The Bismarck Tribune Newspaper, September 14, 1934, Page 2

MORAN elem ork t ie 2 a Yr STANGLER ASSAILS LOAN COMMITMENT CANCELING BY FCA Manager of Bank of North Da- kota Declares Procedure Is Hardship on Farmers “Wholesale cancellation” of com- mitments made in farm loans by the federal land bank and commissioner were criticized by R. M. Stangler, manager of the Bank of North Da- kota, in a statement to the state in- | dustrial commission, who maintained | the procedure is working hardship on farmers of the state. Gov. Ole H. Olson, in telegrams to federal officials, has protested against cancellation of the commitments, and asked for an extension of them for 90 days. The extension plea was refused by W. I. Myers, governor of the FCA, although Myers said “no | worthy applicant showing just cause | for delay will be penalized.” “In some instances,” Stangler said, “potices of allowance are being can- celled where the commitments have only been out for two or three months. ‘We believe that this wholesale can- cellation of commitments should be discontinued by the federal land bank and land bank commissioner, for at least a period of 90 days, so that the farmers and creditors can get tweether with a view of refinancing and repurchasing these homes.” Cites Seven Reasons Seven reasons were cited by Stang- ler in support of his contentions. Stangler said it was his understand- ing that a new ruling had gone into effect during the past month, whereby eny loan cancelled could not be re- instated, but that it was necessary for a new application, new fee, new appraisal and a new commit- ment. Hundreds of farmers, Stangler said, Ihave set aside small amounts each week out of egg, cream and other pro- duce checks, to raise the original ap- Plication fee, and that it would be “real hardship” for them to raise ® second fee. While a “real effort” is being made soon after commitments are made, 75 per cent of the creditors are holding up loans by insisting on full payment | “or more than they are entitled to,” he said. Many of the commitments come through, he explained, with the pro- viso to “pay all indebtedness.” This is difficult, he explained, because tany creditors live oulside the state. In & number of instances, Stangler pointed out, the loan is ready to close when a new commitment has come through, reducing the amount available by several hundred dollars, necessitating the work being done over. Few Farmers Have Contracts ‘Very few of the farmers can afford to spend the time or money to con- tact their creditors. “All of this work must be done by the larger creditors,” Stangler explained, “and very often a commitment is held up for months by the second mortgagees refusing to accept a reasonable amount for complete satisfaction of their ” mortgages.’ “Very often,” Stangler continued, ‘when we feel a commitment should be increased or changed so the loan =n be closed and review is requested, We receive a new commitment reduc- ing the amount available or a flat re- dection.” He pointed out the Bank of North Dakota has ted “100 per cent” with the farm credit administration in the refinancing program and “our liberal attitude toward scaling down indebtedness to bring it within the farmers’ ability to pay has had a very marked influence on other mortgage loan companies and other creditors in their scale down policy. “Not one regulation, to our know- ledge, issued by the farm credit ad- ministration has been violated by the Bank of North aDkota. We feel cer- tain that if a survey of all secretary- treasurers of the National Farm Loan associations in North Dakota is made it will be found we have cooperated in every way possible to close these loans without delay.” Ducks and Geese Passing Up State Ducks and geese are giving North Dakota a cool shoulder this year, swinging directly south in their an- nual migration, as a result of the drouth, Thoralf Swenson, state game and fish commissioner, said Friday. While thousands of wild-fowl are crowding into lakes which have not ried, Swenson said he believed the lumber of ducks and geese halting in state this season would be less than last year. Reports have come to the game and department of birds flying high the state, failing to halt, as they water. Take Part Cc. C. Hearing the North Dakota rail- Toad commission Friday were pre- to take part in the Interstate Commission aan eaeeee Gir Basil Zaharoff, Garbo, and the famous Egyptian Sphinx ought to for a friendly chat. But Probably the Sphinx would talk P too ‘The first auto license ‘were made of leather. in | ) re HAS HUNOREDS FLOWERS/ Tuis Curious WorLD OANDELION THE LARGE BLOSSOM- LIKE HEAD IS MADE UP OF MANY SMALL By William Ferguson de BACK SWIMMER, INSECT OREATHES THROUGH THE HIND TIP OF ITS BODY. (© 1008 BY NEA SERVICE, IHC. 9-14 This is the seventh of a series of 12 articles by Roger B. Whit- man, famous housing expert, in the repair and modernization of the home. These articles are in- tended as a guide in connection with the Federal Housing Ad- ministration’s home renovizing campaign. By ROGER B. WHITMAN (Written Especially for NEA Service and The Bismarck Tribune) When a wood shingle roof gives out, it is usually either because the are of a quality that warps and curls, or the nails go rusty. Leaks from curled shingles can be closed by splitting the shingles to fatten them and nailing the loose Parts with copper or other rustproof nails driven through the exposed ends. Leakage through splits can be closed by slipping pieces of tar paper un- derneath and dabbing them with roofing cement. Missing shingles can be replaced and nailed in the same way. A roof that is too far e for these repairs should be Teplaced, which is not as expensive and measy @ Job as it used to be. AVES LABOR, fyome DIRT in the past, Job began with tearing off the old roof. Now it is considered much better to put the new roof on top of the old one. In preparation for the new roof, old shingles that are curled are flat- tened by splitting; the loose parts are nailed and missing shingles replaced. The old shingles along all edges of the roof are cut back for two inches, and the spaces so made are filled with strips of wood the thickness of the oe tne le new roofing is to be stiff, like wood shingles, asbestos-cement shingles, or slate, it is laid just as for a new roof, but with nails long =< DRIVING A TERRAPLANE? Just one thing to do this Winter to protect your from both freeze-up and rust. Put in Eveready Prestone. Read its most important advantages: No “freeze-ups.” No boiling away, no odor, no damage to car finish. Your dealer has a chart showing how little it costs with Eveready Sere tae ee ee lor your lane, and for other makes as well. WINTER Prestone in TO- Put New Roof on Old To Heatproof House enough to go through the old roof- ing and into the woodwork beneath. DAB WITH ROOFING CEMENT Slate-covered asphalt shingles make @ good job, especially if a dab of roof- ing cement is put under the end of | Weather Report | FORECASTS For Bismarck ally fair tonight and Sa‘ or free: to- plight; eat a & temperature Satu For North Da- kota: Generally fair tonight and Saturday; cooler, frost or freezing tonight; slowly rising temperature Saturda: For ‘South Da- kota: early fair tonight an Saturday; cooler tonight with: frost or temperature near freezini cool Saturday afternoon. For Montana: Partly cloudy to- night; Saturday fair and warmer; frost tonight. Minnesota: Mostly cloudy, much cooler Friday, temperature near freez- ing oyer most of North Dakota; Sat- urday generally fair, cooler in ex- treme northwest. GENERAL CONDITIONS A high pressure area, attended by cold weather, extends from the north- ern Great Plains westward to the north Pacific coast (Kamloops 30.54). ‘atures were below 86). Scattered showers have oc- curred from the Mississippi Valley and southern Plains States north- westward to the north Pacific coast. Bismarck station barometer, inches: 28.48. Reduced to sea level, 30.28, Missouri river stage at 7 a. m. -2.1 ft. 2¢ hour change, 0.0 ft. PRECIPITATION For Bismarck station: Total this month to date Normal, this month to dat Total, January Ist to date Normal, January ist to date .. 13.70 Accumulated deficiency to date 7.45 NORTH DAKOTA POINTS ety 67 each to stick it to the shingle below. Some of these prepared shingles are cut in forms to interlock, so that, in holding each other down, they do not ruffle in a wind. No attention need be paid to rotted Places in the old roof, for rotting and the destroying effect of fungus will stop as the shingles dry out under the new roof. 2 The life and service of * wood shingles depend on the way they are cut. Cheaper grades of shingles are cut from stumps and other waste wood, and with the grain flat with the surfaces. Such shingles can >e| expected to curl. Nails should be proof against rust- ing; it is very poor economy to save money on them, for the whole roof will go should they give out. NEXT: Improving the. hot heating system. To improve safety conditions on its streets, Memphis, Tenn. an inspection station at of the 45,000 cars and trucks that city must be inspected twice a year. and vicinity: Gener- turday, frost $ teem 3S “Too busy this morning, Mr. Parks. ht squeeze i game this omnes a ie demination, Young pointed to the fact that wherever lawlessness is rife and corruption rules it is because the court ‘system has broken down. North Dakota long has been fortun- OOR CHILD AND THE. SCHOOL Dy De. ALLEN G, IRELAND ate, he said, in that it consistently has Director, Phytied ant Medib Bhasaica\ had @ supreme court com; Of |L_ Mew forey Ste Depoomvet of Polite lemeatbe men of high integrity and learned in the law who were interested only in‘ dispensing even-handed justice. In the last few weeks, he said, the | state supreme court has handed decisions involving the IVA’ Democrats and the was adverse to the interests of the major litigants. He mentioned this, he said, to prove that the court as now constituted has had the courage to interpret the law as it exists without fear of political power or reprisals. An attempt now is being made to Prostitute the court by making it sub- |. servient to political interests, he charged by electing men “who will | handicapped. hear their master’s voice” whenever | edge, it political questions are presented to it. | I “If the people would save their state | from the downfall of our principles of | government and preserve protection ' tor their liberties,” he asserted, “they must bestir themselves.” Announcing the committee which from a will direct the campaign, Burke said it | have recei is necessary to carry the facts of the | oeen ee i poets township found in your t county visits and | tion. These tcld those present that they would be | pelle Bed celled upon for donations of time and money for the common cause. 33 tek 32 if E at FF i rR i at the = Low- . est Pct. 42 00 seize Bismanci, a FA & 6 x se 8 ae to power from the Beach, eldy. no a $i 7] 1 any event, he said, consideration pert eldy. 68 34 «(00 30 14/0: the New Deal is wholly speculative Devils ‘Lake, 84 36 «00 48 .00| 9rd premature in ‘this campaign since Dickinson, cldy. 72 35 ©.02/S8t. Louis, Mo., rain ... 64 42/we still are in the midst of the ex- ‘Drake, cldy. 74 39 = .00/Salt Lake City, U., clear 78 50 .00|pcriment and no one can yet tell how fat p oo lee jcuger :- 8 48 18! “Complimenting Governor Olson Jamestown, 88 «641 .00/Stoux Cit; . 88° 6 (00/UPON the manner in which he had uy , cl 94 45 «02/8; e, . 58 36 .01/Conducted state affairs since taking dy. 76 36 .00/ Swift 42 34 01 joffice “ins the most difficult situation Minot, cldy. 72° 39 «©.00/The + 56 36 118)that ever confronted a governor,” eldy. 87 40 .00/Toledo, Ohio, cldy. .... 84 66 .00|/Shater said the eed B i 93 43 .12/Winnemucca, Nev. clear 78 40 ‘00 = pet dard ble Parshall, cldy. Tl 37 (00/Winnipeg, Man., cldy. . 66 44 1.44/Ce8ree of courage and di and Sanish, cldy. . 72 38 00|Boston . : 66 52 .00|that Olson had handle’ the post in ‘Williston, cldy. 68 38 00lpuluth . 64 54 .01|SUch a manner as to reflect credit ‘Wishek, cldy. - 8 41 00 + 8 62 ..00| 0th upon himself and the state. He 84 72 98; Was sorry, he said, that Olson isn't - SOUTH DAKOTA FOINTS 2 88 76 .00|80ing to. be governor for the next two High- Low. es op yours: Huron, cldy. .. Expressing the belief tat Olson un- Rapid ‘City, clay. CONTINUE J [ten tor covert in ins “seston, MINNESOTA PoE Low. from page one aeens said the incumbent hati sac- s, i . any personal ambitions he scaly = a ae Racketeering in | nilht have had to enter the fight for Moorhead, rain -.----- 8 4 16/ Government Held: ‘in’ view bf this inopiring stand, he WEATHER IN OTHER STATES One Great Issue | ™%, eee ee High- l= 3 to get of the movement est est Pet. — | defeat, the menace which’ threatens Amarillo, Tex., clear .. 96 58 .00/fied to discuss the New Deal from) the people of North Dakota. 0, + 70° 32 .00/the Republican standpoint, he said,| Discussing the supreme court iasue . ol 30 12 because they are men who merely are| C. L. Young said the executive branch 86 Hd = using the Republican label in an|of the government holds the sword 84 64 00 / effort to continue the exploitation of! while the legislators Hold the purse. it f 88 62 (92|the people. The judicial branch is the weakest ~ onton, Alta., cldy. . 36 28 .00 Question Is Fundamental because it sometimes depends upon lavre, Mont. peldy. .. 58 36 .00/ The question is more fundamental] the executive to carry out its deci- Mont. : 3S - than one of party or economic policy,! sions and hence is moss likely to be 710 «64 80 ee , oe the woeibae Ee meaply destroyed. Founders of the nation ”! 80 y aining publican | made diciary pendent : 44 33 Stltorm of government or endorsing m| sold, because wotece ne een he 1 36 28 political dictator who has selzed and/ vient to either of ‘the other two © 1954, Lisenre & Myms Teasces Co, SHREDDED “Uneeda Rekerd hesterfields are like Chesterfields Wr a trade-mark is regis- in every way absolutely the same in tered, it means that no one cach and every package you buy. else can use the same name and the Thaemeans that every Chesterfield same package for the same kind of is like every other Chesterfield—not a; product. like any other cigarette... To us the Chesterfield trade-mark . —the cigarette that’s milder means that every Chesterfield isman- —the cigarette that tastes better ufactured by the same formula, and —the cigarette that satisfies