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Sealer reer _ é t Evening World She edahiiin Biorld. ESTABLISHDD BY JOSEPH PULITZER. Podlishea Dally Except Supday by the Press Publishing Company, Nos, 63 to Kk Row, New York HAW. Wreagurer 63 Park Row, LPH PUL J. ANGUS SHAW, Treasurer. 63 Park Row, JOSHPH PULITZER,’ Jr., Secretary, 6 Park Row, Entered at the Post-Office New York a tion Rates to The Bve' ‘ World for the United States ° und Canada, ‘One Year... VOLUME 57... 0. cemecseecessmmecieeesneeeseces NO, 20,230 ALL’S WELL. UDGE GARY’S reassuring report about the nation suffers no whit from its admission that “we are, to a certain extent, up in the air.” We shall come down again eafely without any serious detriment to dividends. “Ours is the richest of all nations,” the Judge reminds us, and we like to hear him say it. : “We have the most gold. We have the largest amount In cash. We have become a creditor nation. The annual pro- @wotive capacity of the United States exceeds in value that of @@ ether countries. We are practically self-contained for the pUTpose of supplying our necesaitios.” ‘And there you are. When the war ends and other nations re- @ame business we shal) have to take care, of course, to be more self- contained than ever. This can best be accomplished by building a tariff wall—not too high, the Judge advises, but thick and strong— around the country. Safe within that well we may go on prospering by the simple method of figuring two hundred dollars profit on every hundred dollars’ worth of anything we produce or manufacture, If we tick to Daily Magazine azine Pt Se ‘The Big this policy we shall continue to enrich one another year after year and decade after decade, until everybody 1s @0 well to do that envy of tho very rich will cease and the country will become so satisfied and eelf- contained and self-sufficient that its felicity will be only comparable to that of the boy who at last discovered how to lift himself by his own boot straps. —_—__——. 7. The Lawson plumbing outfit etill consists chiofly of « ‘% —- Dlowpipe. i BAD MANNERS BEHIND HOTEL DESKS. HE present crowded season in New York has brought more complaints than usual of incivility and insolence on the part of hotel clerks, particularly toward women travelling alone whose means compel them to take low-priced rooms and practice @conomy in their restaurant orders, The most successful of the retail merchants who have prospered im this city have always made it the first rule of their establishments that the customer who buys a spool of thread must be treated with as much courtesy as the one who buys a ten thousand dollar trousseau. We do not see why the same policy should not prevail in all hotels that pretend to call themselves first class. In a city like New York the supercilious hotel clerk ought to be By this time only a rare survival. We should have supposed that no ‘hotel manager hereabout could afford to let a clerk show his feelings toward a woman guest who pays the minimum rate by throwing her room key at her, turning his back to her inquiries or otherwise em- phasizing his indifference. We should have supposed that a hotel manager would not only not permit this sort of thing, but that he would use the utmost vigilance to make certain that it never happened. It does happen, and unfortunately those who suffer most from it fe usually too timid to report it. —- + -—___. i $22,000,000 in gold, $172,000,000 in securities and another $7,000,000 in cash were being toted around in downtown Man- hattan last Sunday. Previous announcement of the proceed- ings was considerately withheld lest it should mar anybody's enjoyment of the day. ——-4-_____ POVERTY DEFIES PROSPERITY. OOD TIMES and increased demand for labor have done little G toward reducing poverty in this city. The report of the Charity Organization Society for the year ending Sept. 30 shows that during that period the number of families receiving aid was only 200 less than the number helped in 1912 or 1913, before the problem of the unemployed became pressing. “That there should be eo much distress in @ time of gen- eral prosperity,” the report maintains, “is only another con- firmation of the society's long established position that pov- erty {8 not merely @ problem of employment or unemployment, not one entirely of economics and industrial conditions, but that it 1s also a complex social problem whose roots lie deep in environment, heredity, character and health.” In other words, poverty is not infrequently a habit. Where it has become at habit, direct relief seldom if ever effects a cure, No surroundings are more favorable to the development of the poverty abit than the crowded sections of a big city where men and women are never completely left to their own resources, where aid is always just around the corner. That poverty in New York shows no marked {increase is reason enough for satisfaction, + Peace seems to be having trouble with the magneto. By J. H. Cassel Small Loan Banks Help to Make the Needy By James C. Young. Once in a0 often the averaga man finds it necessary to borrow money. Then he must pay it back—twhich means a struggle with the famiiy budget. What are the thinga that lead him into debt? Where shalt he find the key to the door of thrift? LARK WILLIAMS, President of the Industrial Finance Corpora- tion, probably knows more about that subject than almost any other one man in New York. He is head of the organiza- tion which Intro- duced Morris plan banks throughout the country. Ac- cording to Mr. Williams, the principal causes of embarrassment ‘m the typical New York home aro: Necessity of paying previous loans, often to usurera, redemption of pawns, and miscellaneous debts, Ilness and births. Deaths, Weddings. Education. Business expansion, Mortgage interest, rent. The fifty-ine Morris plan banks, taxes and are endeavoring to help the avera man become solvent. ‘The system wi der which they operate was finst tri five years ago, and the New York in- stitution is just two years old, ‘Thoso ‘two years have shown that ft ts the $25-a-week man w! financial trouble, — is most often tn at i# the average Hits From Sharp Wits Men how! a lot over women's freak | How long will it take those chaps fashions, but the wrist watch and the | who play the races to learn that by Aight trousers are not things of beauty | the change of @ single letter one can or joys forever.—Milwaukee News. convert “dope” into “dupe?”—Phila- ae Sas deiphia Inquirer, ve The voice of conscience may be @mall, but it is mighty in its persist- Much waiting 4s the reward of the ence.—Albany Journal. Pau at J virtue of promptness.—Albany Jour nal, Money talks, but in these days when . @ dollar goes into a grocery it whis- pers.—Toledo Blade. .oe ee A Londoner has invented a “bullet- | proof soldier’s jacket.” Why does al bullet-proof soldier neea « Jacket ?— Cleveland Plain Dealer, . . About the only cheap thing we know to eat is less.—Columbia (8. C.) State, ee 0 Bt ts suggested that about the only commodity that is not above the reach of every one is the proverbial peck of Knoxville Journal, soe Confidence once broken cam never Tos restored, After @ man is m to be untruthful h@’ceases to He who quarrels with himself gen- erally has his cause just.—Deseret news. oe The artificial prices are a stern reality,—Deseret Nows. oe The best assurance that a thing is right is that it displeases bo! ad- ‘nal, ERNARD LE BOVIER DB FON. TENELLE ts the name of a French writer and philosopher whose once great fame has almost died out, although his masterple “Conversations on the Plurality of Worlds,” 18 worthy of a better fate. It was 160 years ago: to-day that Fontenello died, just thirty days short of the century’ mark, His lon was attributed to the calmnes Nife, and it was asserted that he had never truly laughed or really eried tn the whole course of his career, He was a charitable man, and once com- plimented himself upon having a g« heart, to which a wit who was pr ent replied, “Yes, my dear Fontenelle, of as good a heart as ca brains.” It was Fontenelle who first n be made P sented nedly and sought to give ecientif! basis to the ry that other worlds than ours a habited by creatures similar to those which be dangerous.—Albany Jo’ versaries,—Nashvilie Banner, inhabit the earth, ecattered from one coast to the other, | *| for wage of all the thousands who have had dealings with the local bank. “It 1s necessary to understand the functions of the Morris plan in order to measure its value as a constructive said Mr, Williams. ‘“Sup- pose that a salaried employee faces |immediate need for $100. He applies for a loan at several commercial banks and 4s told that they are not engaged in the small loan business. Ordinarily the man so situated will approach @ friend and enter into an unbusiness-like arrangement, or he will apply to @ loan shark, with the inevitable result. “But if he makes his needs known to a Morris plan bank he 1a made welcome and finds that his character is an asset, because the Morris plan 49 predicated upon the principle that character 4s the busts of credit, “The applicant asks for the loan ot $100, “Repayment of the loan is made at the rate of $2 a week, which goes to the purchase of @ certificate pf $100. Clear of debt he leaves the institu- tion a self-respecting citizen. It has become his bank. “By the instrumentality ef the weekly payments our borrowm has unconsciously learned how easily he may lay aside $2 a week, and is read- fly induced to continue the custom, “We believe in the self develop- ment of those of small means, and the offering of opportunity which will enable men to help themselves on a basis which insures the maintenance of self respect. “This certainly forms the basis for partnership betwen labor end capi- tal. Why tt has not been done be- fore I do not know. It is simply in- dustrial banking. The Bank of France fm 1918 discounted more than 30,000,- 000 loans of more than $4,000,000,000 COT Ne Pork Brentne Werth) 66 ILL you go down to thom W new buildings and ax Raf- ferty, the contractor, to come up here?” asked Gus of Dinks- ton, in a wheediing tone, Dinkston looked down ab his fect, which were shod with spats and rub- bers, but, to Mr. Jarr's bellef, no | shoes, and replied, ,“Trinkgeld and | largess for transportation.” “How much do you vant?” asked | Gus, who understood the word “Trinkgeld,” at least. “On my own affairs I can be @ pe- destrian, no matter how compre- hensive the itinerary," replied Dinka- ton, “but in the capacity of plenipo- tenttary”’—— “Who sald anything about the pen- {tentiary?” asked Gus. “And as the only individual who has succeeded In taming and training the famous Halticorid Mextcanus, or | jumping bean, I refuse to walk. Did I Jump It would simply be occasion the cachinnations of the ca-| naille,” continued the poet. not heed- ing Gus's question. “What does tho feller mean, what does he mean?” groaned Gus “I think he means he wants car fare," said Mr, Jarr “I will not herd with the vulgar tn the crowded conveyances of intra- | mural trafic,” sald Mr, Dinkston | loftily, | “He wants to go in a taxicab," ex- plained Mr, Jarr, “Ilere is fifty cents, then,” said Gus with a sigh. “Sixty cents there and sixty back,’ | out of the settings into their nest In Gus bended over the money, greatly to Mr. Jarr’s surprise, and Dinkston departed. “What's the great jumping bean secret between you and Rafferty and Dinkston?” asked Mr. Jarr. “Dinkston ain't in the secret,” @x- plained Gus, “It's only me and Raf- ferty. ‘Dinkston come back from Mexico with them trained fleas in armor, them chumping beans, and me and Rafferty bought them because Rafferty has a great idear for next Christmas, because he ts sore at hi vife making him buy her diamonds, but it was me that give bim the idear.” “What t» the idea? Mr, Jarr in- quired. “Well, don’t tell Rafferty I told you. But next Christmas he 1s going to net diamonds in the backs of the chumping beans and put them in rings and lockets and give them to his vife. Then at night he will whistle and the chumping beans will champ this box and hia vife will think burglars took ‘em, the diamonds, see?” Mr. Jarr could imagine how Gus might be invelgled into any scheme no matter how sublime or ridiculous, or both—but how Rafferty, the hard- headed and astute builder, could give attention to such a preposterous \thing was beyond him. He sald nothing, however, but whiled away | the time watching the almless antics of the Jumping beans tn the box un- | til the sound of @ taxloab drawing up in front of the place presaged the ar- rival of Dinkston and Rafferty: said Dinkston, “I must present gratuity to the driver,” ou must have money to burn in ! Prosperous $25-a-Week Man Most Persistent Borrower, Says Clark Williams, Leader in Plan to Aid Victims of Debt. total. Of these loans more than half were for eums less than $20. ‘Dhe fact is the growth of American industry has proceeded faster than the adjustment of relations betwoon the worker and employer. Our eco- nomic structure has risen #o rapidly thet the opportunity has been over- looked to provide banking facilities to the millions of the masses. We aro Just learning @ lesson of economic prosperity taught by the countries of Continental Europe. . “Are we becoming more thrifty? Yes. We are learning every day. Once inculcate the appetite for sav- ing into a man and you have sterted ‘him upon the road to independence, new enthusiasm and better citizen- ship. He begins to feel his own im- portance in the @cheme of things and to believe that he has a ahare in running the world as well aa in bear- ing ite burdens,” eend for me with a taxicab” “Rafferty 1 more used to wheel- barrows,” remarked Mr, Michael An- gelo Dinkston, with a peouliar gleam in his eyes, “and yet he could not tell you what « wheelbarrow is. What is a wheelbarrow, Rafferty?” “Sure any fool knows that," was the bullder’s reply. “A wheelbarrow ia a little, one-wheeled cart that's pushed with two handles,” “A wheelbarrow,” said Mr. Dinks- ton glibly, “is @ machine that was in- vented to teach certain people to walk on their hind legs.” He dodged just in time, as the en- raged Rafferty—who begen his busi- f ness oareer pushing a wheelbasrow— aimed @ terrific blow at him. And when the dust of oconfiict cleared away Dinkston was gone and so was the box of jumping , the agile Halticorid Mexicanus, ayings of Mrs. Solomon. By Helen Rowland. Coprteht, 1917, by The Press Publishing Co, (The New York Evening World.) OW long, oh, ye Simple Ones, will ye continue to choose a husband for the shape of his nose and the nobility of his character? For, verily, verily, I say unto you, it is not his big sins (ut bf Uttle follies; it is not his morals but his MANNERS, which shall try thy soul in the close communion ef matrimony! Behold, I sald unto the Grass Widow: “Wheretor@ didst thou part from thine husband?” : And she answered me sadly, saying: 3 “Alas, he was a good and noble man! Yet, despite d ~ all my pleadings clock which went divorce him.” hast thou put aside thy (beloved ?” 1 ! | {should even now be dead. For I am Air Fiend! did he insist upon keeplvg an alarm off at DAWN! Despite all my cajole ings did he go to sleep after dinner! Therefore id 2 j # I said unto the second Grass Widow: “Wherefore And she answered me tearfully, saying: “Lo, he was the Iight of mine existence! Yet had I clung to him 4 “ a salamander, but he was a And night and day, winter and summer, snow or rain, were the windows of mine house flung open to the blasts of heaven,” And I questioned a third, saying: spouse?” e “Wherefore hast thou cast off thy And she answered me bitterly, saying: “Alas, he was a kind and gentle soul! unto himself a PIPE and would not be parted from it! But after the honeymoon he too’ Likewise he grew, himself a BEARD—and the light of my romance wert out!” ‘Then I admonished them one and “Go to, go to, my children! “Nay, verily! “But what {s an eocasional Crime all, saying: None of these things are CRIMES!” But they mocked me with their he-has, crying: ‘They are only infirmities! ‘ compared to a daily Nuisance? “Yea, what fs a storm on the mountaintop compared to a pebble fn thé shoo? “What 1s @ passing fire engine compared to @ phonograph in the nex& apartment? “Verily, verily, it {e easter to live with a polished burglar than with an upon ‘his chin. breakfast. dinner, Selah. “For lo, @ Criminal keepeth his crimes to himself! ¢cises his whims and caprices in the bosom of his family!” “And which of these would ye have?” honest man who tucketh his napkin in bis waistcoat and epilieth his soup “It ts pleasanter to Mve with a kindly and good-natured murderer than with a dyspeptic missionary that ecowleth at the cook and growleth at the “It 1s more comforting to live with a gentle forger than with a philane? 4 thropist that criticiseth thy hate and readeth the newspaper aloud after But @ Fanatic exer+ By Bide Copyright, 1917, by The Press Publishing Co, (The New York Evening World,) HE Live and Let Live Section of the ‘Women's Betterment League of Delhi ts to give an entertainment soon with the end in view of swelling its Anti-War Fund. The ladies plan to send each of the rulers of the warring nations a postal card daily, urging them to stop the contest, Realizing that money ts needed for such an undertaking, the fund was started by the subscription route, Only $2.19 was collected, how- ever, so Mra. Elisha Q. Pertle, upon the entertainment plan. The Section met at Hugus Hall night before last to determine what sort of entertainment it should be. Among those present was the noted poetess, Ellabelle Mae Doolittle, and, when she was called on to express an opinion, she suggested a minstrel show. twinkle in her eye. sure ‘Then we the show will be a good, girlie!” said Mrs. Skeeter O'Brien, seated in the front row, “but I favor a comical opera like in New York.” “I'm inclined to favor the opera, too," said Promptress Pertle. “It might be possible for us to get John L. Sullivan to come here and appear in one of his own works.” Miss Doolittle arose and held up one “I expected just such oppoal- tion as this,” she said, “and am pre- pared for it. I have written a little Ellabelle Mae Doolittle Promptress of the League, decided |™” Gilbert and Sullivan are grinding out | Tes! Dudley em about minstrel shows and wou! in read it you. What say you?” “Shoot!” said Mrs, O'Brien. “Yes,” said Prompt “leave us hear the poetry, Smilingly confident that she would win her audience over, the poet stepped to the edge of the roetrona and and read as follows: 4 funny shew came ence unte our little opeew 1 attended It that eight: we ef! oat quiet se @ Untti the “Curta! Be Curtain wee bisted wp, and thee wh For i1"as a mlustrel stow oo jigay and ow woapoy, ht sere child. Teney Ricketts, to oun @ % the preacher, She yelled, “Howdy, Kid!" Bhe's #0 wild. Old man leterball’ was at the mingirl sow, feeling very good, it, be laughed more than you or f So Tam in favor of having » minstrel dhow, mg we one email, And ther are iauy Ihe him tm our pretty tite tle city, 1 bay a yay en aeteedollar bet which 1 conalter When the poetess fintshed reading rs. O'Brien leaped to her feet, “She's right,” gaid Mrs, O'Brien, “E saw old Peterball at that show, and he Ad in the theortes of joy.” ‘oes, you mean,” sal om: Pertle. ad a ts “Throws what?” Miss ttle held up one hand “Let us Not argue,” she sald. “AH {a favor wot having a minstrel show aay, ‘aye. The motion was carried unanimous- ly and the poetess threw a kiss to tl assemblage and retired graceful! The ladies stood up and applauded, All were pleased. HD war has brought such pros- perity to Scandinavian coun- tries that the governments of Sweden, Norway and Denmark have increased their income sufficiently to pay off all their public indebtedness, The loss in value of foreign ex- change has enabled Scandinavians to discount their foreign obligations by 10 per cent. or more in the case of the Allied countries and by nearly 30 per cent, In the case of Germany. Den- mark has made miliions out of the war In trading with Germany, de- manding and receiving high prices ‘or all goods passing over the bor- der, but the Danes have the uneasy feeling that the Teutons are only j@waiting the slightest excuse to | “cross the border and take their groceries without paying for them,” as one Dane has expressed It, |“‘sweden has perhaps shared most War Pays Scandinavia’s Debts | yprorly in the fruits of the war traf. ic, and this fact, coupled with th general fear of Russia, has made many of the Swedes pro-German, | Profits of the war trade have mate | millionaires out of Swedes who, be« fore the war, were only well to do. With agriculture fostered by the high prices for all farm products, and fa- |Yored by an unusually good season, Sweden has had the greatest crops in her history, The Norwegians have derived their greatest profits from shipping and fisheries. The shipping companies of Denmark and Nofwas have been veritable gold mines, an it 9 a poor seaport town ther country that does not posse: new “millionaire colony.” The Germans pay almost any price for foodstutfe from Scandinavia, but they are peev- ish because of the great prices de+ manded, and all over Germany one may hear the Scandinavians de- nounced as robbers who take advane tage of their neighbor's necessities, —_———. LIFE buoy capable of ehelter- ing 40 persons has been on exhibition recently in the Wil- lamette River at Portland Ore. It 1s intended as @ substitute for a life- boat, and its inventor claims that it 1s unsinkable, noncollapsible, and will ride upright in the roughest sea, The device is made entirely of! steel and resembles @ huge top, says Popular Mechanics, Entrance is gained through a trapdoor which ts water-tight when closed. The buoy is intended to be kept on a@ vessel's deck and if in time of danger there 1s no opportunity to launch it, pas- sengers need only get inside and ¥ pos Gus," said Rafferty, “ta| weit for it to take the water as the | @ ¢ | 5a boat sinks. The upper portion is fitted with windows and serves 4¢ a con- Big Buoy Substitute for Lifeb oat ning tower, where Hghts or other distress signals can be displayed, A ‘storage battery supplies current for lights and for a ventilating fan that periodically expels air through a vent in the tower, ‘The vent can be regu- out, Circular tiers of seats are pro- vided for the occupants. There is | Also space for storing water and prow | Visions enough to last a week or ten |days, The anchor consists of three heavy pipes which telescope one | within the other and can be drawn | UP by @ winch, The lower end of the anchor 4s filled with cement for ballast. The buoy weighss 2,000. pounds, . oo eae: \ Jr lena, O14 Man Hetorball would undouttediy want to 7 lated by a person acting as a look. © isan 4 a