Chicago Daily Tribune Newspaper, December 1, 1877, Page 5

THE CHICAGO TRIBUNE: SATURDAY, DECEMBER 1, 1877—-TWELYE PAGES “THE PROTECTION. First Report of the Receiver, E. D. Cooke. Frauds in the Capital Stock—Thoe Use It Was Pat To. Rervelations of the Way In Which the Company Did Business, 1 Surplas of Receipta of Nearly $200,000 ~Whore Has It Gone? Mr. Edward D. Cooke, the Receiver of the Protection Life Insurance Compiny, hns sub- mitted to the Court his first report, For con- yenfence sake, it has been printed, in which form it may be sent tg policy-hollers when they write for information on the subject. This docament, which embadles thie results of weeks snd months of hard, persistent labor, shows up with great completeness the rottenness of the Protection, and points out clearly to what ex- tent and in what way people have been duped y this vlllanous corporation, Great credit s due the Receiver for the systematle thorough- pess with which he has gone Into the subject, and the preclston with which he hoa set out the results arrived at. Tt appears that the act organizing the Com- pany provided fora capital of §100,000, with power to increase it to $1,000,000. This 8100, 000 was required to he PAID IN IN MONRY AND INVESTED, et it nppeara that, when the Company began dolng buaineas in 1871, the capital was not vaid {n In cash except In the case of ong or two sub- gribers for a small amount. The other sub- scribers gave their cliecks to the Treasurer of the Company for the amount they subscribed. Afterwards, eccurities,, mostly real-estate mortgazes, were glven for the accounts repre- gented by tho stock fssucd, and sho cheeks were returnci to the stockholders. According fothe sworn statoments made to the Auditor of State In December, 1870, the Company had apltal stock pald up In cash amounting. to $110,000, whereas no eapital hias cver been pald {n,except to the trivial amount mentfoned sbove. It was for swearing to such things as these that tho officers of the Company, Messrs, Edwards, Hilliard, Ryan, and Iteld have been indicted for perjury. No revenuc, says the Re- eelver, bhas ever been recelved from the sccurle tles taken by the Company for this slock. The stock, in short; has not pald s dollar of the expenees from the organtzation of the Company to the present time, but all tho revenues of the Company have been collected from the policy-holders, who baso run tho entire concern, paying nll the ex- penses and ncurring all the risk, Tho only use of this eapital stock was to enablo the Company toevade the law requirinz a deposit of §100,000 with tlic State ‘Lreasurer before doivg any busl- pess {n Ilinols, and to enable the Company, by Issuing stock from time to timo, to OBTAIN A DANK CREDIT oo making aunual statements, When it came time to make up one of these per- jured statcmnents, or when it was under- #ood that the Stato Examiner wos coming sround to sce the condition of aflairs, stock was Issuad and given as collateral for a note of the officers, indorsed Ly the Company. for tho purpose of eccuring foans at various banks, which loans were represented In the atatements s cash in bank, without showlng the Mability for the cash borrowed.. Thus in December of 1573 $30,000 in stock was lsaued to A, W, Ed- wanls, on which a lonn of 830,000 was obtained atthe Fidelity Bavines Bank. In Deccmber of 1875, stock to the pmount of 830,000 was issued todobn Reld as Trustee, on which moncy was borrowed at the Fldelity for = the vurpose of passing an examluation o making o statoment, The following ar, §15,000 of stock was fasued to Hiltlard, and, ymeans of notes and this stock, money was borrowed from the Germau Natfonal. In May of 1§77, 30, warth of stock was lssucd to Edwards and Rald, which was put up with the- City 8avings Bauk for the purpose of miceting wegamination; and in November and Decein- per of 1870, £31,000 In stock wasfssued, on which £20,000 was borrowed. All this stock, thus {s- med, was canceled cither fu 1870 or carly in 1577." The oflicers of tho Company knew {hat tke reorcsentativo of the Iusurance Depart- ment would be along on a certain day to make the cxamiuation required dy law, It was ecessary to have a cerlain amount of money on bindfa vrder to face that examination.” Bo thls lssue of stock would bo macde; the officers of the Company would give their noto to the Fidelity, say, for $30,000; 1t would be Indorscd by the dompnny: there would bo put up as col- Iateral this stock of the Company and a mass of rmmlnm notes; and the money would remain s bank subjoct to cheek, When tho Examluer came, the officers would say to hlin, * We bave womuch money on band and £30,000 {n bank." Howould go to the bank und sk, for form’s fake, how much waps there to tho credit of the Protection, The bank officers would 1y 30,000, ‘That satistled himn; and thus the Company gut credlt for havine $3),000in baok, when In‘reality It nadn’t a cent there, because tothing was over sald to the Exawminer about 1be way in which this money had been secured. Hewas not informed that it was a lonn. THE INTEREST ON TILX BXCUTITIES taken for stock was not pald, but wus rebated tothe stockholders from tinc Lo timo es an in- terest dividend: so the stockholdera had fall weof thelr property which was mortgaged to wgre the payment” of their stock, and pald votbing as rent or {nterest, . Waen the IRecelver was appainted the cavital slock outstanding was $126,500, hieid as follows: Jot Reld, 400 ahares; E, L, Mlilllard, 2383 S5l- toer Lind, 200; E. 8. Skionor, 43 A, J. LA W, Panconst, 80;'W. B, Sher- gty 8 N, 8. Chceseborough, 80; L. P. 11 E‘u»;.f“' W. Edwards 1,.0ud & few shares by Tho Recelver then acts forth at length the ola of Lusiness and mode of opesations sdopted by the Company, conslsting of the reg- plan, Its Comunercial League, and Ouell® FRAUDULENT TRUST A8SOCIATIONS, e of thesc it appeurs, the Franklin, was own- b Dy the Cnmsuuy ftscll, it carrying thirtcen- teenthis of tho “nsscssments and” recelving thirteen-lteenths of the net proceeds of the by ‘The arrangement with the Middleport fll"m wus for tho Cumpany to carry thirtcens nmn of tho assessment sod fecelvo ones cnb\l ot the net proceeds of the losses. Of tho b lumbus Assoclation it was to carry one-halt o the ass :asnients aud recelve one-hall of the l;:tgm«edu of the lusses, In order that the : us pature of this agreement may be under- Inlo:l.u I8 necessary to'state briolly what these s 4 associations were. An association insured 1lves of o number of persons and pad the premiums on the policles, the losses being mmxu. Dive-tenths to the assuciation onetenth to tho beuelicluries Fro kr"" fnsured. So in tho case of thls g !ln Trust, the Protection Life, contrary to o reguinr rule, was directly interested in se- deun“ be death of partics fnsured, because the ti lusa was asscesed upon other W flcy-hold- :m:l the Company, and the procecS:’ went, not e helrs of dead person,. but to the Company (tselt, Tt ‘wes a diroct fratd u o gy pon its boneat policy-tiolders, The balancea dug from ‘m:mxlullom to the Cowpany are $31,793, Comp ‘gnm- form part of tbe nsscis ol tho Ths total number of pol icles in force on the fezular plan Aup, 8 ::. 380; Commercial h&ufi%\:{;uzlou 7,473, it CEIFTS OF TUR COMPANY ::n from asseesments fordeath losses, aun €3, premiums pald on the fssuance ufl Mmmmnmn of lapsed policies, advanco as n:m collections, The amousts recelved % wu:f‘ sources sloce January were $442,017. e o receiptsof the Cmnmn,y for the pur- mw:‘ ?lylnx losses wers $9.300,510. The ey Ot claiius ussessed prior to August was * Josses’ oy 80d the Company has advanced on ba%n DI.IZII Ilnllf;s]lled. $2,220, “L'hiese amounts bave 10 reqular phaiytIcent the following : i 2 Losscs 324, plan, $183,603; Commercial League, $4550, dralts wccepted but uupaid, Daving Smount deducted frow losses on mfi. the same, 855,050 total, $374,0H. Cuwvu 8 balance of §274,834 recelved by the clalug Y 0n losics, but not pald over to the Uhagyontey Besldes this, there are muny losses ofdesih 03‘:&1 unassessed. The total amount a §537.415, % azalust the Compauy Aug. & :ufll':.ul‘:i.ndlll or. '{m COMPANY " 3 o ca) tock; D "‘“‘::::m Wicre' the Company has fevervod ugqurmugn\ to pay it, §RA00; per- which aremibts, $13.407; and proft and loss, g Jkltitzn;:h:v‘unmtmo( o&u,wo. This e um notes to the wmount of U, Beld Jau. 13 but aince these botes s a deblit balance to prodt ET8 OF TUN CONPANY #tock notes. Ths total smount ¥ n“‘““m:;;u = = = of them {1 $140,000. Amonz these 138 note | the 1seof the present mouth. only twa clirks | bidpghd and morigaze, standing fn the name of Martin | will e retaine, unless an axscesiicnt 13 orders {gynu, given upoi property which hetones to the © ed by the Court. ¥y Ilhom:h phc!cud of Il,,l\hsu}ulu on fts e — o s ziven Lo Ryan to enable him 10 my n A SAD AFFAIR, gage it to the Company to strencthen its ge url- thes at Bprineticld. 1t appears that this property A Sister of United Staten Senator Sargent, of Californin, fHiangs Herself, cost the Company, £7,000 takien up by it, but exclurive of tax: A dispatch from Lowell, Mass,, to a Boston paper, says: ¥ e surance, intersst, and repalrs, $20,35L Its a-tual ¥ Mrs. Lots Thompson, 47 vears of age, and fsapprajsed at 8400, The Interest on atock nutes stands among the asscts of the wife of George 1. Thompson, committed sulcido at abeout 3 o'clock Wednesday afternoon by Company at 18,650, The total of acerued in- hanging herself to a cross-huard nafled between OMAN shows _that sho knows how to vote, ous SINGER to bo still further incre gurated by the Binger Company. terest on atock notes now held, which has been remitted to the makers, 15 812,000, This actton the ralters of the unfintsned attle of her resi- dence. 8he had complained of 8 bad feeling 1 bcmlrllk'):nlillt should be collected along with her head several months, and had been quite the face of the stock notes. The real estate fn- cludes property held by the Ummmq'y' at $32,. despondent, expressiniz a feeling that ke should come to want, Her hushanil, sun (190 years of 000, m)})ml!ul this vear at £11,000, he Com- pany a{so holds & mortgace of $15,000 on this age), and hersel! were the only oceupanis of the house. When b same property, 0 that the Compsny has patd her son_canic home from his for this property 8375 d it {8 valued at £11,625, The Receiver work at about b o'clack, he found two letters on atable In the sittiog-room from b The Singer Man'f*g Co........ Wheeler & Wilson M Co. Ttowe Machine Co, . Domestic Bewing Machine Willeox & Giiblg Sewing Mac American B, H, &e. Sewing M Weed Hewiag Machine Co. items of honds, and stocks, and bank accounts, eapeclally the contested one with the City 8: ings Bank, The bills recelvable, amount- s mother, g one in an envelupe, directed to her aister | Remington Sewing Yachin N b ST, AT fearly il urerfu®: | In Newbursport, and ihe ather dircoted to ner | Vietor Sewing Machine Ca. . Totes, pmountine. to. €454, 2i5, and "varsing | husband aitd zon, On the latier were the words, j *You will find my hodyin the attic.' Tne son, with Mra, flarper, a neighbor, who had been summoned, went to_the attic and found her hanging as stated. 8he had stood on a chatlr to adjust tho knot, and then kickey! it from under her. Her feet were scveral inches from the floor. The knot cut her neck, and three fingers of her right hand were caught between it and her neck. The substance of her letters was deaire to have her son well cared for, and the expression that she was tired of life. # She tnok a bath and changed her clutbing entire before committing the deed, and put the clothing on a fromn 815 to $325, sre valucleas, The loan ne- count_ogeregates $7,817, and is worth very Iit- tle. ‘Thecash balance shown by the Company's hooks {s $4,000, but the Recelver, on taking pos- sessfon, found $1563, the halance being compozed of unpald dratts, checks, moncy-orders, tickets, cte. A cheek for 812,000 on the City Bavings Dauk was also given tc Simon Powell for the urpose of getting Indcmnu& on the appeai bond of the Company in tho Uszond siit upon #tock, and this amount stands charged on the Company’s Looks to Powell’s account. chaser can be produced. Beware of agent can be found in every county, THE_SINGER MANUFACT! 0§ SUFFRAGE Rooceives tolling support from an interesting table of statistics which Tho atupondous sales of the illustri. as8od by the reduction in prices inau- FIVE YEARS' KALES COXPILED PRO} THE SWORYN RETIURNS OF TNE SEVERAL COMPANILS, 1872, 1 870 1874, 1875, 1874, 758 232,444 241,470 240,852 205,310 114, 9 3 42 3,793 960 5, 48 Aside from its large preponderance of sales, another emphatic evi- dence of the marked aupev?ori_’ty of THE SINGER over all pother ma- chines is the fact that it alone is made the subject of imitation by coun= terfeiters. No safer criterion than the above for the guidance of the pur- bogus agents. The duly authorized F_JRINQ CO., Il) STATE-ST. There are now pending against the Compa about thirty suits for deatl losecs, No valld defense is known to most of these, and there- fore no furthier expense will be Incurred exeept to prevent the establishuent of claims believed to be franduleat. ‘The I8+t annual ‘onder the oath of i table In'which she desired to be lall out in. She waa an estimable woman, and was n sister of United States Senat sr Hargent, of Caliiornia.” s i MACOUPIN COUNTY. Foselal Dirpated to The Chicaan Tribune, CartanviuLy, Ill, Nov. 80.—The Board of Bupcrvieors of this county have again submit- ted a compromisc propositlon uffering 75 cents on the dollar, which §s substantially tLe sameas the one defeated hi 2,500 majority at the No- vember clection. The Board rejected tho propo- sitlon as prepared by the Citlzens’ Commitice of 8ixty, composed ot the reoresentative men of the county, which offered 3% cents on the dollar, This proposition was supported by 1,000 petitioners. ‘The Board disregards the potition- | ers and prescuts a proposition which fs objece tionable to the taxpayers, aud which will surely e defeated. ——— THE INFIRMITIES OF AGE are harder to bear than the allments of miadle life or voulh, since tho realstant pawer In the aystem has diminished with declining years, and diseaso and palp have more power over the enfeebled body, It s therefore the more essential that that Madison and Peoria-sts. roport of thin Compony, made ta officers, to the State Auditor, as required by the itutes of the State of 1llinoie, £hows that it had ‘“total net ar ledeer sercts leay denseciation,” the aum of $41M,2580.50. and, omitting ita 4 per cent reserve, that it total aciuak 1inbility on account of death lonscs was £51, 022, D), Thiia statement diors from the facts naw fonnd by the Receiver 8o widely, and the amount which can be pald to the creditors of the com{mny 19 r0 great- 1y at vanance with what the creditors would natu- rally exnect, that Lie hiaa felt it hin duty in this re. rt to place npon the records of this hanorable “ourt thie nctual history aud conditlion of the Com- pany. and the real amonnt af its labliitics, and alno the amount of its asets in referenco to tho ::llnl sumof money which can bo zealized from em, 7The nssessed claims unpald, belng losses for which the asressments have been mado and tho money collected, but nhot palil over to the claimants, smount to $186,523; losses for which asaesments were scot out. in August and partly collected, $40,813; clima with completed proots, $72.600; clatms with Incomplete proofs, s‘.’umi (reat Bargains! ‘We have just received a fresh purchase of Colored Dress Goods from the French, British, claime lield for livuatigation, f{%f&fléfiuflm enlaiant powor shonld Le augmented, | Hfostottor's and American markets, and claime, §25, 3 tlaims in suit, } com- lomac itters, A benign tonlc cordinl, Is admirn. § mercial I;uun losses, nssessed andnot ln'eued, hly edapted for the purpose, urm;lnnlamcu, tho will offer them at from 86 to tnfirmitfes pecullar to ace, and succors worn out 1t vivifles the fecbla frame, adda new ofl, ) §21,000; total, 8537,41% The followlng table gives the RECEIITS AND EXPENDITURES from the commencement to the close of the Company's busincss: RECEIPTS, B0 per cent less than goods bought in the early part of the season. A atings o B0 Bovernl Cnses of Assortod Goods in all atyles and qualities, would bs cheap at 3o, for 200. nature, an it were, to the flickering lamp of life, diffa fraeh warmth through the chiiled veins, and gl comfort ne well as reller, thus lightening tho b den of aze and tetardinz in a meastira tho progross of decay, Ladiesin delicate health, ze weil o9 aged peraons, derive great benedit frow this whole. rome atimulative tonic. whicn fs absolutely pure, anobjectionable in fiavor; aud is recommended by physicians of repate, Gross preminms.... Less prominm note: Collections .ueeee Talance sub-azne: e ——ee 2 Cnsos of somothimg *roohorche,” and {\‘m“' da From Dr. Willlam C. Bennott, ‘s prominent ‘every one wants them, 35¢. nw{c-t dentist, 834 Wrst Twerern Storer, N, V.— | A large tot Fanoy Btripes and Matelasse, e Gilew® Liniment Tolide of Ammonl n & necensiiy, Wall worth 3750, for 86e. atlenst fu my practice, cnables' mo 1o Buapense oo 5 ¢t Vi en French Bourattes, in all colors, Premiums, commerclai ioazna cavlties intecth that uzo somaitivo and wheratho | 3 Cracs, Xroneh, BEaeptith 8 Souion tor | commorelal el purva la esposed, the action of the fodine helie incrensed by Dr. Giles' happy cumbination wit Ammonia, "Tho Liniment is safe, reilable, and clean, and In tooth ond face ache among children shoultl be In the hands of every parent. W ililam C. Beonets; for sulo by ail drugglets. 0o, now 26¢. 3 Cascs Matelnase Buiting in all the new shades, J0c. A few piecos of last sesson’s ALL-WOOL PLAIDS, marked down from 8ilic to 30a. Excliange. B Advance sesessmonta on death clalms (balance, doductions from claims paid) Weak Jungs and sensitive throats are sevorely | 3 Oases loftbf thoss Hoavy All-Wool Mate- A?Jfi:‘&'..'"““ o tried by andden chunfic- of temperature,and thor lasao Buitingzs, 450, Profit and To liem should prudontly treat the very 1t put on our counters sn ALL-WOOL Wi lhaku Qloth, whica canuot be importod Tor leas thau 750, at 63%c. 6-4 Gray All-Wool Matelasse Buitings, wo toma of o cold, Dr, Jayne's Expectors. well adapted to their needs, as & certain remedy for couzlin, besides being erpocially usefnl Tecelpts to pay loases—Negn- Tar plan, for {13 bicaling and ateengthoning eficct on the pul. Comuigtcial Honsry and broehlal ogans, - - pl ‘kuow aro ohoap, at BOKG. Restorations. 6.4 Fronch Matolaase, in all colors, at the low figure of $1.17. Havil urchased the romaining manufao. O Tves o the colobratod » A morlean Milln " h 0.4 Fanoy Dourettss, wo will offer them at BJo. A large sssortment of Novelties arriving daily. § Notwithstanding what may be offered elsewhere, it is be- lieved that the abové, and oth- BUSINESS NOTICES. Keep's Custom Bhirts to measare. Very best, elx for $0, No ahiization to take uny ehirts ordored unless porfoctly satlsfactory. Samples and cireulars mailod free, KEEI'S UMBRELLAS. Dest Gingham. Patent Prolccted itibs, 81 each, et Silk, Paragon Frames, 83 cuch, 173 East Madixon strect. i bl it Chasles Heldsleck's Chiampngnes=The pop: al, " $2,5600,610 Disbursementaon losses—TRog- ulor plan, 5%462,810; come merclal Jeague. §37,112; na- vunced on losses not oge sesscd, $2,790: total, 82, he fojlow- 53,0503 total, £270, ular Sillory aud tho super-excellont ** Dry Mo ity =T sobiahiy Sppreclaied f1 Engtand, Qeeivany, whd | o bargaing we are now offer- Joenortecelins ure Tiuesta, nrg being conatantiy received by 3ie. Bmail i ing, will still prove to the pub- lic that “It Pays to Trade on the West Side.” We alao offor an_elegant lino of Cofored Cnshmoraes in all shades, from 50c. A *Bpooial ? in 38.inch Cashmeros, 83430, Behullze, 35 Bea: troct. Now York. iRt o Plnciney, Jackson & Ca.'s Fino Splces. VEGETIL, “VEGETINE. REV. J. P, LUDLOW WRITES:» Expenses .. Cowmissions . ‘Cominisaions on Statlonery firoh:cllnu Advocate o) usé, as well an from personal knowledre of thoso e oo cures tharoby have reomed aimost mi Commissfons, Comm'rei Lenguo 30,172 T oy huto scomed olunst mitach: i Copmlsslons, Domis:rotLeiglie xe tho Vegetine for bo complalats Which 1 18 claimed 1 t Commissions o 1,500 1o cure. AMES P, LUDLOW, ’ A farumissions o .0 Lato Paator Calvary Baptiet Chirch, exaburfetind st onlios sint sl Legal oxponse: Jeal | T e S $701,023 Fe=rite NEW PUBLICATION?. ; . Total... $100,000 VEGE I lNE “Tl t M t LR R » Fénm %IMI i that the reccipts ex- L . la ys el 10“3 fl.ce ceeded the expenditures $104,000, which sum is SHE RESTS WELL. e b R alleged to.bo invested us follows: 'Total amount of stock nots Less amount of capital stos lieal estate. Honds and stocks. Sour Porann, Me., Oct. 11, 1870, Mr, 0, 1, Btevens: Dear8ir: I have heen sick two years with tho liver complaint, and during that time have taken a 5m( many difforant medicines, but none of them id mo ony good, 1was restless nighits, snd had no appetife. Blnce taking the Vegotine I rest well, and relish my fooit. Prehistoric Racas of the United States, DY J. W. FOSTER, LL.D. tion. Crown A 3 Fourth Edition. Clnm ‘v::_s.m.mmu-w Price, Less porsonal accounts, credit.. 1 407— 51,43 Can secommend the Vogetine | 4 1y would be dimculs to Sad & book of maore Bt aecausar \nterast due. on stack n‘ 7 | for what it naadons forme: absorbing Interest than this, It hasnot s dull or ob- I 18.680 e BenT nickER. acurc paze, hut 80 prescats facts and cogent reason- 480 1nge a8 to lead the reader along stop by step unt!i the entire mystery of the Mound-Bullders. the first hu- man inhabltanta of this cantineat, fedissolved. . , . ‘The contedts of innumerable mounds in all parts of thie country are spread befora tho reader antil ho learns all that has been sacertained of the strange ‘martsls who once disputed posscsaton uf the soll with tho mammoth and th cave-baar. ~8yracuse Jour- oal, N. ¥, Robert’s Rules of Order Pocket-alze, Price, post-pald, 73 centa. The Best Parliamentary Manual in the Inglish Language, wit i Just auch a gulde as is needed by all prosiding oficers. .+ . « ‘The table of rules reisting to motions. £nd the crom references, which enablo any one to find Almost instaotly auytbicg in the bogk, sive Ill( I{Ml {nestimsnie value. "=—Clristban Advo- cate, N. Y, 14 Dy 8!l Booksellors, or sent b; ol W'?gfl y'{x{.lyumunnrzn nt by mall on recelipt of ‘Witness of the abovo, 3Mn, QEORGE M. VAUGITAN. - Medford, Mass, UEEEROIE, Dostox luxs, 14 TYLEL-T., Bostox, April, 1870, H, R. Btevens: Deor Bir; We feel that the children in our home have been grestly benefited by the Vegetine you have eo kindly given ne from time totime, espoclal- 1y those troubled with the Scroluls. With rewpect,: iia N, WORMELL, Matron. VEGETINE. REV. O.T, WALKER SAYS: PROVIDENCE, i, 1., 104 TRaNOIT-8Y. H. R. Stevens, Esn. : I foe! bound to expreas with my sicnatnre the Ligh Total secvrasrrsnse oon vares0.$100,000 As a matter of fact, this represeats the amount which has been taken from tha policy- nolders by somebody. It has been alleged in varfous sults brought in the Criminal Court that large sums wers taken by ths oficers for assessnicnts on bogus death losses, and also that large suins were securcd by compromising death losses und yet assessing for tho, full amount, the Company or the ofticers pockiting the dUfference, Lo appears, also, from the Re. celver's report that somcthing must have been made for the oftlcers out of arrungements auch a3 *hose had with the Franklin Trust Company, Now for the prospoct o A DIVIDEND, that is set forth with greut cloarness in the foh lowing llitle table, which shows the casn valua- tion of the assuts wud llabllitivs, and fodicates that if the policy-holders get more than 12 per cent {o the form of a dividend they aro lucky: 305,000 valuo L place Bpon Foat naksting, My fauils Mhe o I or the fast {wo years. cbi 3,038 | 1018 avaluable, and | recommend {f 10 A1 WHG | samnmsnnamanne D BOALy s% 3,000 may nced an Invigorating, ren l»(‘;_w tome. y Bl Pormerly Pastor of Bowdoin-Square Church, B O Y E R S 7 . Boaton, -Persons| sccounts 0,038 e Trast Associations ifl.m V E E E CARMBLITE 5 by 4 GETIN TR o . |MELISSE CORDIAL. 2,320 NOTHING EQUAL TO 1T, (Eau de Mellsso des Carmes,) $74,008 BouvH BaLEx, Mass,, Nov. 14, 1876, mies) Mr. I, R, Btevens: Dear 8ir: [ have been troubled with Scrofula, Canker, and Liver Couplaint for threo ycars. Nothing ever did me any good uatil § commenced using the Vegetine. I an now getting along Grit- rate, and atill usiagthe Vegetine, ] connider thero is nothing equal to it for snch complaints. Can heartly sécommend it to overybody, trul Youn vuz1e w, PACKARD, Mis. No. 16 Lagraage-at., South Sslem, Mass, VEGETINE. RECOMMEND IT HEARTILY, Soury Boatox. 1 have taken several bottles of your .| Vegetine, snd am convinced it s a valuable romedy for Dyavepais, Kidoey Complaint, aud General De- bili*y of the System. I can heartily recommend it w0 56 auBerers (n‘lym the lbun‘;a:flaph nts. ‘ours respectful Wil SUNLOE PaRKER. A SURE CURE FOR DYSPEPSIA, DISORDERS OF THE BTOMAOH AND ALL NERVOUS APFEOTIONS, GRTTHEGENUINE. 80LD BY ALL DRUGGISTS. Geaorsl Depot st NOYER'S, 50 Park-place, New York. VAN SCHAACK, STEVENSON & CO.. Wholesaio Dealers. Chicago. TOILET GOODS. IOSTR svcobulyRuiuttuti bUs EVE T e BDW. PINATUD OELEBRATED FRENCH Perfimery and Seap Specidly. Easen Breon Opoponax, aad Pl R ce Yt Kora M aduliiae, bune: rior Boaps, Plusud Cosmetica, Tolletto Powder, Baado- lise, 0 utritive for the balr. HENRY DREYFUS, ) Bole Wholesals Awent. 13 Maldea Lao ___MEDICAL INST Ea 0.8 VITALIST MEDICAL INNTITUTE, Donth clama. oL areonal ace DA payabies sy oapated) +$337, 412 13,407 230 Tecs. 450 Boating sccunte aay $371.170 ‘The Recelver also made the followtng report of his receipte snd expenses from the time of takivg possession up to Nov, 27: Cash collected........ City Savings Bank account. German National lank. Collection foca. pacd asscesmen Advance gasessuients P se {tems not entered oa the sold, less adves VEGETINE . Prepared by H, R. STEVENS, Boston, Mass. Vegetine Is Sold by All Druggists Quoly three clerks are, 3o amult ofiice bas been obtained at 178 BarTicesT., Brookery, N Y., A largo assortment of 48-inoh Onshmeres § T, Btarons, e Kov. 14, 15H4. } flx’firunalvn' from Auction, $1.13, [ ear bir: From poraonal beneft recolved by ity | 183 Plecos of ' Eashmere de Farls,” 4o, 8. 0. GRIGGS & 00, Chioago, T HEEAWLY, Chas. Gossage . & Co. Offer in their extensive Shawl Dep’t The largest and most select assort- ment of “Foreign Novelties” to be found in the West, at very liberal reduotions from early Fall Prices, French Oashmers, Cashmere Stripes, and Stella Cashmeres, Broohe Long and Square, Camel's Hzir Wraps, Hymalayan, Reversible Velvet, Velour, English Beaver, French and Scotoh Goods in all best grades, Auntumn Novelties in “EveningWraps,” Opera and Shetland Shawls, “Camel's Hair” And Dacca Shawls, fresh patterns from latest importations, at prices largely conceded. ‘We have just opened our Special TImportations of Shetland Shawls, in- cluding all the late European Novel- ties, Al the Dep’ts of our im- mense stock contain Choice and Late Noveltieswhich can- not be duplicated, and arenot to be found clsewhere! Chas. G(E@c & Co., State and Washinglon-sts, STORE! 16TH ANNUAL OPENING! for which we will offer to the public the finest line of HOLIDAY GhODN ever before offered, and guar- antee the prices 25 per ot, less then the same qualityof goods can be bought elsewhere, AVOID THE RUSH, and come early, 106 Fast Madison-st. “WINES, REDELICATE g gy aetY - iy ROLE AGENTS FOR THE UNITEDSTATES Al Arvnta for MARTELL & CO. COGNAC and ESCHENAUER & CO. BORDEAUX. . RUSSEN, RUPTURE. Extract from Report of Board of Medical Officers Convened to Examine Bample of Trusses in Accordance with an Aot of Qongrezs Approved May 28, "12, WL R g Sl S Bitaliduit by lemmnl biak Tt il are therclore recommended by the Board * iAui‘l'L (Y Rt 4 . J; WOODWAKD, Asalstant i KORGE A. OT18, Asststant ke svore recommendation of iha Boar of Medical Tusmes e W L N i O ean General U. 8. A- ‘Trusses, Bupporters, Sboulder-Braces, Elasulc Btock- inga, Crutches, fostruincats for Defurtultics sic., oic. BARTLETT, BUTMAN & PARKER, 60 Btate-st, Chicago. BIOLIDAY FIRST IN THE FELDT Goons, HADLEY BROS. & (0. TAKE NOTICE! Our HOLIDAY STOCK will be ready for inspection on and ufter Decoember 5, and we cordially in- vite all interested in CHRISTMAS GIFTS to visit us, Wo have not only an unusually large, but also an unususlly varied and- par- ticularly finc assortment of HAND- SOME Goods. Wo finer line has over beon exhibited in tho West. PRICES LOWER THAN EVER. The followiug ts 8 BELECTED LIST from our line of Handsomely Bound and Fully [ilustrated MOLIDAY BOOKN. Newrort and Its Cottaies. The Rhine. Cloth. The Rhine, Turkey Ttaly. Full Moroceo. Talf Morocea. Floral Beiles.. (ireat Lainters of Flowers of the Upper Alps Sonth Amerien. 2 vols, Mare Tistory of Art. Lubke, - 2 vols. Rime of the Anclent Mariner, Tore... French and Spanish Painters, Ievant Morocco vasse serssevnve 1000 Tonglellow's Pee Works, Morocco. 16,00 Tongfellow's Peetienl Worke, 8vo..... 10.00 Pottery and Porcelain, W, C. Prim 7.00 Art Decoration Applied to Furnitare... —— Yenice. Portfolle. Parts].and L. Each. 10.00 History of Ceramic Art. Jacquemart.. 10.50 The Tonse Beantiful. C. Cook . 700 Pattery and Porceluin, Ellot... 5.00 Thorsand Miles Up the Nil 10.00 Albam du Leuste 10.00 Myths of the Rhin sons G0 Conrt Beantics of Charles . vees 10,00 The Fard Gallery.. 10,00 The Millais Gallery 10.00 Dresden Gallery.. 10.00 Titian Gallery... 10.00 Engravings from Landseer.... 10.00 Torshi's Engravings.. 10.00 Raphael.....oeee. . 10,00 Gallery ot Great Compesars...... 10.00 TFrench and Spanish Painters...... 10.00 Toetical Guotations, Allibone, Illust'd. 10.00 Gray Collectlon.ceseseeae vonsaamansne 10.00 TPoets and Poetry of England, Morocco.. 10.00 Tour Through the Pyrences.. 10,00 Chinn, 2 vVOlS.cosiecnnes 10,00 Lihrary of Poetry and Song, Moreeco. 10.00 Tlolland's Library of Favorite Song. AOP0CC0. s 2naece soss snsesens oans D00 Skeleton In Armor. Tree Calf and NOroeCo.eanee ouee . 10.00 Talf Motirs with the Poete. Mo 10.00 Makers of Flrence.. 8.00 Life of Christ, Gelki 8.90 Rime of the Ancient Mariner 7.50 Fairy Tales, Auderson. 7.50 Goethe's Faurt, Outline Illnstrations 7.50 Streots and Homesteads of Evgland.... 7.50 Etchings and Etchers. Hamerton..... 7.60 Torest Sceies —ene . 640 The Aretle World.... . 650 Library of Favorite Song, - Hlalf Calf.. 7.50 alf Honrs with the Poets. Cloth..... 6.50 Carleature and Other Comic Art. Parton 5.00 The Searlet Tetter... eeees 800 Christmas Tide.... . 5.00 Gems of the Centennial ... B.00 Mistress of the Manse . 500 Mabel Martin.. . 600 langing of the Cran . 500 Skeleton in Armor. wee 5,00 On the Nile, Hoppin .ee 500 Gallery of Great Compoeers . 5.00 Toets of the Nineteenth Century....... 6.00 Toets and Poetry of Eniland.. ... . B.00 Poets and Poetry of America . 5.00 Art Studies from Nature..... 5.00 Tuetical Works of Longfellow. 5.00 Toetical Works of Tenuyson . 500 Poetical Works ef Tlolmes... . 6.00 Poetical Works of Whittier. 5.00 Story of Rutheeveacesas oo 5,00 Library of Poetry and Bong. 5.00 (California Pictures..c.c..e 5.00 Qathering of the Lilles..... 5.00 Art Education Applied to Industry. 4.00 Wild Animals, Wolfe. 4.00 Poems of Bryant.... Toetical Works of Alice and Phe! Tlousehold Dook of Poetry.. Contemporary Art in Europe. Red Line Poets, Morocco The Courtin’. TLowell... Catskill Fairfes..... srees Fairy Tales Told Again 2,25 Book of Gold, and other Poems.. ... 2.50 Ballads of Bravery. 2,50 Abide with Me.... 2,00 Why Should the Spirit. &e. . 200 Nearer to Thee.. eese 200 1.50 1.50 1.50 150 We have also a few copies of the following Magnificent ' Illustrated Works: NEYERVONBREMEN GALLERY 18 Boyal Photographs from his most pop. “ular Patntings, with Portrait, Biography, snd Descrniptive Text. Large Folwo. Ototh, Ghlt. Pric0.cocaseseronnsnon SIAKSPEARE SCENES, Rich Gilt. (Indi oof Editon.) Prico.. seeessnares $40.Q0 HADLEY B ssseresss: $86.00 LAY OF THE BELL. Translated from Schiller by W. H, Furniss . D. 13 Folio Photographs, Royal 4to. Full Turkey Morocco. Rich GHit. Price.. ..$15.00 KLEINE BLUTIIEN. Magnificent Chromo Lithographs Aquarelles, by Koenig. 1n Porttolfo, Price.. - eserenrrcniessensen. $18,00 after ‘Wo offer for inspection this year, a quantity of Handsome Inkstands. Of all patterns, styles, and material. Suporb ONYX AND MARBLE Ink- stands, Also RUSSIAN LEATHER AND VIENNA GILT, BRONZE AND CUT GLASS. NO SUCH AS- BORTMENT HAS EVER BEEN OFFERED IN coIcAGo. = . ‘Weo have also an entirely new line of Faney Stationers’ Ware, PAPER WEIGHTS—Unique Designs. MATCH STANDS—Ornaments for the Ta- hle. CARD BOXES—Wood and Teather, PLAYING CARDS—New Patterns. | TOURISTS’ DESKS—Handsome, Porta. ble, and Usefal, PORTFOLIOS—Morocco, Russian Leath er, Canvas, LAP TABLETS—With Drcka Porifolio attached. PAPER CUTTERS—Tortolse Shell, Ivory, Bone, and Wood. PEN-HOLDERS—Ivory, &c. ‘Weo oannot bogin to enumorata our Stock, CALL AND SEE US. Tinp Sttionery Depaptmnt ‘We offor many Novelties ln_Pnpntn- rios, some being of exquisite design and finish, Weo may mention the Imported Boxos: PRISMANS CASETTAS, IVORET, - JAPANESE LACQUER, As being espacinlly noficenble. Wo havoe also over FIFTY other diffor- ent styles of Holiday Papetories: BILLETS DE CORRESPONDANCE—AL Stylesmate. PEN-WIPERS—Some Original Patterns, PERFUMED SACHETS—Palated by hand, All the now styles of Writing Pa- pors: CRYSTALLINE, MOSS GREEN, SEA FOAM, FOG-. :Bo'xel made up to order. Visiting Cards. ‘Engraved, Written, or Printed. New-Year's Cards. Forty New Designs for 1878, Wedding Invitations. ‘We employ thebest workmen in the ey, . —— Plate Cards. For Largoor 8mall Dinner Parties, in great variety. ‘Woe cordislly invite all intereated in seeing 8 Handsome Assortment of Holiday Goods, To give us & oall after Dec. 5 and verify all that we have said. ROS. & €O 63 & 65 Washington-st.