The New York Herald Newspaper, November 21, 1873, Page 8

THR MONETARY SITUATION Analysis of the Condition of Business as It Now Stands. A MORE CHEERFUL OUTLOOK. - Bank Reform from a Bank Standpoint and a Popular Standpoint. Notwithstanding the various ramors industri- ously circulated during the past couple of days of failures, embarrassments in banks and other ominous signs of fresh disaster, tae general monetary situation continues to show marked im- provement in all departments. Some effect was produced on Wednesday by the cumulative re- | ports that were sent abroad of another impend- | ing crisis. Statements already contradicted were | then repeated only to be again contradicted, and | yesterday other seeds of distrust were sown broad- cast about the street bearing unmistakable evi- | dence of the source whence they came. These, however, were but hghtly regarded, the un- doubted proof given by the Bank of England, in its reduction of the bank rate to eight per cent, of @ belief in our returning couvalescence and re- markable recuperative power serving to new ive all the efforts of the bears in this respect. | There are various reassuring s im the general Bituation to warrant this result, and it is freely Tecognized that the outlook 18 clearer, better and in many respects more satisiactory. In the first place, the banks, although not condescending yet to publish an oficial orrather formal statement Of their condition, announce themselves as large @ainers in the item of legal tenders which go to make up their reserve, while te current money rate SEEMS TO GIVE ASSURANCE that this has been accomplished without undue contraction. It would certainly be more sattsfac- tory to the public to know exactly how each bank stands, alike in regard to its deposits and loans and discounts as to its reserve; but while the Bank | Examiner neglects to perform his duty in this re- | spect we must only be satisfled with such informa- ton as bank officers themselves choose to give, This shows the aggregate conditioa to be healthily improving, but, with the language of the Clearing House Commitiee’s report in view, permits the existence of grave fear as to the condition of some of them. THE MBETING OF THE ARING HOUSE ASSOCIA- 710. was an important one, and, although without sefinite action upon the immediate subject matter im hand—viz., the report of the committee, already published, proposing certain reforms in the pres ent system—was significant in the evidence it pre- sented Oi a growing disposition on the part of the banks to accept President Grant’s suggestion, which is likely to obtain a stronger recommenda- | One of the Comm other values, labor must accept a corresponding reduction trom the high figures which prevail during the war, and which have since, With lew exceptions, been maintained. The war sentiment aroused by the Spanish butchertes in Cuba has helped in @ con: able degree to restore confidence. Coming at a time when men were largely imfuenced by their fears, when doubt and distrust existed on all sides, and the situation from day to day dragged its slow length of anticipated evil, the firm language assumed by the government in this new crisis sounded like A BUGLE CALL, to which the popular heart responded by closing up the previously disorganized ranks and present- ing @ solid front to the enemy, It was a distrac- tion, af all events, and broke the dull monotony of gloom that nad tilled men’s minds. In this way it did good, as it brought animation, a fresh purpose and new endeavor to bear where apathy was coming dangerously prevalent. Present indica- tions would seem to justily the conclusion that We have seen the worst of the panic—that 1s, in re- Spect to its developing further signs of grave in- herent weaknoss in our financial system. Much distress will, of course, remain to be dealt with as we know best, But of any fresh disaster that Would intensily the situation there does not seem to be much room for apprehension. The English market, toe, shows signs of recovery from its symi- pathetic uneasiness with us, and all the indica- tions are that Congress will assemble with the country sufering irom grave financial ills, it 1s irue, but patient, bopeiul, anxious to discover some meaus of relief in legislation, yet watchful that suck legislation shall be based on sound, con- servative principles, calculated to endure the stratn of our yearly activities, without danger oi undue expansion oF contraction at any time. ‘vhe stock market throughout yesterday, with intervals of a fractional reaction, was, taking the whole day’s operations, CONFIDENT AND BUOYANT. Gold took alower range upon the continued ship- ments from the other side, and from the tone of the Washington despatcbes, which still speak expect- antly of @ pacific solution of our present difficulty with Spain. This was further helped by the posi- lve statement from Washington, on the authority oi Our Consul at Havana, that only 53 of the people taken on board the Virginius had been executed, and that no executions had taken place since the sth inst, This information was given as being direct from Santiago de Cuba. It is scarcely neces- sary to add that the general opinion in respect to this was that it was 53 too many, The diflerence of feeling which prevailed at the meeting of the Clearing House, togetier with the secession of some of the papers, contains also ASSURANCE OF THE BETTER CONDITION OF THE BANKS. With the whole system oi national banking under jealous supervision they would not be likely to quarrel among themselves unless they felt them- selves strong enough to stand alone. During the early Gays ol the panic they were glad enough to vail themselves of mutaal support for mutual safety. Now that trey are willing to disagree the inference 18 natural that they can afford It. Will not the Comptroiler ot the Currency, however, | instruct the Bank Examiner to do his duty in the premises and let the public know before Congress assembies, how each bank in this city actually stands, and stop these repeated bear rumors reé- specting their condition? SPECIE PAYMENTS, The meeting of the Chamber of Commerce, which was to have been held tis afternoon for the further consideration of Mr. A. A. Low’s paper in Telation to tue financial crisis, was postponed until the 28th inst. THE ALDERMEN, URS ot sioners of Charitable Corrections Confirmed—The Comptrol- ler’s Quarterly Report and $700,000 Contingency Fund. A regular session of the Aldermen was held yes- terday, President Vance presiding. tion in his message from the events of to-day— viz., free banking. In other words, five of the | principal banks by their wi ‘a! from the | meeting and one by its absence protested against | the movement the Clearing House Association a supervisory authority in the | a the banks and their customers, | E wledginent of Sof the fact that the-people ¢ WHAT CONSTITUT KING, and neither the govern y ‘aggregate number of bank presidents » right to pre- gcribe rules tor the management of a banking | Dusiness, either in respect to or contraction, any more than to dic newspaper should publish. A free tem is as much a right of the peop! the former being as essential to fina action as the latter is to politic. ligious liberty. The meeting was ¢ | avabout one P, M,, and remained in session until fiiteen minutes vast three P.M. all of the banks | of the association were represented, excepting the Chemical Bauk, A motion was ma de in the early | part of the session to lay the report on the tavie, Which was lost, as was also & motion, which was immediately made thereupon, to postpone action on | the report for 60 days. Mr. Vail, representing the | Bank of Commerce, then withdrew, and was imme- | bankin: iree pi Biately Jollowed by the representatives of the | Grocers’, Metropolitan and State of New York Later the representatives of the Mercantile, Fourth Nationa! nk of New York retired | ea of business requir- ciive banks, A mo- acceptance of the re- lost, wnereupon the consideration of the report Sections 1 to 19 were passed | on. Article 20 was AMENDED and Ban froma the meeting upon the p! ing their return to their res; th tion was then made tor ort as a whole, which meeting proceeded to by separate sections. over without discu to réad:— No member allowed to poration, firm ¢ Corporated bank: Brooklya, Jersey be subject to an ex mittee of the Clearing House whenever deem: Bary. Section 3 of article 22 Was amended so as to read Bs jollows ‘That it will not receive upon deposit as cash from deal- ers checks drawn otherwise than upon banks which are | members of this association, or upon such regularly in- eorporated banks as heretorore provided by article 2. | A motion then followed to allow three per cent | interest on deposits, which was voted dowr bya | large majority. It will be noticed that this is also \m accordance with # s%ggestion of President Grant. The meeting also evinced much feeling in opposition to the certification of checks—a matter, | it may be said, which, when practised without a | security to cover the amount of the check, is sim- ly a iraud upon the public, and belongs rather to he Control o: the courts than of the associated bank presidents, The meeting adjourned, to meet on Tuesday next. ‘This same report promises yet to furnish some interesting developments of an inscructive, | {f not sensational, nature. it is at present sub- jected 1o some very harsh criticism, and many of the opinions and strictures such dogmatic utterance are variously and indig- | nantly canvassed. It has brought into antagonismn | the views of men willing, anxious and determined to realize all the profits permissible under the hational banking system, with those who this realization the extinguishment of the In any event, jt represents ouly @ family di both parties being desirous of perpetaating the present system, while THE TRUE INTEREST OF THE PUBLIC calls for a bank reform tiat siali be uauional in | its character, not a mere reform i national pank- ing. What is wanted 1s free banking without government aid or interference except to enjoin &@ proper security for circuiauon and an honest ad- ministration on the part of bank officials—in other words, police supervision only. There is danger of @ Cisagreement among the associated banks upoa this report and plan of reorganization, with the possibility of two Clearing houses. ‘This would ouly embarrass business, work demoralization m bank aims and uses, and bring discredit upon the com- mercial metropolis. Congress should look to it, when it comes to deal with this featare of the financial problem, that our banking system rest more firmly with the people, on the people. for the People, and grow and fourisi as it finds favor with hem, meets their wants and requirements, and by honest management challenges their support. The present system is faulty in this respect, that it Ww half held ont, as it were, tothe people by whe government. a beneft conierred upon them instead | Of being the simple emanation of a public necd. There is much MAITER FOR THOUGUTPTE CoNSTDER on the part of our leg i Di our banking system, has been a growing « sition to bring the gov ernment into intimate relations with the business of the country by imposing upon it duties which more properly belong to ihe people themselves, This has grown to such dimensiona that itis now seriously asked of government to assume control oi the railroads, in the interest of cheap trausporta- tion, and the government itsel! proposes to run opposition to the many well governed, capably mauaged savings institutions throughout the States, and establish a postal savings b bave had one United States Bank, and this to be sufficient experience in that ilne. The be no doubt of the excellence Of the idea ¢ savings oank under certain circumsts works admirably, itis said, in England. So it may; bot England is diferenuy verned from thi country. Under a monarchical system governmen May assume and exercise without hurt or damage paternal duties which in arepublic are SUHORRENT 70 THE SENSE OF INDIVIDUAL ERRIGNTY, and can only be relegated to govermental assump- Lion at the sacrifice of 0 much of freedom. There \e danger of Cesarism in finance, as in all other Separtments of social life, and it were well that its rarliest approaches were eucountered with vigor- US Opposition, in making a generai survey of the monetary Situation not the leasi satisfactory aspect of it, in the seuse Of recovery, is the gradnal reopening of factories and other establishments where much labor is employed. ble that this re- Suinpuiok Of activity in the manutacturing indus- tries is accompanied by w readjustment of the rela, tions between labor and capital. In other words, there has been generally avplied among the Operatives @ new schedule, either in respect to ‘ime or wages, which works same resuitin Doth cases. ‘There is @ significance in this that deserves not to be overiooxed. it is the sign that she ung kvs vyg Wwaen, With hy euuubyge i ya cont id neces- cau A Postal cs. It sov- Tt i9 no | of Mr. Nesbitt. there put forth with | ; } unfortunate among us, that the Fireless Engine Company be empowered to work their machines on any raiiroad line above Fourteenth street, subject to the provisions of chapter 14 0f the Laws of 1 The scheme is to replace horses oo street rauroads, and, although Mr. resolution rashed through with so mach haste that no members liad, an opportunity to inve gate the merits of the thing that 1s likely to geta Joothold in consequence. The ¢ ending October 31, 1873, and Mr. Monheimer moved that copies be printed in document form. He that it was very importeni, as it contained ns paid to these examiners, Taintor, Aicott ud cigbt or ten detectives. The people those Men. The resolution was carried, » Irom the table the ce, Cooper. Ott ‘an Schaick and Flanagan, Kebr, Koch, Lysagi und Mr. MORRIS then moved the confirmation of R, B, Nesbitt as one of the Commissioners, Mr. Keur considered the law an infamons en- croachinent upon tue civil rights of the people, 1a that a parent dure nov senda clild for a pail of beer Without subjecting it to arrest. MONE MEK moved to substitute the name of » lor Mr. Nesbitt. This was lost oy ng vote—ll nays and 3 yeas, Messrs. Morris, Vance and Billings. ihe Hoard then took a vote on the confirmation it stood yeas 8, nays 6, the aitirma- tive being Messrs. Billings, Vance, Cooper, Flana- gan, Kehr, Monteimer, Morris and Van Schaick, and the nominee was deciared confirmed. Mr. VAN SCUAICK asked that the item of ‘mis- cellaneou: ding Mr. Green’s coutingencics of $700,000, winch at the last meeting nad been re. jerreu io the Committee on Repairs and Supplies, be relerred to the Fiaance Committee, of which he 48 chairman. Mr, MONHETMER said that the whole trouble was in the Compirolier’s request for $700,000 tor con- tungencies. He wanted no compromise with the Cowmptroller, and said he would not vote for tue ppropriation unless It was fully expiained. A resolution to transier the matier from the Com- pairs and Supplies to the Finance Com- mittee was defeated. Among the items in the quarterly report of dis- bursements sent in by the Comptroller are tne 1ol- Jowing payments made in the last quarter :— Comptroller's office... Legislative Department. artnet ue im Interest on city devt Lamps and gas Fit sthe Mainienauce aud governmen Charit d Correction ..... t of parks vepartinen bile Works . Department Bivens islative Department. . for the tot The | months, $4, 1 uhree THE CITY TREASURY. Comptroller Gre reports the following pay- ments into the city and county treasury yeste: day :— F F om taxes of Water pi mis, Mayor's « T's office......, in permite t From Bu From licens lo tap of Pe Total THANKSGIVING DAY, Mayor Havemeyer has issued the following proc- lamation : — Mavon's Orrice, New York, Nov. 20, 187% The exemption of our city during the p ut F tre pestilence, while some of our sigter citle sorely wffiicted, and the nuraberiess bounties ings which we have received trom a beneficent Creator, call for the g i recognition of our people in the observance of the 2th inst, set apart by the President ot the United States and the Governor of this Staie as a ds of public thanksgiving and prayer; and | would recom- 1m s suspension of all business on that day, and that the liberality o! our citizens he extended to poor and to enable them to participate in the enjoyments of this religious festival, Given under my hand and at the Mayor's offic: this twen hh day of Noven r, in the year of o Lord one thousand eight hundred and seventy-three, 4 HAVEMEY bit, PATAL ACCIDENTS. Mornristows, N. J., Noy. 20, 1873. Mordant Young, supposed to be @ FPrench- Man, was killed at the Lunatic Asylum yes- te by the falling of a scaffold plank, He was > years old and had lost the thumb of the left hand, He bad been an officer in the Crimean, Jtalian and Am: wars, and i8 supposed to have been hitherto unaccustomed to working 48 # | laborer, He had no eflects but a card of a butcher at 198 Forsyia street, New York, with “99 Ridge strect’ written on tae back. PORTLAND, Me., Nov. 20, 1873. The brig Elizabeth Winslow, from Cuna » arrived to-day, bringing the body of a seaman named Strops, who was killed yesterday by a rope st 3 ) rik- ing across bis throat, severing the Joguiar vein. Boston, Nov. 20, 1! Patrick Brackett, a laborer, aged 35, at work on the roof of a new building on Washington street, to-day fell from the roof to the cellar, a di 80 feet, and was instantly killeas ? * “stance of SIX THOUSAND DOLLARS STOLEN, Burra, N. Y., Nov. 20, 1873, An adroit thief snatched the pocketbook of O, Pollinger, an Ohio cattle drover, from the counter of tbe Marine Bank, in this city, to-day. It con- tained a check drawn by L. J. Crocker for $6,000, £12.10 CUrreMGY AUS ValuMble opioids NEW YORK HERALD The Clerk of | ard was authorized to appoint two as- | 500 per year. Mr. Van Schaick moved | lorris wanted it referred to a committee, the | omptrolier suomitted his quarterly report, | wanted to know sometuing about tie sums paid to | joners of Ubaritable | BS , FRIDAY, NOVEMBER 21, 1873.—TRIPLE SHEET. |THE HARLEM. BOILER EXPLOSION. Proceedings of the Second Day's Inquest—Evi- dence of the Boy and Man Engincer—The Engineer Barnum Without a Certificate— Contractor Beemer Says He Docs Not Know Anything About a Boiler. ‘The second day*s proceedings of the Harlem boiler explosion inquiry were renewed yesterday at eleven o'clock at the Coroner's omMee, before Coroner Kessler and the jury, whose names have deen already pablished In the HewaLp, There was the same array of counsel as on the previous day. The principal facts developed by the evidence were that very few of those who had most to do with the boiler knew anything about the power of steatn, and that the contractor’s opinion, as given yest | day, was that the cause of the explosion was the | defecttveness of the boiler, which defect was not discovered by him until after the explosion, JOHN C, DAGGETT RECALLED. The Coroner stated that at the request of some of the jurymen he would recall Jonn C. Daggett. The witness was then cross-exammed on several technical points by the foreman of the jury, Mr. Jackson. The witness stated that he had misun- derstood the meaning of the question put to him yesterday by the Coroner as to whether he had charge at any time of the boiler which had ex- ploded. He said that his business was to attend to the hoisting engine, but that several times, acting under the instructions of Mr. Barnum, the en- | gineer, he had examined in bis absence the water gauges and attended to them. He testified that he never remembered seeing the crack in the boiler spoken of by previous witnesses; if thete had been any crack in the boiler he would most likely have seen it; saw no white lead on any part of the boiler; at the time of the explosion the workmen were trying to put rollers under the platiorm; could not say positively if the boller stood level or not at the time of the explosion; in the absence of Mr. Barnum witness had charge of the boiler. TESTIMONY OF A POLICE SERGEANT. Eugene V. Woodward, sergeant of the Hariem | police, related a conversation which he had with an engineer named Wm. Johnson, who had been in the employ of the contractors Coyne & Beemer. He was sent by them to work at the boiler, and he took his son with him, thinking that he could not | Manage both the hoisterand the boiler; ne worked one day, and finding it impossible to do so tn- formed his employers. Counsel for the contractors here asked the witness whether ne was positive that Johnson referred to the boiler which exploded or the one at 130th street. He said that he could uot positively swear that he L OFFICER M°KEON EXPLAINS, OmMcer McKeon, of the Iwelfth precinct, being sworn, stated that he had never held any conver- ation with the man Martin respecting the boiler. Martin testified yesterday that the officer had | spoken with him regarding the condition of the boiler, PATRICK M'’GUIRF. EXPLAINS. Patrick McGuire, of 116th street and Fourth ave } nue, was next calied. The young man Moore ye terday testified that McGuire, accompanied by him, | had, some time previous to the accident, made a amination of the boiler and pronounced erous affair. The witness, upon being in- lerregated, emphatically denied ever having the tion with Moore. He stated that he had e bolier several times, and saw the man rett and his sun working around the boiler, always thought the man Daggett was an en- | gineer. THE BOY ENGINEER, The next witness called was the boy, William L. Daggett, son of the man Daggert, who attended t ine, He isan unusually intelli- ooking boy, O1 about 13 years of age. Being | sworn, he testified that he had been hired avout | three Weeks previous to the accident to run er- jor tue engineer, Barnum; I donot remem- ver having seen my father feed whe or otherwise attend to the boiler, except to look at the steam and = wuter | gauges; Ido not remember ever having been left | with the boiler; Ihave opeued the water tion; Mr. 8 the boiler; I not present at the time the acci- nt occurred, having been sent on an errand to the blacksmith’s shop; about 20 minutes befure I left 1 saw Barnum examine the boiler; | would sometimes receive orders from Mr. Barnum and irom the different workmen belonging to the Fans) my wages Were paid by Mr. Beemer to my father: do not Know the atnount which my tatuer received for my services; I received no specific directions | from “Mr. Barnhm regarding what I should do if the coeks should get ont of order: Mr. Barnum was nearly aiways around boiler; when Mr. Barnuina leit the boi which ploded he went to the other bolier, which he also had charge of; I think there was 2 small crack in the boiler over the door; L dtd not see it ever covered with white lead or putty; I have somet 3 seen little bubbles of er over the crack; | do not remember ever | having called the attention of any one to the crack, and supposed they ali knew abont it. TESTIMONY OF BARNUM, THE ENGINEER. Jonn Barnum, who was the engineer in charge of the exploded boiler, and who has been in cut tody since the accident, was calied, and said:—I live in Newark, N. J.; I am an engineer; 1 have been in tiat business fifteen years; lam a licensed engincer; I was licensed about two months ago by Mr. Horton, at Police Headquarters; I passed an examination, but | have not the papers; Mr. Hor- ton told me it was all right; he did not send me any license; I was also examined in 1868; 1 then had a legal paper to enable me to practise my pro- Jession; I have not it with me now; I was in the employ of Messrs. Coyne & Beemer when this ex- plosion took place; I was engaged as an engineer; they asked me was @ licensed en- gineer and I said I was; I was not re- quired to show any papers; they took my word for it; I was put in charge of one boiler; 1 worked on it seven weeks; about three weeks ago I took charge of the botler that exploded; I received orders as to that engine from Mr. Beemer, and I was told to take charge of the boiler; when took charge I looked at the boiler and found it ina good position as far as I knew; I was placed in charge of two boilers; at the boiler that exploded Isometimes stayed 10 or 15 minutes, and some- times an hour; Mr. Daggett had orders trom me to look after the fire; I attended to the water myself; Mr, Daggett did not, toimy knowledge, attend to the water; I did not give the boy orders to attena to the boiler at times; 1 gave him orders to throw in @ little coal; he liked to see the pump work, and I showed it hin; J left nobody else in charge of the boiler but Daggett; Mr. Beemer knew that 1 did not have anybody | to take care of the boiler; it exploded about four o'clock ; I was at 120th street when the explo- sion took place; | was walking down towara the voller; I had seen it about twenty minutes before; 1 then found everytatag right; 1 then pumped her up; J did not give any directions about moving the bouer; Inad nothing to do with the moving; the moving of the boiler was perfectly safe uf it was | filled with water and everything was prepared for | moving; there were about 50 Ibs. of steam on when or; at an extreme pressure tt would go up the pump was im good order; there was “i fire; there was 4 bali, and when it was 1 to the end of the level it biew off at 1201bs, ; it didn't slip of; I have not jormed any idea as to the cange of the explosion; the owner of the boiler was Mr. John Balmoi there never was any trouble abont the engine; Mr. Balmore was not employed by the contractors; the boiler was not | inspected by the autuorities, that | am aware of; L | don’t know that jt was ever tested. EVIDENCE OF Mit, BERMER, TAR CONTRACTOR. Mr. Beemer, o/ tii irm of Coyne & Beemer,. said that he lived at No. 1 East 127th street; 4 am a railroad contractor, aud engaged on this Fourth avenue improvement; | am sub-contractor under Dillon & Clyde; we commenced the work on the 2isi of May, at feat atr ; We engage our | Workmen by the day, and our engagements are ver- bal; we are careiul to have good men; the boiler which exploded was hired by the day from Mr. Jolin Balmore;1 don’t know anything about boil- ers mysell; I relied upon Mr. more’s judgment; j think we hired it on the 7th day of October; Mr. Barnum was the engineer for this and another bot! did not give hin any specific direc tions, except that we wauted him to take charge of the boiler and run jt, at 126th street; I think it was the ist of Novem. ber that Mr. Daggett went on; Mr. Daggett came to do general work for us; | found him a very use- ful man, who could turn bis hana to everything; in rejerence to the boiler ne acted under orders of Mr. Barnum; I did not attend to it much, for I had a great deal of onteide work; the boiler would run to 65 pounds; in moving it Nave seen it a low as 40 pounds; I am not acquainted with the law as to boilers; witness was crossing the bridge at 120th street, and was thrown over the Italian girl by the concussion ; never heard that there was a crack in the boiler; think that it was a second- hand boiler; don’t know who made it; since the explosion witn belteved the boiler was delec- tive, and that explosion Was caused by its de- lectlveneas: witness, in company with Mr. Bal- more, examined the botier; the defectiveness was caused, he believed, by a crack in the back part of the botler, Which several persons had seen since the accident. Mr, Coyne corroborated the testimony of his part- ot and the inquiry was adjourned until i20'clock 0-day. Parties Bailed in the Boiler Explosi Case. Yesterday afternoon John Barnum, the en- gineer who was arrested in connection with the recent boiler explosion in Harlem, was admitted to bail at the Coroners’ Office in the sum of $10,000, Mr. Clyde, one of the contractors, becoming his bondsman, Mr, Clyde also pave bail 6,000 A $4000, veapectty ely, Jor Mi. Jou ©, Daaggets gue Mr. Barnum was absent at his direc. | jum was generally in the vicinity of ’ son, William L. Daggett, wno nad charge of the boilier at the, time f $8 explosion. The two lat- ter had been confined in the House of Detentton, and the health of the boy nas been seriously im- paired by his temporary confinement. A HEAVY DEFALCATION, An Insurance Officer Speculates With Corporate Funds—$175,000 Missi PrrrssuRG, Pa., Nov. 20, 1873, It seems that when other cities are gradually re- covering from the effects of the recent financial panic we here are being plunged still deeper in the mire of distress through the ventilation of criminal negligence or dishonesty on the part of Persons entrusted with public and private moneys, The latest financial irregularity—to use a mild term for tt—was brought to light this afternoon. The amount involved is fixed at $175,000. The suf- ferers are the Eureka and Boatmen’s Insurance companies, and the person who was instrumental in impairing their resources to this amount 1s their secretary, Robert Finney, ‘This gentleman’s standing tn the community was above that of ordinary business men. He was sec- retary of the above named igsurance companies since their organization, was a member of the Fire Department Commission, and was secretary of the commission appointed by the government to select @ site for the new government buildings. ‘The reason of Finney’s embarrassment is his love for speculating on money which didn’t belong to him. Some months ago he invested heavily in stocks, using funds in his possession belonging to the two insurance companies which he represented in speculation. The great financial ic had a severe effect on stocks, as 1s generally known, and those held by Mr. Finney didn’t escape the as- tonishing shrinkage which all stocks were sub- jected to. Pacific Mail he held to a considerable amount. He also operated in the old Linden Lead Company, in tne Franklin and Sandy Creek Coal Company, started in 1864 uring the great oil ex- citement, and also held stock In the well-known Ellershausen ironmaking process of five or six years ago. When he discovered that he was unable to extri- cate himself from the meshes he had fallen into he made known the facts of the case to the directors ot the Eureka and Boatmen’s companies. He at- tempted to conceal berg but acknowledged the error he had fallen into and taid all his books and papers before the directors of the companies tor examination. He aiso surrendered all his personal property of every nature, which, it is thought, will Tealize Something like $40,000, The Eureka Company has called a meeting of its stockholders to be held next week, when the books are to be fully investigated. Sufficient has been ascertained to show that the company is left en- tirely safe and that the holders of policies are in no wise jeopardized. The Boatmen’s Company also issue a call for a meeting of stockholders tor the purpose of looking into the matter. Both these organizations are old establisned, weaithy con- cerns, and have done a large marine business on Western waters. They will survive this disaster without doubt. ANOTHER BANK DEFALCATION, PHILADELPHIA, V’a., Nov. 20, 1873, Yesterday it was discovered that the discount clerk of the Girard National Bank of this city had disappeared. Upon examination the discount books of the institution were found to be correct, but a deficiency of $1,224 87 was found in the re- ceipts for money packages by express. The al- leged defaulter was highly thought of by the offi- cials of the bank, who intrusted him with large amounts of money. He has a wife and two chil- dren living in the city. His whereabouts is not known. It was reported that he had carried oft $10,000, The cashier states that the deficit is only to the amount stated, which will be made good by his sureties and the bank will lose nothing. PATERSON’S PANIC. The Good Intentions of the Mayor and Council Towards the Poor Checked by the Lack of Legal Authority in the Charter of the City. The Aldermanic Committees of Finance and Streets, seeing that people would starve unless something were done immediately, resolved to set 50 men at work yesterday at breaking stones at $1 | aday. The resolution became noised about so suddenly that the City Hall was literally besieged with applicants, and although only the most needy cases of married men with large famihes were at tended to, 125 orders were issued for work upon the streets. soon asthe people found out that these orders were being issued several went to Mayor Town- send and convinced him that there was no author- ity im the charter for the city to employ men under such circumstances, nor was there any money to pay for it. The Mayor and Aldermen soon found, despite the charitable nature of the movement, that there would be a public clamor against it, and accordingly all the proposed work was stopped, anda public meeting of citizens was called for Monday night, to say whether or not the city shouid proceed with the proposed employ- ment of the poor. jt estimated that fully 1,000 men conld be set to work by the city in this way if the question 1s settled about the authority to do it and the way to raise the neces- sary money is clear. It would, no doubt, cost the city about $100,000. While most of the applicants for city assistance are of the laboring class, many applicd A med who were intelligent men and really skilful me- chanics, Such a thing was never seen in Paterson before. While the government and citizens are quarreiling over the authority and the money many are actually sutfering from want, and something must be done soon. There seems to ve a want of sat in all the plans of relief that have been pro- posed. Adepot for the distribution of whatever pro- visions and clothing may be contributed has been established in the Main street Methodist church, but its work is yet limited. It is hoped on all sides that the public meeting on Monday night will re- sult in the perfection of some plan that will put things in systematic shape, The committee peared to wait upon the mana- facturers to see thi could not reopen their establishments on stock work at nominal wages report considerable encouragement, which may result in getting employment at low wages for a large number. This plan, although mucn prefer- able to working in the street, is looked upon with no little disfavor, under the idea that it will estab- lish a precedent in the standard of wages that cannot be overcome, even with the return of bet- ter times, THB WAGES CONFLICT. Union Printers of Pittsburg Refuse the Newspaper Publishers’ Terms—Papers Being “set Up” by Outside Composi- tors. PrvTsBURG, Pa., Noy. 20, 1873. The trouble existing between the newspaper publishers and the compositors of the Typographi- cal Union culminated this afternoon. The pro- prietors demanded of the union a reduction in the price of composition of five cents per 1,000 ems, which the printers refused to accede to. The con- sequence Was that the /eader this afternoon made the first move and discharged its force of com- positors and put in non-Cnion men. Thereupon the Dispatch, Commercial, Telegraph and Chronicle followed suit, and thus every morning newspaper in the city is to-night being set up by printers dis- claiming connection with the Typographical Union. There is considerable excitement and bitter teel- ing between the proprietors and the Union com- positors, and all approaches to the newspaper offices are guarded by policemen. A namber of the morning journals have only a half force of com- positors, and are obliged to borrow matter from the evening papers. There is no doubt this action ov the part of the newspaper men will have a ten- dency to injure, if not break down, the Typograph- jeal Union here FIGHTING FAMINE, A Charitable Congress Yesterday at the Cooper Institute, About 40 well known gentiemen, representing the various private and public charitable societies of this city, met yesterday afternoon, shortly after four o'clock, in room 24, Cooper Institute, to concert measures by which all sach associations may be enabled to co-operate intelligently in re- HMeving tne worthy poor during the coming winter. The chair was occupied by Mr. Jackson 8, Schultz. Mr. Louis J. Jackson acted as Secretary of the meeting. Mr. Schultz briefly but invedly explained the object of the meetin r which there ensued @ lengthe discussion, in which the leit ig of public and private charities was can- vagsed in all its beatings, and in which Mr. Coffin, Mr. Woodman, Mr. Pease, of the Howard Mission ; Dorman B, Eaton, the venerable Peter Cooper, Rev, Dr. Hall, and Messrs. Laimbeer and Stern representing the Commissioners of Charities and Correction, and other distinguished gentlemen took part, Mr. Laimbeer complained of the dim- culty experienced by the Department of Charities and Correction in getting its money from the Comptroller, even after the appropriations had been made. At the close of the discussion Mr. Dorman B, Eaton offered the following resolution, which was unanimousiy adopted ;— Resol at a committee of weven be appointed, of wit Jeckson S. Schulte shail be chuleman,. and’ of Which the chairman of thls necting shall name the other members, whose duty it shall be to ascertain the present jount of actual want, and devise and present to a sequent meeting, to be called by said committee, a plan tor the relief 0 fhe poor daring the coming winter, Which plan shall, while preventing fraud unon public enevolence and avoiding invitat 0 ol Orn, Inte a wise sud adequate protection fur to suilering poor. ‘The following committee to serve with himself as chairman Was appointed by Mr, Schultz :—Dorman B. Baton, Howard Potter, Charles L. Brace, Rey. Dr John Hi William Laimbeer and H. A, Hurlbut. ‘The meeting then adjourned to reassem- big at Whe call pl the GommMabye. JAPAN. et American Diplomacy at the Court of the Mikado—Prosentation of a New United States Minister—His Majesty's State- ment of Friendly Feeling— Educational Progress. Yoronama, Oct, 21, 1873, On the 8th inst. Mr. Bingham was received by His Imperial Majesty the Mikado, and from that time began his career as United States Minister. There nad been some little skirmishing between Mr, Bingham and Mr, De Long as to how and when this interview was to take place, At the audience, when Mr. De Long bade farewell to the Em ror, he referred to bis successor in somewhat flattering terms, but when Mr, Bingham handed in his cre- dentials he made no reierence whatever to Mr. De ng. I give the speeches both of the retiring and in- coming Ministers, as well as that of the Emperor: SPEECH OF MR. DE LONG, Your Masesty—Having been relleved trom my duty here, I come to bid tarewell. In the name of the Presi- dent, the government and the people of the United Statés, | beg to announce the earnest and united wishes of all lor the health, well being and continued prosperity of Your Majesty and the people ot Japan. I beg to assure Your Majesty that itis the wnost earnest wish and desire of the President of the United States to have ever con- Hnued the existing tes of amity which unite that gov. grament {0 Japan, in such clove, relations. 1 bog to bespeak, im name of the President. a in my own behalf, Your Majesty’s confidence and support (go kindly yielded to me inc bestowed in turn upon the honorable and most tinguished yentleman who wall succced me. His age. his great experience in public lite and his long service in he highest circles of the United States overnment, thoroughly quality him io meet in council with Your Majesty's Mimisiers, It is my proud privilege to now state that during the entire Pe od of ny service here T have met with nothing but kindness and courtesy at the hands of Your Majesty's Mitasters; and having received repeated proofs of Imperial favor 1 turn away with no feolings but those of grutiiude and reverence {or Your ajesty, respect and esteem for the Ministry and kind. regards for the Japanese people. enturing tor # moment beyond the possibly proper limits of an adieu I beg to say that my government and people, rejoicing at the adoption by Japan of the policy of the’ Western States haus with’ peculiar pride and pleasure the release of Japanese converts to Christianity trom their bonds of captivity, and their being allowed to return to their homes and’ the removal of the edicts Against Christian teaching and practices, asa irlendly concession to the opinions of those nations in alliance with Your Majesty. The recent action of Your Majesty’s | Rippers in earnestly joining with Western Powers their efforts to suppress the “coolle trade;’ the negotiation of & treaty of peace and amity ‘hina, thus helping to break down his barriers of seclusion, While Your Majesty’s noble and distinguished Ambassador led the way to the presence ot the Chinese Emperer, and the indicated policy of Your Majesty to compel the barbarian inhabitants of countries adjacent to Japan to treat with kindness and mercy distrogsed travellers cast upon their shores, all bespeak such a kin- dred sentiment to that prevailing among nations in the West, that I venture to speak the thanks of the Ameri- gan people to Your Majesty. Tne action of Your Majesty in sending forth to nations of the earth the most distinguished councilfors, has met at the hands of those nations with such a hearty response that no words Of mine are needed to picture the grauiude this action has given. to Your Majesty's allies. The sending out of ‘oung noblemen as studenis to learn and bear back with em @ correct knowledge of the customs, manners and Policy of the Western states ulso assures ‘all concerned at the time is near when this lovely and picturesque Enmpire shall be as iree for trade, traye) and residence to the citizens and subjects ot Western States as are those lands to Your Majesty's subjects. God speed the hour that shall behold a consummation of exes Wishes! When it comes, none will rejoice more with Your Majesty than will the American people. While the sure foundations are being laid for these de- yelopments I have been permitted to enjoy the confi- dence and association of Your Majesty's Ministry. I now step on one xide to be henceforth no uctor in this scene: but through lite I'shall ever remain a most iriendly and interested spectator. With ali due humility I now bid Your Majesty adieu. REPLY OF HIS MAJESTY TO MR. DE LONG. It is with much pleasure that I have heard, on the eve of your departure, the assurances you give me of the gcoi wishes which the President of the United States Vouchsafes tor the prosperity of this country. £ doubt Not your successor wil meet with the sime good will and'confidence that have ever been extended to vou. It is a source of much gratification to me to know that the intercourse between our Ministers and uur selt has never ceased to be mutually ree able. 1 fully appreciate statements you make in praise ‘ot certain acts of this government, but which, L apprehend, are possibly overrated; although it has been our constant aim to lead our people toward a higher grade of civilization. I shall never forget your friendly sentiments tor our country, and iam pleaséd to hear that they will remain unchanged atter your de- parture. Lrincorely hops that you may ever enjoy the lessines of health—especially during the long voyage that lies before you. Mr. De Long then introduced as his successor the fen, John A. Bingham, who addressed Lis Majesty as follows SPEECH OF MINISTER BIN Your Masesty—Obedient to the instruc w my endeavor by good offices to strengthen, 5 may be able, the friendship now happily subsisting be- tween Your Majesty’s government aad my own, and to ad- Vance the interests of each. itis pleasure to me to say thar but obey. the instruction of the President who has commissioned me when T assure Your Majesty that you the good will of the President and people of the led States of America, and their best wishes for prosperity ‘of Your Majesty and the peo- ple of Japan. The people whom I represent @re uot unmindful ‘of the trust and contidence uniformly manifested by Your Majesty's government to- wards the government and citizens of the United States, ‘Thanking Your Majesty for the distinguished considera- tion shown me, and sitcerely desiring that this growing Empire ot the Fast may continue to advauee with the advancing civilization of the nge, 1 have the, honor to place in Your Majesty's hands ty leiter ot ‘credence, signed by the President, and authenticated by the great seal of the United States of America. To which His Majesty returned the customary re- ply, welcoming the new representative. EDUCATIONAL PROGRESS. The Polytechnic department of the Impertal Col- lege of Jeddo was duly paced by the Mikado in erson, on the 9th inst. A new building has recent- ly been erected, and the above department is now separated yom the intermediate and lower schools, ‘The classe8 so far formed in the Polytechnic School are five English, three German and two french. ‘The proceedings of the opening were quite inter- esting, The Mikado was accompanied by all the Ministers of State and all the teachers in govern- ment hen ges were in attendance, An address was delivered by Proiessor Murray in behal! of the teachers to the Mikado, who read a brief repiy thanking the teachers lor their efforts in the cause oteducation in Japan. ‘The students then went through some exercises, after which the Mikado took his leave, when the Japanese officials and the foreign teachers sat down to a cold collation, On the 17th inst. all the officers of the Educational Department, including all the foreign teachers, were invited to @ dinner given by Imperial lajesty. The Imperial Coliege at To Kio now numbers over 600 scholars, over one-balf of which number are studying English. ERIE CANAL TRANSPORTATION, Great Quantities of Produce in Danger of Being Frozen In—Efforts to For- ward Them. the ALBANY, N. Y., Nov. 20, 1873. Hon. G. A. Dayton, Auditor of the Canai Depart- ment, to-day received the following despatch, signed by 18 business firms in New York, Philadel- phia, Rochester and other places in this State :— Was Troy, Nov. 20, Hon. G, A. Darrox. Canal Auditors nor" NOV: 9 1873. Sin—Between Utica and this point there are at least 125.0%) barrels of apples and 75,00) barrels of potatoes, be- Sides nearly 2,000,000 bushels ‘of grain, detained by the sudden closing of ‘the canal, Men, movey and all neces- sary help are at hand to forward the property, and we ask the active and energetic co-operation of the 6. Fight to demand thin ‘wing in case of failure to als are from one to two officers. We think we in view of the enormous loss get the property through. ‘The feot lower, and it is impossible to start. superintendents Will you not give this matter Leta attention and authorize and order super- ents and canal officers to extend all possible as- ce to the forwarding interests, and that promptly? Aunaxy, N. Y., Nov. 20, 1873. or Secrions oF Tux Chir with proper ice-brenkers. your ni ‘sist: To, re SurmninreNDENts JANAL — Compiitints are here from shippers of inefficiency in the discharge of your duties, «You will personally and promptly attend and give all possible aistance to the jor warding interests. OSX DAYTON, Auditor. Sr. % : To GA. Darton, Albany —~ OMNEVI% Nov. 20 1873 Tee has about Closed navigation in this section. T a moving all the boats possible. WILLIAM M. DORR. OANAL NAVIGATION, Scnenrcrapy, N. Y., Nov. 20, 1873. The canal froze up here last night. The ice is two inches thick, Four or five hundred boats are frozen in between here and Buffalo, loaded with. gorn, wheat, oats, apples, potatoes and lumber, But few boats passea here yesterday. The pene Misys ry Ms yesterday and is ex- pected here to-day. The prospect for farther navi- gation is rather bad, aie brisk tee MARRIAGES AND DEATHS Married, BRYAN—PowERS.—On Wednesday evenin, a vember 19, by the Key. John Votton Sintth, Ei. D., et G. BRYAN to Ema PowEns, both of New ork. New Haven papers please copy. BURD—HoRTON.—On Wednesday, November 19, at the residence of the bride’s parents, by the Rev. C. B, Ford, Evorn® W. Burp to EMMA L,, youngest Geman of Abram Horton, Eaq., all of ‘Brookly! a oO Cards, BuaNS—WILLIAMS.—On Wednesday, November 19, at the residence of the bride's parents, by Rev. Cornelius Blauvelt, GeonoR H, BURNS to MARY R., daughter of D. T. Williams, Eade, all of this city, OLOSB—BRANDON.—On Wednesday evening, No- vember 19, 1873, the residence of the bride's Charles L. Payson, D. ad “f daughter of Alexander I, » all Of this city. DaLyY—Banken,—On Weanesd , November 19, by Rev. D, Merrick, 8, J. at the Chureh of St. Francis Xavier, in this city, Joswen F. DALY to EMMA RopInson BARKER, daughter of Mrs, Hamil- ton W. Robinson, ail of this city. MILLER—GARDNER.—OD Meee ate, November 19, by the Rev. J. H. Amies, WILLIAM P, MILLER to J. ELeaNnon, daughter of Charles Garduer, Key, of Greenpoint, Hay son—Kevmey,— On Thoda, November | vember 19, JAMES MERRELL, et | at the Reformed church, Lafayette, N. w., DY Rev, W. R, Duryea, TuenON A. leaaady, of News to Maky Burton, of the former place. No cards. REINHART—VARET.—On Wednesday, Novembes 19, by the Rev. J. J. Flood, at the residence of tha bride’s parents, CHARLES & REINHART to EMILIE Nig daughter of Emile Varo all of this cit; STOCK WELL—SWEET.. ednesday, November 19, at the residence of the bride’s parents, by the Rey. B. R. Nye, DER W. STOOKWELL to FRAN: cus, daughter of A. M. Sweet, all of Brooklyn. Diea. ALDEN.—On ‘Thursday, November 20, 1873, Hannau, the wile or Joseph Alden, in the 68th year of her age. The relatives and friends of the famity are re- spectfully invited to attend the funeral service, om Sunday, Novomber 23, at three o'clock P. M., trom her late residence, No. 26 Jones street, betweem Bleecker and Fourth, ANDERSON,—At Woody Crest, West Morrisania, on Wecneeeey. November 19, HARRIET SCHUYLER, daughter of the late Smith W. Anderson, Relatives gnd friends are respectfully invited to attend the funeral, from her Jate residence, om Saturday, 22d inst., Qt one o'clock P. M. riages at Melrose depot on the arrival of the 12:05 P. M. train from Grand Central depot. BAILe.—In Jersey City, on Wednesday, Novem- ber 19, Ricuarp J. BatLE, aged 43 years, Relatives and friends of the family, Manhattan Lodge, No. 62, A., F. and A. M., of New York, an@ sister lod are invited to attend his fuveral, on Monday, November 24, at twelve o’clock, from his late residenc Mercer street, and ‘from St. Mark’s Kpiscopal church, corner of Montgomery and Grove streets, at half-past twelve o'clos BARNUM.—O! paralysis, on Wednesday, November 19, at her residence, 438 Filth avenue, CHARITY, wile of P. T, Barnum, aged 65 years, Faneral at Bridgeport, Conn., on Saturday, No- vember 22, atone o'clock P, M. Friends of the family are respectitflly invited to attend, without further notice. CuurcH.—On Thursday, November 20, of perito- nius, James H. Cuuncn, in the 39th year of his age. Relatives and friends are respectiully invited to attend the funeral, at his late residence, No. 46% AG Te Morty-asventh street, on Sunday, 23d inst., at ie P. nf CLARK.—On Wednesday, November 19, RACHEL DUSENBURY, wile of Isaac Y. Clark,in the 70th year of her age. Funeral on Friday, November 21, at one P. M. from her son’s residence, J.D. Clark, 417 West Twenty-third street, Friends and relatives are ree Spectiully invited to attend. COLEMAN.—Un Thursday, November 20, ANNIE Cone 4 native of Kegmare, county Kerry, ireland, ‘The relatives and friends are respectfully Invited to attend the funeral, irom her sister’s residencs No. 6 Second avenue, on Saturday morning, at o’clock. Ourriys—On Thursday, November 20, Mrs. SusANw Cuntis, widow of George Curtis. Funeral services at the residence of her son-im law, Moses Knapp, No, 384 Bleecker street, thig (Friday) evening, November 21, at eight o’clock, Boston papers please copy. Drxon.—On Thursday morning, November 2Q ESTELLE, only daughter of Alexander H. and Emma Dixon, aged 4 years and 10 months. Relatives and iriends of the faniuy are respect fully invited to attend the funeral, from the resi« dence of her parents, at Tarrytown, on Saturdays at half-past two. Eehagtentll Thursday, November 20, MICHAELS WD. The friends of the family are respectfully invite: to attend the funeral, from his late residence, 1 Degraw street, Brooklyn, on Sunday, 234 inst., at two o’clock P. M. J., on Wednesday; EARLE.—At Hackensack, N. November 19, Mania, wife of Richard W. Karle, aged 59 years. Relatives and friends are invited to attend the funeral, on Saturday next, at twelve M., at her late residence, and at hall-past twelve o'clock at Rey. J. Y. Debaun’s church, Hackensack. GLyny.—On Thursday, November 20, MICHAEL JOSEPH, Son of M. J. and Ellen Glynn, aged 5 years, 8 months and 12 days. ‘The friends of the family are invited to attend the funeral, from the residence of his varents, 82 Hester street, corner Allen, on Saturday, 22d inst., at twelve o'clock. GouRLAY.—in Jersey City, on Wednesday. No+ vember 19, JAMES GOURLAY, aged 76 years, Relatives and friends of the family are respect- fully invited to attend his funeral, this (Kriday)} afternoon, November 21, at three o’clock, trom hig late residence, 306 Fourth street, Jersey City. Higt remains will be taken to Hibron, Washingtom county, New York, for interment. Horr.—On Wednesday, November 19, DANIEL Se Horr, aged 47 years, The friends of the family, also the members of Sylvan Grove Lodge, F. A. M., Corinthian Chapter, and Manhattan Commandery are respectfully in- vited to atted the tuneral, !rom the Baptist chtrch, ‘Thirty-third street, between Eighth and Ninth avenues, on Monday, November 24, at eleven A. M. HOLLENBECK.—On Wednesday, November 19, RacuEt, daughter of Palmer and Catherme Hol- Jenbeck, aged 2 years, 4 months and 10 days. ‘The relatives and friends of the family are ree Spectfuily invited to attend the funeral, to-day, at one o'clock P. M., from No, 326 Bleecker street. Love.—On Thursday, November 20, Louisa Ej, wile of Samuel Love. Notice of funeral hereafter. HUNKEN.—On Wednesday, November 19, MAG- RE(HA HUNKEN, aged 1 year and 1 month. Relatives and triepds of the family are respect- fully invited to attend the funeral, from the resi- dence of her parents, 501 West Thirty-third street, on Friday, November 21, at one o’clock P, M. HONTER.—In brooklyn, on Thursday, November 20, SAMUEL R, HUNTER, in the 68th year o! his age. The funeral will take place on Saturday, Novem- ber 22, from his late residence, 806 De Kalb avenue, at one o'clock. ‘She iriends of the family are m- vited to attend without further notice. KeEoGH.—On Thursday morning, November 20, at the residence of his parents, 64 Third street, alter ashort but pana illness, JOHNNIE KEOGH, bey loved son of Michael and Eliza Keogh, aged 1é years, 1 month and i3 days, Notice of tuneral hereafter, LABAGH.—At Brookiyn, L. 1, on Thursday, No vember 20, 1873, Many A. LaBaGH, im the 69th year of her age, Funeral services at her late residence, 148 Di- vision avenue, this (Friday) afternoon, at four o'clock, Remains to be taken to East Chester, N.Y. LAVENDER.—In a on Wednesday, Novem- ber 19, Epp, son of Mary and Peter Lavender, aged 2 years, 4 months and 16 days, Relatives and iriends are invited to atiend the funeral, trom 389 Hicks street, Brooklyn, on Friday, November 21, as twelve o'clock, LINEN.—JAMES LINEN, at the residence of hig fend, Wiliam Gibson, 22 Beekman place, Bast Filtieth stree Notice of faneral on Saturday morning, California papers please copy. MaHON.—Saddenly, in Brooklyn, on Thursday, November 20, Miss ANN MAHON, aged 44 years, The relativea and friends of the family are re- spectfully invited to attend her funeral, from the residence of her mother, 249 Bridge street, on Saturday, November 22, at twelve o'clock. MENDEL.—In Williamsburg, on Thursday, No- vember 20, EMMA MENDEL, Wife of Louis Mende), ig her 30th year. Funeral wul take piace from the Mission Chapel, 106 North Third street, near Third, on Friday, No- vember 21, at two P. M. Relatives and triends are respectiully invited to attend, MERRELL,—At Camden, N, in on Wednesday, No- ecretary of the Na- tonal Trost ponneey ce New York. The rejatives and friends are invited to attend the funeral, trom the residence of B, H. Browning, 605 Cooper street, Camden, N. J., on Saturday, 2h inst.. at twelve elclock M. MrtzGer.—On Wednesday, November 19, at his residence, 21 Spring strect, after a lingering ill- ness, JACOB METZGER, aged 59 years, The relatives and iriends of the family are re- spectiully invited to attend the funeral, on Friaay, November 21, at half-past one o'clock, also the members of the William Tell Lodge, No. 13, Druids, and aiso the Jefferson Lodge, No. 1, A. O. of G. Fy California papers please copy. Moorr.—At Richmond, Staten Isiand, on Thurs- day, November 20, T. W. CHARLES JOORE, aged 79 years. Notice of funeral hereafter. McGavic, —At Jacksonville, Fla., at the National Hotel, on Thursday, November 13, Frank BE. Mo- Gavic, of Keokuk, lowa, aged 25 years and 13 days. St. Louis papers please copy. OpeELL.—At Mount Vernon, Westchester county, N. Y., on Wednesday, November 19, LAWKENU ODELL, in the 69th year of his age. Friends of the family are respectfully invited to attend the funcral, from his late residence, on Saturday, November 22, at two o'clock P.M. New Haven train leaves Grand Central Depot, at twelve o'clock. Carriages will be in waiting at Mount Vernon depot. Ms November 1%, THoMas PRA terme Tuesday, WERS, ager ears. The menvets of the F. D., N. ¥., also members 0c Company 22, Volunteer Fire Department, and reja- tives and friends of the family are respectfully in- vited to attend his faneral from his late residence, 162 Madison street; fromjthence, at halt-past nine o'clock, to St. Andrew’s church, wherea solemn requiem mass will be offered for the repose of his soul, and from thence to Calvary Cemetery at haif- past one, this (Friday) afternoon, November 21. Sarvorp.—In Franklin, N. J., on Wednesday, November 19, Carrie B., eldest daughter of Henri: etta F, and the late John Safford, aged (6 years, Relatives and friends are respectinily invited to attend the iuneral, from the residence of her aunt, Mrs. John Maxwell, 69 First place, Brooklyn, on Friday, Novemper,21, at two o'clock P. M. SHBRHAN.—The funeral of CORNELIDG SHRRHAN takes place to-day, at one o'clock, from 416 Kast Twenty-second street, TALLMAN.—On Thursday morning, November 20, RACHEL TALLMAN, in the 69th year of her age. The relatives and friends of the family are re- spectfaily invited to attend the funeral services, this (Friday) evening, at half-past seven o'clock, at the Union Reformed church, Sixth avenue, op- posite Amity street, TRowprinok.—On Wednesday, November 19, Kare BLoopdoop, wife of James A. Trowbridge and only danghver of William A. Bloodgood. Relatives and friends are invited to attend the funeral, on Saturday next, at eleven o'clock, from the Collegiate church, corner of Twenty-ninth street and Fifth avenue, Remains will be taken to Greenwood Lemetery. VaniaN.—In Kingsbridge, on Wednesday, No- vernber 19, Jaco VaRIAN, aged 8) years and 9 aya Panerai Services will be held at his late resi. dence, this (Friday) afternoon, at half-paxt twa o'clock; interment at Pookaklu ob Saturday,