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S ' paign fund of $2000, and Mr. Carpen- : gerg!:lelieves it-can be accomplished. been heard, though it has been pending six months. Fon COFFEY STILL WAITING ON CIVIL CASE. - . Judge Coffey at Jamestown has put over the criminal cases against the officers of the Medina bank to await the outcome of ‘the civil case at Far- g0y on the theory that if the civil case is. proved the bank officers can not be held to have accepted deposits know- ing the bank was insolvent. The whole proceedings have been held ulg for somr% reason or other in the Fargo court. FILES IN' FARGO ‘COURT BARE OF DOCUMENTS. The bank failed over two years ago. It was over a year before depositors could get criminal proceedings against the bank’s officers filed. A somewhat remarkable feature about the case is that the files of the county clerk at TFargo fail to show any papers in the civil case except the action taken in removing the' case from Bismarck to Fargo. The complaint against Hanna Organization of all the insurance interests of the state into one body to known as the Insurance Federation of North Dakota was perfected in Fargo, Monday, March 13, when 125 to 150 insurance agents and company officials gathered. The work was the culmination of atwo months campaign carried on- actively throughout the state at the initiative of H. G. Car- -penter, of Fargo, who was elected secretary of the new federation. The North Dakota movement, how- ever, is the outcome .of a general movement °~ among insurance men throughout the country to offset the rapid spread of insurance legislation. ' Mark T. McKee, organizer for the country at large, who has been giving much aid in the North Dakota work was present and addressed the dele- gates Monday afternoon setting forth that the federation is forming for the purpose of burying all internecine strife that may have separated the various form$ of insurance in the past, and bringing them all together for their common welfare. The purposes of the North Dakota federation, set forth in an important paragraph of the constitution which was adopted Monday, are as follows: A “The object of this Federation is to furnish to its members and the gen- eral public reliable information con- cerning the origin, nature and effect of any and all legislation the natural consequence of which 1 state wholly or in part.an underwriter of insurance hazards of any descrip- tion :and to support all legislation which fosters sound insurance of every kind.” PEOPLE “DON'T UNDERSTAND” Mr. Carpenter explained that the view of the insurance men in that the people at large do not understand the nature of insurance and believe it can be carried on by people without spec- ial training. They intend to combat this attituge and to show that insur- ance is a highly specialized science that must be carefully handled to be effective and safe, and that the state is not able tg do this as well as pri- vate agencies. BT . Megbership in the federation will not be confined to insurance men only as its purpose is general “education” of ‘the masses regarding ' insurance, and therefore any purchaser of in- . surance as well as any seller can join. The membership effort is to be pushed as vigorously as possible, with the slogan #1000 members by June 1.” s membership would yield a:cam- -After ‘organization had been per- fected, it ul;gs voted to join.the Cham- - ber of Commerce of the United States, and to affiliate at once with the 85 other state insurance federations by . naming a delegate to'the ‘national councif" Lieutenant Governor John. Fraine of Grafton was named as nat- " ional - council delegate. ‘While this = national council has never yet held a . session, most of its membership being comparatively new, the general plans " contemplate a convéntion from time . time of these delegates, who represent b federations. The first of :%:'ses‘?:a ional councils is scheduled ‘to be held at White Sulphur Springs, ‘W. Va., September 11, 1916. t ‘rganizatii%‘i.vork of state federations is "being prosecuted by Mr. McKee, 10 has’ gone’on south and west into rganized states. g ~ Some of the immediate objects of he North Dakota federation as an- ounced by Mr. Carpenter, will be a gn against state insurance; the is make the . v - & et al. is not on file and neither is the governor’s demurrer. There is nothing to show that any action at ‘all has been taken in the Fargo court. * The records of the district court at Jamestown show that to date, over two years after the bank. closed, the depositors have had one_dividend, 25 per cent, and that 75 per cent is yet tied up, much of which, if not all, they will lose unless the. suit against the governor and others is successful. On the other hand the bank credi- tors of the Medina bank have been protected in full on the amount owed them by the Medina bank, ,by reason of the fact they were allowed to get in before the bank closed and take the collateral it was admitted and testi- fied they took. The testimony of the cashier of the First National bank was that the bank collected 100 cents on the- dollar on the collateral it had belonging to the Medina bank, show- Jing that it was the cream of the Me- dina bank’s assets which had been taken out by the creditors of the Me- dina bank during the week prior to its closing. Insurance Men to F ight ation has been in part realized al- ready, Mr. Carpenter said is shown by the joining of the “old line” agents with the fraternal societies in the new federation, and also in the Fargo in- - surance. men’s club, which has been holding weekly luncheons since early in January. < Asked what is back of the national movement and the present activity in Nt_)(xl‘th Dakota, Secretary Carpenter said: FIGHT STATE INSURANCE “To be frank, we are fighting for our own bread and butter. . We have built up a great business which is valuable to us, and we are going to defend it as anyone will defend what is his own. ~ We realize that the state hail insurance law in North Dakota is but the entering wedge; that if hail insurance can be undertaken by a state, so can all other kinds of in- surance, and we are opposed to the whole principle. We think we will be able to do a great deal, although we realize that you people (The Non- partisan League) ~have the farmers with you. The tendency towards state insurance has sprung up in many states. It is simply one of those movements, which, when once started keeps right on until it overwhelms everyone in its way unless something is done. We hope we will be able to do something and hope we have not been too. late.” b Officers, elected are: President, P. J. Murphy, Grafton; vice presi- dents, J. J. Feckler, Fargo; H. T. Mur- phy, Bismarck; M. C. Bacheller, Grand Forks; George L. Hempstead, James- town; L. R. Nostidal, Rugby; secre- tary, Harry G. Carpenter, Fargo; treasurer, B. V. Moore, Fargo. The convention closed with a banquet at the Masonic temple. b nt of a spirit of cooperation Qiptcnt GO & Bpiril of CovpeRALOT THE NONPARTISAN LEADER G : “Pride of Dakota” Flour Made to Please---not to Compete WE SOLICIT NEW TRADE on the ground of quality, uniformity, service and treatment - FARGO MILL COMPANY Firco, no.bax. - BOSCH MAGNETOS Satisfy Always. 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