The evening world. Newspaper, December 21, 1915, Page 6

near weet 255tn Bt? 4a 77 1408 a oa HOLD LAST SESSION 84th st. Oth A, Gin Aves. f . ves. us Ave, bok Btae a te. near nm Bt. Ave., Bet. 180tN & 1B 1at W. L. DOUGLAS sh DES WoMeN'a Sova Extrao _None Bent C, 0, D. or On Approval LOTHING Vp. 0A RCANDY 1.12%, wted'tn| Male Budget Maker Critictses Other Budget Makers Because They “Skimp’’ on Food and- Go Too High on Clothes, but A graphically iMustrated budget, Harris cost $2 more, as YOU prefer, fitted ETN RAED OO, with plain » to ex- shed, “Contributors seem’ to overlook are low, whereas ft gives the ability to provide for and “T myself have been rather amazed at the’ ponded for meat Y)Certain of the lentils and other 29-ealled meat wab- atitutes, foods rich in protein. An- other of our correspondents to-day tells of such substitution on his own ltable, But I do think there is a cer- tain modern tendency to scamp the allowance for food in order that the expenditure for dress may be in- creased, MOST IMPORTANT ITEM IN BUD- GET 18 FOOD. “In one sense, of course, that is the personal from me to say tl young woman has no right te go without for a week in order to | ir of new pumps, In budget te rer, | confess regard food as a more important item than cloth- ing, and that | shall note careful- ly the relative expenditures for the two necessities. According to Dr. Benjamin M. Rastall, @ civic expert employed by the OPPENHEIM. CLLINS 34th Street—New York To Be Closed Out About 475 Attractive Dresses of Crepe Meteor, Charmeuse, Taffeta, Plain and Flowered Chiffon and Nets. bination of Georgette Crepe, with Taffeta or Charmeuse. Suitable for Afternoon and Evening wear. Regular 25.00 and 30.00 Values RENT (B10 % a tol ments and He Saves Almost a Dollar a Day From an Income of a Trifle Over $1,300 a Year. By Marguerite Mooers Marshall. over one-fourth of thelr yearly income—a eum amounting to nearly a dollar a day—is presented herewith to Evening World readers by “M. W. E.,” a civil engineer. And with the explanation of his own clém of certain budgets that have been already pub the suns Pel budgets submitted in The mveninal le this city ehould pay 48 per Genkists ond Covie World’ ‘prize contest. 1, Kno leourse, that in many families ther 4th Ave | ae Deen an increased use ef cheese; THE EVENING WORLD, TUESDAY, DE <-Rhaer ea 1.66 AMUSEMENTS 0.90% CE\LANBOUS 2.53 J He’s Low on Amuse- showing how he and his wife saved “M, W. B.” contrivutes a trank criti- ‘wlio wo {ar have tated their cases the all-important item of food,” he writes. “Generally speaking, the figures for this item the allotment for clothing and, in some cases, the rental, are out of proportion to the re main{ng costs, and coftainly to the income. Why many carry insurance fn sttoh large amounts is hard to see. manwas It ise good thing to protect the future welfare of the family in emergency, but! is it not better to live properly, promote health and thereby increase the’ length of life? Proper food {s easential to health; ‘daintein @ family.” ‘Contrat Mercantile Association ‘of New York, the average family 9ONt. of its, income for feed and only. 14 per cent. for clething.” 4nd now here is “M. W. E.'s" inter- eating letter: “Dear Madam: The several answers to the question ‘What I¢ Your Fam- ily Budget? have indeed proved in- teresting reading. Some believe in having @ good time while the sun shines, whereas others are inclined to thrift and hinge their belief on saving for a rainy day. Self-denial, when judiciously practised, ts a worthy asset, but when carried be- yond a@ certain limit, then the family must suffer in one or more directions. ‘That limit must of course be deter- mined by each family, individually. But the squandering of an income, whether large or small, is certainly not justified. “In what follows will be given not only the actual earnings and expendi- tures of @ young, middle-class, aver- rdinary Sale Wednesda Taken from the Regular Stock Women’s and Misses’ Afternoon and Evening Dresses No Exchanges or Credits age American family, but some of their views on the cost of living. Though the writer te @ more man, it should be noted that this presenta- tion is not made on his own initia- tive, This is because in our house- &€ Also Come Mw.e's Panny hold there exists no such thing as & boss—co-operation is the watchword. Tho family consists of father, mother and baby daughter. Of course the child has as yet very little to say at our discussions, being only two years old, but nevertheless, her wants when known are properly ter is gone over and the question considered from all angles, taking into account future utili si purcha: because id or actually This confer= ence takes place not only when se of articles for individ: or invested, or similar items. Howing this course no secrets exist and there 2 room for hard feelings, bi through mutual } un tnd consent, "We have found this a wise and profitable policy to pursue. “Lhe figures herewith presented are for the year ended Dec. 31, 1914. At that time the baby was just about vr of age. The family income, iting of only the writer's wages, con agaregated $1,325 for the year. At that time we carried no insurance whatsoever, and had no other source of income. However, conditions have improved, so that this year insurance is carried, amounting to a premium of $50 and other society dues to $30. Also, the income has been incroased not alone by slightly higher wages, but actually by amusement. We have been applying our hobbies to good Purposes, In this way not only ts our! aetual enjoyment of home life made! greater, but our mode of living has! been improved together with an ad- ditional saving of $100 over last year. “In the drawing herewith is shown graphically what relation the various expense items of 1914 bore to the in- come. We try to limit our expenses to @ maximum of 75 per cent. of the income and save the rest. For three years wo have succeeded in doing . Tt wil be seen by the diagram that food Ia the largest item, and rent ranks next. At that time we lived in @ cozy four-room flat in one of the brownstone New York buildings housing twelve families, Our rent amounted to $20 per month. For this amount we received hot water and steam heat, Cooking as well as light- Ing was done by gas, By examining this chart it will be seen that 100 per cent. represents the total income, and out of this 27.2 per cent. was placed in the savings bank. This in actual de- posits means $360.40 for the year. Dur- Ing this last year wo had no doctors bills, and did not buy any household utensils or furniture. We did, how- ever, have to make small purchases of home remedies at the drug store, and these are included under miscel- lansous costs. CHEAP AMUSEMENTS KEEP DOWN TOTAL EXPENSES. “It will be noted that our amuse- ment cost is low, the reason betng that it mostly consisted of the mov- ing picture sho’ and the 6-cent theatres at that! ‘e always go to- gether, In summer, however, we took Hittle outings. In such cases, as is also true of Sunday trips to the ‘old folks’ the car fares are accounted for separately, as are the cost of lunches, &c. The costs actually chargeable to amusements are only lated under that heading. It will be noted that soda and candy, including ice cream, are listed separately, Most of our laundry is done by the house- wife, but some things are sent out, The item of linen represents the cost of small or odd pieces bought now and then as required. The car fares cover trips to and from business, but Also include the fares paid on various trips for amusement or visiting pur- poses, The item of lunches means the money expended by the wage- earner during business hours, It is easy to understand that such small @ums can only cover a ‘quick lune! Ae a matter of fact, a light lunch dur- ing working hours is more beneficial than a regular dinner, “We are stanch believers in the earning power of mon that reason do not more than nece: time, so that the idle money ma: be gaining interest, Whenever le I bi make possible we ma mall invest- ite, red th of saving is gress id + giberant! must be careful in usin: earned money in this Fashion, Bystematic saving, no matter how |has @ high food 1915. BER 21, vated structure should be removed entirely. “We are now bee OO plan ready,” Salle ang a ait ovcdtch ot tous, tee maul c ost to bs, assossed--if it has toe done—on the property benefited.” It ‘was estimated by Mr. Shaw that cost of such a tunnel would Be §5,. 000,000. ‘The city has $900,000 which might be contributed toward the cost of.etoh an undertaking, he observed. —— HOW HE FIGURED rr he < long time on, that errand, Torimie™ SOE deep tone at eats Lent ered in a ry x hind T wanted to save my apeod- Bay from Maiden Lane Manufacturers—Save Half Examine our Big Stock of Jewelry, direct rom our own factory, * and compare with Retailers’ prices, Japanese Seal Ring Perey! $9.40 S. RAIVES & CO. 366 Filth Aves besseare ben om, Mie wet ohties. merchants. This burdon, in most cases falls upon the housewife, Most com- modities are sold, not on an equitable beste of profit, but or ct cy ‘son the price is determi y what are willing to pay for it, and that fig- Iy predetermined valve, or else 7O% 66 ¥ predoter: vi or you without it. When applied to food and clothing, the necessaries of life that | of bool cannot be dispensed with, this means that we are forced to pay exorbitant prices, or the food remains in cold storage. “We have learned that waste in the household must be avoided, but still there is no economy in stale food. certain amount of nourishing food is of course necessary to the wellbeing of the family, Meat je expensive; value and costs less. When fruit is in season it is policy to buy plenty of it and then properly preserve it for use through- out the reat of the yoar. If one uses considerable coal for heating and cooking, it is good enonomy to lay in a supply during the summer, as the price is then at its low mark. In making purchases it ig ine the food or other material, learn tity price. Wy, taee ret ys ay STRAUS PRESIDES AT ‘init gatuvinw to iam Yeat.coe! TQ-DAY'S P, §, SESSION ti ‘tance of the recording of fam~- ly expenditures is realized, ‘Tite 18 His Pirst Duty to Hear the Appeal in Brooklyn's Third Track Scheme. Oscar 8, Straus, Chairman of the Public Service Commission, presided for the first time to-day. Before he took his seat he was kept busy acknowledging the congratulations of many friends. Representatives of several Brook- lyn civic organizations appeared be- fore the Commission to protest VILLE, Pa., Dec 21.—| against the B. R. T. plan to third- Adelson, tory five Jeera) track the Fulton Street “L" line 6 OLDS: nace taealty destroyed hee hom from Nostrand Avenue to Brooklyn ‘after she reecu > a Wi Sa GAVE LIFE TO SAVE CHILOREN RETN re, ire Mew. | Bridge. Weis ;| Robert A. Shaw, Chairman of the entered the home Committtes of One Hundred, pleaded the price and quality, then decide|eftort to pave the two sleeping where to buy. It is also n fact that niEnbOr. with the commission to hold ap its| cortain provisions may be bought at sanction untf he is In @ positton to a lover Rue wees paras is | submit a plan of a subway to do| et bas raisin mney away with the third-tracking. He Fie hy Sry Sule and stored argued that Brooklyn's principal buat- | : hess and shopping district was vitally concerned harm. It 1s sometimes profitable for 4 several families to organize and buy and asserted that the ele ita, price, go elsewhere to compare without | found in @ corner she had evidently find an exit CALL—OR ASK Fe haley ph, he cere pari wile rofl Ui: Park ¢ Silerd CveleteatBorlens By hoes i yon ay mae lempli Hl dealers everywhere and our stores Ready To-Day For FREE Distribution at All World Offices and by Mail The World’s Winter kesortAnnual For 1915-16 A handsomely printed and profusely illustrated volume, with colored covers, presenting descriptions of hundreds of Winter Vacation places in various sections of the United States, Canada, the Bermudas, Porto Rico, Cuba, the Bahamas, &c, Many American Health Resorts that are declared to be fully equal to those abroad, Restaurants and Hotels in New York City, &c., are also represented, A Reference Book That Every Vacation Taker Should Read and Keep! Whether you expect to take a Winter’s Vacation or not, be sure and get a FREE copy of this valuable publication. You will find its crowded Pages quite as interesting as they are instructive. When ordering by mail, address: The World, Winter Resort Dept., Pulitzer Bldg., Park Row, New York City, N. Y. fare “We have given the co conalderable study, The sum and sub- stance of our findings ts that one must exercise careful judgment when dealing with the shop! and ily. | ot ifving