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FIRESWEEPS OSAKA === VENGE OF EAST” | MQOO HOMELESS “Dynamite Halts Flames Which + Wipe Out 5,268 Buildings, Including Many Temples. q © OBAKA, Japan, Tan, 6A rerien of «fires which brake out at 1A. ewept unchecked anrons Tnalé of this city, fann wind. The conflagratio contro! until late in the afternoon, when, work. The guffering % ——s oe Y parsons renderet first four hours more than 1% ) A feginent of infantry and @ vat ‘inal — | YOUNG PRINCE KIDNAPPED. | the many @frehala in the vieltly of | Y@phew of Don Jaime, Spanta the burning district that many I'ves were lort, inplete, The te unknown Bofore the alarm was given a score of |! filmay structures were wrapped tn) > flames. The biase spread rapidly through the Alstrict, Pretender, Stolen bot Freed, VIAREGGIO, Jan. 1 year-old ron of the ‘The nineteen. | Prince Freder- denvurg, has] ered. The boy mother, Prin- ister of Don | Ge resenting this f y rug Store. Re; out | Gay, but wan found lant and 60c. GUA! y road near the town of The Princess attributes of the fam- whieh the work of the fire fi f to-day } amoult. uthern | A number of factorion were dente @trone land many of thone who jont all of under |posnessions In the fir an be with ibe very er SIXTY-SEVENTH ANNUAL REPORT NEW YORK LIFE - INSURANCE COMPANY 346 Broadway, New York Balance Sheet, January 1, 1912 ASSETS LIABILITIES Real Estate + @ ¢ %& $.10,616,711.90| Policy Reserve . + 6 © $866,919,308,00 Leans on M r Py 116,298,323.50 | Other Policy Liabilities . « —_7,359,006.83 Loans on Policies ° . + 113,516,068.47 | Premiums and Interest prepaid . —_3,385,535.50 Bonds (market value Dec. 31,1911) 421,122,821.04 | Commissions,Salaries, Taxes, etc. _1,287,423.53 Cash . . . ‘ . . 7,284,253.12 | Dividends payable in 1912 . + — 11,690,143.32 Premiums in course of collection 7,1. 4,930.65 | Reserve for ferred Dividends — 83,064,153.00 Interestandrentsdueandaccrued = 8,121,577.82 | Reserves for other purposes + 10,979,116.32 Total da __w $684,684,686.50 Total e 0 —e $684,684,686.50 TO THE POLICY-HOLDERS: Within the year just closed the Insurance Department of New York has examined the Company. The examination went much deeper than the mere question of solvency and a correct statement of assets and liabilities. It went to questions of economy, efficiency and especially to the attitude of the Executive Officers toward the rights of policy-holders, the laws of the State and the regulations of the Department. It would not be possible for me by any use of statistical tables, ratios or comparisons, to present a statement so luminous and convincing as that made by Honorable William H. Hotchkiss, Superintendent of Insurance, at the close of his examination. It is the last word in State supervision—impartial but just—constructed on the sound theory that it is as much the duty of a public official to commend fine public service as it is to denounce wrong-doing or inefficiency. The muckracker will find nothing interesting in it. You will. It is, therefore, printed below in full. New. York; Jan. 10, 1012 (Cugy of Memecendum flef wt Albany, December ©, 1911, ty Hon, Wm, HW, Hotchhiw, Superintendent of Insureare.) State of New York—Insurance Department nf IN THE MATTER OF THE EXAMINATION OF THE New Yous Lire INsuRANcr CoMPANY It is thought proper to file with the report on the examination of the New York Life Insurance Company, dated November 21, 1911, the following memorandum: The examination of this Company now completed, is the second since the enactment of the amendatory laws of 1906, It is even more complete and painstaking than was the examination of three MEMORANDUM OF THE SUPERINTENDENT years ago. fhe New York Life is one of the great life insurance companies under the supervision of this department. As of December 31, 1910, such Company had assets approximating closely to $650,000,000, outstanding insurance exceeding $2,000,000,000, and an annual premium income of about $80,000,000. It disbursed to policy-holders in 1910 over $53,000,000, As of December 31 last, such Company held in reserve for its policy-holders—including deferred dividends—upwards of $60,000,000, and in contingency and special funds for the protection of pels vaucidess) nearly $18,000,000, It does business generally in the United Sates and in 39 principal nations of the world. It has approx: imately 996,000 policy-holders, The mere recital of these figures indicates the magnitude of the task committed to the examiners, and gives emphasis to the fact that after an examination covering seven months, such examiners con- cluded: “ “The final results of this examination show that the work of the Company is done efficiently and economically; ite claims are paid promptly; its policy-holders are treated fairly; its dividends are apportioned and paid without discrimination; and the Come pany complies with the requirements of the law and the rulings of the supervising authorities in both the spirit and the letter,” The above statement should not be taken, however, as indicating that this Company and its work were in no respect found the subiect cf criticism. ‘The fact worthy of note is that the criticisms made by the examiners have to do with minor details and do not concern the management, the observance by such management of the law, the Company's treatment of policy-holders, or matters of Company policy generally, Indeed, the criticisms set forth in the report are so relatively unimportant as to be in effect negligible. The impression made by the examiners’ repo inspection of the Home Office of this Company made Evidences of economy, both in the number of labor-saving devices of Various kinds, were n Hcient organism of this great institution, centering as it does in its so-called “office com mittee", Was everywhere evident. An almost over- scrupulous desire to comply with every statutory requirement or departmental regulation was also noted. Indeed, for general Home Office ctticiency, for watchtulness over the little things that goto increase a company’s expense ratio, for accuracy of record and in accounting methods, and for a full observance of the law, this Company is entitled, not merely to the commendation given it by the examiners, but to the official approval of this department here recorded. CB Marina dI Dhrmrew. riendent of Insurances t was considerably strengthened by a personal »y me shortly after such report was completed. \ the space occupied, as well as in the use Dated, Albany, December rh, 1911, EVENING WORLD, T aw the divercea | World = Wants = Work Wonders. | J SDAY, JANUARY 16, 1912. ' 23rd Street JUST OFF FIPTIE AVENUR, WEST UR IN ONE MIGHTY CLEAN-UPSALE! The almost unprecedented mildness of the past season has effected a havoc in the fur market the like of which possibly will not ocetr again in years, Hfence this House offers NOW its entire superb stock of furs, anticipating the usual February clear- ances by at least a full month. These bargains will be all the more remarkable because “RENARD” FURS HAVE A NAME THROUGHOUT AMERICA FOR UNUSUAL ELEGANCE, RICH- NESS AND BEAUTY. The following items are merely suggestatory of others of equal, or even greater, interest to those who seek a really low price on furs of ACCEPTED STANDARD AND KNOWN WORTH! $ for Pony Coats now marked $59 coats, beautifully pieced, well lined and of a quality that has stamped the “Renard” furs as BEST for many years—their reliability never yet has heen uestioned. Not a coat in this assortment is worth LESS Man #45—many worth MORE! Choice, #25. § for Coats worth up to $125.00 $75, $85 and $05, together with some of our handsomest near seal coats, the regular prices of which —HERE OR ELSEWHERE—are $75 to $125. Choice, $50 $ for Coats worth up to $165.00 which ever sold for LESS and THREE of them never sold under $165—1truly a for the early comer at $65. There i i of MINK DYED marmot, with natural beaver collar and cuffs, valued at $125, one of the most beautiful fur combina- tions imaginable; these also now $65. There’s a sea flavor about Campbell’s Clam Chowder which hits you right “where you live”. And reason enough! The clams are right out of the beds; shelled by hand; every clam washed and separately examined. That means extra expense. But not for you. And the result is m/ghty well worth while, Order half-a-dozen today. And judge for yourself. Money back if not sat- isfied. 10c a can { 21 kinds Look for the red-and-white label -~Knaa— ee Ee eee eh Sunday World Wants Work Monday Morning Wonders 45, Wi a é A set of 3 “Wear Ever” Aluminum Sauce Pans, consisting of 1 Lipped Sauce Pan, 1 Preserving Kettle, 1 Stewing Pan; regu- e 1¢68—Established 44 Years—1912 ()NEILL-ADAMSCO. Sixth Avenue, 20th to 22d St. Best Quaitly, Lowest Prices on Sixth Avenue Dinner Scts and Tea Sets In the January Sale O'Neill Momefurnishing Store—Basement $14.98 Dinner Sets at $8.75. White and gold dinner sets, 100 picces, every one perfect Dinner Scts at $7.75. With your initial in gold, 100 pieces to the set $4.50 Tea Sets at $3.75. Of American make, 56 pieces to the set, handsome decorations, fine hed with gold The January Sale of Housefurnishings Continues Through the Month O'Neill Momefurnishing Store—Buasement. Handreds of items have been reauced. We Will Sell First Quaity ‘*Wear Ever” Alaminum Cooking Urensiis at 23°% Belaw Reguiar. We ever ell seconds, fat sete juart Wear Ever Aluminum Tea Pot; regularly 82.25, oq) er Alumin: e 4 * $1.80 ver Aluminum Coffee Pot; regularly quart Wear $1.70, now... 10-quart now... ., $1.35 yer Aluminum Kettle; , Ti GUa sa ahr CUh Gath’ sa eagayesciées Mae. quart Wear Ever Aluminum Lipped Sauce Pans; regularly OS HOW ivi guiges ts ta ve 93 4-quart Wear Ever Aluminum Berlin eis “6 $1.15 Pans; regular’ $3.80, now. , : Double W 43.45, now... neeeeee . . ze PY +0 art Wear Ever Aluminum Double Boiler; regularly 7 ; . $3.00 ¢ Pans; regularly $2.75 ow $1.35 wart Wear Ever Aluminum Double Boiler; regularly q $1.95, now.. tlre $1.50 4-quart Wear F 82. Wis se + Aluminum Double Boiler; regularly . $1.60 ninum ‘Tea Kettle; regularly . $2.53 num ‘Tea Kettle; regularly $2.75 62c minum Roasting Pan; regularly ; $1.04 Extra Special larly 81.79; special at Housekeeping Linens Including Linen & Cotton Sheets & Cases O'Neill Main Store—Second Floor. Irish Satin Damask Table Cloths and Napkins Sine... 2x2 Beh) Qxk— BNgx@ly eluxely yards Sale price... $2.50 $3.00 $3.50 $3.95 $4.50 cach Napkins to match, sale prices $2.50 and $2.50 per dozen 1,200 Dozen Damask Table Napkins ; Exten heavy pure linen. $1.64, $1.89, $2.10, $2.58 and $3.24 per dozen 1,000 Dozen Hemstitched Huckaback Towels Pure linen, large sizes; Sale prices ; 240, 34¢, 54C and 74C each 800 Dozen Famous Rubdry Towels Sale prices, rachis nnn scsisvsvss BBC, B2C, 42e, 48C and 68C ee 2,500 Dozen Turkish Bath Towels Sale prices, each Sai arere 9c, lle, 14¢, 18¢, 22c and 28c Blankets, Quilts and Spreads A Sale of All Three O'Neill Main sture—second Floor, $5.00 a Pair for High Grade Blankets Hine wool blankets, novelty plaids, California blankets, samples to clear out at season's end in the wholesale; values 87 to 810. $6.00 Plain All-Over Silk Quilts at $3.98 Rose color, blue, pinks, crimson, olive or yellow, ribbon tufted, $3.95 Dotted Silk Floral Comforts at 92.98 Silk borders of pink, blue, yellow or laveuder. also very practical. $1.65 **Guest Room" White Spreads at $1.20 Double bed size, in an entire change of new designs Pretty to see, and AIC For Wednesday Only Silkoline Comforts, medium size, at Diamonds To-morrow’s Specials TiS TN and 2 and 8-4 Carats, BINS | 2 ia of Diamonds, New York CHARLES A. KEEN aduct No seophacietraat. $2. READ IT—TO APPRECIATE THE CONVENIENCE AND VALUB: OF THE SUNDAY WORLD'S WANT DIRECTORY—-READ JT WE GIVE SURETY STAMP COUPONS © 7s Y¥eCarat 3¢Carat 1Carat 12 Carats 2 Carats | Land 1-2 Carats, $105 th 10 1 RAIA 1 and 5-8 Carats! ! Inoorter ant cuter 1BO Broadway ‘| i 4u Pelican.