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REAL ESTATE. BUILDING PERMITS GAIN 63 PER CENT 1,536 February Total in 31 Cities of Fifth Federal Reserve District. The Federal Reserve Bank of Rich- mond’s monthly review, received here this week, states that building per- mits issued in 31 cities of the fifth Reserve district totaled 1,536 in Febru- ary, 1935, an increase of 69 per cent in comparison with 909 permits is- sued in the corresponding month last year. Total valuation for all permits is- sued last month amounted to $3,511,- 107, an increase of 31.6 per cent in =omparison_with a valuation of $2,- 668,107 in Pebruary, 1934. Twenty-four of the thirty-one cities | reported higher valuation figures for last month than for the same month last year, but most of the 31.6 per cent increase occurred in Norfolk. Among_the five largest cities, Rich- mond, Washington, Norfolk and Char- lotte reported higher figures for Febru- ary this year than last, but Baltimore reported a very large decrease in | valuation figures. $8,203,823 Contracts Awarded. Contracts actually awarded for con- struction work in the fifth Reserve district in February this year totaled | $8.203,823, including both rural and | urban projects, compared with $19.- | 341,529 in contracts awarded in Febru- ary, 1934, according to figures col- | lected by the F. W. Dodge Corp. | Of the February, 1935 contracts, | $2,609,183, or 31.8 per cent, was for residential structures, compared with $2,311,554, or 12.0 per cent of the total, for residence work in Febru- ary, 1934 Valuation Figures. ‘Total valuation figures of the per- mits in the leading fifth district cities, | compared with valuations in Febru- ary, 1934, follow: Cities. Baltimore. Md .. Cumberland. Md Frederick. Md Hagerstown. M. Salisbury, | chartered institutions. Work to Begi HOME LOAN BOARD CHANGES METHOD OF EXAMINATIONS _(Continued From First Page.) sociations, and optional for State- Insured insti- tutions now number 669. To Obtain Protection. Many member associations of the bank system desired to federalize and also to obtain the further protection of insurance for their investors. Other | members applied for insurance but wished to retain their State charters. Many non-member associations made application for membership, federal- ization and insurance simultaneously. Other non-members applied only for membership or for insurance. | The Examining Division of the Fed- eral Home Loan Bank Board analyzes the new applications in these three categories, together with the support- ing data, and conducts field exami- nations and appraisal of assets where necessary. The standards and quali- fications required by the board em- phasize solvency, earning power and soundness of management. Progress ards in all 12 Home Loan Bank dis- tricts, as well as toward standard ac- counting systems and operations E a Petersburg. Va Portsmouth, Va. Richmond, Va. Roanoke. Va Bluefield. W Va Charleston, W. Clarksburg. W. Va. Huntington, W, Va. Asheville. N. C... Charlotte. N Rocky Mount. Salisbury, Winston-Salem, Charleston Bpertanburg, Washington '+ Totals .. BOWIEVILLE SOLD New York Man Purchases Queen | Anne Estate. By a Staff Correspondent of The Star. UPPER MARLBORO. Md, April 6.—Sale of Bowieville, Colonial estate in Queen Anne district, to Harold Knapp of New York was announced here yesterday. The estate recently was left to Mrs. Clarence M. Roberts by Miss Mary Berry. The Garden Clubs ! A T THE monthly meeting of the Woodridge Garden Club, held April 1, B. Y. Morrison, prin- cipal horticulturist of the United | States Department of Agriculture and a nationally known breeder of nar- cissus and iris, traced the develop- ment of the narcissus during the pre- ceding century. Aided by flowers and colored slides, Mr. Morrison depicted the remarkable improvement in this popular flower. Among achievements are large, pure- white trumpet forms and large poets with perfect arrangement of petals and brilliant red crowns. The name *“jonquil,” according to Mr. Morrison, should be applied only to the Narcis- sus jonquila group, with several blooms to the stalk and possessed of a peculiar strong fragrance. The Washington area was said by Mr. Morrison to be ideally adapted to narcissus culture. The bulbs should be dug every three years and the soil thoroughly spaded and refertilized before replanting. Otherwise, flower- ing ceases or slows down very de- eidedly. The Woodridge Narcissus Show will be held April 13, in the Woodridge Branch of the Public Library. M. C. Wilson is in charge, and Edwin C. Powell of the Department of Agri- culture will judge the exhibits. A lecture on “Flower Art of Japan,” presented by Dr. Shio Sakanishi of the Library of Congress staff, at the March meeting of the Takoma Horti- cultural Club, proved a genuine treat, giving the audience an insight into the principles underlying flower arrangement in Japan and the pains- taking efforts devoted to its mastery. Dr. Sakanishi was ably supported by Mrs. Herbert Gregor, who demon- strated flower arrangement, and Mrs. Robert K. Reishauer, who demon- strated the art of building miniature landscapes with sand, stones and artificial plants. According to Dr. Sakanishi, every flower, leaf and stem is placed in | harmony with a plan and with a definite purpose in mind. Smart Town House among different types of building and loan associations in all parts of the country, to the benefit of the institu- tions and the protection of their in- vestors and borrowers. RATES ARE ;{ETAINED With but few exceptions, lumber, logs, shingles and other forest prod- | ucts were exempted from emergency | increases in freight rates in a deci- sion handed down by the Interstate Commerce Commission in the mat- ter of the application of the railroads for increases averaging about 10 per cent, known as “ex parte 115.” in general are included in the exemp- tion. All other imported woods, how- ever, together with butternut, cherry, dogwood, holly, ironwood, lancewood, Spanish cedar and walnut, whether domestic or imported, are not included in the exemption and will be subject to an authorization to the carriers to assess an emergency increase of 7 per cent of existing rates on all line- haul carload shipments, with a maxi- mum of 4 cents per 100 pounds, up to the end of June, 1936. The commission's opinion noted that “the decline in revenue freight tonnage of class I railroads since 1929 has been substantially greater in the case of most forest products than of all freight,” and that “the unprece- dented stagnation of building and cer- tain other wood-consuming operations a large part of the greater decline in tonnage of these articles.” is being made toward uniform stand- | ON FOREST PRODUCTS | Mexican pine and Canadian woods | * THE EVENING STAR, WASHINGTON, D. C, SATURDAY, APRIL 6, 1935. Colonial Village, a group of two-story buildings comprising 276 apartment units ang costing approximately 41,130,000, will be started next week. The structure will be located on Wilson boulevard, near Woodrow Wilson School, Arlington County, Va. The Federal Housing Administration has issued final insurance commitment on the financial loan which the New York Life Insurance Co. will make. A section of the buildings shown above illustrates the type of structure to be erected. Gustave Ring, Washington builder, is organizer and head of the syndicate sponsoring the plan. Harvey H. Warwick, designer of & number of well-known Capital apartments, is architect ‘There will be three types of apartments, each a corner one with cross ventiation. One type will have living room, bed room, kitchenette and bath; another with an additional bed room, and the third containing 1iving room, two bed rooms, dinette, kitchenette and bath. The rentals will range from $37.50 to for the project. $62.50 & month. The Home ERY frequently home gardeners ! complain that their daffodils or narcissus fail to bloom sat- isfactorily, placing the blame on the plants, when it rlght-i fully rests on the gardener himself. | The narcissus propagates rapidly so ;that within three or four years the original bulbs will have increased many times. This increase means crowding and small, undernourished bulbs which cannot store enough food ' to form flower buds. ‘The obvious remedy is to dig the clumps as soon as they show the tendency to inferior blooming, sep- arate the mass of bulbs and, after| thorough reworking and nourishing | of the soil, to plant back a few of | the largest bulbs. Dr. Griffiths used to say that phosphorous was the prin- cipal food requirement of bulbs in | this vicinity. Therefore, bone meal | is an excellent fertilizer to work into | the soil in remaking the beds. An all-around complete fertilizer, high in phosphoric acid content, is even more | satisfactory, using bone meal as an | annual top dressing. Commercial bulb | growers dig their narcissus every year, | sorting out the larger bulbs for sale and replanting the smaller ones for further growth. This is, however, too during the depression accounted for | frequent for best flower production. | June is the best time to do the renova- tion work, just as the leaves are yel- | lowing and the bulbs are going into | their Summer rest. In the early Autumn, it is difficult to recall the | exact location of the bulbs and many are injured in digging. Seed Sowing. HE germinating seed requires air, moisture and warmth. Gen- erally speaking, most seeds re- quire very slight covering with soil | 1628 Q/V\onfague SL" A semi-detached house with 4 bedrooms and 2 baths, automatic heat and built-in garage. Situated one half block west of Sixteenth Street, near Rock Creek Park. Open Saturday and Sunday until dark. price Edgemoor Half acre ground—Studio Library $12,500 THOS. J. FISHER & CO. INCORPORATED 738 FIFTEENTH STREET, N. W. DIstri 6830 st Gardener Practical and Seasonal Hints for the Amateur for Beautifying the Sur- roundings of the Home. and one has only to think of the nat- ural dropping of most seeds on the | surface of the soil to see a reason for shallow planting. As a rule, the smaller the seed the lighter the cover- ing needed. Professional florists often simply sift a little fine soil evenly over the seed and then cover with a piece of glass or even paper to prevent too rapid drying at the surface. Of course, ! the paper must be removed as soon as germination occurs to permit light to reach the tiny leaves. To avoid washing out of small seeds, the pot or pan in which they are sown may be placed in a shallow dish of water, thus watering from below and not by | direct stream. This means, of course, that there must be a hole in the bot- tom of the pan. This type of water- ing avolds wetting the leaves of the tiny seedlings and prevents much of the loss commonly experienced from damping off diseases. The sooner the tiny plants are transplanted after the true leaves ap- pear the better. One can lift the lit- tle plants by placing ¢ knife blade beneath them. Certainly it does not pay to pull the seedlings bodily from the soil. half peat moss makes an excellent soil in which to sow flower seeds. Such s mixture offers many advantages over garden soil. It is more porous and permits freer development of roots and, above all, is practically free of undesirable organisms, such as the damping-off fungi mentioned earlier. A sieve is a useful implement at the time of seed sowing in pots or A mixture of half sand and | frames, as it prevents the covering of | seed with large particles of soil. Asparagus Culture. SPARAGUS and rhubarb = unique members of the vege- table family in that they do not require annual planting, but, with | care, persist for many years. Of the | two, the asparagus is by far the more important in local gardens and is really worthwhile to include in every | suburban garden of substantial size. Asparagus may be started with seed | or with young plants purchased from | the seed store, but since plants save | a whole year, they are more desirable | in the home garden. In planting, the rows should be {placed 5 or 6 feet apart and the | plants 18 inches or more apart in the | row. In clay soils, the roots should be set 6 to 8 inches deep, filling the | trench by degrees as the young shoots | emerge. Asparagus rewards the home gardener rather slowly, since no spears should be cut the first season | | and only a moderate cutting the sec- | ond and third years. However, once | established, the bed, with feeding, | weed control and occasional spraying | | or dusting to control beetles, will pay | dividends through many seasons. The | Mary Washington is an excellent | variety. | Garden Notes. ‘The stiff, tenacious clays commonly found in local gardens are discourag- ing to the gardener making his first start on a new piece of soil. There are a few simple expedients that will help a lot in solving the problem. Of primary importance is the time se- | lected to spade or cultivate, | When clay soil is water-soaked, it is simply unworkable, but there | comes a stage when the clods will break down into fragments when | | struck with the spade or fork. This | LONG TERM Mortgage Loans Monthly Payments of $6-60 on each $1,000 borrowed, include interest and pay oft loan in 20 years. o Interest charged only on unpaid galance of principal. e Amount loaned—up to 60%; Other plans of [financing first mortgage loans available. of appraised value. o Valuable prepayment privi- leges. H. L. RUST COMPANY 1001 Fifteenth Street A Home of Distinction, Embracing Every Known Convenience National 8100 n Next Week on Huge Housing Project in Nearby Virgi REA. ESTATE. nia is the time to work such sofl. Hard coal ashes provide an excellent cheap material for reforming clays. If 4 or more inches of sifted ashes are worked into the upper 8 or 9 inches of clay soil, the gardener will find his problem well solved. Peat moss is an excellent soil improver, but | |1s a bit too costly for large gardens. : Where one resorts to peat moss, he should add lime, 1 pound to each 20 square feet of area, to offset the acid reaction of the peat. Lime) should not be used, however, where acid-loving plants such as rhododen- drons, laurel or azaleas are to be planted. A deep coating of rotted manure will also break up clay. The beginner need not be discouraged, and will find that, as he adds decaying plant matter, such as peat, manure and plant remains, his soil will | gradually lose its yellow appearance and take on a darker and more invit- ing hue. Of all the tools that are available to the gardener none are more useful than the hands and feet. When trees and shrubs are planted the soil should be pressed firmly with the feet. This pressure brings the sofl in close con- tact with roots, insuring & ready sup- ply of soil moisture to the roots. In the case of annual plants, the hands, | especially the thumbs, are very ef- | fective tools for pressing the soil firmly about the roots. Horticultural | instructors frequently test the plant- | ing skill of their students by giving the plants a slight pull. If they vield easily they are improperly planted. Root pruning at the time of setting out trees and shrubs is advisable to the extent that large roots should be trimmed neatly, thus leaving clean-cut ends from which new feed- ing roots can readily emerge. Harsh pruning is neither necessary nor ad- visable. Top pruning is desirable, however, simply because the root at BARGAIN NEW DETACHED CORNER BRICK 43rd Place and Ellicott St. N.W. (Chevy Chase. D. C.) Semi-Bungalow Type 7 large rooms (4 bed rooms). two beautiful baths—two bed rooms and bath on 1st floor. Large corner lot—detached sarage, close to stores. schools, churches, bus, cars. Price $9,350 OWNER at House All Day Sunday Wisconsin Ave. ‘to Ellicott St.—2 short blocks west. SELECTED OPPORTUNITIES 16th St. Heights Y 1310 Floral St. N.W. Detached, 8 rooms, bath, oil burner, h.-w. h., elec., Frigidaire, screens, weather strips, garage. Newly painted and in excellent condition. Capitol Hill Y 503BSt. N.E. Near Supreme Court; attractive brick; 10 rms., 3 baths, h.-w.h. (Byrant Gas Furn.), elec.,, Re- frig.; arranged in apts. well rented. A 134 6th St. N.E. Attractive brick, just off E. Cap. St.; 8 rooms, bath, lava- tory, elec.; two apts. rented at $60. Owner retains 4 rms. A 137 11th St. N.E. Individually built; 10 rms., bath, new furnace; 7 bedrooms suit- able for rooms or apts.; 2-car garage. Closing estate, Priced from $6,000 to $10,500, you seldom are offered better values in home or investment. Further information cheerfully given, just call L. T. GRAVATTE REALTOR. 729 15th St. Nat. 0753 ||| 58,950 5014 Kansas Ave. This home which has been thoroughly renovized and in “new-house” condition, contains six spacious rooms and bath, heated sun par- lor and bullt-in garage. Needless to say that all the conveniences desired by the modern housewife are available. It is easily reached by driving out Georgia Avenue to Kan- sas Avenue to home. OPEN DAILY 58,350 first cannot meet the requirements of the full top for water. Imports Curb Helps. Restrictions on imports have greatly aided industries of Bulgaria. ARCHITECTS HEADED BY RICHMOND MAN Merrill C. Lee Named President of Virginia Chapter of American Institute. By the Associated Press. RICHMCND, Va, April 6.—Mer- rill C. Lee, Richmond, was named president of the Virginia Chapter of the American Institute of Architects at the annual meeting of the organi- zation here. Other oficers named were P. 8. Clarke, Lynchburg, vice president; W. R. Crowe, Lynchburg, secretary- treasurer, and C. J. Calrow, M. E. Wright, Richmond, and R. N. Stern, Fredcricksburg, members of the poard of directors. ‘The Federal Housing Administration program was fully presented at the meeting and endorsed by the chapter. The group discussed also the revision of the State registration law for archi- tects, engincers and land surveyors. New Seal for Jelly Glasses. A newly developed seal for jam and Jelly glasses is moistened, smoothed | band snapped around its edges. down over the glass top and a rubber It then shrinks, gripping the glass. The Greatest Values on Today’s Market! Michigan Park 4208 12th Place N.E (Between 12th and 13th—Taylor and Upshur Sts.) A FOUR BED ROOM semi- detached, Middaugh & Shan- non built, brick home. Situated in the most beautiful resi- dential section of Brookland. Complete in every detail; Colonial front porch, double rear porches, hot-water heat with gas furnace (coal if de- sired), electric refrigeration, tile bath with shower, hard- wood floors, screens, weather- stripping, and garage. Owner is leaving the city and has priced to sell quickly at— 8,350 Clebeland Park 3177 Porter St. «We A very attractive Engl type semi-detached brick; most desirably located, two squares west of Conn. Ave. Five rooms on first floor (a sun parlor at both front and rear). FOUR LARGE BED ROOMS AND TWO TILE BATHS ON SECOND FLOOR. Hot-water heat with oil burner, beautiful open fireplace, gar- age. The price is unquestion- ably $2,000 less than anything similar in this entire area. 9,450 Open All Day Sunday for Inspection SHANNON & LUCHS 1505 H St. N.W. NA. 2345 Homes and Restricted Home Sites 16th St. and Kalmia Road N.W. Section IGH elevation overlooking park. Rea- sonably priced homes—1510 and 1520 Locust Road now under construction. Choice buil the city. ng lots available in several sections of You may now buy or build in this delightful section at the lowest prices ever offered—on convenient terms. Your present home considered in trade. Preliminary sketches of your own ideas of a house drawn without obligation or we will estimate on your own plans. We design, finance and build. Complete information may be ob- tained on premises, 16th and Locust Road, Saturday and Sunday. Now is the time to jnvesfigate. Consult us about your building ideas. ALSO SEE 1421 JUNIPER ST. N.W,, NOW NEARING COMPLETION. G Breuninger & Sons Investment Bldg. N.W. Architects—Builders $7,950 3722 Chesapeake St. N.W. Natl. 2040 A charming little bungalow on top of the town. Located at highest elevation in D. C. and flanked by $20.000 homes this thoroughly re- conditioned tive-room home with real fire place and hot water heat offers real op- portunity to one who appre- clates the better things of lite. OPEN DAILY 809 Hamilton St. N.W. A veritable little gem that makes future rent payments folly. Five sunshiny rooms with colonial front porch and double rear porches, with its modern heat- ing plant and tile bat urge you to forget the stuffy apartment and start your rose garden in the blg back yard. OPEN DAILY 626 Powhatan Pl. N.W. This commanding brand new cor- ner home is priced less than ad- jacent row houses. Check these features with the price: Automatic oil heat, house 22 ft. wide, slate roof, luxurious colored tile bath with Neo-Angle tub and shower, full attic, real fireplace and hand- somely appointed electric kitchen. See this outstanding value todayv and if you are wise yon will change vour address. OPEN DAILY Wm. H. Saunders Co. INC. oad ATTRACTIVE TERMS Bordering on the open countryside, located on & sunny half-acre, this charming Colonial offers. all one could desire in a home. It contains 5 bedrooms, 3 baths, large living room, studio wood-paneled library, dining room, kitchen, breakfast alcove, sleeping porch, 2-car garage, recreation room, bar, oil heat, electric refrigerator. 4724 Seventeenth Street N.W. Fronting on both 17th St. and Blogden Ave. HOME buyers who are in search of the “unusual” in home environment, conveniences and location will find this commodious residence with four bedrooms, spacious living room, paneled library, modernistic recrea- tion room, servant’s room, built-in two-car garage, air-conditioning plant and ultra-modern kitchen the answer to their fondest dreams, For it is «...truly...a home of rare distinction, This is an Electric Kitchen Health cen . eversthing about this home is in Home. ] OPEN DAILY keeping with its surroundings. [ Located on o hich leva AND SUNDAY Built by W. C. KREMKAU . 2233 BANCROFT PLACE A delightful home. English basement 4 containing reception room. living . dining _room. pantry. kitchen. ooms. baths, sleeping porc! room b and bath. 2-car garas oil burner, electric refrigeration. remarkable value at For Appointment Telephone Owner Decatur 1166 Drive out Wisconsin Ave. to Edgemoor Lane (at Bank 2l Bhesda) turn teft 8 sauares to” Glendrook Road, left 2 aquares on Glendrook Road to property. Open Saturday and Sunday R. B. WARREN St. 1519 K St. N.W. Dlst. 1015 tion in an exclusive residential neighborhood 'k _Creek Park, UNTIL 9 P.M. Wis. 3068 1108 16th