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aero ive ate an eI a OTN Evening World Daily Magazine, GWisrld. LS sapre Company, Nos. 88 to 63 VJOSELH PULITZER Junior, Bec'y. “dl 63 Park Kow. Seeing W,. id Treas. @. ANGU 8,S5AN Se en: ‘er Caatocey Rates he, Evening | For England and the Continent and fori jor th ountricn tn, the International ear, Shs Worcs: $9, id Cana alon, VOLUME 82........ tered at the Fost-Oftice at New York as Second-Class Matter. df d States en: 3.50 Ms 30 One One ‘ear NO. 18,255. THE ELASTIC INCOME. HAT is your income? Oh, it all dependa. It de-| pends not so much npon the actual normal state of your business or bank account as upon the cir- cumstances under which you make your off-hand, New York Monday, 8 " By Rolf PielKe August 1 4, Copmnight, 1011, by The Pres Publlating Oo, (The New York World), No. 18—Sardon’e “FROU FROU.” ILBERTH BRIGARD was « fluff-bratned girl whose gayety and irresponsible ways had won for her the nickname of Frou Frou. ! She was the daughter of a jolly old reprobate who encouraged ter J flightiness. Her elder sister, Louise, as wise es Frou Frou was silly, acted as balance-wheel for the Brigard family. To one aide of the Brigard estate lived the Count Valreas, « butterfly , was in love with Frou Frou. But approximate estimate. In eome respects the in- come resembles happiness—it is what imagination makes it. It grows or diminishes, according to the momentary etate of mind. It may be truly likened to Saint Paul's definition of faith—“the substance of things hoped for, the evidence of things not scen.” An English contemporary has taken the trouble to illustrate in| & specific and practical way how this elasticity of ineome works, as applied to the affairs of the average well-intentioned but impression- istic man of the world Here is a person whose credit is perfectly good, and with whom yea would not hesitate to transact business on a basis of mutual confi- deneo. Yet, according to his own intimations, his income is all the v fram $50,000 per annum down to nothing. Between these two ex-| tremes of poverty and affluence it fluctuates most surprisingly, ac- cording to the company our mercurial friend happens to be in, It is when he is talking with a high financier about investment | or promotion that his unseen capital reaches its top notch. The | time it dwindles down to zero is, of course, when the income tax is, payable. For the purpose of impressing an impoverished relative | ar social rival, the respectable figure of $25,000 suffices. If the friends he met abroad or coming over on the steamer chance to accept | his effusive invitation to look him up at his suburban cottage, he is| ther compelled for the sake of consistency with snrroundings to | keep within a modest $10,000 income, and says in a careless way, “It’s just a little bungalow, you know—had it built as an experiment, on a design of my own.” Of course when the rich old uncle or plutocratie father-in-law | pays a visit, there is nothing to be gained by giving him the im- pression that you have money to burn, so the fact is not concealed | that there is difficulty in keeping the pot a-boiling on a meagre $2,500 &@ year. As for the friend in need, or rather the needy friend, who touches for a loan—why, the only thing to do is to make a clean breast of it and anewer, “Sorry, my dear fellow, but I’m in a hole myeelf. What can I do on a beggarly $750 per?” Now, putting the matter at its best, this sort of rainbow gold is an uneatisfactory medium for the settlement, of liabilities, or as a reserve to fall back upon in times of panic. At the same time it is an asset of confidence and cheer, and undoubtedly it plays a more important role than most people are aware of in modern finance, ee “BLACK HAND.” OME Italian contemporaries have com- i plained, perhaps not entirely without reason, that — every sort of outrage and misdemeanor that the police can’t find out about is summarily charged to the “Black Hand.” But here is a Chicago case of our LEWIS Lo CLARKE Copyriaht, 1911, by The Prem Pubilehing Co, (The New York World). HOW TO START A FORTUNE at Ooprright, 1911. by The Press Publishing Co, (The New York World), “Every Man’s Duty as a Citizen Is to Save,” Says LEWIS L. CLARKE, President of the American Exchange National Bank—“ Insurance Is a Prime Factor in the Saving Process,” He Thinks. “(A man’s environment ie primarily responsible for his ability to amass wealth, ‘* He whois fortunate enough to properly oare for those nearest to him has more than fortune itself. ‘ The man who lives only to make cold cash lets cash make him cold, hard and cynical, “The man of big means who reaches down to his army of employees and gives him the &rip that he needs is founding fortunes of strength not only for himself but humanity. “The young man of to-day who suceeeds is not always watching the clock, but willing to help the next fellow at his desk.’” “LN OTHER WORDS, THE BIG MEN | unfortunate, and I do not know of any; happy. He does not know the joy of | roses. That ds the one I want. Don't forget. where the culprit, nabbed in the act of demand- ing money from an aged lady of wealth who had been threatened in an anonymous letter, proves to be an American negro. The real or imaginary “Mano Nera” had nothing at all to do with the matter, apparently. And yet, if the instrument of the crime was a blackmailing let- ter, written by a negro, what ¢ can you call it than a Black Hand outrage? The associations of the term are unfortunate, that’s all. Our fellow citizens of forcign extraction should never have taught us that word, annem THE CHAUFFEUR’S BRIDE. RATHER run away with Jack, and live in a cottage on a mess of pottage, and never, never- more come back, than wed a Newport ne’er-do- well, no matter how much of a swell, and dwell ey imprisoned in a palace with gilded show, and maids and valets.” Thus spake the fair eloping bride—and it can hardly be denied she’s sense and logic on her side. To marry rich, and mise a scandal—that game is no more worth the candle. What does mere social prestige go for, compared with the love of an honest chauffeur? JOU ask me what suggestion I might have for starting a fortune,” said Mr. Clarke, Exchange National Bank, “and 1 would answer that it Is an ex- tremely diMfeult matter tn view of the the accumulation epirit of money gat- ting.” Mr. Clarke 4# perhaps one of the ness. Yet he has evolved principles in the financial fleld that convey thoughts far beyond bis years. And verily, thus “Many mem are 60 hemmed in by con- Aitions over which they have little or no jurisdiction that it ts with dimoulty to making @ fortune. “Thm 1s to say, they have thetr Nmite- tions on account of prearranged con- “hen you do not believe that any man who makes up his mind to acoumulate @ large sum of money cen do #0?” “In tact, I think moat men who could make fortunes sacrifice for the attribute of home responsibility, and these men amples before them that fortunes do not atways bring happiness, And certatniy happiness ta the thing that we al are ARF NOT NECESSARILY CONFINED TO THE WPALTHY ONES, AND ARB HE VERY MEN WHO ARE WILL- ING TO MAKE THESE SACRIFICES, AND THE MAN WHO HAS NO ONE TO CARE FOR Ig VERY UNFOR- TUNATE INDPBD." “Then you believe that every man should have a family?” I asked, | es, I do,” answered Mr. Clarke, “but only on the proviso that, in the ver- nacular, he {8 ‘making good’ and will not bring hardships on that famtly. It 1s wrong for a man to take up the reins of responsibility unless he has pretty | good assurance of his ability to carry him through. “I THINK THAT THE HAPPY MAR- RIHD STATE IS A FORTUNE IN IT- SELF, IT IS THE GILT EDGE BOND | THAT NEVER DPNERIORATHS IN VALUB. OF COURSE IT HAS ITS LIABILITIES, BUT THESH ARE} LIGHTENED BY THE OVERWHELM- | ING ASSETS ON THE OTHER SIDB, “It 1 perfeotly natural for every man to want to accumulate enough money (a so-called fortune) that life will be made easier, But the right thinking individual does not go at {t ¢rom the pure prin- olple of making lenge figures, but that be might Ggure up rightly in the pro- cons. ‘Most men oarry many responsibilities and are willing to do it. One of these responsibilities is that of insurance. “I know of no saving that is of more importance than that of paying insur By Sophie Irene Loeb. president of the American fact that environment makes or mars youngest presidents in the banking bus! is he his father’ jon. they may rise above certain points ae Aitiona almost beyond their control.” “No, I do not,” anewered Mr, Clarke, console themselves with the living ex- reaching for, fortune that is more welcome at a time when !t has the greatest need “ON THE WHOLE, I THINK IT 18 A MAN'S DUTY AS A CITIZi CARRY LIFE INSURANCE. IF } ALL THE WALKS OF EXIST- AND WORKING AT ANY} RE TO PUT ASIDE A CER- M FOR THIS PURPOSH, Iittle children, or the clasp of a sym-| pathetic hand. | “Mammon ts his god and he is slow| X ‘TQ | to respond to humanity around him. His | M! employees are so many atomatons to him—machines that turn out a certain amount of work, for which he pays a certain price and recéives @ certain) dividend “But on the othes hand, were this man to get close to those workers—that not feeling himself too self-sufficient HE MUST BEGIN /|that he cannot get a thought or give a| FARLY ENOUGH, AN ENDOWMENT | thought to those about him from the MAY COME DUE AT JUST THE|office boy to the next in command to MOMENT WHEN IT CAN BE THE|him—he {s very poor indeed, SEED FROM WHICH MAY GROW| “He ie in @ sense the centre of the THE BIGGER GAIN, wheel within wheels, and he could brace | “And as to ite efficacy in the protec-|up, add strength to those about him tion of those dependent upon one, I|that would keep them going, and thus know of nothing better. The oases are|be the means of making self-sustaining | without number in which families are individuals, which ls the greater fortune left to public charge, to be taken oare | to the world at large. of by the State and the beneficiaries of| “If they could come to htm without charity. any qualms of fear as to his superiority “Bo that in instances of this kind|—as man to man, not only would this the man who does not make the bigger | spirit put them in line for fortune, but fortune, if he does not neglect ehis ele- | Tule Aet LMS & Cul terest, it returns ment, ia in reality founding & fortune |, nim and brings that which he seeks— thet fills @ want when it 1s needed most. | money interest. In this bank, for ex- "IT 18 A BACT THAT THD MAN | ample, I have seen men, instead of con- WHO HOARDS UP MONEY AND (tinuously wetohing the clook, turn in THINKS OF NOTHING BLAH 18|and hetpethe man at the next desk at 1 OYN: COLD, | the ¢ime of quitting because of a grow- USUALLY A HARD, ICAL, Dy sphere that I wieh to encourage UNNATURAL INDIVIDUAL, HE CON. | {ne atmosphere TINUALLY ACTS WITH HIS HBAD tor mutual interest. “and right here, I know of no other AND NOT WITH HIS HEART. ‘He usually finds himself in the even- young man, aa well as for his employer, fanée premiums, It 1s @ fortune to the attribute that sterte @ fortune for the ing of existence tired, tritebie, un-|than this,one.”* Letters From the People As to M Pungalows with all the rooms on one} % To the Faitor of The Hive ‘ ragesaliap ees In anawer to li. W ask i oneness about atoms and electrons, 1 w f state that they are supposed to ‘ parts of a molecule. Am cannot be seen by the Bir0ns croscopes, and in fact many question whether there is a We speak pit; but love aw a molecule, as ths |S 0 . on re ‘ A ; - a “The lecular Theory,” i SOW ne work 50 per cent, eh souls can climb, Leng emanurie 8 EX-COMMUTER. ROWLAND Hookkeeping or & raphyt Tuesday. To the Kaitor of The Krening World Let no girl despair of finding a devote To the Editor af The Pvening Wo ee cee eee On what day of the week did the 18th] pcokkeep or stenography, 1f he has] Sey woman of Ootover, 1887, fall? W. J. Ja good n and knows something |” ‘ Sity Advantage for Su 4 & r, I would fm the Editor of The Evening World * 4 good system of Where a cet, old-fashi Your recent editoriel on the utiliza nding ho! Ke 8 gone, alas—along with ald the good, ¢ tion of roof space in New York City airikes the right ne However, the ; ‘eck of country advantages in the city No girl need fancy that she rea lack of city Hence m ase | year now ie counterbalanced by the facilities in the country money, xodus from 4 suburban home to a city| very cons i flat. ‘The drawbacks to 4 suburban] years. He should enter a lnw offlce and ‘ F house are the care of the furnace, the | got all the legal experience he can, and When a girl says she can't dec sare of the grounds, the large amount | work iis way up to the wting class, | usually means that she can't decide sf work in @ two or three-story house|as there is where the money is to be | = without a servant. Why does not some| had. There are drawbacks t plot of | perseveres the rewards are ofte BNPHUSLA real estate concern lay out five acres or more, building, say, twenty” 10, | of the masculine ones go “down wh w Reflections “falling in love (Phe shine Co, New York World WE social swim is a whirlggot in which a man | usually gets soaked in champagne and scandal, as though it were a HBIGHT, to which only the strongest d hushand, At this season of the chances tn! year the toton ts full of husbands perfectly willing to devote themselves to ioned, feminine “clinging vines?” Gone, nld-fashioned, masculine “sturdy oaks!" Ny knows a man before marriage, be cavse a woman never knows any man until the first time she asks him for ide whether or not to marry a man she whether or not he is going to propose Where do all the lost hearts go? Well, at this time of the year most ere the Wurzburger flows.” of a Bachelor Girl 4 By Helen Rowland % Ina man’s opinion a suffragette is either a woman who has nothing else to do, or one who ought to be doing something else. Alas, the only goud husbands « '¢ widows’ husbands, Marriage is the only anaesthetic guaranteed to cure that throbbing feel- ing in @ man's heart, Before marriage the man does all the talking, and the girl does the listening; after marriage the woman does all the talking, and the neighbors do the listening. Before marriage a man and woman look for perfection; after marriage they look for imperfections And that's what causes all the travel to Reno, A man hates a rumpus as a cat does a shower bath, and he'll run from a woman who deluges him with her emotion as he would from a waiter who spilled a plate of soup down his back, Sometimes it is difeult for a girl to wait until she is married to man to tell him her reat opinion of him. | of fashion, who, in his careless way | Brigard knew Valreas’s dissolute mode of life too well to tntrust the gir] | to him for life. On the other side was the estate of Henry Sartorys, a sedate | though brilliant statesman. Loutse Brigard secretly loved Sartorys, And Sartorys openly adored Frou Frou. All her Ife Louise had been quietly sacrificing herself for others. 80, when Sartorys wooed Frou Frou the elder sister sought to rise above her own griet and she urged her to accept him. Frou Frou cared nothing for Sartorys. Valreas would have suited her better as a husband. But at | Loutee’a persuasion she consented to marry the statesman. After the wedding Sartorys end Frou Frou moved to Paris, There the young wife plunged into a whirl of gay extravagance, paying little teed to her plodding husband or to their baby son, George. She managed, however, in the | next few years to see a good deal of Valreas. | Sartorys loved his home, Frou Frou Joved nothing but herself. The tome | suffered in consequence. Surtorye tried ‘to persuade his wife, whom he stil! worshipped, to settle down, He might aa well have [SETS ; o arcued with a butterfly. For her @ake he gave up bef \ebauilled | epiendia opportunities tn the atplomatte service, Ghe ac- Sacrifice. cepted such eelf-dentals as her dua At length, wearted by Sartorys’s appeals that she beoome more domestic, #he | arranged that Loutse should come to live | relieve her of all househoid cares. Under Louise's wise 1m nent the home changed suddenly for the better | George was well cared for. Sartorys found in Louise not miy a fine houec- | keeper but a capable adviser and congenial companion, In short, the sort of woman he ought to have married in the first place, had he not bean dazgle¢ | by Frou Frou sgnerm. Lout ep down in her heart still loved Gartorys, It | Was auguial 16 house with him, But ehe had agair | eacrificed her wishes for her sister's sake. Frou Frou was no fool. She soon noticed the tmprovement in the famtly's | management. Sho observed that Sartorys carried his business difficulties to Louise and not to herself. She had invited Loutse to ive with them eo that he hereelf might escape household bothers. The plan had eucceetied onty too well, Frou Frou now found herself merely a loved and petted nobody hi her own home. | She was furtous. She tried to win tack what she had thrown away. She (declared her eagerness to become a model wife and mother. Loulse and Gar- | corye inughed at the resolve, deeming It another of her flighty whims, Baffled at every turn Frou Frou turned upon her sister in childish rage, “You have estranged my son and my husband! @he stormed. ‘You are wise and Iam but a child in your hands. I am conquered. Take my place! give ft to you. As for the husband, child, iome—everything you have taken from me—keep them!" She rushed out of the house and left Paris. She fled to Venice, and ther met Valreas. Sartorys followed and demanded an interview with her. No understanding how utterly she now repented her impulsive folly, Sartorys wa: deaf to her pleas and declared his Intention of challenging Valreas to a dur with them. ‘This, she thought, would ‘ or o Frou Frou waa horror-atricken at the dea that two men’s lives were to be im Periiled for her worthless selt. “You would fight?” she gasped. “And for ME? For Frou Prout Tr name ‘Frou Frou’ means frivolity and trifle, Anda man Ike YOU would ris hie prectous lite for a woman like ME? Don't condemn A Flight me to the horrible thought that a man has died on im: | account! and @ Duel. Sirtorya would hot heed her. He challenged Vairess. VU ————Y Trey fougint. Valreas was kifed. The news threw Frou Frou into @ mortal {ilness. She was kept altve only by the craving to husband and child once more, This longing. gave her strength enough to rea Parla and her oid home there, At eight of her waeted form and ghastly fa Gartorye's heart wae touched. He forgave her and offered to take her back But fle parton came too late. Frou Frou wae alrea@y dying, At the end ° flash of her old butterfly spirit returned. With her last breath she deaged: “When I am dead, decR me out a in the bygone daye, Not in black ‘Among my ball dresses you will find a white one whose skirt ts covered with You will see how pretty i wil! make me look! You ee, I am the same Frou Frou—poor Frou Frou!" The Hedgeville Editor By John L. Hobble The Prens Publishing Co, (The New York World), the hill ov) REV. FROST mys that the bread wo ast upon the waters {z usually sv hard that {t needs to be soaked, Copyright, 1911, HEN you are clim success why {a it that everybe ) you meet comin’ back looks at you with a funny smile on their face. - UL men are born lucky, ECK HENDDRSON says that age won't STAY single, has made #ld Craum a better man, — because tt takes him so much longer| ) VPRYBODDY hea them fealin’s thar to sober up now that he can't get drunk you think 42 #0 wonderful within more'A half aa offen, yourself, Dut they The May Manton Fashions | ACKETS with cut away offecte ani finished with bir collars are new and smam for little ohi'- dren, This one also includes pockets. 811k, cloth, pongee, linen Gnd al materials used for ohfldren's coa's aro appropriate, will: collar ether of th. same materia trasting one. White linen banded with ern. broldery makes the combination shown in ont view; pon gee with collar of bright red satin the combination shown In the back view, The jacket 1s made with fronts back. The collar 18 seamed to the neck and front edges. ‘Tho sleeves made tn s, in are two regulation size nding, Pattern No, 700% fs out in sizes for children of 4, years of age, Child's Jaccet—Pattern No, 7063, How Call at TI EVENING WORLD MAY MANTON FASHION a BUREAU, Lexington # and Twenty-third street, or send by mailto MAY MANTON PATTERN CO,, 182 E. Twenty-third street, Obtatm §N, ¥, Send ten cents in coin or stamps for each pattern ordered. }” These IMPORTANT—Write your address plainly and always cast penetrate, and teare roll right off tt, ( The masculine soul has a strip of wood in it somewhere that sorcogm, \ jepecity sive wanted, Patterns} cry, eres rr rrr Add two cents for letter postage if ie a: