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PUT CURB ON INSURANCE IS PLEA OF GOVERNOR ee Mr. Higgins in His Annual Message Says It’s Time the Policy-Holder Had a Chance to Get His Dues. (@pecial to The Erening Wortd.) ALBANY, Jan. 3—It is not a big, Strong, definite policy of correction and regulation of Iffe in@urance and finan- that fal publicity to policy-nold be assured; that deferred ‘sive dend policies should be prohibited or greatly restricted; that pone auras be further sat trom forfelture; cial unmorality which 1s outlined in the thet an equitable disersbution message of Gov. Francs Wayland Hig-|salne of the com ders entitled the! abould gina to the Legislature, What the Gov-| Dolders entitied Mert? ce should ‘he: an effective voice in the governme: of the companies; end that the di cretion of the directors should be sul Ject An judicial or administrative re- ernor has to say of life insurance has been paid over and over again. It is trite, made up of generalities; of aca- deméical platitudes. In text which would fill solidly a column and a quarter in The Bvening ‘World the conclusion is reached that the time has arrived when things should be arranged differently in the conduct » ad the life insurance business; that the pollay-holder should have a chance; that there should be at least @ sem- blance of a quid pro quo as between the individual who turns his savings over to @ corporation for his own and his de- ’ protection and the company or society which receives those sav-| ings. Public Expects Action. «The eyen of the whole world are now turned toward New York, and if this Legislature does mot pro- duce am insurance lawiwhich shall be drastic t practionble, radical but same, in a irit which shall be courageous but not hysterieni, it will fail to meet the expecta- tions of those whe have confidence im the ability of popular govern- No Sure Thrust. ment to solve its own problems as But there is no sure thrust e¢ the heart of life insurance conditions; no| ‘**” page m declaration that the Legiglature should| “While life 1 recelve do this or that toward the regulation elooat sachisive gcteutsen. poner ihe or control of what Charles H. Hughes in ty, and investment ‘eon: exposed in New York between Septem- ber and December last. Goy. Higgins rests serene! on the record of the past that, despite all the extravagance and selfishness, “it tg to the credit of the State that no insurance company has falled in recent years.” The existence of the lew—paragraph No. 66, of the Insurance Laws -whieh | prevents anybody fram bringing an insurance company to an accounting, or interfere in any way with its business by the remedy of injunction, except by | permission of the Attorney-General, 1s - ppoognized by the Governor in @ par- agraph of six lines. The Governor makes no recommendation Views on Life Insurance. Then the message says, after speak- Ing of the leniency of the courts and the Legislature in dealing with insur- ‘ance companies in the past: “The policy-holder now demands somehing better from the State than a tee of solvency. He has learned that his insurance will be cheaper and safer when the companies are compelled Soe has to inves: their assets for his benefit ex- paring AS eS and dBi Be clusively, and are prevented from di- jc Defense bonds is- Voriing funds to the Individual under- | [ued Pursuant, to chapter 672 of the takings of speculative directora and to | }0*4 $100,000 the payment of vast salaries and ex- orbditan. commissions, gratuities to ihen (of, influence and contributions for r campaiga purposes. He in- Rokes the power of the State to shield him more effectively and to curb the companies and thelr directors. “It is kuproper for me at thie time ie he report of your a itd trying, duties nor wwe been blael: faution may not be polly eacesami eaeogia tions essment surance companies, co-operative surance comp anies and the ‘ie, “Better allow free end unregu~ insurance than permit such to exist under laws which do not protect our citizens but enable the promoter ef desht- ful achemes to besuile the inyestor to financial disappointment and fatten himself on false promises and deluded hopes.” : is Ls the Exeoutive's report en the State's finances: The State's Finances. » the close of fecal year, the to debt of the State amounted to $11,100,60.00. The sinklug aun Chee oa ee eyanent of the Sept. 30, to ett: sw hich, in effect, Feauces the a, Se canal debt sum of Sic The debt maturing consists of “On Sept. Pe tindre a nusa.n dollars of Aatronduck Ps rk ue ma- With ability. courage and success, ine a new inv. ‘regisiative ‘action ‘prior to. the prgsgntation of the report would be 1n- iclous und pi Fou will be called upon to make a revision of the law for the bene At of investors in life in uraAnce regulation and restraint panies. We may wel Feonaider itt i) Be ume lency, pro’ ‘Ss re tore ‘thorgugh regulation by the De- Sarcment of Insurance, Points to German Law. “Under the new insurance Kage’ of Ger- a te et ‘possible a the Mane on such debt and to the necessary sinking fund for ment of the principal with ing out increasing many not only are thorough Invesiiga-| the burdens of direct . ton and publicity insured, Bue the Gov: Somplieh Fale TuEpoae wilt requ re s00n- ernment director actually entera into| omy and frm realgtance to the steady ie eee methods at - | tendency to Increase expenditures. oe. 2 Gompany. be rep tat the only it aes Question of Taxation. securities, certain “In de which are pieyaid ot of speculative oharncs | regen se ear et acta, broblom, of, tax ter, such as rate stocks | live in t practical world, and that vol- of every re atic Sate the commis-| unteers for Cee Reagents wad regulates with| load oe sivettt of ieee AEE one much detail the management of the| be few. Men ‘who would not dodge thelr creditors have no scruples in evadi the tax collector. We may content the class that opposes the erty fe tax by exempting personal propert and. put. ting the a@ditional burden on Iand. . we may eatisfy the class that opposes stook transfer tax by shifting the pure com careful Scamination of this, law, ale though some of its provisions may be deemed too Busines tor our differing conditions of? or bjectionable as leaving too muc! to the discretion of the Insurance De- partment. den to tranfers on the Produce Ex- “The funds of 1 change, but as we tranqullize one ¢lo- penits should sacr ment we arouse another, and no Tasting peace {8 possisle until a fair final set- ent of the question ts had me last seasick of the was characteriged by special af guarded for the po tate, and reonal gain xe Wient to mest’ the. obligations ot “the Ment to meet’ the 2 for the Biante. Charitable. bequests were = fe|$mpted from the transfer tax. The Mortgage Tax La a the, fovestea fn bonds’ secured 08 | praniies wax Law were adopted. "The tix ais #5\on the surplis of savings Facies was ect | allowed ‘ti to Femain on, the statute oul apie resteiotion books. What ‘was left Ow ot we lary cay i ae fot be & lamentable disregard for p tor pal try "han. insurance directors agali jommel on ld have no confiicting business con- US re of savings Danke b ‘be repealed, Pet wind hrenmen poor | and SER PPuA Pe tae Maa bonds snow, b he “regula as to | ures Fi mit vent an from an before inte: empt to none foul | enterprians: fundamental principles. hat bi gj pene al Election peternt: io. ab sce arising from mablgylty. com Hit plexity. ana 80 “Experience constantly points A ited way to the revision, if m ‘eradl rovement, of ein ct at thane ahdet fine in ws. The tendency is ce chat aoe oes ie ei | wad honesty, secrecy ai lic y. ‘audita act - | Corrupt toes poribed fy th the Insursnee Department; hibitea By the Penal retary ut DENTISTRY. RA New Set of Teeth in a Day. Come here in the morning—have us extract your old teeth, free, with- out pain by our New Botanical Discovery 6 ‘ home at night with a new seb: fe will make , using our New Patent Suction Plate, which will fit perfect! will be comfortable Re ae —_ You can eat Wibeh daneteer tt food aciod pate e rae oh ef suction plate ® cannot dr tite ak octakng Sa Oe WE 8 Slowey es % semble chee natural teet! efi | 'y detection. Five dollars for the full. set—guaranteed iteneey i Guaranteed ei to Jar All work rk guarontesd ten on years, tie NNecaedane toi cacaar TERE eer JHE WORLD: WEDNESDAY EVENING, JANUARY 3, 1906, Tih aca idum sainbhits> ace Ans td aaa JAM KILL EVILS OF INSURANCE, THE GOVERNOR TELLS LEGISLATURE. The problem of State regulation of insurance * * * calls for ealm, courageous and intelligent treatment. We must aim to cure, not to kill; to preserve, not to tear down. Great companies have in heaping up riches almost beyond the al with amounts rivalling in magnitude of national governments. * * * This © laws most generous to the companies,—From Gov. Higgins’s message to the Legislature, GOV. HIGGINS POINTS OUT WEAK POINT IN INSURANCE LAWS. the State permits mone to tranauct the business of life within its borders without an «(ficial certificate of au- thorisation, and provides for the examination of the officers and agents of auah companies under oath with reference to their busi guch examinations are conducted with a view to ascertaining ey not for the purpose of otherwise interfering with the @iscretion of the directors in making investments, paying salaries, distributing surpluses and other matters involvin, internal ¢ of @ solvent o the Legislature. eee oMcinis, backed by patriotic citizens, have been able to do much tw purity the ballot and lessen the cost of elections, witout the ald of additional legisla~ new corrupt practice modeled on the English statute, ita expenses of candidates at refused. I urge a further consideration of this question on your part." im He Favors a Repeal. addition to these subjects, Gov. Higgins discuayes and reconpnenas ne eo Tax for ror fen Re neste Lake ne har tate are committees of moneys ‘on. thetr stead of the ed by them, and permit a defeated | money actually ved in the con- candidate or an elector to secure @|duct of business, reas, jorations: judicial Investigation of any alleged | of foreign origin are taxed only on the case of corrupt at elections, | money actually 2 Ing bus!- the chars, I? aumained, to invalidate | neas within the borders of New York the sieotion and disquality the guilty | regardless of the fact that their fr capital candidat piee excoen tis arene any number of “*Polttioal contributions Pale ie ain times, it i foto tated domestic corporations are illegal and ul ne, a xed on a basis No tion exists which in-| with those of foral, euch corporat sight to donate ite mone ane ee vw lonate Hts mone: oO int re ice the practice 1s morally, a8 | fe the question of the as legeHy wrong. The entity| matter of yoemetln as jon can have no|He is of the politica, prineioh les to sustain aside woattte from those of the individuals who com-| selves what should be Gone to pose i.” lating the tree in strong drink; that Regulstion SCrur Eubileys alles consider bere of the State's id Inesa to question the further of frente AS ay th CEE ee ete and then ia Aiscusses the segilatlon of publi welll — ay HELD AS A HIGHWAYMAN. charter, One more matter t to which the Gov- ernor has evident! f fear spin thought 1d co} Ht eect rl ‘Britain the rate f for gas in erage’ nicipal planta av s cents & proncipal plants everegtmnber ot the Cate Tis aa low as 60 conte In the jon, twenty years old. 0} joseph Patt 3.30 pe m0 ny too ball in Eiate’to protect public servi ‘par fouston on streat rad held in Jeff jarket ‘court tort just charges f1 Be Tues in extorting unjust chal he consumer, Co! cre but ‘attacked and robbed es ations of individuals. ‘The act of Fons iclieachasn, a Fea and atrest Incorporation does not make them out-| me tof No. 2 Gi laws nor CTs them. nes pare rights; nor, on GARE ote r hand, does it set them above the law. “A careful in ten of the B28) 4 problem in New York City by a com- petent and conscientious iwistctive mittee resul in the recommendation ent Eultore resulted to to, be established By| vo.oel on “pen 2 feet ee oread law. A a facie case was made Out! this charms, Fat nga a and Re The action of the Legislature was sub-| met were fect to Suatctal review. ihe tsa ‘et relief was men. "oeemet wy mor Sut ‘oa Broadway—Brooklyn, BKOOKLYN'S MOST DEPENDABLE LARGE RETAIL STORE. Our Big White Sale Triumph Decisive Vi Yesterda — of Prices. Counter after counter filled with high quality ‘White Goods of every description, with vast reserve stocks in the warehouses to draw upon. An excellent opportunity to effect important savings is presented, and hosts are reaping in the harvest, Great Values in Household Linens Possibly we never before were quite so well prepared in these Linen Sec- tions for this annual mammoth New Year sale. We were fortunate in placing orders before the advance in the price of cotton, and thus you find us presenting our old low prices. We obtained the best the i jean aus facturers produce, and ie factor hovadaye-—are ee cee the possibility 0! vt your closest examination, knowing full well it will cause you to buy. Napkins and Table Covers. Bott Silver Bleached All-Linen itched Napkins vis “inches ive altane spabes acne vate a borders; “ni nite and. colar ar Bevout Table Danese White Union Linen Pee, Dimas Sn Revit tt Eee oa, es nen; 60 Inches wide, signs: value 49c., at, Det a7 ag ee inches 10c M-inch All-Linen ‘uncon Dame Dam- ‘ask, Irish manufacture; new, igns; valte | 986. 1c quisite at, per yard . Pillow Cases and Sheets. Sw Slips, linen finish; 42x36 Pitohes long: value 12¥c., et.. 9 Slips, Iinen finish; 4x36 Pilones long; value 14c., at. 10c sheets ing one esting, on 4x2 yards, 1 eats) Bath pohdeey xd Se ven, fe 2 6 Towelli if Pe Creat Bi chee wide, yar” 8c Are You Looking for Undermustlins> Qur White Sale Peosents Many Unparalleled Values, White Waists, LINEN AND POPLIN WAISTS; some checked, others fey lect full oeresi ein peers 1.55 felt and "yetvet; ae 7Teaan PIANOS AND ORGANS, PIANOS AND ORGANS. Aut Cars Teawsrer To Least fo 35" Ave F 59060" Sr. Make Your Selections Immediately! Great J bina Sac.” Don’t Delay! Our Xmas Piano Business s*eatly surpassed any piano sale we have ever held. We have de- cided to continue the sale of WALTERS PIANOS during January. We advise you to come to-morrow and urake a selection if you want to get the finest piano value in the world, and save from $150 to $200. People Know What They Want The bookings came in eo fast thet the ‘They have caught up now and tocreased chance to secure one of those beautiful p factory could not hvup up with the orders, thelr output ao as to give everybody anos. $350 WALTERS PIANOS Incloding Stool and Cover, 19 On the Very Easy Terms of $5 Down and $1 a Weck. THE GREATEST PIANO OFFERING IN THE WORLD! No piano anywhere near tte equal in tone, action artiat of mutetial or workmanship has ever been offered “by ah er Gealer at anywhere near the price of the Walters, $195.00, which is quality fered by ahy other munutectirer Or About Half Its Real Value! ‘The celebrated tone-lasting Walters Pianos are by Built to Last a Lilelime We Charge no Interest Payments, No Insyrance ai Caution Varbekoe Exchange your old plano. duo at §la Upon request & reprerontative will call. Bloomingdales’ All Cars Transfer fo A 10 Years’ Guarantee, fovering_ every part Soke letters on the inside of the top Ild of every piano. the Walters Plano Company, of New taslo-biltGere, Iters Plan Z tha yonte, ia tneerted in gilt for Time Taken in MaKing nd No “Extras” Whatever, Delivered to Your Home on Payment of $5. called “‘elightly used” or a Will beewme utterly worthless, Uke ‘or @ beautiful new Walters and yay any balance worn _Warerooms, 34 Floor, Lex. to 3d Ave, 59th to 60th Si, UR ALTA AND DIVIDEND NOTH Dry Dock Savings Inst gai & uaz Bowery, IM Bu Sty N- y, Geeding Three Thousand Dollars; payable on and after Jan. 18, 1900. ‘wade on or before Jan. 10, will be entitled to Interest from Jan, 1, 1 ANDREW MILLS, CARLES MIVHLING. Bosretary, WM. F. PATTERSON, Ass't Secretary. | The American Savings Bank Witt, Avenue, Cor. $24, Street, ‘at We wate of THREE AND ONB- ait ‘PER CENT, (8149) per annum will three and six ec. BL, i) eume payable Yan. 16, 1006. ‘open 9 and on Ronda’ evenings froin 6 to's orclock! “Clowes $2. co Serer, ‘Money deposited on or bt re Jan, 19 will draw Int fi WARD, M, FAZL A GRANVILLE _B. SMITH. Seoretary, CITIZENS” SAVINGS BANK, 23 AND 64 BOWERY, COR. CANAL 8: +) CENT. per annum be on ond after iil HENRY SATLD! EMIL A, HUBE! % FOR SALE. say mey esd A old and Delivered ai WN AND 500: WEEKLY. cep all makes, such er, Ps ‘ousmnola, Wilk cox & Gibbs, Wheeler, & i eure and in- retary. ‘Assistant Secrotal $1.00 i Byenings. atauve eal eat venine te TERN azich, Tel, 4030 Gram utomedile Bargains; Un. fou usual Opportunities. 94.975 Colombia. ike, new. #150 ox BE 10h Sifts routing cars, et Cet ee 10.04; sold at $1.00) Sas to 180.00, Write, Open Leeor BROADWAY. "AUTOMOBILE|® EXCHANGE, mote cat, 515 pUVENTR AVE, (omar name 88th). GREDIT 10 ALL DIAMONDS AND WATCHES on weelkly and monthly, payments; al goods strlotly | suaranteed ealiverse Business cont Ment National Diamond and Watch Co., tT Broader, near = Solan CREE, men’s athe me if made ook ange clothing Co, -of-town mail orders arent on me DIAMONDS, {| BASY PA’ | WATCHES, prices. Call, write dn aere Wateter ler eine a RAILROADS, PENNSYLVANIA oh; “pune nee tu fe'mainuten Tatte aaaee and ¥oR ‘Twenty- weset lation 01088 430° meee 13 chats, FtTERD — roe 110.65 A.M.—THte PENNSY Fee Lim. -23 hours ty $1.08 P.M.—CHICAGO, CI Tivie ts vere et wee a ig deuce Ni SPECIAL— Raga Ea B55 WESTIN Ot B ‘ESS 23 PMS. LOUIS AND crNcIN- ate, pau —phdiric BXPRE 25 P.M CLEVER. DARD cre "005 Ba. “SATE PLITSHURG SERCL Re don tT AND a riod fi bet k Thea ea a i} pea As eed 1 sounrs ay v; UTHER Barr x 10 A. rte Mo Aiea oy A ae, ea An M. REOL AS poe AND, pan RAILWAY— APBA IC . 119, RA z 3 Hien de fe eda 2 v4 wor 7.98 A. M. week WEARS Po ATL. ge ITY —.853 ipa Nr BO 2.55 P.M. =| Shee aa ‘aie ix tint eae os ig HRANCH. asBURY PARK Grove) (Ocean Point (arin, Agha "APA Sbndaya), cand > | Was, Tet ries be ie Si eae aa in. or "800 i Peat} Hipecthe New vot Rrangiit corny a id check b from hotels an for Pennavivania WATTERDURY, J.B. Wegen. Mennetr inn, aro iw RAYD, call far ‘an \dences through a ee ‘343 Che tad br st ts Gonerat HELP WANTED—MALE. ranteed ‘oven “shon Middle 108, wake, wases desired. MESSENGER BO BOYS te delivers stock; expart- SR Now at. sid Telegraph Coy BUSINESS OPPORTUNITIES, ‘en fe for hoe HAND BOR BBG AR aris SS Commencing Nov. 26 d'he World will pive 6 weekly prizes af $10.00 each for the 5 dest positions ob- tained each wack by advertisers through the Situation Wantea columns of thy Sunday World’s Want Directory—25 words, 15 cents, Advertisers who secure posi- tions will please communtoate with i1iDS-_ Diamonds Beay ts; ee | WAR ed Diemecseaative calle It desired, pais her gen Wateh & | convent Drewentative cal COMPANY, 11 DIAMONDS, Jewalry. faitvaeet euane ANBICe The World's Classified Advertising Manager, Room 51, Pulitzer Build img, HEARN 8, 18, 20, 22, 24, 26 and 30 West Fourteenth Street, 7,9, 14, 13, 15, 17, 19, 20, 21, 22, 23, 24, 25, 27 and 29 West Thirteenth Street, JANUARY SALE A Sale that differs from others Not the Event of a DAY—But A MONTH OF VALUES, NOW Is THE TIME TO STOCK UP ON Women’s aad Children’s Underwear and Infants’ Clothes Muslios White Goods Men's Shirts Sheetings Household Linens Corsets, Shoes Sheets and Pillow Cases White Flacnels Embroideries Bureau Scaris Bed Spreads Curtain Fabeics and Misses’ Cloaks and Suits, Walsty and Weappers, NO MAIL OR TELEPHONE ORDERS, Yard Wide Muslins Women’ January Sale of Towels Pull bleached—soft, pure ae | 5% offers no dressing—will wash so closer—wholesale price mali Exceptional Opportunities imit—20 ya To Stock U; tion th at Lid cieeeny ties up. varieties “that will be! Cotton Damask Towels—d Offered eleewhera to mest this price. long—Hemmed—value .12% Large All Linen Huck Towel! Unbleached Muslins Damask—Hemstitched—v Yard wide—heavy, round thread— Al Lined Danaak Towels aor splendid for sheets and pillow- 5X, | *tringe—Hematitohed—fine cases—wholesale value 7 cents... Household Also, 1iucl Limit—20 yards. . 2K Sheets and Pillow Cases ‘Wili Wash Heavier ‘Towels—value 19 All Linen pee sk ‘Towels—Inotted ‘ringo—also Plain with Dami terres 4 ge er tek and Herne ma ‘and 40 inches—fine eno Chiffonter ‘Or Bureau-vatu ue 5. TUnbles cea Inblea ingedor, % yorinse 1244 as. 17 "Gat Offering of Corsets for January Sale To insure a great variety so that every st prices have cent. Judge for yo you can afford to miss this sale. Will-Waah-Heavier Lockwood & Boston. PILLOW CASES— iexar—ebectal form can be suited, from slim to stout, eae leah + 22 | we made large purchases from many dif witt-wash-Heavier | fet Manufacturers—cleating sp thele cater Lockwood & Boston. | surplus and special lots—that ts why, 54x90—Special .. i among the following, you will find makes go special rarely offered under standard prices, 81x90—Special Usually. Special Teer tien Lot One . 29 th hundred cane lot Lot Two . 49 @. a Lot Three 69 Lat Four . 88 Lot Five . 1s JANUARY SALE. aA 38 Not Mere Advertising Talk All the ies a We Make Good Every Promise wih Bie iron.” —_—_________* January Sale of Women’s Cloaks New garments—faultless in style,++++» Made in the manufacturers’ dull thme (Gust before Christmas)—bought by us at advance of season concessions, therefore:— 5.98 8.98 12.98 15.98 For Cloaks For Cloaks For Cloaks | For Gloaks Werth $12,00 Worth $15.00 Worth $22,00 Worth $24.00 Fabrics include all fashivnable kinds—plain and mixturea—Black and Colored in reigning atyles—ftted, vemi-fittel, loose or Empire—all Iengths—plain or trime med with selvet oF vrald—full or part lined with black, white of gray satin— alzea, Other Cloaks for Day and Evening at $19.98 and $24.98, Equal to those hitherto sold at ogarly double, —— Washable Shirt Waists First Importations of Scascely any past of feminine attire : fe er eens eters ihe || Oe ee pies Fabrics ‘or 1 money saving oppottunities are sure to As usual, we lead in exhibiting that arowe enthusiasm, White Lawn Walste—fronts of slaves which ts new and novel in those materials classed here as Wash ‘emb'y and tucks or four rows hem- af and slide gleats— hack—a leader Fabrics, tut whose beauty, aad the fact that silk forms so large a pact of many, lifts them far above the reqim that catjen alone covets ++++-» Novelties include :— Silk striped Voile Chiffons, Waro print Brocade Volle Swisses, stitch insertin, open sront Bn at 8 ipecera of Embroidered Dot Swigees, Lapgecie Weed ‘and Styles: | Silk atripe and check Chiffon Mouseslines, long or short Sabteenainn PY, 9 Tie Silk hairline Brillilantine Volles, Batiste and Ane Lawn—dainty, dressy silk and Organdy Mulls, styles-some with fancy trim'd 4 og mes Dorice—vatue "33. d - 12 Ginzhams, Chambrays, Bateens, Exquisite Walets of Persian cneenba and Batiste—daintily trim’d with lace Inserting? snd pede emb'y— short lace trim'd sleeves— ott ve dollar Walsta,..... 3-98 JANUARY SALE DEPARTMENTS are quickly located by Red-and-White draperies. Silke mixed and mercerized Noveltion, from Franoe, England, Scotland, Germany and Switzerland. An unequalled variety at those moderate prices for which we are fameds U. Women’s Underwear—*Suar* Our Foresight in Buying Helps You Not a Few Items, but to Great Savings Unzqualled Values right thro’ the stock MORNING SALES To-morrow, Thursday, Until f PM. To prevent dealers buying we reserve privilege of restricting quantities, jamas ii 13? a9. WHtRn FLOOR_CENTRE BUTLDING. boys’ k nnelette Extra heayy—pink and blue ull—well made— auallty regularly Women’s White Poplin Waists t of heavy emb'd panels PP hucks—all sizes—value $1.65 8.95 SHCOND FLOOR—CENTRE BUILDING. zane Edgings and Inserting: vei (and Polat de Paris—Fine d daigty patierns— Atl tac ori 1 ve Sale 32 BUILDING. MAIN _FLOOR—OBN’ Tatieta & Satin Surah Ribbon: “es ¢ bY inca Hl White and colors: food width for “ailiimery, Girdles, Collars, eto. BING SEXIN FLOOR—ARCADB. White Crochet Spreads Full size—Marsellles designs— = 58 BASE: Mercerized Prunella Cloth colors—reyemble ill wool goods—value 24 to a ne erent Shelf Oilcloths with neat border—degirable Ne Bale. Price, 3 no starcl— will wash heay value .98.. Mill Lengtha peat styles and 93 44 BASEMENT—CENTRE a. 1-inch—allover designs or plain LOOR—NEW BUILDING. ‘BASEMENT —NEW BUILDING. Children’s Angora Tams Manufacturer's Sumples—all ware—white and Satin Pad Hose Supporters Women’s Rain Cloaks Black, White, Blue and Pink— four wide elastic straps— 16 Oxford, Tan, Ollye— fitted back—gracetul, pretty models— value 25. all sizes maker's wadraniee Tanel In each garment "6, 98 Mie ai Sie a alan