The San Francisco Call. Newspaper, June 15, 1895, Page 14

14 THE SAN FRANCISCO CALL, SATURDAY, JUNE 15, 1895 THE FIRE INSURANCE WAR The Dissolved Compact Was Not an Unmixed Evil After All. COMPARISON OF LOSS RATIOS: What Property-Owners May Expect. The Good Work That is Done by the Patrol. The fire insurance managers of this coast having crippled the California goose that laid the golden eggs are in a quardary. They built up and maintained for eleven years at a large cost the largest and strong- est compact association in the world, and then, through the bad faith of some of their members, tore it to pieces. The in- terests involved are so large that property- owners may well question seriously the course of the companies and carefully re- view their past action as some index of the future. In 1884 what is known as the “‘compact”’ system was inaugurated on the Pacific Coast, its field of operations being the States of Oregon and Washington. The insurance managers thought it best “to try it on’’ at first in an inferior territory, so far as volume of business was con- cerned, reasoning that if the experiment proved a failure some other plan might be adopted in California which furnishes the bulk of the premiums. Portland was made the headquarters and Alfred Stillman was chosen as man- ager to essay the thankless task of con- vincing the benighted &Vebfeet that their rates needed elevating. Mr. Stillman, who is a brother of the famous railroad lawyer of New York, developed an ability in this new line of work that was satisfactory to the companies, and soon pefected a system of speci ratin in Portland and other towns in Oregon and Washington that met the approval of his employers and egrned for him the dislike of the unbappy ners of insurable property in those States. , The press and public were bitterly op- posed to the new system and fought it so strenuously that the managers’ bed was by no means one of roses. Portland was put under a system of schedule rating by which all deficiencies in the construction of build- ings were charged for, the result in many cases being an advance over the rates that had previously been charged. Numerous improvemen uch as iron shutters on exposed openings, wire nettings on sky- lights, the removal of defective flues, etc., were forced on property-owners through the manipulation of the rates, and as a re- sult the fire losses were largely decreased, and in two cases at least large conflagra- tions in Portland were prevented. 5 Encouraged by the success of the in- itial venture, the companies extended the limits of the compact 4ssociation and or- ganized what was known as the Pacific In- surance Unicn, which comprised in its ter- ritory California, Oregon, Washington, Idaho, Montana, Utah, Nevada and Alaska. The general office was estab- lished at San Francisco, with branch offices at Portland, Salt Lake City and Los Angeles. All of the principal towns were specially rated at great labor and expense, the work in San Francisco being on an elaborate scale. The experience of East- ern compact systems was utilized; many ideas evolved from the fertile brains of the managers were put into practice with varying results; the constitution of the Union was amended and reamended to meet the different problems as they arose, and finally the machine was completed and became a thing of life. It must be conceded that' they builded better than they knew, for despite the fact that the compact was an autocracy that ruled h an iron hand and whose work- ings were often unequal, it held together for a much longer time than expected. The good that it did may be summarized as follows: It gave stability to the business, effected improvements in buildings, fire departments and water supply ; established uniform rates of commission, discouraged rebating and reformed faulty forms of policies, and in that way facilitated the speedy adjustment of honest claims, An- other important work effected was the establishment of an inspection burean in this City, which has done remarkable ser- vice in the interests of property-owners at the expense of the companies. Last year the survevors of the inspection bureau inspected 19,881 buildings in this City and effected 6657 improvements in the way of removing_stovepipes, repairing defective flues, abolishing dangerous lights, netting skylights, trapping elevators, re- moving oily waste and ru‘fubish,and gen- erally effecting the improvements suggest- ed by a system of careful inspection. The ercentage of fires from causes preventable Ey inspection has been so largely reduced since the bureau was started in 1885 that it is evident these inspections have saved millions of dollars to property-owners and to the insurance companies. In 1885 the preventable firesin San Fran- cisco were 29 per cent of the whole num- ber. The percentages have been annually reduced as follows: In 1886 preventable fires were 23 per cent; in 1887, 21 per cent; in 1888, 13 per cent; in 1889, 11 per cent; in 1890, 10 per cent; in 1891, 9 per cent; in 1892, 8 per cent: in 1893, 7.9 per cent; in 1894, 7.3 per cent. The working force of the inspection bureau included the chief inspector, six inspectors and one clerk. The Fire Patrol is another organization maintained by the companies that has been of incalculable benefit to the prop- erty-owners. While ““there are others” ‘it 1s generally acknowledged that this fire patrol system is unequaled in the points of effectiveness and rapid service. The defects of tEe compact were too great concentration of power in the man- ager, unequal ratings and inequitable en- forcement of penalties. For several years past it was claimed that various offices did their full share toward disrupting_the association by in- sisting on employing salaried agents, and by u-c(l{ securing business in favored localities by paying a higher rate of com- mission for it than authorized by the com- pact. Other companies, it is said, met this competition by paying excessive commis- sion at certain points rather than see their hard-earned business cut from their books. Those managers who scrupulously kept both the letter and spirit of their obliga- tions, saw their gilt-edged risks, their favored dwellings, churches and school- houses slipping away from them month by month, while the gentlemen who cap- tured them. it is alleged, attended board ‘meetings with smiling faces, and cheer- fully voted aye to all constitutional amend- ments designed to strap up the compact, until it became as invulnerable as a burglar-proof safe. It became apparent that some radical action must be taken if their official heads were to remain on their shoulders, for home offices expect good results instead of complaints and excuses. Then came the disruption. The Northwestern National of Milwaukee was the first to go, although its retirement was more in the nature of a forced retreat than a resignation. Its premium income was so small that its withdrawal cut little figure, although, as it began rate-cutting in a mild way, it was a thorn in the side of many agents, who complained bitterly of not ng allowed to protect their business against this competition. Then came the retire- ment from the compact of the Continental of New York, a company having a coast income in 1894 of $231,168, and the Pheenix of Hartford and Home of New York, with a premium income last year in this field of $371,447. Tt was evident that a crisis was at hand. Then came the promulgation to agents of the ‘“‘non-intercourse” rule and the in- junction suit brought by the Continental against the Pacific Insurance Union, under cover of which the Phcenix and Home profited, and while the companies were waiting for a_judicial decision reaped e harvest of business at cut rates. 3 It was evident that a rate war was in- evitable. And still the companies tem- porized, hoping to prevent general demor- alization, and all this time the outside companies were profiting by the delay and working night and day to increase “their business under such favorable auspices. Soon the fight became fast and furious. Heavy discounts were made in such favored localities as San Francisco, Oakland, San Jose, Sacramento and Los Angeles, and the curious spectacle was presented of a gen- eral hunting up of theassured and the pres- entation to him of more orless cash in hand as a return premium, in consideration of which nothing was asked but his signature to a receipt containing a non-cancellation clause. The situation at present is as follows: Outside of California rate-cutting and re- bating have not been extensive, and com- actoffices are now in operation at Port- and, Seattle, Tacoma and Salt Lake Oitg The Board of Fire Underwriters of the Pacific has succecded the Pacific Insur- ance Union; the inspection bureau has been discontinued and the entire force of the head office of the compact in this City has been retired. The fire patrol is still in existence, and doubtless will be main- tained. Local boards are controling the business at most of the principal towns on the coast, and the local agent is at last recognized as an important and indepen- dent factor in the business. No business can endure long if its income does not equal its outgo, but the point that is not clearly understood by the public is whether the income from the reduced rates is poing to be sufficient to meet the losses and necessary expenses. Assuming thet ficures cannot lie, and presuming that the Jarger companies will surely pay all just losses, whether the premium income from the coast business shows an excess or a deficit, a study of the returns made by the companies shows these important facts: The coast premiums passing through San Francisco general agencies in 1894 were $1,000,000 Iess than in 1893. The California }m*ml ms were $450,000 less. The San Francisco premiums were $117,000 les The average loss ratio was about 50 per cent of the premiums. In the territor, outside of California the average loss ratio was 60 per cent. The coast figures of a few of the offices include business from Colo- rado, New Mexico, Wyoming, British Col- umbia and the Sandwich Islands. The total net premiums from coast busi- ness in 1894 amounted to $10,474,057. The business was divided among three classes of companies last year as follows: Callfornia companles— Premjums. . $1,023,421 Losses ... W 507,448 Ratio f losses to premiums, 49.6 per cent. Companies of other States— Premiums. $3,913,941 Losses.. . 1,965,032 Ratio of 10sses to premiums, 50 per cent. Foreign companies Premiums. Losses. ... . . Ra 0 of losses to premiums, cent. The total by States in 1894 were as fol- lows: 6,605 £5,531 2,735,747 Alaska. Arizona California. 444 Colorado. 55.6 Idaho 106.6 ontana. 85.7 evada 345 ew Mexico. 59.2 Oregon 11 70.5 Ttah 76 44,0 620,892 54.1 Wyoming . 133,750 50,140 375 All of these figures are based on the old rates before cutting began. The fire in- surance losses on the Pacific Coast for the past three years as reported by the com- panies were as follow: $4,300,000; 1893, $5,616,399; 1894, $5,196,382. In 1893 the fire losses in the United States were $167,600,000, and in 1804 §147,- 600,000. The loss ratios in San Francisco have not been given in detail by the companies, but a comparison of their City premiums, as reported to the treasurer of the Under- writers’ Fire Patrol with the City losses reported by them monthly, establishes the fact that the proportion of losses to City premiums for the past twenty vears has been low. On the other hand, the propor- tion of expenses has been high. 1In view of these fizures it will readily be under- stood why there has been an active compe- tition for City business, especially by com- panies willing to plunge heavily and take the chances of a great fire. California business as a whole at the old rates has been profitable, but the profits have been made in certain localities, for in some parts of the State the annual losses and expenses have always exceaded the in- come. Carefully considering the lessons of the ;ms!, and reasoning as closely as possible Tom cause to effect, an impartial observer might reasonably predict the future of fire insurance on the Pacific Coast on the fol- lowing general outline: It is probable that all general agents eventually will be placed on a salaried basis, with a moderate contingent com- mission on theprofits, if any. The expenses of management will be re- duced. A compact system, as complex as that of the late Pacific Insurance Union, will per- haps never again be in force on this const, There will always be a Board of Fire Underwriters, and in time fair rates will be maintained, but the assictance of special agents and local agents will be more reliod on, and it is likely that at many points the rates will be adjusted by a’ committee chosen by the agents themselves. In view of the conflagration hazard in San Francisco which exists, notwithstand- ing its immunity from big fires, rates must be maintained on a_higher basis than pre- vailed during the height of the rate war, but they will not range as high as before until the long-expected great conflagration comes. After that the public sentiment will change, as it did in Chicago and Bos- ton. More of the smaller companies will prob- ably withdraw and there will be further changes of management. There will be a survival of the fittest and the insurance public eventually will seek the solid com- panies and be willing to pay a fair rate. Rates will be put on an’ equitable basis and the unreasonable expenses that have been incurred in getting business at fa- vored points will be reduced to a mini- mum, for only in that way can rates be made lower and still leave a fair margin of profit for the companies. ANOTHER HORSELESS VEHIOLE. in Use in Massachusetts, Makes Sixteen Miles an Hour. The latest and apparently most practical self-propelling vehicle yet produced in this country has just been perfected at Springfield, Mass., after three years of experimentation. This improved motor carriage is daily traversing the roadways of Western Massachusetts. The total weight is 600 pounds. The wheels are rubber tired, and run on ball bearings. The front wheels turn on their own pivot located in the hub, the axle being firmly held by the side bars. The lever in front wholly controls the carriage. The lateral movement turns the wheels, the vertical starts and stops the vehicle, changes its rate of speed and also reverses its movement, driving it backward when desired. The lever con- nections all have ball joints which can never become loose and cause lost motion. A brake drum of peculiar construction is placed under the seat and connected with a thumb-button located at the front corner of the seat. By pressing the thumb upon this button the carriage if running twelve miles an hour can be stopped within a dis- tance of four feet. _The variable speed ranges from three to sixteen miles an hour, the normal rates being three, six and ten miles. To obtain these different rates the motor does not change its speed. The increase is made in the gearing, which is alternately rawhide and iron and runs quite still. To obtain a greater speed than ten miles an hour the preuugf of the button at the front of the seat will increase the speed of the motor. The mechanism runs upon ball bearin wherever possible, and otherwise metallic bearings are used, rendering oiling un- Now and necessary, says the St. Louis PostrDis-l patch. _ 3 The motor has a driving capacity of four horsepower and is what is usually termed a gasoline motor. It is compactly located in the box of the body, weighs 120 pounds, and is of an improved type, double cylinder and self-regulating as to work required. Peculiar and ingenious devices are employed in the mixture of gasoline with air to produce the proper quality of gas, only a small drop of gasoline being used at one time. The gas so produced comes in contact with an electric spark, thereby producing an expansion of the air in the cylinder, which is already very much compressed by the action of the piston. 3 The cost of running this carriage is one- fourth of a centa mile. A supply can be carried sufficient for 150 miles and can readily be replenished at any town en route. 5 The motor has proved entirely reliable, having been run several weeks on a test, and shows no variation in power or speed. It is simple, will cost but little to run and is applicable to business as well as pleasure purposes. A OROW FIGHTS WITH A DOG. The Latter Is the Victor, but Both Are Badly Punished. Fred Wulfram of Riverdale took a stroll down to Van Cortlandt Park with his fox terrier Cricket last Sunday, says the New York Sun, to pass the rest of the afternoon by the lakeside. When he reached the lake the dog started off for fun on his own account in the old mill, to which Wulfram had taken him often to catch rats. After a few minutes Wulfram whistled for the dog, but he got no response. He went to find him, but he had not gone far when he heard the dog yelping and barking on the other side of the old manor house near Broadway. Cricket had found a large crow and was engaged with it in a fierce battle. Each was putting up a good fight, but to Fred it seemed as if the crow was ahead. The bird would rise a short distance in the air and would then dart at he dog, striking and picking him savagely. The dog Ionpmi at the crow whenever the crow came within reach and snapped and bit at him, not without good results, as bare spots on the bird's wings and breast at- tested. Wulfram shouted to the dog to encourage him. Cricket had begun to act as if he had enough, but the encouragement from his master made him pull himself together. He gave his opponent a savage rush and lucked out a lot of feathers. The crow hesitated a few seconds, as if doubtful whether it would be wise to continue the combat. Then he rose from the ground with much difficulty and, cawing dismally, flew away toward Mosholu. When Wulfram examined the dog he found that the crow had clawed him badly, having made a deep scratch on his back and several other wounds, which bled pro- fusely. After binding up the wounds with his pocket handkerchief Wulfram took the dog home. It will be several weeks before the dog will be the same Cricket as before the fight. SAN FRANCISCO “'CALL.™ BUSINESS OFFICE ofthe San Francisco CALI— 710 Market street, open until 12 o'clock every Dight in the year. BRANCH OFFICES—530 Montgomery street, corner Clay: open until 9:30 o'clock. 559 Hayes strect, open until 9:30 o'clock. 717 Larkin street, open until 9:30 o'clock. SW. corner Sixteenth and Mission streets, open until € o'clock. 2518 Mission street, open until 9 o'clock. 116 Ninth street, open until 8:30 o'clock. HOWARD PRESBY Mission st.. near Third—The pastor, H R. Farrand, will preach at 11 A. 3. and 7:45 p. M. Subject, “Isaac Bound to the Altar; or, ther's Faith Tested.” Sunday-school at9:30 A. . Prayer- 5 o'clock. 3 FIRST _ PR 'RCH, cor. Van Nessave. and Sacramento st.—Rev. Robert Mackenzie, D.D., pastor: Rev. W. C. Mer- rill, assoclate pastor. Preaching services at 11 A.M.and 7:45 P. M. Sunday-school at 12:45 p. M. deavor at v evening at € servi . M. Prayer-meéting Wednesd 7:45 0'clock. All are welcome to th EZ RELYMOUTH CONGRE Church, Post st., between Buchanan and Webster—Rev. W. . Willlams, D.D.. pastor. Preaching 11 4. M. and 7:45 P. u. Sunday-schools, 9:30 A . and 12:30 P. . Christian Endeavor, 6:30 P. 3. Morning sermon by the pastor. Even: ing sermon by Rev. Henry Varley, the eminent evangelist. Subject: “Christ, Our Passover, Is acrificed for Us.” Mr. Varley will preach every evening th NOTICE OF MEETINGS. The officers and funer- al committee of this encampment are here- by respectiully invited to assemble at Odd, Fellows' Hall, MONDAY, June 18, at 1:30 ». ., for the purpose of attending the funeral of our late patriarch, JOSEPH SCHULTZ. InF. H.and C. H. F. SCHLICHTING, C. P. MaX SCHUMANY, Scribe. EXCELSIOR DEGREE Lodge N0.2. 1.0 0. F.—Regular meeting THIS EVEN Second =< degree will be conferred. AN T.'S. G. CLIFFORD, D. M. CALIFORNTA LODGENO.1, sy 1.0. 0. F.—Officers and mem- < bers are notified to meet in lodgeroom A on SATURDAY, June 15,at 1 o'clock 7/ to attend’ the funeral of our late brother, NRY LEHRKE. HARMONY LODGE, NO 13, 1.0. 0. F.—The officers and ihe 2 funeral commitfee of the above lodge SgERNE are hereby netifled to assem ble at Odd NS Fellows’ Hall, corner Market and Seventh sts., on MONDAY, June 17, at 1:30 oclock P. ., for the purpose of attendinz the funeral of our late brother, JOSEPH SCHULTZ. By order. ED WENZEL, N. G. JosEpn G. MysELL, R. S. EF. 0 H ANNUAL PICNIC and family reunion of the Servia; Montenegrin L. and_B. Society, SU DAY, June 16, 1895, at California g Schuetzen Club Park, San Rafael. Boats leave Tiburon ferry, foot of Market st., as 9:30 and 11 A. M. and 1:50 and 3:30 ». 3. Speclal train will leave park at 6:30 P. 3. Adult’s ticket, round trip, including ad- mission to the park, 50 cents; children’s ticket, Tound trip, including admission to the park, 28 cents. Grand tombola, first prize $30 cash. COMMITTEE. B3 OFFICERS AND MEMBERS OF THE Rervian Montenegrin L. and B. Society.— You are_hereby requested to meet SUNDAY MORNING NiXT, June 16, in your hail, 10 Cal- fornia street, at 7:30 o'clock, sharp, to march to- gether to the ferr, By order of P. L. VUCANOVICH, President. Recording Secrotar; T URDER OF FORES- ters and Bunker Hill Association—| Members and friends are invited to partici- pate in the celebration of Bunker Hill and Anclent Order of Foresters' day. June 17, 1895, at_Glenwood. Santa Cruz Mountains. - An excellent programme wiil be presented, Bunker Hill ‘monument will be decorated by thir- teen young ladles, representing the original thir- teen State: Boats will leave foot of Market si " narrow-gauge ferry, at 7:45 and 8:45 A, M. Traing will stop at Park st', Alameda, both ways. Roand- trip tickets—$1 for aduits, 50 cents for children, Tickets can be procured at the office of the A. 0. . Hall Association, 102 O'Farrell st., or at the ferry on the morning of excursion. WM. G. BADGER, President Bunker HIIl Association. P. F. MCNULTY, President A. 0. F. Picnic Assoclation. B A WEEK'S NEWS FOR 5 CENTS_THE WEEKLY CALL. in wrapper, for mailing. e S T RAPRET, TOT malling, DIVIDEND NOTICES. B2, »LVIDEND NOTICE-DIVIDEND No. 20,{15 cents per share) of the Hutchinson Sugar Plantation Company will be payable at the office of the company, 327 Market st., on and after THURSDAY, June 20, 1895, Transfer books will close FRIDAY, June 14, 1895, at 3 o'clock P. . E. H. SHELDON, Secretary. SPECiAL NOTICLES. B MBS WALLACE REMOVED 1573 Turk st. to 1103, Stockton; steam, cabinet baths; room 3. EF, MisS OLIVE “WHITNEY, BATHS, hand-rubbing for rheumatism’ and pain, Room 5, 110 Sixth st. B=F LORNS REMOVED WITHOUT KNIFE; 1o pain. Chiropodic Institute, 3614 Geary. BF BOOMS WHITENED, 81 UP: PAPER- ed 23 60 up. 309 Sixth, George Hartman. B BAD TENANTS EJECTED FOR $4. Collections made, clty or country. Pacific Collection Co., 415 Montgy st., room 6, Tel. 5580. ALL COURTS—LEGAL PRIVATE MAT- Wun: contidential; advice free. ATTOR- NEY McCABE. 1027 Market st. B2 CHARLES H. PHILLIPS, ATTORNEY- at-law and No! Public, 638 Market st., opp. Palace Hotel. kesidence, 1620 Fell st. Tele- phone 570. W J. B. MCINTYRE, BOOKBINDER AND Printer. 422 Commercial st. ITUATIONS WANTED—-FEMALE. SITUATIONS WANTED—Continued. OR A FIRST-CLASS SERVANT CROSETT & CO., 312 Sutter st. AT THE SWEDISH EMPLOYMENT BU- reau first-class Swedish and German giris are fwalting situations. 332 Geary st.; telephone 983. ADIES—YOU CAN GET RELIABLE HELP at MRS. FENTON'S, 10614 Stockton st. ADIES-—GOOD SERVANTS, CITY OR COUN- try, at MME. LEGPOLD'S, 957 Market st. ITUATION BY A WOMAN WHO IS A GOOD 4 cook and thoroughly understands housework references. Address for two days 935% Howard st., bet. Fifth and Si. SEAMSTRESS AND THOROUGH DRESS ) maker desires a position as mald, invalld nurse or zrown children; understands hairdressing. Ad- dress B. H., box 118, Call Office. qrfi:,flifl\' TO DO GENERAL HOUSEWORK D or second work or kitchen work by reliable, steady young woman, in private family. Call for two days, 1163 Market Eighth, VW ANTED BY A GERMAN APLACEAS child’s nurse or todo cooking and housework. Callat Young Woman's Christian Association, 1221 O'Farrell st. (\x,k\xx GIRL, FIRST-CLASS COOK AND X housekeeper, wants a situation in a private family. Apply at 1616 Eddy st. TOUNG WOMAN WO LIKE TO WORK by the day; sleep home. Call or address 1321 Mason st. 3 G SPANTSH GIRL FROM NICARAGUA desires positionas typewriter. Please call at 25 vlor st., roo WISHES SITUATIT _/in restaurant or boarding-house to work kitchen: —understands her business. Call 29 Everett st. RESSMAKER WOULD LIKE FEW MORE engagements: $1 25: children’s clothes also. Address H. N., 2518 Mission st. W ONAN WITH FRESH BREAST OF MILK wishes child to nurse at_her home; her own child died right after birth. 1046 Vermont st. 100D DRESSMAKER: FIT GUARAN $150 yer day; cuts by Taylor system; dren’s cloth 518 Mission st. STRONG GERMAN WOMAN WANTS WASH- ») Ing or housecleaning by day. MRS.DONEAU, 1747 Mission st., bet. Th centh. W TDOW, WITHSOME M , WOULDLIKE to engage in business with a gentleman. Call 5 Mason st.,room 9, second floor. Y QUNG WIDOW DESIRES SITUATION AS housel & 21 Monigon y TOUNG WOMA 00K in private famil, call at 709 Taylor sr. R COMPETENT WOMAN, WITH boy of 7 years, wishes position &s COOK or housekeeper: city or country. 338 Seventh st., near Harrison I ELIABL the day; place; city 4 ; good references. Please R WOR washing or_housecleaning or steady WISHE TAD BY or country. Call oraddress, for 2 days. on as cook and housekeeper on Wisiies s tu; coffee piantation in Central America. Address E. B., box 104, Call Office. (100D SWE SIRL WANTS PLACE FOR general housework in American family; is g00d plain cook. Plense call at 1239 Mission 'st., basement Swedish church. JITUATION WANTED TO DO GENERAL housetwvork by reliable Scotch girl. Please call or address 809 Treat ave., in rear. W OMAN WOMAN WORK OF ANY KIND by the day: $1 a day. Address W., box 24, Call. CiJMPE;I" T WOMAN WANTS ANY KIND / 0f hovsework by the day; references. Call or address 1217 Scott st., near Ellis. YOMPETENT AND EXPERIENCED NURRE / in confinement cases; doctor's reference; terms reasonable. 988 Howard st., room 6. Fm CLASS GERMAN COOK WISHES situation in a German family; good references. Apply 229 Frankiin st. PESPECTABLE GERMAN GIRL WISHES TO attend (o store of some kind; bakery, candy or delicacles; some experfence. Call or address 532 Ha; Fm. HAMBER- maid wishes situation; no objection to the coun- ry: first-class reference. Address M., box 46, this office. W ANTED, SAN FRANCISCO, LiGHT work in Christian family with privilege of two hours on Monday, Wednesday and Friday fore- noons; references required and furnished; smail wages. Address C. V., 407 San Pablo ave., Oak? land. TOUNG LADY DESIRES A SITUATION AS housekeeper. Call 113 Fourth st., room 1. T ADY WITH HEALTHY NEW BREAST 4 milk, has just lost her baby 1 week old, would like to have a baby to nurse: can furnish milk for two. Address A., box 143, Call Of BYu2o Y OUNG LADY, A FEW MORE PU- plls for zither and piano; terms very reason- able. Piano, box 65, Call. "OUNG WOMAN WISHES SITUATION BY ITUATION WANTED BY FIRS gardener; thoroughly understands his business in all its branches: is aiso first-class horse and driver; good milker and can take charge of & gen- tleman’s place and fill all the requirements with competency; good references: wages to suit the times. Address A. R. DUVALL, 279 Jessie st. AINTER AND GRAINER, WHO 1S ALSO o competent paper-hanger,’ decorator, tinter, stc., wouid like engagement with property-owner Or others requiring such werk. Address Painter, Sixth st. HELP WANTED-Continned. IN LIGHT , steady man, trial given be- - business suited to bl $18 per wes 00 SRATOR ON at San Jose STEADY AND RELIABLE MAN WISHES fosition, thoroughly understanding the care of fine horses, careful driver and good gardener; gen- erally handy with tools: first-class references. Ad- dress G., box 146, Call Office, B"TCHEB WISHES TO GET WORK: HAS over2 years’ experience: hest of references; has some ‘experience in bookkeeping. Address S.. box 44, this office. OB PRINTER WISHES STEADY ¢ tion where he can leave off work at 3 P.M.; wages $9. Address J. M. B., 515 Pine st. JAEAN OUNG MAN, EDUCATED A Catholic from childhood, wishes position as cook or walter._ Apply at roo N TWORTHY MAN OF 25 (American) will sive 25 for & permanent situa- tion as clerk atter July 15 in & wholesale house or similar place; permanency and advancement de- gired more than large salary. Address, stating business and salary paid, G. D. MCKINSTRY, AS COOK S 3 L or boarding-house. Address SMITH, 864 Mis- sion st. TION YOOKKEEPER, LADY OR GENTLE secured. AN salary $150; must invest about $3000; well R.. box 101. this office. W V at 635 Clay at. 32 7 ANTED—1000 MEN TO EAT Bi D — CARRI WOODWORKER. B.GRAVE C i with bread, butter, potatoes and coftee, for 5¢, DALE—ROOMS 25¢ TO 50¢ open all night. ELLIS, RO anight’; $1 to V M%e iRy [l dinner on eart ONALS. PE RS. ET1IE RALPH. FROM THE EAST: genuine magnetic treatment ; rheumatism. 13 h st room 28, RS ABINET, ELECTRIC, STEAM BATILS, 50c C chronic and acute diseases treated, $6 a month up; solar bath $1; oxygen nsed, at DR. HAR MAN'S Sanitariom, C0r.'l'\\r elfth n!ul Misslon, JOINE SUITS, #15: DRESS PANTS Misfit Clothing Parlors, 513 Montgomery st A DVICE FREE—DIVORCE, PROBATE LAWS a speclalty: suits, Superior, J , Polic terms reasonab! colle M Six O , 212 Mason I L GENUINE VAPOR A MGeciri bains. 191 Sonteomery at. roors 6. JTALIAN DINNER OR SUPPER WITH WINE and cognac. 26c. 118 Washingion st K 19 SUITS TO ORDER; SAMPLE BY MAIL. £ NEUHAUS, Merchant Tailor, 115 Kearny NEW HIGH-GRADE BICYCI Jarge stock agenis wanted . attention. Add D S HAS RETURNED and resumed practice t 1 Louis Wholesalé Branch S S SHOES 15-SOLED, 40c: HEELS, 2 minutes. 635 Kearn CONSTITUTE at 44 Fourth DISH AGE 24, WISHES WORK; ing: wages no object; references. FEMALE HELP WAN W ANTED_SWEDISH OR GERMAN CHAM- bermaid, $25: infant's nurse, $25; waitress, 5 restaurant, honsework, ‘small fam- ily, 815. Point Reves, $20;_ second girl, e lady here: nurse, 52 10 ,_cily and country, , 105 Stoc WAITRE! $20 and $25; staurants, invalid's nurse, §20: girl for housework, 3 in family, a short dis tance, $25: French nurse, $25, and others. J. F. CROSETT & C0., 312 Sutter st. WAITRESSES, SAME WATER RESORT, $20: waitress, country hotel south, $20; wait- ook, small board- N 110 $15 N ‘& CO., NDRY,$8 A WE an giris, general honse: ond work and nurse, $15 and $20. C. K. SN & €O., 110 Sutter st. 10 GirLs FOR MURRAY WATTRE i’ both ways, 10 $20; t hotels, from $20 0 $25. HOTEL GAZETTE, 4! Kearny st. W ANTED—A GOOD PROT: do general housework in American famil wages, $12 a month. Please call at 1714 Mason st., bel. 9 and 12 a. NEAT RESP ABLE GIRL TAKE CARE of children and do upstairs work; German or American preferred; references. Apply 1522 Broadwa PPRENTICE WANTED AT DRESSMAK- ing: paid while learning. 1301 Larkin st. D TO ASSIST ‘all afternoon 6275 Eilis G GIRLTO DO HOUSEWORK; FAMILY of 2. Call § to 10-Saturday 748 Twenty-third. A EPRENTI FOR DRESSMAKING. £\ Antonio, off Jones, or. Ellis. {IRST-CLASS ~FINISHER _ O; coats. 1044 Howard, upstalrs. VENTLEMAN DESIKES YOUNG perner, established business. Baths, box Oftice. F NERGETIC LADIES AND GE -4 for new plan of life. health and ac ance: salary or commission. International demnity Company, 206 Sansome st. 5 VOLUN 200 25 “ ANTED—A GOOD G general housework. 8 ISHE 239 Sev RESSMAKERS SEWING GIRLS wanted: patterns cut to order, 25 cents up. McDOW ELL Dressmaking Academy, 213 Powell, STANT GIRL TO N LADY In- WORK AND ASSIST cooking. 700 Shotwell st. EMPLOYMFNT OFFICE. 1135 50 tor, Y TTERS AND TAILORS T )() DAIES X 'S GOOD SHOES, 25¢ TO $1. 562 Mission st.; also 631k Sacramento si. ND THE WENZEL'S 607 Montgome: AND MECHANIC to know that Ed Rolkin, ¥ ouse proprie- still runs Denver House, 'Jl/"“lll“ it.; 150 y rending room - daily pape) HOES 7 ANTED- in the city for new and second-hand shoe: T GLE ROOM: week; rooms for two, 25¢ a day, , 160 A DA 31 $1 60 a week: HAL S D while you wait at half usual price. TO TAKE LODGING AT 10c, 150 0o 100 2530 uight, including cofés and roils €24 Washington st., near Kearny. anteed. 56 REST IN CITY—SL 1 Pacitic House .Conimerciai and LeidesdorfY sts. 6TH _AND HOWARD— 75¢ week, 15¢ night. 10 MIN INDELL HOUSE, single furnished room: HALF-SOLED QHOE:! N D done while you wait: at fess than half the usual price: all repairing done at half price; work guar- st.and Second st. 25 cents per nighi THOUS for a room ow S WEE WEEKLY t W towns: references re A-M., 206 P. 3., at 1020 Castro st. ’“'.\ D TO-DAY—2 LIVE CANVAS to introduce horse and stock book. WARDS 7 ¢ ANTE R LASS R to sell the best article on the market in nired. Inquire from 8 to 10 y Hall avenue. #3000 per year given. O IVE PARTNER WITH #1000 CASH; half interest in manufacturing business worth Address Manufacturer, Call ce, Oakiand. Y YOUNG N BOARDING WANTED N AND SISTER, 13, IN A ere there are other little girls. plain family Address Board, box 19, Call Oflice. SIN Market and O'Farrell BAZAAR RF A VERITE HAIR-DR moved to Grant av 3 CABINETS, {9 suil 0, 10 Sixth, T)RESSES CU DRESSES 11 Geary. ueer Halr Store, CKton st.; strictly one pri CE PAID FO novels. RAPHAE HITEWASHING MACHINE AND BRUSH e only. CASI-OFF W work: 3ic vard: c tak, WRIGHT, 1360 Market: machines so HOME_ AGAIN: w prices; fine_spits, $15; dress pan overcoat Misfit Clothing Pario Montgomery -, cOr. Commercial, upstairs. QINGLE BOTTLE OF SMITH'S DANDRUFF A Pomade is guara 110 cure any case of dan- druft or falling known to fail: try SMITH BROS., F COND-HAND A% X showcases, safes, chairs, tc., and a very large s them, t00; be sure and se nd get prices fore going elsewhere. J. NOONAN, 1017-1019- 21-1023 Mission st., above Sixth. hair or money refunded: never v it. By all druggists price $1, or 102 ()45 MORE CTr— Oak Roll Top Desks, Oak Chiffoniers Oak Bed Sets..... . Oilcloths and Linoleums. We'keepe vients. -1023 Mission st., DQUARTERS LONG DISTANCE TE s cheap: send for prices. Klein 7 pmery st., San Francisco, ‘ PLACE FOR LADIES stocks and grain; large money mad investment. WHEELOCK & CO., 318 Pi; LOAKS, CAPES AND § RETAILED AT | U mirs’ cost. Factory, 20 Sansome st.. upstairs. T INETOSCOPES FOR s PHONOGRAPH outfits bought for cash. Bacigalupi, 946 Mkt ()LD BUILDINGS ND SOLD, store-fixtures, doors, windows, lumber, pipe, etc.; cheap. Yard 1166 Mission st., nr. Eighth. AND _PLUMBING. above Sixth. GA FIXTUR. 623 Golden Gate a: HUFSCHMI LD GOLD, SILVER, G DIE COLM. clothing bought. , 41 Third st N SHADES MANUFACTURED TO order by WILLIAM McPHUN. 1185 Market. S FOR 65 C i FURNITURE WANTED, H. BURD,AUCTIONEER, PAYS CASH FOR furniture and all kinds merchandise. 10 Fuiton. WANTED-MISCELLANEO fo1e lothina. hoo M book. Return G. WINT ward. T OST-—ON KEARNY ST, LADY Fin ORNT LL CARRI watch and fob; Init der please return to (. M. on case of watch, Montgomery ave, and receive reward. ]' O i BREASTPIN, 4 bet. ell Mound Park. Finder return to MR: SSH N, 2 00 Grove the day. 608 Willow ave., bet. Ellis and Eddy. | 1 Antonlo st.. off Jones, near Ellis. st.. near Stanyan, ard MUSICAL LADIES (VIOLIN AND PIANO) ROFESSOR LIVINGSTON'S DRESSOU OST — MASONIC KEYST MARKED 2 desire concert en; Az((em»m no objection to ting and making school : all branches. 702 Sut 4 S I, FISHER. " Suitable reward by returning traveling, Address W., box 107 this office.” ~ARM R COMPLE to 1308 Po WOMAN "AS " FIKST-CLASS OO 5 | G Vithont trying on: call and test. Lanre OSTSATEA baker for hotel; city or country. Call or ad- | Cntting-school, 1281 Mark - nla Savings and Loan € dress 531 California st., foom 5. T ADY WOULD LIKE SOME PLACE 10 Linurse the sick: kind to children. Call or ad- dress 518 Folsom st. LADY WOULD LIKE GENTLEM. good-paying investment; no triffers. partoe 200 fur) T ELIABLE WOMAN WA a3 Cook in small restauran 135 Larkl RE POSITT housekeepers for widower or bachelor. M. L., box 7, Call Oftice. 00D DRESSMAKFER WISHES A FEW niore engagements by the day. Address 74714 ama st. E GARMO'S . WONDERFUL FRENCH tailor method of three measures; the only piace to learn the true method of dresscutting; complete course $10; lessons given; dressmaking by the week or month: the latest in basting, bon- ing, skirts, sleeves, collars, revers, etc.; dresses made on_ short notice: cutting and fitting a spe- clalty. DE MO. 218 Powel HOTEL AND RESTAURANT WAITERS; 4 hotel cooks, $25. $i0 and $60: 2 ranch , $20; 3 dishwa- rs, §15 and §20. MUR- RAY & READY, 634 Clay st. i 2 DY ULD LIKE TO HAVE A position immediately: can do plain sewing and mending; kood housekeeper. Cail room 33, 415 Sllis JOUNG "WOMAN, LATELY FROM THE East, wishes situation as housekeeper. 1002 1 st. W WISHES A POSITION AS housckeeper or typewriter. Callat 11 Kearny Toom 27, first ficor. W ANTED—POSITION “AS HOUSEKEEPER by & compete t middle-aged woman; s good nurse_and seamstress, and also a good cook. Call at 1 Martha place, bet. Taylor and Mason sis., oft Gi 'S MENDING, MRS, GRAY- Stockton st., room 78. : ASTERN WIDOW WOULD LIKE posltion as honsekeeper; widower or bachelor. Enll at 132 Sixth st., room 23. HEAPEST AND BEST IN AMERICA—THE WEEKLY CALL, sent to any address in the United States or Canada one year for $1 50, post- axe free. QTABLEMAN, CITY, $25 AND FOUND; laborers for & larze factory: 5 coopers: woodchoppers. MURRAY & READY, 634 Cla; LACKSMITH, WHO CAN DO A LITTL farmwork, $30 and found; line-tender, $35 and found; charcoal-burner, 10c sack; 10 farmers, $20, $25 and $26; man to milk 10 cows and make butter. $20: choreman, $20: ranchboy, $8. MUR- RAY & READY, 634 Clay st. © CARP CITY; 3 MILKERS, MURRAY & READY, 634 Clay st. REDWOOD TIEMAKERS, 8c AND 100 apiece, good timber and long job: 2 Ttalian woodchoppers, red and oak cord wood, 80c and 81 50 a cord: ranch blacksmith, sieady place, $30 and board: wagon-maker, country, $2 50 aday: 4 laborers for llmekiln, $20 and board. R.T. WARD & CO., 808 and 610 Ciay st. LUMBER-PILERS, COUNTRY SAWMILL, 326 and found; 8 swampers for the woods, §25 and found. C. R HANSEN & CO., 110 Gealy st. int 129 OST—A in the name of THOM The finder will pl he name of ELIZ o Il piease return PASSBOOK WITH THE nia Savings and Loas 10 same by paying exp at7 Filbert piace, off 1" ments A and ARGAINSIN NEW A D2DJIAND PIANOS: Hazciton, Brown & Simpson, Mozart, ete. : hard- es prices; installments. EATON, 735 Market st. SRN PIANO; f 221 Leavenworth SOLE AGENT FOR THE sold on_very easy install- 1360 Market st. N EX PP B —PIANOS sold upon a new rent-contract plan: please cail have it explained; the easiest terms ever Mathushek pianos pianos rented. oftered for procuring a fine piano: full-size new up- rights from $150 upward. 0. M > JPLENDID UPRIGHT PIANG SHERMAN, CLAY & earny and Sutter sts. _SOLD TH plano; §70. corner 5 UPRIGHT Room 21, #09 Market st. ACRIFICED 160d ouilding. E D-HAND PI- L CLAY & CO.’S, cor. Kear- T BARGAT anos at SHERMA By and Sutter sis. MAX AND WIFE, TO COOK AND WAIT FOR a miners’ boarding-house, $60: farmer and wife, sce party here, $40. C. R, HANSEN & CO., 110 Geary st. P FURNISHED, M also emploves for positions of trust. s Secretary Golden Rule Labor Association, 948 Mission s femal HMAN, MARRIED, WISHES situation as porter, janitor, or about place, or Tun elevs Address C. F., box 15, this office. JXPE D MALE NURSE WANTS EXN Kagement, clty or country: will travel with patient; best of references. Address A.J. 8., 476 oxgle st. JITUATION WANTED IN MEAT MARKET, or to drive any Kind of wagon, by yonng man of 23 years; best city references. Address S., box 7, this office. (TON WANTED BY STEADY, SOBER ook and baker: hotel, resta references. D. A. SCOTT, N ‘QITUATION WANTE a8 head Cook in a countr; hotel sober, reliable and indusirious: references fur- nished L0 the same: wages to range from 840 to he Is strictly $50a month. Call or acdress S. thls office. A> RICAN MAN AND WIFE WANT SITU- 4\ ation on ranch; best reference. Call oraddress D., 474 Jessie st. ANE WISHES SITUATION; FAMILIAR with horses, cows, garden and’ general work; thoroughly reliable in every respect. Address D. N., box 111, this ofil 1ARDENER—A FIRST-CLASS GARDENER with good recommendations wishes a steady Situatlon. Address F. LUSDEMAN, nursery, cor. DESIRES A Lombard is, G s D AT, situation; city references. ress ‘ngineer, box 104, Call Ofice. ¥ W ANTED—POSITION AS CHEF IN HOTEL, restaurant or merchants’ iunch;: firsi-class practical, sober man. Address Chef, care of W. SCHMALTZ, 7 Hardle place, S. F. LIN IS OPEN FOR ENGAGE- (Crtmeia work; long experience; terms moderate. 3438 Bush st. STEADY JAPANESE WANTS A SITUATION todo any kind of outdoor work; city or coun- Iy wages no object. T. N. A., 429 Stevenson st. M DDLEAGED MAN OF STEADY HABITS wants employment where work is not heavy; low wages. Address L. W., box 160, this office, RINTER (NON-UNION), FOUR YEARS' experience at general work iu_small office, de- sires situatlon. J.P. 8., box 116, Call Office. W. R., box 51, 7 () TEAMSTERS AND LABORELS FOR RATL- 5 _FOR RAILROAD . HANSEN & CO., 110 LACKSMITH, MUST BE A GOOD TOOL- sharpener. $45 and found; blacksmith, country shop, §5 a day. C.R.HANSEN & CO., 110 Geary. W ANTED NERS, 2 carman for mine, $1 day and board: engireer fcr iuine, $40 and board: carpenter for mine, 535 and board:: milkerand butterma: er. $30 and fonn fireman, 35 and board; 6amp oiacksmith, $30 and board; 2 coopers, $30 and board; machine blacksmitli, Central America; farmers, teamsters and others. Apply J. F.CROSE1T & CO., 628 Bacramento st. [ ANTED—GOOD TRONER FOR COUNTRY laundry, $30. LEON ANDRE, 315 Stockton. W ASTED—FIRST-CLASS ~ GENTS — FUR- nishing goods man; good reference required. RAPHAELS'. W ANTED—A SMART RESPECTABLE MA who can read and write English: to be compe tent to work In a lodging-honse; references. 1114 Antonia st., off Jones, near B'Anmméfmn EM rbers’ 12 (300D BARBER FOR SATURDAY AFTER- noon, Sunday and every evening. 609 Larkin. (309D BARBER F R SATURDAY; WAG! 33, Third st. Bummi FOR SATURDAY. Fourth st. BAB’B’J’& FOR SATURDAY AND SUNDAY. 1229 Dupont st. BARBE&”H}DA?: #3; BOARD. APPLY 412 Folsom st. BARBER FOR SATURDAY AND SUNDAY; #ood wages. 1502 Folsom st. BarsER SATURDAY AND SUNDAY; steady. 629 Union st. CALL 105 EW ELE LOW PRICES. KOHLER & ANT UPRIGHT . STANDARD makes, almost new, halt original cost; see at QTEINWAY UPRIGIT) F.W. & CO., 721 Market st. SLIGHTL B grand tone; half-cos NCER, 721 Ma JUPERIOR VIOLI H. MULLER. mal 36 eusy terms. W ZITHERS, OLD & rer. it FRENCH UPRIGHT “BER ;. Upright square planos from £50 upsward, ‘ay’s Piano Factory, 1729 Mission si. BADGER, WITH KOHLER & CHASE 0 O Farrell s M. G, 2 ARP BY S ARD; DOUBLE action and elegantly finghed; is found with difficulty anywhera: & nice selection Is at present exhibitéd by SHE MAN, CLAY & CO. WITH OUR 125 each. MAUVAIS,769 Marke NEW PROC £X ‘ments or worthless pills used her own physician for all female troubles: no m ter from what cause; restores always in one da ted safe and sure call on men nowledge can be sent&use cases guaranteed. DR. POPP 2 AND SAFE CURE FOR Iadies may have kill and attention of a physici; successful practice; & home in confine best possible care, with the ps the conv ALL their case, they will find in her a | consultation frec and absolutely coni positive cure for the liquor, morphine and to babit; every case guar: bealth. MES. DR. GWY. es and Leavenworth. RS. GOODW DISEASES OF women; ladies red quick relief irregularities restored daily; sate cure no instraments: home in confinement ; 0 I of disease Euarapteed best skill; low fees; pills $2. 1370 Market 5. TREE OF CHARGF TOANY ON NDING L their name and address to B. ] box 111, I will 1tis or blad- der trouble, er how long standing. ] U-PRA MALE RF TING PILLS; safe and efficient $1 per box. RICHARDS & CO., druggisis. 406 Clay st., sole agents. RHEUMATISN, 1A, V cial attention giv diseases. J, DONALD, M.D., 1236 Market st. Hours and 7o 8'p. M. send dc, s in letter ~ FEMALE IRR red in_one d guaranteed at any time AL LY s remedi MRS, R. RICORI sure, reliable: son et Cie, Agt AUD. S APHRO TABLI modern remedy for the cure of neurasthenia, impctenc nd all disorders of the sexual organs: $1 a box: 6 boxes $5: send for circular. J. H. WIDBER, cor. Market and Third. sole agent. \ LADIES IN TROUBLE CONSULT THR 4. only reliable’ specialist in San 3 stant relief: $500 paid for any case I cannof board; skillful attention during confinemen cial attention to diseases of the eve: advice consult_free. DR. WYETH, 916 Post st., near Larkin. M confidential. MRS. DR. SCOTT, 11014 T MES. Dr Wi NER, PRIVA’ AW “Sor all female disease eparate homes for la- dies before ana during coniinement; have enlarged and arranged my home to.suit rich and poor; ir- regularities cured in a day : guaranteed: no instru- ments; regular physicians of long and successtal practice: travelers attended: no d all business strictly confidential; bables adopted. 419 PEITIVE, GUARANTEED CURE FOR IR regularities; used for years In private practice with {nvariable success éven In most aggravated Cuses: ensy to take: perfectly natural In actio 10 pain, exposure or danger: cure: sent securely sezled on receipt of strictly confidential. Address BERGETOLE, P. O. box 2223, S. F. R. AND MRS. DR. SCHMIDT. FORMERLY of 121114 Mission, now 1508 Market st. : month- ¥ irregularities cured ina few hours; guaranceed: DO instruments used : sure preventive. DB HALL 14 MALLISTER, SECOND FLOOR, next Hibernia Bank: disea DRIVATE HOM man’ midwite. JICE PRIVATE HOME I at the most reasonable price in the city. MRS. M. PFEIFFER, midwife, 2014 Folsom st. FIRREGULAR OK ANY ¥ see Mrs. Dr. Puetz and be LPEAU'S FRENCH PILLS. A boon to ladies troubled with irregularities; Do danger; safe and sure; $2 50, express C. O. D. don’t delay until too late. OSGOOD BROS, Oak- land, Cal. “agents for Alpeau et Ci INT; GER- , 1310 Mission. CONFINEMENT KO che: CHASE D EAS good plano by renting. HLER & CHA' R PLAN TO BUY A Be careful to go to , 28 &nd 30 0' . STEINWAY, FISCHER AND other first-class makes of pianos: lttle used: ap for cash or on easy terms. KOHLER & 28 and 30 O'Farrell st. address in the Cnited States or Canada one yenr for $1 50, post~ age free. 7 to 8 reasonable. fourth and Bryant sts. quarts: sal uantit CRARLES HARKINS, ‘Twenty KINS, Twenty- 2 FR for family use. HITE'S y H MILCH COWS FOR SALE; GOOD Apply 215 Linden st. ING-MACHINE FOR SALE: ankiin st. cheap. 4 BARBER WANTED FOR SATURDAY. 2140 Mission st. WAN;I'F.D—BARBEB FOR SATURDAY AND Sunday. 23714 East st. W ASTED_BARBER FOR SATURDAY. 10553 Folsom st. ANTED—A GOOD GLASS BEVELER. 108 Mission st. OR SALE—CHEAP, A in good order. Call COND-HAND SAFE Apply to J. L. FIELDS, 109 ifornia st., room 4. Cox,rzuu PNEUMATIC, ONLY $30; BAR- gain. 328 McAllisterst. 573 Market st. ASENGI TO b HORSE PO 8 months; perfect order. At W EAPERIENCED YOUNG MAN IN GENERAL merchandise, care of horses, etc., wishes posi- tion in country: can furnish best of references. L. V. B., box 109, Call Office. PAISTER GRAINER AND PAPER-HANGER Wants job by the day or contract; first-class workman. NORTON,:1¢ Maris st., oft Chesley, bet. Seventh and Elghth, HRISTIAN MAN AND WIFE WANT PLACE In private family: man as butler or gener- ally useful, wife as cook; references: $30 boih. Address J. R.. box 67, Call Office. OOK — MIDDLE-AGED, SOBER, STEADY man wants work in a chop or funch house: un- derstands barkeeping, Address H.LUMAS, 611 Howazd st. W ANTED-A WORKER IN SHEET IRO ' Apply at 332 Bay st., oetween 8 and 9, to-day. ISHWASHER; YOUNG OR MIDDLE-AGED man; $16. 334 Bush st. EAT-CUTTER AT THE BLOCK; early. 439 Hayes st. CALL 00L TABLE AND BAR CO TER. 118 Washington st. ¥ : FIRE AND BURGLAR 1 Toom 95, 305 Larkin st. ILSHIRE SAFE, LETTER-PRESS, SCALE, coffee-mill wad money-till: cheap. 102 Clay s WANTED—GOOD WAITER. APPLY 15 Btockton st. RAVELING VIEW PHOTOGRAPHFR wantsfan active, temperate and reliable man with 850 to take half interest in view business: rejerences. Address Photographer, box 5, Call. 1VE MEN WANTED ATONCE T0O HANDLE A summer article; s day. Apply at store, 328 Seventh st. N sy P IDDLE-AGED MAN WANTS WORK: UN- derstands plain cooking; can milk and care for garden; best references. Address 143 Minna st. G_OOD PAYING LAUNDRY OFFICE AND 5-chair barber lh;&v £00d reasons for selling; investigate to-day; $223. 137 Third street. 1 LOT OF EASTERN STANDARD MAKES of safes which have been taken in exchang part payment for the Waltz safes, as follow, 8 burglar-proot bank orcoin safes, 7 jewelers’ safes, 8 pawnbrokers' safes, 13 merchant safes: fire and burglar the: 221 and 223 Markel ¢: st., proof: all stzes; at legs than_half cost: seo m before you order. The Waltz Safe Salesroom, factory 18 and 15 Drumm San Francisco, Cal. N EW RANGES CHEAPER THAN SECOND- hand. W.S. RAY Mfg Co., 12 California st. ULAIRVOYANTS. EON, PALMIST, CLAIRVOYANT, reader, 533 Post: hours 6 10 8 dally LIFE also Sur day. M ter of the sevent years of age; lad| MPE. PORTER, CARD-R VL 50c: gents #1; palmist tings $150. 210 Turk s gents 50c. 917 Ma M erby eggs and car'ls (in Enzi entire life, past, prescnt, future; consultations on all_affairs, nothing excepted; names given: good advice; sure help: restores 1st love by sympatiy; mistake impossibie: fee $1; leiter $2.” 30 Kearny. A UGUSTA LEOLA. FORTUNE TELLER; magic charms: love tokens; true picture of Tuture wife and fortune-telling; ting, eic.; has the develops clafrvoyar oly seals and the Palestine wonder seven e fee 81 and upward. 2326 Missior SPIRITUALIS, TEST _ CIRCLE YOUNG, 605 McAl RS, SHEEHAN, TRITUAL ME circles, Mouday, Wednesday and Friday, § DIUM; 25c. 765 Market st. RS. DR. 8 E. B. REYNOLDS, THE Misowa d successtul business, fest o ing medius HLESINGER, healer; tobacco and alcohol cure . S. SEAL_SPIRITUAL MEDIUM: RE- Liglous cir. Wed. § p..; Thurs., 2 1M Allister st. e e — ASTROLOGY. WELL- est and heal- M AND 34 Page. OUNTERS, SHELVING, SHOWCASES boughtandsold 112114 Market bel. 7th and 8t STRALSEER—PROF. HOLMES, 523 GEARY A 8t.; horoscopes, questions, stocks, advice.