Omaha Daily Bee Newspaper, April 25, 1909, Page 15

busiricss in this state numbeged M6, There | $169.938, also an increase of The net| Two hundred years of continuous busi- ||(|i| STATE OF NEBRASKA, OFFICE OF AUDITOR OF FUBLIC ACCOUNTH, STATE OF NEBRASKA, OFFICE OF AUDITOR OF BUBLIC ACCOUNTS I sy AR - | neas existence Sy -avawth® bofiatls LN, February 1st, 3 A # OF PUBLIC 4 NTS | f wero five Nebraska stock companies, | Prémiums for 108 were $IL707, an in-|ness cxistence and steady growth constl- ||l IT 18 HEREBY CERTIFIED, That the Fidelity and Casualty Compuny s B 2 LINCOLN, February 1st, 1909, ||| { ninety-nino stock companies of other |CFeASse of $102719. The Columbla has In-|tute a record without parallel among pri- | |fllj| of New York, in the State of New York, has complied with the Insurance Law IT 18 HEREBY CERTIFIED, That the Title Guaranty and Surety Com- |||l states. seventy-one mutual fire companies, | CTeased its assets from $200,000 to over | vate enterprise in the world today. Of this State. applicable to such companies and is therefore authorized to con- pany. of Scranton, In the State of Pennsylvania, has complied with the Insur- || n THE OMAHA SUNDAY BEE: APRIL 95, 1909 STATE'S PROFIT FROM INSURANCE| Nebraska’s Treasary Entiched to the Amount of $539,307.87 in Last Six Years. SIXTEEN THOUSAND LICENSES OUT Insurance Department of the State is Poorly Equipped. ANALYTICAL STATISTICS LACKING Economic Importance of Inurance Busines is Tremendous, FIGURES ON FIRE, LIFE, ACCIDENT Nebraska Life Compan Are Growe in Encouraging Fashion, and the Fraternals Are Mak- & Great Gains. lite and accident insurance busi- ness jn Nebraska foots up a very sub- stantlal total In these later years. At the presient time there are 16,000 certificates granted by the state insurance depart- ment, Indicating that many agencies ot several hundred companies. There are not that many agents, of course, since one agent oftdn represents several companies, and he must have a certificate for each cgmny represented. Just how many agehts thero are, not Fire, even the state In- sUkgnce deputy can tell; nor can the in- slifinde department of the state auditor's offfés tell the percentage of losses in Ne- brilkka to premiums pald. These statements some explanation of a peculiar con- ditlby existing in this state. the six years preceding 18 the entire rof8ipts of the insurance deputy’'s office tof $198,763.87. During the same time the palaries and running expenses of the o cost the state $30,640, a Bnlance on the right side of the ledger of $168,223.87. During the six years since 1908 the mmount collected for the state te#hsury from fees and taxes totaled 787, while the expense was the #8fle, $30,640, leaving a balance tp the state of $689,307.57. b Ofce Force equate. I8 spite of the tremendous Increase in intdme from fees and taxes, the office forte has not been increased, nor have the salaries been boosted. The result of this raffoy 1s, that analytical work on .reports is Aimost totally neglected. Today there is pil#a on tables in the state insurance deguty’'s office hundreds of reports that havs not been examined or tabulated by the state actuary, because of lack of time on his part and insufficlent help at the time when the reports come in. During the sesston Of the legislature Mr. Wiggins, the actudry, was kept busy looking up infor- mation of one kind or another, or making examination The state auditor, very properly, perhaps, has considered the mak- ing of examinations of companies as of more \importance than the tabulating and analyzing of reports. 8o the reports awalt the day when the state actuary shall have the tife to attend to them. For the blennium ended December 1, 18, the recelpts pf the Insurance department of Nebraska were $23,743.84, divided as follows; From fees, $63,602.76; taxes from fire Insurance companies, $23,956.43; taxes from life’ insurancg. companles, 3$3,883.77; taxes from surety gompanies, $8s81; from 2 per cent op.gross premiums, $119,50.13; from 2 per cént tax on surety und miscel~ laneous companies, $13,761.94. For the same period the total expense was: For salaries, $7,680; running expensed, $2,500; total, $10,180. Fizld i Well Covered. On November 2, 190, the companies doing thus leaving Fidelity, * casualty and surety companies 508,004 $ 7465528 $7,084,913 Losses paild in Nebraska during 1907 reached the total of $4,7624%, ak follows Fire inmirance companics Nebraska stock compunies.. $ 284.1% 8tock companies of other states 967.6 Mutual companies. 301,519 $1,553,329 Life, accident and miscellaneous companies— Nebraska legal reserve life com- panies .. Y Legal reserve Mfe companies, other states ...... . Mutual benefit, life and aceident companies .... . Fraternal beneficlary socleties { Mutual hail and piate glass com- panies ... o " Fidelity,' casuaity and surety com panies .......... o 149,919 3, Eeonomie Importance Tmmen: The widespread economic impoftance of the insurance business of the United States can best be shown by some statistics printed by the Spectator, the New York insurance journal, on March 4 and %, last. Mllowing s a summary of the figures printed, giving the financial condition of the principal fire Insurance companies operating In thig country, as of date Jan- uvary 1, 1909: Cash capital Total nssets . Net surplus é Net premiums written 1908 Total income 1908.... Losses paid 1908.... . Dividends to stockholders. ‘ Total disbursements .. e This showing may be considered as what remarkable, from the fact that the year following the San Francisco fire wi a very bad one for the companies. Security values almost touched bottom, affecting dlsastrously the financial exhibit of a great majority of the companies. The following year, 1908, was also quite unfavorable, be- ecause premiums decreased while losses fn- creased, but fortunately for the the values of securities noticeable degree. Great Showing of Big Ones. some- companies improved in a FIRE WARDENS ARE CREATED Governor Will Appoint a Chief and Two Deputies for State. MAYOR NAMES ONE FOR OMAHA Duty of Wardens Will Be to Take Precantions Against Fire and to Punigh Incendiarism \ Where Possible. A law to create a state fire marshal, with two assistants, was passed at the re- cent wession of the legislature in Ne- braska, together with a law to create the office of fire warden In the city of Omaha. Under the new law the governor appoints the state warden and stants and the mayor will appoint the warden when ass city the law takes effect—July t a salary of 31,600 a year. His duties will be to see that all ordinances of the city affecting the matter of fire prevention are enforced and also to Investigate the causes of fires He will likewlse be cxpdeted to cause the removal of possible causes of fire, have an oversight of the storage of combustibles and generally watch for the preservation of property from fire. Similar dutles de- colve on the state wardens, in a larger field. Possible convictions for Incendiarism are not regarded elsewhere as_ the smallest part of the dutles of a fire warden. Sta- tistics from the office of the fire mar- ghal in Ohfo show that the number of convictions for Incendiarism in that state in the last three years exceed the num- ber convicted during the hundred years preceding the creation of the office. In Texas also, during the last winter, an effort was made to establish the office of fire marshal because of a loss during the last year of $7,000,000, as against not quite $5,000,000 loss In Nebraska Good Work of Wardens, Premiums, 1908 ... Total income, 1908 ... Total payments to polic: Total disbursements, 1808 ......... New,_business pald, 1908, including re Ordinary . Y7 Industrial Whole amount in Ordinary . . Industrial Gain of amo Ordinary . Industrial holders, force Jan. 1, 1909 force in 1908 For 161 life insurance companies, includ- | Nine states now have fire wardeng, part ing one Omaha and two Lincoln compantes, | of whose duty in Minnesota and the coast the following showing was made, as of | states Is to protect the standing timber date January 1, 1009: as well as other property. Bankers' Midwest All Reserve Life Bankers' Companies. Omaha. Lincoln, Lincoln Total RSSCts ...o.oooviineiiiine $ 3,464,672,608 § 1,666,344 § 161,582 § 2,813,039 capital and unassigned funds ... 250,325,014 389,340 120,239 884,372 331 5,087,184 1,453,418 23,923,074 144 The life insurance companies of the country hold for the future protection of the policy holders mnearly $3,500,000,000. Further, this vast aggregate is well in- vested, and about every penny of it Is alding, in one way or another, in the de- velopment of the country. The outstanding contracts of the companies comprised in the above table, for ordinary and industrial ]Insurnnc», represent $14,600,011,718. Standing piedged, as they do, tb cistribute this money as the contracts mature, the good manuge- ment, and good treatment by the states and the natfonal geveriiment, of the com- panies invaived means very much to the economic welfare of the nation, because the Interests of the companies, the polcy- holders and the- country-et-iarge are all closely interwoven. Columbia Fire Insurance Company. The Columbla Fire Insurance company gf Omaha makes a notably good statement for 1908, especially ‘as it carries all its in- 'vestments at par value, not taking any ad- vantage of the numerous increases made during the year. Its assets are 31,082,632 which puts the company in the millionaire class. The increase in assets for the year is $159,612; the reinsurance reserve, $665,500, n increase of $133,606, and the net surplus, Some Investigators assert that fully 50 per cent of fires are incendiary and that A very large per cent of the rest are caused by carelessness, some of it of a criminal nature. Advocates of the fire warden system insist that specialists are needed to cope with the problem of fire protection and for the investigation of suspiclous conflagrations. W. S. Rogers, the state fire marshal of Ohfo, in a paper recently printed, says that until the cre- atlon of the speclal force of detectives in that state court officers agreed that, per- jury aside, incendlarism was the crime in which trial was most likely: to result in Pacquittal, for the reason that in arson cases there Is always difficulty In estab- lishing the fact that a crime has been committed. “The incendlary,” says Mr. Rogers, bothered with no plunder which has be concealed or sold,” whereas “the bu glar must bother with the Koods.” He says further that “the most Important result of the activities of a fire marshal the deterrent effect. Knowledge that incendlaries are quickly pursued and usu- ally punished greatly diminishes the num- ber of crimes.” “a to Sun Insurance Office. STATE OF NEBRASKA, —Office of— AUDITOR OF PUBLIC ACCOUNT! LINCOLN, Feb. 1, 1909, the Insurance Company of | America of Philadelphia, in the sta of Pennsylvania has complied plicable to such business of Fire, and Inland insurance for the current ary 31st, 1910 Witness my hand and the seal the Auditor of Public Accounts, day and year first above written Tornado, in this staf (Seal.) Auditor of Public C. E. PIERC! CERTIFICATE OF STATE OF ) ~—Office o AUDITOR OF PUBLIC ACCOUNT LINCO! Feb. 1, 1009 IT 18 HEREBY CERTIFIED, . Deputy. BRASKA, surance compan Edinburg, Sco! land has complied with the insu; ance law of this state, applicable Fire insurance in th 1910, the Auditor day and year f Public Accounts, first above written SILAS R. BARTON, (Seal.) Auditor of Public Accounts. C. E. PIERCE, Deputy. 'Phene Douglas 970 CERTIFICATE OF PUBLICATION. IT 18 HEREBY CERTIFIED, That North with the insurance law of this state, ap- companies, and 1s therefore, authorized to continue the Marine year ending Janu- the SILAS R. BARTON, Accounts.. PUBLICATION. such companies and is, therefore, au- thorized to continue the business of state for the current year ending January 31st, Witness my hand and the seal of the 8. te the attention te of CERTIFICATE OF PUBLICATION. STATE OF NEBRASKA, —Office of— AUDITOR OF PUBLIC ACCOU LINCOLN, Feb, 1, 1809 IT 18 HEREBY CERTIFIED, That the London Assurance Corporation Insurance company of London, Eng- land, has complied with the insurance law of this state applicable to such companies and Is, therefore, author- ized to continue the business of Fire insurance in ‘this state for the cur- rent year ending January 31st, 1910 Witness my hand and the seal of the Auditor of Public Accounts, the day and year first above written. SILAS R. BARTON, (Seal.) Auditor of Public Accounts. C. E. PIERCE, Deputy. 8. - That the Scottish Union and National In- t- - to After 6 P. M.—Harney 1059 surers to these facts and respectfully solicit a share of your patronage. of careful in- CERTIFICATE OF PUBLICATION. STATE OF NEBRASKA, —Office of- AUDITOR OF PUBLIC LINCOLN, Feb. 1, 1909 IT 1S HEREBY IFIED, That the Liverpool and London and Globe insurance company of Liverpool, England, has complied with the In- surance law of this state, applicable to such companies, and is, there- fore, authorized to continue the busi- ness of Fire insurance in this state for the current year ending January 31st, 1910, Witness my hand and the seal of the Auditor of Public Accounts, the ACCOUNTS. day and year first above written. SILAS R. BARTON, (8eal.) Auditor of Public Accounts. C. E. PIERCE, Deputy. WEBSTER, HOWARD @ CO. GENERAL INSURANCE AGENTS Twenty years faithfully serving our patrons.and still representing companies absolutely sound and reliable with assets aggregating $60,000,000. All losses adjusted from this office promptly and paid in cash. We call CERTIFICATE OF PUBLICATION. STATE OF NEBRASKA, —Office of- AUDITOR OF PUBLIC ACCOUNTS. LINCOLN, Feb. 1, 1800, IT 18 HEREBY CERTIFIED, Thyt the St. Paul Fire and Marjne Insur- ance company of §t. Paul, in the stite of Minnesota, hds complied with the insurance law of this state ppit- cable o such companies and is, there- fore, authorized to contimie the busis ness of Fire insurance in this state for. the curfent year éending Janunby* 31st, 1910, Witriess iy hind and the seal of the Auditor of Public Aeccounts, the day and yea¥ first above wrjtten BWILAS R. BARTON, (Seal.) Auditor'of Public Accounts. C. B. PIERGE, Deputy. CERTIFICATE OF FUBLICATION, STATE OF NEBRASKA, —Office. of— AUDITOR OF PUBLIC LINCOLN IT 18 HERF the Hanov e company of New York, in the stgre of New York, has complied with the insur- ance law of this state, applicable to such companies and 1s, therefore, au- thorizod to continue the business of Fire insurance in this state for the current year ending January 3lst, 1910 Witness my hand and the seal of the Auditor of Public Accounts, the day and year first above written SILAS R. BARTON, (Seal.) Auditor of Public Accounts. C. E. PIERCE, Deputy. ACCOUNTS. 1909 Fire Insuran 326 Bee Bldg., OMAHA, NEB. H. E. PALMER, Pres. J. D. FOSTER, Vice-P; CERTIFICATE OF PUBLICATION I JOSEFPH BARKER, Secy. H. E. Palmer, Son & Co. ' CAREFUL UNDERWRITERS | Surety Bonds of Every Nature Executed Immediately; Accident, Steam Boiler, | Employers’ and Public Liability, General Liability, Landlord’s and Contractor’s | | Contingent Liability, Burglary, Plate Glass, Sprinkler’s Leakage, Flywheel, Ele- | | vator Liability, Workman’s Collective Insurance, Automobile Insurance. ' CERTIFICATE O FPUBLICATION tinue the business of Accldent, Health, Liability, Fidelity, Plate Glass, Steam Boller, Burglary, Surety, Fly Wheel and Workmen's Coliective Insurance in this State for the current year ending January 31st, 1910. ance Law of this State, applicable to such companies and is therefore author- ized to continue the business of Surety and Fidelity Insurance in this State ||| for the current year ending January 31st, 1810 I This unique distinction® is enjoyed by the anclent Sun Insurance office of $1,000,000 in nine years, which certainly forty-six legal reserve life companies, four shows a capable management and safe un- hall and plate glass companies, twenty-four —— with premiums recelved, we mutual benofit * associations, life and | 9erWriting. This company is now licensed | and throughout the civilized world agents | Summary of Report Fiied for (ll;;c(\;gs\r Ending December 31st, 1908. Summary of Report Filed for the Year Ending December 31st, 1908. S = to transact business In Iowa, North and|and pollcy holders of the venerable insti-|||lll 5 g INCOME I accident companies; - fifty-one fidelity, Premiums .$6,9217,521.08 I casualty and surety companies; forty-six | SOUth Dakota, Kansas and Oklahoma, be-)tutlon are this year celebrating the bi- ||(j|| All other sour 166 by e P corn S I Soateina \BURAEIADY Sodletion, sides its home state, and among Insurance | centenary. The record of the Sun Insur- | || e ; Risks Written in Nebraska during 1907, | Men Eenerally it s conceded that the | ance office becomes all the more remarka- \ otal Mogmtyss L o I Fire insurance Risks Prem. companies— Written. Rec'd. Nebraska stock com- panies ... vooo § 69,216,632 § 922,541 Stock companles other states 182,182,877 2,829,664 Mutual compantes. B5,608577 658,208 $306,968,086 $4,440, 441 Life, accident and mis- cellaneous companies— Nebraska legal reserve companles ... 5,762,449 § 864,770 Legal reserve life com- es 0f other states 5471662 2,676,188 Mutual benefit life and accident companies..... 35,708,000 677,64 Fraternal beneficiury so- | cletles .. DATEL 2,620,860 Mutual hail companie 3,429 Certificate of Publication. BTATE OF NEBRASKA, ~Office of— AUDITOR OF PUBLIC ACCOUNTS. LINCOLN, Feb. 1, 18, IT 18 HER! Y CERTIFIED, That the ganizations In the west. always been noted for management, its prompt settlement payment of losses, and the widespread confidence it has enjoyed from the Insur- ing public. This company publishes and sends out as advertisement a glving a description in detall of ea estate owned, each each bank In which the amount in each, its h real block of bonds owned. it has a deposit enabling the stock- as to the safety and resources of the com- pany. A recent examination made by the insurance department of the state of Ne braska discloses the following Informa- tion for the public: I know of mo company that more aggressive in striving for business than the Columbia Fire, but it has kept its charges for agents' commissions & management expenses well in the safety. Its books are well planned and correctly kept. The home office expenscs are very reasonable, and the number o Hartford Steam Boller Inspection and In- | employes are kept down to the minimum. surance compuny of Hartford, in the state | There are but two salaried officers, the of Connectiout, has complied with the in- | secretary and assistant secretary, no salary surance law of this state, applicable to|ever having been paild to other officer or such companies and is, therefors | director. I find much to commend in the ized to continue the business of m . management of this company. It setties Boller. Insurance In this state for ihe cur- es promptly and equitably, and confines rent year ending January. Sis{, 190 it business to nearby territory. Summary of report flled for the yesr! Tuls company Insures property against ending Dccember Slst, 108 loss or damage from fire, lightning, cy- INCOM clone, tornado and windstorm. Premiums ... 81,18 All_other sources ... 19 T When Lackaye Was Lacking. ¢ Total ..... ~3LUIWM | wiiton Lackaye tells the followlug story Paid golicy holders. of his early wfforts: Al other paymeat “Lawrence Barrett had engaged me to ota 708 Aduitted assets ... . LIABILY Unpald ~ elaims and eXPEnSes .............5 3211 Unearned premiums .. 18578916 All other liabilitie 98,250, T1 Capital stock paid up.. 1,000,000.00 Surpius beyond capital stock and other lia- bilities $2,008,391.98 1,418,084.43 $2,418,000.43 Total $4,424,426.41 Witness my hand and the seal of the Auditor of Public Accounts the day and yedr first al written SILAS R. BARTON (Seal) Auditor of Public Accounts. E. PIERCE, Deputy. W. S. Cartis, Special Agent 105-406 McCague Bldg. Omaha, Aeb. TE OF PUBLICATION, STATE OF NEBRASKA, UKFFICE OF AUDITOR OF PUBLIC ACCOUNTS. LINCOLN, Feb. 1, 1909, IT 18 HEREBY CERTIFIED, That the Commereial Union - Fire Insurance com- pany of New York, in the state of New ork, has complied with the Insurance aw of this state, applicable to such com- anies and .nerefore authorized to continue the business of fire insurance in this state for the current year ending January 3lst, 1810. Witnuss my hand and the seal of the Auditer of Public Accounts the day and year first above written. ¥ BAR ION, . .. BILAS el Aw ublic ‘Ac ounts. ve | play ‘another,’ one of his friends, in ‘Fran- | cesca da Riminl’ 1 was engaged to play at $3 a week and provide my own cos tumes. That seemed cas enough, but after we had been out six weeks Mr. Bar- rett began putting on the other plays of his repertory, and I had to play several parts in each, and that meant as many changes of costume. I bought what I could and borrowed the others. It was | about this time that he played ‘Jullus | Caesar.’ 1 appeared in four roles and got on very well by borrowing, until the last act. Then all the other members were on the stage and needed thelr costumes as Roman soldiers. I put on a pair of ragged pink tights and ar old white tunic that | Otis Skinner had outgrown and discarded— | he was about a head shorter than I knew 1 was not looking my best in them, for I was as tall as I am now and welghed 12 pounds. But I was not prepared for what Mr. Barrett said to me. “When the curtain fell he beckoned to me. 1 approached. ‘What do you think you are impersonating? he asked 1 am trylng to Impersonate a camp follower, one Who skulks after the army and robs the dead,' I answered. “Mr. Barrett took another long survey of my unattractive person before he re- plied: ‘You looked like a sore finger.'"— The Designer. Quick Actlon for our Money—You get that by usiig™The Bie sdvertising columns | Columbla has one of the finest agency or- This company has conservative and statement, | and holders and the public generally to judge has been | lMmit of | The Sun also laid the I am. | ble when it Is recalled that, the statistics of the not more than flve out of 100 Dusiness en- | terprises are successtul. Very few f even | the enterprises reckoned as successful en- joy a continuous life of more than'a gen- Leration. The old “Sun of London," as the agents refer to the company, not only has in the matter of continuous existence a record but originated most of the practices which now underlie the vast fabric of modern fire insurance which, more than any other according to commergial agencies, fac supports the commercial credit of {the world. In 1714 the Sun appointed a | bricklayer and carpenter to be the what was then-galled a “surveyor,” and this ap- pointment was the origin of the present complicated system of inspection by which | the hazard of a risk and the rate are de- | termined. foundation for the | modern local agency system when It ap- | pointed, early in the Eighteenth century, a represcntative at Shakespeare's home— | Stratford-on-Avon—Josiah Freeman. Modern fire departments were also orig- inated by the Sun. Barly in its history it or as watermen,” whose duty it was to pro- tect the risks upon which the Sun had is- sued policles. In addition to these things the Sun also | originated many underwriting practices of | i fpurely technical interest. { After 1% years of business confined to England the Sun began to accept colonial and foreign risks until at the present time | in | it maintains agencles In very country | the world, where modern business methods | have penetrated. This geographical ex- pansion has been accompanied by a cors responding financlal growth. After its fir twenty years of existence the Sun had in- sura in force amounting to 350,000,000, In 1801 this had increased to $400,000,000; In 1890 it was $1,82%5,000000; In 1904 It was 0,000,000, and at the present time the ' | insurance in force s close to $3,000,000,000. In adadition to cash assets of over| 0,000 (15,367,370, to be exact,) Sun | policy holders have the protection of $12, 0 of subscribed and guaranteed capital. The Sun's net surplus above all labilities | amounts to $5,02,180. | The value of experlence is only demon- | | strated by the after effects - o™ Many a woman puts everythi back 1o make & good front ¢ o0 her The trouble with the family skeleton | that i s mever as dead ns it seoma " It's no fun for & woman to tell a sec to any one she thinks will keep 1t Look pleasant even though you may not be golng to have your plcture taken. It doesn’t do much good to try to dodge the collector when there's the devil to pay, | “There 1sn't a great deal of difference be- tween being called down and being shown up. The man who minds his own business I London, | ||} | nized a company of what were known | [1sn't 80 llable to have other people doing | it for him. It~ we could read-the- future as we can Pald Policy Holders All other payments . Total Admitted Assets I Unpald Claims and Expenses. Unearned Premiums All other liabilities. . Capital Stock pald up Total Witness my hand and the seal L and year first above written. (Seal) C. E. PIERCE, Deputy. | ||| Surpius beyond Capital Stock and other liabilities. . 2,011,834.00 | ..$1,629,597.62 . 81570,269.09 . 488,184.95 . 1,000,000.00 of the Auditor of Public Accounts the day SILAS R. BARTON, Auditor of Public Accounts, Paid Policy Holders . All other payments. .. Toted ..piieeess Admitted Assets Unpaid Claims and Unearned Premiums . All other labilitles. .. Capital Stock paid up Surplus beyond Capital Stoc Total Witness my hand anc and year first above written. (Seal) C. . PIERCE, Deputy Telephones—Bell Douglas 29; Independent Al1129 OFFICE-500 TO 506 BRANDEIS BUILDING T3 643.800.44 $1,716,045.00 172,038.25 I 318,319.11 I 61,980.67 § 552,342.08 800,000.00 | 363,702.97 1,163,702.97 |If oain $1,716,045.00 I of Public Accounts the duy “ SILAS R. BARTON, Auditor of Public Accounts, CERTIFICATE OF PUBLICATION STATE OF NEBRASKA OFFICE OF AUDITOR OF PUBLIC ACCOUNTS LINCOLN, Febr 1909, IT 18 HEREBY the Liverpool and Insurance Company the State of New York, has compiied with the Insurance Law of this State, applicable to such Companies and is therefore authorized to continue the business of Fire and Tornado Insur- ance in this State. for the current year ending January 31st, 1910. Witness my hand and the seal of the Auditor 6f Public Accounts, the day and year first above written. SILAS R BARTON (Seal) Auditor of Public Accounts. E. PIERCE, Deputy. of New York, in c. McCague We offer you insurance protection, em- bracing fire, wind, hail, tornado and plate glass, chosen as the strongest from our thirty years’ experience. CERTIFICATE OF PUBLICATION STATE OF NEBRASKA OFFICE OF AUDITOR OF PUBLIC ACCOUNTS LINCOLN, F ary 1st, 1909 IT 1S HEREBY C 'IFIED, That the Aachen and Munich Fire Insur- ance Company of Aachen, Germany, has complied with the Insurance Law of this State, applicable to such Com- panies and is therefore authorized to continue the business of Fire Insur- ance in_this State for the current year ending January 81st, 1910 Witness my hand and the seal cf the Auditor of Public Accounts, (he day and year first above written. SILAS R. BARTON. (Seal) Auditor of Public Accounts. E. PIERCE, Deputy. c Investment Company 1506 Dodge Street CERTIFICATE OF PUBLICATION STATE OF NEBRASKA OFFICE AUDITOR OF PUBLIC ACCOL LINCOLN, February 1st, 1909 IT 18 HEREBY CERTIFIED, That the Fidelity Fire Insurance Company of New York, in the State of, New York, has complied with the Insur- ance Law of this State, applicable to such Companies and is thereforc au- thorized to continue the business of Fire Insurance in this State for the current year ending January 31st, 1910, Witness my band and the seal of the Auditor of Public Accounts, the day and year first above writlen SILAS R. BARTON (Seal) Auditor of Public Accounts. C. E. PIERCE, Deputy. the past, would probably be just as unsatisfactory The only man who ean afford to livequp to his ideals is the one who Is satisfjed to remain poor. It's all right to whisper sweet nothi but if a fellow really wants to marry must make a noise llke real money.—N¥w York Times No Wonder. “Your delineation of the part of a man under fire is marvelous,” declared the manager. “I don't see how you do the thing so naturally.” “Well," replieda Hamdodo J. Ranter, “you see on our recent western tour, if & tableau or & climax was good, the au- dience shot to show thelr appreclation; and If it was bad, they shot to exprees disapproval. It has become a habit’— Puck. The Lord will provide—that is, he will provide us with the abllity to provide for ourselves. CERTIFICATE OF PUBLICATION STATE OF NEBRASKA OFFICE AUDITOR OF PUBLIC ACCOUNTS LINCOLN, February 1st, 1909, REBY CERTIFIED, That The CGompany of Omaha, in the s of Nebras has complied with the Insurance Law of this State, ap- plicable to such companies, and is there- fore authorized to continue the business of Insurance in this State for the current vear ending Junuary fist, 1910, ummary of report tiled for the - ing December 31st, 1908, TR o oF INCOMB Premiums ¢ eeneendd T1L646.12 All other sources. 50,136.69 Total v § ... § 761,782.81 DISBURSEMENTS Pald policy holders....§ 166,007.28 All other payments 214,017.70 Total § 440,024.98 Admitted assets ... gooee 1,666,344.38 LIABILITIE Net reserve $1,168,146.00 Net policy claims. .. 8,750,00 other llabilities 10,108.10 $1,177,004. Capital stock paid up. 100,000.00 i e Surplus beyond capital stock and other lia- bilities Total ... . 1.5 Witness my hand and the seal Auditor of Public Accounts the year first above written SILAS R (8eal) Auditor of E. PIERCE, Deputy. 10,28 40.28 344,38 the of day and BARTON, Public Accounts, i VLML L CERTIFICATE OF PUBLICATION, STATE OF NEBRASKA, FICE O AUDITOR OF PUBLIC ACCOUNTS, LINCOLN, F IT 18 HEREBY CERTIFIED, Girard Fire and Marine Insuran pany of Philadelphia in the state of Pennsylvanis has complied with the ins surance law of this state, applicable to such companies and is therefore author- ized to continue the business of Fire and Tornado insurance in this state for the current year ending January Slst, 1910, Witness my hand and the seal of the Auditor of Public Accounts the day and year first above written BILAS R. BARTON, (Seal) Auditor of Public Accounts, C. E. PIERCE, Deputy, F. D. Wead, Agent WEAD BLDG. 15th and Farnam Sts.