Omaha Daily Bee Newspaper, February 24, 1895, Page 11

-« decorator, the rawer his colors will be. ‘'oman’s Domain. HOUSEHOLD DECORATIONS, Whuy Plaster Casta” Says Edwin 0. Blash- field,“and Pat Up Magazine Hlastrations. NEW YORK, Feb. 23.—(Special)— The walls of Edwin H. Blashfield's studlo hung with tapestry or laden | with old armor are mot exactly | ©bject leszons In the art of inexpensive deed- ation, but Mr. Blashfield has practical ideas on the subject, born of the long experlence that has helped to make him a natlonal authority on the beautifying of houses, “It fs a capital idea,” sald Mr. Blashfield, “to make some of this talk on household “wdecoration sult the needs of the dweller in the apartment that rents for say $25 or $30 | & month, They are the onss who perhaps can put it to best use, for it Is certainly a mistaken notlon that beauty In houschold decoration Is necessarily expensive, Now if 1 were to move Into an apartment and were required to furnish It on the very sm: possible sum, 1 would, in the flrst place, buy furniture of the simplest pattern and of Inexpensivg faterial. It is really wonderfu! how myuch prettier a plain pine chaly #in be moge at a total expense of perhaps $1.50 than | 6mo of these hideous stamped plush things for which moderately weil-to-do people pay from $5 to $15. If the WAlls were within my provincs, 1 §Buld much yprefer a quiet tint put on at small efpifize than auy ornate deslgns. As for other decorations, 1 hould exercise gelf-abnegation until 1 ‘could find things that suited my apartment and my pocketbook. How very much better the average low-priced New York flat would look i it were partly bare Instead of being stuffed with the goods people buy In job lots when they go to housekeeping. As a writer describen them, those things displayed on the sldewalk and advertised as ‘chaste and cheap.” “Speaking of wall papers teresting to notice that some of the most attractive arc cheap, while others and hideous ones are cos Quict, conyentional designs and tints that do not stare at you are always preferable, of course, to these red leaves and green apples and loud flowers that one frequently finds. Among the deco- rations of my inexpensive flat 1 would be wire to include €ome of the plaster casts that one can buy in any large city of the country for $5, or perhaps even less Naturally [ don't refer to smug girls stand- ing under umbrellas or uninteresting fe- males preparing to dive from little round pedestals. I mean the exact reproductions of famous works of art. Really, 1 know of no better decorations for the price than these They elevate the apartment and the taste of the person who lives in them. It one does not like the staring whiteness of the plas ter, It is well to treat the cast with oll—lin- seed oil 1s good. That tones it down and gives it the appearance of marble. T believe that the most attractive plctures for a wall to which no very expensive works of art could find their way are good photo- graphs of famous paintings. They are quiet company, but one ecmes to enjoy them in time more than if they were bright bits of color, “This question of color Is one of the hard- est to deal with. The tendency is toward garish hues. Tho cruder the taste of the ou will find’ his dwelling place full of violent reds and greens and blues that fight each other and make a sort of commotion that wears on one's nerves, whether the victim knows it or not. “One of the hardest lessons to learn that one must avoid showy things. I don like bunching up everything with rags—big, bright scarfs over every chair back and picture frame and every other place avail- able. These sofa pillows stuffed tntil they Jook like bombshells about to explode and adorned with huge pink satin bows are a frequent abomination. Perhaps the best rule to apply in this matter is to put nothing into a room which, as one artlst of my ac- quaintance expressed 1t, ‘comes out™ and bucks you in the eye. The impression that one is to get upon entering a room for the first time ought to be one of general har- mony in line and color and not of inde- pendent objects which seem to quarrel with one arother for your attention and have no relation with each other. “Cheese cloth, some of the new crepes in delicate colors, the matting that one finds in some of the Japanese stores and what are ealled Japanese rugs, are very well worth keeping in mind if one proposes to furnish a house cheaply, although it Is sald that the Japanese rugs do not wear very well. An- tique Persian and Turkish rugs could be a more important factor in cheap but tasteful household furnishing that many suppose. They last longer than carpets. They add greatly to the general effect of a room, and most Important’ of all, in connection with our particular object, they are cheaper than the cheapest carpets, provided you take into congideration the fact that they will cutwear half a dozen carpets, “The average low-priced flat in New York is hampered by mantels—generally of imi- tation black marble, which may lave been gent by an overruling providence as a pun- fshment for sins. They are ‘rredsemubly ugly. The only way I can suggest for le sening the burden Is to put a board on top of the mantel-piece and cover it with drapery that hangs down In front nine inches or a foot, concealing just so much ngliness, What & blessing it would be if the bullders could only be induced to put up mantels on plain, simple lines, and made of materials which would not be in violent contrast with the colors of the rest of the room.” Frank Ver Beck, an artist whose name has been made famous by the humor that fills the fountain of his pen end always flows freely, tells me he belleves a rcaring bonfire would be a valuable agent in the decoration of the moderate-pricad huvse or flat, He would not bring the flames ‘o the parlor, but would take several fcatures of the average parlor to the fire and burn them therein till they were reduced to the quiet, restful, gray tone of ashes. “What o blessing it would be,” Mr. Ver Beck went on, “if this bonfire could be fed with the ugly chromos and other old-fash- doned cheap pictures which abound in the houses of well-to-do people who haven't yet caught on to the modern idea of color har- mony and general good taste. How much better thelr walls would look if they were decorated Instead with illustrations from the modern magazines—illustrations that are genulne works of art and yet can be bought in quantities, with good stories thrown in, for 16 cents. Lacking color? Well, what of it? There Is no crying demand for a lot of color on the walls, It is an art chestnut to suy that fondness for- bright colors is bar- barle and that the less heathenish wo b come the quieter wo want our colors, Our honored friend, Father Time, is always stand- ing around ready to give us a lesson in colors. As soon as he gets hold of a thing he fades tho loudest colors out of it, and after he has had a chance at it the probabilities are that it will look better than it did before. He keeps his choicest goods in the second hand shops.” Another artist, who Is 0 well known and prosperous that he could not be included as & beneficlary of his own ideas, makes an in- teresting euggestion. He sald: “People in very moderate circumstances have an ldea that artists are a great luxury and that only the wealthy can make use of their training in household decoration. That isn't so at all, There are talented young artists in every large city who could wive valuable ideas for the decoration of houses and who would be not only willing but glad to spend an evening or 50 in arranging parlors, as- sorting colors, suggesting the needs of this corner and that, bringing things from peo- plo's garrets into their parlors and banishing other things from drawing room to lumber room. Thelr services would be especially valuable in selecting the interior colors for new houses. though, it is fn- is Kitehen Cutter An English housewife will tell you that the American kitchen does not contain enough *cutters.” They are cheap luxuries in other countries, but in the United States they se:m 0 shine only by their absence. Cutlet cut- ters, for instance, are very useful for shap- ing lobster or salmon, thereby avolding the handling otherwise uec-ssary, and which, it done by an inexperienced cook, renders the ntree as tough as shoe leather. ‘Who does not appreciate the difference be- tween the awkward, unattractive sandwich of dally life and those dainty little circles, triangles or hexagons, which appear as a dellcate hors d'oeuvre, or & pretty little ad- Junct to the 6 o'clock tea tray of a well ap- Ppointed establishment? with them you ean vary ordinary consomme ad infinitum, and render a commonplace scup a really high-class one. While on the subject, thero Is something to bo sald about the “bordermold.”” As the French ones are very expensive, why not have one made to order? The best way Is to cut out of stiff paper a mold of the right proportions and sew the parts together o as to represent the shapo of the mold perfectly. Then give the model to a l\ntm!lh‘ who ean readily duplicate it In metal. Two Inches high and two inches wide are the proper dimensions for a border mold, * There are two ways of cooking rice in a border mold, each worth describing. Hy one method it should be boiled fiftcen or twenty minutes longer than for ordinary serving After greasing the mold thoroughly the rice hould be pressed in ad allowed tg ool for fifteen minutes. It can then_YLe turned out around the platter, and the fricassee or other dish of meat heaped in the éenter, The second melind is to cook & cup of rice in water fye & hour, then drain, add a table- spoon{ul Gt butter and a tablespooutul of sel*, ‘and mash the whole well, adding two egis and beating them thoroughly in with the rice. Press this mixture firmly into a but- tered mold and fifteen minutes after turn it out, A border mold can be also utilized for aspic Jelly, which fs served around boned turkey. And curries, blanguettes of veal and stey can each be delighttully cooked in a tin mold. HOUSE NELVES. An Allment Caused by Too Much Se- cluston. Energetic, care-free individuals laugh at the suggestion of such an aflment as house nerves and say It is only imaginary. But thousands of women will testify otherwise, and admit that of all complaints this is the most trying. People of sedentary habits who spend all their time indcors frequently become morbid, brooding and irritable. ‘The failure of any one member of the family to reach home at the usual hour brings forth gloomy forebod- ings of disaster; the absence of any one at night causes floor-walking and tears, even though such person be of mature years, sound health and abundant ability to care for him- self. A projected journey s overcasted by recitals of all the horrible accidents that have happened since the year 1. Meals aro un- satisfactory, clothes never fit, no one sym- pathizes or condoles with the sufferer, and the result is a human wet blanket that can eftectually blight the slightest approach to gayety. The reasons of louse Introspection s one. u woman sit at home day after d: week In and week out, and analysis of everything and person within her ken naturally follows, herself included A woman who studies lerself, her gwants and desires, her aflments and loneline on the fair road to an asylum, did s know it. It is all right for poets to speak of “know thyself.” The woman, or man cither, does not live to whom daily contem- plation of her own acts and impulses is not detrimental, unless tempered by contact with the great outside world. Some women, it s true, are tied down by children and houschold cares to a ceaseless nerves are legion. indoor life, but they are not generally the ones who succumb to house nerves, one reason being that, forced out of contact with others, they yearn always for the privi- lege of mingling in some sort of society, em- bracing every chance thrown in their way toward that end. But the woman who stay: at home’ because she might get sick by venturing out in the cold, or because her neighbor can cntertain betfer than she can, or dress better—or perhaps the habit has become fixed by degrees to that extent that it ix like parting with a tooth to get out of the routine—this is the woman who broods and fancies and cries over mental pictures cf catastrophes that never happen and meets troubles which never come. Many a woman who takes the trouble to look at the reason will acknowledge to these flights of fancy, fairly diseased by seclusfon, One touch with the outside world, and away they all go, these dreams leaving her the better for it. Any parent who owns a highly imaginative child owes it to soclety at large to throw it in with healthy, merry companions, who always effect a complete cure, for mirth is infections. But if the unhappy owner is re- pressed and kept indoors, some family in the future will feel the effects. The cure is simple, but few follow it. Throw away your medicine and go visiting. Patronize all the gayeties that your pocket- book affords. Take long walks in the sun- shine, and whenever a morb'd thought comes think up a necessary errand, and it will dissolve like mist before the sun. House nerves can be cured, but only by natural laws. Medicines dull, but do not cure. B S OR Y JEES, ixtremely English Fashion 1s Modish Styles for Dressing the Halr Just Now, 1 shall never forget with what dismay I regarded the colffures of the women I met on Oxford street the first morning I arrived in London. The frightful knots or waterfalls at the back of the head; or lacking that, great quantities of puffs that stood out fully four inches from the head. I concluded it was the style of an ordinary class of shop- pers; but no; that afternoon in Hyde park mondanies who lolled back In victorlas ar- ranged their shining locks after that fashion, and the climax came when I found that par- ticular coiffure on the head of cvery fashion- ably gowned woman at the opera that night. The only consolation came with the fact that in the evening they had abandoned the hideous invisible (?) net that kept the knot in_place. Would the fashion take passage over the Atlantic? the American women asked them- selves in consternation. Thelr question has been answered, I don't know by what liner the style came, but it is here. The halr dresser's windows display dummies with “the English knot," leading actresses haye adopted it, and it has crept into the avenue— the last battlement an extreme fashion opens fire upon. Miss Nethersole, Mrs. Langtry, Miss Han- bury of Beerbohm Tree's company, and even Miss Cissy Fitzgerald, the dancer, are ex- ponents- of the new head fashion, and the THE NEW MODE. ' outlock is that whoever attaches a Dutch bonnet to herselt must wear the “Bath Bun." The architecture of this knot s simple, but it takes many hairpins to maintain it and I would advise those made of tortolse shell rather than wire. “How do you do it?" I asked of one whom it becomes. “Fasten the hair tghtly as if beginning a French twist very low down on the neck. Divide the hair into two parts. Take the upper one and form in Into a figrue 8. Do the under strand the same way, building one coll almost over the other. Place the hands top and bottom of the knot pushing it out in the center. This gives the desired prominence and shape, which to be correct should ‘bulge’ far out in the middle, “This Is its fashioning, and the larger the knot the more correct. Of course, women to whom nature and hair tonics have not been generous, must resort to a ‘switch’. In Lon- Jegetable cuters are also great helps, s at the back of the head. “This last defined fs By the same effect. ong sult is accomplished by fastening one’ In the manner I mentioned before. the genuine 1t 1s a colffure of pu! it out to a graceful length and pin th down, one beneath the other, until thy nape of neck. Wales, and s especially elender faces,’ OLD LADIES FASHIONS. becoming oy Py qv " Elderly Dames, NEW YORK comb'nation, and now that brocade lected as the correct dress-up maler clderly women, dignity and statelin likewlse the fashion, Both in point of quality, new brocades leave nothing to be det In the black weaves, which are nounced the best taste, the patterns peclally handsome. Douquets, large and small, and raise a high satin finish from a dull back predominate over figures; berness is the prescribed expre years, It Is not to be assumed woman who has eaten her cake and 1 roses must always advertise that fact in gloomy black. For her whose heart Is till to her last day will see the green—who even in her slim coffin will have some dainty grave fixing to her as a ewecet dead coquette—for thi able and much malingned old gentle there are brocades whosa black back bloom like flower gardens with bouq as well youn, black satin, th coming toilets A late model visiting gown of this flowered sort, and that it just suited woman who grows old in a_gracious t most artistically and the women who indulge In these luxuries have only to pin them on but another formation obtains that has pas suffigieny halr to arrange it the re- the ends, roll each one over the fingers, pull nf the head is ornamented from parting to “This is the style worn by the princess of v - Charmiog Fabrics and Designs Suitable for , Feb. 23.—(Speclal)—Brocade | and gray hair have always seemed an imposing are synonymous in the mind with rich, rustling textures, and as design, but though sion that world still natural tints. These are exclusively for evening and high dress use, and when worn by slight figures, and contrasted w.th plain make magn'fic:ns and be- fashion, 18 of black and dull pink brocade. The flowered skirt, which opens in front over a petticoat of black satin, is full and slightly trained, and apparently entirely ‘Bath fs. I & locks Divide e pufts o back to all is ial se- for are the sired, pro- are es ed with ground, som for the ost her ourntul g, who perhaps mark s ador- woman, srounds uets in gayly- to the ea rose to us from that far-off country is not that of spice or balm, but of the b ht, winsome flcwer whose name bears tefbute to its fragrance—the sweet pea. This-is one of the few flowers that never go out of fashion. Our grandmothers cherishéd it, and this generation vote it the fashidnable blossom. 1t is beautiful enough for the queen's palace, common enough for the laborer's cottage. Not only are sweet peas a handsome gar- den flower, but, as all know, are fine for cutting. ery one does nat know, how- ever, that the most effective “way to use peas is to arrange by themselves, Do not use 0 many as to crowd Into a stiff, up- right bunch, but drop a few Mng-stemmed sprays into a slender vase, They will turn, some this way, some that, some nodding and some looking at you, but §o exquisitely light, airy and graceful that tNe addition of a single other flower will spol perfection. Perhaps no other flower is s erateful to the sick, for its fragrance, theugh deep, is one that never cloys, For the convales- cent's room, tie a half-dozen sprays loosely l\\figmflr With narrow ribbon. his lovely flower, gasily grown as it le has one peculfarity. It simply must, and will, be planted early—Iin fact, very early, to do well, and if you intend next summer to have long hedgerows of swe:t peas, and cut its blossoms by the hundreds, you must pro- pare now for it, ordering the sceds and feady to pop into the ground the very first day the latter fs in working condition after the winter breakup occurs, The 1st of February to th 1st ‘of March for our middle, southern and southwestern states is none too soon, and the 1st to the 15th of April for our northern states is about the right time to plant Some enthusiasts would have us believe the raising of sweet peas Is @ most compli- cated affair, Ono authority Raively advises to prepare the flowerbed by manuring heavily in the fall and sprinkling wood ashes over it a few times in the winter. Then spade and plant; as soon as the little plants are three or four inches high, apply a dressing of bone dust to the bed, and as €oon as buds show, fertilize the earth with handfuls of nitrate of goda dug In a few inches from the roots, and if this is not enough, feed a little liquid manure once or twice a week! The swect pea Is a hearty eater, and needs #oil well enriched, but the foregoing prescrip- tion strikes one as very strong diet for any- thing in the vegetable world. All this fuss and precision seems ludicrous enough, when we remember that busy mothers begin their little girls' first gardening lesson by giving them a package each of sweet peas and morning glories, two things that never fail to come up, and that will do well with almost ¢ treatment that falls to their lot. will not be thrown away on sweet p for it means larger flowers, and more of them. The best. advice to give for their cultiva tion is, plant early, plant deep, keep clean, keep seed pods off, mulch the ground and a care MATRONLY FROCKS. CO-OPERATIVEHOME BUILDING Lessons Tanght by Recent Events in Nei_hboring States, IMPORTANCE OF STATE SUPERVISON Weedlng Out the Speculative ana Dishonest ~Large Salaries o Premium on travagance and Disaster— Association Notes. Recent developments at Des Molnes, Ta., emphasize anew the fact that institutions which resist and resent the light of public scrutiny are those which need it most. In every state the inception of measures calcu lated to protect the public provokes indigna tion In certain quarters and is denounced as impertinent interference with individual 6r corporate rights. In many instances the movement s denounced as the offspring of Jealousy, designed to injure and harass and impose a “‘needle ' expense on the institu- tions involved. As a rule these indignant protests against state regulations are a blind to cover up transactions which would not appear healthy under a searchlight. Examination and re steiction are cssential to the growth and pop- ularity of buildjng and loan associations, and in every state where they have attained their greatest usefulness it is a significant fact that they are hedged in with wholesome re strictions and vigilant official supervision. An attempt was made at the last session of tho Towa legislature to enact a law governing building and loan associations. Several bills were introduced for that purpose, but all failed. The opposition was too strong to be overcome, Interested and disinterested sup- porters of state supervision were accused of mercenary motives, and at the same time the accusers were placing money where it would do the most good. Those who were conspicuous in opposition to the proposed measure mana 1 time to stave off the inevitable. The recent collapse of the Unlon of Des Moines and the reorganization of the Iowa Deposit and Loan assoclation throws a few rays of light on the means employed to de feat action by the legislature. Of the deficit of $16,962 discovered in the accounts of tk latter association, something over $7,000 di appeared during the closing days of the lej lature. The books do not show where went, but the fact that the ma Towa w: Bives money it ager of (ho s the leader of the opposition lobby much force to the charge that went to sleep with the bills, THE ROOT OF THE EVIL. The crookedness developed by the official examination of the Unlon and the lowa the without stiffening. The bodice is in Jacket cut with Louls XIV leanings, glimpse of the petticoat front. The uny side pleats; they are finished wrists with wide cuffs of black falls of rich lace. This lace, which is point applique fichu that coming from under wid revers at the vest sides ties high the throat in a vast bow and ends. Real lace, we are told, as well as th velous imitations that so nearly cou mufiling for all the elderly woman' gowns. gentlewoman of the old school, she new will be known by her bits of lace. In point of cut there is no absolu for the elderly brocade gown. Evel and a surplus of flesh another. grandmamma is made with a rigid ward a slim effect, the first stroke direction being made in the device material, which is patterned in flowered stripes. The bodice, a short by bands of glistening jet V-shape. narrow The mutton leg sleeves are almos| and hang slink from the shoulders, tume. The plain skirt, the inevitable godet is only moderately wide and almost without flare, Brocade, one regrets to admit, tends toward a fatal width frock 1s made In this way, and the de the silk_carefully chosen—big flowers, little grandmamum 15 long. Satin_and velvet are, like right of the oldish woman, and th likewise fashioned with a_ strong view The satin frock may have pipings same or trimmings of marrow jet, velvet costume I always more when depending mainly on the cut fect. only narrow in-turning folds of the Most commonly they are made plain, and when worn by widows, tu collars and cuffs of fine sometimes mneat and ments. as well as the others are in when made plainly. If the bit of old tulle at these points will add tone of the black silk gown. A black pean de sole dinner gown clal graciousn folds and wrist pleatings of white tull much yet with a distinet body that has th back of the younger article and a sk is fulled on slightly below the waist the good old way of 18 The body opens in loose folds over t and the walst is outlined with a narr of the pean de sole, that fastens si front with a square jet buckle. Sweer d In the best known missionary rhyn old Bishop Heber tells us “The spicy breczes Blow soft o'er Ceylon's Isle,” s, don one can buy the whole knot, bullt up but the sweetest qdor that has been of black satin in folds repeating the V-shaped are the gigot model, only moderately large, and held flat at the tops with a number of satin and mellow white, appears again in a voluminous them, Is to be the correct throat and wrist Chiffon in ruches, or plisses flattened into tiny knife blade folds, may appear at times, but ‘just as her Mechlin pinners marked the depends upon the figure for which it is in- tended, slenderness calling for one treatment A black brocade gown for a littlo roly poly shape with two tiny fan pleatings set in the tail back, is made to look small at the waist These outline a vest of black crepe lisse made In close flat folds, and thero are no revers to accentuate too plump shoulders, ing the up and down principle of the cos- giving, but if her best and stiff figures avoided as the plague—no need look wider than she brocade, showing off the quality of the material. Crepon gowns, which in black seem pos- sible for all ages, when trimmed at all, hemmed lawn effective accompani- In silk, gros grain and pean de sole are much affected by old ladies, and these stuffs the best taste neck and wrists {s too dear a luxury, white s8 has a vest in crossed bertha The shape of the gown borders slightly on the princesse, it being made all in one, and a short a vest sleeves at the e in a e satin up at he mar- nterfeit 's best of the cobweb te rule rything eye to- in this of the minute basque put in t small empha- model, entirely always esign of , plaids the hey are toward of the but the plendid for ef- have same, severely rn over are lace at to the of spe- . he plain irt that line in he vest, row belt mply in o, good walted water copiously sets in, For sweet pea hedges, they need to be planted in double rows, separated ten inches, and less than two inches apart in the row. They always do better to have early bushing. There is really nothing suits them better than brush five or six feet high, stuck in the ground for them to run on. They cover every twig and bough in a short time, but as the brush is anything but sightly until this is accomplished, wire poultry netting stretehed tightly between supports is preferable. It answers as well, and is never conspicuous. As the flower loves moisture and coolness, in hot localities, it does better if planted where it can have a few hours' shade each day. Do not give all shade, for a moderate amount of sunshine is liked by everything that has life. LORA S. LA MANCE. — CONNUBIALITIES, twice a weck if drouth Maggle Pratt of New York has a record of three divorces and four marriages with one husband. ~ And she is only 19. The mikado of Japan wants a European wife for his oldest son, and is inclined to prefer a daughter of the German nobility. “Remember, ladies,” says the Manayunk Philosopher, “a man Is like an egg. If you keep him in hot watér he is bound to become hardened.” Ethel—She would have married him were it not for one thing. Marlo—What was that? Ethel—He had no bad habits for her to break him of. On Tuesday evening of last week, at the bride’s New York residence, Miss Maud Howard, the daughter of Joseph Howard, jr., was married to Francls B. Beard of Brook- lyn. The duke of Manchester is to marry the daughter of the Vanderbilt whose wife has sued for a divorce. The cablegram states with brutal frankness that the duke is hard up and needs the mon George—My dear Miss Laura, the highest wish I have In life s to marry—" Laura (interrupting him)—You had better speak to my mother. George—Oh, thanks. I never before thought I had any chance. Laura—I know she would like to marry again. A father with eight marriageable daughters advertised as a last resort to get them off his hands. He received the following tele- gram: “Am a bachelor and ‘wealthy, Will gladly marry one of your daughters. Send sample at_once. P A New York dispatch says the ante-nuptial agreement is drawn up ready for signature, whereby Miss Anna Gould' settles $2,000,000 upon the Count Jean de Castéllane of Paris. In other words Miss Gould buys a French husband and pays $2,000,000'for him. her an expensive luxury. . d A girl in Kansas had a proposal from a young man the other day, and she asked a week (n which to think it‘over. While sho was doing her thinking ehe ‘dropped around to see Just how her four marricd sisters were doing under the matrimomial'bonds. One, who used to be a belle, héid three children, aid all her own work and ‘hadn't been to the theater or out riding ‘snce she was married. Another, whosé husband was a promising young man at the'{fme she mar- ried, was supporting bim. A third didn't dare to say her life was her own when her husband was around, and the fourth was divorced. Yet she concluded to accept the offer, —_—— John Norton, the St. Louls theatrical man- ager, recently killed in a railroad accident had ‘a fund of stage reminiscence and ane dote that was Jestingly said to reach back to Shakospeare's time. Gifted with a remarka- ble mewmory, he had ready for instant exhibi tion cverything he bad ever seen or heard about the stage, and as he had passed a life- time back of the footlights and had been on triendly terms with all the great actors and | actresses of the last two decades, he was a veritable mine of theatrical information, He filled many a reporter's noiebook with inte esting gossip, and it is a pity he did not been detailed in these columns, and it is needless to advert to it, except so far es demonstrating the necessity for state super vision. The experience is but a gepetition of e disasters sure to follow reckless and ex- travagant management. Richmend #nd Spin- ney waxed rich on a luxuriant expense fund amounting to 10 per cent of the monthly re- celpts. And the ing part of it is that thousands were induced to pay 10 per cent for the privilege of having their money in- vested by Des Moines Napoleons. They swallowed luring promises of great return and are now diligently holding the sack. There are several reputable associations in Des Moines, and their affairs should not be confounded with the Union and the lowa ¥ have been investigated by the commit- tee which discovered the crooked transactions of Richmond and Spinney, and are reported in excellent condition and entirely worthy of public confidence. NECESSITY OF SUPERVISION. In submitting their report to the state officers the members of the committee say: “Your examiners would most respectfully submit, in view of the large agrgegate finan- cial transactions enjoyed by the Iow building and loan companics and the al- most limitless extent to which this line of business may be carried, as well as the op- portunities afforded designing dishonest men to prey upon a confiding public, that (ne state be clothed with power to demand state. ments of condition made under oath of offi- cers and directors, of all such companies, the same as now required by our state and sav. ings banks, “The further fact that the absence of capi- tal at the time of organization, as with banking institutions or other legitimate pro- jects is not to any great extent. required, an Incentive is given a certain class of confi- dence men to prey upon and traflic in the names of reputable citizens, would seem to urge the necessity for state supervision, The business that encourages, collects and pru. dently Invests the savings of one class of citizens and makes it possible for the home- less to possess fomes, is a laudable one ana should meet with state encouragement to the extent of state protection, SALARIES AND EXPENSES. The genuine co-operative principle is lost sight of by concerns which reach out fn all directions. Instead of being purely mutual, they become the means of enriching a clique of officers. The labor involved in managing an association of the local variety Is largely gratuitous, and the few officers receiving salaries not usually receive what their talents deserve, The main idea s to make the assosiation a home builder—an aid to the bitterment of its members and a contributor to the general good of the community. To the modern rustler this idea is absurdly antique. He goes in to enrich mankind with promises, taking precious care of himself meanwhile. A specimen of this lofty regard for number one fllumines the case of the manager of the Iowa. He made a contract with himself as manager of the concern by which he would have netted this year a salary of $25,000 had not the state authorities cut short his philanthropic career. The first thing an intending investor should do to determine the character of an associa- tion s to examine the amount pald in salaries and the ratio of expenses to receipts, In a well managed assoclation with $100,000 in loans the ratio rarely exceeds 2 per cent, The ratio increases as the loans decrease, and as the loans mount into the hundreds of thousands the ratio decreases. The average cost of Ohlo assoclations handling milions is a fraction less than 1 per cent of the re- ceipts, WEEDING OUT THE ROTTEN. Investigation and regulation is playing havoe with natlonal associations. Besides the two Des Moines concerns mentioned above, the state auditor of Ilinois reports the wind- ing up of eleven associations of that brand. The uggregate losses of stockholders amounted to $928,050. A list of eighteen Chicago associations is also published, whose existence the' auditor says s “a matter of doubt.”” While thousands have been duped by these concerns, there Is some consolation In the fact that state supervision, though scarcely two years old, has checked their mad career of riotous extravagance and dis- honesty. The official overhauling has served the good purpose of exposing the crooked and strengthening the honest and reputable, “In this report,” says the auditor, “‘we are able to speak more intelligently of the state supervision of bullding and loan asoclations than before, as it has now passed the ex- perimental stage and has become thoroughly systematized and established. The work of the second year has opened auspiciously, and we find that by many officers who be- fore regarded Inspection as an imposition and wholly useless, it 1s now looked upon with favor. Each assoclation through its manage- ment, when the second inspection is under- taken, endeavors to secure every possible benefit from the experience and training of the examiner, and, as 4 consequence, methods of bookkeeping are becoming uniform, while many improvements are being made that accord with the progress made in the business since its first introduction Into our state some twenty-five years ago. “Perhaps the most popular feature of state inepection is to be found In the success with which dishonest and fraudulent methods are located and exposed, but, while popular, this feature is, in our opinion, not the most valuable. Public attention has been called to such cases as these and the beneficlent effect of the law been praised, but by far the greatest benefil that has accrued to the public has resulted from the discovery of defalcations by secretaries and the restoration by them of the amounts stolen, and from the discovery of methods of profit distribution that must eventually have resulted in great loss to shareholders had they not been re- quired to be repaired.’” The aggregate assets of Ilinols assoclations amount Lo $81,796,350; receipts the year, leave & book of memoirs. A Foundation Stone _ This Underwear sale will be one in the great busines we expect to build up in Omaha. Of Gowns, Corset Covers, ~ $1.09 Muslin Gown, Skirts, Drawers, Ltc. $L d hemstitehing. Muslin - Gown, yoki eaie MR e materials used are unusual for the | ar eney. - tacks and beading, price on any garment shown, the cot tons being better and the embroidery the newest and most durable patterns, The garments are cut unusually full no skimyp gowns or skirts, no smull sleeves, The designs are unusually handsome and made with reference to being ea $1.28 sily laundered. Canibric Gown,tucks Muslin Gown, yoke andlawnraflle. | ppa pfces are unusually low. We men- | of insertfons and fino dgo of cnib'ry. tion this fact last but it will be the . first one fo Impress you when you see the goods. Catalogue mailed on application. Orders filled prowptly. JCSCOFIELD CLOAKS SUITS. FURS. Cor. 16th and Farnam Sts., OMAHA PAXTON BLOCK. 81,45 Cambrie Gown, sq'ro yoke of solid tueks, cdized fine emb'ry. Muslin Gown, tucked round yoke, Frich emb: trimmed, of which loans. force, for 102, 245 have been pledged Ilm. night atter you had left me. I t1d" Him it was too cold and that I was 'fraid of the cold, and He said, “That's all right, Miss Jones, don’t mention it, don’t mention it." " ASHOTIATION An investigation into Missouri associations discloses the very inter- esting fact that while two or three local assoclations falled during 1894 in consequence of poor management, no less than nine asso- clations matured during the year, realizing an average perccentage of profit of nearly 10 per cent per annum. One of these associa- tions wound up more than a year ahead of the promised period, and all amply justified the confldence reposed in them by members. The total reccipts of these associations ceeded $4,000,000, and it is estimated t more than 1,000 houses were acquired fre of incumbrance by the members. In a very large number of instances the members built with their advances, The tax of 1 mill on the value of stock of buflding and loan assoclations, which the Pennsylvania state tax conference proposes to incorporate in the new revenue bill, has aroused a storm of opposition from those in- terested, and they will endeavor to have the provision stricken out. The ground taken by the conference is that there are 1,651,814 shares of stock issued by 1,060 building and loan associations in the state, of which but 439,018 are borrowed on, o that more than 1,200,000 shares are simply investments on which it is claimed 8 or 10 per cent interest is realized per annum. The conference also claims that 1 mill on a dollar on such in- vestments, when other investments that pay but 6 per cent interest are taxed 4 mills, is moderate. The tax, it is estimated, would yield, including forelgn associations at least $100,000. Governor Pattison of Pennsylvania in his message to the legislature to that state say “The building and lien associations of this state, where, we believe, they first orig nated, are almost universally on a sound basis, conservatively and economically man- aged, They are useful in effecting savings on the part of workingmen and persons of moderate means to the amount of many millions of dollars, and thousands have secured homes through their membership in these institutions. But the state is now overrun with assoclations of the sort, with headquarters nobody knows where, and re- sponsible to nobody.” Governor Pattison calls for state supervision and for legislation which will require a satisfactory —deposit from thesp mushroom companies or compel them to quit business. Cincinnati assoclations are gradually dis- pensing with the premium. Four associa- tions have adopted a stralght 6l per cent interest rate Governor Mathews of Indiana In his an- nual message says in regard to the taxing of paid-up building and loan stock: “I be- lieve the bona fide subscriptions of stock to be paid for in weekly or monthly install- ments should not bo taxed, But there is no just reason why all other interest of profit- sharing pald-up stocks or certificates should be taxed, as is money loaned by the indi- vidual banks." The new officers of (Neb.) assoclation are: dent; K. Chaloupka, Jenista, secretary; urer. NOTES. the records of The little son of a well known physician of Butte, Mont., was entertaining a playmate at his father's house. As chldren will, they acked every nook and corner of the build- Their curiosity 1ed them to explore the sses of a closet in which the doctor keepe Instruments is and other personal a completo skeleton, strange boy frightened when he first beheld the grinning remnant of what once had been a human being and started to rum away. The doctor's son, however, had seen the skeleton €0 often that he entertained for it only that fec'ng of contempt begotten by familiarity, and in a little while succeeded in so allaying the fears of his companion that the youngster began to handle the thing and attle its dry bones, “Where did your fath get it?” he finally asked. “I don’t know, was the reply; “but 1 guess it was his first patlent, for he's had it an awful lcng time. effects, among which The “There was quite a fight in front of the store today,” said a Rockland man to the . Tribune, “Two men got into a row, one e'ruck the other, and then the crowd gathered, Tho man who was struck ran and grabbed a cart stake and rushed back, his eyes blazing. I thought sure he'd knock the other man’s brains out, and I stepped right in between them.” The young heir had giver over eating his his tart as the narrative proceeded, and his eyes leaned right out of his head. He was proud of his father’s valor, and he cried: “He couldn’t knock any brains out of you, could he, father? The 0ld man looked long and earnestly at 'the heir, but the lad's countenance was frank and innocent and-open. When it closed, with the tart on the inside, the father gasped slightly and resumed his supper. Here are two or three anecdotes of German children: It was at a large party. A gentles man had the misfortune to break a glass, Little Lena, who was standing near her mamma, raised herself on tptoe and whis- pered, loud enough for all the company to hear:” “And one of the horrowed ones, too!” Later in the evening the hostess gave one of her tittle daughters™a nice appl; w, glve your mamma a kiss, there’s a dear,” safd the child’s uncle. “I'm not allowed to when she's painted her face.” Little Paul was sent witly a bunch of flowers to the manager's wife on her birthday, and waited in silence after he had been dismissed. Lady—Well, my young man, what are you waiting for now? Paul— Mammna said I was not to ask for a plece of birthday cake, but wait till T gt it “I was sorry, W sald his Sunday school teacher, “to see you keep your seat when the superintendent ‘asked all those who anted to go to heaven to rise, Don't you it to go to heaven Yes'm." Then why didn’t you rise?” "Cos he didn’t have no right to tell me to , ma'am,” answered Wiille, “He aln't no Gabriel.” ———— A Birlllinnt Idea, L The life of a strect car conductor Is such & prosaic one that one seldom expects from him any brilliant flash of geaius. There Is one conductor on one of the traction lines who has a grain of genfus In him, says the Philadelphia Record, as was shown recently by the manner in which he proved himselt equal to an emergency. The car was crowded as usual, but although there was room at the front, passengers were barely able to oblain a foothold on the rear plat- form. Frequent requests to ““move further front, pleaxe,” had no effect, and those in the car steadily Tefused to move. Finally a bright idea struck the conductor, and tha s the Saline County A. N. Dodson, presi- vice president; J. B. F. N. Shabata, treas- —_———— PRATTLE OF THE YOUNGSTERS. Miss Jones is really quite a little angel, for she Is hardly 4 years old, and therefore has no man’s blighted affections on her hands and no jealous sister’'s tears upon her con sclence, Miss Jones is not fond of saying her prayers at night, and the other night du; the cold spell she compromised the 1 by saying them in bed to the horror cf her nurse, who remonstrated with her and finally compelled her to get out of her cot and say them on the cold floor. You remember, the cold spell lasted for two days and over. On the second night Miss Jones was discovered by the nurse saying her prayers in b:d again, The nurse ordered her out upon the floor. Miss Jones refused to budge an Inch from her warm bed. The | next moment he cried out: “‘Gentlemen, nurse tried all of her arguments in vain, then | there s a register in the front of the car played her trump card. I think you will find iti warmer up front. “Sea lere, missy,” sald she, “if you don't | When the car had gone but a few squares suy yo' pray'rs on de flore de Lord won't | further some degree of comfort was experis like it.”” nced by those on the rear, and the cons “Humph,” ductor with a knowing smile rang up ans prepared for slumber, other fare on the ‘“reglster.” unted M'ss Jones, curling up “I done asked Him A Delicious Breakfast ! To begin with, Quaker Oats and cream: then — — — — Sold only in 2 Ib, Packages. $46,184,743, There are 2,495,610 shares In