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re iu | Himes from window to window in an alr- bh ee ar emanate _ ° ESTABLISHED BY JOSEPH PULITZER. 3 Publishing Company, Now, 68 68 Potacned Daly Escort Sader its,"how Yo LPH PULITZER, Preateent, 49 Park Row. ; ANGUS SHAW, Treasumir, 63 Park Row. JOSEPH PULITZER, Jr, Secretaty, 43 Park Row. Cntr e cond.Class Matter. Peer Sfes'to The Shins pce "nalanacona the Continent aod ‘ 4 for the United States ‘All Countian in the Internation: ve and Canada, Poatal Union. ° ear. One Year.. ve 08.78 One Month. . THE ADDITION. HE waiters’ strike seems to have stepped on its own foot and come down with a crash. It hasn't been a very euccessful strike anyway. No one of the three interested parties—strikers, hotel men and public— hie got much out of it save veration. The strikers have won con- Céesions from the hotel proprietors which the proprietors seem to have been willing enough to grant anyway. But the waiters’ pet atheme to have their union recagnized has fallen through completely, while their leaders have quarrelled, bungléd their plans and showed Precious few qualities of leadership. Moreover, getting back all the old jobs may not be entirely easy. The hotel proprietors have had the worry and annoyance of keeping their restaurants moving uvder difficulties, but they have yielded little they were not ready to yield before, and they have etuck triumphantly to their principle of never, never, never coming to speaking terme with the union. The public has had ten days of excruciatingly bed restaurant service which it has taken with notable good nature and indulgence. The waiters having been granted their more reasonable demands, it is now up to them to show the public, which has sympathized with them in their troubles, that they deserve at least what they have got. With but few exceptions, waiting in New York restaurants has not been famous for its excellence. Oarelessness, lack of atten- | tion, a habit of running away the instant an order is served and com- ing back only gbout the time the tip is expected, have been but too common characteristics of New York waiters. That these servants in the past have not been fairly treated by their employers the public is perfectly willing to admit. Everybody ie glad to see the waiters get such rights as are their due. But it now remains to be seen whether better conditions will move them to any greater energy or pride in doing their work well. po SOURING GRAPES. ARIS is getting so peevish at seeing picture after picture and collection dfter collection knocked down under the hammer, boxed up and swung into the hold of an American bound oteamer that she is beginning to ask wearily what’s the good of pic- tures anyway? An old lady who for many years had nothing to do but spend an income of 600,000 francs has just died, leaving a hotseful of bric- a-brac and old masters out of which it is proposed to create a mu- seum. Whereupon a well known French critic is moved to exclaim: “Museums? We have enough of ’em now! Rubens, Rem- brendts? We have enough of them, too! Why don’t people use their money to do a little good in the world? What is the glow of the finest Rembrandt worth compered with the glow of happiness in single human face?” Nothing oan approach the perfection of a Frenchman’s bow— even to the inevitable. ° ' ———-+. A DIAGNOSIS. dD WOODROW WILSON says Atlantic City is suffering from the chronic presence of idlers in its system. The lack of occupation of the people who go there is the cause of all the Black spots which Dr, Burns’s X-ray procoss has revealed. The Doctor, Governor and possible President speaks gold. Wers are not only wicked themselves, but they aro a cause of wick- edness in others. A company of over-fed, bored people, with noth- ing to do, is as full of possibilities of sin as a stagnant pool is of Mosquito eggs. _ Only a big, strong, hard working community can harbor sucl s colony of rich do-nothings in its midst without getting a pretty bal me of fatty degeneration of something or other. A town like Ai- Jantic City, that gets its living mainly out of professional moncy ependers, is almost sure to develop from time to time some kind of a crick in ite moral backbone. That is the penalty of its diet. f ———————— EEF is high because corn is scarce, and corn is scarce be- B cause so much of it is being used in the manufacture of distilled and fermented liquors, and 35,000,000 people ave @inking distilled and fermented liquors every day in sheer despera- | tion at the high cost of beef! | ——-4-— Ia life 80 dear, or peace so sweet, as to be purchased at the price of chains and slavery? Forbid it, Almighty, I know not what course others may take, but as for me, give me Nbderty or give me death! : PATRICK HENRY. Died June 6, 1799. A Palley-Line Grievance. BAitor of The Evening World wish some one could tellime how to Prevent the nuisance of placing pulley- witain our e the Avet impr visitor faces .that! I never before wrote a letter to a newapeper, but this thing has got my goat and I want to ¢ you put It over, Either city own- ‘ship or contro} of taxis, with @ rea- ble raté—and goodby to the rob- @ete in o house where lines are pro- vided on the roof. The agent does not Seem to care and does not want to lose tenant. Praises Maltor of The Krening World: John, WHAT'S YOUR NAME 2 ew Publishing Co, Corriente! Now Yank Wendy ENKINS, ‘the bookkeeper, beckoned to Mr. Jarr with a secretive finger. A pleading look was in his ey aid look saying plain as words, would confer with thee in secret.” It being the close of the day's work at the office, one of the hottest days of early summer, the electric fans not yet tn motion, Mr. Jarr had, with the ret been keeping an eye on the olock sini 3 P.M; and, with the rest of the of- fice force, wondering why the bo with his auto waiting outside, should Inger in his office and keep hard-work- vn on the job almost Ul closing . Jenkins beckoned again, again ignored the sign, cd a hard-lueck story and the of financial ald tll Saturday, e noint Mr, Jenkins made a sig: vives of the Sheltering Order k-Wok, or Married Men's Protec odality, So Mr, dare sidled over. / Well?’ he grumbled, “Do me a litle favor, old pal?" asked Jenkins. “T haven't but a dollar and thirteen cents, honest,” faltered Mr. Jarr, At the Summer H == otel. ber-driver! That's a good enough plat- form. May you—and we—win the taxi Oght DEMOS, Baseball to the Streets, To the Rditor uf The Rvening World: Boys ave constantly playing ball in the streets, Conditions in the atreets seem worse th. ever, Windows are broken. Pedestrians are injured and the nolee from géngs of boys has gone ‘most justly. Just.go down to| beyond the limit, Will the taxpayers ot Peiee Sima Ineg| have to tolerate this continual disorder A we ‘when «@ oat| against their wishes? Public sentiment . 2 seents to be for the safety and order of ys the ™ ‘want to commend your good work eee the taxicab terrorism which New York in its grip. I write th! efter a round cursing which on these chauffeurs just bawled at mo se I didn't Jump when he tooted. whole business discredits the city ‘every visitor who te insulted and with impunity. You just. to hear the othér cities roast i ees “The landlord said he used to be a mililonaire before he had to keep @ eummer hotel.” “And since then he's become a multi-miliionaire, | suppose.” the Chauffeur (-.2%; SURE! BUT You HAVE TO PUSH THe ACHINE -TAE ISON Te Bun WEUL Is PUSHED SHE RUNS WHEN SHE War MACHINE (S AwFuLcy HARO To BUSH retorted Jenkins jar bill, “What Is it “My brother-in-law is in town from Byracu waiting for me in Joe's p! the corner when the office le for me?” “Look after him yourself!" Sir nowadays she appears to right button. Let your husband put his feet downtown offices, this year's Paris creation, and thirteen impatiently. ‘And blow this too, in another sense.” And he handed Mr, Jarr @ real two dol- “Oh, that's different!” said Mr. Jarr. Won't you look after him this evening replied Copyright, 1012, by The Pree Publishing Co, (The New York World), OMAN may originally have been man's rib; but from the way in W which he is arraigning and assailing her in the newspapers No woman wants her husband to be a wongin-hater, but she docen't object to his disliking them each, individually. A man's heart is not an organ, but a pianola, which may be easily played upon by any woman who knows the combination and pressca the over the floor and he will blissfully fancy himself “Master of the house,’ even though he isn't allowed to say a word about another thing in it, If the average man would display as much care and fastidiousness in choosing a wife as he does in choosing a golf club or a pipe he would not sv often wake up to find himself married to a total stranger, The summer girl's lines are cast in pleasant places; but all the good fishing goes to the stenographer whose lines are cast in the unpleasant If there is no marrying in heaven, at least a worgin will be spared the agony of having to fix over her last ycar's halo to make it look exactly like The man who is envied by all his fellows is the one who is strong enough to eat anything he likes without getting indigestion, clever enough to do anything he likes without getting caught and ingenious enough to firt with any woman he likes without getting engaged, Might as well hail a trolley on the wrong side of the strect as to ask a husband for moncy on the wrong side of his dinner, > “Phe Evening World Daily Magazine, Thursday. June 6, 1912 Copyright, 1912, ) By Maurice Ketten SToP Pushin: JHE CAR BOS RANTS Te Shen Tore. meeeesoooooooooes coeseeosoooooooes coseeoeoesoooeset Mr. Jarr Consents to Act as First Aid to a Syracuse-Man 9999999S999S999SS F99SSSSI9SSI99S9S 9S9SSDISIISIIIIOD Mr, Jarr shortly. ‘Do you think I'm going to parade around town with @ thirsty person from Syracuse with two dollars of your money and @ dollar and thirteen cents of my own? “He'll hardly cost you a cent. H too blue to enjoy himself,” explained Jenkins. “Why don't you take him out home to East Malaria? You've been bragging how beautiful everything 1s out there,” said Mr. Jarr. ‘My wite him, Anyway, that {s, the members of it do, the min- ute they get together. She married to wet away from fighting with her fam- fly," said Jenkins, ‘Of course where her auhts and her father and mother and her cousins to fight with in Day- ton—she's from Dayton—she had better health. But she broke down living in New York with no relatives and only me to fight with. So that’ t Malari your family * sald Mr. Jarr. "Take back your two dollars and let your wife's ‘brother go home and cheer his sister up by ecrapping with her as in the de old days in their happy Dayton home “Don't get me wrong,” said Jenkins eagerly. “Harry isn't a bad fellow at all. He's nt for cash register company in Syracuse and he prince, A Bittle melancholy just at present, but he doesn’t want to go to East Malaria, Besides, I'll be delayed going home to- night. I've bought a@ plece of lawn statuary and I’m afraid I'll have trouble with the gateman at the depot when I try to have it carried aboard the train. If @ bundle weighs over two pounds or ie over a foot square they try to his sister. 8! sore at her family always fight “What is this example of Metallurgic art? A cast iron stag five feet high, four feet across his cast iron antlers and weighing @ ton and a half?” asked Mr, Jarr, “Tt isn Mr, Jenkin: Then it's a fat Cupid, made of cast fron too, but looking though it were blown up with an alr pump. This fat Cupid reclines in a cast iron seashell as bis a hood over a hotel range, only Inverted. Furthermore, this fat Cupid ta fron finger on which rests a cast iron butterfly as large as and resembling a plucked Thanksgiving turkey, such a8 are sent to the occupant of the White House by West Virginia’ mossbacks, with & phonetically spelled letter telling the Chief Magistrate of our fair land that the turkey is the biggest ever raised in Hardy County, and the man who reared it 1s a stanch old-line Republican who hasn't shaved or bathed since Lincoln was assassinated, “T tell you it isn't anything of that sort, elth plustered Jenkins, “Then i dog, a cast iron maatiff big as a mustang, with @ cast tron collar and a dangling length of broken chain that js just as natural as it can be—seeing it 1s made of fron lke @ real chain,” “Well, other people have ‘em on their lawns!” mumbled Jenkins. don't blame your brother-in-law," said Mr, Jarr, ‘Iead me to him! nything of the kind!" cried have become his bone of contention, all over the furniture and his ashes all —>_——_ RATHER EXACTING, , “Yes, he may. F | eujaaisaamges,. Of OOO KoaMORts."eChlongy J ,| have promised certain payments for the life of the annuitant. He has about ruf out How to Provide For Old Age. By Miles M. Dawson. Copyright, 1912, by Tic Preee Publishing Co, (The New York World), 4—Provision for Old Age by Voluntary Purchase of Annuities (Part 1.) SIDE from saving money or accumulating property with @ view to pro- ‘viding for one’s old the Income from the accumulation to provide such support, the earllest method of making definite provision for sup- port during old age was to charge real property with lability to prow vide it. This was done by anctent Romans through wills or deeds, resulting In what has become our modern “trust”—t. ¢., property held in the name of one person ‘but for the “wee of another person during hie lifetime. This method was ultilized largely by wealthy Romaus, and sonetling ike it was adopted in other countries. It 1s, therefore, to be found in almost every modern civilized country. Among the peoples of Northern Europe a similar system grew up definitely with the purpose of providing for old age—viz.: When the farmer became old he moved out of the large house, turned {t over to his eldest son, took smaller quarters, and thereafter was supprted by the farm without taking an active part in its management except by way of counsel, Under such the support of him- self and his wife, if living, on a much more moderate scale than theretofore really of the nature of,an old age pension. In Scandinavian countries and some others this custom still continues, but is gradually falling into disuse. Under the Roman plan of charging real estate with the eupport of the old, there was soon the necessity for the courts valuing such ‘uses’ or pensions. In settling up an estate they had to determine the relative values of the-dlt- ferent bequests, Including such “uses.” This was called for both to determine the amount of the inheritance taxes, and also sometimes in order to partition prop- erty or qyen to sell the same, in which case the purchase price must be equitably divided between the annuitant, who ts also called the life-tenant, and the re- mainder-man, to whom the estate will finally go. It was many centuries before the further step was taken to offer desiring to secure an income for tife the privilege of purchasing the | basis which forfeited the principal at the death, thus affording the largest an- |nual Income. The {dea is that the principal itself 1s to be absorbed, on the aver- age, in making the annual payments. An “expectation of life” table was prepared for valuing such incomes by the | Prefect Ulpiaa about the year %4 A. D. No further progres: made unt{l the days of Grand Pensioner John De Witt of Holland and West Friesland, who about 1671 brought forward a scheme for the Government's raising money by the fale of annuities, and showed the mathematical basis upon which to compute |them. He also prepared a mortality table, ‘based upon pure assumption; but cor- | rectly set forth the manner in which the same should be used. At various times since governments of different countries have money by selling annuities. e. borrowed in consideration of a sum paid in advance Origmally the | main purpose was to secure funds, and accordingly the equivalent of a very | large rate of interest was offered; sometimes altogether too much, as when | the British Government, in the elghteenth century, based {ts annuities upon the | Northampton Table of Mortality. On the average the annultants Ived much |longer than was expected, and, as compared with borrowing the money by i suing bonds, the Government lost heavily. Indeed, the general experience has been that annultants are very long lived, as compared with any mortality table; \ehat tn virtually all cases governments have found that the cost exceeded the | purchase money paid, improved at the rate of Interest originally contemplated. | In the last century, however, it has been urged that governments might well encourage the purchase of annulties, even when involving a moderate loss. | In Great Britain this has not gone further than to cause a somewhat higher rate of Interest to be employed in computing the prices of annuities than gov- ernment “‘consols" or other bonds were currently yielding: but in other countries, | as, for, instan France, it has extended to using mortality tables known to | overstate the probable deaths very considerably, as well as a larger rate of In- terest. Indeed, further encouragement {s given dn France, as follows: Mutual aseo- clations to accumulate funds to invest in old age annuities are permitted to make deposits (ultimately to be applied to purchase annuities from the Govern- ment) at a rute of interest yet higher. This {s, of course, a direct incentive to save in this manner and also a direct contribution by the Government. ‘he theory is that {t is better for a government to contribute moderately toward ‘helping citizens to help themselves than to wait until, by reason of ite and thelr neglect, \t 1s compelled to supply by public charity the reltef in old age of persons who, thus encouraged and assisted, might themselves have made Provision. " In addition to these activities on the part of most European governments, much encouragement of self-help has been given In Europe by employers, such as the great banks, the larger railway companies and the churches. Some of these have established pension funds and encouraged employecs to contribute, by accepting responsibility for the funds, by paying a high rate of interest upon them, by defraying the management expenses, by contributing a fixed amount a a certain proportion of the employees’ contributions, or by adding to the pen- sion, Staff pension funds", ¢., for salaried employees, such as employees in of- fices and the like, have sometimes worked well, as also some of the clergy funds, Such provisions for wage-earners have not been so successful. There 1s less iaposition to avail of them, and employers have more frequently conducted them with no effort to maintain solvency, treating them rather as assessment institu- tions to be supported by current contributions of employer and employees. The chief reason ts doubtless the relatively unstable tenure of employment, Consideration of the purchase of annuities from life insurance companies and from friendly or fraternal societies is deferred to the next article. The Conquests ———t . Of Constance (SWITCHBOARD OPERATOR AT THE HOTEL RICH.) By Alma Woodward Copyright, 1912, by The Presa Publishing Co, (The New Yor! Vorld “BUTTONS,” in maroon livery and ates A tiny black patent leather pumps, came through the lobby, intoning, in a manner pecu- Har to his species, @ name that sound- ed 1ike anything ending in the let- ter "T." “Ain't that kid the beautiful doll?” whisperea Con- stance. “Gota face that's going to turn into a mat- dnee idol sure—or a chauffeur ! know that snip clears 4—THE JEALOUS MAN. need no burglar alarm. A jealou: ¥ i 3 man's got the death watch beat to a froth, for ‘or instance?” “Oh, for instance, if he took me out to feed he never moved his eyes off'n me, An’ he was so busy watchin’ me that ho wouldn't pay no attention to the eats an’ he'd get spinach an’ gooey things on his chin, ‘cause he couldn't guess the lo- cation of his eat factory when he was Hawkshawing me! ‘ “An' if I wore short skirts he'd say I wanted men to think that Ma had jus’ sold my erlb! An’ if T wore long skirts he'd say I was tryin’ to make men curious to know whether I wore Usle or silk socks! An’ if I wore high neck when he took me out he'd say it was to lure men on to think I was un- usually modest an’ desirabl dimple in his chin an’ @ curl in the back of his neck?" rf “ " nif I aber @ week!” I gasped, “What?! wore low neck he'd sit plank in fr of me #0 No one could Ket & peeks eve “Cents nothin'!” was the scornful re-|° sy ‘ule ' beat natin’ neRrn) low provoking—and how gelfish!" 1 interrupted, feeding the fire of her In- dignation. “Yes, wasn't {t? But the finish—tha real finish—come one night when we went into the drug store at the corner fer a soda, He had a flerce habit of taking ice cream soda an’ drinking off the soda part before he et the cream, Now, any Rube knows that's no way to treat a soda—so humiliating, you know, if any NICE people 1s watchin, ‘So, this night I says to the clerk: ‘Straws, please,’ an’ when he goes to hand the jar to HIS NIBS, too, I shook my head for him not to, ‘oause I knew T'd never get him trained decent if peo- ple was givin’ him straws all the time, “Well, there was a glass In the foun- tain saw the reflection an’ you should ‘a’ heard him go on! Said T was making a date with the clerk an’ called me down fer flirtin’ when it was 1113 dime that paid fer the drinks; and a whole lot of stuff! An’ I got blamed mad! I up and fired the glass at him and beat it out of the place! “You know that clerk was so freckled he looked like he had sarsaparilla squirt ed all over him; and two of his front ivories was lacking! Now, you know It he'd been a decent looker I wouldn't ‘a minded be! the goat, but not for a mutt like that! An’, would you believe BONES, you kn All the swell dames take him on their laps and stuff ca Aled rose leaves and violets in that dim- ple and twist the curl around thelr manicured hooks until it makes you sick to look at ‘em. An’ all the time their own kids {s out in Central Park with nurses, an’ they wouldn't take them on their laps fer a million, ‘cause they might wipe the kalsomine off'n lly white cheeks!” “Who was the fourth one?” ‘de wasn't ONE.” (Constance's fa- fal expression should have been snapped and preserved.) “He was a whole bunch —or at least he THOUGHT he was. I stood for him about six weeks. “Go on!” I urged. “Well, I always had a sneaking idea that it'd be grand to have a feller crazy over you—cragy enough to Kill himself if you didn't want to kiss him or some thing like that! An’ lots of times I practised up things in front of my looking glass—how I'd act if any real ‘scenes’ happened, An’ then HE come along. He Was some heat squasher—an’ his socks was dreams!” “Well, why did you get rid of him? Did he drink?" “Oh, no, nothing ike that, Just got Jealous. Talk about convent walls and harems an’ tangs! Say, if you got aiit, since that day every tne | see deslous map on your staf. you. fon't soda fountain I get bad lucki"