The New York Herald Newspaper, July 28, 1845, Page 3

ready totake more risks, while they already have poli_ cies out amounting to from six to fifteen millions of dol. larseach. The mutual system of insuring, as practiced by the companies of this city, is completely rotten. We shall examine closely the principles upon which these companies have been conducted, and expose their de. Office of this oat "where the in hes f ral notice for soarehes ia th e send distinct notices. Tuesday, July 8, 1845. Medical Notice.—The Advertisements of the New York Collegeof Medicine and Pharmacy extabished for hereafter appear on the fourth page paper. x ‘Office and Consulting ‘The Board of Control of the State Bank of Ohio has The following is a list of the represen- tatives of the different branches in the board :— been organize column of thir Samuel L’Hommedieu, Tra. Branch. John Kilgore, i “ MONEY MARKE Sunday, July 27—6 P. M. ‘There have been, throughout the past week, fluctua, tions to some extent in quotations for stocks; but the closing prices show an improvement. ‘This is somewhat extraordinary, considering the recent destructive fire, and the heavy losses that must fall, not only upon in: viduals, but upon the insurance compani posed that the effects of the fire willbe felt some months hence more than it is at present. nnex a table giving the quotations for stocks in this market, for each day of the week just closed; als: the closing prices for the week previous. It will b that the closing prices yesterday were in many instances higher than on the Saturday previous Quotations rox THE PrixcrraL Stocks in THE New Yous Yy. Wed. Thy Fry. Sai oie 6s 9 ae Bok, Franklin Branca, rd, Exchange * J, Dayton “ Alf. > al Williams, Del. Branch. ri John Hivling, ting of this Board was held at Columbus Jos, R. Swan, of Columbus, was una- lent, and Jas. T. Claypoole, of nimously elected Pres Chillicothe, Secretary. ‘The salary of the President is fixed at $1000, and that of the Secretary at $800 per annum. The Executive Committee is composed of H. Williams, of Delaware; J. R. Swan, Columbus; Alfred Kelly, do.; Alex. Grimes, Dayton; and J. T. Olds, Circleville. graving the notes have been made, and a portion of the paper isto be delivered at Columbus on the Sth of Au- of the denominations of 1, 3, 5, and $10—and every day after that date, a speci- number of sheets, say 1000, is to bo delivered at the me place; until the amount of these denominations re, quired by the Banks is supplied. The larger cenomina- ed without any unnecessary delay. Contracts for en- This will embrace not tions will be furni ‘The notes are thus worded :— THE STATE BANK OF OHIO Promises to pay at the A blank is left for the Branch and its location which is filled with the pen, as is the case with the notes of the State Bank of Indiana, Old Stock Exchange, ‘b6m 7434 25 shas Morris Canal 6m 74 2 do - a ruling at the close of the mar. | $10 Penn's 5's ket yesterday, with those current at the close of the previous week, shows an advance in Long Island of } per cent; Canton, }; Norwich and Worcester, $; Penn sylvania 5’, 4; Stonington, 1]; U. 8. Bank, }; cline in Harlem of }; Farmers’ Loan, }; Illinois 6's, }. Notwithstanding the immense amount of property des- troyed, we do not anticipate any unfavorable effect upon commercial affairs, or that the loss will seriously affect It must be borne in mind that the loss does not fall entirely upon this city, but is pretty equally dis- of the merchandise consum- it the South, in A comparison of pric . Cs 38287 5 BBesssesess 20000, do | Ohio 6's, *50 jo 2000 Iinoi spel bds 10 shas Bk of America siege! c do 95%4 25 Stoning 25 d de 25 Farmers’ Trust 100 Manhattan Fire 10 0 Harlem RR 50 Nor and Wore 275 do tributed. Large quanti ed were owned in Boston, Philadelphi Europe, and other places. Many of the goods destroyed ‘were on consignment from all parts of the world, and if insured, were insured abroad. The quantity of foreign dry goods destroyed was very small, compared with the conflagration of 1835, and a larger per cent of the pro- perty destroyed was fully covered by insurance. The fire of 1886 consumed nearly twenty million dollars worth of property, and the insurance compal pay an average of fifty per cent of their lo: houses burnt out at that time, therefore lost every dollar and became bankrupt; where: nies paid up,as they will now,there would have been very little lost by the commercial classe fire of 1835 were the stockholde companies, and a large number of merchants; while the sufferers by the recent fire will be principally the insur- About eighty per cent of the property destroyed is covered by insurance, nearly the whole of In 1835, an immense amount of foreign manufactures was destroyed, which so reduced the stock in this market that very lange importations were made immediately after. The value of foreign manufactures imported, soon after the fire, to supply the place of that lost, was three or four times greater than the amount destroyed, and the immense importa- tions at that time was one of the principal causes of the overtrading that soon followed. The quantity of these manufactures destroyed by the recent fire w: tively very small, and the supply left sufficient to meet all the demands from the trade. necessity for the importation of an additional dollar's worth to supply the demand. The property destroyed by this fire comprises principally articles of food, and such as are only purchased by consumers in quantities for immediate use, and seldom used for spe- . We are of the opinion, therefore,that the late fire will not derange the usual course of trade’ or produce in any shape, a speculative movement in any staple article of consumption. The new buildings that will be immediately put up onthe burnt district, will give employment to hundreds of laborers and absorb a large amount of the capital which has so long been idle; and a few months will suflice to destroy nearly all the marks of the great fire. The actual suffering produced by this event will never meet the public eye—will never be known—and consequently hardly rei Hundreds have been nearly or quite ruined, whose losses or sufferings very few will hear of. We allude to the wid- ows and orphans, who have had theirall invested in some ofthe insolvent Insurance Companies,and have been made beggars. It will take the last farthing of many families heretofore in the enjoyment of all the necessari many of the luxuries of life, to pay the claims several of the Insurance Companies have upon them. This is the second time in less than ten years that the stockhold- ers of some of the Fire Insurance Companies of this city have been ruined, through the reckless manner in which the officers and directors have given policies, and the injudicious concentration of ris! amount in districts. Second Board. 250 shas L Island RR 30 66 25 shas Morris Canal 50 do. b30 66 de 200 Farmers’ Tr Ey de 2% do 25 Stonington RR 50 do 2% do 50 Morris Canal New Stock Exchange. $5000 Ohio 6's, 60 25 shas Morris Cn) 50 shas U S Bank 25 do ‘7th Ai 25 Stonington RR do , had the insurance compa- seesdsel . The sufferers by the in the fire insurance 3 Nor a4 Wore ance companies. On Sunday morning, 27th inst. after a short illness, GronGe Pinsie. His friends and acqua‘ntance, and those of his broth- ers, John and Peter, are respectful the funeral, this afternoon at 1 o’clock, from his late re- sidence, corner of Duane and Centre streets, to the Rail- road station, City Hall On Sunday morning, 27th inst., of inflammation of the daughter of Archibald and Mary which will be paid. invited to attend lungs, Marsa Lou: aged 3 months. The friends of the famil attend the funeral, this afternoon Oliver street, without further invi are respectfully invited to So’clock, from 65 A RARE Chance tor a person wi small Frame House, 12 feet high deep, tin roof, suitable for an offe he owner will deliver it at any part of t if required. Apply, from 12 to 3 or 5to 10 o’elock, to. F. McBARRON, 99 Spring street Ci feet long, 12 feet There is, therefore, no city, m 2 hours, TO RENT, A GENTEEL COTTAG etly on the banks of the East Rive i : Le c int,” about one mile from New York, and 16 miles roximity, to all the public nt and beach of about 2 mil ch the I’ssee could have the privileze of ‘ble of accommodating ted fora small gente : iry.. The romantic scenery, and for health wed salubrity fishing, Sc.," canuot be excelled. v low rate for the culative purpos sent sexson, or till the ossession immediately. Apply to New Rochelle, Westches- y,, New York, or personally to Heary Partridge Kel- logg, neat the premises. Post Orfiee, directes stork, fixtures and furniture of a respectable conducted on the English style, doing a good and of old standing. . reasons for disposing of it will be gi- ulton street, betweeu the hour of Land d by the public: ho has athorough knowledge y the first masters in Europe, struct in thataccomplishment, would wish the instruction of A note addressed to A. B. paper, shall be punctually attended to. OLY, FRERES, late of 44 Beaver street, have removed to illiam street, up stairs. jy22t C. ROSSIRE & CO. have removed to 100 Wall street, d feeling herse! fully competent to ASS & WARD having been burnt out, have removed to Store No. 89 Broad street, on the comer of Stone street. BOARDING, HREE or four single to an enormous ‘ire Insurance Com- panies average an amount of insurance in each ward of this city, greater than their capitals. ‘The system upon which most of the Insurance Compa, mes of this city, both Fire and Marine, have been conduct- not generally known, for we are confident that if it it would not be suffered to exist beyond one session of our legislature, The Insurance Compani gulated by legislative enactments, as much as the banks are, and the extent of their operatious should be limited. atement giving the capitals, amount in- sured, premiums and dividends, of several companies of this city, according to the latest official returns :— Fine Insurance Comranii atleme fentlemen and their lation with good Board and pleasant rooms on Clinton Avenue, East Brooklyn. The place is cele- healthy and pleasant, commanding a fine view arbor of New York. ' Appl JAMES VAN DY N. B.—Omnibuses ran until 10 o'clock P. cag LLIAM CORNEBY, alias James Perry, id is about 42 years of age.— near the Church. Should this meet his eye or the eye of any of would be kind enough to let him know that by plication to Thomas C : iu, Esq., of Provideuce, R bi Joseph Coles Corne will hear something to hi PIL OT BOAT FOR SALE. HE Pilot Boat NETTLE, of Boston, is offered for sale. She is one year old, 66 tons’ burthen, copp:r fastened, and kackmetak, by 8. Hall, of t, aud well found in sails, Crty or New York. New York Fire, City, E Hias 27 tons iron ballast Sold to close the conce joat Nettle, care of Merchant xchange, Boston. HOBOKEN TURTLE NTU! lansion House, Bloomingdale, uni Hoboken Turtle ed up at Burn- ler the manage- Club, on Tuesday, the 29th ment of the old to commence at 5 o'clock, P.M. Should the of the day above men- inst fair day after. orable on the mornin ner will take place the, Bloomingdale Stages leave corner Tryon Row aud Chatham street every half hour through the day. NEW YOKK GALLERY F A It will be observed that these eleven offices with an aggregate capital less than three millions of dollars, have risks amounting to more than sixty five millions, or about thirty dollars risk to one ef capital. The total in premiums, interest, &c., in 1844, amounted to $586,607 70, of which $419,137 were for premiums, and $167,468 from interest and other re. ceipts. The aggregate income was, therefore, more than twenty-five per cent on the capitals. offices in this city, having small capitals, is one cause of the insolvency a fire of any magnitude produces. ‘These small companies have about half a dozen officers each, with salaries varying from $1000 to $5000 each, and they are got up hy capitalists,for the purpose of giving a good berth to some of their friends. sions seen the evils of our Insurance Companies having such limited capitals; of their taking such an enormous amount of risks; and of their centering their risks in small districts, and it is about time the system was changed, We want companies having capitals of millions ith restrictions as to the amou’ It is more important that every indi should not only feel, but know that he is insured, under n that the stockholders should di- vide twenty and twenty-five per cent per annum, The object of the existing companies and those destroyed, appears to have been to see how large an amount they could insure upon the smallest capital, and how large a (rvidend they could declare. for the stockholders to receive seven per cent dividends regularly and continually, than large dividends for a few years and then lose the whole of their investment: If these stocks were more permanent, they would be more sought for as investments; but they are now 60 li- able to be swept away in one night, that confidence in thom has been very unsettled, and js now almost wholly destroyed, It is time the legislature organized these companies upon anew basis, or at least compelled them to enlarge their capitals to something like a respectable amount. It is only upon occasions similar to that of the st.,that the public mind is awaken, ed to a sense of the shallow security the insurance com- panies of this city promise to the insured. ‘The loss of a few hundred thousand dollars by each, leaves seores of millions of dollars worth of property uninsured, which these companies have been paid for insuring Se- veral of our companies, by the recent fire, lost nearly the whole of their capitals, notwithstanding which they are striving to get farther risks, at additional premiums, with capitals reduced to twenty-five and fifty thousand dollars, These companies give notice that they are now Knickerbocker Line income of these comnpani nm of the Pictures and Engravings of this in- is HOW Open to the public, at the Rotauda in the pak: (lately occupied by the Post Office.) Eutrance from the =MBERSHIP ONE DOLLAR ; to non-members, ‘he Rooms wall be open daily, from 9 A.M. The numerous fire olding Scrip Certificates can obtain the door, as heretofore, MIGEON & CO., IMERES, &c. REFINISHE) H. LOTHS, CASSi West street, New York. Orders may be le! id 64 Pine street. We have upon two occa- B STOUVENEL, NES, No. 39 John street, i nes generally, thi PORTER OF WI friends and the lovers of good Wi to supply the great di always in store, and iduai having a policy any circumstances, tl Proprietors of Vignobles, is, . undertakes to sell Wine for fa DEUX FRE A, P. SEIGNETTE, hy location, opposite Duane Park, re ¢, bustle and confusion o| hereto and all the steamboat ‘able sojourn in the city for gentle. where they can be accommodated with handsomely furnished bedrooms, with or without board. 168 Duane street. PIANO FORTE TUNING, B. FINLAYSON, f M London,) respectiully the dozen or gallos HOTEL DES . J Jt would be much better gS, presents [ve most wn travelling, Or resides Broadwood & Sons, fd from the testimonials sare. Thalberg, Liset, Hers, Moshelie All orders left at Messrs. Chambers & Jolies’ Music | No. 385 Broadway, will meet with pr J morning of the 19th CARROLL OF CARROLLTON, FKOM LIVER: 4 ods by this ship wilt pleave send their permits on board, foot of Oliver street, or to the office of ‘All goods not permitted in five ably be seutto the OL, —Consignee: 1 Si New York, July 26, 1915, table yor to serve in a Dry Store. Must be wel; uted with the city trade. and to live in the house. Apply between 9 and 10 this morning. ‘W. 8. BOND, Jy28 Ittee 112 6th Avenue. ANTED—A Freuch Woman, in the capacity, y's Maid. Sh in the city. Appl: at the desic ofthis offices = #004 Teferences IB hs oy ie talligence ‘ood Pro- 4 of good Mr. Clarke's office help for the publi r. Clarke's office isfatrouived by some of the first fumilies in the country. Remember—a5'g Duane street, two doors west of Broadway, Washiember 705i Duane feriligence Office. Jy2%6 tin*rh Uy ANTED.—A few active, intelligent men, to act as agents W 4A tie otis af maw and ropetar Publications, ta diderent parts of the country. $300 per ‘ever their board will be jusured them in writing, with an opportunity of cle: 1000 e over $1000 per year, clear ex: re is about half a dozen places open, which inust sary for thei to have at leost $25 or $50, to obtain a good fitting out. None need apply unless he has that amount, for it is our cial to them, as well as to us. Apply at % Duane street. Letters must be post paid. jel2 Im*rh WANTED. MEN and Families can obtain the fall value for all ES,) by sending to the subscriber, who Per cent more than any other i the city will find it totheir advautage to send for the subscriber previous to selling to auy other person J. LEVENS' areactive Some men, S fille ao man will have his district, and it will be neces: ject to get them started in such a manner us will be beneii- GENTLEMENS’ LEFT OFF WARDROBE fects they wish to dispose of, (either GEN- e forall articles offered = Gen- Y $66 Broadway, (up stairs.) N.B—A live through the Post Office will be promptly at tended to. iyl01mére - LOST OR STOLEN, O*’ Saturday last, a PROMISSORY N harles F. Rice—payable at the Che of N. York, to the order of Heury R. Dont Said note o- m= = dati ted June 16, 1845—for a letter directed to LH. Hopper, 117 Sullivan street. infill persous are hereby wartied ayainst purchasing or ree ing said note, as payment has been stopped. A liberal reward will be paid for its return to the subscribers, orto Warren Jen! i office 63 Wal Jy28 Ietin Y R. DORIMERS, ————— . Li : Espowank Sab JACOe'S PLATED win Chaing. Vices, Coffee Mills, aad a 6 Shelf 4 Also, a great variety of lery, viz:—Knives and Forks, ivory, Buck and Bone ta Pocket Cutlery, suitable for she southern market, Also, German Faney Goods. &e. 4n assortment of Single ond Double Barrel Gans, Per- aps. Violins, Looting Glasses, &e &e. jy28 Ittec DOD. NASH, Auqioncer tore, 139 Fulton st OTEL FURNITURE—This et. (Monday) at 10 o'clock, at 139 Fulton street, a large quautity of Hot-l Furniture, Feather Beds, Beddiug, Mattrasse teads, So- fas, Tables, Chairs, Cots, Carpets, FRIDAY. MORTGAGE SALE OF A’ REFECTORY—At 10 o'clock, at 1: mortgage, the n street —By virtue fa Refectory, comprising a Handsome us and Drapery, large lot of Table » 196 yards Oil C.oth, Arm Chairs, sockery, Cutlery, Looking Glasses, 3 i Pumps, &c., with a'large lot of Kitchen Forniture, ‘jy28 itm TOHN J. SWIFT, Auctioneer. HANDSOME "FURNITURE SWIFT & MORGAN will sell on Tue Wooster street. near Canal'street, a Handsome asso:tment of Furniture, cousis.ing in part of Wiltov, Brussels oud lngrain 5 Mahogany Sofas and Chairs, Rocking Chairs, stral and Maucel Lamps, Ou Cloth and Star Carpets, ra, French Beds ds, Palliasses. Sofa Bedstex €. Also, an assortment of Kitchen Utensils, with which the sale wil! comine: Terms—C a Stoek and Fixtures Bar and Fixtures, Linen, Mahogan: ps, Glass Ware, 1h, in city fuods. iy28 2tixtm BY SNIFFEN & CO. Bich iustant, at 10 o'clock, at No. 39 Li J ward street—The entire ‘elegant (ARISIAN FURNI- TURE contained within the above house, part of which was manufactured by ““Baudouine.” Full partieulay iy28 It¥ec Wednesday, pe- KET SHIP SOUTHERNER FROM LIVERPOOL asignees will please send their permits on board, « side Burlins Slip. All guods not permit ed in five days are liable to be sent to public stor - WOODHULL & MINTURN jy 28 rre 87 South street. NOTICE OF CO-PARTNERSHIP. J T. NICOLL has this day tiken 0 co-partnership Mr. « JAMES CLINCH, and the bu ss in future, will be conducted under the firm of J.T. NICOLL & CO. j New York, 67 and 69 Front street. July 28, 1845. j\ 28 lwistec BROWN DRILLS. GpROSHEM & CLAPHAM, 79 Pearl street, offer for sale J 25 BALES BROWN DRILLS With which articles they will heveafter always be supplied. Jy 28 Sc sFee 50.73 DOUCEUR of Fifty Dollars oF upwards will bi + be presented to any one who cn obtain for the ad- Vertiser a permanent situation in a public office, merchants store, or in any eapacity requiring strict mteg-ity—either night or day—for which a moderate salary quiued Sarisfactor reference will be given, and the strictest secresy observed. Address to Silence, care of Mr. Dodersead, No. 401 Pearl st. Jy28 Sceva*m LEONORA! PUBLISHED THIS DAY, SELECTIONS FROM FRY’S GRAND OPERA LEONORA. Retnm to me, ah ! Brother dear... sung by Miss Lice Ah! Doomed Maiden. Mr Seguin Grant me one only hour. me ff Mr Frazer - RICE 2 CENTS. Also, just Publi hed, Moore's Melodist, No. 1 —Ei aud Ballads. by Thomas Moore, for 25 ceuts Last Rose of Summer Come, Siug me iat Sweet Air Love's Young Dream ra Fill the Bumper fair Feast efRoses Believe me, &e ; Oft in the Stilly Night. With Moontight Beaming Jy28 3t#ec KE FERRETT & CO., 237 Broadway. COLMAN’S LITERARY SALOON, AND EXHIBITION OF BEAUTIFUL PAINTINGS, No, 203 Broadway, New York. AXIMILIAN’S Great and Splendid work, be fhrouxh the United States, illnstrared with sravings, iter the manner of draw quarto volume of letter press. both vol for the Drawing Room. A few copie: jould visit the City tion ‘No stranger the Great Colle: tion of gBOQOKS, PAINTINGS, AND ENGRAVINGS, whith are offered "at greatly reduced prices.” wide The Public Sale Room is filled with books of every kind, in arious languages, to see which, and the Priut Room, 'no charge is made. " Above the Bookstore or Sale Room, an apartment is fitted up for the EXHIBITION AND SALE OF OIL PAINTINGS, consisting Of about nen C i _ TWO HUNDRED CHOICE PICTURES, by ancient aud modern Masters—to view which, asmall charge of 1234 cents is required. HERALDRY. ‘The Arms of Individuals whose families originated 1m an; country in Europe, traced and splendidly emblazoued on_vel- jum, equal in execution, and at one third the charge of the Lon- don Herald’s Colleges. Genealogies or Pedigrees arranged and illuminated. JUST PUBLISHED, ; The GENEALOGY OF GEORGE WASHINGTON, with his arms and crest, as worn upon his carriage. Price only $1 50—in colors. A Curiosity. Je23 eodtf m THt CLLY FIKE INSURAN Capital Stock of thi: H As P to commencing bi Vestad in undoubted securitie ‘The Company had sccumul the recent conflagrstion, wich will enable them to meet all their losses promptly. They uow offer ample security to all who may insure with them. DIRECTORS. Richard A. Reading, Cyrus Hitchcock, orneli Peter 8, Titus, iel Trimble, Carpeuter, Thos. C. Chardoveyne, Heary A. Nelson, falph Mead, Richard Field, YO", Thomas J. Townsend, Irad Hawley, Elias Hicks, Jr. Aaron M. Merchant. R. A. READING, President. jah re D_F. CURRY, retar THk UD Db STATES FIRE INSURANCE COMPANY C ONTINUE to transact their business or {nsurance against loss or damage by Fire as usual, at their office No. 67 Wall street, vA J. L. BOWNE, Pres’t James WiLx1e, Secretary. New York, July 25, 1845. jy%6 3t*rh HARTFORD FIRE INSURANCE COMPANY. Agency Office No. 67 Wall street. HE BOARD pits TORS | invite owners of property to call at their New York Agen: s‘reet, aud obtain insurance on reasonable t No 67 Wall T le iy prepared promptly to pay their losses by the recent fire, but to offer abundant security to the'r customers for the future. Jy26 10tis rre JOHN NEILSON, Jr, Agent. Orrick or THE JEFFERSON INSURANCE Co. ._,,__ New York, July 24, 1845. THE Stockholders of this Comp ny are requested to call at d L the office of the Company and siguify whether it be their wish to fill up their respective shares,or to receive a number of shares equal to the present value of their stock. The Stockholders residing out of the city are ct sted to. al convey their intention by post, to the office No. 50 T. W. THO! Geo. T. Horr, See’y. ‘IRE INSURANCE. HE MUTUAL SECURITY INSURANCE COMPANY of New Hi fa As the rules of the Company prohibit the taking over $5000 on any one risk, they are not as liable. to have their mpaired by sweeping fires as they would other- All ims for losses will be promptly adjusted, Kerrie JOSEPHEN, CLARK, President. Puri. 8. Garry, Secretary Applications for insurance im the above company may be made to the subscribers, who are authorised to issue poll qi N, J. HARRISON, iy23 1wtis rre Agents, 65 Wall street. §NOTICE TO BANKS ILSON & BROWN having lost their Bill Book by the recent fire, will thank all Banks having their notes aud acceptances. te send uew notices of the same to their present office, No 79 West street, coruer of Carlisle 3,23 Iweodistee Iw os GOTHIC CHURCHES. COLORED GLASS, MOSAICS, &e. CP HE Undersigned being the Agent of a large Uolored Glass Manufietory in France, will furnish the best qualities of colored Gloss «t much lower prices than they have been sold to thisday. Chureh Windows can be had ready mounted, with any, pattern of Mosaic made according to models, or pied on the finest Gothic Monumentsin Europe. He will contract for the complete Glass Furniture ona hureh, Ap- ply to C. CAVORET, jul6 Imeod*rh ‘0. 8South William street. Orrick or THE New Yorw Equirantr Ins Co., d July, 1845.—58 Wall st. HIS Company have ascertained that upwards of 60,000 dol- lars of the sum first estimated sn the burut distri destroyed or damaged, and. from the best calculation Heved that this company will pay all its losses at maturity, and hove a capital of 180 to 170,00 dollars left. This company continues to insure on as favorable terms as other sound iustitations, LAMBERT SUYDAM, Pres’t. L INSURA: . New York, 19th Ju! 1845. bly exceed 850,000, and sccure the payment of take both Fire aud Marine riske as heretofore, Jy23 2wistrre W. W. DIBBLY, Secretary. BEACON COURSE—TROTTING, TT HE following Purses are offered to come off over the above Course :— No. 1—Pui $200—Free for all Pacing and Trotting horses— two mile heats i: harness. No, 2—Purse $0—Free for horses that never won a purse over $50—mile heats, best three in. five under the saddle, k:n- tries to be made Monday, July 2th, at Green & Losee's, by 9 P.M. To come off on Monday, August llth, Three or more to make a race. iy28 It*rre RACING ON THE BEACON COURSE. Awatcr for $500 will come off over this Course on Mon- ‘day the 28th or first fair day, between Canada Horse, Hops, and the well known Racing Horse Livingston .to xo 14 mile heats and leap 4 hurdles 3 feet 6 inches high to the heat. This race to come eff at 4 v’clock. Same Day—A Purse of $90 will be given for a Foot Race 4 of a mile, to leap 12 hurdles, each 3 Feet 6 inches high, to get over as they please. Entrance $1, to be m Je at R. Smith’s on or before Tharsday ig next; $10 of ey to the 24, if there is more than five starts. “For this race the following entries have been ma jorth Bergen, Welch Bantam, Hi- ram Horton, Peter Williams,and James Wilson. To com® off at 5 o'clock. BARLOW AND GEORGE SEWARD. The Match, One Mile, for $600, between these two Pedestri ang will come off on the Sist inat. The great Trotting Match between Jady Tompkins, the Jer- ity Mi id James D. McMann’s Reality, and’ George horse Zip, comes off on Monday we k, the 4th of C The horses are at present all doing well. G LIFE INSURANCE. CAPITAL $2,500,000. i Doge insured entitled to p»rticipation of profits on both En ropean and American policies. NATIONAL LOAN FUND LIFE ASSUR- ANCE SOCIETY, LONDON UNITED STAT’ S BOARD OF LOCAL DIRECTORS, New York Brancu—Orrice 74 Watt StREET— JACOB HARVEY, Esq., Chairman. Johu 1. Palmer, Esq. Jonathan Goodhue, Esq. James Boorman, Esq. George Barclay, Esq. Somuel 8 Howland, Esq. Gorham A. Worth, Esq. Samuel M. Fox, Ex J: LEANDER STARR, Manager. among th intages held out by this re of great importance to the assured, as are seldom offered by Life Insurance Companie: we peculiar advantages secured to the assured by the ples of the Loan Department, thus blending the util ings Bank with Life Insurance! ; gs _.A very large sum to be permanently invested in the United ‘States in the names of three of the Local —ivailable always to the assured ss a Guarantee Fund. The payment of premiums, annually, half-yearly, quarterly, or, rent y. ‘0. chi for stamp duty. allowed after exch payment of premiam becomes forfeiture of policy. ‘Travelling Feaye extensive and liberal; and extra premiums on the most moderate scale. Conditions in the policy less onerous to the assured than ustal in cases of Life Assurance (See pamphlet.) 5 he actual clared profits ished in suecessive Re- ports) affording sure data for c ions of the value of the | bonns” in this institution. ‘These proofs will at each division be Paty In casH if desired. cing unconnected with Marine or Fire Insurance. ‘The rates “for life with profits” are lower than those of any ther foreign Company effecting Life Insurance in New York fed to. examine the distin- ir tables of rates— ies afforded by their fore deciding to insure elsewhere. ‘A. Medical er is in attendance at the office daily 12 o'clock noon, and 3o°elock, P. M__ Fee paid by the So: ciety. J. LEANDER STARR, General Agent. Jy2i 3taw is 3m rre PEOPLES? LINE OF STEAMBOATS FOR ALBAN(, DAILY—Sundays Excepted—Through Di- reat, at 7 o'clock ‘am the Pier between ourtlandt and Li amboat ROCHESTER, Captain care on Monday Wednesday 'and Friday Evenings, at7 o'clock Steamboat SOUTH AMERICA, Cape W. H, Truesdell, sill leave ou Tuesday, Thursday dnd Sacurday’ Aiteruoons, «! @clock. 5 o’elock P. M., landing at intermediate places, from the foot Barclay street ;— Steamboat NORTH AMERICA, Capt. M. H. Truesdell, will leave on Monday, Weduesday, Friday and Sunday A! ero at 5 o'clock. hoat NEW JERSEY, Capt. R. H. Farey, will leave m Tuesday, Tharsday and Saturday evenings, at 5 o'clock. Phasengers taking either of the above Lames will arrive 1 Alba va smple time for the Morning Train of Cars for the east or The Boats are new and substantial, are furnished with sew and legant state * ai Foon and for speed aid accommodations are vm ight taken at moderate rates, All persons are forbid trust f this Line, v(ghokt a written green sting any of the Boats of this Line, ri Vor passage or freight, apart Ge heath, een wo. c sematz, a the office on the whee ya te PELICAN MUTUAL INSURANCE CO., No. 65 WALL STREET. [21S Company is prepared to pay in cash:on demand, all losses it has sustained by the late fire, s0 soon asthe claims are adjusted. Fire and Marine risks will be taken as usual. SIMEON BALDWIN, President. W. W, Dipace, Secretary. New York, 23d July, 1845. dy23 1m is re AMUSEMENTS. PARK T! FRENCH Eve HEATRE. OPERA. Will be ed. FOR THE LAST TIME, nae sweet Eleazer, a Jew goldsin Cardinal de B: Prince Leopold.” President of Council. The Grand Provost of the Price of Admission—F irst Tier of Third Tiers, 56 cents; Gallery, 2 cents. ors open $i, o’elock, nad the Curtain wil haftary Boxes end Parquette, rise precisely at “NIBLO’S GARDEN. Monday Evening, Juiy 28. Will be preven ry Heder Louisa Drayton, M: , July 29th, at 10 0’clock, at No. 3 A 'o be followed by HE’s NUT A-MISS. a Mrs Prettyman ‘To conclude with + Titpussce by the efhesent Ponce wil always oe tu atteadaace to mai & ode aud keep iP improper yeraous out. bo Tickets “Fifty Cents. A limited number of Season Tit Performance to commence at 8 o'clock. CASTLE GARDEN, ‘D MUSIU and SUNDAY CONCERT. of aselection from the best works of the most guished Performers, and divided into 1 By the Excellent Band, wider the direction of mulated a large surplus at the time of LOTHIA! iy be unrown open fur the publie may ,from 24 sp spreading laudsenpe around the singular beauties of moruing, uoon and 1 enjoyed iv the utmost perfection. by 20 000 visi “pace sutficient in the unequailed edifice co sccumlodate mul utudes, without inte feriug sith their comfort. FROGRAMME. Aria, from the Creation Prayer of the Italian Mul Vital Spark of Heavealy Flame The Crucifixion German Hymn, om An Iotermission of Half au Hour, ht, may be here d Chorus, “Hosannah in the Highest ‘The Castle Garden superior opportunities for readin: promenade, within this. vast huil er galleries command ng she sea CASTLE GARDEN. OG-Adnfission 25 Cents.) Great Musical Attraction ! - Messrs. Freuch and Heiser, oven every day from sunrise, affording “meditation or undisturbed diag, or on the upper or low- é Monday Evening, July 28, The performance will commence with the Overture to vi y the full Orchestra, Overture Full Band, Pas Grotesque, by Reine de Chypre, Full Ore! ‘eof Scotland, ) Hour for Promen: ments. ; : lendid Cosmoramas wil be open for inspection. e second part will comme jraud Overture—Fra Diavolo. Th of spl e range of spi er s Pray. To conelude with Sp its on the Tight Rope by ely escaped on the most | _[-7~ Doors open et half-past ‘clock. Performance to e1m- mence at 80’clock. VAUXHALL GAKDEN SALOUN, BOWERY. One Shilling. * THE SEASON. m x, July 28th, COMPLIMENTARY BENEFIT TO MR, P. DE LA 2, THE MANAGER, ll commence with the Ethiopian Oye- Admission onlt LAST NIGHT The entertainments Dance—Rory ‘O'Mor: Grand Imitation of a Locomotive Kngine, and Trial ey by anes B Teaser, and Bur- of . ig feat of Chin hopping, fan Spere thet Tree’ seer De La Ree Soug—" Wilt the Jy23 6tis*rre Intermission of 20 minutes, for Promenade and Refresnment. ‘ompany by the late fire will not proba- aving an ample subscription to 8, the Company will continue to yards of differeut colored ribbons, i feats he has no rival. Doors epen at 744—Performance to commence at 8% o'clock v2 1 THEATRE. Be PENING NIGHT.—Th piendid edifice, being now completed, willopen tothe pub MONDAY EVENING, ‘The subscriber makes Angust 4th, 1845, known to his fellow’ citizens that, 3) Watt Street, New Yi ly 19, 1845, HE Capital of this Company rem by the fire of this day hot exceedia Jfeparedto make prompr setiement ‘of all claims ag; hey continue to insure Fire and Marine Risks, at fair rate N. CARROLL, Sec'y._ OFFICE UF THE CROTON INSURANCE aa THE LONG [SLAND INSURANCE COMPANY. Carrtat, 200,000 DotLars. Office, Al Fulton: street, Breoklyn, TT HIS COMPANY is prepared to tak New York on favorable terms, ha fire only ab i heir capiva E. C. 'N, Secretary. BM. DELAMATER. President. Brooxiyn, July 21, 1845. iy 20 1m is m INSURANCE. THE BROOKLYN FIRE INSURANCE CO. buildings and merchandize egainst loss and dat by fire in New York, at their office, upper coruerof Fultou mud Pront Streets, near the Fulton Ferry, Brooklyn. The capital of this company is wnimpaired by the recent calamity. Referen the compan mation, viz rin of ED. H. & Co. Pearl street ; Joseph Pettit, firm J. Pettit & Co., 134 Pearl st. WILLIAM ELLSWORTH, President. Axrrep G. Stevens, Secretary. Dated Brooklyn, July 21, 1845. iy21 2wis*ec N THE C ini st Watatdiy, soemed stroman Py t. Commercial of tu appe statement, that Dyce GERSON INSU RANGE COMPAR T ted feat iby the recent fire $200,000, I wish to say that this is greatly overestimated. ‘The losses, of the Company, it ts sup posed, will amount to about $100,000. The company continue their business of insurance as usual, at their office No. 50 Wall street. T. W. THORNE, President. jy20 ec y superior Dew and Snow Rot Hemp, LEINS & CO. s6Southst.. jyal ec CURSION TO THE FISHING BANKS. Steamer K. L. STEVENS, Capts R.L Mabey, will make an excursion to th Banks every Tuesday, Thursday and Tug the season, leaving Hammond street at 03 o'clock, A.M treet at a Delancy street, East River, at 9; and Pi 1 N. R, at 94 0’cloe! turning to the city A tine Band of Music is engaged: “Bait furui lines ata small charge. ‘are 50 cents. jy28_lwis*m FOR LIVERPOOL—New Line—Regular Packet of the aoth Augnst—The elegant fast sailing Packet INS, Capt. E. J alls Ship SIDDONS, Capt. E. B. Cobb, of 1100 tons, will sbove, her regular day, freight oF pa splendor and comfor Wf Wall street, oF to we, having accommodations unequalled for ply on board, at Orleans wharf, foot K. COLLINS & CO., 56 South street. Brice af puseage $10, : Picket Ship Sheridan, Capt. Cornish, will succeed the Sid- dons, and sail 26th September, her regular dey. es FOR LIVERPOOL—The New Line—Regular cket of 2ist August—The superior fast. sallin yncket ship LIVERPOOL, 1150 tons, Capt. John EF Will sail as above, her regular day. freight or passage, having elegant and superior aecom- modations, apply ou bond, west side Burling slip, orto WOODHULL & MINTURNS, 87 South st. ‘The packet ship Queen. of the West, 1250 tons, Capt. Thos. Woodhouse, will succeed the Liverpool, and si lar day, 2tst September. iy’ BLACK BALL OR OLD LIN®, OF LIV eR- POUL PACKETS —FOR LIVERPOOL.—Oply Regular Packet ofthe Ist of Any Ae wi cevebrated fast auilivg Packet ship EUROPE Farber, commander, will sail positively on Fi ¢ Having unequalled accommodations for ebin, second cabin, and stecrage passengers, those returning to the Old Country, or find itto their interest and comfort i xe of Packets. of Dassage,and to secure the best berths, early ap- hould be made ou board, foot of Beekman street, or Tite subscrl bers ROCHE BROTHERS & CO., 3 next door to the Fulton Bi Jendid now anilagebine weet gpmerof South atkeet ‘The splendid new ship Henry Clay, Eyra Nye, master, wi succved. the Ashburton, and sail on the oth September, her re gular day: iy2t rre FOR NEWCASTLE, ENGLAND —The well. ered and copper-t stened * having all. her wor pasaage, having good dations, OrPMVOODHULL & MINTURN 87 South street. & WANTED—A Ship to load for @ Southern Port id Apply to BK. COLLINS & CO. 128 ee 6 South street. A FREIONT WANTED—Bark ib e'e master—Pier No.5, East River, for particulars enquir pore *SBRAPA ppv, haviog fulfilled his pledge made some time siuce, it is for them judge whether he has net erected a ‘inimpaited, their foax 000, and they a jing has been pronounced. b; judge, the most and others fully competent to | in material an theatre yet erected in Amenca. The boxes, pit ease, affording each perfect view of the stag The stage has been eo! in depth, with corresponding. width: sts, the first of their ir, at {ne sane tim from sin the city of lost by the recent trength, size and appearance by any similar urope or America. A. W. JACKSON, Sole Manager and Proprietor. J.P. Waupron, Treasurer to the Establishment, is company will be paid on liqui- | Pattee, ‘ithe in is made to the following gentlemen, directors of doing business in New York, for further infor- t P i Spofford. f Spofferd, Tilest Paras street ; Pau rm of Spofferd, Tileston & Co., W ter street; Amos Willetts, firm of A. & 8. Willetts, 303 HENKINS, (first ap- pearance for several theatres. MR. PHILLIMORE, “” SUTHERLAN on, Sutherland, Stickney oe “Yeoman, the Orchestra and Mi 1 Director, MR. A NEW DRAMA and other attractions will be given on night—full particulars of which will be given i advertisements in the course of the week ook will be open, and seats may be secured for the ind each subsequent day first week of performance to-morro' \7~ NOTiCE.—The ladies and gentlemen engsged will leave their addresses at the office, , that they may be notifi jy282 GRAND FREE ENTERTAINMENTS OF GYMNASTICS— MUSIC —DANCING—SONG— AND PORTRAYMENTS OF ETHIOPIAN LIFE! AT THE OTTO COTTAGE, HOBOKEN, VERY FAIR AFTERNOON—commenci 3 P. M., and termin: ing those families who. visit Hoboken after dining, an opportu- 3 MOS EXPENSIVE NOVELTY. nity to witness WASHINGTON THEATRE, BOSTON. 18 Theatre will open lar season early in the Kall and Winter fession, of acknowledged nding, wishing eng! arly attention by m W. B. CHAPMAN or WM. B. ENGLISH, ‘hes ston. ing application iy2% Iweodis rre ~ THEATRICA HE, undersigned having leased the THE iv, Jamaica, has arrived in a suitable company. TRE ROYAL, this country for the n, of acknowledged ress the subscricer 8. DE CORDOVA, New York. THE PATENT GALVANIC RINGS Ai Mee DISCOVERY the received th HIS REMARKABLE DISCOVERY, has received. the ‘universal approbation of the Medical Profession of Great n sufficiently long before the American pub- 1 a fair trial of its power and effiency..‘T'he Park Gavranre Funas have been found to. answer all the pur for which the ordinary Galvanic Battery or Eleetri¢ netic Machines are used, but are wit! ments, snd in man “The Gulvanie n used with perfectsuccess in acute or chronic, applying to the Tic Doloreaux; ‘ous or Sick Headache ; Indiges- all cases of Rheum: cy of Nervous Energy ; extraordinary effects upon ive for the above complaints the The Galvanie ngs are ine <i d are sold at prices to be within the reach of all Maawerre Fivro is render their effici nection with the and to direct the Which are affected cy in New York, LATEST INTELLIGENCE. BY LAST EVENING’S MAIL, ‘Washington. (Correspondence of the Herald.) Wasnineton, July 24, 1845. The Catholic Educational Institutions of George. town—The Ladies’ Academy of the Visitation— Georgetown College—The President and his Cabi- net among the Visitors ‘In hoe signo vinces.” Yesterday was a great day among the beautiful sisterhood of the Catholic Georgetown Academy of the Visitation. 1t was the day of the annual examination of some two hundred female scholars, in all the various branches of a po- lite edueation—the day of the award of medals, pre- miums, &e., and a great throng were present at the interesting ceremony. The exhibition was honored by the presence of the President of the United States, and Hon. Geo. Bancroft, Secretary of the Navy, and sundry distinguished ladies, citizens and strangers. It was undoubtedly one of the most in- teresting that ever a disconsolate old bachelor was permitted the honor of contemplating. This has been another great day among our Ca- tholic friends. The Georgetown College, of the So- | ciety of the Order of Jesus, had its annual com- mencement, or, rather, termination to-day. The large apartment appropriated for the exercises was filled to overflowing at an early hour. Among the enlightened and distinguished of the auditory were His peelenes the President of the United States and Texas and Oregon, and perspectively of Calitor- nia; Hon. James Buchanan; en. George Ban- croft, and Hon. John Y. Mason, of the Cabi- |net; Count de Bodiseo, the Russian Minis- ter, His Excellency M. Serraegs, Minister from Belgium; Lt. M. F. Maury, U. 8. N.;B.B. Freneh, Esq, C.H. R. U.S., Judge Meek; of Ala ; James Hoban, Esq., our District Attorney, Earl Grey, Professor Wallis, and a host of others. Amon; the beautiful, (the ladies will excuse us, it is the rule, in mentioning official personages, to begin with the world the President, you know,) among the beautiful, the fair and universally esteemed portion of the assem- blage, were M olk, Mrs. ker, Mrs Bodisco, and her fascinating sisters, amid a phalanx of beaut | more powertul than the Macedonian phalanx of ol amid a constellation of cranes bright as the stars the milky way—amid a throng of dames and dam- sels, as dear to our heartas the light of the morning. The readers of the Herald have heard much of the beautiful consort of the Russian Minister—but per- haps they ao not know that ee the queen of the master of ten thousand serfs, she is a staunch republican, and goes for the whole of Oregon, even if it trenches upon the dominions of the Emperor of all the Russias. She is one of the women of the age, calculated either to adorn a palace or a cottage. After music, by the excellent band attached to the College, the exercises were passed through accord- ing to arrangement. z i The compositions, without an exception, were most creditable to the young men; and the last three pieces, all that we had an opportunity to hear, would have done credit to the professors and faculty themselves. Degrees were next conferred ; and among the individuals promoted were the Baron Auguste Ga- briel Vauder Straten Ponthoz, of Belgium, an ea Pale with long hair, elegant whiskers, a de- lightfnl moustache, and a figure pronounced aw fait by all the ladies. The Baron, with his diploma in his hand, made a very impressive speech in French with an air, action, and grace of the most decided touch of the Belgian nobility. An old farmer in the crowd, however, was uncharitable enough to de- clare that he thought the Baron belonged to a class who were of no manrer of use on the face of the earth, though the Baron is a useful man for all_ that. W.E. A, Aiken, of Md., was honored with the degree of A. M.; Lieut. M. F. Maury, (Harry . N., A. M. ; Thomas J. Semmes, D. of M.; Francis H Dykers, A. M. (a clever and promising young man of New York city.) Among the students honored, and who did honor to the occasion, were Waldeman de Bodisco, a nephew of the Count, and a young fellow, who promises much; John W. Archer of Va.; a re- lative of the Senator; Peter C. Howle, of Md., and a Master Longstreth, of Pa., who bore off three medals. After the distribution of medals, pre- miums, &e., and, while the band were playin, “Auld Lang Syne,” the assemblage dissolved, some two hundred invited guests remaining to Mle Gascon | dinner. The dinner,was served up in a lower room, deco- rated, on all its walls, with choice paintings, from scenes and symbols, drawn from the Bible and the history of the church, such as the tion, the Birth, the Crucifixion, the Sepulchre, the Gar- den of Gethsemane, Apostles, Saints, Martyrs, Wc, There was a bottle of wine for almost every guest, and yet we observed one gentlemen hide a bottle under the table, to make all sure. Father Samuel Mulledy, of Virginia, presided. After dessert, the President toasted the graduates of the day; and Mr. Archer, of the graduates, returned the compliment. The President nexi proposed a toast, which he knew would be received with gene- ral approbation, to wit ;— James K. Polk, the President of the United States. The toast was received with hearty applause; and the band struck up the “ President’s March.” Next came— The orator of the Philodemic Society To which Mr. Brent happily responded, con cluding with a compliment to the Faculty, the,Pro- fessors and students of the College—whereupon the band followed with that beautiful air— “Come over the sea with me, love— ’Tis the empire of the free, love.” Judge Meek, of Alabama, was next called out, and delivered himself of a handsome speech, in honor of education, and of the college; and when he had concluded, he made a formal demand upon “ Harry Bluff,” which was followed up by a nip, read by the President, to wit :— F. Maury, A. M, the e man of the Navy—every The President said, he would take the liberty of further adding, that the Lieutenant was also the man of his country, and every inch a gentleman ; but as we consider a man, in the true sense of the term, equal to any gentleman you can ‘produce, we cannot concede an improvement upon the senti- ment in this particular. tLieut. Maury proved himself a speaker, as well #s writer and and a sailor. He exhibited trom the history of the Catholic Church, that it is to the an- cient fepresertative congregations of its cle that we are indebted for our first conceptions of the idea of a political representative government; and con- cluded with a corresponding toast— Mr, James Hoban, the distinguished orator, and the E, | District Attorney of the United States. According to the paper read; which brought out that high funstionary to his feet. He corrected the matter at once, by the unqualified declaration that his functions as a legal officer of the Federal Go- vernment, were confined to the District of Colum- bia; and then, in his “ nothings,” as he called them, gave us decidedly the livliest speech of the day. When he had concluded, without cereninay, it being near six in the evening, the company ad- journed up stairs toacup of Mocha and a segar. Otherwise, there was rave sport in reserve from se~ veral gentlemen present, who were as well satisfied, however, to make their escape ‘‘scot free.” _ i" The Presideat, the Cabinet, and the Russian Mi- nister, did not wait to dinner, having ladies in their charge. They lett accordingly, immediately on the close of the exercises, bowing gracefully as their »veral carriages wheeled by, to the faculty and pro- fessors, clustered upon the steps of the southern building. We regretted extremely, indeed every- body regretted, that the wife of!Mr. Buchanan could not attend on the occasion. Nay, there is a very emrent rumor in town, that he has po wife, and we challenge Father Ritehie to the proof to the con- trary. Z ‘The people of the College are highly gratified from the visit of the President and his distinguished frienas. The whole proceedings of the day passed ott well. The College is well worthy of a visit, from the finished and picturesque scenery, in the midst of which its buildings, gardens, and ‘vineyards are si- tuated. The isutution is in a flourishing condi- dition, and is pountler alike with Protestants and Catholics, who are acquainted with its character. | The Postmaster-General was absent, said, because of his heavy duties under the new post office law. He is engaged, too, we learn t » looking over the list of Deputy P. M.’s for Yor! State. So look out. Boston, July 26, P.M. Our Fortifications—Wreck of the Centurion—Ship Judah Zouro—Fires, $c. In my last I alluded toa rumor that the fortifications designed to protect the entrance to our harbor were about to bearmed. I will now endeavor to give you a brief sketch of these fortifications. First in importance aad strength are the works on George's Island. These commence nearly at high water mark, and have a wide, deep moat in front, in the rear of which, is a massive Vreast-work of stone. Above this rise, in regular grada- tion, three tiers of batteries which sweep along the shore 4 command every point of the compass. These bat- r are covered with solid masonry, so that neither hot nor shells can be fired into them from above. The ombrasures are the only openings through which an enemies missiles could be thrown. This fort can mount over three hundred pieces of cannon of the largest size: fhsy ven some of them which have been cest at AL gev's iron works, South Boston, and judge them to be one