Omaha Daily Bee Newspaper, April 15, 1894, Page 10

10 THE SCHOLAR IN POLITICS [ntellectual Force a Growing Need in Politi- cal Affairs, BRAINY MEN IN PUBLIC LIFE Lessons Tanght by Anclent Tis- s as Politicians A Vital Dis by Prof. David Swing. Buggestiv & tory-Scl Tople In a republic each man must live, in part, for his country. It s sufficiont in a des- potism If the king Is a great statesman. At Jeast all merit away from the king Is in- effectual. When Willlam, the Conqueror, lay dead there was no visible reason why the learned men of the land should read principles and teach them. They ran and barred their homes against thieves; and the attendants of the monarch ran away from the palace carrying In all directions clothes, bedding, furniture and plate, for at the death of each absolute monarch came chaos. Only a few nabobs were interested in the successor, In a republic the palace, the plate, the furniture, the national wealth and the suca in office. are the property of the majority. In order to bring chaos It would be necessary, not for a president to dle, but for the people to go crazy or perish. To steal from the nation would be to break into one’s own residence and run oft with the contents. In addition to the duties of his trade, pur- suit or profession, each American must make his nation an aim and a task, for he 18 a piece of Its king. A republic Is a joint stock company In whose profits each citizen has the same int Bach voter holds a bond and must see to it that it is always as good as gold. THE WORK OF SCHOLARS. The scholar Is assumed to be a person of learning, mental sensibility and of high morals. He may be a most polished erim- tnal, but the laws of the human intellect compel the best morality to attach itself to an education that knows good paths to good ends and that creates a sensibility in favor of the best path. While many a good scholar has been hung and many others should be at a rope’s end or behind bars, yet it remains a most grand and evident truth that the whole globe has been created and tade beautiful by its scholars. His- tory is very incomplete and does not lead s very far back, but it always finds great epochs to start in some group of minds eminent for a local intellectual greatness. Trom Moses to Pericles and from Pericles to Augustus the flag of the state was always Telated to the education of the times. Tt is absurd to suppose that the old constitu- tional monarchies or republics like those of Hebrews, Greeks and Romans, could emorged from the most ignorant es. They came from the most ad- vanced thought of each place and time. Out of dense ignorance despotisms are born. Kach ar was enamored of his state. His poetry, his prose, his eloquence, his physical power pointed to the beloved nation. Aleacus said that “walls, theaters, porchés and equipage will not wake a state, but only great men can create such a re- sult.” To this definition Aristides and others added this thought: ‘“‘Where great men are who know how to take care of themselves there is the state.” This is that old wisdom that Sir Willlam Jones rendered into the English poem: ‘“‘What constitutes a state?" THE RULE OF SCHOLARS. 1t should impress the modern mind deeply that those two nations whose names are worn out by everlasting allusfon, never be- came so degraded as to elect a blockhead for a national leader. Scholars ruled for a thousand years. Vice ‘conquered at last, but the scholars compelled the evil day to defer its coming. When Cacsar fell he was the Teading student, writer and orator of his age. The writings of Homer demonstrate that the Greek state began in a superior scholar- &kip, those poems being abundant evidence that Homer came up out of an Aryan civili- zation as great as his songs. The law that something comes from something applies to Homer. So great, those poems came from something great. We are bound, therefore, to think of all the space between Homer and Caesar as being dominated by the highest education of the entire ten centurie The Roman civilization died in the death of the literary spirit, and when in the four- teenth century national life and beauty re- appeared it first presented itselt at the doors of the universities. It came re- studying the wide learning by neglect of which it dled. Before Protestantism had being scholarship had reappeared in the Roman church and had created men like Dante and all that knew thought that was destined o run on to Bacon and Shakes- peare. Luther was himself created by the new mental beauty Romanism had as- sumed. The church had grown weary of the senseless literature of the fanatics and had compelled the old classic masters to return to the desk of the school master and the studio of the thinker. This great return created the Luthers and Melancthons and made the fifteenth and sixtoenth cen- turies. The classical awakening that created a group of Luthers made also a group of Bossueto and Fenclons Inside of the old sanctuary. Whoever shall read the Telo- machus of Fenelon will perceive that the Catholic church had gone back toward the scholarly power of old Athens. THE POT-HOUSE POLITICIANS, The pot-house politician s named after the ale-house, in which he passed his wak- ing hours. In our land the word “saloon’ displaces the term ‘‘pot-heuse,” but leaves unchanged the kind of statesman that is created ‘and sustained by the friends of the jug and the sawdust. The pot-house states- man can often read and write, and he has at his tongue's end some words of more or less import. He relies more upon pro- fanity than upon argument, because to af- firm ~ something by the devil or the Al- mighty Is a shorter cut to a conclusion than the path followed by a logician. What a scholarly statesman would study over for years a pot-house politiclan can determine in a fow seconds when he and his audience are as full of ale as they are empty of inteligence. ~ To the Intellect of this form of mental ruin a city or u nation 1s as inconcelvable as eternity or the begin- ning of time. -The word “city” or “‘nation” implies only a mass of money to be gotten. This plle of money is not in a mine to be dug out with & pick; nor In the field to be coaxed out with a plow. 1t is heaped up on a table covered with green balze and is to be sceured by means of marked cards or loaded dice. ~The saloon politician has the intellect that can see the pile of money and can load dice or mark cards. Humble as the pot-house politiclan may be, he is a great favorite In large cities, and being an enlarged thiet he is clothed at the bal- lot box with an opportunity as large as his desire. OLD TIME SCHOLARS AND POLITICIANS Olcero, perhaps the broadest scholar of the pagan age, says in his essay on the republic, “that at no point of thought and feellng does man's nature yesemble more the divine nature than when the statesman 1s founding and caring for the comumnon- wealth." De Rep. Chap. 1, 7. This luminous sentence is verified when the modern student reads the history of the modern great nations and finds them made and guided by the most profound men of the whole world. Hamllton, Burke, Pitt, Jefterson, Washington, Cavour, Castelar and Gladstone are only specimens of the names that underlie the modern state, In common speech & scholar fs nct a | erson who i an expert among languages and among the forms of grammar and rhetoric. The term Is equivalent to the word “phil- osopher” or wise man.” The history of his race lies outspread before him. He knows, ost. at least In great outline, the careers pursued | by the great races of our planct and by what | aths they came to their ru'n or success 1o i famillar with the laws and duties that spring from the relations of man to man, Ho can see in the fore:t of life the paths that load to the most happiness for the greatest number. He ls not a critie of style and speech only, but he is somewhat familiar [ with the neeas and capabtiities of the human | | family All this wide survey of the human wants and ditions must be expressed by the mind which at the same time possesses this rich wisdom and lives in a republic. Be the individual a lawyer or physician or clergy man or writer or merchant he must bring his scholarship to bear upon the national government, because the natfon depends upon the culture and sense of the majority. There can be no division of labor by which one scholar can preach or teach or write books and leave to some other scholar the task of caring for the commonwealth. There Is no security that the ignorance and vice of a continent will ask some one distinguished for ignorance and vice to represent them at the local and national elections. If fgnorance and fraud move in bulk so must all the cotemporary education and morality move in their totality. When an educated man avows himself to be neutral in politics he confesses that his education is very defective in the department of principles,” He may be able to compose a sonnet or to speak his native tongue with propriety, but it would be an insult to Milton and John Stuart Mill and all the greatest men of all times to call him a student or a wise man. A man's vision would be thought defective it he could not see the sky or the ocean; defective is the American scholarship that cannot see that oceanlc object loved and died for as the nation Scholars the highest and most sincere will differ as to the best path to the best end, but out of the long and earnest exchange of opinfon greater truth will come than can be hoped for from an age of fgnorance and inaction. The differcnces of scholars are a matter of regret and are a delay of progress, but in vice and ignorance there fs no hope whatever. An age of intellectual activity 18 always evolving great principles. When our nation began, slavery was not seen in its true light. The scholars differed as to the moral quality of the bondage of black to but out of educated reflection camo at last a general acceptance of the equality f all human rights. The truth may come slowly from scholarship, but that is the only from which it has been known to SCHOLARS MUST STAND PEOPLE. Fach nation with its many millions of people presents all the vicissitudes possible to human life. All scholars must stand near to the people that they may utter the cloquence and write the essays and poems of the people’s sorrows and jo; AllL the old Hebrew writers were students and schol- ars for the commonwealth. The best educa- tion of that period went to the rulers of the republic and afterward to the throne. The classic states alfo were presided over by their scholars. All the American scholars from the poets like Whittier to the college presidents like Woolsey and Hopkins should keep so near to the daily needs of the republic that the con- gress at Washington should sce them taking seats in the house or senate to help make wisdom and integrity assume a high place in the laws and deeds of the country. If there be any meaning in learning or wisdom our nation should be seen sending to its central legislature and supreme bench and presidental chair only its best men in all the senses of that significant phrase, but by scholar we must not mean some graduate of gome college, but the man who by some means has reached a wealth of information, mmetry of intellect, a habit of reflec: tion and a purity of heart. DAVID SWING. i e RESCUE HALL WORK. NEAR THE What Was Done Through This Agency Dur- ing the Winter. Some facts concerning the work from December 15, 1893, to the time of closing the hall April 1. The public having contributed so generously to the support of this work is entitled to the information which we now briefly pre- sent. Amount of money recelved, cash -do- nated during this period, $2,20481. Of this sum §150 came from the Citizens' Re- lief committeo and a still larger amount from individuals and societies in various fowns of Nebraska and Iov In acordance with the wishes of the donors all names are withheld from publication. Sach of the four packing houses of South Omaha sent in a large quantiy of meat every week, the cold storage house of Omaha did likewise, sending fish. Some of our mer- chants furnished large quantities of bread and other provisions. Nearly all the bake- ries and many grocers and dry goods mer- chants aided us in the work of feeding tho hungry and clothing the destitute. The citizens in all parts of our city lent a helping hand in furnishing food, clothing and bedding. Over 600 blankets, 150 mat- tresses and an equal number of springs and many cots were sent in. The children of many of the public schools did their full share in supplying provisions and clothing. Most of the hotels and restaurants sent us provisions and soup, which greatly aided in the work. One coal company of lowa gaye us_twenty tons of coal, and several indi- viduals of Omaha sent us coal In one, two and three ton lots, The employes of sev- cral of our mercantile and manufacturing institutions gave systematically a percentage of thelr wages during the winter. What was done with all this? During this period of three months and a half our records show that 1,225 families of our city were assisted with provisions, coal, clothing and_bedding. In addition to this there were 5,422 meals served in Rescue Hall, and 25,815 lodgings furnished. also 967 men'in the Hall were supplied with clothing. During the months of January and February there was an average of twelve every day on the sick list that we took care of through the assistance of the physicians on our medi- taff. ome were aided in the purchase of rail- road tickets. The aged aud infirm, the cripples, and many women and children were fed gratuitously. To men who were able to work, the labor test was always ap- plicd. By means of grading and street cleaning the labor test was rigidly applied from January 1 to April 1. This work was under the supervision of one of the officers detailed from the police force and thereby the hangerson, the idlers and ‘‘bums” were kept weeded out all winter. We are greatly indebted to the chief of police for this valuable service. Gospel services were held every with an -average attendance of 1 and a foonday service with an average attend- ance of thirty, making a total attendance upon religious services of 21,7 The lives of many of these wera com- pletely changed by these services. Our reading room attracted hundreds of men from the streets who would otherwise have gone into saloons. Through our employ- ment bureau were found places to work for 1,360 persons. This does not refer to those” who worked about the streets, nor those who worked temporarily about the hall. The hall is now closed. ~ What next? The superintendent of the work, profiting by past experlences, expects to go right on with the general work, hoping to add new departments and to accomplish better work in the future than in the past A suitable location is needed. Has any one a sug gestion to make in regard to it? If s pleaso communicate with any ona of the committee. Closed the hall with no in- debtedness and & small in the treasury. night A. U. CLARK, C. W. LYMAN, ROBERSON, OLD, SPLE, ecutlve Committee. e A FEW QUERIES. 9.—To Please inform end of a draft it Subscriber, end. EDDYVILLE, Neb., the Editor of The Bee subscriber onwhich proper to endorse. Ans.—On the left TTON, Neb, April 8.-—To the Aditor of The Bee: Will you please answer the following questions in The Sunday Bee? By s0 doing you will oblige an old sub- scriber: (1) Please mention the six largest cities in the world. (2) It Brooklyn Is called New York.—D. P. 8. Ans.—(1) London, Parls, ton, Berlin and Tokio, New York state, but being on Long Island it 1s usually designated Brooklyn, L. I. cure sick headache. Kisers, April ew York, Can- (2) Brooklyn s In Pills that Litte Early DoWitt's D, THE_OMAHA DAILY BEE: AMONG THE INSURANCE MEN Advantage of Assessment Insurance Over Methods of Old Line Companies, UNEARNED PROFITS OF OLDER CONCERNS Advo- n Mes. Lilla Stone Page Discusses as a Among We sw York Life 1 Notes. eate Mutual Insur; —~Banquet to N Agents—Profossio OMAHA, April 14.—To the Editor of The Bee: “In last Sunday's Bee an article ap- peared discussing fraternal assessment com- pared to old life policies, and as the columns of Tho Bee are open for discussion on all subjects for the benefit of the public, I trust a few remarks on this subject from those interested In assessment Insurance will re- celve the same courtesy, as there Is no question but that these assoclations are not only of great benefit to the community at large, but on a sound financial principle and qualified to stand the test of time. The claim is made that assessment Insur- ance fs not permanent, and that the officers of such institutions are trying to solve math- ematical impossibilities, of ing as evidence the fact that several hundred benevolent orders have faflled to survive the critical period. The same argument will prove t old line companies are not on a permanent basis, as more of them have falled than have been successful. This is no argument against the plan, but simply proves that what is true of every other business s true of life insurance, viz: That the number of failures excecds the number of successes by a large majority. Assessmentism (as the old line agents de- light to call it) aims to furnish insurance at actual cost, and If it applies every dollar collected to the payment of death losses and the necessary expenses of the business there can be no question but that it is doing it. Mr. Hartigan says that the past is our guide, so we turn to the statistics of the past to learn what we may expect for the future. The science of life insurance, whether it be assessment or old line, is the law of averages. Fraternity is not a funda- mental principle in assessment insurance, as claimed, and forms no basis for calculation. “New blood" cuts exactly the same figure in both plans—it keeps down the average. As- suming that the average age of the insured is 35, stated, we turn to the experfence tables and find that at this age we may ex- pect nearly nine to die during the year in each 1,000, hence $ paid into the benefit fund by each of the 1,000 will pay to each of the beneficlaries at his death $1,000, thus demonstrating that at 35 the actual cost of insurance is §9 per year on the average. If the average age of the membership of any organization can be Kept at a certain figure the cost of insurance will remain the same. The experience of several organiza- tions more than fifty years old has shown that the average cost at that tfme does not ex- ceed $12.50. The average death rate from thirty-eight cities distributed all over the world is 24.42. Carefully prepared statistics show that about 40 per cent of the deaths are at an age under 20, so that §14.60 per $1,000 would pay the cost of insurance on the entire adult populatioin of the world, without regard to physical condition or exposure. The experi- ence of an assessment association that has been doing business for twenty-five years, shows the cost during this time to vary from $5.17 to $13.66, averaging $8.09. The sworn reports from all the level premium companies doing business in the state of New York, cov- ering a period of thirty-two years, show that the average cost of life insurance each year varies from $6.19 to $14.65, averaging $10.97, This agrees. very well with the experience of the assessment association referred ‘to. The same companies show an aftual average cost for expense varying from §3.70 per $1,000 of insurance to $10.51, averaging $8.26 Ior the same period, thus making an average total actual cost for everything of $19.23 per $1,000. During this time the average annual premium collected was $50.20, or $30.97 per $1,000 insurance more than was necessary. What has become of this money? They still have it on hand, and probably always will have. Mr. Hartigan says that In assessmentism there is no profit by interest accumulation, or lapse, thus intimating that the old line companiés have a profit from this source We admit the truth of this statement. Is there son why any insurance company or on should ask the policy holders to deposit annually with it an amount of money for investment, the interest of which may be applied to the payment of its premium while the policy is in force, and the principal to become the property of the company after the policy is cancelled? If there be any profit from lapses it is because the rates charged are too high. Life insurance repre- sents an actual cost. So long as the rates or charge is not excessive the company gives to the insured value received for every dol- lar paid, and it the policy is cancelled at any time by reason of nonpayment of any premium the insured in the association has lost nothing. With an old line company the insured has lost and the company has gained whatever was paid in excess of the actual cost of the insurance., Mr. Hartigan cer- tainly could not mean other than this, in view of the fact that men fail to pay their assessments In an association the same as they do in old line companies, and thus lapse their certificates. At the close of 1892 the assets of thirty- one life Insurance companies doing business in the United States were over $850,000,000, or belween §13 and $14 to each man, woman and child In the United States, and this amount: has been taken from the people in excess of the cost of insurance. These companies are carrying risks on 1,454,099 lives, but a little over 2 per cent of the population, and their assets were sufficient to pay to each person Insured with them $581.25. The amount pald by these compan- fes in 1802 for death losses was about $60,000,- 000. If thelr assets were invested or loaned at 8 per cent interest the amount of money received as interest would more than pay their death losses, and it would be unneces- sary for them to collect a dollar from their policy holders from this time on. In other words, they could issue pald up policies to all their policy holders and meet all their claims promptly, provided they could realize 8 per cent on thelr assets at book value. Is mot this the best of evidence that their rates are higher than is necessary? All the com- panies mutual, or claim to be, hence all their reserve asscts belong to the people the insnred—and this fact is acknowledged by annual dividends declared each year and paid or credited to the policy holder to be paid later. These questions then may very naturally present themselves: When will this money be given back to the people? When will the maximum of holdings be reached and u distribution made to the owners? Is there any limit to the amount that may or can accumulate? The amount of assets held by each company is increasing from year to year. While this money ostensibly belongs to the people, it Is a fact that every policy as it 1s cancelled loses all Interest in this fund, and the company has only to cancel its pol- jeles in some satisfactory manner to have title to the money. 1f the annual premiums are more than sufficient (and they are shown to bo by the sworn reports of the companies themselves) to pay the death losses each year, it s at once seen that it will be an easy matter, at any time, for a company to cease writing new business and cancel its old business from the premiums as they are paid, leaving them the scle owners of th immense reserve funds that they have ac cumulated during the past, together with an additional accumulation during the period of winding up the business, These are pertinent facts, apparent to any one who will study the question, and they lead me to ask: Have not the old line com- panies been already toc long laying up a reserve fund for an emergency that has never come, and Is it not time they or others were giving to the people insuranc at prices or rates to comport with tho times? FRATERNITY, Fensted New York Life Agents, €. Smith, manager of the New Tnsuranee company’s business in a dinner to the Nebraska agents h campan; at the Commereclal club in honor of George W. Perkins, third York this SUNDAY, APRIL 1 vice president, andi Thomas A spector of agenches,, hoth of N About sixty agents were banquet tables were trimmed palms and other glants. The arranged In “TV form and Mr as tonstmaster.» At his right were seated the guests of Netior and on hls left were visiting agents feom other districts. Vice President’ Perkins made an address to the guests, comparing the merits of the New York Life with other companies. Speeches were gt® made by Messrs Taylor, Dinsmo?){Ford, Curtls, and and they met Vies President Perkins soclal way after! the speaking ended, Perking 1s_quite d young man, but he made a splendid record as manager of this company and enjoys the highest respect of all the employes of the company. NCE. presont with tables were 8mith acted Boone, others in a Mr. WOMAN'S INSURA Fraternal Benefits as Viewegl by Mrs, Lilla Stone Case. Mrs. Lilla Stone Case, an advocate of fra- ternal Insurance, for many years assoclated In MNterature under the nom de plume of “Octavia,” 18 in the. city. In expressing her sentiments on the sub- Ject last Friday, Mrs. Case sald in substance that she was here to organize a leagus for fraternal insurance among women and she particularly talked about the two main words in the titlo namely, league and insuranc as illustrating two great features—fellow ship and economy—enbracing the social prin- ciple of fraternity, She expresses her high regard for both the insurance and the fra ternal association connected therewith. She thought fellowship was a grand word, usually applied to men, and that indeed there was no feminine word to express what is termed (between men) fellowship based on the title fellow; but suggested that when women gave proof that they had the native and genuine article, either by copy or cultivation, a word would be colned in time to express it in feminine gender. She considered that man’s best fellowship was because of his absence of personality in feeling, and that it was chiefly “a hanging together,” as shown among men. She gave the formula as: “One-third sym- pathy for fellow No. 2 and two-thirds sym- pathy for fellow No. 1,” a sort of happy reverse fellowship, and believed that women should cultivate something like it, though with greater unsclfishness. She elaborated upon the practical application of fellowship in public life, and touched up the officials of muniefpal and government circles with a vein of humor, and not without some real facts. She begged the gentlemen to excuse her on the plea that according to their rul- ing women were irresponsible beings, neither citizens, patriots, voters or anything but somebody’s wife, mother, sister or sweet- heart, everything in the second person or degree. Hence, she argued, freedom of speech must be allowed them, until women became responsible as a sex. Mrs. Case argued that in all things women must work upon the designs and methods shown in the signs of the times, in the spirit and fads of the day She thought that combines or unity was the great principle and motor power yiclding multiple co-operation and organizations, and called this the ‘“syndicate quarter of the century.”” She referred to many such, and called the recent one, the world's parliament of religions, the greatest and last. She spoke of the prospective canal and irrigation syndicdtey in Omaha, and quoted Victor Hugo: *“The nincteenth is woman's century,” and sald that if it were true women ' should gl ‘fall Into line, and, at least, not fail to'adopt the principles shown to be superior, amd in the ascendant. She safd that economigs was the scicnce of today; that even, the rich were fadists on the subject of ecinomy; that they were ex- travagant by the use of economy; that we call it being business like. It is economy as a sclence, she/thought, that was a fad in schools, soclety, ohurclies and buslaggs, Her illustrations | were to the polnt and humorous. She: urged that women were businesslike, and that they must never im- agine that any gredt scheme could succeed unless it was mafiipulated on business prin- ciples. She thought™ that if women were taught by men thoy might even learn to manage the so-called “floating schemes” on a “real business basis! which she called “proposing nothing.iand, disposing of some- thing,” or a kind of occult juglery and monetary sleight of band,. Mrs, Case re- lated facts about some . new reformation or revolution in domestic science ~which s organized in Chicago, called “The Model Homes.” She offered to tell the ladies at any time asd place all about it, saying that this plan would again prove her assertion that women must use, and not abuse, the ruling spirit of the age and must chain it under the control of skilled labor, with all the issues of applied sciences in order to evolve from their weary, work-a-day lives a complete and perfect system of living, which should elevate and ennoble both woman and her home. She added: ‘“When this is ac- complished, insurance bas a better field and a vicher harvest. For health and system greater repose and doubled time will give wholesome lives and lungs and homes to our land, instead of the present prevalence of nervous disorders among women from over- ywork and constant care. Women must learn that tliey cannot play the role of Mary and Martha both and retain their vim and vigor of health. Her arguments In favor of insurance for women were practical and abundant. She applied them to all classes and conditions of women. She referred to the say- ing of the merchants: “Nothing can sell nowadays to women unless the magic words ‘reduced from' are scen on the article.”” She hoped that women would, at least, not retract from their Gibraltar as economists, in spite of this, but advised that hereafter they should boycott the reduced article, unless their skill could compete with the schedule. She thought the suggestions of The Bee, a fow days ago, should be car- ried out, to establish more -home industries and the manufacture of more domestic pro- ducts, for the local market, and thought women had a fine chance to become con- sumers of lower priced articles, on a basis of a kind of honest delusion in the apparent form of a reduction. She favored such town pride, and quoted Henry Ward Beecher, who said on that subject: *‘Our neighbor and indeed the entire city owe us a personal debt of gratitude, if we render our homes and lawns beautiful.” “With the same spirit,” said Mrs. Ci “we should en- courage—even by sacrifice and economy— local trade and home manufacture of products. It is now left to woman's good sense,’ sald Mrs. Case, “to regard this practical oconomic age as a finger-post pointing her to the necessity for practical education and philosophic investment a natural fitness for the future rather than to cultivate many of the fictitious accomplishments and waste- ful expenditures of the last decade, with all their flimsy and fickle endowment and flowery culture. and acquire HKNES In issues of the Wy, and adjust to the place® ikhe should occupy as a potent factor! I the great mechanism and organism of the state and nation. As the molder of all 4is best reforms, as the mistress and queen 6f the home on which they are bullt, and’as the mother of all its sons and citizensi’khe must keep pace with the econom neés of her own domestic world, at least, and stand abreast the times Wise Investment giyes her one opportunity, both as a financler| and as an economist, Fellowship and fratdrnity give her another. We, as women, must be in touch with the outside world, 'To.ber so we must study it, have our hand on_ifs pulse and understand its beatings. We mufst mingle with It, make ourselves its kin and{kind, and exchange the graces and courteslelr (without personalities) of that sort of fratednity wh'e’t had its hi:h- est type in Christ apd His dizciples, n. 1,900 years ago, and 81,1 contirues Lo erc the world with a baud ‘of human hands." the practical Insurange Items. Harry Stuart of lown Is in town. H. D. Neely was in Lincoln yesterday. J. W. Mudge, an insurance adjuster of Des Moines, Is in the city. Chief Galligan of the fire department returned from the Pacific coast Inspector Hartman s at Hlot Ing to alleviate rheumatic ills Captain Craig of the Pacific State has been puttting in the week in Omaba. Times -in life underwriter clrcles, which have been somewhat dull for months, are Improving A number of merchants Lloyds with loyal indiffzrence of fire underwriters. James Huffman of copyright on a pletur the condition of the famil uninsured wen, after death holder. has Springs, are sticking to 1o the protests York seeured tho show ntrasts of s of insured and ot the policy has potted has | She must study faithfully | herself | Mutual | 1891 TWENTY BOOKS AND PERIODI( “Bimetalism; A Tract for the Times, Francis A. Walker, discussos the comy tive merits of bimetalism and monometalism It is a brief but able and foreible presenta tion of (he l.sue. Frarcs A, Wa'ker, Host n, The application of “Electric Controls and Governors for Astronomical Instruments” Is discussed by F. L. 0. Wadsworth In the April | number of Astronomy and Astro-Physics | Carleton College, Northfleld, Minn. Cyelists and military people will be inter- ested In a mall brochu entitled “'Cycle- Infantry Drill Regulations,” prepared by Brigadier General Albert Ordway, adopted March 25, 1802, Cloth. Pope Manufacturing Company, Boston. The subject of “Dramatic tive In Shakespeare' Is made very interest ing and instructive in an article by Charles W. Hodell appearing in the current issue of Poet-Lore. Poet-Lore Company, 196 Summer street, Boston, Volume X of “The Musical Yearbook of United States.”” including Canada, for the cason of 1892-1893, is now ready and will I very welcome in the musical world. It is compiled by George H, Wilson and Calvin B. Cady. Paper, $1. Clayton ummy, Chi- en e Pocket editions of indexed county and township maps of Nebraska, lowa and Kan- sas showing new towns and populations ac cording to the latest official census, besides many other new and valuable features, have Just been issued by Rand, McNally & Co. of Chicago. Odd_nooks and corners of the world are brought to our knowledge under the searc light of Goldthwaite's Geographical Maga zine, and the earth’s shifting landmarks are brought to our notice, a kind hint that the world do move. Goldthwalte's Geographical | Magazine, New York. sy Blue and Gray for April brings us a g ous supply of literary gems, bright, refre ing and full of sunshine. In the way of reminiscence Judge William Pope Dabney recalls the old style school house and the crude, harsh methods of the domineering pedagogue compared with our present luxu rious and effective systems, orporal King’s Trip to Washington" is a bit of mili- tary fiction contributed by J. M. Waddell. The Patriotic American Company, Philadel- phia. Book News for April containg a number of good letters from important literary centers besides its usual collection of brief reviews and_sketches, news and gossip. A review of the work of Nicola Tesla, with a portrait of the famous electrician, besides many other interesting features make this number very attractive. John Wannamaker, Philadelphia. “The Librarian Among His Books" the record of an interview with Librarian Spof- ford at the capitol and forms a most enter- taining conversation on the subject of books and libraries. The April number of Lippin- cott’s has besides a variety of sketches, poems, and short storfes and a complete novel, the latter entitled “The Flying Hal- cyon,” by Richard Henry Savage. J. B. Lippincott Company, Philadelphia. The first number of a new serial publica cation, “Story of the Great Civil War,” by John Laird ‘Wilson, promises to give its readers “a continuous narrative covering the entire area of operations, both military and novel, and free from those interruptic whichi in general history are unavoidable The work is printed on calendered p and handsomely illustrated, giving it artistic as well as historical value. Ar Book Company, 1111 Market Street, Phi delphia. Some poetical ideas are conveyed article entitled “Physical _ Culture—Th: Magic of Movement,’ by Julian Hawthorne, ap- pearing in the April number of Jenness Mil- ler’s Monthly. The writer maintains “we read, write and talk too much; ard this sin is growing upon us, 114 Fifth Avenue, New York. The cathedral cities of Fngland, the Ten- nyson and Dickens country and the homes of the pilgrim fathers are brought nearer to us in “Holidays in England,” a small book full of finely-executed pictorials and de- scriptions, edited by Percey Lindley. Aside from its inherent interest it forms an_ex- cellent guide to tourists. 379 Broadway, New York. The Cyclopedic Review of Current His- tory presents its fourth quarter for 1893, re viewing under classified heads the import- ant events that transpired toward the close of the past year. As a book for current reference it Is Indispensable. Garretson, Cox & Co., Buffalo, N. Y. A more charming variety of miscellaneous reading is seldom brought under covers than will be found in the April number of Home and Country. Liberally illustrated, its short sketches embrace every imaginable topic, making it particularly suitable for family reading. Joseph W. Kay, 63 East Tenth strect, New York, Of all travels none perhaps carry a livelier interest or are more inexpen than explorations through the world of let- ters and among its wonderful people. The April Bookbuyer, stuffed with varied literary bric-a-brac of every imaginable con- veys to the reader such an_ impression. Charles Scribner’s Sons, New York. “A Princess of Paris,” by Archibald Clay- ering Gunter, presents the author's fancy in the fleld in which the elder Dumas won his lasting laurels, in the exciting times im- mediately after the death of the French king, Louis XIV., when France from actual bankruptcy in less than six years became enormously prosperous, showing latent in- dustrial powers in nations that would be enormous if they could be securely con- trolled. The Home Publishing Company, New York. A spirited exposition of the workings of the ““Adyalorem Duties of 1846" appears in the April number of the Chicago Magazine of Current Topics, from the pen of 1. W Howerth of the University of Chicago. The subject is made very clear and is very en- tertaining, being rich and exhaustive in its review of facts bearing upon the question of the practical effects of the ad valorem system. This number is replete with strong literary features, Including fiction, poetry and political topics of present moment. Chicago Magazine Publishing Company, Chi- cng The first shell Encyclopedia” has made its appearanc: and purports to be “a dictionary of recent events and of the world’s progress in all depart- ments of knowledge.” Its stated aim s not to supplant but to supplement others, | confining itself exclusively to live topics, erning which the latest Information Is n. Its plan Is to keep ahead of other clopedias In the current changes and development of facts and knowledge, coming out as often as every two years and possibly every year. Parts are to be completed in about 2,500 pages at the price of §1.75 for the set, or in four volumes, cloth, for $2.40. Johin B, Alden, 57 Rose street, New York. The 1dicr for April gives its readers a peep at the ways and manners of the Japanese in an illustrated article under the title “Topsy-Turvydom.” The Orlent is further portrayed in a most vivid and real- istic sketch, *The Sultan’s Fate,” by H. N. Crellin. “Henri Rochefort at Home" is a strong port of that distinguished writer and his checkered ¢ A Jungle Clree,” by Birch Vye, takes the reader in th> land of Hindoosta Conan Doyle tells the story of “The Doctors of Holyland,” and Baynton Boyle entertalns the reader on “Burlesque Songs,” with a few samples as sauc:, The International ws Company, 83 and 85 Duane street, New York. The story of how “‘Looking Dackward" was written i3 told by Bdward Bellamy in the April Ladies' Home Journal, the author telling how the idea of nationallsm first occurred to him. Nor will the reader find the ffth article of the literary autobio graphy of William Dean Howell's My Literary Passions” less personally interest ing. Mme, Dlanc, under her nom de guerre of “Th. Bentzon," stralghtens out some American mistakes “About French Wome Mrs Royer tells of “Wedding Break- fasts” and Robert J. Burdette defines the attitude of a father towarl a son, Rdward W. Bok ans the peculiar questions of “Four Uncertain Fomales.' The Curtls Publishing Cc y, Philad:phia All the great fealure the now famou Midwinter fair are brilluntly mirrorel in the April number of Overland Monthly | There are articles on the architectur:, by | Edwards Roberts;. the educ exhibit by Prof. Thomas R. Bacon; the coner by Prof. Bernard Mose the ¢lectrical | Moot by Lieutenant Hasson incer charge; the purposes of the fair, by Jui | D. Bhctan e agricultural display, by Charles H. Shinn; fine aris, by J A Stanton; the mining exhibit Riward 1 it Ru PAGES, LS. by Action and Mo- th er an in_an olume of “Alden’s Nu making this number Jenness Miller, | i llinery. 5 BARKER BLOC fair. Overland pany, San I'r An’ iliustr, the Catholic church of the current number of ine to fifty-five of th chureh men and displays the part of the publishers Accompanying the story of the cardinals and Rev. F. A. Cunningham. Monthly \cizco, ed article on A present tras unde: tion that colleges Is and "t i ethically pany Western them the wild west per's Magazine conditions and Land” in the plcture of the evils that sale of whisky to the In ground is a Montana seene the story of a actors are a fan twenty-one hundred mil the rough characters “the store.” Licutenant the United State: Ship in Action.” The cucounter between an the best type and a fo same class. American, but the descript account of a battle won g doubtful contest. “Winter's Tale” are drew Lang's comment, the frontispicce. This ¢ pecially good opportunit lustration, and Mr. the play are among in the series, troduced a short story Smith, called ““Tinete study In dialect cailed and humorous pletures, remaining pages. York. “The Politic of the former va the hammer,” conditior 1:d upon a ally Do on unsound 611 Wa ple fr. hin will Owen which a and incidents April in e a tr 8 ve 1 Economy outlining of a political natural and practical and theoretical.”” The deal on the word natu leading, does not add to strength of his conclusion question-bezging. What views solve and better hu be political economy—tru | omy, natural political ecor cal’ political economy. SHCCES DUt e seli, in political economy, or ra plans for political cconom had better be entitled gance.” There is no room the sincerity of the an lead up to a better questions involved, but he at the outset by preconc are crroncous, half truths all along, making the wor outrageotis manifestations social order rather than a cause and remedy. I at the outset that the: due to inherent evil in shuts the door against the cause in the econor giving its investigation t and superficial attention. uses such terms as * as It legislative forec form of self-regulatio mental prineiples une industry that the while liberal the majority of such the domand of the co Lee and Shepard, self we It writel $1.25. Little pills for great ‘s Early Risers, Laughable S One way of to make {t ridicnlous. that ducling was stopped trict of Kentucky at time, Youth's Comp trave preacher named B mUsenlAr man, was eon liglous mectings in them a well known despera ated a disturbance, and ) buked by Bowman, sent flght rombating lor's fir thut sion, a the matt \ reflected in that r leng 3 t nallonged party of 15, He f large Lrish potat opponent must and that only ¢ taken from the perado w r ed upon his t and threaten ard It he 1§ no way out ado at last consented. contest took pla n, and alme t t A busliel that h dist hould i iged the two men In po half-bush the i) threw th good Bownisn frst | as well as belmg the best souvenis world's find the: The duel ends Nine d reproduced, one of them forming Harper He lauds competition as an ¢ and broad as works some forty y MILLINERY Oberfelder's Retail Department. 1508 Douglas Street. ! On Monday we will and Bonnets, costing from tw your choice for ten dollars. ’ you will not often get. This is Only for Monday. Remember, that we have the finest of imported as well as domestic patterns in the city. In medium and cheap hats, both trimmed and un- trimed, we are cheaper than the cheapest, In Mlowers, Weathers, Ribbons, etc,, our line is the largest and most complete in the city. OBERF K, Publishing the introduces Dona of t portraits is a fasci 1 thel In he Bquilibrium of Busines cen presents an array country lues leading to the deduc- political ‘economy_ taught false unsou ahoe's tree ppear based o number gives a resul dian. reservation, ler's shant ly of immigrants at a er A. vy describe After drama for Abbey's p In the Editor's Drawer is in- by i Tron;" “Hen an’ 08, e & of Natural La by Henry Wood, states its purpose a ceonomy rather than 1 which, its the cle 1, bu ver man in their industrial and financial sphere will » poll 101y There is no rule and ther 1 for r's e 18 vived that 1 I an in t scare tukes it se manifestations luman n, further nic on m He ulat > not s in rlying commerce and de comr it 5 Boston. —s s A POTATO DUEL, » Murphy Co an ¢ It was by this n n anion ) cting a series Kentuck to cha all o led to Bowm and fi b the most eminent are enterpr of facts on the | much Wister's s el of the P in favor of the s n s a thrilling wings for st of *political adjustinents, ars 1 any of our Pattern Hats 2lve to twenty-five dollars, An opportunity of this kind BB DRSS 1508 Douglas Street, The latest, choapest and best family machine made. Does the work in half th time—better than by hand. I'its any tub. No longer than a wringer. A 12-year-old child can run it casily If your merchant doesn't keep 1t write to us H WASHER GOMPANY, OMAHA, NEB Com- SOMETHING NEW Chinese Telescope Fish $2.00 Each. cardinals of the read hoe's Maga e on hal ating work, by an_article, Mason his jou put on and con- % Dirds' value with only $6 ranted. Singers W fiingid’s Droms-ueierg. ont for Nervous or Sicle hustion, Sleoplos: 3 140 for 100 in the > doctrine, nd because Magazine Boston. to inter- jes of Har- on actual Promised vivid t from the The back- and the The driven walk,” and ncounter at taunton of “A DBattle a supposed cruiser of st g in B oS o or_sale ‘Antidoto i it asa. Price, 1), 25uud 0 conts. THE ARNOLD CHEMICAL CO. 161 S, Westorn Avenuio. CHIC/ 0 by all druggists. 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RUPTURE, No Curo No I Call on or address with stawp for eireulars. froe Dr, Searles and Seariss, 118 South 15tn St., he p ‘ L OsMAnA Ne® ch for thefr for granted are and for sent his opponcut in a contral spot and feli in pleces. A shout of delight went up from tl crowd which flurried the desperade, and his potato flew wide of the mark. Bowman watched his chance, - | time his opponent stooped for a potato an- . | other one it him in the side, leaving a wet spot on his clothes, and then scatiering on all sides. The fellow was hit in this way five times; then the sixth potato struck him in the short ribs and he lay on the gra doubled up with pain and groaning Inough The bystanders Mr. Bowman do was taken home and put and there he stayed for more tha And when he again appeared he was g with 1y Jokes that life was almost burden to him This was th glon. ure, looking omic factor ost shallow e flippantly ive a part and the funda- and every ficient, ipared with cannot an- age. Cloth, and with delight, sober. The to bed, a week, eted a wild very went looked Littia end of duclling In that ro- -~ Chieago Man Was € matisn John Hall of smme met with a serious which he used Chamberlain's frecly, with the best results. says Mr. Hall, “comes tho best story. Kor many years I have been quits a sufferer with rheumatism, with stif t the joints, the application of Cham berlain's Pain Balm, all symptoms of matism have disappeared; in fact I helievo that it has banished ¢ af rhouma- tism from my system.’ by drug- glsts How a od of Rhea practice is ns cortain dis B0, At relates, a n, a strong, Mr. Chicago, al avenue, weeident for Pain Balin “Hut now part of my At or sa - & Mxperis boen r 0 common hing through ety An British trc an had the o for s 1 a half fally 1 stipulated ftoen pac at a thoe have eable pre excitod notl at ent; but 1o ono About has got ry few knew anything it un aturday from St Wid, arc ut just it its men and a able with Russis fal n rying ed from Tnxtrue to s Pas Ul in lspatch & Bowman | John hatlenged | the lin o fellow | ment objections. | would take to § o des- | the continent in gvent of tr A fow week ABO & 5 4 suppl pat ) for but water and ngi.e enn: lode | trip was o by the Canadian 1085 Lhan Ove days