The San Francisco Call. Newspaper, May 29, 1898, Page 22

THE SAN FRANCISCO CALL, SUNDAY, MAY 29, 1898 R DT G ‘Suh!er(uges. Put what money you have and all you HUNTINGTON | can save in the future at interest, L | | where it will be well secured. Real 4 | estate is the most safe of all invest- Jump right in and work ! day or night, Sundays or holidays. It just keeps on working away for its owner in rain and sunshine alike. Never try to work at mors than HIS t to deal | one kind of business at a time. d in a few word rule which or the question all depends to make the with hast different | in life. Therefore preserve your integ- Qifferent | Tity. John Randolph of Roanoke once juth that | Said: “I have found the philosopher’s Y vould he | Stone, and it is this rule, ‘Pay as you to another. man who had at all upon reaching his ma- be really better off than which he had not jority wo one who earned But to the young man who had the $500 I would say put it out at interest somewhere and go to work. Don’t wait around for a ‘‘good job,” or one that is easy and ensures the wearing of good clothes, but take the first thing that comes to hand, and while you are working at that with a will, keep watch for anything bet- ter that happens along. th hone: A good boy, ¥ wpose, is best s, who enough interest in whe work doing to do it as well as if he work for himself and do ¢ feel it nec cloc , will find himself 1dly under a just employe and w sho ld be remembered, d that T is that the the good boy of the man is in for making The great trouble at the present time is that there are not enough boys who are willing to do hard work. They all want easy, well- dressed situations, or if they do not their mothers and fathers want such situations for them. ard labor is looke f not quite, disgrace: when do frequentl vice as to how to 1 tell them of my youth, and give them ask my t p one eve on the | no trouble about getting | hape their futures, | } ADVICE OF TWELVE | nothing which so drags a man down. | It makes him despise himself, and often | causes him to resort to mean and petty Nothing in the world works It never stops, | ments. | like money at interest. Persevere in whatever you are en- gaged in until you have succeeded or | until you are satisfled that you never can succeed in that line. To make money dishonestly is the hardest thing 0. Nothing is truer. The road to wealth lles in paying out less than we | take in. H WILLIAM WALDORF ASTOR. . . | | | | J. B. STETSON [ Advises Living Within | Your Income. OU ask me what I should advise | a young man with $500 to do in| order to make the most of it and | of himseif. In the first place, if the youth to be advised is addicted to smok-| ing, drinking and gambling, ad-| vice of any kind is totally unnec- | essary. Such a boy has, even in his boyhood, settled the question of his | future for himself. | If a boy, however, has grown up | with prudent habits I should tell | him to, in the first place, make it an | invariable rule to bring his expenses | | within his income at all times, no | matter how small that income mayl be. | Then, whether his money is placed at | or used in some iness en- | he will sooner or. later become | a rich man. I should tell him also not to invest | in land or city lots and wait for his neighbor's enterprise to make it valu- able, but to tch carefully for sc business opening of a respectable char- 2d by him | ven acter, where his own efforts, aid his Invested capital, would h along toward financial succes a few hundred dollars put into a bus ness for which one has a natural apti- | tude and into which one puts not only his money but his own personal work, | may be the foundation of a well-earned fortune. I-should likewise tell this young man not to discard the advice of his father | and mother or of some experienced | nd to be always prudent and nce a good reputation will help n if he have friend, honest s one along in the world no caplital whatever and depends on the | themselves and their opportunities. | work of his hands for his J.B. S daily bread. TETSON. | Just these three brief rules: | o First. honest. Give your employ- | er honest service, and show honesty of | | purpose in all your dealing | WM. ALVORD: | Second—Be industriou nd perse- | 3 | vering, and permit yourself no idle mo- Work with | ments. You can study and read books | When you are not bus \d everything all your | which you can gain in this way will be rhyight ‘l of service to vou in your future. deny yours 3 ind and 1 ings—if only a dime—every d: rules strictly followed will boy to ma! make money less of every ittle from your earn- These help any e'a man of himself and to likewi . HUNTINGTON. ANDREW CARNEGIE Counsels Saving 20 Per Cent of Earnings. Y advice to young men who are anxious to advance to the front rank in the struggle in life is that out of every five dollars they earn they should save and put out at interest one dollar of Bt Money at interest is like a calf of which an honest old German once told me. He said that the purchase of that calf was the best thing he ever did, for the calf grew just the same whether her owner was asleep or awake, and almost before he knew it she had grown to be a full-sized cow, worth many times what he had paid for her. Just g0 is it with money at interest. If a young man just starting in life will pursue the course I have advised and is otherwise capable, he will be- come rich. 3 ANDREW @7 e CARNEGIE. WILLIAM WALDORF ASTOR Warns Ambitious Youth to Avoid Rum and Tobacco. YOUNG man just starting in life must be careful, if he desires to become rich, to select that voca- tion to which he is best adapted and in which he will be happiest. ‘A man seldom, if ever, puts forth his best efforts in any vocation which is not thoroughly congenial to him. Then, having selected the right calling, he must be particular to select the best place in which to practice it. He should be careful to keep himself in good health, for without that no man can win fortune, generally speaking. Rum and tobacco he should entire- 1y avoid. No man can make money on your own | resources. | F I were a young man with $500 of my own I would do as the young men did forty years and more ago | when they came here to California. | I would start out for some new country, meking up my mind to stand all manner of hardships and work with all my might until I made my own way in the world. For those who are strong enough to endure the climat: and the kind of | living that is the rule there the Klon- dike region holds out excellent induce- ments in the way of money making. who have weak constitutions | (OJOXOROX O OXOJORORCKOROXOXOROROXOXOJOKO] THE CLEVEREST BABOON KLC MILLIONAIRES either through inheritance or from per- sonal bad habits could not hope to suc- ceed, but temperate, sturdy, non-cigar- ette smoking boys can do well there, as they can in all new settlements. A young man with $500 would do far better outside the city than he could hope to do where there is such a con- stant crush for employment, and such constant struggle for-business suprem- acy, as there is in all thickly settled communities. Too many of our boys, both rich and poor, are willing to stay around home and let their parents support them and look out for them as if they were still children. If they had the right feeling they would strike out for themselves and make up their minds not only to care for themselves in manly fashion, but to so order their lives as to be able to care for father and mother in the! declining years. As for opportunities—there are plenty right here in our own State if a youn man has the capacity to take advan- | | tage of them. This State has not been half-worked, and there are fortunes vet to be taken out of the ground here by the men who will go at the task of unearthing them in the right way. My advice to any young fellow who was uncertain what to do with | himself and his small capital would | be to spend no time looking about | for investments and not to venture a nickel in speculation, but to use as| much of it as is necessary to take him away into some place where he would be thrown completely on his own resources and be obliged and have a fair chance to work his way | up. WM. ALVORD. LOouis SLOSS SR. Urges Young men to go to New Countries. Y advice in this c > would de- pend entirely upon the individ- ual young man. To say what would be the best thing for all young men, irrespective of natural i tion, business ability and early train- ing, would be an impossibility, sir there is no one avenue of trade or spec ulation which is sure to lead straight to success in money-making. Different ns are fitted for different avoca- ; one man will succeed in business where another, his equal in everything except special fitne: line of work, will ir ure. My general advice would be to young men of grit and stamina to do what I did when I was young—go to a new country with their minds made up to make the very best of ke a complete fail- In every new country there are chances innumerable for those who | know enough to taxe advantage of | them. i There will be a wide field for busi- | ness enterprise in the Philippines and the West Indies, as there is now in the Klondike, but the man who goes to either place must make up his mind firmly to endure privations and hard- chips of all kinds, to be economical in and not to allow himself to every way, become discouraged even if he meet| with many disappointments and dis- couragements. With a good constitution, good hab- its, perseverance and a brave heart, there is no reason why our young men | of the present day should not make as large fortunes under present conditions as their elders have in the past. There are as good openings in the Klondike region now as there were in California when I came out here in 1849. Five hundred dollars will get a man there | comfortably, and, once there, it is his own fault if he does not make money. Not necessarily in gold digging, though some will make fortunes at that, but in some branch of trade or investment which he will disco once he is there and has the ability to see how things are going. A young man going up there and working for wages would for that certain | foYoJ X OXOXOXOXOJOJOJOROROOROJOJOROLO] A save up quite a sum very soon, and by keeping his ears and eyes open and his mouth shut would find some place where it would become the nucleus of a fortune. LOUIS SLOSS SR. E. B. POND Counsels Putting Away | a Small Nest Egg. BOY'’S environment in youth us- ually decides the question of his future for him, though some do break away from all the tradi- tions of their forefathers and | carve their lives out for themselves. A own ability. boyish life have been such as to make | him able to understand his own pos | bilities and limitations and the possi- | bilities and limitations of certain lines of procedure in the business world, he will be able to use his money with pru- dence and. foresight and will make a fortune where one of different educ: tion will make a failure. My advice to the average young man would be to put his nestegg where it will draw steady interest, no matter if small, and go to work for the best wages he can get. So small a sim would be of little use | invested legitimately, and dabbling in | stocks is too exciting for young men. | Above all things, I would warn him to keep away from the races and every form of gambling. Where ong makes v in such things, hundreds dre ruined for life, both financially and rally. ‘With $500 drawing interest, and a salary coming in monthly, a young man may consider himself on the road to fortune—that i if he akes it a rule to add to his capital t least a little at every payday. It is surprising to see how money grows when you plant it and take care not to disturb it. Perhaps there are not the extraordin- arily good chances to make money now that there were thirty or more rs , but a young fellow with the right sposition will find chances anywhere and any time. He must make the most of whatever education he has been able to obtain, abjure cigarettes and liquors, build up a reputation which will be a recom- mendation to him anywhere, and he will come to the top without fail. Busin men watch their employes more closely than the employ pect, and the young man who is hon- est, cl industrious, economical and persevering will be advanced and | sisted to make the best of himself, | where the idle, the careless, the di pdted and the untrustworthy are al- lowed to drop out and go to destruc- o E. B. POND. . tion in their own Wi | DANIEL MEYER Spend less than you make every day. YOUNG man who finds himself possessed of $500 upon attaining his majority mind to keep that $500 intact and add to It, and not run the risk of losing it by Investing it in something which he does not | anything about. who have made investments the of years, to place money satis- factorily—that is where it will be en- tirely safe and at the same time bring | in a really good rate of interest. A | young man would be pretty certain to lose the entire sum did he attempt to start out for himself with so small a capital in the way of money as the | amount mentioned, and so small a cap- ital in the way of practical knowledge | of buginess affairs as the average @®® young man will be able to make more | or less of $500 In exact proportion to his | If the conditions of his | should make up his | know | hard for experienced men of bus- | (OXOJOXOX O OXOXOXOJOXOJOXOXOXOXORONOXOXOXO] N IN THE WORLD. her glory indeed. She grimac 2By = e IR T IO T O N O RTUNI TO THE‘ YOUNG MEN OF THE PACIFIC COAST. | young man at the age of 21 has at- tained. The savings bank is the best place for that first few hundred dollars, and the owner should go to work where, if he have the ability, he can learn business methods and lay the foundation for a successful future. [ This war will make better times, and | there will be émployment in plenty for those who are not needed to do the fighting, so no industrious man need be idle. Every one cannot hope to have a salaried position, but there will be plenty of room in the ranks of the me- chanics and artisans of all kinds whose | work is necessary to carry on the af- fairs of the world. /A voung man of Brains will, while he is working for wages at whatever comes to hand, find out by observation what line of business he is best adapted | to and devote his energies to acquiring | sufficient knowledge and funds to go | into it. | Real wealth, howevef, consists in being healthy and industrious and in spending less than you make every day. DANIEL MEYER. | PR C. 4. PILLSBURY Says Earn Your E Salary Many | Times Over. | | Y THINK a first-class savings bank | as secure a depository for money | as any place. There is not much | use accumulating money if you do not get interest on it. In reply to your request for general advice and di- rections to ald a young man just start- ing in life to become ri¢h, I would say that if such a young man is in the em- ploy of others it should be his aim to earn his salary many times over, and not to be contented to earn it but once and merely give satisfaction to his em- ployers. He should strive to do more. In my first year in_ business, though neither asked nor expected to do so, I frequently worked all night. A young man who thus devotes himself heart and soul to his employ- er's interest will soon find that his devotion is appreciated, for even if his employer should fail to reward it some one else will surely observe it, and the way to promotion will soon open before him. There are vacant places in the higher walks of every business and profession for the young men who follow this course. Some men fail because they overrate their own ability and underestimate that of their competitors. Such a mis- take showld be carefully avoided. Let a man with ever so great natural abil- ity, but lacking a capacity for hard wonl¢, compete with a duller man, but one who toils early and late, and the latter will outrun him on the road to | success every time. Wed natural abil- ity to hard work and you have a com- bination that nothing can defeat. CHARLES A. PILLSBURY. e » R. P. FLOWER Advises | Buying Good ‘ City Real | Estate. | ERE T in your position I would buy some real estate in this city, New York. You cannot duplicate real estate. You can duplicate an- other | kind of security. As the country grows | real estate will increase in value. All | the improved real estate in New York, | and in almost any other large city, as a rule, has paid its interest and taxes d quadrupled in valde during the | past fifty years, while during the same | period 90 per cent of all the merchants and traders have failed or gone out of | business, so that their stock has been wiped out. ‘ In view I think it {OXCJOIOXOJO] of these facts )® @ee at the audlence and cracks unless his brain is clear, and clear it cannot be when clouded with the fumes of alcohol and tobacco. .. Ho mugt keen gut of debts There Is. NEW monkey has come to town—a monk: same sex as the famous Johanna and posse accomplishments that Johanna never For Jessle is a bareback rider of an abi sets even the famous Meers sisters to thinking and dumps ‘‘Mike” Rooney, one of the most dash- ing trick riders in America, in the blues at the thought of his own deficiencies. She is at the California Theater with the Trans-Oceanic Specialty Compan: She can give 'em all cards and spades, Gardner in proud appreciation of his pet. Forward and back some ults are performed through hoops und ove bars with an ease of which no human being is capable. She is dressed in the regulation low-cut bodice and tarle- tan skirt of the equestrienne, and careers around nd around the ring on her spir- ited pony. J scorns such effete lux- uries as saddles. Neither will she en- dure the indignity of a leash, and does her best work when her trainer, Mr. Gard- ner, is out of the ring. Then she is in jokes in-monkey language with the ringmaster and the clowns, giving them every bit as good as th. d. And while she and the clown are poking fun at each other during the rests in her acts and another turn is being arranged, she sits sidewise on the pony, her legs crossed in true traditional style, the most ludicrous burlesque of the “lady rider.” Jessie is an American by adoption. Her birthplace was on the banks of the Congo River, Africa, and she is the daughter of a black-faced baboon.” She came to this coun- try seven years ago at the tender age of =tx months, and was brought up by Frank Gardner, her trainer and owner. Mr. Gardner reared her as one of his family, and four vears on her education. The great trouble getting her to work without a cord. y Jessie ride any pony, and understands the E language a great deal bétter than many who tal ployers. ‘As a set-off to these accomplishments she has two ruling vices. She is inordinately jealous mnd iacks only the_opportunity to become a confirmed drunkard. Mr. Gardner has a daughter of whom Jessie is very fond. Yet the sight of the father petting his child {s enough to set Jessie in a rage. On the other hand, should Mr. Gardner find occasion to scold his daughter, Jessie capers in a fit of unholy glee, pointing the finger of scorn at the little girl and crackling and barking like one ssessed. Jessie will drink liquor as long as the supply olds out, and never extracts a moral lesson from the consequent headache. Fowever, she gets few chances to acquire a ‘“jag,” her daily tipple being imited to a bottle of beer, which'she opens and drinks with much gusto at the close of her act. glis ke orders from em- Froman Instantaneous photograph may be unhesitatingly asserted that there is no better way to become rich on small savings that by using them in the purchase of improved real es- tate. Nothing is likely to grow in value more rapidly. With your $500 you had better buy a piece of improved real es- tate, however small, that is paying suf- ficient rent to pay the taxes and the in- terest on whatever amount of money vou would have to borrow. Pay in cash what little money you have and give your note, secured by a mortgage on the property, for the balance in small sums, falling due at short intervals, and then use all your ‘extra income ing them off. You never incur any risk in discounting your own ' notes, and placing your money where it is perfect- ly secure they will be glad to assist you too rapidly. Thus in a short time and all before you know it, you will have a considerable and perfectly safe invest- ment. If you had a rich father who would furnish the cash to start you in busi- ness you would probably do better in way I have pointed out rather than to risk it in trade, meanwhile your living by working for a salary. Fot a young man starting in life, whose ambition is to become rich, I would say: never do a mean thing for money. I know of no better way for a young man just starting in life to become rich than to be always trious and economical; to be true to his employers and himself; to save all he can without being parsimonious, and to invest his savings judiciously in the way I have indicated. ROSWELL P. FLOWER. P HENRY CLEWS Says Choose a Congenial Business. HEN old Mayer Rothschild of the famous Rothschild fam- ily was asked the secret of his great financial success he an- swered, “I buys cheap and sells dea Those who follow that method al- ways succeed. Few things present bet- ter opportunities to buy cheap and sell dear than stocks and bonds, and such securities, when gilt-edged, not only pay interest on thel investment, but can also be readily turned into money at any time if desirable. In order to become rich the young man just starting in life should choose that occupation or vocation for which he has the most decided preference. Many a man has his “nose to the grindstone,” so to_ speak, throughout life simply because he has chosen, or his relatives and friends have chosen for him, some business or profession for which he is not adapted, and which he finds is not congenial to him, while in a career for which nature and edu- cation had fitted him he might not The good book tells us that what- ever our hands find to do we should do with all our might, but a young man is When Remenui Pla the Sta HE tragic death of Edouard Remen- yi, which has just occurred in this city, recalis a patriotic demonstra- tion, which took place upén the oc- casion of his playing in a concert in Shanghai, China, eleven years ago, when he was making a tour of the Orient. It rivaled in wildness of enthusfasm any- thing that bad occurred here,eveninthese troublous tim for, war or no war, it is, perhaps, only when one is separated from one's native land by thousands of miles of land and sea that he can realize or appreciate the thrill, the wave of en- thusiasm that surges over one at the sight of his flag, or the sound of a na- tional anthem. The last number on the programme that night was a medley of national airs. The audience was composed of English, French and a few Americans. The “Marseillaise” came first. The Frenchmen rose in a body, shouting and waving their handkerchiefs, and man: a hat was taken home that night, bruised and battered, the result of having been pitched high in the air. *'God Save the Queen’ came next, when as with one accord rose up the English portion of the audience, who screamed and shouted until they were hoarse. “The Star Spangled Banner” struck the air America wgs heard from. There was but a boxful in the house, and of these three were women, but the noise that they made was quite equal to that which greeted either of the other airs. One of the ladies pulled from her breast a small American flag, which had lamn there, close to her hearf, ever since leav- ing her own country. In her excitement, she had leaned far over the edge of the box and, there she remained, waving that flag, the tears Streaming over her cheeks, until the last strain of the glorious oid hymn had died away. So great had had been heard, but Remenyi stood there, his body swaying to the music, frantically sawing the air, while louder and more furious grew the shouts of the almost frenzied audience. A few days later, the little artist was invited to a dinner. His treasured vio- lin, the “Princess,” as he lovingly called it, had been sent ahead of him, and his first question, upon arriving, was “Has t she co) “Wha?" anaried bis host. " WALDORF ASTOR - © from the rent of your property in pay- | when your friends find that you are| if those notes should come due a little | the long run if you invested it in the| earning | ber, honest, indus- | only be happy and successful, but | make his mark as a star of the first magnitude. And then as the first majestic notes of | been the uproar, that little | more. than the first notes of each hymn | not inclined to do in that way things that he does not like. But whatever | young men do_from choice they as a rule do well. It is therefore very im- portant for a young man just starting in life to be sure that the calling in which he engages is thoroughly ‘con- genial to him, and one in which he can put forth his best efforts with the greatest enthusiasm and delight. The utility of a collegiate education for success in business is very often debated. As the college curriculum and training stand at present, the ordi- nary course is not in general calcu- lated to make a good business man. It is erroneously regarded by some | peovle as a kind of substitute for busi- | n training in the earlier years of a young man’s life. There can- be no | greater mistake in the beginning of a business -career. It is’ in many in- stances not only a hindrance, but ab- | solutely fatal to success. HENRY CLEWS. . iG' W. McNEAR: Do not Speculate. THE first place a young man should not think of going into business for himself while he is | still a véry young man, unless he has been brought up in the busi- ness in which he wishes to embark. Where he has practically served an apprent i learned the | real workings of a certain branch of | industry or trade he may hope to make | a success provided he is by nature | sharp and shrewd and able to see and take advantage of every legitimate opportunity that comes in his way for the furtherance of his plans for | worldly prosperity. ! If a young man has spent his youth in gaining an education and has no trade and no business experience he should think matters over seriously and try to discover what he is best fit- ted for. No.one can tell him that as well as himself, but he must be per- fectly honest in his mental valuation of his own .capabilities. He must not allow -himself to be influenced in his decision for his future by thoughts of { what he would like to do or be, instead of determining to take up something which he knows he is really best adapt- ed to. He may be so constituted as to make a far better mechanic than a trader. | He may have special qualifications for | a certain occupation which will make him advance rapidly in that particular | field, while in another he will prove a flat failure, no matter how hard and conscientiously he may strive to make his way along. Once havi-~ settled the question of his proper vocation the new beginner | should endeavor to get into an office or a store or a shop or a factory where by applying himself steadily - he: can learn the business which hé intends to | enter thoroughly and practically. Meanwhile he should take the advice of | some trustworthy and experienced per- | son as to a safe investment for his $500 | until such time as he is competent to handle it for himself. | Above all things he should not at- | tempt to speculate with it. Specula- | tion with small sums is almost al- “ways disastrous te the speculafor | inancially and the excitement and uncertainty are disastrous to young and inexperienced minds. The races should be strictly avolded, for where one gains scores lose, and the hope of making money in such ways unfits youn~ men for real work in the business world. ; GEORGE 'W. McNEAR. foYorolololoolololooXcRoXoXooIOROXOROROJOROROROOROROJOROROJOROROJOR OO} Ued r opangled Banner “Do not tell me she is not yet here or I shall be desole.” then the butler appeared, carrying lin. “Oh, give it to me; I could not live without my precious Princess,” cried Remenyi, as he hugged it closely to him. After dinner he entertained the com- | pany with many interesting and unique | experiences that he had had: in many. lands. Many curios had he collected and many presents received from roval hands. That which was delighting him at that time was a very beautiful gold lacquered box that had been sent him by the Jap- | anese Mikado. | Exceedingly nervous, eccentric to .a degree, the wiry little man never still a’minute. No one dared plead for music, but at last the spirit moved him, and approaching the “Princess” he lifted her carefully from her silken wrappings. c z It w summer, nd the nights "in Shanghal at this season are excessively hot. Every dgor and window in the town was opem. Sounds could be plainly heard from house to house, and in the adjoining | building a farewell dinner was being | given by a lot of bachelors to a cempan- | fon. As the night grew older the sounds that issued from this house grew louder and more_ hilarious Remenyl every 1 tle while would put | his fingers in his ears to shut out the | hideous sounds, but at last, things becom- | ing quiet next door, he ventured to make more pleasant sounds. ‘He had but fairly started when the occupants of the adjoining house: breke forth with “He's a jolly good fellow | each one singing in a-different key and | seemingly vying with the other as to who could sing the loude Remenyi's + fndignation knew no bounds. He strutted up and down, he played louder . and louder, he swore to himself, and at last, {in his wrath snapped a string, and | then gave it up, anathematizing thé fel- | lows next door as ‘“‘barbarians.” . | 'That broken string is now in the pos- | session of a young woman in this city, | who prizes it highly as a memento of the eccentricity of a genius whose music’ i3 now stilled forever. - The restless, pas- | stonate soul of the great musician has at last found rest; the wail and sob of his | strings, the laughter, the turmoil and the | pain of them will never more thrill the | sympathetic listener. ————————— There are in the House of Commons two wooden boxes on which are numerous indentations made by the rings on Mr, Gladstone's hand when that statesman bacame more than usually, excited-