The Seattle Star Newspaper, June 17, 1921, Page 24

FLIRTING | PERILOUS i: Moral Hazard More Deadly a Than Physical, Say In- surance Experts ’ a ein Vs BY JACK JUNGMEYER SAN FRANCISCO, June 17.—Furt. gng with another man's wife is more Perilous than looping the sky; shady | business practices and dissipation | more risky than lion hunting. a The moral hazard, in other words, + is more deadly than the physical Shrewd life insurance men will tell you that—men who scientifically auge chance and calculate the factors of life tenure. a It is modern statistical confirma. tion that the “wage of sin is death"; > that a “merry life” is indeed a short i one. IMMORALITY TOO RISKY TO INSURE “Life insurance companies assume the risk of dangerous employment by compensatory highe: Les,” ex. plained T. B. Graham, nt Pa- cific Coast manager for the Metro. politan Life Insurance company. Graham is an authority on casualty. “But they will not underwrite the hazards of immorality at any cost “Not that insurance companies concern themselves about morals as such, but a person's conduct and as. sociations have a bearing on life which must seriously be taken into account, though experience rather than the mortglity table must be the guide. “The man of spotted character makes himself the target for the vio- his own—jealousy, rage, desponde: —and these things have a mortality equivalent, just like disease and oc- cupations. “What a man does, as much as what he is physically, therefore, con- cerns insurance companies. a “It is fundamental with us that Jent passions of others, as well as| | | hour’s conference with Chair- Commerce commission, freight rates. gets busy early. The clock here shows 10:05 as he walks back to the White House, after the meeting. And he had to wait 15 minutes for Clark! - any life will be insureg for only as 2 much as it is worth, from the a actuary’s standpoint. | GET TELLTALE _ RECORD OF CONDUCT “Just as excesses leave their mark for the examining physician, so con- duct leaves a record somewhere | which can usually be secured by our investigators. “And even when a record isn't a otal bar to insurance, it may com- pel the applicant to pay the higher rate of an older and presumably shorter lived person.” Officials of other companies cor- roborate Graham's observations and ‘agree with him in stressing the moral hazard. Daily they translate the breaking ‘of the decalogue into terms of dollars ‘and days of life, and determine “the ‘wages of sin” by the gospel of the ‘experience table. HIGH COST OF LOOSE ASSOCIATES " A woman wage earner, stance, applies for heavy insurance. Investigation shows her living far beyond the means of her salary. ‘That hints at risk too great to be assumed. for in- ‘A man running with a loose crowd geeks $20,000 to protect his family. He is rejected because of his in- @ulgences and the character of his gasociates. His replacement value to hhis beneficiaries—the essence of in- gurance—is therefore nothing, and his bevavior is costing him virtually 10,000. : Pyccicsiant and actuary agree that immorality leads to quick demise. ————— Army Head Scores London Idle Rich LONDON, June 17. — General Bramwell Booth of the Salvation Army has just issued a scathing denunciation of London life tee ymorals of the present day. e 4 state of London since the war + makes one realize what may happen when so many of the best and bravest perish,” he said. “Society's legacy seems little, so far, but @ a welter of etravagance, frivolity, | geandal, sensuality and worse. The present riot of divorce looks to me like a floodtide of passion sweeping ‘are unhappily uprooted carry wreckage and destruction to all oth- ers in the way. The poor have no @ such drug sots and drunkards as the 5 ‘upper classes’ harbor, nor is it pos- me. sible for humble folk to sink 80 low in the social scale as do some 4 of the idle rich.” es U. of W. Nine Will : Play Jap Colleges ia Barely will the Waseda players a have returned to Japan when the * baseball nine of Washington Univer- sity will sail from the United States for a trip thra Nippon. The Weet- ern college men will play all the important Japanese universities. | 1,254,100 Are Out of Work in London LONDON, June 17.—Preliminary figures were issued officially of the numbers on the “live” registers of the unemployment exchanges. The total is 1,254,100, made up as fol- lows: Men, 829,100; women, 319,- 400; boys, 51,700; gifls, 53,300, ‘HOLD WOMAN over the land, where the homes that | q AS BIGAMIST Says She Married Second Time in New Bedford BOSTON, Mass., June 17.—Mrs. Ada M. Murray, 23 years old, giving her address as 449 Broadway, South Boston, was arrested in Charlestown by inspectors from police headquar- ters and members of the Charies- town police, on a warrant charging her with bigamy. The police allege that while Mrs. Murray was married to Francis F. Murray, with whom it is alleged she lived on Elm st., Charlestown, she went to New Bedford and married one Alfred Bourbau. Bourbau, the police say, is a truck driver at the South Boston army base. Notable Fighter and Father Dead LONDON, June 17.—A notable fig- ure has disappeared in the death of Sergt. James Best, who was born at Nottingham, in 183%, and fought in the Crimean and Indian mutiny cam- paigns, He was the father of 33 chil- dren, é Climbs Mountains Altho She Is 93 LONDON, June 17.—Mrs. Mary Davies, Liangollen'’s oldest inhabi- tant, is 93, yet she constantly orces es the mountain range between Glyn Valley and her home, negotiating the most dangerous ascents without difficulty. She refuses to travel by train as she is “afraid of engines.” FRECKLES Don’t Hide Them With s Vell; Re move Them With Othine— Double Strength. This preparation for the freckles is usually so g in“wgmoving freckles ang/giving a clear, autiful complgfion that it is sold Yuger guargfftee to refund the money Wit tof Don't hide Y@r freckles under a veil; get an g@noO&pt Othine and re move theg/Even tM{irst few appli- cations ghould show a Wenderful im- provgfient, some of freghles vanishing entirely. Be sure to ask the druggist fo; ie double strength Othine; it is this that is sold on the money-back guarantee. ®essful lighter When You Smoke You should insist on a cigar that has a record and a cha gets on your nerves, and can be secured wherever good cigars are sold. CIGAR CO. Inc, 1200 Western Ave. Agents President Harding strolled' up Pennsylvania ave., Wash-| ington, the other day for an| man Clark of the Interstate} on| The president| THE SEATTLE STAR Every Year We Save Enough in Rent Alone Upstairs to Pay for Twice Our Present Space This Great Saving We Pass on to You in the Form of Lower Prices W hile Our Stock is Fresh d Without Need of a “Sale” of ‘‘Left-Overs’’ This is an important fact to remember when buy- ing your next suit. It means money in your pocket. It means just what we say— That Our Stock is Guaran- d Fresh and Up-to-Date at Prices Only Possible ~\ UPSTAIRS ) Summer Suits Just Arrived From New York and Chicago—Bought at the New Low Market Prices—All This Season’s Clothes and Styles—Every One Brand New *20-°30-"39 in every color, material design and style your heart could wish Then why spend a nickel on last sea- son’s clothes that have been mauled around in at least one “sale” when you get brand new and nationally known merchandise while still in style at prices that no “sale” can equal in value? —Make This Your Clothes Headquarters— Seattle’s Greatest Upstairs Store—where you get One Hundred Per Cent Value All the Time and Not Just Some of the Time! EXTRA! © JUST IN TODAY BLUE SERGES in the new snappy one-button MOGBIS =~. sss 4s 4 He ¥FOR HIGH SCHOOL Sizes 31 to 36 *20 Fit Guaranteed Alterations Free Satisfaction or Your Money Back | FAHEY-BROCKMAN BUILDING—THIRD AND PIKE also Arcade Building (over Rhodes) Second Avenue AHEY-RROCKM Up-stairs Clothiers uy up-stairs and save $1029 = immew<= 0 Ss. 34