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REAL ESTATE. Finance and Trade Conditions Viewed By Roger W. B Every Saturday this Wwell kriown student of busizess The Btar an article interpreting industrial and WELLESLEY HILLS, Mass,, January 6.—How much of your praductive time during 1922 was used In,paying taxes? Roger Babson, the statlsticlan, an- #wered the question today, in 'n state- ment that shows the equivalent of one day each week spent to meet the di- yect and Indirect taxes that nation, state, county and city levy. “One hour and twenty minutes of each Business day—or one eutire day & week ~is demanded of every able-bodied per- son in the United States to m«:’uuln government,” sald Mr. Babson ‘That 38 the leason of & recent analysis, Show- ing that one-sixth of our national in- come gues for taxes—federal, state and local. = The ‘amount divides almost equaily between national taxation and the expenditure for state and local pur- Poses. The question {s not, therefore, one of any particular party politics. American Business Need “This habit of ‘getting the govern- ment to do_something about 1t is one of the most costly and wasteful ideas that we Americans have developed. It has grown upon us since the war. We became accustomed to things then that would not have had consideration be- fore. Now we are exceeded by one nation ondy, Great Britaln, in our cost of being governed. The the ‘unem- ployment doles’ and other Jegislation ut forward by a stronger labor vote ave exceeded anything attempted here But ‘ll\lif (ll\\nd\‘nc)' usL e bruptly i mcrican busine: ve in ion which ars. as yet. checked al is to survive In the compet it faces over the next five to ten “Because any one individual does not see the tax collegtor he thinks perhaps that he does mot pay, but he does pay just the same. Taxation costs yepresent an item of overhead in every- that any one buys, consumes or s of working up to a fin- pro The tax burden is in- evitable. There are a certain number of potential labor hours represented in the individuals making up any com- munity. The number of these labor hours which it takes to protect his property, make safe his home and edu- cate b children are just so much taken away from the possibility of es- tablishing that surplus of wealth upon which the comm thrives 0ld Way of Paying Taxes. ““The truth of th situation perfectly clear in the old days, when evary man in the community was called on for five days’ work on the roads a_ vear in lleu of taxes and when the ‘nightwatch’ was main- tained by perlodic service of the townsmen. How would you like to BO t and patrol a police beat one day each week, year in and year cut? Or how would you like to take Your turn as a member of the fire de- partment one day in every six? This would be our lot if we paid our taxes in the old way today. applying it to road work sixty days' service on the be required instead of five. “What wonder 1iving costs are high when this toll comes out ahead of the productive capacity for benefit of the opportunity? The actual tax- ation does not tell the whole story. Costs of-collection, particularly under our eystem of federal taxation. times treble the amount actually re ceived by the government Any mov to restore excess profit taxes or spe. clal classified levies on trade is bound to make the situation wors: Frills All Cost Money. “We, should be able make the was to ‘must be s writing for readers of tuvesimont problama. always true that ‘progressive’ legis- lation means an ‘improvement over the old way of tending to our busi- ness at home. The country was swept by the cry for ‘more business in Eov- ernment' " arfd ‘less government in business.” We have not as yet guc- ceeded in edging government very far toward the door of the business office. “A step toward remedying the con- dition of burdensome taxation, which now hampers business, would be to let everybody know when they are paying taxes and how much.” “EXTRAS” RUN UP COST OF BUILDING NEW HOME Failure to Closely Estimate Small Items Results in Stagger- ing Bills, The so-called ‘“extras” source of most of the troubles and | disputes between the home bullder | and the constructor. It is the extras, which look to be a small item, in a closet or door, the extra windows, the better woodwork that run into a stag- | gering bill If the owner is not careful. have cost much less and perhaps nothing at all - The big source of extras is the in- } complete original plan, the sketch that has no specifications. probably will cost, but the word ‘probab is a dangerous word When the home is under way the owner finds there are other things that he wants—things that he simply must have. Sometimes he puts them In: then he tears his hair over the ¥ V | Nine times out of ten the amount to { be spent for such things as electric fixtures, hardware and decorations runs out of sight unless there are defintle specifications to show Jjust what these items are to cost. Then if the owner decides that he wants fancy glass knobs, for instance, in- stead of Inexpensive metal ones, he knows he has to pay extra for them. Minor changes often can be made in a house without making much or any more expense if these changes | are made before materials are bought and before the work is under way. If the owner waits until after the work is started then the changes | near! always cost an amount that staggers hi { Combine to Make These Homes the some- | { people understand that fads and frills | all cost money., It is all right to be progressive in our ideasgbut it is not PROPOSED BUILDING FOR D STREET reinforeed 1218-20 erected for Fred S. Schneider-Spliedt . Marshall is the for light turing purpowes. Th: it is understood, will be $70,000. | i Kennedy Streets, or 9th St: and walk east. ?Iflfllfllfl"flfllfllfllfllflmflll R = Home Values Without Competition Close to 14th St. Cars Nowhere in such a location can be found 1f caught in time the extras would | The owner | gets a figure on how much his house | cormer of Fulton street, shown in photograph, shows loeation ARCHITECT DEPLORES UNNECESSARY FENCES At Least It Should Not Obstruct View of Landscape, Says Al- fred Hopkins. | < Once updn a time when our ances- tors spoke of their “defenses’ they referred to the gréat walls and bat- tlements which protected them against warlike neighbors, but nelgh- i bors are more friendly nowadays, and | the “defenses.” have dwindled down | to mere “fences.” Most people own- ing detached homes like to have boundary, line. . There 18 not so much to learn from | Buropean countries with respect to fence design, says Alfred Hopkins, the well known architect, in the | White Pine series of architectural monographs, as titere is from the American_colonial period which was | {rich in this particular. England has | cellent examples of the $1,000 Cash--$75 Per Month Will Place You in One of the Most Complete Six-Room Brick Homes Ever Built 7th St. Between Kennedy and Longfellow Sts. Take 14th Street cars marked “Takoma” to 7th and reet cars to Kennedy Street Open for Inspection Daily and Sunday WILLIAM S. PHILLI REALTOR—BUILDER ‘ | 1409 New York Ave. NW. Main 4600 (i Ps |i homes priced as low as these 1204 to 1236 Ing raham - Six rooms Street N.W. NEARLY ALL SOLD* and bath Lots 159 feet deep to wide paved alley Convenient to stores, schools, churches and Beautiful Open, lighted daily and Sunday until 9 PM. Convenient to all car lines D. J. DUNIGAN 1321 New York Ave. N.W. Phone Main 1267 y completed home for Johi husetts Park. specially designed for the owner, has many unusual features, as, for inatance, kitchen at the front of the house. The window, with Sower box, | here, Mr. Hopk! either a fence or a hedge along. the | $130,000 REALTY SALES COMPLETED IN WEEK Twelve Houses Disposed of - by Sansbury Company—List Is Announced. Sale of twelve houses, totaling in value more than $130,000, was an- . nounced this week by the N. L. Sans- fl | bury Company. Swartzell, at 2816 36th place, The dwelling, wllel. was of kitehen. iron fence, but the iron fence has had no great development here. The tall solid masonry walls of the continental estate are not friendly in America, nor are they desirable points out, because we have endless land and compara- tively scattered population. The im- pulse for privacy on the part of the well-to-do ls as insistent as ever. but as a general principle, says Mr. Hop- kins, a fence which is not absolutely necessary should be done away with, or at least it should not obstruct a view of the landscap | "Beftram G. and Mary L. Foster pur- ! chased from Mrs. Abby K. Walter the residence at 1757 Lanier place. This * 18 & two-story houss, containing eight rooms and two baths and having a bult-in garage. | James R. Morgan and his wife bought the dwelling at 405 Rock Creek Church road from Winifred. M. | Adams and wife. This is a house of | six rooms and bath, containing all of the latest improvements. Pramises 424 Lamont street north- west, one of the row of six-room houses just completed by Samuel Taylor, was sold to Abe and Anna F. Goldberg by Mr. Taylor. The detached home at 1428 Monta- gue street northwest was bought by Lottie E. Hessick from Joseph H. and Mary H. Waters. This is a nine- room house in Sixteenth Street High- lands. It is Improved by a garage. Sanford Emanuel and wife bought the house at 1338 Randolph street northwest from Mrs. Mary Page |Hufty. This dwelling has seven rooms and bath, with extra lavi tory, and there is also a two-car arage. William Conradis sold his home at 3017 13th street northwest to Ottie J. and Horace B. Ware, Brrett MOVE INTO YOUR OWN HOME With Every Conceivable Convenience 501 to 521 Longfellow Street JUST COMPLETED Possession Now To visit these homes, take Georgia avenue car to Long- fellow Ik east 3 blocks—or take 14th street car marked get off at 5th and Keanedy; walk one block north $1,000 Down First Floors—Wide reception halls; living rooms double farge entrance troit pantries porches. $7,950 colonial French breakfast to kitchens; De- TJewel Second Floors —Three well stairways; ; dining rooms ; doors to porches; $52.00 Month gas ranges; and service proportioned bedrooms; complete tile baths; clothes Homes With Garages $8,250 ing porche: closets in each room; extra linen closets in ‘halls: sleep- dinary depth, extending the full width of house. Including Int. and Principal on 2d Trust of extraor- Finish—Mahogany and white; number one clear oak floors, 7 _ inch thick; bright, dry cellars; laundry tubs; hot- water heat; electric lights. —THREE SOLD— l!HIIIhflIlll||liIfllflllllflflflmflfllflmmmlflllfllflfllfllI]lflIlIIIlIIfllllllllmIflflllfl[llfllllllillllflflflflmg Priced at Much Less Than Reproduction Cost 1128 16th Street Suitable for an embassy, diplomnt's residerice, pro- fessional office, club or fraternity, /. An opportunity to secure this high-class proi)erty, certain of advance in value, on a reasonable cash pay- ment, at a low price, For furthes particplars, price and inspection, upply to Thomas J. Fisher & Co 738 15th Street N.W. ittt Wallace and wife bought | from Clarahco H. Small the property at 2330 Cathedrai avenue, & _six-room house {n'the row: of houses Mr. Small is_just oompleting .in Woodley Park. Premises 4614 9th street, a six-room home .bulit seversl months ago, was sold by Jeorgia M. Marks to Mrs. Madttie L. Porter, who is now occupy- | ing it as her hotme.’ Rosetta E. Barlow purchased the | house at 1310 Columb! road from | Charles A. Saum. This dwolling con- tains nine rooms and two baths. ‘The sale of two new houses in separate building operations was also reported. Premises 221 S street in the row of six-room being i1t by Mr. Tankersly, 01d to Lawrence P. Mater and gan, was sold to Fannle H. who has taken possession of same. Stella H. Cochnower 8o0ld her home at’ 4313 Kansas avenue to Sara C. It {8 understood 'that the property will be held by the new owner as an investment S idmotd ‘ INDIANA WOMAN, 102, DIES.| LAFAYETTE, Ind, January 6—| Mrs. Lucy J. Terry, 102 years old, | sald - to- be the oidest resident of northwestern Indlana, died in @ local | hospital here yesterday, Mrs. Terry | was physically and mentally active until a few days age. She was born maximum intérest charge of 6 per cent. The action of the government in REAL ESTATE. BRAZIL BUILDS HOMES | FOR FEDERAL WORKERS |providing for the construction of —— houses for government \l'orkerlhnun .+ |laborers is largely an outgrowth of Contract Let for 5,000 Houses in |the efforts of the local “Liga dos & nquillinos” (Tenarts' League), whick Rio de Janeiro to Sell | has, conducted an intensive campalgn \ | for gevérnment assistance in the Rio for $1,400. de Janeiro press and has, in numer- ous instances, brought pressure 1o Government employes of Brazil will | puay on Jegislators, according to the have an opportunity to purchase a |dispatch. home from the government under the - terms of a contract recently let by | Rio de Janeiro. for the erection of | sso'mo’mo WILL FILED. 5000 dwellings in that ecity. The| oo, T TTIEN o houses are to be sold exclusively to| = 4 government. employes and laborers, | Will of George Warren Smith, sai according to information received by |to have been the richest man in New "‘gvb?llrm;c"; othflmm;;‘C;‘“I tely | England, has been filed here for pro ork is to be begun a . up s A wclitms - Sihe private firm | bate. The document, disposing of an which was awarded the congact has | estate estimated at between $50,000.- the right of expropriation prop- | 000 and $100,000,000, contaifis less erty necessary for the fulfillment of [ . oo o - the contract. The contract also pro- | than fifty words. vides that the-firm shall enjoy ex-| Aside from two bequests of $1,000 emption from payment of municipal |to a sister, Mrs. Cordelia Murray, the and federal taxes in conpection with |entire estate .is bequeathed to a the construction of the houses. brother, Benjamin F. Smith. The The houses will sell for -about | will was drawn four years ago. The $1,400, They are divided into two | four Smith brothers, of whom only series of eight types of construction |one survives, acquired their fertupe each. The purchasera are to have|in gold mining in Colorado, and real liberal terms.of payment, extending | estate and stock vard operations i over a period of fifteen years with 2 | Omaha, in Connecttcut in 182 'An Attractive Chevy Chase Home For Sale at a Sgcrifice Price 4104 Harrison Street, Chevy Chase, D. C. House .is center hall type, 38 feet wide, situated on a spacious lot 60x1350. First floor contains large living room with side porch, dining room, reception hall, kitchen and pantry. Second floor has four plete baths. large bed rooms with open sleeping porch and two com- ' Servants’ room in basement and’a built-in garage. Oak flooring and slate roof. One block from car line. Alley and street both paved. This home has all the latest improvements and is in excellent condition. The grounds’are planted with attractive shrubs and flowers. If you want a good home at a low price, we suggest you see this home at once. Open for Inspection Sunday From 10 A.M. Until 9 P.M. Come out Connecticut Avenue or Wisconsin Avenue to Harrison Street L. E. BREUNINGER & SONS e, B T 706 Colorado Building mummmmummnmlummmmuumlmnnuuunnmm% Homes . Stamped With an Atmosphere of Quality N.W. (Between California St. and Wyoming Ave. and 24th and 25th Sts.) SEE THESE HOMES TODAY! First Floor—Large entrance hall, with spacious coat closet, living room, dining room, breakfast porch overlooking tree- tops,. kitchen, pantry and way. Second Floor—Four nicely arranged bedrooms, two tiled baths and built-in tubs-and fixtures and ample closet space. Third “Floor—Two servants’ rooms, bath and storage “attic. Basement—Completely inclosed fur- nace room, double garage, latindry and sefvants’ toilet. service stair- A great opportunity to both homeseeker and investor. Attractive price and rea- terms. / Open Daily From 10 A.M. Until 6 P.M. ~ WARDMAN