Evening Star Newspaper, November 27, 1897, Page 21

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MILLIONS OF CHECKS How Uncle Sam Registers and Files Returned Interest Slips. RESUME OF GOVERNMENT LOANS Defeating Efforts to Defraud the Treasury. LARGEST SINGLE PAYMENT Written for The Evening Star. There are a great many persons in this country who have no idea of the system that Uncle Sam keeps with regard to the interest checks that are paid quarterly on registered bonds. There are numerous in- Stences, incidents that happen every day in the register’s office of the Treasury De- partment, that go to prove this assertion. A man will write to the office saying that he has not received his check for interest, Payable, perhaps, eight or nine years ago, and that 4e would be very much obliged if the department wculd make him out an- ether check fer the amount. The clerk to whom this letter is referred goes to Als books, finds the report number and then Boes to the file room, where the old checks are kept, and ninety-nine times out of one hundred, or :t would be more correct to say nine bundred and ninety-nine times cut of «a thousand, picks up the check which the gentleman swears he did not receive, indorsed by him and returned to the Treasury Department as having been paid to the individual in question. There are very few time; that the department is found to have skipped any of the thou- sands of holders of United States securi- ties in the shape of registered bonds. System Not Complicated. The system by which this accuracy is pessible is not a complicated one, except that it deals with rumbers embracing the third period. The loans of the government are in two forms—registered and coupon. Of course, in the case of the coupon bonds no such record is kept, but in the case of the registered bonds an individual account with every holder of any and all such securities ever issued by the govern- ment is kept in the office of the register of the treasury. When the time comes for the quarterly payment the register’s office pre- pares the schedule, which is then sent to the treasurer's office, where the checks are drawn. The checks are then sent out and are returned in due time to the register's office after payment has been made. Checks are not always cashed in at that time, how- ever, many persons who are careful with their money holding them and perhaps sending them to the treasury for payment years after the origina! quarterly payment. When an old check of this description comes in it is referred to the register’s office in the same manner that a complaint would be, and the matter is carefully looked up to see that there is no possible chance of the government paying interest twice. When the checks are finally re- turned to the regisier's office the number is carefully entered in books for that purpose und the checks themseives are then tagged and placed In the file room, so that it is a matter of a very few minutes for a clerk who is familiar with the routine to find any check that has ever been returned to that The books of the regi the end r’s office up to BO, of the last fiscal year, that there are now sterec and filed away for pos- The checks aggregate a 30), this sum being the t paid out by the mt on registered bends up to that During the fiscal year ending June here were 151,568 checks received at the register’s offic or registering and esregating an amcunt of $0.237,- istered bonds issued by the govern- with the number of interest checks received, registered and filed in the regis- ter’s office under each loan, together with the sum total value of each set of checks so received and filed, are as follows: Various Government Loans. Acts of July 17 and August 5, 1861, 5 per cent bouds—Number of checks received, 5.83; amount, $3,826,707. Acts of July 17 and August 5, IS61, continued at 2% per ober received, 6202; amount, $1,- Act of March 3, 1863, 6 per cei bi ; amount, $1,- 1863, continued at received, 6,571; Funded loan of 1881, per received, 202,189; ‘4. Loan of 1881 con- ued at 3t: per cent—Number received, 2M: amount, $16,097,007.11. Act of July 3 umber received, S1,- 4.50. Funded loan of umber received, 569,- ; amount, 377,364, Loan of 1891 continued at 2 per cent—Number received, ; amount, $2,787,036.69. Loa: cent—Number received, + Loan of 1904, 5 per 3,404; amount, $7,- 4 per cent—Num- emount, $100.656,: ti v 60.524; amount, $5 District of Columbia bonds, fifty ed loan of 1924, 3.65 per cent—Number re- ceived, amount, $8,180,254.30. Old funded debt and 3% per cent—Number received, 3,540; amount, $789,101 As an instance of how persons retain checks made payable to them for interest and do c them in until years after the payment i: unde: made, one of,the checks the funded loan of 1881 for in last year. while four aggregat- ing $24 under the continued loan of 1881 xteen aggregating $9,975 under the of ISS2 were received ‘luring this There have not been any checks under first four loans received at the register’s office for some time. Defrauding Unele S: There are more ways than the one out- lired in the beginzing to which persons resort to defraud the government in the matter of bonds anf checks. Half bonds are received, the other half, it is alleged, having been destroyed by fire. Then during the course of years along comes the other half, the sender, often the same in both cases, alleging tnat the other half, pre- viously redeemed at the department, had destroyed by fire. But the trick is always found out, so complete is the sys- tem now in use. It is practically impossible to pass a forged check through whe office. It is often the case that checks come in with sig- atures that are immediately questioned or with imperfect tndcrsements, or, per- s. with a ‘orged indorsement. ' Then immediately sent to the regis- e and a comparison is made with the ch assued under the last previous quarterly payment. Should the check be inadvertently passed by the treasurer's office it rarely. and !t may be said never, gets through the auditor's office, through which it has to pass on its way to the REGENERATOR restores kst vitality and mates the hair glossy and Deautiful. Gray hair regains its original color and Dleached lair aey shade of color desired. PATTI, LANGTRY and DAVENPORT are Ybose who use and indorse the Imperial Hair Re- generator. Detection ts impossible, because it gives exactly the natural color from biack to light- est blonde. It ts perfectly clean and alsolutely harmless REFUSE SUBSTITUTES, See that the trade amrk fs om cach box you purchase, Send or bring a lock of your batr; we will restore it free of charge. Price, $1.50 and $3.00 for package con- talming three times the quantity. IMPERIAL ‘VENUS ‘TENT, « natural liquid rouge. Send 10c. for sample. mperiat Chemical Mfg. Co., 292 Sth ave., N.Y. To Washington sold and applied by MARLEOR- OUGH PARLORS, 1110 G si, and Miss HATTIE ‘M. SHACKLETTS, 11th and G sts. mw. final resting place in the file room of the register’s d.vision. When a check is caught in this way, payment is immediately sus- pended and the paper is sent back to the bank that paid out the money on it. This, of course, is all connected with registered Donds, the holder of a coupon bond mere- ly cutting off the coupon when it matures, and sending it to the treasury or a sub- treasury for payment. A Lacky Individual. With all the precautions, however, the government was caught napping once. When a bond is certified a3 having been destroyed the government issues a bond of indemnity to protect itself from paying the game twice. In the sixties a bond for $1,500 issued under the act of February — aS aé cent loan, was reported as having been destroyed, and affidavits substantiat- ing this claim were filed with the depart- ment. The bond, of course, = ee good the government and the substitute was ree time cashed in. Shortly afterward, however, the original bond, which had not been destroyed, as sworn, turned up, and the substitute bond not having been saved, as they are now, the amount wis paid a second time. The treasurer of the United States was, of course, required to pay the amount; but a special act was passed by Congress reimbursing him. This is tne only instance on record where the govern- ment ever made a mistake or where any individual got ahead of Uncle Sam by this method. This record is really remarkable when it is considered that sometimes a secre of attempts of this character are made every day by men who are the smart- est and shrewdest in the world in this line, and it is probable that this one case would not have occurred had the bonds been kept on file then as they are now. When an is- sue of bonds is called in at th2 maturity of the loan now the securities are carefully tagged and filed in much the same manner as the checks, and this precludes any pos- sibility of a forged bond or one that has been certified as having been destroyed be- ing paid the second time, as in the case quoted. In the course of time the file rooms will be cleared out, but not, in all probability, until every check that could possibly stir up a controversy had been turned in and the account closed. The bonds will proba- bly be kept much lorger than the checks. The work of registering and filing the checks is not so complicated now as it used to be, as the enly active loans of the gov- ernment on which interest is being paid quarterly are the consols of 1907, 1904 and 1925, and the continued loan of 1891, thus entailing the work on but four sets of checks. The file rooms are most interesting piaces to visit. The rooms are given up to shelves; shelves on every side of the rooms and cabinets packed as closely as possible in the center, consisting of nothing but shelves. Each set of checks is wrapped in a separate bundle, each bundle bearing a tin label that determines at once the nature of the loan, the amount and the report number by which the bundle is re- ferred to from the book. Hizhest Rate of Interes! In connection with the loans of the gov- ernment it is interesting to note that the highest amount of interest paid by the government on any loan was on the consols of 1861, 1864 and 1865, under which coupon bonds were issued. The rate of interest on these securities was 7.3 per cent. It is also interesting to note that the best counter- feit ever made in this country of a govern- ment security was of these 7-30 notes, as they, are called, but the author of the work was caught with all his tools and the notes in his possession before he had time to circulate any of them. It is probable that had they been put in circulation the genius who made them would have secured millions of dollars. The interest checks on file at the de- partment show some enormous holdings of United States securities by individuals. The largest check ever drawn by the gov- ernment in favor of one man in payment of interest on a loan was that drawn in favor of William H. Vanderbilt, as a quarterly payment on his holdings of the loan of 4 Per cent consols of 1 07. The check Was dated April 1, 1882, but it was only one of a series for a like amount that the famous financier rec @ quarterly for several years, and was signed by James Gilfillan, then United States treasurer, and ecuntersigned by W. H. Gibson. Mr. Van- derbilt received a yearly interest of, $1,- $22,000 on his holdings, which amounted »,000, payable in quarterly install- 0 that the check in question called It'is now in the possession of y bureau of the treasury, and is shown as a curiosity to the many Visit- ers who daily throng the corridors and rooms of the building. It is indorsed “W. H. Vanderbilt," and turned over to the Bank of the Metropolis in New York for deposit. It is rather an interesting occupation to compnte the interest Mr. Vanderbilt was receiving on this one great loan. Every year he received $1,922,000, which amounted to $480,500 quarterly, $160,166.66 monthly, $5,265.75 weekly, $219.40 hourly, night and day, and $3.65 per minute. Under the present active loans of the government the largest holdings do not entall interest checks of much more than $5,000 per quarter, the amounts ranging from $ to that amount. ——__ THE DISINFECTION OF BOOKS. An Easy Way to Destroy the Disease Germs They Harbor. From the New York Times. A discussion on “The Disinfection of Books” was held before the New York Library Club at the Jackson Square branch of the New York free circulating library, 251 West 13th street, yesterday afternoon. Abeut seventy members were present. Arthur E. Bostwick, the IMbrarian of the New Yerk free circulating library and president of the club, presided. In the discussion Dr. John S. Billings, the director of the New York public library, was the principal speaker. Dr. Billings said, in part: “At an investigation made by the state board in lowa three years ago it was found that six cases of scarlet fever were un- doubtedly communicated through circulat- ing library books. Other diseases may be communicated in the same way. There is not much danger ef this from the edges of cards, although they are foul and filthy, and undoubtedly filled with bacteria, more especially with those of skin diseases. In order tc prevent any possibility of the diseases through books it is necessary to destroy the bacteria. “We cannot use the method of applying 210 degrees Fahrenheit of dry heat. That would curl the leaves and injure the bind- ings. Much less can we apply 212 degrees Fahrenheit of wet heat. We cannot apply a solution of corrosive sublimate or zinc chloride. The fumes of burning sulphur are both inadequate and undesirable. “Two years ago when in Philadelphia I suggested to one of the fellows in the lab- oratory that it would be desirable to seek a new method. Fo was known to be a destroyer of bacteria, and he set to work on that. This can be purchased in a drug store, or may be made by methyl alcohol. A saucer of formaline, a book which had been infected with the bacteria of diphtheria, another with scarlet fever and another with erysipelas were placed under a bef jar. The experiment showed that one cubic centimeter of forma- line to 300 cubic centimeter of space would thoroughly disinfect any book in fifteen minutes.”” —__—__--e+___ Phiiade! ia Waking Up Now. From the Philadstyhia Press. The agitation against theater hats at this time is having the effect aimed at by the proposed ordinarce against the wear- ing of them. Women are taking off their hats and bonnets in the theaters more gen- erally than ever before, although for the last two seascns few of the obscuring mas- terpieces of millinery have been seen in Philadelphia play houses. Since the ordi- tance was introduced there has been much comment upon the fact that in most thea- EVENING STAR SATURDAY, NOVEMBER 21, 1897-24 PAGES. 21 THE MEN MARVELED AT HIS STRANGE ATTIRE. METHOD IN HIS MADNESS Murphy Knew How to Deal With the Rave Problem. “Will you wear it?” “ll wear ut.” ‘After the ball?” ‘After th’ ball,” said Terrance, and he nodded his head as a resolute m&n does when he has made up his mind that a thing is a thing. It was almost @ month after the fight that Terrance got up one Monday morning and declared his intention to go to work. When he had Gressed up to his vest, he took down the swallow-tail coat that Sam McMurtrie had given him, wrecking a $75- dress suit to do it, and put it on. He then took a pair of pistols, put one in either hip pocket and backed up to McMurtrie’s mir- Tor, as a womar. does dressing for church. He twisted his shoulders, threw up his arms, leaned forward and back, but never for 2 moment did the tail of the coat come between the guns and daylight. “That's good,” said Terrance, and he strolled up the track to where the Italians were walt- ing for time. At first the men marveled at the extravagance of his attire, but when Terrance paused, turned and stood Icoking back down the road, as though he were inspecting the work, with the ready handles of his six-shooters sticking up through the under half-craps of his coat, the men were awed. There had been orders from the general office that no man should carry arms upon the works, and aow the Italians said they would not work under Terzance so en- vironed. Antoine said they would fight first. Terrance threatened and swore, but the snow brigade refused to budge. After a lot of talk it was agreed that the men be searched, and if they were all unarmed, then Terrance would lay, away his shooting irons. Sam McMurtrie, the engineer, stood at one rail, George Leipp, the contractor,at the other, and Terrance headed the men be- tween. McMurtrie looked up one side of the man and Leipp' looked down the other, and in a little while they had three or four pistols of unknown design and any number of abnormally large pocket knives. The last man to pass between the inspectors was Antoine. From one of his big boots they brought a sprin¥ claspknife, a razor plow, that_was wider still than the new | from the other, and‘n the bosom of his sleepers. Now, the “dagocs,” as tney were | Padded shirt the? fouAd a good 38-caliber, called, used to cut out little pockets in the ; double-acting Tevet snow, hide in them, and yell into the ears{ Terrance order4} ‘K'dny’. of the engineers who were falling down the | Carry the collection th hi hill, blinded by the flying snow, and unable | turning to the men,’ to stop short of a mile. So when High| themselves in the ban! Henry Bradenburg came sailing down the | they were all bus hill one afternoon beneath a mackerel sky, | the smel of ga: By OY WARMAN, (Copyright, 1897, by Cy Warman.) ‘Written for The Evening Star! 5 Italian laborers object to being called “dagoes” just as the Irish section men dislike the name of “‘Jerries,” and yet the section man always says “the dagoes” and the Italian laborer, as soon as he can give an imitation of English, says “Dama ze Jar,” and he means it. The Italians are fairly good workers, but hard to herd. They are given to the use of red Hquor and profanity, and delight in the fuss of firearms and the clatter of long knives. Out of innate “‘cussedness” an Italian, shov- eling snow, will hold the right of way until your pilot almost touches him and you put your engine over, slide her wheels, muss her jacket and make an enemy of your fire- man, then he will step aside. If you hap- pen to hit him or spoon him up on the point of a pilot plow, the whole mob will be upon you. Before they got the rotary snow machine, when the road was new, : they used to keep the track clear with a pilot plow that was just as wide as a coach. By and by, when the road got bigger, they | bought some new sleepers that were wider and longer than the old ones, and they gouged into the walls in the snow cuts and stuck fast. To avoid this the company built a new section men to tent, and ‘then, e bade them busy » and in two minutes . tof there was gore and Terrance Murphy's the Italians waited until he was close upon | ©€2- them, and then put tuemsclves in the > niches in the wall. One of the gang. 4| The O14 Genijeman‘s short, fat fellow, stayed upon the track te ‘s Reformation. From the Detroit Fite Press. “See here, my “on, ou must either re- tire from the jupior, partnership i've just given you or you,must quit foot ball,” and the old. mepchant sfatovery straight in his office ch 10 oie aE an until High Henry pulled the whistle, and then made a dive for his hole. His big boot being balled with snow, slipped and he was not able to get in to clear,.and the plow, being extra wide, gathered him up, asd put him over the telegraph poles and down the mountain in about fifteen feet of snow, and he went to the bottom. The rest stood back in their niches, the wide plow planed off the walls, jammed the surplus snow in on top of the Italians, and left the face of the two walls smcoth and white. It was with difficulty that some of the men fought out, and helped the others, who were wedged in tight and fast. “Dama ze Jar,” said the men, when they were all out, for Terrance Murphy, the walking boss, was laughing in his hand. “Where is Antoine?’ demanded one of the Italians, and Terrance pointed with bis thumb toward the bottom of the gulch. A half hour later they brought the dar- ing Italian out as good as new, but they refused to work another lick ‘that day.’ Terrance threatened, but it was of no use, the men went swearing to their huts. That night, being Saturday, they got very drunk and came up to the water tank to flag the snow plow, which they knew would be com- ing up the hill ahead of 22. They were armed with clubs and stones, that could be seen, and knives and revolvers that could not be seen. Terrance Murphy saw them gathering about the tank, where 22 would stop fcr water, and guessed the caus2 of it. With the help of his cook he put a push car, with a handspike bent above one 8 thattEr 8 clidice, eset thattgr of’ Be , I prefer “Of course you do, just like any other feather-heased box; but your decision in- voives ail your futuré'prorpects. Once out of here, you must shift for yourself. Un- derstand that.’” bs After much discussion, the old gentleman corsented to let the young man play ore more game, and’to'be present as a witness, much as he disliked the “brutal and bar- barous™ ‘sport. With his ulster collar about his ears, his face erveloped in frowns and his hands in his pockets, the stern man of business saw the kick-off. Inside of three minutes his hands were beating the air, while he shouted encouragement to the home eleven. “Go through ‘em!” he yelled excitedly. “Tear ‘em up! That's it, boys, pulverize ‘em. Dynamite ‘em! Go it, Charley,” as his own son tore around the end with the ball. “Get there, boy! Whoopee! Knock that fellow down if he tries to get in your way again. Keep a humpin’, lickety split, Charley! Hooray! you threw that fellow a rod. Wish I could get hold of him. Tried to pull you down. I saw him, the rascal. wheel for a brake, on the track, and slid | Good dedge! Hip! Hip! Tiger! You beat down the mountain to the nearest tele- | ‘em ell out, Charl Never mind what I graph office. He flagged High Henry and | said today. Beats anything I ever saw,” told him what was on bis mind. Henry was for stopping and fighting the thing out with the agent's rifle and a forth-five that he carried in the box, for he had a heap of sand. Also he had orders to run to the top of the hill “regardless,” and he never had an order that he failed to fill. Finally, he agreed not to stop, but as ke came near the tank where the Italians stcod in a line on elther side of the track, he opened the cylinder cocks so that the steam, coming out on the cold air blinded the highwaymen. He also opened the cver- flow from the injector, on his side and the fireman took the hot water hose with which he wet the coal, and then they ran zor she snow brigade. Being cocksure the engine would stop, some of the men stood on the track be. yond the tank and got off barely in time to save their lives. The stream of hot water —hot enough to scare, but not to scald—hit the men in the face and soaked them in the neck, and sent them in confusion down the dump. High Henry from the coal tank thumped them with lumps of coal, und, scattered them from the rignt of way. That was the end of the first trouble at and the florid-faced old gentleman who had been rushing aleng the ropes like a madfran was right there at the goal, still puffing and shouting. Now father and son go to the games to- gether. ——_++-0+___ A 3,000-Pound Girder. From the New York World. A steel girder weighing 3,000 pounds fell fifteen stories yesterday from the Washing- ton Life building, at Liberty street and Broadway. It struck the pavement in Liberty street about twenty yerds back from Broadway, grinding the paving stones into small frag- ments and tearing up the earth for a depth of nearly thirty inches. The shock of the impact was sufficient to manifest itself to pedestrians within a radius of a block. The breaking of a derrick was responsi- ble for the fall of the girder. The steel was twisted almost double in the fall, and the end which penetrated the pavement Yooked as if it had been subjected to in- Shawana, but with a gang lke that, fut | tense heat. of fight and firewater, there was sure to be | No one was passing the spot when the more. girder fell. . ——__+2>____ ‘Worse Remained Behind. From the Detroit Free Press. It was thought when the election returns were in that about the worst thing had happened to New York. But W. T. Stead has written a book about It. ——_+e-____ “Doubleday is a regular slave of fashion.” “I never noticed that he dressed par- ticularly well.” «> “‘He doesn’t, but he has to work day and night to pay for his wife's clothes.”—Chi- When spring came the company began to cut off the corners and fill in the curves, in order to straighten the track, for at that time there were not three straight rails together on the hill. -It was good to have something for Ter- rance and his braves to do in summer, so as to have them when the snow came again; so now they went to work to straighten the track. Things went fairly smooth until Kelly came down with his Jerries, who had nothing to do above, but you can’t mix Ireland and Italy. One of Kelly’s men and this same An- toine who fooled with the snowplow got mixed up one day, and the Irishman hit | °98° News, the ese ymovery, enough, as an irish- man should hit, with his fist; whereupon Antoine pulled ‘a carving knife from his EDUCATIONAL. IN WASHINGTON. _ “England's Society Adviser.”—N. Y. Herald. way. tugged at hia six-shooter that gotten tangled in the tail of his coat, one of the latter with a long knife, could % put up a jolly row in short order’ ‘They Spencer=Walton. Souatit “sith cea, ene Somat -C1BtS | te Raped cANagL at Blanes eee on bind Srince, London, Engiand. Life readings on all fight would end, for the Irish fight weil fairs daiiy, ‘i Studios, with clubs, but Terrance, heaving the rum- | $06 Toth et ae ee ae caine out of ent two gunz, ofthe ron an sndnd he Tots nls | er ee hewn sat at Bache dee § = About the hae the SIR THOMPSONS SELECT 00 chance, rushed ihe forte Siak's pee | Si Wada wey cy ag mene » ie foreman a adults; < en pick | ‘Wednesday, p-m., ia for At the Learning ae a had and EDUCATIONAL iu WASHINGTOR. ASHINGTON PREPARATORY SCHOOL, 1323 “ith ee Mim (Ata maw prota ad ‘and’ special At tem, new and rapid ‘MISS EVA MILLS, culture, in voice . Pupils tor concert Sbcludiag stage ‘action. 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SPECIALIST Pre] brane! 0c16-2m* from leading universities. ratory, college and culture studies; all hes; languages; music; ‘arts. Address MANAGER, history; fine 1537 15th st. n.w. THE MISSES _HAMN desire pupils in el culture. off and 14 15TH ST. NV in Paris. Chase FRENCH AND ENGLISH SCHOOL FOR GIRLS. Suburb of Washington. the language of the L. M. ROULIG Mile. house, -Principal, Principal, Miss C. PETTIGREW. myl8-1y-10 =P. O. Station E, Washington, D. C. ution, dramatic art, physical china painting; Sevres method; Best references, here and n63-1n Chevy Gaillard es. L. (Paris), celebrated Gaillard n enly one decorated SCHOOL oF renowned educators of Europe America. See circulars.) Clas: fons. The Cercle des Historiettes Xov. 20. Meeting once a week. The PicDonald-Ellis BOARDING AND DAY SCHOOL FOR GIRLS. Corner Mass. 15th year. } Miss J n016-8.tf and 17th street. ineteen teachers. SIE C. McDO} Languages. 1023 15th st. Principal: Prof. J. D. Gaillard, B. Officer @’ Academie, author of the ew and scientific method. The by the French Minister of Public Instruction; indorsed by the Sorbonne and 3 and and private les- will reopen nod THE STUART SCHOOL FOR GIRIS AND YOU: DAY AND BOARDL 1224 AND 1226 15th st Miss CLAU se3-5m. NG LAD Olney School, Boarding and day school for girls. academic anc, colleginte courses. iss se28-tf Miss indi Thorough courses in Busi: ividral instruction by ex; well-lighted rooms and halls; and casy terms. A limited number of free scholar- Virginia. Mason Dorsey Laura Lee Dorse: E, (Formerly 407 7th st. nw.) ©. K. UKNER, A. ML, CEL rt_teachers; On Conn, ave. Primary, Fs I » Principals. COLUMBIA COLLEGE OF COMMEKCI 614 12th st. ow. ess’ and Shorthaad: large, moderate "tuition ships in typewriting. Catalogue. au28-3m_ THE Shorthand "3" 11TH, Our “Quick Train” method is the “Lightning Ex- ae Shorthand instruction. All the ‘‘sbort Sample exercise on dificult outlines. Refer to reporters, House Representatives. press’ cuts. 504 1st Tloor. noll-tt MISS CORA A. PENFIELD, ME, Teacher of Elocution and Physical Culture. Address, Special attention 206 13% st. pald to children. ocl-2m* Private Tuition. DR. S. W. MURPHY, A. M., prepares enter our best universities and colleges. monials and circulars giving foll information ad- dress postal to no2-im* 8. W. MURPHY, 927 M n. boys to For testi- Kindergarten and Normal. The Elisabeth Peabody | Kindergarten Kormat School, snd Mrs, Ma indergarten and Sc! 1918 Sonderland pl will begin fali seston Oct 4. 3007. rea taught French and German. aell. 20. FRENCH LESSO! pectin; Pony aie understand; beginners Cseees, MLLE. ¥. PRUD HOMME, ‘Doft-Im* ‘CED ‘to pronounce well, speak, 307 D st.o.w. ens. September qpens Septer eal ac 1683 19TH 27, 1897. sel-if ST. of all grades. ion for colleges, errata schools. Best of references. tech- MISS _BALCH’S Business Coll 2 ers; 2.100 _puptis CIVIL SER’ 1311 11th bookkeeping and st VICE 'NSTITUTE AND Be NoeeTiting. ‘best tea: taught by Ee eell-tt tenogray instruct: EDWARD G. TOWNSEND, MISS ADA LOUISE TOW! Elocuticn, Voice Culti ori-tt Grace, Expression. 1317 18th st. nw. Banjo, Mandolin and Guitar Instruction by Miss G. E. Bucking! , 1522 Oth st. awe or at residence ot pupil.se18-3m¢ bam, at Studio, Miss Katie V. Wilson, Pupil of and especta William Shakespeare of residence, 1329 10th st. n.w. VocaL — “2 ily recommended by Mr. London, ng.” Studko, and ocll-2m IVY INSTITUTE BUSINESS CO! LLEGE, Gives a thorough, practical education to young men and ween sinbitlogs of success in life, One unnecesvary study. Teflection opou backward pupils oF ridicule and refi ‘those whe mi: issed S.W. CORNER None better; $25 se8-3m_ System makes impossibl early education. 8TH AND K STS. N.W. 3 year; day or night session. Not le A GRADUATE FROM ROME, ITALY, GIVES LES- rons in Italian, Latin and Greek; private or in e10-112* Adress A. C., 1708 M st. n.w. PRIVATE LESSONS IN MATHIOIATICS, _EN- jerma amentary or Eepciteoced’ eaters culege graduate.” P/O. Box Ext ‘nod-im* Wood’s Commercial College 811 EAST CAPITOL STREET, THE BEST, LARGEST AND CHEAPEST BUS- INESS COLLEGE IN WASHINGTON. _n03-6tt Miss ilaNcus Mastin Asse. Bes SaRa M. 8Ti 5 tf Friends’ Select School, x.W. 3811 1 STREET X.W Beeivo tesshers ew ‘Catalogues to scl6tt THOMAS W. SIDWELL, Principal. ‘wil reopen OCT. 5 at 1817 Cor- coran st. Advanced department of Miss C. Robinson, formerly of the Ws High ‘School. ee Tir. B. Frank Gel ‘Onaanter, Lessons at Studio, 1827 F St. N.w. ecli-3m WashingtonHeights School a NEARS ‘Sataraay. SOUTHERN RAILWAY. re eflect November 21, 1897, in A All trains airive and leave at Pennsylvania pas senger station, 8:12 AM. HOTEL INFORMATION “Dafly.—Local for Danville, Charlotte FREE. Eig ecrrntre nnd Tanantan Sg rg. Ha 5 e iy ene For booktets of American, European Hotets, Fall | Suuday, and at Lynchburg with the Norfolk oud Whee moncia ‘ce ate er apartments in | Western date nd with ibe Chere ‘and Onto Hetite hatow, @aily for the Natural Bridge and Leington. h call or-aBGress (send stamp) 11:15 A.M—Dalis-- THE UNITED STATES FAST HOTEL TARIFF BUREAU, | *:i Sve Palin huts Semon oad jon to Jacksunvilie, umiting = 3 ¢ 68 Fifth Ave., New York. bury with Pullman Sleeper for Asheville and Het toss Riv and 1 bvarions =< “Pallame separ j ~ with aed ae oy for Augusta, “Pullman Tuftet Rew York to New Orleans, coumect HOTEL POCKET GUIDE FREE. ham and is. Solid train Washington to New ‘Orleans without change. Sanset Personally Oon- (AP. means American Plan; E. P., Eoropeany | ducted Tourist, Exc ALBANY, N.Y. -++Hotel Kenmore, A-P., $4 pange. id ASHEVILLE, N.C...Battery Pk. Hotel, A.P., $4 up 401 P M.—Local Front Royal, Strasburg and ATLANTIC CITY, N.J.Hotel St.Charies, $4 up | Harrironburg, daily, pt. Sund: -s-+.++..-Hotel Brighton, A.P.. $4 up| $:51,1-M lotteevtile. do .<J.H. Barton, prop. )Hotel Dennis, A-P.,$3.50 up BALTIMORE, Md....Hotel Rennert, E.P., $1.50 up do. -The Stafford Hotel, E.P., . composed of ie Dining ‘Cars pera New York to > + SiR Asheville, Knoxville and Chat New York to Tampa, via Charlotte, Columtia, Fauna and Jacksonville, untting at Daypille with Pullman Sieeper from Richmond to Augusta, via Columbia. with connection for Alken, and New York fo Memphis, via Birmingham, New York to New Orleans, via Atlanta and Montgomery. Vostibuled Day Coach Washi to Atinata. Southern Rail- Way Dining Ca. Greensboro’ to Montego TRAINS ON WASHINGTON AND ¢ SION leave Washington a.m. daily, daily pt Sunday foc Round Hi Leesburg, jotel Altamont. EP., $1 up; A.P., $2.50 up +++-Mount Vernon Hotel, E.P., $1 up BOSTO: -Hotel Vendome, A.P., $5 BOURNEMOUTH, Eng. Royal Bath Hotel, A.P.,$4t0$5 $1; AL! 4:45 p.m. 5:23 pm. Sundays only m. daily, except Sunday, for Open all year. Leon H. Cilley,Mgr. MIAMI, ROYAL PALM. 1: 4 m. daily for Her from Round Hill, 7:06 a.m. daily, ex- . from Herndon, 8:34 a.m. daily, except + from Leesburg. h trains 6:42 a.m. er. PALM BEACH, Royal Poinciana..ap | Opens Jan. 15; Fred Sterry, Mgr. PALM BEACH, Palm Reach Inn. .ap Opeus Dec. 25; Fred Sterry, Mgr. | ORMOND, THE ORMOND. Opens Jan. 8; Ander & Price, ST. AUGUSTINE, Ponce d Leon. .ap | Ovens Jan. 19; Robt. Murras, Mer. ST. AUGUSTINE, The Alcazar...ap Mi U Opens Nov.10; Jos. P.Greaves, Mgr. ene oe _ , (TAMPA, TAMPA BAY HOTEL...ap Sa cle Opens Dec. 8; D.P. Hathaway, Mgr. WINTER PARK, SEMINOLE. pone ap one manmoan Opens Jan. 17; A. E. Dick, Mer. | Geave Washington from sterhe, on the south arrive at Wash- ing Car reservation tion fursisied at offices, 705 15th Pennsyivania avenue, and at Pet Toad passenger station. W.H. GREEN, General Sapt. 3. M. CULP, Traffic Manag. 23d ‘si Troi tutte er of Net 2! KISSIMMEE, THE KISSDINEE. ap Laat 3 | Opens Jan. 3: L. E. Bullook, Mgr. For Chicago ard Northwest, Vestibuled Limited 8 | OCALA, OCALA HOUSE. train, 11:06, 1125 a mu., 8:05 pan E sat ‘or CI St ot vd vl aa Open all year: P. Brown, Mgr. iu Vestibuted Lim ed. B pm. Ze | BEULEAIR, BELLEVIEW.......ap ress, 11:35 p.m. S& © Opens Jan. 17; W. A. Barron, Mgr. int Witteburg and Cleveland, Express datly, 205 a. and 3:50 pan. Yor Columbus, Toledo and Detroit, 11:55 p.m. For Winchester and way stations, {5:00 a.m., 43:40 and 75:80 p.m Por New Orleans NAPLES, Itaiy..Htl Reyal des Btrangere, A. NEW ORLEANS.La New St.ChariesHotel,A P.. do. -(Splendid view south) Parker's Hotel = ‘The Cosmopolitan Hotel, E.P., $1.50 up NEW YORK Fifth Avene Hotel, A.P., $5 do. .(3' way st.) Gilsey House, E.P., $2 up oth av.&46th)TheWindsor,AP.,$4up :E.P..$1.50 up . B. Barry) St. Cloud Hotel, E.P., $1.50 av.&15tb st.jotel Kensington,E P.,$1.50 am, xI2:K . xB:i0, 6:80, do. .(s.e. cor. Sth av.615 st.jHotel Hanove: do. (Lenox&113 st)Balmora! Htl (suites)E.P.,$1.50 up PHILADELPHIA, ." w Walton Hotel, E.P., $2 -The Aldine Hotel, A.P., $3.50 4o. Restaurant alc&tdh, The Lafayette, E.P., $1 up RICHMOND, Va.TheJefferson,E.P.,$1.50up;A.P.,$5up ST.GEORGE, Staten Island. The Castleton, A.P.,$4 up ST.LOUIS,Mo.Planter’s Hotel,E.P.,€2up; A.P..$4 up do. ..Lindell Hotel, E.P.. $1 SYRACUSE, TROY, way poi p.m. ‘Sunda, ‘“Gatthersbarg and way 8. 9 am.. 12:50, 3:15, 4:83, 5 p.m. Sundays, 9:00 a.m., 1:15, » shington Junction and way points, 8 230 pam. week days. ¥ am, 1:15 and 205, points, week \.X..-Yates Hotel, E.l’.,$1.50; A.P..$4 -The Troy Hozse, A.P., $2 up -Arlington Hotel, A-P., $5 FoR NEW YORK AND A. " p ILAD! i ictaplgersnn ae Ay All trains illuminated with Pintech Light. tonal, A. ‘or Philadelphia, New York, Boste and the East. S10 @.tn., 1A sa a | Dla 5 Dining Cary Tight as (Sleeping Car open at 16 o'clock). Sundays, 7%, POTOMAC RIVER BOATS. aan. Dining Can, 8 G0 Dining Ca ene enn | E2301 & it, sleeping ten o'clock. Add thnal trains for Phil STEAMERS POTOMAC AND SUE. Steamer Potomac leaves every Sunday at 4 p.m. and steamer Sue every Monday at 4 p.m. for Bal- tinore and river landings. The steamer Sue will Jarlor Cars on all day trains, For Atlantic Cit stop at Colonial Be going and returning from xExpress trains. Bi i mere. Passenger accommodations strictly ‘trst- a checked Srcm teehee ‘All river freight must be prepaid. koe ee EPHENSON & BRO., Agents. or = natal aca Office, 910 Pa. ave. Telephone 745. <4 mARTex, no4-11,tf ey > . 4 s Gen. Manager. Mgr. Pass, Traffic. E. 8. RANDALL'S POTOMAC RIVER LINE. Steamer HARRY RANDALL will leave River Thursdays at Yiew wharf Sundays, Tuesdays and are: Heaci., Cin 7 am. landing at Colon’ and all wharves as fur down as Lower Machodoc. Returging on Mondays and Wednesdays at 9 p.m., and on Fridays about 3:30 p.m. UNITED STATES MAIL ROUTE 2 WASHINGTON, D. C., TO GLYMONT, MD., and intermediate la: Steamer SAM'L J. PENTZ, dally execpt Sunday, 12. A.M. PE! men Sleeping, 1 Cars “Harrisburg t . , Indiaa- and Toledo at 9:30 am. Returoimg aboot 8 p.m. epclis, St. Louis, yattet Passenger accommod:tions first-class. Freight re | | Parlor Car to Harristerg, ceived until the ‘our of sailing 10:50 AM. FAST LING. Pallman B: r ib. ES. RANDALL, to ansbarg, Buffet Parlor Car Haris- Proprietor and Manager. O. CARPINTEX, General Agent, Washington. M. REARDON, Agent. Alexavdria. Zork STEAMER “WAKEFIELD. ‘ AND ST. LOUIS EXP! Sleeping Car Washington to St. Louis, and in J Dining Cars Hacushay GEo. WM. FOR POTOMAC RIVER LANDINGS, ha Gx te Eee Leaves Washington, D. G. (7th st. ferry wharf), | Cleveland: iim Mondays, a.m., for intermediate landings to | 7:10 P.M. SOUTH WEST Colonial’ Beach, "Bushwood, Point, Nomini ping Cars Washi rrisburg to St. Louis ai m Creek, Abel's,’ Leonardtown, Stone's, Howard's, | F Cobrun’s, iton’s. Car. Wednesdays, 7 a-m., for intermedtate landings to | 10:40 P.M. PACIFIC EXPRESS.—Pullman Sieep- Colonial Beach, Bushwood, Rock Point, Colton’s, | ing Car to Pittsburg Leonardtown, Abell’s, Nowini Creek, Piney Point, 0 A.M. for Kane, Cauandulgua, Rochester and St, George's Inland, Smith Creek, Céan and Yeoco: iagara . except. Sunday, ico rivers. +. T Elmira and Renovo daily, Saturdays, 7 a.m., for intermediate landings to Williausport datly, fag Solonial Beach, Bushwood, Rock Point, Colton’s, for Williamsport, Rochester, Pirie. Tuf- Nomini Creek. falo and Niagara Falls daily, except Saturday, (Sce schedule in effect September 13, 1897.) with Sleeping on to Buffalo, Fs 10:40 P.M. f. ndaigua, Iochester, passe Se ee Bestale xi is daily. “Pinan Sleep” So a ing Car Washington to Roch turdays onty. OCEAN TRAVEL. : FOR PHILADELPHIA YORK AND THE EAST. 4:00 P.M. “OONGRESSIONAL LIMITED,” daity, all Parlor Cars. with Dining Car from Baltime: Regular at 7:09 (Dining Car), 8:00, 10 «Dining Cari “and 1 mingtin) AM. 12:45, 3:15, and ‘11:35 P.M. On Sunday. 8:00, 9200, 11:00 (Di iS, A TRIP E TO JAFAICA, The Queen of West Indian Islands, BY THE ATLAS LINE, offers exceptional advantages to persons seeking a vacation of HMmited duration for health and rest. The trip from New York to Jamaica and «) (Dining “Car fre 240 (4 jed), 4:20, . 10:00, 10:40 and’ 11:35 For Pope's Creek Line, 7:50 A.M. and 4:36 P.M. daily, except Sunda: cS ea .. tus. | For Atnapolie, 7:00, £:00 AM, 4:20 and 4:36 return cam ce made in 17 Gays. Send for Wiss 1" pst dafty, except Gvpéay. Sendaye, 9:00 A. trated Booklet “"W.” and 4:20 P.M. Atlantic” Coast” Line—Express for Florida and Brigts on Atlantic Const Line, 4:20 AM. 3:38 M. daily; Richmond only, 10:37 A.M.” week days; Atlanta Special, via Richmond and board Air Line, 4:40 PM. daily. Aci AM. defy Pim, FORWOOD & KELLOCK, General Agents, 24 State St., New York. no16-tu,th&s-4m-34 _ French Line. IEG! SEASHORE CONNECTIONS. For Atlantic City (vin Delaware River Bridge. all- rafl route), 3°15 P.M. daily; via Market Street Ww 1 AM., 12.45 P.M., week ai) |. Week days, 11:25 £.M. Ticket offices. corner Fifteenth and G und at the station. Sixth and B streets, whore orders can be left for the checking of baggage to destination from hotels and residences. J. B. HUTCHINSON, General Manager. nold e vl U. Gen'l Western ncy, 71 Dearborn st., Chi- tago, 1. GW. Hose oe Pens. ave., Washing- ton, D. C. 5 jals-ly NORTH GERMAN LLOY Fast "RESS: — VICE. = (CHESAPEAKE AND OHIO RAILWAY. ae THROUGH THE GRANDEST SCENERY OF * AMERICA. ALL TRAINS VESTIRULED, RIC LIGHTED, STEAM HEATED. ALT, MEALS SERVED IN DINING CARS. 8TA- ‘REET, TION SIXTH AND B ST) Schedule in effect November 14, 1897. 2:20 P.M. DAILY—Cincinnati ond St. Louis Spe- cial—Solid train for Cincinnati, Pullman sleepers to Cincinnati, Lexington, le, Indianapolis and St. Louis without change. cars Cincia- Rati to Chicage. Convects at Covington, Va., for “Tito AL DAES —F. F. ¥. Limited—Solia inciunati. iliman sleepers to Cincinnatt, 3 F WASHINGTON OFF Geo. W. Moss, Age xt, ———=— ip ii it

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