Omaha Daily Bee Newspaper, November 5, 1893, Page 13

~ B S . St & COOPERATIVE HOME BUILDING & Proud Pre. Eminenos Largely Gained by That Moeans. A Oiy THE PRINCIPLE AND THE APPLICATION An Ethanative Inguiry Inte Bullding-loan ated by Congres Summncy of ihe Work of the Ne. Braska Siate Leags A late prblication descriptive of the city | of Philadelphia contains an instructive chap- ter on cobperative home building from the pen of Mr, Addison B, Burk, assistant man- aging editor of the Public Ledger. Mr. Burk has made a Jife study of building and loan associatious, and has been identified with them almost since their nception, and is therefore qualified to trace their history and developmoent and their influence in rear- ng the *City of Homes.” In the opinion of Mr. Burk, building and loan associations were not the ereators of the movement which makes Priladeiphia pre-eminent as the city of homes. That movement hid its inception nearly a contury ago in a syswem of ground rent. It was practically a sale in fee simple, the former owner reserving to himsell a rent out of the property amounting to 6 per cent on tho assumed value of the lot. All increase of value which tho growth of the city or their own labor put upon their prop- erty went to them. The general plan of Philadelphia dwelling houses is also due to the fact that, beng built to a great extent by people of small meuns, they wero made at first no larger than noceseity required and were gradually extended as tho means of the owner per- mitted, and as the size of the family in- creasad. The distinctive featurc of Phila- delphia dwelling for persons of small means is that, whettier large or small, 1t is well lighted, well aired, and admits of o decent living. I room in th light and air from windows opening on the street or on the yard, every cept perhaps the kitchen, is enti arate from all others; that is to say, the oc- cupants may pass by entry ways direct to the strect from any room in the house out passing through other rooms. I house is ulso provided with a yard or gar- den, and these grouped together in the cen- ter of a block, form a large open spuce com- mon to all the houses above the six feet feuce line, sh yard is, neverthel :t “to the house o whi s greater portion of the also provided with ba the city works. The plan perienc, and not the work of a one ar ct, is 80 good and compact that on lots fol nand fifteen feet front by fifty feet deep comfortable dwellings with 144 square foet of vard space, and con- taining from six to eight rooms, are erected ana supplicd with the essential conveniences of the best modern dwelling. As arule, however, the lots are sixteen to cighteen feet. 1u frontago and from sixty to 100 feet in depth. it is ntiac dwellings ar fro developed by A Congeninl Soil, The great bulk of Philadelphia dwelling houses range in value, including lot, from £1,000 to £3,000. Thore are, of course, & large number ranging in value from 5,000 to 75,000, and for the latter sum a house can “be bought fitted for the home of a well-to-do merchant. When building societies were in- troduced in Philadelphia fifty years ago they simply found a congenial soil, and flourished on that account. They did not create, though they have atimulated the de- siro for the ownership of houses, and at a time when the sales of lots on ground rent were less common than formerly, they pro- vided a ready means tor poor people to ob- tain homes of their own. It isan old story that the term building society is a misnomer, and that Philadelphia building societies are reully co-operative saving funds and loan associations. "I'he system in the simpler forms may be made pluin in this way: One hundred men, each able to save one dollar a wonth, in order to strengthen each other in their purpose to save, to put their money to- gether at fixed periods and lock it up in & strong box until each shall have accumu- lated $200. Iu is easy enough to see that if ench man is prompt in his vayments the strong box will be ready to be opened for a dividend of the savings at the enaof 200 months, If each monthy payment stands for a shave of stock, then each share will be ‘worth $200 at the end of 200 montus. The Kssonce of Co-Operation. But we will suppose that us soon as th agrecment bas been entered into, by which 100 men came together monthly and put $1 ench into a common fund, one of the mem- bers suggests that instead of allowing the money to lie idle in a box they had better put it out at interest as they gather it each month, putting the securities for its recurn into the box, and the iutervest also zs fast as earned. At a glance the members see that, by acting on this sugyestion, they will accumulate the §200 on each share in less than 200 months, perhaps in 180 months, when they will have paid only $180 each. The suggestion is adopted, and now we have a purely co-operative savings fund, with only one distinguishing feature, and that one of great value—the savings ave compulsory and madoe at stated periods The member does not lay aside in this fund his spare cash as bumor to save prompts him, but enters into a. obligation to pay so much per month. Now you have in this scheme as thus far developed the %lsl‘lllhll feature of our so-called building and loan associa- tions. The other branches in which they ongage, although they give character and name to the societies, ure really ncidental 10 one grand purpose, that of saving money by co-operation aund by compulsory payment into the treasury Safety of Investments. The first problem that presents itself to the directors is how to use the money col- lected the first month. The purpose of the society will be destroyed if the money is not safely invested. Shallit be put in govern- ment bonds ata low rate of interestor in- vested in bonds and mortgages, with real es- tate security, at a high rate! If the latter course is udopted to whom shall it beloaned? John Smith, who is not a member of the so- desires 10 borrow, but so also does Peter Brown, who is a member. If the so- clety should lend to Peter Bro: willhave security additional to that r his bond and mortkage in his s in value month by month. To get this ad- ditional security for all the money it lends, and ot the same time to secure & higher rate of interest for his money than could be obtained from gov- ernment bonds, the society determines to lend only to its members. Now it appears that other members besides Peter Brown wan. to borrow the first mouth's collections. How shall it be decided between them. Ob- viously the fairest planis to let them bid one against the other, and lend it to the mau who is willing to give the highest premium over aud above the fixed or legal rate of in- terest. This course, 1s adopted, aud the society finds itself in posscssion of two sources of profit, interest on loaus Lo its own mewmbers and premiums for the prior use of money collectod. It is manifest now that in stead of requiring 200 or 150 months iu which 10 accumulate in a strong box enough mone, and securities to divide $200 per share it will ouly take say 160 months. Purpose of Flues. In the course of time, some one of the members fails to pay his instalment. If this should be permitted it is manifest that the member withholding his deposit and depriv- fog the society of its use will, in the eund, have an ml\‘ulm*e over his fellow members, T'o check this o fine is imposed when iostal- ments are delayed, 80 that the fine may surve as a penalty as well as reimburse the society for the loss of the use of the money. ‘Avother member finds that bo caunot keep up s payments, or he desires to move to another part of the country. To accommo- date him the soclety agrees to open the girong box before the appointed time, give what he has paid in, with some portion of the profit already and cancel his stock. Now it 1s seen \hat there are, bosides iaver- est, three sources of profit, namely: Pre- arising from competition for the penalties for noupayment of dues, aud & portion of th ts l'll'ihnlll from o fail to remain in the associa- 4 nud hose stock is cauceled. And 80 the features of A Philadelphia bullding so- ciety are developed. At last, and efeventh vears, when from $120 to 8132 have beon paid in on each share, the sirong box s found to contain securities or money suficient to divide 1o all the shares of tne borrowers and mnonborrowers, %200 each. The time ha: twound up,” techni holder of an unborrowed or free share gets $200 in cash. Each_borrower is entitled to £200. but he owes £200, for which the society holds his bond and-mortgage, 80 the account is squared by the cannellation of the mor-t rage. The society thus described is a single series society, but the principl ponking. Each ns the same. Tho series aro treated as partners with interest in & business common to all proportioned to their investments, ana the times for which the investnents have beon made. ng the Interest Rate For many years building societies of Phil- haa no competitors for the purchase of houses. As money became chicaper capitalists began to comi- , and at the present day one can horrow from individuals money on installment mort- s 80 framed that the couditions and ro- sulls to the borrower aro substantially the same as thougn he had become a member of srrowed from a building society, This fon will only last, howover. us long as s cheap. A capitalist will not lend on such favorable terms unless forced to do y the market conditions. mpiote statistics respecting building so- ties are not attainadle. It is known, how- er, that Pon ins at least 1,400 soc have their offices iu | erage of 1,000 shar and the shares of stoc of §00, then the 1400 societies hay 0,000 membors and §126,000,000 0f assets. Mr. Burk coneludes that Philadelphia ins at all times folly £40,000,000 invested in building socie- ties, and that the members put away nearly £,000,000 annually in_these compulsory sav- ings funds, Nearly all of these savings are ultimately invested in little homes and that is why the builders of Philadelphia ercct many thousands of small houses every year. Collecting Statist he absence of accurate information ro. garding the growth and present condition of building and loan associations is a source of gencral regret. Themarvelous dovelopment of this phase of co-operative effort has, in various states, received the attention of the law makers, and departments have been wted to supervise and restrict their oper- In these states statistics have been «d, but the number is limited and therefors form only a part of the whole. The long-felt want will be supplied presently. Pursuant to an act of congress directing the tment of labor to collect and diffuse - formation relating to the means of promot- ing the material, social, intellectual and moral prosperity of the people, it has under- taken an exhaustive inquiry into the opera- tions of building and loan associations in view of the important part which their net surplus of over 00,000,000 plays in the finan- cial operations of the couutry outside of banks and clearing houses. important work has been under way for a year or more, and probably another year will be consumed g and compiling the necessary in- for a complete report on this vranch of co-operation. An Exhaustive Inquiry, . Frank J. Sheridan, special agent of > department, will conduct the inquiry in Nebraska, He has given Omaha asssocia- tions considerable attention during the past week. and will visit Lincoln and several ovher cities in quest of statistics. ho range of inquiry outlinea by the de- partment is extensive, embracing several important features neglected by state de- partments. It will cover the various sys- tems fu vogue, both local and national, the total business of each, number of shares issued, number 1n force, their aggregate value, plan of distribution of profits, loans made, number of loans refunded and the rate of interest and premium. Particular attention is directed to determining whether the majority of sharcholders are of the wage-earning classes, by inquiry into the occupations of shareholders. The inquiry will also determine whut per cent of loans arc made for the erection of new homes, and whether the claims of associations as home builaers is well founded. The importanca of the work undertaken by the nationsl government is appreciated by all association men, aud Mr. Sheridan may be assured in advance of the cheerful assistunce of secretaries in Nevraska. Tt will be remembered Mr. Carroil D. Wright, chief of the department, gave an outline of- the investigation in an adaress at the ‘World's fair congress last June. With in. complete returns then at hand he estimuted there were 5,800 associations in_the country at the close of 1892, with 1655456 share- holders and net assets amounting to $496,- 928,405. When complete returns are in the totals will be largely increased. For - stance, in the estimate Mr. Wright credits Nebraska with 47 assoviations. It should be 77. » The League Couvert Following is the cal: for the second annual convention of the Nebraska State League of Local Loan and Building Associutions: The second annual convention of the Ne- braska Stato League of Local Loan and Building Associations will be held at Lin- coln, Neb., Tuesday, December 12, 183, h association is entitled to two dele- It is aesirable that delogates be n as early as practicable, and that you notify the secretary of the league of ) stion, he true worth of an organization is best ascertained by an examination of its record. The state league was formally organized in September, NEV:, for the purpose of drawing together in bonds of unity legitimate co- operative associations, to secure & better ou- torcement of tho state law, and to check the operations of fraudulent corporations ing as “building and loan associa- 0 tbese ends the executive officers nergies, and were 1mstrumental in accomplishing the following benificent re- sults 1. The refusai of the State Banking Board to erant certificates to foreign associations to do business in Nebraska. 2. Defeat of the bill to repeal the home- stead of 1873, introduced in the legisla- ture by interested nationals, 8. Protest of the league against the con- stitution and by-laws of an Omaha natioual approved by the State Banking Board, und amendments ordered, 4. Protest of the league against the con- stitution and by-laws of 8 Lincoln national, approved in part by the State Banking Board, and amendments ordered. The first of these results constitutes in it- self & triumph for legitimate co-operation. By its decision the State Banking Board es- tablished a precedent of great value and gave substantial effect to the letter and spivit of the building association law. An attempt to smuggle through the legislature a repeal bill was promptly met and defeated, Two new associations Sought charters au- thorizing them to operate on the national The league conlested the applications sfully, forcing both to reconstrucy coustitutions and by-laws in contorm- ity with law. “Pno experience of the year emphasizes the tact that persistent watchfulness and united effort are necessary it wo maintain our van- tage ground, The opponents of honest ¢ operation are active, persuasive and un- scrupulous, Possessiug ample means, they are able to command the services of experi- enced agents and keep them constantly on guard, noting every move and ever ready to take advantage of official favor or neglect. Their activity will be of little avail, how- ever, if all locals in thestate co-operate with the league. To place the burden on the shoulders of a few and ask them to bear the brunt of the battle and the expense is mani- festly unjust and selfish. Every association shares directly in the benefits and ought to co-operate in the work. What can be accom- plished by sixty associations actingin unison may be measured by the work performed by one-third of that number during the year. Results outweigh a ream of argument. The league submits the record and inviies the thoughtful counsideration ot airectors, especially tho officers of associations not members of the league, confideny that they will realize the advautages of union and join in making the league the bulwark of honest co-operation, Associations not members of the league are invited to appoint delegates to the con- vention. Questions of general interest to local associations will be discussed and im- portant papers read. Delogates will meet at the Lincoln hotel at 10 o'clock a. m. Tuomas J, FIrzMoRes, Presi embers each, alue B “DeWikt's Witch Hazel Salve curesfburns. somowhers between the tentnh | ock is now issued in seies, | in loaning | THE OMANA DALY BEF: By r v 'BURNED WHILE HELPLESS | Mrs Oron Dies Bacanse She Discovered Burg- lars in Her Room. FRIGHTFUL FATE OF AN ILLINOIS WOMAN Two Barglars, After Beating Her Into In- sonsibility, Set Fire to the Houe and Try to Escape—One Shot, the Other ¥ Cmeaco, Nov. 4. —At an early hour this | morning one of two burglars who entered | the house of Frank B. Wheeler at Wilmette, near this city, was killed, the house was fired, and Mrs. Cron, the mother-in-law of the householder, after having becn beaten by the robbers, was burned to death. Mr. Wheeler was awakened by a noise in the house, and socuring two revolvers, began an investigation. Upon entering the upper hall he saw a light in Mrs. Cron's room and a pile of plunder before her door. Starting toward the door, ho saw his mother-in-law Lying on the floor, her face and nead covered with blood, and before he could enter a man | rushed from the room and past him down the stairs. Mr. Wheeler opened five. Av the first shot the burglar stumbled, and as five more bullets followed in rapid succes- sion, he foll unconscious in vhe lower hallway. At that moment another man, alarmed by his comrade's fate, broke from the hall and started across the adjacent prairie with ‘Wheeler in hot pursuit. After emptying his remaining revolver and losing sight of his man, Mr. Wheeler returned and found his houso ablaze, probably fired by the burglars to cover tho evidence of their crime. Help was called, but it was too late to save Mrs, Cron, who was dead when taken from the house, her head and limbs having been burned away. Tho fire was extinguished be- fore the building was consumed. The injured burglar, with six bullets in his body, was removed to Evanston, but died on the way. He was well dressed, about 25 years of age, and had the appearance of having been a clork or professional man. In his pocket was found an expensively bound testament upon the fly leaf of which was written “Paul F. Logan, 332 Fremont street, Louisville, Ky.,” and “From Mother to Paul.” The search of the police has as yet failed to locdte the burglar who escaped. Nothing else to indicate the deaa burglar's identity could be found and a description of his comrade {s lacking. The body will ba heid at the Evanston morgue untdl the coro- ner disposes of the case. A deputy coroner reached Evanston this morning and made arrangements to hold an inquest. Mrs. Cron's body was taken to the same morgue and an inquest on both will be held at once, The raid had been well planned. The burglars were familiar with the habits of the household. Mrs, Cron was known to be wealthy. During tho recent panio i Denver she withdrew 4,000 from a bank in that city and kept it for some time in the house at Wilmette. It was deposited in o Chicago vault, and had the raid been successful, the burglars would have been disappointed in their plunder. Mr. Wheeler's statement, given this after- noon, is that three burglars instead of two as first * {§ reported, re- entered the house. When he saw the in- truders two were carrying a truuk down stairs, having left Mrs. Cron’s room. While &he shots were being fired a third man ran from cover and joined his comrade in fight. Mrs., Cron was 75 years old and & native of Canada. She had made her home with Mr. and Mrs, Wheeler for some time months. She was quite wealthy and wore costly jewelry. Last night it lay in her room. On the body of the dead burglar were found several rings and pins taken from the dsad woman's room. —————— FIGHT WITH HIGHWAYMEN. Grain Merchant and His Clerk Held Up in the iburbs of 8t. Louis. St. Louts, Nov. 4.—An early morning battle with highwaymen near the southern end of this city resulted in the serious, possibly fatal, woundiag of two men, ous on each side. As John Bobbing, a well known grain mer- chant, with his clerk, John Berhars, was returning from the city to his home south of Carondoler, he was halted by three highwaymen, who enforced thelr demands for monay with pistols. Bob- bing and Berhart refused to @ive up, where- upon the latter and the robbers indulged in a battle, {n the course of which Bobbing was unarmed and reccived three bullets in his ody. Two of the wounds are serious, possi- bly fatal. One of the highwaymen was so_seriously wounded that he had to be carried away by his companions. all threo escaping. They socured no money. ol EEAH SR UNLUCAY LUCKEY, sentenced to Be Hanged for Murdering His Nearcst Kelutives. BROCKVI Ont., Nov. 4.—Charles Luckey, who has been on trial here for some tume charged with triple murder, was 1ast evening found guilty and sentenced to be hanged December i4. On October 8, one year ago, Luckey's father, sister and step- mother were murdered at New Bliss, twenty miles north of this town, nnd their farm- house was set on fire to conceal the crime. Young Luckey was arrested on susploion, having admitted that he had a grudge against bis stepmother. He maintains his innoceuce, however. e VENGEANCE FOR A COMRADE, Itdlians in & Doralled Traln Get Aftor the Crew with Knives. SeriNgrierp, O, Nov, 4, —Near St. Paris, 0., eighteen miles north of this city, a work train loaded with Italians was derailed last night by one car breaking down, One Itabn was killed and 17 injured, two or three of them fatally. After the wreck the Italians drove the train crew away with knives. The injured have been brought here and @re now in the city hospital, el o ENROUTE TO NE¥ YURK. Aotor Curtis Reported to Hu Culiforuis 1o Disguise. Cuicaco, Nov. 4.—Reports received from Denver say that M. B. Curtis, the actor, who recently disappeared from his ranch in Cali- fornia is flying toward New York as fast as steam can carry him. It is reported that he left San Francisco Wednesday afternoon disguised until he should cross the Califor- nia state line. It is further reported that he passed through Colorado Springs and should have reached the Missourl river this morn- ing over the Rock Island. — Confessed to » Flendish Urime. CaaTTAN00GA, Nov. 4,—George Keanedy, one of the white men arrested n suspicion of murderiug Night Operator Lowry at Shellmound, Tenn., a few days ago, has con- fessed to the crime. He says and his cousin, John Kennedy, who is also under arrest, went to the depot oun several oc- casions to hold up tne o) r and rob the station, but they could mot gaim an en- trance. Finally John shot the sleepi; operator through a window ana they &:fi crawled into the room, robbed the place and loft. It was the most flondish murde: ever committed in this section and the feeling against the prisoners is intense, T Fou the Vity Hall Sax Axtoxio, Tex., Nov. 4 —Seveanty-five unemployed men arrived here from Cali foraia by & Southern Pactfic freight train, Fled from /84,00 /Suk Chenille PORTIERES 8450 $12.00 CHENILLE PORTIERES Now $6.50. EVERY PAIR —oF— CURTAINS ‘WILL BE SOLD REGARDLESS OF COST. $12.00 LACE CURTAINS Now $7.00. ALL CURTAIN Loops and Fringes AT A SMALL FRACTION OF COST, $18.00 Chenille Curtains Now 87.50. ALL $20 Lace Curtains Go for $16. SUNDAY. NOVEMBER 5. 1803~ TWENTY PAGES. ABOUT THAT LITTLE FIRE. Fires are of tw $7.00 Silk Chenille PORTIERES L] 300 o kinds—good ones and bad ones, The une which broke out Monday morning on 4th floor, came near being a very bad one, Fortunately it was put out in time to save the building. It therefore was one of the good kind, because it left some goods which are practically intact and will afford buyers an cxcellent opportunity to get some ex- ceptional bargains. The fire was in holstery departments, the curtain and up- Come Monday and secure first pick of chenille portieres Nottingham lace, Brussels, Irish point curtains, draperies, curtain loops, fringes at such prices as make it impossible for you to resist buying. We are going to make a clean sweep of it and let the public have the goods. REMEMBER, we received liberal treatment from the insurance com- panies and can afford to let the public have the benefit. ple bargains. We quote a few sam- Come early, as scores of buyers have been in during the past week asking to have goods laid aside. $27.50 Velour Curtains For $12.50 All $80.00 LACE CURTAINS For $15,00 A Fine Assortment of Upholstery Goods. Very salable. Will be sold way down A LOT OF Inclaiing all the fine ones. A FEW Silk Yelour Curtains That were 8150.00, will be sold For $50.00 '$8.00 Silk Chenille PORTIERES the crew being udable to prevent their passage. They marched to the oity hall, where they, were fod by the city marshal. i b g TAE THEATERS. ‘A Night at the Circus,” with jolly Nellie McHenry, whom everybody knows and ad- mires, as Mlle. Electra, the dashing circus rider, and Mile. Madelaine Milan, a demure ittle Quakeress, twin sisters, will begin a three nights engagement at Boyd’s this (Sunday) evening. New music, new special- tics znd an all round clever company is promised. For Miss McHenry personally no recommendation is needed. All know her as the brightest, cleverest, jolliest soubrette now before the American public. The novelty of “*A Night at the Circus” is the last act, which represents the dressing tent of The Greas [wperial circus, with a view of the ring and the audience at the back. In this act Miss McHenry appears as the queen of the arena, in full circus rider's costume, onthe back of a beautiful white horse, Since the company was seen here a year ago last July it has- praotically been recon- structed, and now Miss McHenry is able to present the ablest company with which she hus ever been identitied, The enzagement is for three nights. Charles A. Gardner, the versatile German dialect comedian, who is familiarly known the country over asthe sweet singer, will appear at the Fifteenth Street theater this afternoon and evening, opening a four nights engagement.ina new play entitled “The Prize Winner.” Dr. E. A. Wood and James R. Garey are the suthors of the work, which is a comedy-drama. Tho scene is laid at Halle, near Innspruck, in the Austrian Tyrol. Time, the present. In the character of Karl Wagoer, Mr. Gardner has ample scope to display his varied talents,and he has sevep new songs, including *‘The Tur- ner's: Triumph, *Wand Drill,” “If My Heart Could Speak,” ‘“I'ne Butterfly,” “The Flower Girl,” and “The Wedding Bell The music is by Gustave H. Kline, the suthor of **The Lilac. “Tho Prize Winner' is pronounced by com- petent cricics to be Mr. Gardner's most sue- cessful venture. The characters of the play are all strong, and’ the situations are natural possibilities and intensely interest- ing, and in several instances stariling, while the comedy running through the work fs sufficiently strong to affect the pathetic scenes and keep the spectators thoroughly amused. A Tyrolean sexteute of fine singers will warble songs;ef the Tyrol in the progress of the perfgrmance. The wonderful versalitity and geni of Felix Morris, ‘'who has achieved dis- tinction among the world’s players as being inimitable, will, in the program laid down for his engagemeut' here, beginning Thurs- day night, add impoitance to the season's amusement of which we may be proud. “There seems no ljmit to this actor's ver- salitity, He bas been seen in a number of characterizations 1A ‘one evening, and so thoroughly becomgs (the character repre- sented the actor is ontirely lost, and will be demonstrated in the delightful plays to be given, Mr. Morrigtwill be seen in seven different characters, and as many as three at each performance, all being totally dissimilar. Thursday nightoasd for the Saturday matinee, as the o}d. impoverished Freneh musician in “The %ld Musician,” Major do Boots in “The Milot,” followed Cousin Joe, & rustic Yorkshire lad, in Buckstone's Jistle play of that name. Friday night Mr. Morris plays two chapacters in"Champagne”. Lord Cavendish, an Englishwan, a a French count, which will be followed with *Cousin Joe", and the engagement will close Saturday night with “The Vagabond,” Mr. Morris muylnq Jim, an old vagabond, also Mr. 0ses, a cockney Jew, in the comedy farce JM»aan followed 4gain with *Cousin The plays will e staged with completness of rare detail and the cast will mtroduce Mrs. Harriet Otls Dellenbaugh, Florence vood, Miss Jane 3 Miss Jean Coye, Miss Sara ord, Mes Auna Cowell, Arthar Byrou, Kendall Weston, W. J. Coastantine, Frank B. Hatoh, Leighton Baker, F. J. Wiley ete Next Thursday evening Bosenus Bros', ~ Well be ready Monday, . There are bargains awaiting you on our 4th floor. Come and see them. The Morse Dry Goods Co 16th and Farnam Sts. I'll Pull Your Tooth Out for 25¢ DR. WITHERS, 4th Floor, Brown Block,, 16th and Douglas. Telephone 1775. We needed more room. We took more room, Now the largest and ‘best equipped demtal offices in the city. many other $16.50 VELOUR CURTAINS $95.00 Silk Curtaing For $25.00. All perfect. ALL ODD CURTAINS 50c to $1.00 Each, Teeth Filled 71\~ Gold Crowns aud Bridge Work. DR. WITH :RS, 4th Floor, Brown Block,, 16th and Douglas. Telephone 1778. DR. WITHERS Rooms 400-401-402-408 Brown Block, FOURTH FLOOR 8. E, Corner Six! teenth and Douglas Sts. DENTIST. The Very Best Work at the Most Reasonable Prices. Are You Toothless ?| NEW SET $5.00 G0OD FIT. 16th and Douglas| ath Floor, Brown| Blook. Dr. WITHERS, E——— SET OF TEETH D NEW More room. More dentists. More tacilities, All work Guaranteed, A Hollow Tooth “Twont hurt bit, Dr. Wll’l’l&fis, “Telophone 1775, th Floor, Brown 1 16th sud Dougias, minstrels will open a three-night engage- | ment at the Fifteonth Street theater. They present an entertainment not less brilliant than that which has so frequently delighted the metropolis with its completeness. For years they have enjoyed the enviable dis- tinction of being among the best, and their hold on public esteem and confidence was | never stronger thut at the present time, due totho care they have always successfully exercisod in making their entertainment as refiued as it is clover and amusing. “Wholesome fun” and *“The Hustler” have become synonymous terms to the theater- goer and the announcement of the early coming of this capital musical farce will be recoived with general gratification. All the funny comedians, pretty girls and interest- ing novelties of the season, together with a really clover vehicle for iheir*display, are pronised in *The Hustler,” and bust ox- perience teaches the play-patron that he may depend upon the prowise being fulfilled. “The Hustler” cames to the Boyd next week. The Carleton Opera Company, numbering forty people is booked to appear at the Fifteenth Street theater in the near future for a short season, appearing in a select reportoire of standard comic operas. ——————— Merlt Wit Toil. Cook's Imperial Extra Dry Champagne re- ceived both medal and diploma from World's Columbian exposition, the highest prize in | the povrer of the judges 10 bestow. the Chesapeako & OhioSouthwestern to the Louisyille & Nashville and Tllinois Central is thought by able lawyers to be unconsti- tutional. The Chesapeake & Ohio South- western and Louisville & Nashville are ! both chartered under the laws of the state of Kentucky, which forbid amaigamation of rival roads. e Time He Was Ar od. Cmioago, Nov. 4.—A. B. Pouter, claiming tobe the son of & wealthy lumberman of Phillips, Wis,, was arrested here today charged with having swindled G. M. Briggs of Minneapolis out of #115. Ouly two weeks ago Potter marcled the daughterof W. W. Hall, » wealthy merchant of Fairmount, W. Va., the young couple | baving met here during the Worid's | | has taught and promuigated the ir at the State of The murriage,which was a runaway affair, took place at Tifiin, O. The day ufter the marriage sowe ore in Tifin aiscovered that Potter was wanted in several places in In- diana and Ilimois. Mrs Potter said she had given her husband all her jawelry and he nad pawned it. An officer claims to_ have recognizod Pouter 18 & person who had been sent to the bridewell seven years ago on & charge of forgery. Maine hotel S e SHEKMAN N SILVER, Ho Speaks to & Large and Enthusiastio Audience in Cinclnnati. CixNcINNATL, Nov, 4. —In the course of his | speech at vhe Central Turner hall here last night Senator Sherman spoke principally on silver. The speech was received with the greatest enthusiasm by the crowded audience. He said thata year ago he had the honor to introduce the same repeal bill into a republican senate which had just been passed by congress, that it passed the senate and was defeated in the democratic house. Speaking of the purchasing clause, Senator Sherman said: Wo have in this country gold and silver as the basis of all our money—gold and silver which for 500 years have been recog- nized by the nations of men as the best standards of value known to humanity. All our foreign operations are based on these double stundards. But they arc also based upon the idea that these two metals, which 1 may say were given by God for the use ot man, must be maintained with each other; that we cannot have any difference in our kinds of money and the republican pu;l.v 1doa that not only gold and silver must be maintained at a parity with each other, but that all forms of money, whother treas- ury notes, ereenbacks or any other kind of money, shall be maintained in purchasing power at parity with each other. That is the fundamental idea of the republican party." As to why we should suspend the purchase of silver bullion he said: **We have now in the treasury of the United States or in cir- culation among the people in tho form of siiver coin, $077,000,000. We knew that if this sum was added to to any considerable extent the effect would be that the business men of our country—those who deal in money—would feel that thatswn could not be maintaned upon the parity of gold coin, which is the standard money of our country. Therefore, as belween these two kinds of mouney, gold would be demouetized, be hoarded or exported, and silver would be- come alone the stan of the country. We would be driven from a bimetallic standard to the single standard of silyer, a constantly depreciating commodity, snd therefore we desired more than a year ago, before Cleye- Iand was thought of for president of the ° Unitod States, or at locst before he was nominated, 1o arrest that, but the democrats said no, the populists said no, ana we were - compelled to drift along.” \ His speoch was largely on tho silver quos- tion, He discussod the local state issues, declared for free and fair elections through- out the nation and ended with a few words on the tariff. Sl AR CLUSING THE CAMPAIGN, Chuuncey M. Depow Ridicales the “Legaoy Cry of the Democrats. New York, Nov. 4.—The last big republi- can rally of the campaign was held at Cooper Union last mght. Chauncey M. Depew was loudly cheered. He said: “A year ago $tood on this platforw, i the closing days of the last campaign, and [ took occasion then to say a reversal of the goverument's policy would result disastrously ™ Mr. Depew went briofly over the recent aspect of the silver question and the finan- cial distress. *When the republican party went out of power,” said he, *witn the Sherman bill still in operation, we were in the very zonitn of our prosperity. If the republican party had stayed in power we would still be enjoy- ing that prosperity. 1 read Senator Hill's speech made in Brooklyn a few nights ago and I am here yet. It consists of two things, One is the attémpt to_account for the dis tress of the country, the other the defense of Isasc H. Maynard “Ho says the distress was caused through republican legacies. What were these legacies? One was Lhe fodoral election billy wnother, laws for the protection of the works ing Yed)plu and still another the present banking system. These ace the legacies that have ruived us.” The nomination of Maynard, he declared, disgraced the i Among the inguisiod republigans on the platform were: ovi I*. Morton, Wil- liam M. Evarts, Coruelius N, Bliss, Joseph H. Choate, L. B. Cannou, 'homaus Plats, Plorpont Morgan, Henry Clows, (eorge Buiss, Gonoral Porter, Seward Web Whitelaw Reld, Brayton Lves sud Boruard Bigelow.