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OODS 0N CREDIT. How Fair Prices Are Possi- ble With Easy Terms. FURNISHING A HOME. Progiess and Methods of a Great Ploneer Credit House. THE PEOPLE'S” NEW STORE. A Gigantie Establishment Where A1l the Neels of the Clerk and Mechanie Are Met as We'l as Those of the Millionaire —Anything That Is Necessary for Housekeeping My Be Had on Time for fees the Same as Casha heve [ found this eredit.” Shak wpeare’s Tielfth Mght. Tt was but natural to expect that in a country feunded largely upon credit, or, in other words, based on the integrity and inherent possibilities of the people for ““the pursuit of happiness,” what is known as the credit system should have sprung up as a part of the commercial vangenment, Despite what may super- s appear this is not a nation of millionaires. Tt was established “‘of, by and for the people,” and though in oc casional instances great weallh may ap- peur to exercise an undue influence, in the final issue on every question itis the average man—the professional man, the mechanical man, the laboring man— who has the say, The chief aim in life of the ordinary man is to have a comfortuble home, and it may be said in general terms that most of the world's great struggles and of the legislation of the nges has been dirvected mainly to accomplish that pur- pose. [t was that which was back of the baron’s demand on King John for Magi Charta, and it was the essential prin ple set forth in the immortal Declara- tion of [ndependence. Credit is the freem: prerogative, and more than anytning else puts every man on an equality. The history of tho extension of commercial credit has in every instance been contemporaneous with the recognition of theind rights o man. Under the Greeis Roman republics this idea was the very foundation of government, and when it was subverted they hegan to deeny, and finally were overthrown. The agoniz- THE OMAHA DAILY BEE: SUNDAY.. NOVEMBER 15 of trade situated between 13th and 14th streets, especially on the south side. There is not in any city a square that in ono glance convi a more compre, hensive ideaof the diverse and mingled interests represented in apidly conducted and far- reaching business transactions of the commercial world today, Thou= sands of hands have been engaged in various parts of the couatry fashioning the fabrics and pro- ductsof industey that are being sent out to the various quarters of this vast and amazing country. I'he througs remind one of the husy thoroughfaresof ! 0, only there iseven more of the evid of small barter and trade, for a' most every other man or women has some backage or suggestive evidence of new-made pu Great express wagons are and going and the pave littered with cases of merchandise and ponderous packages, while immense tracks are in the rear of the towering lishments load- ing und unlonding. With its high and wide front, for what was formerly two big buildings: have been thrown into the established credit house The People's Mammoth Tnstall- ment House does not suffer by comparison with any of it's sur- roundings. It giyes at once an impressionof spacioustess, of trans- actions on a large scale, of liber- ality and generous denlings, that 18 not dispelled but rather en* hanced and strengthened by closer and more intimate acquaintance, The front is pr sk, uni- form, not showy, but pleasing.and there is a certain something in the architecture and gen- eral effect that gives the effect hold bazaar, than o warehouse or sales house. The expanse of plate an air of lightness and an inviting chav- acter to the place that is quite different to anything else on the busy thorough- fave.” Fifty feet is un enormous front- age, more than three times that of the average dwelling, and it extends back the full 300 fect of depth to Harney age. The Harney street warchouse be- ing used exclusively for packing and un- cking, and storing such erormousiy quantities of merchandise which it is necessary for 50 large an establish- ment to carry. The area is enormous, and there is no other establishment in Omaha_which can compare with it concern, but all the general household emporiums of other cities are now and ample emporium of the people, ex tending from one street to another an occupying the broadest and widest streteh of the centre of the square. The situation of the establishment on the main business thoroughfare, with cars passing overy few minutes to and fng writing of the tussian serfs through agos; the perturbations of Poland; the | struggles through generations of the home-loving Hibernian Green Isleof the ocenn, the graveyard of misery’s evie- tions; and even slavery’s embittored clvil strife, have all morg than anything lse grown out of the desire of the peas- ant’s heart-longing for u home and indi- vidual recognition. The deninl of polit- icul rights s well s of credit to all not actually possessed of property haus heen ono of the most prolific distirbing cle- ments of the world’s history. Under the kind and beneficient institutions of this fraternal land, like Bertram’s fate ' on Ellengowan’s height, *‘the dark has turned light and the wrong been made right,” and here the man of every birih may find himself a home in complete curity and furnish it and rest himseif in comfort and content. 1t is significant and suggostive that ' was in the eity of Omuha, the gate city of the west, that two great factors that have since contributed so greatly to the | comfort and independence of individual man had their rise—the purchasing of houses and lots on ensy payments and the establishment of the method of pay- ing by installments, known as the dit system, They huve cach sed a strong influence, not only in building up homes, but in furnishing and ostablish- ing them. The credit system practicul- ly holds the same relation toward mov- able px‘o‘»url und personal effects that | the building association does toward re estate, and it is on this account that the crediv system appeals more generally to the largest number. Your after year the business conduct ed on this prineiple has extended, mee ing with such recognition and popular favor that it found imitators and spread into other branches, but it is among the pioncers of the teade that iv is found prescrved in the most satisfuc- tory methods, and distinguished in this eatogory the long-established and successful eredit house of The Peoplo’ Mammoth Installment 51817 Farnam street, which has had a contin- uous and unintervuptedly prosperous and popular car for years, during which it has not only huld the public esteem and contidence, but fixed a stand- ard for upright and hberal dealing that has haaits influence upon othor houses and put the ovusiness upon the highest and most honorable plane. A GREAT EMPORIUM, Extension and Improvement of The P, ple’s Manmoth Installment House. Even the most casual passer-by on Farnam street, that great throbbing artory of the city’s business activity cannot fail to notico the change that | &s ately taken pluce in the exteriorup arunce of tie busy stores and bazaars [ from great U cific and Burlington & Missouri River Railroad stations, and only u few minutes’ ride to the Chicago & Nortbwestern and Missouri Pacific MR. B. RO! of our chairs and tables, the story of art itself, but it is the story of the human race.’ It has gone upand down fluctuat- ing fortunce and intel- blo. Skipping more of a domestic change, a honse- | ing with th ligence of nations and peo and Orienta their sculptured utensils and rich col- vans and rich y furniture had already reached great development when the Egyptian his beds of ce- dar supported on feet carved, painted and covered with the finest draperies, J of turned wood, and small articles of con- in the greatest sbun- ors and their street. on which there is another front- | led the world. s living so much in public and holding their dwellings and wo- steem contributed but littic to the development of furniture, but the Romans household decoration to a point where fancy seemed to have reached its limit. When Rome feil all that had been ac- complished in hous « with it and for centuries the industrial arts were dead. Slowly, Ages rnd Charlemange, the b came again a chair, the armor chest a endaney began and and conveniences of the w to receive attention. 0 the thonghtful obse or not intent on Marshall Field's, in Chicago, is a big | carried the dwarfed by comparison with thiselegant | old elegance fell after the Dark 1, woman’s as the comforts NTHAL, President and Manager of the People’s Mammoth Installment House in his private office. In the basement and throughout the | good loo granite war come as low a as high as $42. first floor, but more especially in the salon on the Farnam Street front, of the second floor there isto be found at The People’s Mammoth Insallment House such a diversity of househoil furnish- ing as is seldoin seen under one roof. Everything that belongs to the comfort and convenience of a home, from a stove or the humblest kilchen utensil to statu- ary or richly upholstered divans and lace curtains, are to be found here, not restricted to the wealthy alone, but availublio to all and the most moderate income by means of tho credit system. The array of attractive furniture” t in a varicty of styles, as well as diver- sity of forms, and anyone wishing an oxquisitely udholstered parlor lounge, the equal in style of those, in the finest houses, ¢an have it as easy as the plainest and most practical dining room chair. 1t is no unusual thing for young people just begining housekeepinz to be fur- nihsed throughout entirely from The People’s Mammoth Instaliment House, s they find much/more convenient, can make ~satisfactory arrangements and can have better facilities by selecting cverything needful at one place under the same roof. Many a pretty and happy home has had its beining in The People’s Mam- moth Installment House establisment. throngh such u large and complete es sen looking east from grand st depots, the Council Bluffs South | Omaha Sherman avenuo und Walnut | Hill motors passing just one door west, just around the cornér from the s and Murray hotels, in the immediate vicinity of all the leading banks and telegraph offices, makes it the centre to which not only the people of O hundreds from vavious parts of N, ku and lowa daily find their wu, deed, it may be said that the convenient | redit system of The People’s Mammoth ' Installment Houso has fully appreciation outside of Omaha as in it. The number of regular customers from Council Bluffs and South Omaha, and other parts of Towa and Nebraska has been inere: other tr I found more mt | tunlly satis| If the exterior of this extensive es- tablisment is prepossessing, and o key to the thoroughly business-like and comprehensive character of the tran aetions of the concern, the interior even more so. The vast spaces occupied by singlo departments; the hundreds of bedsteads, the thousands of chairs, the vistas of curtains, the avenues of wardrobes, the tiers of tables, the counters laden with bedding of every description, extending quite as far ns the eye can easily meas- ure, und the whole interesting nggreg: tion broken and varied here and there by displays of pictures, exhibits of si verware, clusters of bronzes und stat ry, make upoue superb and bowildering spectaclo of the artistic industeinl achicvements of the present day, made at onco available to the most ordinary menns, that when seen makes anyone glnd that he or she is living in the fa- vored age and the favorod land they ave ATTRACTIVE FURNITURE. Auncient and Elegant Forms Adapted to Modern Convenience an | Com’ort, It is a curious °t that the history of furniture has hoen contemporaneous with the political independence and the material prosperity of the averag Even architecture does not tell ups and downs of mankind so thor- oughly as the objects that are identified with his daily life and domestic com- tort No popular evror is s0 common as the one that ar s of domestic use in the househo!d have had a steady develop ment through the centuries, and been elaborated from the simplest terms to those more complex and luxurious, such \s ure now found in the great empori- ums, Not oaly is tho stoey of oue fucnituce, tablishment as that of The People's Mummoth Installment House. of elegant and serviceable acves- of the home, its congregations of saccumulation of hedsteads ana beading and an aggregation ofa variety of almost every known article of furni- ture belonging to the household, tho highest degree interesting to con- template the suggestions of achieyement of human comfort which they conv ey, furnituro may not bo a portant as temples or monuments, it nas terest in the movements of the world to these things. Crusades and of the Renais in the forms ce there wussbut a single Loccupted invariably by the master of the house, and ne nim except to some superior. fortable though it wus, and not to be me of the easy affairs ’, in_which one sinks compared with at *“The People almost at once ss the seat of honor. Remarkable revolution, since even the properous ate theic me spread on the floor whi ported by cushions, of which the fauteuil remains a rel:c, partially sup- HOUSEHCLD (CONVENIENC All the Necessitics of the Kitchen and Ta« bleware in Profusion, Tn no part of the great establishment of The People’s Mammoth Installment House, is thera so much to interest the houseKeeper as the basement, which is given over entirely to the convenien- ces and accessories of the kitchen and the varieties of china and tableware belonging to the dinner table. tn that foundation of domestic econo- my—the stove—all the best and most convenient makes are found, notably the Peninsular, the Universal and the Es- tat They are of diferent sizes and furnished with all the latest appliances and convenien Some of them what is known as the *“‘patent kick opening and shutting the front baice oven doorswith the foot. 8 have gauze doors, which give ventila- tion in bakingand have an advantage of which careful housekeepers arve well awar Soie of these have tak- en first pr for making the finest crust on bread bLuked in them. The Model” is the best and is all that its name indicates, With these go boilers, copper and tin-lined, boiling pots, with inner gran- i conl Dods that will not Vo ined utensils, gned to facilitate in cooking and aid in that cleanliness which an eminent authority declared was next to godiiness, end in which the truly good housekeeper deti In tabs, clothes wringers and baskets and clothes boilers there arve almost as much improvement as ie anything and s indecd wonderful to see how inven- n has kept pace with the age even in these important details of the neither househoid. Quite important imorovements have been made in oil stoves, the latest of which is the new process, ranging from one burner up to five. ‘The improved are guaranteed non-explosive and as great an institution us any home can possibly have on hand especially for the hot summer weather, when a continuous hot coal fire is not only trying to com- fort but unnecessury, Almost one entire side of the b ment is taken up with china and table- ware and toilet sets. There are French chinu dinuer of 125 pieces and G man china sets in white and gilt of 120 pieces, ench n graceful shapes and il decoratiom. Such is the variet in dinner sets that they range from $1 to 150 u set in preee. The collection also includes many bheautiful salad and other large dishes in Lovis XV. designs, and prewy and duinty after dinner coflce sets in a vari- oty of shapes snd colors at the most moderate prices, "Puere are sets of really sable Americ full sets of 112 picces that 30, and others that run X pieces up to 815, all “exquisitel 1 ornamented. sortment tha Lo toilet ware th almost makes cho pieces handsomely decorated designs, run 5 Many of them have handles and shape: often copied of ancient and elegant Hall lamps abound in all the conveni- white and tinted. at is also a fine array of ornamental piano lamps, with fancy umbrella shades, such so fashionable. a parlor, so far as Some in nickel and s iron, and the; much, of course, have centre draft burners Table lamps, sand a bewildering rrangements, yle is concerne ome in wrought come from $4.50 to £60, and adjustable springs. with duplex burne from $1.25 to $10 or $12. Although not all included in this de- partment, any mention of the household accessortes People’s Mammoth Installment House would be incomplete without a mention PA( inviting charaster without reents that are deep and comfortable,no matter what muy be their wood- work, while sofas, lounges and ot- tomans always increase the air of luxury The centre table may be round oval or oblong, rding to taste or the preforence for the various fashions, Cabinets, too, n e esentinl, and hanging brackots with tittle trifles to puton them, domuch to break the monotony of the wails All these and many sore access sories of the parlor arc to be seen at The People’s Mammoth Install- ment Honse, in the greatest di- versity and profusion, so thatthere is no character of purse or varie- ty of tastes that cannot be suited. The parlor suits range in prices from $25 up and generally contain 81X pieces, Tables vary in size and price almost as much s in form, and according to the prevailing tendeney chans are seldom alike. Some of the sofas are beautiful form and the lounges are modoels of ease and upholstered with the beautifol stufls that in design and appearance often resemble tapestry. As for the chairs, no matter for what apartment intended, they aro bewildering. Immediately uvon entering are doubio rows of fancy rockors, some with plush seafs and backs, others bound and orna- mented with burnished metals e tending the length of the store. Then the back, at theleft, flanked by sofas and divan are the fino upholstered h nd spring chairs, some of which are triumphs of the upholstered art, An article that is now often introduced into the parlors though more generally seen in the library, is the escri- toire or writing desk., and of these many are seen io the forms thav are largely reproduc tions of the French court periods. BED ROOM FURNITURE, The Grandest Display Ever Shown in Omaha, Not one of the accessories of the bed room is wanting. Every article can be found in some department of the cstab- lishment. The number and variety of bedstends on the first floor alone, not to speak of the hundreds stored’ away above and bolow, excites curiosity as to there can bo such vaviability in in- lual taste. They are in walnut. light and dark oak; mahogany finish Some are plain, others show ed worl, and they are in all sizes and single and double. The English < bedstead made 1n the style of the L. century appear at present to have the greatest run, and a pretty piece of furniture it is. There arc also bureaus and dressing tables and_wardrobes in the greatest variety. The wardrobes range from #7.50 up, some fine doublo ones, with plate-glass doors, being %25, It is, in- deed, wonderful to see whata subtantial and good-looking picee of onk can he turned out now in the shape of a ward- robe for $8 or $10. Entire bed room suites range from $15 up to £500. This, of course, does not include the eheval of which there are many. some of HIGH ART FLOOR COVERINGS, Varletics of Rugs and Carpels That Wil} Wear Well, It hes been said that ascharity atoned = for a multitude of sins, 0 a good carpet makes up for whatover clso is missing in n room. The walls may look bare, the chairs may be old, the sofa dingy, and theio may be very littlo in the room, but if the carpet is good the place looks comfortable and furnished. With a new carpet it only takes a fow additions to make a room look elegant. It makes the toilet of a room and without it all is wanting, just like a lady otherwise well dressed who spoils and “gives it all av” by wearing shabby shoes, Iho color of a carpet should always ™8 Ve chosen in keeping with sha general design of the room, the wall paper, tho furniture, ete., and there is harvdly a tint and fow known designs that cannot be found in the immense earpet depart ment of The People’s Mammoth Installs ment ilouse, covering 40x10 fect, the space of o good-sizod store, liveryone ording to taste, but in general the color for a dining reom or hali shoud be darker o more “solid” or, while that for n bed room , if possiblo, be lighter than either, Whenever the earpet covers the entire floor it isusual to have a deep border, thus giving it something of a rug-like charac though some prefer the entive pattern plain and un- broken. Whatever the ecarpet deter mined upon, whether rich or the lowest n price, a suit bovder can be found at “The Peoplo’s” to accompany it, and itis well to go the additional expenso, for, us a rule, the earpet is us much en- hanced by its border us is a jowel by its seuting. § All the varieties of carpets manuface tured—the Wiltons, the Moquettes, the various Brussols and the ingrains, not to mention druggets, mattings and so on, are to be fourd in the immense and interesting stock aceumulated in this, one of the moat important departments in The Peoyle’s Mammoth Installment House. The ingrain, one of the most servicenlde and economical carpets anys one can ouy, which ean be had t by the way, anywheroe from 18 to 85 cents a yard, is within the means of anybod No one need haye a bare or unattr floor when good serviceable carpet ¢ be had at such a pr It comes in ex- coedingly neat designs, mixed and mossy, mottled and geometrical, accord- ing (o taste. There is not much danger of gotting an ugly one, as some ono skil- led in taste has had the selection of them already. Almost every housewifo knows what. g the qualities of Brusscls carpets ave, It s made by weaving into a linen body loops of woolen thrends, threo to a loop customarily, and as they aredyed in the wool the color is lasting and *‘wears fore over,” as the saying is. Some heautiful designs in Tapestry Brussels at *“Tho People’s” range from fifty cents a yard. Though others may be m luxurious under foot, there is no better carpet for the average householder than the Brus- and by proper padding when put down it can be made soft as any and more durable than some others.” The Brusseld, though onece not many ago rarer than it is now, is used alik groups like Marguerite, and Juliet, the Fisher Hut, and bi figures and figurantes, o doso much to give an inte- and refined aiv pastels, oil and water colors, engravings most, interesting colle suitable for and drawing rooms, all selected [ taste and care and availuble to any purcha possible terms. for the Drawing nd Boudoir, thing that can splendor of a drawing room or parlor in these duys is the length of one’s purse. the inducements offc 5 Instullment parloc sufliceintly clegant and at- tractive for all ordinar No parlor is completé o W have any CARPET DEPARTMENT, Third Floor. them large and expensive. Like the sealskin sucque and dinmond car-vings, the cheval glass 15 one of the luxur ery woman without one looks for ard to. DINING ROOM FURNITURE. the cottage of the mechanic and tho palace of the milllonaire. [t is not too rich for the poor and not too poor for the rich. Like the Axminster and other varictics, Brussels carpet is now. mude as good in this conntry us in rope; indeed, somo think better, All | the marked improvements ‘n carpet Artistic and Elezant Sideboards of Every Tmaginable Kind, There are at present in The People’s Mammoth Installment House no less venty-five diffcrent patterns and of dining room suites, no side- wd, no table, no group of chairs Some of the sideboards are hand- some massive affairs in the style of the tecnth and sixteenth centuries, many of them with drawers plush lined and oxydized hundles. The side alone range from $0.75 up to $150. As lining room tables a good one is sold ). The many corner china clos- are un interesting feature to the householder who visits this department. 0 other character of furniture excels in varied constiuction or interest that intende for halls, Tne hall racks, vroad and elaborate and others tull and with eatchi-all raised seuts, astudy 1n themselves and repr wduations from $7.50 up to $200 Ap important branch of the furniture department ig the curtain and arapery room, on the third foc who had noidea of purchasing happened in there on another matter on Thursday was astonizhed to notice them un- packing some curtains new in material asort of knotted cheese cloth and ex- quisite in blue and brown co’or combin- ations. There were rows of blue silk ind below nd a narrow order, They wero just urtain had been looking To re by no means common. With his prejudice ngainst installment hou Ly attered he nevertheles: large establishments ing to tind the amo article rywhere ho came back in a fow L it the curtair were and he le 1 like kicking hims nd the selections show taste and many noveltics and cotirvely not to be f elsewher irge colle nging in pr i very attractive porticres | | manufacture are distinetly American. | get a moquette. In o moquette the Whoever sceks Leauty and style in wrpet should go to *The Peoples” and loops, which in o Brossels ave left double, are cut and sheared, making o soft, velyety sur in which the foot sinks and which also admits of more delicate dyes and more intricate pat- ns. Al the attractive des us those flo sscd roses und . lillios s through o huge mugnifying to be found in the lurge col- lection of The People’s Mummoth In- stullment House depurtment. Some of them are just the same as the carly designs of artists like William Morris which fivst appeared in carpets costing #6 and cven $10a yard. The majority of them, however ara entirely orlginal desigzns never seen bofos It seems fitting that the carpet should be a thing of beauty, and it must be said that while ressive in= dustries like those of phiaand have made se whle floor ble to muan, the \ing in price hus not been ut the xpense of wity, The carpets at The ¢’ credit stores will found at= both in designs and colors, and in 0 varicty to suit the greatest multis plicity of tistes. Just as ppot mny have its assos cintions in & home worh by the bube at vluy or an aged mother’s ko in prayer, so every one of its original and early intions are of the st snered charac er Originally carpets wero made exclusivdly for ehurches, just as ¢ ish rugs genecutions were made only to b used for pruyer. PENINSULAR" STOV nsular” hard and soft conl of which “I'he People’s” y u complete line, ) a uational veputation, are fect Vo