and meat-packing industries afford am- ple illustration, and the attending concentration is readily apparent. The menaces in concentration are not limited to the retarding influ- ences on agriculture. Manifestly the conditions and terms of raile way transportation ought not be permitted to increase this undesir- able tendency. We have: a just pride in our great cities, but we shall find a greater pride In the nation, which has a larger: distri- bution of its population Into the country, where comparatively self- sufficient smaller communities may blend agricultural and manufac- turing interests In harmonious helpfulness and enhanced good for- tune. Such a movement contem- plates no destruction of things wrought, of investments made or wealth involved. It only looks to a general policy of transportation, of distributed Industry, and of highway construction, to encour- age the spread of our population and restore the proper balance be- tween city and country. The prob- lem may well have your earnest attention. It has been perhaps the proudest claim of nur American civilization that In deal'ng with human rela- tionships it has constantly moved toward such justice in distributing the product of human energy that it has improved continuously the economic status of the mass of people. Ours has been a highly pro- ductive social organisation. On the way up from the elemental stages of society we have elim- inated slavery and serfdom and are now far on the way. to the elimi- nation of poverty. bee “Capital and’ Lawor¥ Through:the eradieation of Miteracy _-and the diftusion of educdtion, man- kind has reached a.stage where we may fairly say that in- the United States equality of opportunity has been attained, though all are not prepared to embrace it. Thers is, in- 'deed, a too great divergence bstween the economlc conditions of the most and the least favored classes in the community. But even that divergence has now come to the polnt waere we bracket the very poor and the very rich together ‘as the least fortunate classes. Our efforts may well be directed to fmproving the status of both. ‘While this set of problems is com- monly comprehended under the gen- eral phrases”capital and laboy,” #¢ is really vastly broader. It lfll_qufl!.lon of soclal and amnomlm*:lm Labor has become & offtribu- tor, tarough its savings, to the stock of capital; while the people who own the largest individual aggregates of capital are themselves often hard and earnest laborers. Very often it is extremely difficult to draw the line of demarcation between the two groups; to determine whether a par- ticular individual is entitled to be set down as laborer or as capitalist. In a very large proportion of cases he is both, and when he is both he is the most useful citizen. 5 The right of labor te organize is just as fundamental and necessary as is the right of capital to o ganize. The right of labor to nego- tiate, to deal with and solve, its particular ‘preblems im an ‘or- ganized way, through its chosen agents, is just as essential as is the right of capital to organize, to maintain corporations, to limit the liabilities of stockholders. In- deed, we have come to recognze that the limited liability of the citizen as a member of a labor er- ganization closely parallels the limitation of liability of the citi- zen as & sfockholder in a corpora- tion for profit. Along this line of reasoning we shall make the great- est progress toward solution:of our problem of capita] and laber. Public Mast Be Protected. In the case of the corporatian which enjoys the privilege of lim- ited Habllity of stockholders, pat- ticularly when engaged in_the pub- lic service, it is recognized -that the outside public-has a large con- cern which must .be pratected; and 80 we provide regulations, restri- tions, and in soie cases detailed supervision. Likewise in the case of labor organizations, we might well apply -similar- and> equally well defined principles of regu- lation and supervision'in order to conserve the public's interest -as affected by their operations, Just as it is net desirable that a corporation shall be allowed to fm- pol undue exactions upon the public, so it is not desirable that a labor organization shall be per- mitted to exact unfair terms of employment or subjsct the publi¢ to actual distresses in order to en- force its terms. Finally, just.as we are .earnestly seeking ‘for proce- dures whereby to adjust and tle political - differences between nations without resort to war, so we may well look about for means to settle the differences between organized ‘capital - and- organised labor without Tesort to thoss forms of warfare which we recognise u: der the name of strikes, leckeuts, ‘boyootts - pud tthe kd ;. A ‘As we have great bodles of law carefully regulating the organisa- tion. and- operations of industrial and financial corporations, as we have treaties-and compacts among nations which look to the settle- ment of differences without the ne- cessity of confijct in 6 we might avell have plans confer- ence, of com#iah tfiifiw media- tion, arbitratidn. dnd"jadicthl de- termination in controversies be- tween labor and capital To ace complish this would involve the necessity to develop a thorough- going code of practice in dealing* with such affalrs. It might ‘be ‘well to frankly set forth the su- been favoring .} as a whole to either the labor group or the capital group.: rights, privileges, immunities and modes of organisation thus care-: fully defimed, it should .be possible to set up judicial or quast Judi- cja] tribunals for the consideration and determination of all disputes . which menace the public welfare. Strike Weapon Opposed. . In.an Industrial soclety such as olrs the strike, the lockout and the boycott are as much out of place and as disastrous in their ,results as is war or armed revo- lution in the domain of politics. The same disposition to reason- ableness. to conciliation, to reco nition of the other side's point of view, the' same provision of fair and recognized tribunals processes, ought to make it pos- sible to solve the one tions as easily as the othe lleve the solution {s possible. The consideration of such a pol- icy would necessitate the exercise of care and deliberation in the con- struction of a code and a charter of elemental rights, dealing with the relations of employer and em- ploye. This foindation in the law, dealing with the modern con- ditions of social and economic life, would hrgten the building of the temple of peace in industry which a rejolcing nation would ac- claim. . After each war, until the last, the government has been enabled to give homes to its returned sol- dlers. and a large part of our set- tlement and development has at- t¢nded this generous provision of Tand for the natfon's defenders. There Iz yet unreserved approxi- mately 200.000.000 acres in the pub- He domaln, 20.000.000 acres® of which are known to be susceptible of reclamation and made fit for homes by provision for irrigation. Reclamation of Land Favored. ‘The government has been assis ing In the development of its re- maining lands, unti] the estimated inecrease in land values in the irri- gated sections is full $500,000,000, and the crops of 1520 alone on these lands are estimated to ex- ceed $100,000,000. Under the’ law authorizing these expenditures for' development the advances: ar be returned, and it would be good business for the gevernment--to provide for the reclamation of the remaining 20,000.000 acres, in ad- dition to expediting the comple- tion of projects long under way. Under what Is known as the coal and gas lease law, applicable also to deposits of phosphates and other minerals on the public do- maln, leases are now being made on the royalty basis, and are pro- ducing large revenues to the gov- ernment. Under this legislation, 10 per centum of all royalties is to be paid directly to the federal Treas- ury, and of the remainder G0 D¢ centum is to be used f lamas’ tion of arid lands by {rrigatiom, and 40 per centum 1s Y6.bg paid to the states, in whiek the operufions |- are located, to be used by them for school and.read purposes. These resources are so vast, and the development is affording so reliable a basis of estimate, that the Interior Department expresses the belief that ultimately the pre: ent law will add in royalties and payments to the treasuries-of the federal government and the states containing these public lands a total of $12,000,000,000. This means, of course, an added wealth of many times that sum. These prospects seem to afford every justification of government advances in reclamation and ir- rigation. Many Acres of Swamp Land. Contemplating the tnevitable and desirable increase of population, there is another phase of reclama- tion full worthy of consideration. There are 79,000,000 acres of swamp and cut-over lands which may be reclaimed and made as valuable as any farm lands wWe possess. These acres are.largely located in southern states, and the greater proportion is owned by the states or by private oitizens. Congress has a report of the survey of this fleld for reclamation, and the feasi- bllity is established. I gladly com- mend foderal aid, by way of ad- vances, wlere state and private participation is assured. Home-making i one of the greater benefits which. government can bestow. Measures are pend- ing embodying this sound policy to which we may well adhere. It is easily possible to make avallable l permanent homes which will pro- wvide, in turn, for prosperous Amer- jcan families, without injurious l ocompstition with established activ- itles, or imposition ofi wealth al- ready acquired. ‘While we are thinking of pro- moting the fortunes of our own people, I am sure there is reom in the sympathetio thought of Amerioa for fellow humen beings who are suffering and dying of starvation In Russia. A severe drought in the valley of the Voiga has plunged 15,000,000 people into grievous famine. Our voluntary agencies are exerting themselves to the utmost to save the lives of children in this area, but it is now ovident that unless relief is af- forded the loss of life will extend into many millions. America can- not be deaf to such & call as that De Not Recognize Russia, ship. We may put aside our con- sideration of all international pol- itics and fundamental differences in government. The big thing is the call of the suffering and_the ‘to supply the Amerioan Rellef Ad- ministration with 10,000,000 bush- quin.ét Sectionalism tion is directed in Russia by for- mer officers of our own armies, and _has fully demonstrated . its abllity. to transport and distribute * relief- through American hands without hindrance or loss. The time has come to add the govern- ment's support to the wonderful relief already wrought out of the gonerosity of the American pri- vate purse. 1 am not unaware that we have suffering and privation at home. | When it exceeds the capacity for the rellef within the states con- cerned it will have Federal con- sideration. It seems to me we should be indifferent to our own heart promptings, and out of ac- cord with the spirit which ac- claims the Christmastide, if we do not give out of our national abundance to lighten this burden of woe upon a people blameless and helpless in famine's peril. There are a full score of toplcs concerning which it would be be- coming to address you, and on which I hope to make report at a later time. I have alluded to the things requiring your earlier at- tention. However, I cannot end this limited address without a sug- gested amendment to the organic law. Constitution Change Warranted. Many of us belong to that school of thought which s hesitant about altering the fundamental law. I think our tax problems, the tend- ency of wealth to seek non-taxable investment and the menacing in- <crease of public debt, federal, state and municipal—all justify a pro- posal to change the Constitution 80 as to end the Issue of non- taxable bonds. No action can change the status of the many bil- lions outstanding, but we can guard against future encourage- ment of capital's paralysis, while a halt In the growth of public in- debtedness would be beneficial throughout the whole land. Such a change in the Constitu- tion must be very thoroughly con- sidered before submission. There ought to be known what influence it will have on the inevitabls re- funding of our vast national debt, how it will operate on the neces- sary refunding of state and wunicl- pal @ebt, how the advantages of natlon over state and municipal- ity, or the contrary, may be avoid- €4 Clearly the states would not ratify to their own apparent dis- advantage, I suggest the considera- tion because the drift of wealth into non-taxable securities is hin- dering the flow of large capital to our industries, manufacturing, agricultural and carrying, unt!l we are discouraging the very activities which make our wealth. Agreeable to your expressed de- sire and in complete accord with the purposes of the executive branch of the government, there is in Washington, as you happily now, an international conference ‘mow most earnestly at work on plans for the limitation of arma- ‘ ment, & naval holiday and the just settlement of problems which might develop into causes of In- . ternational disagreement. It is easy to belleve a world- hope is centered on this Capital city.. A most gratifying world- accomplishment is not improbable: —_— prelonged youth. Newest Wall Papers Painting satisfactory & Interior | your decorating Decorating | " garSqusre-Deal Prices HARRY W. TAYLOR CO. Phone Col. 1077 2333 1Sth St. N.W. I T D L Engraved Personal Greeting Cards shonld be ordered now to insure deliv- ery. § Our designs are unustally attrac- tive and our prices moderate. Brew®D Engravers and Stationers €611 Twelfth Street - Keep Warm- A Majestic Electric Heater $11.00 The best electric heat?vl made; will heat th qqkkb nulm:.ll eon.‘ romn Stretching the spine for a few min- utes each day is the latest recipe for Our facilities insure prompt, work, ~ whether Job'1s & whole Threr' Artists Who Took Part in AR, . WASHINGTON, D.-0, TUESDAY, DECEMBER 6, 1921 SOCJETY OF FINE ARTS HEARS WORKS OF BACH lfihhiu Festival Delight at | High School. The Washington Society of the Fine Arts held Its second recital of the sea- son last night in the auditorium of the Central High School. The Dro-' gram, which was given by Charles Tittmann, Miss Mildred Faas and Miss | Lucy Brickenstein, was entirely d voted to the work of Johann Seba: tian Bach. Willlam Bruce King in-| trods the artists of the evening and remarked on the fact that Miss Faas, Mr. Tittmann and Miss Brick- enstein had all taken pirt in the Bach festival at Bethlehom, under the di- rection of Dr. J. Fred Wolle. Mr. Tittmann prefaced the singing by & short sketch of the life of John Sebastian Bach, contrasting the life of Handel, who was born in the same ear, and also speaking of Bach as eing the first musician to use the thumb in the technique of the piano. Among the numerous works, cantatas, fugues and preludes, the Mass in B Minor seems to many the most in- spired. This mass is sung each year by the Bach choir in Bethlehem, Pa. The first part of the program was a duet from the cantata “My Spirit Was in Heaviness,” sung by Miss Faas and Mr. Tittmann. These artists showed | their experience In singing the com- | positions of the great master in their interpretation of this beautiful duet The goprano recitative and aria from | “The Passion of §t. Matthew” was beau- tifully sung by Miss Faas, giving the audience an onhportunity to enjoy the freshness and flexibility of Miss Faas' voice. The duet from “Sleepers, Awake!” 'is one of the most familiar songs. Tt is seldom that the audience has the privilege of hearing it given with 80 thorough an understanding of the | Mr. Tittmann's, h tones were heard to special | advantage in the aria from “Thou | Guide of Israel” The arla “My Heart Ever Faithful” is one of the most beautiful and easily compre- hended songs. and the audience par- ticularly showed its appreciation of Miss Faas' singing In this beautiful melody. The first part of the pro- gram ended with the dramatic recita- tive and aria from the cantata, The Best in Modern Fiction, Essays, Travel and Blography, Children’s Books, WAYFARER'S BOOK SHOP 1523 H Street SON'S EASY CREDIT TERMS. Millinery: Men Warm Outer Clothing fo: tire By John ! 1 am 37—and where these past eight or ten years have gone to I don't know. ~They've shot by so quickly that I can hardly realize I'm as old as I am. 1 consider myself a little above the average, of course. I was 25 when 1 married Dorothy, and our oldest is mow 9—a husky John Jr. Then there is Dotsy, who 7—and_“baby,” w&o‘fl be 4 on the h of next month. lMVVI\!'H we were married I had somewhere around seven hundred dollars in the bank. We furnished up our home with that in pretty nice shape—you could get more for your money in_those days. And I was making all of $35 a week at the ime! o 1 never have been the saving kind, and, looking back, I'm surprised I had as much as T did when I took the big step. But when we came beck from our ho‘eymoon and set- tled down in that fttle two-by-four rented house, we made some fine, brave resolutions about the amount going to bank regularly, Came the Turning Point We commenced saving $5 a week —some weeks! And then it got to be four, n three. We somehow simply had to spend a bit more than we'd figured on. When our first-born came into the world we had just about enough on hand to meet the extra expenses. By the .time the second arrived there wasn't much of a surp'us, in spite of that 5 raise the boss had given me & ;w months before. e aaeing dows 'm drawing do now—have bean for the last year. But up_to four months ago all we could do In the saving line was make & tiny deposit every other week. Four months ago—the turn- ing point in my life—or so it seems to give promise of being. For then I atarted on the right track, And, Lord willing, I'm going to stick; I've ‘made to feel !‘va got to. A Question With a “Kick” in It! Funny how it happened. =Fred 1] lips—he’s over at the bank, you m&; we're 1o 1 ng-time pals—stopped me-on _the street ene day, “Jack, w had the ambition to t‘a’ ud"‘rownor of a big busi- b e e, wont. o the i n he went on, ::‘y‘m.:"rhl' nk you'd make a suo- a 2ol “Watch Ye, Pray Yo, sung by Mr. Tittmann. i cantata in the first part of th gram was th ant Cantata.” cantata is fufl of humor and dance of Get Your Christmas CLOTHES CREDIT Look your best this year by getting the newest winter models at attractive prices on ABRAM- THE DISPLAY EMBRACES—Ladles’ Coats, Suits, Dresses, Bl Borx's S e Little Folks and Shoes for the BRAMSO 7th and L Sts. NW. In:Which an “Above Average” American Citizen Tells How He Was Helped to Solve a Problem That TIs Yours as It Was His—And the Most Important One of All. like, As a decided contrast to the sacred ' pro- closing part, the “Peas- | This so-called secular: tunes. The &rtigts. of the evening were quite equal to the test of pass-| ing: from the sublime to the ridiculous, and_entered into the rollicking spirit| the cantata in'a way that carried, thie sudience with them. i Each is merciless in his demands on | instrumentalists, as well as singers. and, Miss Brickenstein showed her art | as an accompanist, and also her pian- istic ability, in her playing of the compositions sung ast night. The, two, violins, played by Charles Frai-| leyand Lynch Luquer, added quite suggestion of erchestra to the “Peas apt¢Cantata Oriental Bazaar Japanese and Oriental ‘Goods 1205 PENNA. AVE. N.W. OPEN EVENINGS ‘ $5@ Sunday v Excursion | Including War Tax NEWYORK The Great Metropolis SUNDAY, DECEMBER 11 SPECIAL THROUGH TRAIN I Direct to Penna. Bta. Tth Ave. and 324 St, Leaves Washington Saturday Mid- night, 12:45 A.M.; arrives Penna Sta. 'Inthe heart of New York | Cits. 6:30 A.M. g Retirning, ‘leates New. York 5:30 | beginning Friday | ite of excursion t Pennsylvania System The Route of the Broadway Limited Tickets on sale preceding Ovércoats. Family N J. Wynn cess if you managed them the way ou do vour own?’ And he put his rm over my shoulder, affectionate- as if to lessen the possible that mnocent-sounding sting of query “Listen, old man,” he continued, “you know I think the world and all of you, don’t you? Mull over that question I asked vou, and If you fee! = § 14th Street °" High-ClquElomq Ap 1 Busi Properti Wll:;"l’le;v‘e ?;‘:l to é?l' Real Estate + am & Insurance 1400 H Main PERPETUAL BUILDING 'ASSOCIATION Pays 6 Per Cent on shares maturing in 4§ or 83 months. It . Pays 4 Per Cent on shares withdrawn be- fore maturity Assets More Than $7,000,000 Surplus Nearing $800,000 Corner 11th and E Sts. N.W. JAMES BERRY, President JOSHUA W. CARR, Seeretary —————————— 1 Trusses Made to Order I Guarantee to Hold Your Ruptur- BENJ. A. MURPHY Specialist, M. T. 1732 14th Street N.W. orth 4938 - AR 5] , Fa) . , Christmas Cards How are you going ber your friends this year? If you are plating sendin g Christma s Cards you will he ‘n- terested in our collection. We have gathered what is truly the representative collection of Washingion, and you will be interested in looking it over. They are very new and decidedly attractive; the de- The National Remembrance Shop (Mr. Foster's Shop) Hern1: Open Evenizgs Until 9 0'Clock. r from Ave. ASHER FIRE PROOFING CO. 915 SOUTHZRN BUILDING ___ like it, drop into the bank and let me tell you about a plan I know would help you immensely.” I promised I would—‘“when I got around to We Take Inventory of “Goods on Hand” ‘That night, soon as the dinner dishes were ‘done, I told Dorothy about meeting Fred.: Told her about his question and what an im- pression it had made on.me; assert- ed, a little dramatically imavbe tha: the time had come for a showdown on our finances—and a “right about face” in our methods. (Just as if she were to blame, bless her.) We took stock, sheand L . . . $127.28 cash in the bank. $200 in Liberty Bonds—left. A five thou- sand dollar life insurance policy-on which I'd paid the premiums for eight years. A beautifully engraved certificate representing 150 shares of “Victory Oil and Refining Co.” stock. (Shh! not a word about that—its a sore spot with me.) That was all. Not a very wonder- ful showing for a fellow my age who'd always made fairly good money. When I enink of what I omud have sa ! After the kiddies were safely in bed the little wife and her big hus- band continued the “inquest.” And 8ot nowhere—except for the utter- ance of a grand, new resolve to save a whole lot more, and do it regu- larly and arrive “sooner than that” at a point where we wouldn’t ever bave any further financlal worry. Fred Phillips Calls a Spade a Spade Next morning was brilliantly sun- shiny. Things looked so much more cheerful—a natural bright-morning reaction, I guess. 1 felt like a mil- lion on the way down to the office. What was the use of all this fret- ting? I was still young: the world till lay ahead . . . If youre my age or younger you've felt the same way a_thousand times. But I dropped 'round at the bank that noon, anywav. and hitched a chair up to Fred Phillips’ desk. Told him, frankly, that I was interested in what he'd sald yesterday—and that I'd like to know what there ‘was for me in this plan of his. “May I talk plainly, Jack? he asked me. “Right straight out,” I declared. *That's what I came for.” “You'rp 37. Thirteen years to go before you're 50, cwenty-eight be- fore you're 66. Thirteen more real producing years, because it's danger- ous to figure on high earning power afterward—but in all twenty-eight years left to you in which to creat an estate, to establish your financl: independence. About right?” 1 admitted that probably it was. “I Haven't the Resources I Should Have” “Now. then. You've got to get safely fixed—in the business world, mean—by fifty, and financially in- dependent by sixty-five. Let's say that, happily, you're. secure in your present connection; you've advanced steadily, you're a valuable man and can count on future advancement with Incre: . Have you the money today you ought to have?”, will break a Cold, Fever and Grippe quicker than anything we know, preventing pneumonia Rose—Vel for Chapped Hands. Face and Lips. ULCERS CARBUNCLES BOILS and gots at the seat of the trouble ‘whether it be ulcer, boll of car- buncle, Pixine starts to work at once. It first stops the pain, then cleans out tlhnh infection Do wonderful—pothing Hike Pizine for quick work. Thow- o will have nothing else. Guar-

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