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e e e e T e U L R e S N N R Gt A | A RURAL CREDIT PLAN Washington, D. C. Dec. 27.—Ed- ward Davis, postmaster at North Platte, Neb., has sent to the Nebras- ka delegation in congress a solution of the rural credits problem which is receiving serious attention. North Platte is in, the region where interest rates on farm loans are high, comparatively speaking, when the older sections of the country are con- sidered, yet Mr. Davis estimates that if congress would remove the limit now placed on postal savings depos- its, $10,000 would be deposited in the North Platte office forthwith. Mr. Davis’ idea is that the govern- ment, instead of loaning this money to the banks at 234 per cent, should lend it to the. farmers. Mr. Davis has prepared figures showing that.during a period when the North Platte ' postal seavings fund, collected from its bank depos- its $658.62 in interest, it paid to its own depositors only $185.04, in inter- est on their accounts, showing that Uncle Sam is conducting his postal savings department at a consider- able profit beyond one-half of 1 per- cent which he allows himself between the depositor and the bank in which he redeposits. Cong. George R, Smith of Minne- apolis, M{nn., has already introduced a bill to take off the limit on postal savings deposits, but his bill provides that the government shall not pay any interest on that part of any such deposits in excess of $2,000. This might operate in effect as a limita- tion to $2,000. extend to you the Greetings PRADER & New Rockford - - To the Farmers of Eddy, Foster and Wells Counties ~With best wishes for your prosperity and success for the coming year, we of the Season and assure you of our earnest desire for a continuance of the cordial relations existing between us. We will be better equipped than ever during the year 1916 to supply you with anything in the line of Dry Goods, Cloth- ing, Shoes, Hardware, Groceries, etc., at the most reasonable prices consistent with high class and standard merchan- dise, and we are especially anxious to quote you prices for comparison with any catalogue or mail order house. Send us your next order or bring it into our store, and get prices. Fully Equipped STICKNEY North Dakota LEADER READERS! The MAXWELL CAR is the car for SERVICE . COMFORT DURABILITY Fully Guaranteed Hughes Auto Co. 621 N. P. Avenue ' Fargo, N. Dakota THE NCNPAR TISAN LEADER g Tri-State Grain Growers Meet Complete Program for Four Days Big Session of Far- mers in Fargo. The program for the big annual convention in, Fargo in January of the Tri-State - Grain Growers’ asso- ciation has been completed. The con- vention will open Tuesday morning, January 18, and the last session will be on Friday afternoon, January 21. In connection, with the convention the woman’s auxiliary of the asso- ciation will meet and other attrac- tions in Fargo at the same time will be the. annual pure seed show and contest of the North Dakota pure seed association and the annual North Dakota corn show, as well as the Gate City automobile show. Many people attracted to the city by these events likely to remain for the North Dakota poultry show of 1916, which will be held from Jan- uary 28 to February 4, inclusive. Farmers on Program An attempt hus been made to put as many farmers as possible on the grain growers’ program, together with most of the prominent farm ex- perts from the three states concern- ed, North and South Dakota and Minnesota. The program follows: : January 18—10 o’clock—Prayer b Rev. John Selander, Pastor Swedis Baptist church; opening remarks by the President; Address of Welcome— The Development of Our State, by Mayor H. F. Emery, Far%‘c:); Beef Cat- tle for the Farm, J. E. Eastgate, (Farmer) Larimore, N. D.; Appoint- ment of Committees, etc. { January 18—1:30 o’clock—Individ- uality in Northwest Farming, M. F. Greeley, Editor Dakota Farmer, (Farmer), Menahga, Minn.; Ten Years of Crop Rotation, W. R. Porter, Su- erintendent of Demonstration arms, Agricultural College; Alfalfa and Its Value to the Farm, H. A. Nelson, (Farmer), Ray, N. D.; Am- erican Society of Equity, A January 18—7:30 o’clock—Agricul- tural College Students’ Program; A. C. Band Concert; North Dakota Laws Bearing Uron Tree Culture, Prof. C. B. Waldron, Dean of Agriculture, A. C.; “Back to the Farm,” a play, by Agricultural College Students. -Potato Production. January 19—8:30 o’clock—Potato Production and Market, T. A. Hover- stad, Agricultural Commission, Soo Railway Co.; Alfred Wentz, (Farm- er), Associate Editor Dakota Farmer, ,burg . institution, : ELEVEN Bath, S. D.; Farmers’ Clubs, A. D. Wilson, Director Extension Division, Agricultural College, Minn.; State Federation of Farmers’ Clubs, C. L. Smith, (Farmer), Mona, N. D.; H. C. Otteson, (Farmer), Calvin, N, D. January 19—1:30 o’clock—The Fu- ture for Pure Bred Livestock Breed- ing in the Northwest, W. H. Peters, Animal Husbandman, Experiment Station, A. C.; The Farmers’ Prepar- edness, Robert George Paterson, Ed- itor Paterson’s Magazine, Columbus, Ohio; Does Diversification Pay? Thos. P. Cooper, Director of Experi- ment Station, A. C.; Business End of Farming, Assistant Secretary Carl Vrooman, Washington, D. C. January 19--7:30 o’clock—The Pit Silo, (Illustrated), . _G. Haney, Agricultural Extension Department, International Harvester Co.; Better Home Making, Miss May C. McDon- ald, Director of Home Economics, Extension Division, A. C.; Methods of Growing and Handling Wheat, (Il- lustrated), Prof. H. L. Bolley, Bot- anist and Seed Commissioner, A. C. January 20—8:30 o’clock—Poultry, A Profitable Farm Flock, N. E. Chap- man, Farmer Poultryman, University Farm, St. Paul, Minn; Alfalfa Pro- duction, Byron Bobb, (Farmer), In- stitute Lecturer, Haynes, N. D.; Livestock on the Farm, Capt. W. S. A. Smith, Department of Agricult- ure, Washington, D. C. January 20—1:30 o’clock—The Next SteE) in the Agrarian Problem, Frank . McVey, President State University of North Dakota; Financ- ing the Farmer and Rural Credit, Gov. L. B. Hanna, North Dakota; Needed Farm Economics in North Dakota, E. G. Quamme, Finleg, N. D. January 20—7:30 o’clock—Balanced Rations, Dr. J. M. Walters, Pastor First Methodist church, Fargo; Pres- ident’s Annual Address, Farming Made “Big Business”; The Tri-State Association; Retrospective and Pros- pective, by J. H. Worst; The Pageant and Its Possibilities in the Country, William Chauncey Langdon, New York City." January 21—8:30 o’clock—The Equipment of a Livestock Farm, H. R. Smith, Livestock Expert, St. Paul, Minn.; The New Agiculture, Frand Sanford, (Farmer), Spperintendent of Farmers’ Institutes, North Da- kota; Building a Farmer's Dairy Herd, Geo. P. Grout, (Farmer and Dairyman), Manager Jean-Duluth Farm, Duluth, Minn.; Co-operative Marketing and Its Advantages, M. D. Munn, St. Paul, Minn. January 21—1:30 o’clock—Election of Officers; Report of Committee on Nominations; .Report of Committees on Resolutions; The Colleges and the State, Pres. E. C. Perisho, South Da- kota State College; After the War Is Over, P. J. McCumber, Senator, North Dakota. Women’s Auxiliary. To the Tri-State Grain and Stock Growers’ Association: Mrs. S. B. Babcock, Detroit, Minn., President. Mrs. J. H Shepperd, Fargo, Sec- retary. January 19.—1:30 o’clock. Program Music—Selected—Bertrand, A. Orr, Agricultural College; Government Helr, for Farm Women, Miss May C. McDonald, Head of Extension Work for Women, North Dakota Experi- ment Station; My Experiment in Raising Turkeys, Mrs. C%as. E. Tal- bot, Fargo; Value of Bees on the Farm, John Monson, Fargo; Home Canning of Meat for Summer Use, Mrs. Robert Binnie, Langdon, N. D. Time will be given for discussion after each topic has been presented. Come prepared to ask questions. . ANOTHER BANK FAILURE Pittsburg, Dec. 27.—The Pittsburg Bank of Savings, one of the best- known institutions in the city, fail- ed to open for business today. The bank was closed, by order of the Pennsylvania banking derartment. tG. H. Getty, bank examiner, has been appointed temporary receiver. i The institution had deposits of near- ly $11,000,000. No statement was ic- |sued with the closing notice, but it ,is known that the bank has been un- able to weather the storms if en- .countered since the failure of Jas. S. Kuhn and W. S. Kuhn, who were 'credited with being prominently identified with the bank in 1914. _ The institution had strong connec- tions throughout the state of Penn- sylvania and extending to many of the larger financial centers of the east. Just what effect the failure will have on these connections is not known at this time. Should the other banks be heavily involved, it is feared that other institutions througout the country may be shak- en badly by the closing of the Pitts- L ——