Evening Star Newspaper, December 10, 1921, Page 14

| (INSURANCE RATES there’s available one of those Spanish Villas 3214 Macomb Street, Cleveland Park It’s she Sample House—the one we finished for exhibition—so it’s sure to be faultless in every detail. All the others are sold—the first to come will secure this last one. Nine rooms, including ‘he dmml and sleeping porch rooms—two BPaths— lighted and floored attic—bone-dry cellar —best of hot-water heating systems, separate hot-water heater, lots of lpulous closets, and a double garage—opening, too, on a paved alley. Every day and evening you'll find our resentative at the House to show it. Take Chevy Chase cars to Macomb «reet——wllkll{ west to 33d Place. It’s number 3214 Macomb street. A Kite Owner ond Builder Phone Main 4846 HAVE YOU SEEN Our Beautiful New Homes No. 1758 to 1768 Lanier St. NW.? (One Block North of Columbia Rd.) They are of Italian design, and contain eight rooms and two complete baths; attic; large sleeping porch; Pittsburgh instan- taneous water heater; oak floors: modern in every detail. Large lot 142 feet deep; brick garage. Ideally situated in an exclusive section of Washington Heights. An inspection will convince you of their predominant value. Price Reasonable—Terms if Desired SAMPLE HOUSE—1760 LANIER ST. Opeh, Lighted and Heated Daily Until 9 P.M. -N. L. SANSBURY (0., Inc. “Everything In Real Estate” 1418 Eye St. N.W. Phones Main 5903-4-5 CHRISTMAS WILL BE DOUBLY MERRY WHEN YOU OWN YOUR HOME INSPECT THIS H OHE TOMORROW—-}‘&'&';‘,‘:’:? 221 Rosemary St. One Square North of Chevy Chase Clud . Convenient to car line. One block from school. Large side Lawn—Trees, Shrubbery, Hedges Garage for two cars. Six full size rooms—large tiled bath. Attic entirely over house. Oak floors—mahogany and ivory trim. French doors to side porch. - _ Brick open fireplace. | Hot-water heat—electric lights. i Stationary laundry trays. Full-length screens in all windows. ON FIRE LOW HERE Basio Standard in Distriot Next to New- York Be- cause of Appafaius. - Next to New York city Washington has the lowest basic rate used in deter- || mining standard fire-insyrance rates, due to' the city's effective fire-prevent- l||ive features,:sceording to a statement by Charles P. Benns, .official of the Un- || erwriters’. Aesociation of the District of Columbla, before members of the real estate class at the Y. ll‘.C A. in this Il | week’s: sessi: ‘Washington's wide -t.ruu. the lack of J||overheaa electric current wires and an efficlent fire department are contribut- ing factors in adoption of the low rates, Mr. Benns said. Contracts Like Old English. In sketching the history of insurance, ||| Mr. Benns expisined that the present standard form contracts of modern in- Twelve detached REAL ESTATE.” . CENSUS SEEKS NEW FACTS. The census bureau is preparing a schedule to be used in collecting the first biennial census of manufacturers. This census will cover-the present cal- endar year and will include the com- GETS THOUSAND REPLIES. Bishop ‘McDowell's Appeal for Speskers on Disarmament Heeded. plete schedule for the imj dustry as used M the @t cultural engineerts n Agriculture. The im it manufac- turers will be required to fill out th. questionnaires and return them to the census bureau. Response to. Bishop McDowell's ap- peal for speakers. for disarmament {] and continuing conferences among the rm.-lmmnu nmlimflulwmlfl.fl‘hw office of Willlam K. Hartung. F. M. JOHNSON COMPANY HEPORTS MANY SALES Many mun Properties Includ- fed in Transactions Which Aggregate $107,500. Property sales with an aggregate con- . 1sideration of $107,500 were reported this individual insurers under the writ- ts. As the bus- iness of these individuals grew, the problem of having ready cash or liquid assets to meet the increasing demands occasioned by losses quite naturally led 10 the tormation of indurance companies. Mr. Benns analyzed the policy con- tract in detail, explaining the technical features and the historical reasons for many of the quaint phrases incorpo rated in the modern insurance policy. Lays Stress on Stipulations. Stress was made on the importance of the stipulations which formed the basis of the contract. This portion of a policy, which usually is printed in condensed form and with small type, contains all the conditions that must be fulfilled by the insured as well as the company. Fallure to com- ply with the requirements or doing something expressly forbidden may void the policy and result in difficulty with possible litigation. Mr. Benns emphasized the fact that, generally speaking, all insurance com- panies were responsible in that strict state and federal laws and super- vision made them so. However, it was suggested that it was well to entrust matters of insurance to re- liable agents only. Explains Methods Used. The methods used by.the undérwrit- ers’ assoclation in fixing rates was explained. These rates are arrived at by adding to the basic or key rate certain standard charges for struc- tural conditions that are known to increase fire hazard.. On the other hand, credits are allowed for spe- clal ‘equipment to prevent fires as ‘well as the installments of hose, fire shers, etc. The board arbi- ds certain charges for what are only known as “faults of management” charges. For instance, lack of proper ashcans, untidy condi- tions, crowded windows and aisle space. It was explained, however, thll these “fauits of m goment' rges are removed as soon as the ob]mlonlble cond't‘ons ~ are cor- rected. The subject of “Fire Insurance” will be handled further at the next meet- ing of the class, when R. S. De'Es- of the general adjustment bu- reau will explain to the class methods of “Adjustment of Fire Losses.” SEVEN HOMES CHANGE OWNERS DURING WEEK City and Chevy Chase Prqperthl Included in Real Estite Transfers.. Seven dwellings were transferred to | new owners during the past week through the office of wfllhun S. Phil- lips. Details of the trunucuons follow: Jullan D. Sears purchased premises 109 East Underwood street, Cnavy Chase, M4, from Mrs. Louise Earll. This is a detacheg bungn!ow\ of filve rooms, with inclosed sleeping porch, and having a built-In garage. Frederick Ehninger purchased a from Allen MacCullen property at 4021 Illinois avenue. This is & two- story brick home, containing six rooms and sleeping porch. l erickh Ehninger purchased house at 3916 8th street northwest from Frederick A. Cusack. The home contains six rooms and sleeping porch. Mrs. Carrie H. Kaltanbach chased from Mra. Mary E. Phflllpl tha three-story brick dwelling at 1152 26th street northwest. Harry E. Vernick purchased prem- ises 1007 20tN street from Harvey J. Zimmerman. This is a three-story brick dwelling . containing 9 rooms and bath. A. Louise Reynolds purchased from Mable K. Clark the six<room and bath brick house at 1007 Florida avenue northeast. G. A. Hoffman purchased from oofr E. Mclver the six-room brick dwelling at 329 16th street southeast. This house has a deep.lot with four- car garage. 4 of more than 35,000 population, a sur- vey reveals.~ Buys Remodeled Store. {thony T. Du Busky a week by the F. M. Johnson Realty Com- pany. The transactions, involving houses lo- cated in vifious sections of the city, follow: Joseph Kesterson sold to William R. Cellingsworth a six-room house at 701 Florida avenue northeast. The pur- chaser will occupy the premises. Margaret T. Lord sold to Rebecca ac for investment purposes a six- room home, 3811 Georgia avenue. J. E. Kesterman purchased from An- six-room brick dwelling at 1166 Morse street northeast. R. B. Early acquired the home at 2403 forfil Caplitcl street from Leonard very. A modern home of 7 rooms and bath, with hot water heat and electric lights, at 3107 11th street northwest, was sold to Huver, I Mrs. Goldie Simon. Alexander McNeil sold a twelve-room, two-bath home at 1377 Irving street, now being remodeled irto an apartment, from Louise E. Alter. Clara H. Beach transferred to Della Hewson a seven-room and bath, semi- detached house at 418 Shepherd street northwe: An_eight-room, semi-detached dwell- ing, containing hot water heat, at 518 First street southeast was sold for C. B. Asher to S. A. Schneider. Adolf Vanstondeg purchased from the Emma Holder estate a detached home containing ten rooms and two baths at 3920 Northampton street, Chevy Chase. Minnie Xandall Lowther acquired from Samuel Talbert a six-room and bath brick house at 1518 First street, Brown by dwelling at 55 sold for J. B. ‘who will make | fefore occupying Investors For Sale/ ain 25,000 juare Feet of Ground, 350-foof front, in Northwest. Splendid site fill Apariment or small bouses, 30c a Foot R. E. FLYNN 1336 N. Y. Ave. NNW. M 393 FOR SALE To Close an Estate First Commercial Property North side “H” Street, between 11th and 12th Streets N.W. Lot 50-ft. front by an aver- age depth of 104 ft. to an alley, containing 5,210 square feet. The improvements are in fairly good condition and can be ad- vantageously .remodeled. For particulars and price, Thomas J. Fisher & Co., Inc. 738 Fifteenth St. N.W. Main 6830 | Wn.L FILED POB M‘fl The will of Frederick R. Van Ant. werp, dated April 2, 1917, was filed yesterday for probate. \ He leaves his entire estate to his wife, Sallie C. Van Antwerp. The estate comprises an apartment house at 901 20th ulrut northwest, valued at §75.000: personal eflects of the value of 'S.WO and stocks estimated at $2,000. Attorneys Ansell & Bailey represent thie widow. A Combination Room and Fire Place Heater | FAR SUPERIOR TO ALL OTHER HEATERS OF THE SAME TYPE IS THE 7 o o e i e e NEW METHOD RADIANT HEATER For it Equals ' or Surpasses I these Heaters in Economy of Gas Absence of Odor incandescence and Amount of Heat Produced IN ADDITION IT HAS This Special Flne Construction draws the Cold Air from beneath the Heater and discharges it highly heated through the top, causing the air and heat in_the room to be kept in constant circu- lation and an even temperature at every point, THE PRICE IS RIGHT We invite you to call at our store and allow us to demon- strate and prove to you that all we claim is true. FOR SALE BY ‘WM. CONRADIS CoO. 1013-1015 12th St. N.W HENRY DIS! 3124 li!h Bt. N'W. FREDK M. HAAS 2006 R. 1. Ave. N.E. W‘A:;.Kll THOMAS FURNITURE * 1013 7th St. N.W. “THIS IS A SHANNON & LUCH OFFERING” 1923 Park Road N.W. RIGHT ON ROCK CREEK PARK Houses of this type, in the same Mt. Pleasant neighbor- nations has been received from more than a thousand men and women, representing all callings, trades and professions. These speakers will be enrolled in the speakers’ bureau of -the eral committee on the limitation of arma- ment, ol which S8amuel Gompers and Oscar 8. B(rmu are honorary chal This committee is & citizens :7.»‘;’.".'“" headquarters at 1319 F Unsolicited offers for speakers have n received at the committee's headquarters, as the direct result of the wide newspaper publicity which had been given to Bishop McDowell's appeal Stephen Tyng Mather and Frank W. nnrrlun were elected to the govern- g board, and Otto T. Mallery of Phlll@lphll. ‘was elected treasurer of the general committee, following the resignation of Darwin P. Kingsley of New York. ! GOES TO CAMP HUMPHREYS. Sergt. Walter W. Fitts, detached enlisted men's list, has been relieved from duty with the National Guard of the District of Columbia and as- signed to duty at the Engineer School, Camp Humphreys, Va. men. PROPERTY OWNERS If you are contemplating selling your home and wish to sell quickly—consult us, We have many applicants for homes in all sections and especially desire listings of downtown properties. BOSS & PHELPS 1406 H St. N.W. Main 4340 THE HOME OF HOMES NEW HOMES 4621-23-25-27 9th Street There-are four beautiful 8-room and bath houses just completed and ready for occupancy. These homes are located on 9th St. between Buchanan and Crittenden Sts. N.W. They have hot-water heat, electric lights, etc.; 4 bedrooms, large dou- ble rear porches. These homes are priced lower than any in Washington of same construction. Sample house will be ready for inspection Saturday. These homes will not last long, and we will be glad to help you secure one. Phone and salesman will gladly take you to inspect them. GRAEME T. SMALLWOOD Exclusive Agent 729 14th Street Member Washington Real Estate Board $1,000 CASH will buy the BEST NEW HOME VALUE in the Northwest Tapestry brick. Six good-sizé rooms. Comerete colomial fromt porch. Deuble rear porches. Deep lot to 15-foot alley. Hot-water heat; electric lights. Tile bath with built-in fixtures. If you are inter- ested in a real home, a pre-war value at-a pre- war price, we ‘urge you to inspect these homes imme- diately. Bullt-in coky cormer In liv- in room. Large coat closet with cheval mirrer door In living reem. Selling Fast At Large closets in bedrooms. $8,250 | .. Including All Interest Take Ave- nue car el- lwm,milod or take Four Street Ca “Takoma” t Ninth and Kenned Streets, one blocl north. Recognizing the menace to we have set aside a space 70 feet by 140 feet in the center of the block, which will be equipped with modern playground ap- paratus for the exclusive use nl the children of the owners of these homes. OPEN ALL DAY SUNDAY «1GO. orvicl ! 1405 Eye St. Main 4752 Members of the Washington Real Estate Board hood, are now priced several thousand dollars higheHnd it can be bought on reasonable terms. There’ are 7 rooms and bath, with completely modern l{»Aflem and all in the best condition. lgeep ’lot, owenh GE. IMMEDIATE POSSESSION, Open All Day Sundsy—See It Early! Open for Inspection 9 AM. to 5 PM. WM. S. PHILLIPS —REALTOR— 1409 N Y. Ave. N.W.