Omaha Daily Bee Newspaper, December 9, 1894, Page 2

AUKA e R feheiiot e THE OMAHA DAILY BEE:xSUNDAY, DECEMBER 9, 1894. werds were: “You'd better be with your folks, something may happen.” Adria then went to the residence of his father-in-law, and was next visible after the reports of the tragedy had reached the flats. IMiixt, the engineer, Is sald to have been implicated in the burning of buildings, in the Insurance of which the Haywards were interested. It has developed that Blixt left the flats on Monday night and returned at :10. Blixt had formerly been a drivet of a strect car, and had a car driver's overcoat. This coat he s:ld to Erickson, he claims, on Saturday. Ericks:n was in the city hos- pital at the time, and agreed to pay $5 for it. The money, however, has not yet ben pald, After getting possessi>n of the coat Erickson left for fowa Falls, and while there had the coat washed. He returned t Minneapolis yesterday morning. It develops, however, that the sale was not made on Saturday. Erickson left the city on Tues day. Prior to leaving he visited a shop on Waskiogton avenue, south, where he {u- closed two pairs (f pants, a shirt and other wearirg apparel in a paper bag, which h t:0! with him, and left for Towa that night. He loft Towa Falls on Wednesday night and returned to Minneapolis, as stated, on Taurs. day morning. When he returned he saw Harry and Dlixt talking together in the engine room, and hiard Harry give orders not t) allow anyone to enter the place. He then went to a pawn shop on Washington avenue and sold the coat for $2. Harry Hayward's apartments, a suite of rooms cn the ground floor of the Ozark, facing on Tennepin avenue, were searched early this mecrning by Sherift Ege, Chief of Police Smith and Detectives Hoy and Howard Several spots of blood were discovered cn the floor of a closet adjoining the room in which Harry slept. Sheriff Ege, after scrap- ing one cf the spots with a knife, turned o Detective Howard and said: “The bundle of bloody clothes was probably thrown on the closet floor and left there for the time heing, until taken away by Brickson the foll-wing morning." Detective John Hoy, who arrested Erick- son, stated that he had positive proof that Brickson left Minneapolis the morning after the murder with a neatly wrapped bundle cbntaining the bloody clothes. He statad that he to'k a train for a point in Towa, whero the clothes were washed. Whether the police have the clothes in their posses- glon could not be learntd last night, but 't 18 rumored that they have. The motive in Having the clothes washed and brought back te the city, it is claimed, was to evade sus- plefon, the owner wishing t; continue to wear them. Officials who visited the flats were armed with a search warrant, and they first proceeded to search the oid gentle- man's apartments on the top floor f the building. Harry and Adria slept on the ground floor, Harry in ont bedroom and his brother in a room in the rear facing on Thirteenth street. Detective Howard fiund two revolvers belonging to Harry. One was a double-barreled of the derringer pattern, which was found in a tablo drawer, apd the other a 38-calibre Colt's. The latter was found in his trunk. Several boxes of chrtridges were also confiscated. Harry's clothes were carefully examined. but noth- ing startling was discovercd. Several notes from lady friends inviting him to meet them Apcectaln places fir “e soclal time! were fbund tied neatly together in the bottom of the trunk The officers confiscated a sitchel containing a lot of cloth:s belonging to the engineer, and it is thought that the clothes worn by the murderer (f Cathering ing were among the contents of the satchel, HOW ADRIA'S NERVE WAS BROKEN. 'Adria Hayward was taken today to St. Paul for safe keeping. He Is expected to make a written confession of the whole plot there. His attorneys are very indignant at the action of the authorities in preventing them from seeing their client, The manner in which his nerve was finally broken and e was induced to confess is sensational. When Adria was first taken under deten- tlon and the sweating process applied he was totally invitcible. His course in .all of the terrors which were appied to him to thduce a confesston and other appeals made, together with _confronting him . with pre- tgnded proofs, “ihioh levers were applied by istant Courity Attorney Hall with all the skill he was able to bring to bear, was atly .nqur,fl. He stood like a mountdi) if” a storth, ' &bsolutely- unflinching. - This Wis in the county attorney’s office. The sgene was most dramatic. Mr. Hall had t guido him, first of all, the intuitive knowledge obtained from a study of thc crlme. - : (“I know nothing whatever,” Adria’ re iterated constantly. - Finally he exclaimed* “If aill you say Is true and T know aught which would tend to convict Harry, still would I keep my mouth shut; I would no haye the blood of my brother on my hands.” Thus matters stood until toward midnight last night, after it was certain that Blix' and Brickson were safely under cover. Blixt and his wife were then under examinatic fu a room In the West hotel. Levi M Stéwart's office is In the Kasota bullding one block away, and here Adria was brought in a carriage, Stewart having been requeste to be at his office. It was the same room in which Adria had made his statement three days prior to the murder that Harry was putting up the job to murder the grl. Hall alone took Adria to Mr. Stewart's office, The moment he was In Stewart's presence he showed the first signs of weakening, but mado a great effort to maintain his nerve. As before, denlals were upon his lips, but when Stewart said there was no use quib- bling, that he knew of his brother's whole plot, Adria broke down utterly. He turned to the county attorney and said: “I am done. T will tell the whole story.'” TOLD THE WHOLE STORY. _Ho did so, and it covered his own knowl- edge of the plot from near the time it was conccived. The plot was for Blixt and Erick- son o do the actual murder. As Adria un- derstood it, Miss Ging was to be decoyed into being delivered over to Bl'xt's hands and Blixt was to kill her and Erickson assist in hiding the clothes, or whatever else was necessary. No one is permitted to see the Hayward boys except their attorneys and relatives. W. B. Hale was an early caller at the county Jail this morning and remained in their cell for a long time. Sheriff Ege and his men wero at work all last night and were still on the trail of more evidence this morning. “My theory from the start has been that Blixt was the man that did the sheoting,” he said. “Blixt i3 a toug’ cas Was Blixt the man who went riding with Miss Ging Tho sherift looked steadily at his tloner for a moment and thn replied 13 the one who did the shooting.” The sheriff, In ransacking the Ozark, found many things that will be of value in bring- ing the murderer and his accomplice to their deserts. One of thes: was a white handker- chief, with several imprints of bloody fingers, as If it had been used in wiping up smali flecks of blood. The handkerchief was rather small, of quite fine texture, and probably belonged to Miss Ging. Harry Hayward was greatly affected by the news broken to Lim at the jaill that his brother had confesscd, but he stoutly intalned his innocence. Blix's clumsy at- tempt to arrange an alibi after the murder had been thoroughly looked up and the alibl exploded. It is alleged that the authorities belisve that Miss Ging was lured to her death by a confidence game, allied in nature ) the gold brick swindle. 'She was rcbbed of ber money, besides being killed for her life insurance. This story explains the three rides and the mystery with which she sur- rovnded the driver, AUBURN, N. 0. 8.—The funeral of Catherine Ging, who was murdered in Min- neapolls took place here today. e e e Cluse of the Follows Cace, NEW YORK, Dec. 8.—In the Fellows case Judge Martine and Recorder Smythe gave tes- ques- “Blixt timony in favor of the defense and after some | other testimony in favor of the defense both sides closed. Counsel on either side will pre- pare findings and submit them to Commis- sloner Lincoln at Kingston not laier than December 15. . S For Fraudulent Use of tho Malls. NEW YORK, Dee. S.—Danlel F. Beatty, three times mayor of Washington, N. J., and ‘whose career as a millionaire organ specula- tor dazzled the country from 1873 to 1893, u.l been eflnnvh':lteld of psing lh.ul;lllu States malls for ulent ‘purposes A jury at Ia* elier, Vt. He will probably r’nn- ox week, | Labor, which meets at BURNS' GLEMPSE OF OMAHA Passed Through the City Yesterday on His Way to the Denver Meeting, BRIEF TALK ON LABOR QUESTIONS Employers Not so Concilintory fn Ameriea as in England—Woonld Take the Negro Into Uni nleipal Contract Sys- tem—Coming to Stay Longer. John Burns, member of Parliament, municl- pal re and the head and soul of the labor movement in England, passed thrcugh Omaha yesterday afternoon way to Denver as a delegate from the convention of organized labor in Norwich, England, to the of the American Federation of Denver, December 10. Mr. Burns is the recognized head of the crganized labor of Great Britain, lis presence at the Denver convention is re- garded as of more than ordinary importance, ince his trip to this country also con- es d considerable perlod spent in studying the condition of the masses of the New World, his views on maditers connected with the labor problem will be of exceptional interest. A Bee reporter had the good fortuns to travel some distance with the famous labor agitator, and to hear him discuss at length some of the problems to whose solution he has dovoted his life. As the train pulled into the union depot, Mr. Burns alighted and rested himself by walking up and down the platform until the conductor’s warning gave notice that tha journey was to be résumed. At first glance Mr. Burns would be taken for any other than the man who harangued the mobs in Trafalgar square during the riots of 1887, and afterward served time in an anglish prison for his devotion to Iabor's cause. He bears a striking resemblanca to George E. Barker of this city, and would casily be mistaken for that gentleman. He is of ymedium height, but built on an atiletic plan. His eyes are clear and steady, and in- dicate a resolute disposition that would nev admit defeat. He wears a full, iron-grey beard, which Is cropped close, and a close observation of his features gives the impres- sion that he is a man of more than common strength of character. HIS REMARKABLE CAREER. Out of all the leaders who have risen from the ranks to a prominent place In the inter- national councils of labor none have had a more striking career than this man who quietly passed through Omaha festerday. Ten years ago he was considered an an archist of the most virulent type, and a men- ace to the order and prosperity of the empire. He was a leader of the Trafalgar square riots, and for this offense he was sentenced to a threa months' term in prison. Emerging from his cell he rose until he became one of the most famous men in England, the idol of the masses, and the respected equal of the most notable and influential men of his time. Hs was born in London, in the same suburb of Battersea which he today repre- sents fn the Lond n common council. He worked as an engineer in the factories and spent his nights reading works on soclal problems and laying the foundation for the extensive knowledge of labor priblems which is the basis of his success. Then he began to address the crowds in the streats, and after an unsuccessful attempt to enter par- liament he participated in the famous West End riots. He was arrested, but escaped and c:ntinued his course until he was con- vieted for a_ part in the Trafalgar demon- strations. His first political success was when he was elected a member of th2 com- mon coundil from' Batterses. *:There he| soon impressed” the people with his ability and prodigious capacity for work. Thr ugh his #fforts his district became a model for all London. - In his election address he said; g stand as the enemy of the e his convention Inasmuch as and templs wiil jobber, the sinccurist, the sweater and the Jerry builder, and as the advocate of healthy homes, shorter hcurs and living rates of wages.” For three years he labored to re- deem the pledge. During tha first year he attended 690 mcetings of the common council and succeeded in materially reducing the hours of labor in the public departments and als> in securing the enactment of a fair wages clause. He procured the use of uni n labor in all branches of public work. Sub- contracting was abolished, a- thorough civil service reforr was Inaugfirated and a depart- ment of works was instituted, which had the direct control cf all branches f public work, thus dofng away with the evils of the con- tract and contract labor system. SERVICES IN PARLIAMENT. He was still working as an engineer when he was elected to parliament, but found that he could not perform his public duties and continue his daily cccupation. From this time he was supported by a small fund contributed by the laboring classes and has given his whole time to the, cause of labor. What he has accomplished would require a book to recount, but it is best indicated by the remarkable pr.minence which he has gained. As the train pulled out of Omaha yesterday Mr. Burns remarked to the reporter thut he should carry away one impresion of Omaha and that was that it had the cleanest streets of any American city that he had visited. “And now what can'I tell you that will interest your people?’ asked the dis- tnguished . visiter with a god nature that had not been ruffled by the tedious journey from New York. When the questin of changing the constitutions of the labor organizations «f America so far as to include the negro in the fraternity was mentioned, he said: “Of course I am not well ac- quainted as yet with the situation as it exists in this country, but as a general princtple I believe that if the colored man is gcod enough to wait (n me during the Journey across the continent he is good enough to work beside me in the shop. And if he is go d enough to work beside me he sheuld share the benefits of organization, I believe in all pulling together instead of antagonizing any branch of labor.' Rigarding his visit to America, Mr. Burns stated that while he was sent as a delegate to the convention at Denver, he expected to spend at least two months in working for the ben:fit of labor in this country. He would visit and speak in ten American cities, according to his present program, and these would be New York, Denver, Chicago, Wash- ington, Baltimore, Omaha, St. Louls, Cincin- natl, Cleveland, Plttsburg and Providence, The enthusiastic receptions which had greeted him since he landed had convinced him that the American people belleved that he might be of service to them, and he regrett:d that he could mot spend twelve months among them instead of two. HARDER TASKMASTERS HERE. “I have a distinct Impression,” he con- tinued, “that the masters in this country ars mor> intolerant and suspicious of the labor leaders than they are in England. This should not for the trade union is prac- tieally a connective bargaining between the employer and the employed. A thousand workmen cannot Geal with twenty masters, and therefore masters should not refuse to deal with labor's accredited representatives. 1 should imagine that the lifs of your Ameri- can cities Is not what it should be. You Seem to go to éxtremes in everything you do, and this Is the case with your scanda In connection with the contract system. I be- lieve that all this will in time lead you to the abolition of the present disconnected civil service in municipal affairs and to the establishment of a clvil service on the plan that is belng followed in Glasgow, Bradford, | Manchester and other English oities.” Speaking of the general labor interests of this country, Mr. Burns suggested that there Was not as perfect an organization as in England. This might be accounted for by the fact that labor was a cosmcpolitan in- stitution on this side of the ocean, and that Jt might b> expeeted that as the masses become more Americanized they would work together with increased harmony and suc- cess. 'You should not be too proud to copy After us In some respects,” concluded the reformer, “You are still young in this coun- ve worked out many of the which are still troubling do away with contract labqr 8 and place them under independent municipal strict clvil service find that much of 3 cterizes your Appear, while the people will riap the benefits that now go into the pockets of contractors and corrupt public officlals.” It s expected that Mr. Burns will stop In Omaha on his return from Denver, prob- ably between December 18 and 20, and make an_address. A committee of Omaha Central Labor unfon is,at work arranging for the meeting. it WILL HAVE A CHINESE BOOKMAKER Little Pote Intends Opening in the Ring at Tay Distriet Track. SAN FRANCISCO, Dec. 8.— will soon enjoy the unique possessing a Chinese. bo-kmaker, Little Pete, the Chinaman who achieved notoriety as the alleged agent of Chris Buckley in Jury bribing in Chinese cases, will on Mon- day open a book at the Bay District track, Little Pete is the leading Chinese gambler of San Francisco and is noted as never being beaten. at any kind of a game. He has made some big winnings at the races this season, and all Chinatown is anxious to plunge. Little Pete will accomniodate them when his book opens, and he will soon have nough money from Chinatown. He speiks English flu ly and will take the bets of white as well as Chin gamblers, Starter Ferguson kpows what it is to be unpopular. He gave Tartarian four lengths the best of it In starting the last race and the other horses were unable to make up the giound. An criwd gathered about the judges’ stand and hissed and hoo X usgon when he eame in. Jim Flood L the only favorite to win today. Vassal made his first start here, but no cne expected him to win, ard no one was disappointed, Liz- zak tried to carry pounds through the mud in the Palo Alty stakes for 2-year-olds. He finished a popular second to Gallant. The stake was worth $1,500. Sligo was a strong favorite in the last race, but never showed. Summary: First race, about six furlongs, Flood, 165, . Tsom (3 to 1), won 3 3, Chevalier (5 to 1), second; Victory, 9, ockran (20 to 1), third. Time: 1:213." Ni- agara, Chiquito, Suwanee, Silver and Miss Ruth also ran. Second race, mile and a quarter, handicap: Thornhill, 111, Sullivan (8 to 5), won; Sir Reel, 110, Carr 3 to 1), second; Duke Stev- ns, ' 115, Clancy (15 to 1), third, Time: 1:231,. Vassal and Alexis also ran. Third race, Palo Alto stakes, 2-year-olds, about six furlongs: Gallant, 111, Carr (4 to 1), won;, Lizzak, 1%, R, 1som (1 to b), sec- ond; Miss Clay, fiily, 1i2, Hinrichs (6 ‘to 1), third. Time: 1119%. ' Foremost, Major Mc- Laughlin and Mainstay also ran, Fourth race, mile and a half, steeplechase: ot, 135, McInerny (4 to 7), won; Argenta, Casey (even), second; Dick O'Malley, 129 anford (10 to 1), third! Time: 3:3814. " Al atross, Longwell and Noyo also ran. Fifth' race, about six furlongs, selling: artarian, 114, Clancy (3 to 1), won; Ccrtes, 104, Carr (3 to 1), second; Monroe, 104, Hin- chs (314 ‘to 1), third. Time: 1:19% Jim Norval, 8ligo and Gussie also ran, n Francisco distinction of elling: Jim Hueneme, New Orleans Successful Opening.! NEW ORLEANS, Dec. 8.—The winter meeting opened under brilliant auspices this afternoon. The attendance was at least 4000 and the sport of a fine character. Montre was the only winning favorite, and the ring was in fine feather. In the dead heat the purse was divid Summaries First race, three-quarters mile: Metropole (5'to 2) won, Amelia May (7 to 10) second, Bessie Nichols (4 to 1) third. Time: 1:14%. Second race, seven Clark (10 to 1) won, Miss Galop (8 to 1) sec- ond, Alethia Alten (8 to 1) third. Time: 1 Third race, five furlongs; Montre (9 to 20) won, Prince (15 to 1) second, Luprewitt (19 to 1) third, Time: 1:02 Fourth race, one mile: Melody (15 to 1) won, Clementine (7 to 2) second, Wahatchie (8 to 1) third. Time: 1:1% Rifth rac nd a sixteenth: Pearline (100 to 1) amd Contest (6 to 1) ran a dead heat, Hotspur (4 to 1) third. ‘Pime: 1:49%. Sixth race, three-quarters of a mile; Dar- win Wedgewood (5 to 1) won, Moloch (5 to 1) second, Luke Parks (20 to 1) third. Time: 1:16%. furlongs: Miss Ives CHICAGO, game in the Schaeffer by tals for the Wins the Last Game. Dee. 8—Ives won the final tournament tonight, defeating a score of 600 to 456. The to- six_nights are: Ives, 3,600; The game tonight was de- features, both men_ playing nothing brilliant, The larg est funs made by Ives.were 165, 140 and 9; the largest by Schaeffer, 125, 73 and 65, After the billiard match was over tonight Manager. Parker gave Iyes a handsome buf-, falo ‘horhi_cue on behdlf of Tom Foley of Omaha. To lend fnterést to it, the ‘cue was alleged to have been made from the horns of buffalo lain by Bill Cody. The score Ives—12, 0, 2, 0. 2, 15, 9, 165, 30, 8, 10, 12, 10, 74, 17—600. Avérage, 4. Grand total, aeffer—72, 1, 1, 0, 12 21, 73, 14, 0, 4, 5, 5055, Average, Grand 'tofal, 2,831, 2 47 Hot Gamn at Ashland. ASHLAND, Neb., Dec. 8.—(8pecial Tele- gram.)—At this afternoon 500 people wit- nessed, between two picked elevens, one of the hardest fought games of foot ball ever played in Ashland. The teams were evenly matched, and by systematic team work each eleven succeeded in gcoring two touch- dcwns In the last half. The last half was somewhat disastrous, as Robbins, left half, received a broken nose, Enlow, right half, was knocked insensible’ for a ‘few seconds Ly a flerce tackle of Youngs, right end, who got three teeth knocked out. Trim Young, sr., umpire, Yale; David Dean, Har- vard, referee; Dr. A. 5. Von Mansfelde, linesman, Nice Littls Go n New Hampshire. NEWMARKET JUNCTION, N. H., Dec. 8.—The finish fight between the light- welghts, Bellireay and Tom Carrol, which was stopped by the police at Portsmouth Thursday night, was pulled off this morning. The lads fought for the 125-pound champion- ship of Worcester, Mass., and a stake of $500. The contest was ferce and bloody to the last minute of the tenth round, when Bellireay knocked Carrol out with a ter- rific punch in the stomach. Carrol did not recover consciousness for fully ten minutes. Wayne Wins from West Poinr. WAYNE, Neb., Dec. 8.—(Special Tele- gram.)—The elevens of the Wayne and West Point High schools played a hotly contested game of foot ball at the fair grounds here today. A large crowd wit- nessed the game. The Wayne team showed its superiority over the visiting team by a score of 14 to 4. Ashee Will Go to Now Orleans. Dec. 8.—Jim Ashee, the colored -pound champion of New England, today agreed to go to New Orleans to fight Jimmy Barry of Chicago, on December 14. Con- nors, who was to have fought Barry, flukeéd for some unaccountable reason. 1ts Work Ended. CHICAGO, Dec. 8.—The board of appeals of the American Trotting association col cluded fts work this afterncon and ad- journed until next May. —— Ex-United States Minister Clarke E. Carr. Hon. Clarke E. Carr of Galesburg, I, late minister of the United States to Den- mark, was among the callers at The Bee building yesterday., Mr, Carr Is a proml- nent republican of Iilinols and brother of General Carr, well known in the transmis- sourl country, Mr. Carr's visit to Omaha was for the purpose of luoking after his landed property interests in this vicinity. He I8 very much chagrined over the recent exclusion of American meat products from Denmark, as he had been personally instru- mental fn securing the _introduction of American packing house products in Den- mark, and had on several occasions averted the attempted boycotting of American meats by the butchers of Copenhagen and other Denmark cities. Ix-Minister Carr ascribes the recent exclusion order to the butchers' combine and also to the apparent indiffer- ence of the departments at Washington charged with promoting our cattie raising and meat export industr; L WA Jucksonian OMeers and Hanquet. Notwithstanding the “flood” of Novem- ber 6, when the democratic party was al- most wiped from the face of thé earth, about 160 who had taken refuge in the ark responded to the call of the Jacksonian club last night and elected the following . officers for the ensuing year: T. J. Mahoney, presi- dent; R. V. Montague, John Dwyer of Heat- rice and C. J. Carlyle of Banner county, vice presidents; Henry Blum, recording sec- retary; Dr. A.'Hugh Hipple, corresponding secretary; Charles Connoyer, treasurer; Lee Herdman, financial secretary; Lawrence Fay, sergeant. rms. p A 'vote of thanks was extended to the re- tiring officers. W. K. Wappich, chairman of the commit- n banquet, reported that arrangements been made with the Mercer hotel for the fourth annual banquet, to be held Jafu- ray 8 1895, and efforts will be made to have this the crowning success, Hon. W. J. Bryan, Hon. Horace A. Hoies of Towa and Governor Stone of Misosurt will be the speakers, I e Military Acndemy Appiopriation. WASHINGTON, Dec. 8.—The military academy appropriation bill, reported by Mr, Outhwaite today, carries $i57,678—$121,372 less than the estimates, and $1,163 more than the appropriation for the current flscal year. NEBRASKA® INSURANCE LAW w11 s ahisly Interest ofPr:;a?;‘ Owners in Its Provisions arf qulniutrntion. 15 3 VALUED PCLIGY, FEATURE DEFENDED s 9139 Strictures of ghe State Auditor Answered Along the Rines of Supreme Court DeeistodbiLioyds and Mutuals s Faglars of Competition. 6.—To the Editor of The Bee: Without questioning the motives of Hon. Bugene Moore, in whose probity and capacity 1 have the utmost confidence, I must take excoption to his loglc as ex- emplified by his conclusions on fire insurance, glven in his annual report to the governor. Mr. Moore's attitude is so strangely at varl- ance with the experfence of insurers in Ne- braska and so consonant with the claims of the fasurance companies that it would al- mest warrant the conclusion that he was actuated by some ulterior motive In making his recommendations. His strictures on the Insurance laws are in part justified, but to a disinterested observer it appears that he has gone a little too far when he writes: “In view of the alarming increase of the loss rate, as compared with the premiums recelved since the enactment of sections 43 to 45, both inclusive, of chapter 43 of the Annotated Statutes of 1893, I am forced to the conclusion that etiity and fair dealing as between the two parties to an insurance contract make 1t almost imperative that the sections referred to be repealed, and, if deemed necessary, substituted by a more rational and less partial act. 1 can't resist the conclusion that the effect of this act is to create an incentive for incendiarism, and thereby greatly increase the moral hazard of the risk written as well as to jeopardize the property of the nelghbor, which neces- sarlly must result in advanced insurance rates for the hohest insurer to pay or a witkdrawal of the companies from the field. Were all men above the suspicion of avail- ing themselves of the advantages they might gain financially by the valued policy law its effects would bs benefictent and there would be no reason to suppose that this or any other law would place a premium on arson.” ““Moral hazard” s one of the fetiches of “old line” fire insurance worship. It would hardly be a cause for wonder if the agent of company sustaining a loss shonld insinuato that the origin of the fire might b2 explained by the insured; but what is to be thought of the state official who incorporates in his an- nual report an imputation of dishonesty, which being general, *reflects upon cvery one whosa property burned was insured? It is only an act of business prudence to place insurance against fire on property, and it does not follow If the property is destroyed in such way as to earn the money ‘guaran- teed by the polley that the insurer was dis- honest. Why, following out Mr. Moore's pe- culiar line of reasoning, should it decrease the “moral haZiftd" "for an intending in- cendlary to be limitdd to 80 per cent, or any other percentagd ‘of the face value of the policy? To an offfnary mortal, not gifted with the presciince of an actuary, it seems absurd that thé matter of insuring to its full value—the yirtfié claimed chiefly for the 80 per cent cladss) as I understand it—would deter a dishonest man from conniving at the destruction. of Dis pwn property. ‘‘Moral hazard” is mer: ly‘d\ln: kicked up by fhe in- surance companigs who desire to avail them- elves of premiiims on $100 while only as- sumini a risk of $80. SUPPORTED BY, THE SUPREME COURT. One peint onoiwhich the supreme court of Nebraska has.:profounced plainly and con- sistently Is that svhen the loss by fire is total the face of the policyl must be paid. Stipula- tions. contrary: tovehis .are invalid, and stipu- lations for arbittation beforc bringing suit have been heldiwef no effect because of their operation to oust courts of their rightful jurisdiction. «It. would appear that the natural funetion: of ‘a:-law should be to protect the people and not the insurance companies, " 3 Under the Nebraska law and the Nebraska decisions an insurance company is held re- sponsible for the risks it assumes. If it accepts premiums on a certan sum It must pay that sum in case of loss. Why a com- pany should ask to be permitted to receive pay for doing a certain thing and then have a law to permit it to avoid doing just what it has been pald for passes understanding. “'Co-insurance’ the companies call the opera- tion of their pet 80 per cent clauses. Ex- tortion is the plain, everyday name for it. Its operation is to limit the amount of the company’s lability to a sum below that named in the policy. If, for instance, a pieco of property valued at $1,000, of which 80 per cent is $800, be insured for $500, the company’s liability’ for loss less than total destruction is only in the ratio of 5 to 8; i. e, it the loss is equal to $500 and less than total the company pays but five-eighths of the face of the policy. Although it has accepted premium on $500 it has stood to lose but $312.50, having in reality collected premium on $187.50 of risk that never ex- isted. In case the loss is less than the sum named on the face of the policy the com- pany ia held only in the ratio 80 per cent of the loss bears fo the sum named. If you make this illustration thousands, instead of dollars, you may see why the insurance com- panies prefer the 80 per cent clause and ob- ject to the valued policy law. In its opera- tion the latter prevents unscrupulous agents from writing risks at fancy figures, collect- ing large premiums: thereon, and then, when fire comes, ‘‘compromising” for a nominal sum. It insures the property owner against a ‘“‘moral hazard” as concerns the com- pany. IN DEFENSE OF LLOYDS. Auditor Moore says concerning ‘“Lloyds’ and similar organizations: “I have made strenuous efforts to prevent the Lloyds and other unauthorized alleged Insurance asso- clations, companies or corporations from so- liciting ‘or procuring business in our state, and have directed the attention of all con- cerned to the unreliability of that class of presumed insurance and the hazard they assume in dealing with any of these wildcat schemes that refuse to comply with our laws, and have also done all T could to apprehend some of these unlawful underwriters and bring them to justice.” In view of the fact that insurance companies, as generally understood, are merely an evolution of Lloyds, adopted to secure to the few stock- holders the increment once shared by all the insured, the characterization of Lioyds as ‘alleged” insurance companies is good. In a Lloyds or mutdal fnsurance company busi- ness men or property Owners assume among themselves risks.on each others' property, varying in propoetioh to the aggregate In- surance guarantedd each individual. As the members of the mrganization are responsible to each other wnly; and each is equally interested . witn (all,s the natural = inference would be that .thé Lloyds would come as near obliterating the‘moral hazard” feature as1any plan ever devised eagonable conclusion that honest men would satisfy themselves of the honesty of thelr, amsociates before placing thelr property dnterests at jeopard. As mutual arrangementa of this kind affect in thelr operations_only the persons directly interested, it is pqually plain that. the cry against them 1s .xiof for the protection of the public, but to'asslst “‘old line" companies in driving out dhfigerous competition. The arguments ‘aro Meytical with those used in lite insurance ¢ircle against the fraternal mutual socleties.” I any legislation is to be had on this topic. I suggest that it be in the direction of giving Lloyds a standing along- side the old line companies. Business men should bé permitted to assume all the risk it they desire; it fs the desire of insurance companies that they be compelled to “co- Insure” for 20 per cemt of the face of the policy; why not' fof all, If it be satisfactory to the owners of the property protected by Lloyds? Insurance companies are good things In their places. But they are not eleemosynary: institutions, and deserve only such treat- ment as is accorded ordinary business ven- tures. Give them thelr due, but no mor PROPERTY OWNER. » Thiet MoClain Is in Missourl. NEOSHO, Mo., Dec. 8,—J. M. McClain, who stole 2,821 sheep on G. W. Edwards' ranch, twenty miles from Powder Spring: Wyo., and sold them in Kansas City, r OMAHA, Dec, ‘ments, celving in payment two eashier's checks on the International bank, has turned up at Indlan Springs, Mo., where he traded the checks to D. J. Parish for real estate in Christian county. Parish presented the checks to the Neosha Savings bank, whero he got cash on one, and deposited the other for collection. TEXT OF THE TREATY (Continued from First Page.) cast on shore in the territorial waters of his majesty, the emperor of Japan, shall take place in accordance with the laws, ordinances and regulations of Japan. Such stranded or wrecked ship or vessel, and all parts thereof, and all furniture and appur- tenanc:s belonging thereto, and all g ods and merchandise saved therefrim, including those which may have been cast into the sca, or the proceeds thereof, If sold, as well as all papers found on board such’ stranded or wrecked ship or vessel, shall be given up to the owners or their agents when claimed by them. If such owners or agents are not on the sp:t the same shall be delivered to the respective consuls general, consuls, vice consuls, or consular agents upon belng claimed by them within the period fixed by the laws, ordinances and regulations of the country and such consular officers, owners or agents shall pay only the expenses in- curred in the preservation of the property, togsther with the salvage cr other expenses which would have been payable in the case of a wreck of a national vessel The goods and merchandise saved from the wreck shall be exempt from all th: duties of customs unless cleared for consumption, in which aso they shall pay tho ordinary duties. When a vessel belonging to the citizens or subjects of one of the high contracting parties is stranded or wrecked in the terri- tories of the other, the respective consuls general, consuls, vice consuls and consular agents shall be authorized in case the owner or master or other agent of the owner is not present, to lend their official assistance in order to afford the necessary assistance to the citizens or subjects of the respective states. The same rule shall apply in case the owner, master or other agent is present, but requires such assistance to be given. “Article 12—All vessels which, according to United States iaw, are to be deemed ves- sels of the United States, and all vessels which, according to Japanese law, are to be deemed Japanese vessels, shall, for the pur- pose of this treaty, be deemed vessels of the United States and ‘Japanese vessels, respect- ively. RECOVERY OF DESERTERS. “Article 13—The consuls general, consuls, vice counsuls and consular agents of each of the high contracting parties residing in the territories of the other shall sccure from local authorities such assistance as can by law be given them for the recovery of deserters from vessels from their respective countries. It is undersiood this stipulation shall not apply to the citizens or subjects of the coun- try where the desertions take place. “Article 14—The high contracting = par- ties agree that in all that concerns commerce and navigation any privilege, favor or im- munity, which either high contracting party has actually granted or may hereafter grant to the government, ships, citizens or subjects of any other state, or shall be extended 10 the government, ships, citizens or subjects of the other high contracting party gratu- itously, If the concession in favor of that other state shall have been gratuitous, and on the same or equivalent conditions If the concession shall have been conditional, it be- ing their intenton that the trade and navi- gation of each country shall be placed in all respects by the other on the footing of the most favored nation. “‘Article XV—Each of the high contracting parties may appoint consuls - general, pro- consuls and consular agents in all the ports, cities and_ places of the other, except in those where it may not be convenient to recognize such officers. These exceptions, however, shall not be made in regard to one of the high contracting parties without being likewlse in regard to every high power. The consuls general, consuls, vice consuls, pro- consuls and consular agents may exercise all functions and shall enjoy all privileges, exemptions -and immunities which are or may- hereatter be ' granted to the consular officers of the most favored nation. “Article 16.—The citizens or subjects of each of the high contracting parties shall en- Joy in the territories of the other the same protection as native citizens or subjects in regard to patents, trade marks and designs upon fulfiliment of the formalities prescribed by the law. INCORPORATION OF FOREIGN SETTLE- MENTS. “Article 17.—~The high contracting parties agree to the foilowing arrangement: ““The several foreign settiements in Japan shall, from the date this treaty comes into force, be incorporated with the respective Japanese communes and shall henceforth form part of the general municipal system of Japan. The most competent Japan- eso authorities shall thereupon assume all municipal obligations and duties in respect thereof and the common funds and property, if ‘any, belonging to such settle- shall at the time be transferred to the said Japanese authorities. When such in- corporation takes place, existing lessees in perpetuity upon which property is now held in the said settlement shall be confirmed, and no conditions whatsoever than those con- tained in such existing leases, shall be im- posed in respect of such property. It is, how- ever, understood that the consular authorities mentioned in the same are in all cases to be replaced by the Japanese author:ties. All lands which may previously have granted by the Japanese government free of rent for the pub- lic purpose of the said settlement shall be sub- ject to the right of eminent domain, be per- manently reserved free of all taxes and charges for the public purposes for which they were originally set apart. “Article XVIII—This treaty shall, from the date it comes into force, be substituted in place of the treaty of peace and amity concluded on the third day of the third month of the seventh year of Kayee, corre- sponding to the 31st day of March, 1854, the treaty of amity and commerce concluded on the 19th day of the sixth month of the year Ansel, corresponding to the 29th day of July, 1858; the tariff conventions con- cluded on the 13th day of the fifth month of the second year of Keyo, corresponding to the 25th day of June, 1866; the convention concluded on the 25th day of the seventh month of the eleventh year of Meiji, corresponding to the 25th day of July, 1878, and all arrange- ments and agreemen(s subsidary thereto concluded or existing between the high con- tracting parties; and from the same date such treaties, conventions, arrangements and agreemeénts shall cease to be binding, and, in consequence, the jurisdiction exercised by the courts of the United States in Japan, and all | the exceptional privileges, exemptions and im- munities then enjoyed by citizens of the United States as a port of or appurtenant to such jurisdiction, shall absolutely and with- out notice cease and determine, and there- after all such jurisdiction shall be assumed and exercised by “Article XIX—This treaty shall go into op- eration on the 17th day of July, 1899, and shall remain in foree for the period of twelve years from that date, and either contract- ing party shall have the right at any time after elevn years have elapsed from the date it goes Into operation to give notice to the other of its intention to terminate the same and at the expiration of twelve months after such notice is given this treaty shall wholly o e and terminate. Article XX—The treaty shall be ratified and the ratification thereof shall be ex- changed, either at Washington or Tokio, as soon as possible, and not later than six months after signature. “In witness whereof, the representative plenipotentiaries have signed the present treaty in duplicate and have thereunto afxed their seals. “Done at the city of Washington, the 224 day of November, in the year eighteen hun- dred and ninety-four, of the Christian era, corresponding to the twenty-second day of the eleventh month of the twenty-seventh year of Meifi. (Seal) (Seal) WALTER Q. GRESHAM. SHINOCHURA KURINO. ALl el Weavers and Carders Strike, SOUTH BEND, Dec. 8.—A portion of the weavers and carders in the South Bend woolen mills went out on a strike. The strike 1s for the restoration of a 12% per cent cut in wages made some months ago. e it State Warrants Good for Taxes. MONTGOMERY, Ala, Dec. 8.—A bill has been passed making state warrants receivable for taxes. The purpose of the bill is to make e warrants a circulating mediuw, UNDER THE TROPICAL SUN Along the Route from the City of Mexico to the Isthmus, LAND THAT FLOWS WITH MILK AND HONEY Interesting Detalls of a Journey Through u Country Which Teems with Fossibils itles, Bright Plumnged Birds and All Kinds of Game. CITY OF MEXICO, DEC. 2—(Speolal Correspondence of The Bee)—The writer, with Mr. Theodore Olsen of Omaha, left the City of Mexico for a trip to the Isthmus of Tehuantepee recently, and I believe a brief story of what we saw will interest some of Mr. Oleen’s friends, at least it will strengthen some of the stcries he will tell when he re- turns to Omaha. Leaving Mexico in the morning, the route is gradually up the mountains which sur- round the valley. It passes around Lake Texcoco and through the thousands of acres of maguey plants which furnish the juice to make pulque, which is the drink of the rich and the poor alike in Mexico. Trains are run into the city every morning loaded with pulque for the day's consumption, and | I should be afrald to say how many gallons, barrels and car loads are consumed daily. There Is nothing especially interesting on the trip until Esperanza, the dinner station on the Mexican railroad, is passed. Leaving Esperanza, we commence a sharp descent (o the tropics, with the extinct volcano of Arizala in ‘full view to the north of the track. The latest surveys made this the highest mountain in North America, and the top Is covered with snow the year around. [ have seen all, the famous peaks in North America, and consider Arizala the grandest of them' all, Winding down and through a the side of the succession of tunnels and over grades and around curves that prcmise to serd the traln and pas- sergers down some of the many frightful precipices over which the road passes, we note the sudden change from the hill growth of pincs and scrub brush to the luxurious vegetation of the tropics. Before arriving at Arizala the trecs are beginning to be covered with beautiful orchids of var- fous forms and colors. Many of them I have seen in botanical gardens and hot houses, and others have never been trans planted from the tropics, We arrived at Arizala soon after noom, with a buzzing in our ears from the sharp descent, and spent the afternoon looking at banana farms, sugar cane flelds, and coffee plantations, all of which are of psculiar interest to one who has never been in the tropics before THIS WAS AN BEARTHQUAKE. We found good accommodations at the Hotel la Borda, and wera sitting around the table at supper discussing the political sit- uation when we felt a severe shock. Doors comrmenced to open and shut, pictures swung out from the wall, and finally the walls themselves began to bow to each other Olsen jumped up to ask what was the mat- ter. Some one informed him that it was an earthquake, and he seemed perceptibly disturbed. Several of tho guests started down stairs to get out of the building. Olsen stood it for a few seconds and then started for - the street, saying that he didn't see that he could do any good by staying there, and that he had urgent bus ness outside. The shock lasted forty-two sec- onds and was very severe. Olsen wanted to know if it was provided for his benefit, and said that if it was they might omit it from any future entertainments. At Vera Cruz we were detained for some hours while walting for a steamer to take us to the isthmus, and Olsen figured on the chances of his dying with yellow fever. After a rough sea trip in a miserable tub of a steamer we landed at Coatzacoalcos and teok the train across the isthmus for Santa Lucrecia, where we were to take canoes and come back down the river to Coatzacoalcos. This railroad belongs to the Mexican govern- ment, and if properly managed will hurt the Panama route and our own transconti- nental railroads. It is about 900 miles shorter from San Francisco to all Atlantic ports than the Panama route, and with deep water at Coatzacoalcos, which Is very easy with the jetty system, the isthmus will very soon attract a. great deal of attention from busi- ness men and investors. The lands are won- derfully fertile, and the crops grow almost without cultivation. These comprise coffee, rubber, vanilla, cane, tropical fruits of all kirds, beans, and very fine tobacco. The peninsula of Yucatan Is the best corn marker of Mexico, and is right at the door of the isthmus . country, with cheap water trans- portation; every week. Yucatan is also a fine market for lard and cattle, fat hogs bringing as much as $45 each on foot, and with three corn crops a year from the same land, some of our Nebraska farmers would soon get rich raising corn and hogs alone, to say nothing of the many other sure crops that will pay from 25 to 100 per cent each year on the money invested. Lands are still cheap, but are rapidly being bought up by syndicates for division into small _tracts. Then they are sold at from $5 to $20 per acre, and in a few years they will be worth much more. WITH CHAIN AND PADLOCK. At Santa Lucrecia we got our first taste of hardships. We were to sleep in a ‘“‘stick shack” with a palm roof, and when we ar- rived that night it was raining and the mud was a foot deep. We were lucky to get a supper of beans and fried eggs and Bud- welser beer. We didn't do a thing to the beer. When we retired, which was in full view of the whole family, we were locked up with a chain and padlock. Olsen protested, saying that he was an honest man and an American citizen, as well as an official of the city of Omaha, and he didn't propose to be locked up by any barefooted Mexican. All this was said in the choicest English, not one word of which was understcod by our host, who simply replied, “SI, Senor,” and retired, leaving us for the night on our cots, with the mosquitos and two or three pigs rooting at our traveling bags and clothes. We had a delightful ride down the Jaltipe river in a canoe to the mouth and then down the Coatzacoalcos river to the mouth of the Chalchijapa, and no man can describe the beautles of that trip. With the luxurious tropical growth and curious looking trees, bright plumaged birds flymg back and forth across the river and among the trees, we had enough to - occupy our attention. Immense alligators and gen- uine crocodiles lay on the banks sunning themselves, and they were perfectly careless of our presence until they would get a charge of shot from my Winchester repeater, when they would churn the water into a foam and rise a few hours later to furnish food for the “‘Zapitotos,” the scavengers of Mexico, We arrived at the mouth of the Chalchijapa river at night, after four hours canoeing. After a good suvper, with a nip of “Canam which Olsen declared was brewed by the devil himself, we retired to a pole loft which was reached by a mahogony pole with notches cut in it, something like the poles on which chickens climb fo their roost. After several attempts and as many falls, our boatman held the pole to prevent it from turning, and we reached the upper story and arranged our beds. We had arranged a mosquito net to fit over our big, wide-brimmed hats which covered our faces very well during the day and afforded some protection against the mosquitos and rodadors, but it was a dismal failure at night. We tied a string from the peak of the hat to the roof and then hung the mosquito bar over it to protect our faces. Our boatmen, who were Initiated and had brought *‘boog bars,” laughed and seemed to appreciate what a good time the mosquitos would have with us later. I hope the insects enjoyed It, and I think they aid, for we looked as though we had had the smallpox the next morning. We slept lengthwise on the poles in the loft, and Olsen being a little ft had a hollow in his head and down his back where the pole sunk into him. At d break we had a good breakfast and set out in our canoe for a trip up the Chalchijapa river. This, with the superb scenery, is the pettiest river I have ever seen, PARADISE FOR THE HUNTER. The jungle of valuable woods is full of game. ~ Deer, tigers, lMons, tapir and pec- carles are all there in abundance, with phe: ants and all kinds of bird monkeys in the vine covered trees. The parrots and Guacameyos keep up an incessant chattering, which is almost deafening at times. We fol- lowed the river for about nine miles and mountaln g Ao e TS e P came to a camp of Indians, who are clearing up land for a town, which is fo be an American colony, surrounded by ooffee plan« tatfons. The lend will apparently grow almost anything on earth almost without cultivation. Most of the clearing Is done with long knives, called machettes, which are made In Con: necticut, in the use of which the natives are wonderfully expert. We bade goodby to the camp and started down the big Coatzacoalcos river to the port of the same name, some eighty miles away by canoe. The settle: ments grew thicker we went down the river, and we stopped at a little Indian set« tlement about fitteen miles from our starting point for the night. And a miserable night it was. Mosquitoes in clouds, with a few beans for supper and the ever present ‘‘tors tilla," without knifs or fork, we finished our supper, laid our blankets on the wet ground and began a night of misery. Our patent bars were simply a joke for those mosquitoes. Olsen says he saw’ some of the mosquitoes holding up the blankets while the others went under. The prevalling style for women and glrls on the isthmus is a little more than full evening dress hey have nothing abova the waist, and very little below, no powder or paint and very little jewelry. We shot largo lizard that afternoon, called “Iguana, which was fully six feet in length. They live in the trees and are considered a great delicacy by the Indians, but they are cer- tainly the ugliest reptile 1 have ever seen. We also shot and killed two monkeys and cap- tured a young one, which wo kept in the canoe for two days and then gave to an American lady from Denver, whose husband has a large coffeo and sugar cane plantation on the river. This couple gave up a life of luxury to make a home on the Isthmus. Their furniture is all solid mahogany, made from wood cut from their own place. ~ While hera we caught a ecrocodile eight feet and six Inches long with a hook and line while we were fishing for catfish. We spent the night at Minatitland, which is a great ma- hogany shipping port and was a fitting out post for the California gold hunters before the Panama route was opened. The balance of the trip was without special incident, We found the isthmus very healthy, with the exception of a few localities, where chills GOOD GOV, and malarial fever prevail. H. - RNXMENT CONVENTION, Se ad Annual Session Convened Minneapolis Yestorday. MINNEAPOLIS, Dec. 8.~The second na- tional conference for good city government convened today with a larger attendance than at the first conference last winter in Philadelphia. Vice President Charles Rich- ardson of Philadelphia called the convention to order and George Burnham, jr., of Phila~ delphia was male chairman. The conven- tion was welcomed by Mayor W. H, JRustls and a response was made by Prof. f3dmund J. James of North Wharton school of th: University of Pennsylvania. Addresses were were mude during the morning on municipal nditions in western cities. Minniapolis, Paul, Milwaukee, Cleveland; New Or- and Kansas City were represented in scussion, In the afternoon Prof. Jere- miah Jenks of Cornell university made an address on proportionae representation and municipal reform. Later the subject of methods of work and organization was diss cussed in papers by Willlam G. Lowe of New York, Herbert” Welsh of Philadelphia and other members of the convention, g Damaged by Water and Fire. At 7 o'clock last night the fire department was called to the corner of Fourteenth and . Farnam streets. The furniture in the office of Dr. A, P. Johnston, above the corner, had caught fire’ from the' hot water pipes.’ The office was damaged to the extent of $0. The office of Coutant & Squires, below, was damaged by water, but the 10ss was not more than §25. The building was owned by the estate of 8. R. Brown, and suffered @ loss of about $200, covered fully by insurs ance. While the firemen were busicd in ex- tinguishing the fire the water hydrant at the corner burst and the water flocded. the cellars of the neighboring buillings. The greatest damage was done to the barber shop under the corner, which was flooded by three feet of water. Damage was done to the extent of $200, Which was not covs ed by insurance. The owner of the shop is W. P, Jackson. In the basement, of Heafy & Heafy's undertaking rooms, just . north of the corner, several caskets were damaged, but the loss will not be great. The watér overflowed Into the cellars of the - following firms, besides those mentioned, but the damage to each was only nominali - Willlams & Smith, 1422 Farnam; . W. C. Norris. 1420 Farnam; Aloe & Penfold, 141§ Farna,a; Samuel 1416 Farnam Burke's ‘saloon, 220 South Fourteentli street, and Hamilton & O'Hearn's, 214 South Fours teenth street, - Witnesses fy Faker Was Drowned. KANSAS CITY, 8.—8ix witnesses were examined in the Fraker case up to the noon recess today. The burden of the evi-: dence was to the effect that Fraker cers & tainly lost his life by drowning, and that the formation of the river bank at the point_ where he fell into the water is such, | that it was impossible for him to reach shore without assistanc i A steamboat caplain testified that he took his boat to the place and discovered that : the eddies are so strong a few feet from the bank that a man could easily be drawn, | under. Says She CHICAGO, Dec. 8.—This afternoon Annie Mahon confessed to her knowledge of the Barnes murder. She told the police that she was present when Jordan killed Barnes and she said that the murder was coms mitted last Tuesday night. Since that time, according to the woman's story, she helgecl put the body in the box and on Thursda: night helped Jordan to hire the express wagon. She added that she had lived with Barnes for five years. Her sister was pres ent while the woman was making this cons fession. e e President ns the Chinese Treaty. WASHINGTON, Dec. 8.—The president to- day signed the proclamation anonuncing the ratification and taking effect of the new Chinese immigration treaty. The proclamation is precisely similar to those usually issued in such cases, and is confined to a recital of the text of the treaty, with notice to the public of its ratification, —————— Three Tramps Killed in & Wreek. LEBANON, Ind, Dec. 8.—A frelght train, consisting of twenty-three cars, ran Into an open switch five miles east of this city at_an early hour this morning and was partially derailed. Three tramps, who were stealing a r'uc between two box cars, were instantly K'iled. The Only Preventive of Pimples Blackheads Mothy Oily Skin is CUTICURA SOAP It Strikes At the Cause viz. The Clogged Irritated Inflamed or Sluggish PORE ‘ , red and v o roheh b wich e it TG baif, and baby blomiglies 1t 18 wondértul, s N 2 G EE hl Fishes o M,