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a | Selected Specials from our ‘| Fur Sale’ | ‘ Women’s Hudson Seal Coats i, Were 8150.00 now $87.50 + i Were 250.00 now 135.00 and domestic Coa’ Chinchilla, ‘Maske sien ic eelestenn Seal and Astrachan at | f by Which She Recently a 210-lb. Woman 23 Selected -, Dyed Blue Fox Sets I, Were 885, now $45.00 Selected Cross Fox Sets Were $125, now $65.00 sr © Men's Department A Muskrat-lined Overcoats In Weight and Figure Wa In Twenty-Five Daily Lessons Miss Furlong Presents i to Her Readers the System of Diet and Exercise THE EVENING WORLD, TUESDAY, JANUARY 18, 1916. Reduced the Weight ob ibs. in Four Weeks. THE LEG-CIRCLING EXERCISE, ILLUSTRATED. | correspondents’ full names | ———<$— | tng the tower abiominal muscles and overcoming constipation i i sizes 42, 44, 46 and 48. Exceptional values. | 4 With Persian Collars...... were $75.00, now $40.00 LESSON NO. 8—The Leg Circling Exercise. iN With Otter Collars..... ++ Were $85.00, now $50.00 Back numbers of these lessons may be odtained by sending a fcent i +4 stamp to Mise Furlong for each lesson desired, Readers are invited to, | fs a Marmotelined Coats correspond with Miss Furlong, who will reply through the columns of The “| Sizes 40 to 48. . Were 865,00, now $30.00 || Reming World. She dons not print i] ie By Pauline Furlong. iB Imported Oxford Shells, with very finest Muskrat Most ot my puptis who have fol i linings, collars of various furs lowed the new course will be in con- dition to master the leg circling ex ercise, which I am illustrating to- day. Of all the Were $185 and $200 A collection of fif now $100.00 and $115.00 high-grade Overcoats with i i linings of Mink, Hudson Seal and Civet Cat ‘ tp Were $175.00 to $450.00 now $100.00 to $300.00 for the reduction iH of the thighs, leg } Ht Extra Quality Raccoon Motor Coats circling is the } f Were $165.00 to $200.00 now $95.00 to $115.00 gee tmpertent, i ul be attempted by CVillore LTEres, || avi on tie cater oovemens i Established 1723 shown this week. This exer- ' b. to NEW ADDRESS \tee oper tego end. thinks” and Fifth Avenue at Fifty-third Strect, New York also a valuable one for strengthen- Stern Brothers | Wad and 43rd Siroote, Wesk ob RR Avena: January Clearance of Children’s Underwear WEDNESDAY, ON THE SECOND FLOOR, , OFFERING LARGE CONCESSIONS FROM REGULAR PRICES. Children’s Muslin Gowns, sizes 2 to 14 years, Children’s Muslin Drawers, “« « ye Children’s Muslin Skirts, se La Mi sli Princess Slips, “ « “ “ Children’s Rompers, of seersucker, and chambray; sizes from 6 months to @ years, mut 45c at 50c, 70c and 89c at 23c, 39c and 50c at 50c, 68c and 87c at 73c, 89c and 1.00 Children’s Imported Dresses, hand-made and hand-embroidered; sizes 6 months to 2 years, at $1.45 Misses’ and Small Women’s Muslin Underwear Gowns, .- - at 69c, 85c, 98c | Combinations, at 80c, 1.00, 1.38 + 38c, 50c, 65c | Corset Covers, « 39¢ 55c 68c Skirts, at 68c, 85c, 98c and 1.35 In addition a Special Clearance Sale of Children’s Seasonable Hats at 50c each | Formerly sold up to $3.50 Women’s Stamped Underwear IN_THE MAIN FLOOR NEEDLEWORK SECTION OST A’ Y PRICED FOR TO-MORROW: Women's Corset Covers| Women’s Envelope Chemises| Women’s Night Gowns at 20c each at 45c and 65c at 45c, 65¢ and 95c Stamped Pinkolene Underwear Women’s Corset Covers . . at 50c | Women’s Envelo; Chemises at $1.00 Women’s Vests + + at 75c | Women’s Night Gowns. . at $1.00 The January Sale of Corsets and Brassieres CONTINUES TO OFFER THE FOLLOWING REMARKABLE VALUES: White Coutil Corsets . at $1.35 | Cambric Brassieres, 39c & 55c Medium lag yall rimmed with Trimmed with heavy lace and embroidery. Broche Corsets, . . at $1.85 Batiste Brassieres at 69c & 95c 4 . Trimmed with lace or embroidery and Pink or white; medium and low cut top. allover net with shields. Alpha Corsets of Fine White Coutil or Broche, handsomely \.. trimmed with lace and ribbon; medium low cut top, . . at $2.45 MAKES LITTLE DIFFERENCE WHAT YOU NEED—A WORLD “WANT” WILL GO GET IT, — ee TO-DAY'S EXERCISE. | Take your position on the floor or bed, legs and arms outstretched. Raise the right log slowly about two feet from the floor and proceed to form small circles with {t, keeping the toes pointed downward and the} knee rigid. Return to the original | starting position and relax all of the) muscles thoroughly. Do the same with the left leg. Now start the exerc + again with the right leg and make several circles just @ trifle larger, until you are able to form | very large ones, at leat six times with ench leg. Place thw hande be- | hind the head so that you will be| able to watch and control the move-| | rounds out the hips and loins. It {%| ments, A more advanced form of this exercise will be shown to-mor- | row. TO-DAY'S MENUS. | Luncheon—Apple sauce, soft votiad | cage, gluten bread and weak tea, if| desired. Dinner—Brotled lamb chops, baked egg plant, cauliflower, sliced | tomatoes and lettuce and sliced pine- | apple. I hope my readers who are follow- | Ing the course have not found it diffi- cut to dispense with the third meal, and those who prefer breakfast and | | cannot get along without it may use | the luncheon menu in the morning in- | stead of at noon. An apple in the middle of the day should be suffi. | clent food to last until dinner time, if the heavy breakfast is eaten, | HEALTH AND REDUCTION Alps. When corpulence is established and @ person weighs ono hundred pounds more than intended by nature it is usually a perplexing problem to bring about @ reduction of weight, especially if the person is past middie life. How- ever, after the muscles have become supple and accustomed to the exer- |elxes, the rest of the treatment is | merely a matter of determination and Wwill-power, Remember that it is | necessary to /reduce uniformly all j articles of foods, especially the for- | bidden ones, which are ugually the real cause of the excess fat, Next re- duce the accustomed amount of | liquids and always eat less than the appetite craves, This is most im- | portant, Hot baths are essential during the reduction and those who cannot take them may substitute for them the hot Turkish towel applications and sponge baths, A rub down after these with strong camphor epirits will pre. vent cold and aid in the reduction. Letters From Readers Who Are Following the Course. DEVELOP BUST—MADELINE asks; “Can you give me an external treatment to develop the bust? I understand that the internal ones bring about a development of the en- tire body and I do not wish to get any larger except in the chest, bust aud upi part of the body.” ky) ternal : ceveloners & cause you to in we! slowly; they also act on t! glands of tho Breast. Send me @ stamped self-addressed envelope for the externa! treatment. TO REDUCE—R. B, asks: “should e parang mother go on the diet, and will it keep the baby from ing properly nourished? Do you mean to take the Vichy and Kissingen waters both, or one or the other? Should one take the waters and salts also?” While nursing the baby you should not go on a diet. Do not take both the waters and salts. Take the salts. Directions are on the package. Take the Vichy one day, three times, @ halt hour after meals, and the Kissingen | the next day the same way. Do not take both on the same day. SAGGING JAWS-—-Mabel K. asks: \"Will the rubber mask hold ¢! Why Suffer From Migraine or Sick Headache? Dr.J, J. Oaldwell says sasty cintreesing disease o ty, bul cy ble. Bam ond: to undergo the gitacke every few weeks until th: ore t 16 @3 5 does not short- ears of age, after which theattec! sreaee Vontaitone enait Serie | Stack are all that it 1s | g080, while oare in the Biansee cranial A | Sopear, ‘ais ne antl. tablet every two noure during the attack short- At, eases the pain eiperaes ack my ips ebenihe ge mploms DRY, THIN HAIR—JOHN K. anks My hair is falling out and very thin, scalp covered with fine, dry dandruff. What shall 1 do?" Wash the hair once a week in pure Castile sonp shaved and meit- ed in hot water vaseline in the scalp, moving the the head and neck should | the waist line, in the body twisting, 0 'side 10 side. 1 lost| This should be @ good exercise for hrough (he exercises in lam greatly interested ing exerci OMEN. K. Le aoks muscles?” LARGE ABDOMEN—. K. L. anka: “How can | get rid of @ large, high| muscles are the reapit Then rub liquid » all other skin dis- = e direct result of _re- one may attain them. where else.” New-York Life Insurance Co. 346 & 348 Broadway, New York City. SEVENTY-FIRST ANNUAL REPORT To the Policy-holders and Pablic: One year ago I stated that the European war would not have any material effect on our Com- pany, notwithstanding the world-wide character of its business. ' I now confirm that statement by facts based on experience that includes twelve added months of war. In life insurance the financial effect of mortality is expressed by the per cent. which the total actual death losses of the year bear to the expected death losses according to the tables of mortality adopted by the State for valuation purposes. Through a period of years this per cent. (disregarding fractions) has been as follows:— 1912 Actual death losses 76% of the ‘‘expected’’ 1913 Actual death losses 73% of th xpected | 1914 Actual death losses 73% of the ‘expected | (6 months of war) 1915 Actual death losses 73% of the “expected ' (12 months of war) o eagec In all the world, from the beginning of hostilities up to January, 1916, seventeen months, we had in all the membership of the Company 534 separate war claims. During the year 1915:— 409 members of the Company were killed in war 3 448 members of the Company were killed by accident 707 members of the Company died of cancer 772 members of the Company died of pneumonia 950 members of the Company died of tuberculosis In the grim battle of life, with its inevitable mortality and its unnecessary slaughter, the mor- tality of a world-war, even while it is being prosecuted, amongst a membership that is also world- wide is about— 91% of that caused by accident in the same membership 580, of that caused by cancer in the same membership 53% of that caused by pneumonia in the same membership 43%, of that caused by tuberculosis in the same membership @ modern war cannot be localized. Electricity, steam, and the partial conquest of the air have made the world so small that any great international upheaval shocks the whole of civilization. War under such conditions takes its toll impartially, and in these days the nation which is an “innocent bystander’ suffers proportionately with the belligerents, , It is interesting to notice that this Company had, in seventeen months, war losses from seven- teen countries, and that what may be call: AMERICAN LOSSES exceed those of any belligerent country except in two instances: United States (including Lusitania losses)..............csceccccceereeenseeeees $112,000 A Pa NA CRENT Sr ioe 29,000 Austria-Hungary. 105,500 da..... 000 Great Britain 84,000 Russ! 76,000 Life insurance isn’t designed merely for times of peace. It would confess its inability highly to serve humanity if it did not measurably cover all the risk naturally incurred by healthy men DURING THE YEAR 1915 NO POLICY-HOLDER OR BENEFICIARY, WHEREVER RESIDENT, WAS DENIED A REASONABLY PROMPT SETTLEMENT OF ANY JUST CLAIM. WE HAVE IG- NORED, AND STILL IGNORE, ALL MORATORIA, ALTHOUGH THESE REGULATIONS ARE IN- VOKED AGAINST US IN SOME PLACES, In New Business we have done well, We have made good the natural shrinkage on an outstand- ing Levellers Se eesti ane at the close of 1914, and increased the total amount to $2,403,000,000 at the close of 1915. Of the $214,000,000 new business paid for in 1915 over $200,000,000 was secured in the United States and Canada. 0 NO BOND ISSUED BY ANY BELLIGERENT COUNTRY AND HELD BY US WAS IN DEFAULT OF PRINCIPAL OR OF INTEREST AT THE CLOSE OF 1915. Market values, as a whole, are a little lower than a year ago. Bonds of belligerent nations are quoted in our Annual Statement at the market where a quotation was obtainable, otherwise and in only one instance as of June 30, 1914. THE INVESTMENTS OF THE YEAR (OUTSIDE OF LOANS ON POLICIES AND REAL ESTATE ACQUIRED THROUGH FORECAST hy WERE.. . - $36,696,191.59 INVESTED TO PAY 5.13% As follows: Railroad Bonds.....................0005 ANNE UIA Ce Nees 6,629,045.94 INVESTED TO PAY 4.69% Foreign, State and Municipal Bonds...........--. 0+: .0e:se eee cence eeeee 10,060,612.78 INVESTED TO PAY 5.27% Provincial, City, County: School District and Township Bonds in the United a Stat i) COMBOD 606 c osc cancenees sues caetee peseheretssceeeeseresss 7, 66 sit INVESTED TO PAY 4.73% —— Miscellaneous... 0.0... 6666 cc ccc cece cence eee e nent ee eeetewe acceeeseseces 168,488.52 A * INVESTED TO PAY 4.84% Bon: rt; | risugrteteeenenss MAB INVESTED TO PAY 5.63% | Loans on Other Real Estate..... 0.0.2.0... . cece eee eeeeee secceececcees 6,377,936,80 INVESTED TO PAY 5.29% ANALYSIS AND EARNING POWER OF LEDGER ASSETS, DECEMBER 31, 1915: Railroad Bonds (4.21%)......-.:::scccecer ees ecee teen ereeeeeeeeeneeneeees $316,948,129.04 Foreign Government and Municipal Bonds (4.22%).. ++» _97,577,166,38 Policy Loans (5 %+).....csceeeccertseeseesenneenere ++. 186,987,817,.23 Premium Notes (5 %#).....::ceeeee eee ce eee eee Ser edernedaeaeierses otaes 6,104,543,21 Mortgage Loans On Warne (B.GB%)..secocecrecveccccccsecsseeersreeveereeeeoerrrerees 11,897,263.39 On Other Real Estate (4.96%)... +++ 147,623,040,03 State and Municipal Bonds (4.41%)....... 0... 12 @3,498,196.80 Stocks (Received from Reorganizations) (8.99%) 294,671.88 Real Es! Owned (3.70%)... 12,171,819.28 Collateral Loans (6%)....... 180,000, Miscellaneous Bonds (4.68%). 5,161,423.52 Cag (RABE). .ocacciccccre cincicreloanes 20,262,222.15 Total Assets (market values) Dec. 31, 1915.......... Wen Legal Liabilities, Dec. 31, 1915..... sprtsseceenens Reserved (market values) for Dividends and Contingencies, Dec. 3 Income 1915..............00008 SAORI coeeeeevees 131,525,014,75 Paid Policy-holders in 1915........:scseeeseerereeesrersreseeteresseess 75,021,160.26 January 13, 1916, DARWIN P, KINGSLEY, President. eee eee eee ener we 6h apie | ° M Mf ring Saws up? # gcalph loose from the head with the|tained waste in the system, and any wee Wo qpanee UP L- fod The rubber mask bleaches the skin, |finge? tips. Brush the scalp to dis-/and all exercises will help Lacon ad pg tet an NELCISE COUPSE aie prerire'perapirations andurere:|trivute the oil. This treatment rida this condition. Keep the bowele open, | walle through lack of exercises OO ateh aah ahah DSS NGt AARC ODEON tintin saree cemtecteed by opens the pores and So satan Di oe the rin oe ip of i aad and inks sweat bathe and eOie ea bent a ®, + oa; Tt will_also. efface wrinkles an ine Jaives a fine, glo eara ye . on |bor al arr ewayin| 7 lines, trap is used to hold — will stimulate the eliminative 0} and pally vais. For W omen to Reduce ip the sagging Jaws, but neck und| LEG CIRCLING—K. N. B. asks: |to action and thereby brow off the | ing, with Ue feet braced, If you sre | chin exercises aré best and should be |‘: lease tell me if the leg circling ex- | impurities The upper part 3 ball A ont SS. ty be practised daily. Send me 10 cents for {ercise would hurt me. I have dry iy must remain quite righ from shou rempted these, ecrema on my leg. Also please let me| the waist up, and the head and # . ginners. know if when doing the body twists |ders should turn as the body turns a LARGE MUSCLES—-FREDPRICK asks: “Can a man with very small you. frame and small bones have large Of course. Large, rep developed = per- abdomen? [Tam not a bit atout any-|sistent work and exercise, and any