The San Francisco Call. Newspaper, February 5, 1899, Page 17

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16 THE SAN FRANCISCO, CALL, SUNDAY, FEBRUARY b5, 1899. WRIGHT LOCKS HORNS WITH THE COMMISSIONERS New Scandals Wreck of the Develop in the Union Savings Bank of San Jpse. Managers of the Defunct Institution Gave Favor and Financi al Support to Real Estate Speculators—Official In- vestigators on post-mortem explana- | ns and abuse | ath of a banking in- are n¢ being heard in refer- the collapse of the Union Sav- an Jo: The nk Com- finished their work, thing more than cial undertaker. nciers are telling each been if the in- iled and the man- 1 the judgment of ad of the spirit of itors are survey- h what calmn they \d are nursing the loss as philosophically as tomar: at r n had had exerci: has not involved any the Union Sfl\'!nksi institution. The law will now | ake its course and another anomaly | will present itself. The Bank Commis- | a protection to | to is supposed to be aind creditors of banks, public from reckless or un- | iers and to prevent ill- | ons with the money of | imissioners are ex- under the on of the law, watchful eye on all the banks | te and to set an emphatic | upon any course of action that be detrim sitors e ted, veto al. As a matter of mers do not accomplish. commissioners ma warn as much as they please, but if anything | serious than a warning is at-| mission- destroy- yre tempted the very thing the coj plish will b ers seek to acce ed. If by any ac call attention to a bank, tion is not sound, the credit of the sus-| pected institution will be at once im- paired and the commissioners will have ought to avoid. ings Bank of San Jose admirable 4 . In 1897 the Bank Commi sloners warned the directors of the Union Bank that they were permitting B. Howard to have too large an erdraft. Howard’'s overdraft at that time W only a trifie more than $30.000. arning, and Howard's overdraft in creased rapidly to enormous propor- tions. In November last the amount 141,000, and again the directors harply reprimanded. H. Ward ight, who was was given a s cture and was or- to report to the commissioners 1 thirty days. That report should :en submitted not later than De- have cember 21 last, but Wright ignored the snjunction of the commissioners and his | own promise. The commissioners claim that they did not dare take public action, as they } provoked a panic and a > bank. The result was that institution under Wright's presi- On December 3 the commissioners issued a sharp order to the bank authorities enormous overdrafts en- omers. Instead of of the commission- f the bank permitted tes to make further over- amount of $60,000. In the language of financiers this action on the part of the directors is character- ized as “poor judgment.” The deluded depositors, whose money was being dis- sipated in overdrafts to gamblers, have a mor: xpressive and emphatic term with which to describe the incident. The disclosures made in the report of the Bank Commissioners show that Howard and other gamblers in fruit were not the only speculators that had he favor and the financial backing of — the dency continued on its wild course. the directors o ADVERTISEMENTS. BABY'S AWFUL BURN Large as a Sliver Dollar. Hot Coffee Scalds Breast and Hands. Skin Comes Off With Clothes. All Remedies Useless. 'CURED BY CUTICURA My little boy was two years old when he reached upon the table and spilled a cup of hot coffee all over his left hand. It had gone through to his breast, and before I could remove his clothes it had burned his breast, and the skin came off with the clothes, and he has to-day a scar as large as a silver dollar on his breast. I applied a great many things. The burn was a very ugly one, hard to heal. I was requested to try CUTICURA (ointment), which healed up rapidl but before I used a half a box of CUTICURA it was well. Oh, I think CUTICURA is the salve above all others. Nov. 20, MRS. R. CARTY, Needles, Cal. BABY'S SORE HAND CURED 1 was obliged to keep the first three fingers of my little boy's hand done up all the time, &s it was a raw sore, beginning to extend down toward the palm. We consulted three different physicians, each a certain length of time. A gentleman recommended CUTICURA remedies. 1 purchased CUTICURA SOAP, CU- TICURA (ointment), and CUTICURA RESOL- VENT, put aside what I had been using, and began with them. Well, they cured that hand. MRS, DIAMOND, Jan. 29, 1898. 161 Bronson ave., Rochester, N. Y. CUTICURA WORKS WONDERS In all the world there is no other treatment so pure, so sweet, 50 speedily effective for distress- ing skin humors of infants and childrén as warm baths with CUTICURA SOAP, and gen- tle anointings with CUTICURA (ointment), greatest of skin cures, followed by mild doses of CUTICURA RESOLVENT, greatest of blood purifiers and humor remedies. They afford in- permit rest and sleep, and polnt permanent and economical cure, falls. Sold throughout the world. AND C. CORP., Props., Boston. Baby's Skin and Scalp,’” Wree. SAVE YOUR HAIR =235, Skin by ustns POTTER D. ““All" About illustration of | » directors paid no attention to the | | SCENE OF THE FOUL CRIME. dent of the bank. | z | the Defensive. the Union Savings Bank. The officers of the defunct institution gambled also in real estate valuations. One of the enormous overdrafts permitted by the bank was that given to J. F. Devendorf, & speculator in real estate. Devendorf was allowed to make an overdraft of $35,873 99 and was in addition given a commercial loan of $20,000. This enor- mous sum for a bank of the resources of the Union Bank is represented in slough lands near Stockton. Some of these days this land may have a value and it may not have. It was purchased as a speculation contingent upon what the managers of the Valley Railroad might do. At present the land is prac- tically unavailable as an asset. But it represents the earnings of poor people and the investments of honest business men. One of the worst phases of the fail- the Santa Clara Fruit Exchange for $15,422 10 exists only in the imagination of the commissioners. I have not the flgures here, but I think that, if any- thing, the bank is slightly indebted to the Santa Clara Fruit Exchange. The commissioners say the Jersey Landing Tract was permitted to overdraw its account $20,915 58, when as a matter of fact the bank never had any dealings with that concern and I am at a loss to understand how the commissioners could make such a blunder. The truth will be known in time.” Mr. Wright persists in his contention that the only transaction which is in any way reprehensible or indicative of bad judgment on the part of the bank officials is the making of unsecured loans to Howard, and he thinks when all the facts are known the public will not place all the resnonsibility for this affair upon his showlders. The published statement of the com- missioners relative to the condition of the affairs of the bank has increased the apprehension of the depositors who have been assured by the officials of the ruined institution that they would be paid do'lar for dollar if they would have patience to wait until the assets of the bank could be realized uoon. The ruthless pruning of the assets by the commissioners, by which over '$430,000 of securities are thrown out as worth- less and thus bringing the availablz as- sets of the bank down to $138,215 35 less than the liabilities, has had a most de- ri1essing effect. The stockholders now realize that they will be exceedingly fortunate if they receive fifty cents on the dollar, while a much smaller dividend is ‘ex- pected by those who have had some ex- perience In banking. But while the depositors can look forward to a recov- ery of at least a portion of their money the position of the many small holders of the bank stock is more unfortunate. Their stock has not only lost all value as a marketable commodity that it may have had previous to the failure, but has become a serious incumbrance. The assessments will rutn many and cripple the resources of others, and the full ex- tent of the disaster is but just begin- ning to dawn on the community. The Bank Commission is being sub- jected to severe criticism. The fact that two of the present members were appointed after the exdmination of the bank in November is being lost sight of for the moment. The commission is regarded as negligent of its sworn duty, even to the point of criminality, in not closing the doors of the bank at the time when, according to its offi- HEAD AND FACE GASHED WITH A HATCHET Murderous Assault on Adolph Schmid. FEARFUL CRIME OF A FIEND HE INFLICTS ELEVEN HORRI- BLE WOUNDS. The Victim: an ex-Convict: Becently | detalled to find the assallant of Behmid, Released and His Assailant Is Supposed to Be a Chinaman. Adolph Schmid, an ex-convict, was hor- ribly slashed about the head and face early Saturday = morning, in a house at 815 Stockton street, by some un- known person, who used a dull hatchet to | accomplish his purpose. The assaulted man evidently made a struggle for his life, for the walls and furniture in the | room, No. 27, which he occupled were frightfully bespattered with blood. ‘When Frederick Delmas, a lodger in room 26, heard a fall in Schmid’s room, which is opposite to his, as of some dull object striking the floor, and after that the footsteps of a man descending the stairs, he thought nothing of it and rolled over in his bed and went to sleep. When he got up in the morning he no- ticed that the door of Schmid’'s room was open about two inches. Thinking some~ thing was wrong, he reported it to G. Pons, the landlord. Together (hex went into the room and a fearful sight met their gaze. On the floor near the dresser, ure of the Union Savings Bank is the fact that commercial and savings de- posits are involved. A few years ago | the directors amended the articles of | tncorporaion so that a commercial busi- | ness as well as a savings business could | be transacted. The name of the bank, however, was not changed and to un- | suspecting people it continued to be ex- clusively a savings bank. The responsibility of the wreck of the Union Bank is upon the shoulders of the officers of the institution. Yet these very men who have ruined the bank will wind up its affairs if the courts de- clare the bank insolvent. This is an anomaly of the law that the new Bank Commissioners understand but em- phatically do not indorse. When a bank is legally declared insolvent the law of the State provides that the officers of the defunct institution and not the Bank Commissioners shall carry the bank through liquidation. The com- missioners may prescribe the number of officers and may fix their salaries, but the authority thus exercised is purely supervisory. COMMISSION ACCUSED OF GRAVE OFFENSES Wright Says Report of Bank’s Affairs Is Maliciously Inaccurate. SAN JOSE, Feb. 4—H. Ward Wright, ex-president of the Union Savings Bank, declares that the State Bank Commissioners have willfully misrepre- sented the facts in regard to the finan- cial condition of the wrecked institu- tion and he denies absolutely that the bank ever received the letter alleged to have been sent by the commission. This letter, which was published this morning in The Call, called attention to the unsafe condition of the bank. In this letter the commissioners demanded that steps be at once taken to increase the reserve of cash to a sum equal to 25 per cent of its commercial liability and to a sum equal to 20 per cent of its savings liability. It demanded further that overdrafts to Thomas E. Johnson, J. V. Devendorf, the Jersey Landing Tract, the Santa Clara Fruit Exchange and Howard & Company be stopped at once and all such overdrafts be secured by notes executed by said parties, with securities satisfactory to the directors of the bank and the Bank Commission- ers and that the action of the bank of- ficials in the matter be reported to the commission in thirty days. “I never heard of any such letter un- til I saw what purports to be a copy of the document in The Call this morn- ing,” said Mr. Wright to-day. “The Bank Commissionérs never intimated that they thought the bank finances were in an unsafe condition and never sald anything about the necessity of increasing the reserve. They did re- mark, in a casual manner, when they were here in November, that the over- drafts should be looked after, but they did not make any demand to that ef- fect. The letter alleged to have been written on December 3 was never re- ceived by the bank to my knowledge, nor any other letter bearing on the subject. The statement given out by the commissioners yesterday tn San Francisco is full of inaccuracies and grossly exaggerated. “The overdraft of J. F. Devendorf and that of Thomas E. Johnson are amply ecured, while the alleged overdraft of 1 }clal statement, the bank was known to | be tottering on the verge of collapse. | That the commission should send the | letter demanding that the bank officials | take immediate steps to remedy the evils which the commissioners knew would cause its ruin if allowed to con- tinue to exist and then neglect to fol- low up and enforce its demand, is de- clared by prominent business men in this city to be an unheard of piece of folly and an exhibition of {incompe- | tency and indifference to the welfare of | the depositors almost unparalleled. The ostensible work of the commis- sion has long been regarded as a farce and the manner of conducting its busi- ness as shown in . this instance | strengthens the well-founded belief | that it is maintained simply for the | purpose of providing jobs for men hav- ing political pulls. Dr. Frank Finigan of this city is one | of those who were caught by the failure | of the bank, but unlike his fellow vic- tims, he succeeded in dragging his money from under the wreckage, al- though in order to attain this result he was obliged to resort to drastic means. A short time ago Dr. Finigan suffered a loss by fire and a few days before the failure he received a draft from the insurance company for nearly a thous- and dollars in settlement of his claim. He placed the draft in the Unions Sav- ings Bank for collection. When the | crash came the dentist hurried to the | bank and demanded his money. He was informed that the bank having suspended, it was impossible to accom- modate him. | Dr. Finigan then placed the matter in the hands of Attorney S. F. Leib, who acted promptly. He notified the bank officials that they must render an | accounting of, the commiesion given them to collect the draft and that tha money must be paid to his client at once. He gave the bank people until 3 o’clock Thursday afternoon to produce the coin, and informed them that if it was not forthcoming: at that hour he would swear out warrants for the ar- rest of every officer of the Institution on a criminal charge. The money was forthcoming at the appointed time. COLLIDED WITH A BICYCLE. Arrest of Leland Moore, a Boy, for Battery. Leland Moore, aged 14 years, while rid- ing a bicycle along Market street last evening, collided with J. Friedland, who was crossing the street at Fourth. Police- men Kinch and Dealey happened to wit- ness the accident and despite the en- treaties of Friedland, they placed the boy and covered by a bloody sheet, la: Schmid, weltering in his ~ own blood. Everything in the room was in confusion and the bedclothes and pillow were satu- rated with his life’s fluld. His head lay in a large pool and his brains were oozing out from the terrible wounds he had re- ceived. Hastening from the terrifying sight, Pons ran out and notified Police- man McGovern, who rang in for the Cali- fornia-street station ambulance. Officer J. C. Edwards responded and when he ar- rived the man had walked over to the bed, where he was profusely expectorat- lnfl blood. e was taken to the Harbor Hospital, where Drs. Von der Leith and C. A. Freuholtz attended the dving man. They found that his murderous assailant had inflicted three gashes on the crown of the head, penetrating the brain; a cut on the right cheek, which fractured the lower jaw; two horrible gashes on the neck; had gouged the left eye entirely out; gashed the upper part of the cheek 8o as to cut througR the cheek-bone, and inflicted sev- eral other cuts about the head, making in all eleven wounds. Schmid presented a hastly sight and could not talk. The gnc(urs say he cannot live. Detectives Wren and Dinan were put on the case immediately and went to the scene of the murder to secure any evi- dence there might be. They learned that Schmid had gone to bed about 11 o’clock Friday night, attired in his under- clothes, and was asleep when attacked. He had probably got out of bed in a vain attempt to defend himself, for blood spots covered the walls and the wash stand in the further corner of the room. The officers searched the house in the endeavor to locate the weapon, but were unsuccessful. The halls and stairway were free from blood stains and it is thought that the fiend wrapped the hatchet under arrest and charged him at the City Prison with batter}!. Subsequently, riedland visited the prison and was surprised to learn that a charge had been placed against Moore. He declared that he was to blame, inas- much as he walked in front of the bicycle, and asked that the boy be released. ot~ wlths(andlng his statement the arresting officers decided to prosecute young Moore on a charge of battery. After he had been in prison for several hours Judge Conlan, on learning the facts of the case, released him on his own recognizance. —_————————— Lurline Salt Water Baths. Bush and Larkin sts. Swimming, Russian, hot and cold tup patns. Saltwater direct fromocean, —_——— The Danish Masquerade. The annual masquerade ball of Branch Helga No. 3, Danish Soclety Dania, in Saratoga Hall, was one of the best af- fairs of the kind ever run by that organi- zation. The members and friends turned out in large numbers, assuring the social and financial success of the undertaking. A feature of the ball was the large num. ber of original and unique costumes. The committee of arrangements consisted of M. ‘Holm, president; H. Wilson, treas- xx;gr; H. lé %lvleuen. C. vavvu’l‘e, George orsen, C. . Hansen, . C. C. Olson. e in a piece of paper or cloth and threw it out of the window and Elckcd it up again or took it with him when he made his escape. It is thought that the motive of the crime was robbery, as Schmid had ex- hibited some money in a saloon before he went_to_his room on Friday night, and the deed must have been committed by a man of his own class. Schmid, under the name of Chatles Smith, was sentenced to seven and one- half g'ears in San Quentin on October 4, 1893, for grand larceny and was released on_ October, 19, 189. ~ About two weeks before his release the German Consul made inquiries about him at Eollce head- quarters, saying that he had been left an inheritance in the old country. Since then he always appeared to have money, which he was very fond of exhibiting. Pons, the landlord, says that Schmid had rented the room from him eleven days ago, paying two weeks’ rent in advance, e was dressed well for his class and never had any visitors, male or female, while in the house. Schmid_received about $200 from home several days ago, and, meeting Detec- tive Wren on thé street, said that he was Eoln; to lea< a better life. Friday nicht e procured a naw suit of clothes and shoes and was with a friend, J. Kilborn of 633 California sireet, until 1i o'clock. They visited a poolroom together and Schmid exhibf a_cramois bag contain- ing $50. Kilborn told him to put lodging | s money | away, saying that the fellows who hung around the place might rob him. The two made an engagement to go to the races, and Schmid was to meet his friend yes- terday mnrninF at 11 o'clock. As Schmid did not put in an appearance Kiiborn went over to the room and was dum- founded when told that Schmid had been nearly murdered. He was shown _the chamois bag and two empty purses, which he said belonged to his friend. Various theories are advanced as td the cause of the assault, but the most plausi- ble is Schmid's own assertion when he regained consciousness in the hospital. Detective Tom Ellis, who occupied a place near the cot, put some questions to the man and gathered from him that a Chinaman had committed the foul crime on account ot some Chinese woman. Schmid keeps Tepeating “fo-morrow.” a3 if he will tell all about if then, but to- morrow for- him may never come. Who- ever committed the crime must have been deluged . with blood after raining the murderous blows upon his helpless vic- tim. The doctors cannot understand how Schmid survived the attack at all, as al- most any of the blows was sufficient to cause death. No one saw Schmid when he entered the house Friday night, so it is not known whether he had a compan- ion or not. On a table in fhe gory apart- ment were the remains of a plece of pie, | & ham sandwich, two Chinese cigars and some Chinese melon seeds, of which the murdered man had evidently partaken be- fore he retired to the sleep from which he was so fearfully disturbed. Detectives Dinan and Wren, who ‘were detailed to find the assailant of Schmid, Detectives Bohen. They ‘are convinced that Schmid was not wounded by a Chi- naman, as he first claimed, but was as- saulted by one of his pals. They believe that he and his assailant had a quarrel. perhaps, over the division of spoils, and that his brutal adversary, in a moment of desperation, picked up a hatchet and inflicted the injuries from which he is dying. Last evening they visited the Harbor Hospital, where ~Schmid was taken, and proceeded to question the wounded man. He persistently refused to give the name of the hatchet wielder, but admitted that he was one of his pals. The detectives think they know the as- gailant of Schmid and expect to arrest him to-day. Lieutenant Esola and Detective Wren, who are working on the case, have come to the conclusion that it was not a China- man but a white man who did the cutting. They are on the trail of a person who they believe s the guilty party, and ex- pect to land him to-day. —_——e—— DR. L. C. LANE'S PRECAUTION. Will Make a New Deed to Directors of Cooper College. Dr. L. C. Lane, founder and buflder of the Cooper Medical College, has taken steps to prevent the handsome structure at the corner of Sacramento and Webster streets from being used after his death for any purpose other than the one for which he established it. The uwirectors of the Cooper Medical College appeared at the Recorder’s office yesterday and filed a deed transferring the property to Dr. Lane. The doctor personally appeared at the Recorder’s office yesterday and deeded | the property back again to the directors of the college, but in the deed it will be ;}Declflcfllly prowvided that after his death he directors of the Cooper Medical Col- lege shall be restrained from using any part of the building for any purpose other than the one for which it was constructed. It will be also provided in the deed that at no_time shall the directors be allowed to affiliate any component or integral part of the college with any other institu- on. “I am slm%}y taking ordinary precau- tions,” said Dr. Lane when seen at the college last night. ‘“The Fay the property of the Toland Medical College has been juggled with has made me feel that it would be safer to incorporate these re- strictions in a new deed. Dr. Toland knew the fate of the institution which he established he would turn over in his grave. I have the greatest confidence in the men who will look after the destiny of the college after I am gone, but some- thing unforeseen may happen, and it is al- ways best to be on the safe side. —_———————— | SHERIFF TAYLOR BANQUETED. A Handsome Badge rresented to Him by His Many Friends. In order to glve expression to thelr friendly feeling for Will P. Taylor, the newly elected Sheriff of Marin County, and to show the esteem in which he is held by his former business associates in this eity, a banquet was given in his honor at a well known restaurant on Sac- ramento street, near Kearny, last even- ing, at which some fifty of .his friends were present. After the banquet was over and many toasts of a complimentary nature had bosn offered. Sherlt Tayior was presented with a handsome gold badge in the shape of a shield. On one side was inscribed ADVEJITISEMENTS. FRENCH SERGES. SPRING 1899. A Great Bargain. On to-morrow, MONDAY, February 6, we will offer a SPECIAL LINE OF GEN- UINE FRENCH SERGES 800 per vara These Serges are 48 inches in width and were imported by us to sell at 75¢ per yard. We have an elegant assortment of them in the following shades: BLUES, CARDINAL, BROWNS, OLIVE, OLD ROSE, GARNET, HUNTERS, VIOLET, TANS, GRAYS, NAVYS, WINE. SEE OUR WINDOW DISPLAY OF ABOVE GOODS. 1892 m, u3, us, uT, 19, v 121 POST STREET. other “Will P. Taylor, presented to him by his friends February 4, 1899.” Sherift Taylor thanked his friends for the gift B.na their hearty expressions of good will, and said he would endeavor to con- duct himself in office in a way to win their further commendation. Taylor is one of the most popular young men of Marin County, and it was consid- ered a foregone conclusion that he would be elected when his name was put for- ward as a candidate at the late election. Changeable T affetas for two days On Monday and Tuesday, February 6th and thwe will sell our regular 85-cent Frenchand wiss chan%eable taffeta silks in a variety of about 5o di erent shadings for 60c... The opportunity of saving 25 cents a yard on such silks as these, very seldom occurs. Every dress maker and ladies’ tailor ought to avail themselves of this opportunity of buying taffetas at less than wholesale prices. Remember on Monday and Tuesday only will these silks be sold at this low price. The}silleslars now on displayyin our windows. 19§ to 131 Kearny St. ‘Sheriff of Marin County,” and on the | One intention he has already announced— to prevent the violation of the law and stop faro games at Sausalito—has ‘won strong words of praise from the citi- zens of his county. ————— Lord Beresford Coming. ‘When Lord Charles Beresford arrives from the Orfent on the steamer America Maru he will be tendered a reception by the Chamber of Commerce. Yesterday the rresident received a letter from John Barrett, late United States Minister to Siam, but now in Yokohama, stating that the distinguished gentleman'is a splendid lecturer and suggesting that the citizens of San Francisco would miss a treat if they failed to have an opportunity to hear Lord Beresford's views on Oriental mat- ters. A committee was appointed to meet the gentleman, consisting of Hugh Cralg, George A. Newhall and Horace Davis. Lord Beresford is expected to arrive on or about the 9th inst. e e Peter McGlade’s Case. Patrick Reddy, on behalf of Peter Me- Glade, charged with having forged war- rants while employed in the office of the Superintendent of Streets, made a mo- tion to dismiss both indictments against the defendant, before Judge Cook yester- day. Judge Cook denied the motion and demurrers to the Indictments were partly argued and submitted. The merits of the demurrers will be decided next Saturday. L e o Seriously Hurt While in a Fit. Mannie Aaron, a young man living at 206 Octavia street, was riding on the dummy of a Hayes street car yesterda; afternoon, when he was seized with a fit between Polk and Larkin streets and fell off. He was taken to the Recieving Hos- pital, where a deep wound in his chin was stitched and dressed, It was thought that his skull was also fractured. He is subject to epileptic fits. Mechanics’ Institute Lecture. Dr. H. M. Fairbanks delivered an in- teresting lacture at the Mechanies' Insti- tute Library last night on ‘‘How the Sierra Nevada Mountains Were Made.” The speaker gave a graphic description of the interesting geological formation of the great mountain range, its products and most striking features. The lecturs was fllustrated with stereopticon views. ——————— Raided a Fan Tan Game. Bergeant McManus and posse raided a fantan game oPerated by ‘‘Gooseneck’ at the Globe Hotel on Jackson street late yvesterday afternoon, and succeeded in ar- restin% three of the players and securing enough evidence to convict them. The police entered the gambling room from a roof in the rear of the hotel. 3 Ladies’ REMOVAL SALE! My ENTIRE STOCK oF Cloaks, . Waists, Fur Garments, Silk Skirts, Capes, Etc., MUST BE SOLD AT ANY PRICE. Every one knows the superior quality and finish of my garments, the equal of which are never offered in a sale of this character. ARMAND CAILLEAU, 48 Geary Street, Corner Grant Avenue, Will open his elegant and spacious new establishment, No. 114-116 Keamy street, opposite the White House, about March 15. ; Suits, Silk OASH OR LITTLE-AT-A-TIME. Suppose It’s a Sideboard Needed next. You want one that pre- sents a good appearance and is every bit as good as it looks. So many of them are deceits—look §ood at a distance, but when closely exam- ined are found to be roughly finished— drawers won't slide easily—doors stick— loose jolnts—and numerous other faults which” time and use will disclose. Ours are not that kind. We want you to see just what kind they are—these $9.00 ones in particular. They are specials at $9.00 this week, e0 don't tarry. Yowll be money ia pocket If you buy on THE J. NOONAN FURNITURE €O., 1017 to 1028 Mission st., above Sixth. Open Evenings. Phone South M.

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