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: @ubNshes vy the Press Publishing Company, No. 8 to 63 Park Row, New Yor Entered at tho Post-Omice at New York as Sevend-Class Mal! Matter. (ee eet nanan. ee VOLUME 46..... NO, 16,267. THE ARMSTRONG REPORT. The report of the Armstrong) committee, in its scope and compre- | hensiveness, is the most important single contribution ever made to! insurance literature. It takes cognizance of the whole fa field of insurance, both its theory and practice, and it provides for a radical reorganization virtually amoumting to reconstruction from the ground up.- Every abuse The World has un- covered and every measure of reme- dial legislation it has urged has received the committee's attention. It has gone to the seat of the evils to which this newspaper pointed the way, and its report furnishes a rare substantiation of the correctness of the charges here made and the soundness of the remedies proposed. The reforms recommended are drastic and thorough. They provide for the final elimination of one-man domination and vest the control of the companies in the policy-holders; Render impossible the further manipulation of policy-holders’ mill- fons for personal profit; : Prohibit stock investments and stock bartering; Forbid syndicate participation; Put an end to the era of extravagance and unaccounted expenditure by providing for the greatest possible publicity and detail in annual state- ments; Abolish lobbies and legislative corruption agencies; Make campaign contributions and the grant or receipt of rebates penal offenses, and Give policy-holders a long-withheld recognition of rights, including fhe removal of the legal prohibition against litigation. In all respects the report is one of the most momentous documents ever submitted to'the Legislature, as the year which brought it forth was the most momentous in the history of life insurance reform. The next great work of public opinion is to compel the Legislature to enact the reforms which the committee recommends. THE SANDBAG IN WALL STREET. The attempt to oust Stuyvesant Fish from the presidency of the Illi- mois Central by way of punishment for his antagonism of important mon- etary interests is an extraordinary act of financial outlawry. It is as pudacious a use of the sandbag as Wall street has seen. During the eighteen years of Mr. Fish’s presidency of this great road he has developed jt into a magnificent property. To go no further back | fhan seven years ago, the conservative management of this competent yailroad man ‘has added 550 miles of track to the road, increased the num- ber of passengers carried yearly by 9,000,000 and the earnings from pas- Senger fares by $4,000,000, nearly doubled the freight tonnage and in- exeased the income from this source by $20,000,000, increased the gross arnings by.$t9,000,000 and the total assets by $71,000,000. Meantime the interests of the small stockholder have been kept con- gantly in view. The road has not been run for the benefit of the railroad manipulator. Altogether, it is as admirable a showing in honest and capable management as the country has seen. Unfortunately for Mr. Fish, he attempted as a trustee of the Mutual fife to apply similar principles of integrity to the reorganization of that company. He sought to make the reform of abuses thorough. He de- clined to be a party to the poulticing of old ulcers. As a consequence he incurred the enmity of the interests in control and he is slated for slaughter. He is to be deposed from the presidency of To the Editor of The Evening Wor ——_~— ONCE UPON ATIME A STUDY IN CAUSE AND EFFECT. By Maurice Ketten. MAP RESULT SS RESULT CLEAN STATEN ISLAND GYNS OSVH ery assesses ares ss bruvu.ar bee rere ea Russia has a larger proportion of country; two out of every 1, Do you want live long? Then. a1 cording to Chine pellets, carry you the accompany- sryptic diagram, wherever you go, It Is the 80 - called “ Long The Dowa Empress of China has this charm em- | broidered or painted on every article she Wears, owns or | touches. It 4s a mya- tle symbol supposed [to scare away toe demons of death, old | practi his art have both been art was praciised at least 2,0 ngland) mech “goodness.” “She p nas no time for housework } the first frost ¢ Brides Should Feast the Poor. To the Editor of The Evening World Why not start the custom of feasting the poor instead of the ric: at our wed- dings? Even the poorer class could have much less finery in onder to help some Unfortunate as a good-luck omen. How Dlessed and loved tne bride who would shower good cheer into the home of some poor mother whose husband tas been unemployed or who has been wid- owed, and by whose hands her bab.es must be fed and clothed. A dollar or two to such would be a world of kind- ness, and God in His Goodness would never forget that Httle dride. The ex- travagance of our White House wodiins Letters from the People w rd avenue, where a crowd always !s from and to the “L.A crowd moves | slowly and naturally delays the train. We finally get aboard and it is a cise of standing, the treing being | mara hefore One Hundred and Forty-ninth street is reached. . At the ond ston. One Hundred and Thirty-ffth stree: part of the crowd transfers again *o wet @ eeat on the Lenox express. A» other delay. ‘The rest of us transfer a: Ninety-aixth street. Another delay, 2s well as being packed In like smoke herrings. It is the same story going back In the evenings. Why don't the has groused me to suggest a higher | gparriage ovstom to replace the out-o!- | date barbaric one ns practised to-day. Mrs. F.N. Ai. Five Rounds, Eéttor of The Brening World: rs the Cordett-MeCoy tlghit we B says the fight went J. Bronxite’s Subway Kick. the Illinois Central and the road which he so long kept free from entan- ing alliances is to become a new football for Wall street and a new i It is a aring an exhibi-} ted. } ed. for an unscrupulous scock-jobbing pool. Oe n of the'Robin Hood tactics of high finance as can be re s state would be trying were; e her position in the bonnet! Etienne had her barriers of he would accept help east until she should se-| ghier and more congenial | This story is here by the author fro: Scheff's comic opera, Modiste,’’ now at the Knick- erbocker Theatre. tures Fifl had from the In vain Etienne she had at one time him for help, the time un- tree, and had then been from him, There e had ii i Mar, to Mf repudiates grown too tall for Its, Indeed, unless fortune came to her, Fift sure, sie told nim with @ fresh whether could ever marry ine to be depend between Fi and and fearing to cripple him fin 0 most part smiling | bs ate raklery Yet CHAPTER V. Cpa tlenne to some measure of France, f. was sac- as willing for and all that much as she sie knew he wilfully clung to erseif, for evel than she consent to future, as ¢ thelr coffe Wirat is 2" “It ts halt-past sev i answered, town’ ded jon when her driven ximetre fiacre to the | rned the corner a} restaurant she waved Etienne el struck only upon fn ts comic FAQ pou laughed. “It may be very y to you," she “but it ls very serous to me, you. “And,” *he concluded, “if A he seneible, you would b bothered ux 1. What am I to ay, t me, pray. K jesus, should I jose lispleasure while be on the low scoop of the restaurant. As Etlenne passed through the gates Mar palace, two hours later, , stationed at the entrance, im. ergued. What Fif suid wag ridicuious, go! His uncle was back trom Ville fut at the same time all true, Lit- dtavrayt . Lots of room for Improvement in the | Subway for the Bronxites! Coming down- tewn mornings I get a train at One Handred and Forty-ninth street and pa on account of !t being a transfer point | Answers to Questions But I am} Ww 1 street, Heaven and Greenpoint, e@ me ocess. as to onest! one thus cut nsterring and d st Farms, or at levet on: ions above One Hundred and F ng out all the|T ays? BRONXY. a reader of the Ja orld for years and 1 would ke to have some of your readers ad- whether hone: T have been working tweaty- lve years for one firm fasthfully and , and have never been raised tin my salary. My tongue Is management run the expresses through | worn out ashing for it. They tall me I Thumbnail Sketches. UBJECT—Count Bon! de Castellane. Favorite Sport—Burning it up. Favorite Task--Drawing for more. Favorite Book—Don Juan (Pocket orite Favorite Pavortte vorite worite Favorite Favorite Ei Author—Judson W. Lyons. Artist—-Abdul Hamid II. Frult—Parisian peaches. Plant—Amorican greens. Vehicle—The monkey-cage. Musteal Instru Character tn His French tin 2 or two horn, Hop o' My Thumb. ety don’t heaven for Greenpoint was 1866, readers, come ta. Let Yo he fs a an trolmen Will be rewarded in heaven. with them yet and not {n hea think there is mz anybody id see ch that E Newest “Getaway” Term. To the Editor of The Evening World: I met a running messenger boy. running? Add these figures up carefully, His number To the Editor of The Evening World: I see that you are taking great in- terest in the details of the Police De- | partment. I wish you would ask Com: missioner Bingham to take the young men that are detailed in the department ns ace them with men that have served twenty years or more on the sidewalk, as they did not have “pull” enough to get a detail, and these pa- troubled with rheumatism | and unable to do proper Batrol duty: Why was what | tthe numbers | Parliament. During \ 7 U. lithe very heated we Pollcemen Patrol, | campaign Emmott He Would Be a Farmer. To the Editor of The Evening World: Would readers please ,advise a young man of seventeen years of age who has $60 and {s thred of lving in the city F if it ts advisable to buy a farm? A. B, A 20th CENTURY ROMANCE OF LOVE, VALOR, PERIL AND TRUSTING HEARTS “His uncle stood over him, sabre in hance, his becy ccntorted, his face twisted Into a hidecus mask.’ “Tell your masts," Qtlenne answered, “that I regret I shall have to ask him communicate bis message to me m | my room.” | The knowledge of his uncle's share in @he servant sled to the duel, rankled in him, bowed and quarters of the great gray dullding. Etienne had soarcely arrived at ever again on my own account as a without knocking, @oldies followea the plot, communicated by Wis, thathed | Mélenne up the iong walk to the living apartments when, Dd Lie ides Mr im Lily 2b! e of works England, s al semi-rod branches, and the flames had coo) The average locomotive will pull 5 utes, Ten times as long would bet ; Sle ton one mile. in} dD. Oldham ts a tig St Bernard dor. the frat of his race [known to take an active part In po thes. He belones A. Emmott ‘cent Liberal candicate to went canvassing @ally in his eycle-au- tomobile. With him, om the front seat, Oldham — invartably trode Tied about the dog's neck was a placaml bearing his master's picture and the principles stood tor. The mu! jappeal in the St. Bernard's big eves | and the dog's appar- ent keen personal interest in the wholo affair are sald to have brought many y elected by a to maj WY, OF Hi uncle pushed upen the tke hall and entered. relative calmly. Le Comte was | furlous temper. “IT have just been tendered your tnso- lent reply to my request through Fran- cols,”’ le Comte said, curtiy “Seif-respect is not insolence,' answered. “Cease quibbling with phrases. Your answer through Francols was tnsult- Comte retorted, ld I asked you to Mr, 4AA\N r leading from Etienne to see me “Exactly that!" “No more?" isn't that enough?’ The old sol- dler's volce was shaking with anger. “Uncle, we may as well understand each other no®!" Etienne had never before addressed this proud old forebear in a tone #0 de~ cisive, Le Comte noticed the new man- ner. Anger and confusion were com- bined in the fooks with which he re- led his nephe “What do you mean?" he asked, fum- ng. “That Iam no longer a boy to be re- buked whenever it should suit you to attempt it. In the past I indulged you too much in your attempts to marry me to some one whom I had never seen. doing 80 merely because you were my uncle and @ fool!’ For a moment le Comte remained motionless. Then suddenly, without warning, his face purple with passion, he rushed upon Etienne. Penne leaped aside as his uncle came forward, but stumbled, and in falling bore the older man to the floor. The old soldier, prostrate and snort- ing with rage, struck at Etlenne and stroggied to rise, Etienne plnioned his under him and held the big the floor as In a vise, “Curse you!" shouted le Compte when he found himself helpless, And thus, sitting astride his uncle, Etlenne res‘ “Last night," he sald, “I pald ititle attention to your threats. You gave me quick occasion to discover the quality of your malevolence. But so sure as vou further infllct upon me your whims or temper I shall surrender my cap- tain's commission and begin my career arms rame to fm the ranics,” A Group of Oddities in Picture and Story. ed the fr Emmott. |sabre adorning the wall of the room, HE “Swimming T Mermaid" s mystifying amd lighting Paria Tm one of the aquart- ums is a bie gtese tank full ef water and fishes. In this tank, swimming fearlessly about among the fishes, ie a dovely mermai@, She fs very evidente ly allve, and the mystery of her presence under wae ter 1s not yet re vealed to most of her wondering admirers. It {s, really, no more or less than the old “mirror trick,” as the accompanying picture 3 tume les on the floor behind the tank and makes the motions of swimming and foating, Her reflection appears !n a mirre as to make it appear that she {s actually in the wa ‘The girl In mermaid cos- above her, slanted at such an angle refilled tank. Six pounds per annum 1s the average consumption of soap in France. A hippopotamus welghing ninety pounds has been born at the Parts “Zoo Many paupers have lived to be one hundred years old, but there ts not a sine gle record of @ millionalre attaining that age. @ people than any other European age and decay. To Oceldental eyes it is more Interesting as en oddity than as @ talisman, but few Chinamen are 80 progressive as te deny Its eflcacy.c M, Mollard, of not satisfied with the usual graft- Jopred by fiorl- . has s'art- ed to transform veg- It ts sald as succeeded tn turning oa radish into a potato. of the land tn which he res prove that the ¢ near Kingston-on-Thamea, ht fire beneath the ing the car. of gvods a mile every three min- ind his *sam to haul a sine y a inna In any case, Oldham’s owner was By HENRY BLOSSOM, ° The Famous Dramatist. Struegling {neffectually to free hime le Comte was compelled to listen Jenne despite himself. At the close his defi Etlenre slipped Ugbtly to his. The Count's heavy vody made a task. When the old soldier regained bis feat he was shaking with anger, hia eyes bloodshot. atienne knew his uncle's pride haa hurt. He was certain, too, that “) the Indignitles circumstances had led him to Infiiot upon his uncle would not ecusily be forgiven. Afforded the op- portunity, this proud old aristocrat, he © was sure, would slay him where he stood Swiftly, without changing his position, Euenno’s uncle, with a half turn ef / his body, swung about and seized a o! feet Etienne started forward, but he was too late to prevent his uncle from poss sessing the sabre. Etienne backed away / quickly, his right hand reaching inyol- untarily for the wall at his side to steady his backward filght, His brain. worked rapidly, He knew another sabre hung on the wall opposite his pillow, Stepping backward, presently his han@ , struck the blade of the other weapon, Then a@ terrific crash blinded him aude What seemed to him Uke ® rush of warm water splashed from his foreheaa + to his eyes. His head pained acutely. His uncle, nding over him, sabre in hand, his body contorted, his face twisted Into a hideous mask, was the last thing Etienne remembered. : PsbS ani Seay ogi a “I have never loved you so dearly, |~ jand 1 have never been so exaulaitely:, happy? Much had happened during the inter | val between the day of the Count of S!. Mar's assault upon Etlenne and the afternoon elght weeks later, Etienne made Fif's eyes moist with” tears of pleasure as he ardently white >>” pored the above admission to her, They were alone, standing near a ‘wine dow of the main convalescent ward'6t > the military hospital. Etlenne had been.» & taken there at once, upon the of the wise old doctor of the St hag household, when summoned jured. youth's side by lo Com self, when hy found himself cont by & possible (io Be Continued) >. WAR