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NEW YORK HERALD, FRIDAY, JANUARY 6, 1860. Lecture by Lola Montez on Fashion. Aw mteresting lecture om the subject of “Fashion” was t ing, by Lola Moutez. Be: } tween two and three thousand persons were preseat, wie gequontiy applauded the lecture, Almost precisely at the advertised hour the fair lecturer made ber appear- fanee, and when the plaudits of the andience had ceased, 4 commenced. | 1% was a melancholy fact, she thought, that fashion 4 ‘owed its faults to the folly, the doformity aud the vise of mankind, haying begun about the time when Adam had suddenly found himself in the Garden of Eden. 8he por- Yrayed in glowing colors the natural beauties of people } originally. But accumulated wealth soon intro. ) @uced juxury and formality, so that the reign of fashion might be said 10 have begno with the dumen race. Fashion had always played a more cun- : Sycoous part in the affairs of mankind than tho law, and Wes w most tremendous tyrant. kg omnipotent iailuence was found everywhere. Jt controlied the shape of our } eradies and the shape of our coifins, it prosided at the table, it regulated the toilet, in tuct it operated iv every daily action. Lord Byron said that the French were ac. cused of fashion, but fashion with them extended only 10 c dress, while with the Eogi sh it was the alpha and omoga ef everything. Engiand and the United States were the two patour where fashion held the greatest 6 } exteudieg to morality aud religion, Evea the pel must be tri put in gold an/d the finest velvet, or BeTeliance could be placed mm its efficacy wo take them to : Reaven. Fashion bad driven out of the language many . @oarse and vulgar terms. Laborune and tiberumism ware bow gallapt aud gallantry. A man intoxicated was now slighly elevated. A Upsy man was oaly oblivious. While we might reprove fashion we shoaid give it somo eredit for ths. Fasbioa had done everytniog but made mab apd women bappy. Ben Jonson was not much be- Fe the mark wheu he spoke of the pains of his Satanic regious being pastime in comparison with those Peter the Great had thonght that fhe changes in fashion were made by the tutlors, and wondered the nobility would submit te their whims. The fashion had once exisied in France of wearing point Ince on the shoes. Be one could present himself in company without three anda half yards oi lace on cithor shoe. ‘This fash ‘was contemporary with that of the ioog- peaked shoe in England. People laughed at savages who ‘Wore ingots of gold in their noses; but why was a gold ring im the nove more ridiculous than gold rings in ‘Women’s ears? Indeed, she thought teat if husbands only had rings in their noves their wives would find them more fractable, and such a fashion would certainly be more @leanly than the present whisker and moustache move. ment. The origin of the changes in fashiso was very ab gard. Large quilted shoes were used by the Earl of Anjou to hide deformed feet, and they soon be- @ame the fashion in France. The Empress Ise Della, during a siege, hat sworn not to change her clothing before the siege was over. The siege Iasted over three years. at the end of which time the l'nen @f the Empress had become rather yellow. In this way bad arisen the fashion of yeilow or Isabella linen. Isa. Deila inex was worn even now, but it was notat all fasbionable. The long, beautiful hair of Louis XIV. had mused the introaucion of perukes. Fashion bad been ealled the creature and goddess of woman; but was there pything about woman more ridicuions than many things bout map? The fashion of tight pantaloons had made its mppearance about the same time as the fashion of small Dennets. She had seen men straddling about the streets in pantaloons almost tighter than their skin, whose legs socmed about to break atevery stop. One man had droased in tight @lothes to exhibit his fine form, and everybody imitated his cxawple, whether they were of good figure or not. ‘Man bad # fasbion in politics which he changed about ‘three times as often as a woman did her bonnet. The ‘Vicar of Bray had held his place during the stormy days ef Henry the Eighth and three of his successors, by turn- tng Catholic or Protestant, according to the religion of the moearch. When he was reproved with this, be replied that he bad lived up to his principles, which were to re- main always Vicar of Pray. The ancient Roman ladies ‘sed 10 paint and chalk in extreme profusion. Some were ‘afraid to leave the house in the rain lest the chalk on ‘hetr faces should bo removed. In the matter of expense the ladies of former days went ahead of the ladies of the present day. In Elizabeth's day ladies dyed their hair of ail colors. Queen Elizabeth’s hair was red, which, conse- quently, became the tasbionable color. Ladies wore heels @m their shoes so high as w set them on their toes. Dur- ing these days hoops were worn, but the hoops of the nt day were insignificant in comparison with them. 1740 ladies wore hoops sixteen or seventeen feet at the Bottom, and nearly as broad at the top. Twoof such Indies would bave filed an omnibus to suffocation. She eonsidered that the lives ot hundreds of women were } saved by the introductien of hoops, which were far pre- ferable to the old plan of six or seven stiff petticoats. Mhere were hundreds of people in their graves at present over whom a coroner's jury could fod a verdict of “Died of petticoats.’’ It was the nly iasbion which seemed to have originated in fommon sense. Nothing was more shocking to them ‘than the sale of beautiful girls in the bazaars of Tarkey; Yet these gris were as proud of being bought as the pur- ‘ehaser was of buying them. People exclaimed against this as shocking; but was not the system of disposing of daughters in matrimony to rich husbands on account of their wealth as bad? The haif nade system of ladies here ‘would be shocking to Eastern ladies. She reproved the fashion of colors in dress which compelled luties to wear a ee nts of hues not suitable to their complexions, A ood illustration ot the power of fashion was shown ia the introduction of the Ialian Opera into England, which Decame popular only after gore time. Fashion soon made ft all right, as it has been endeavoring to do in America. People t learn to enjoy the opera as they learned to ‘use tobacco. It was most laughable to see dandies ad- muring the opera, for whom everything in the beau monde muet be tried by the touchstone of fashion. Within the mansions of the fashionable she had often seen the great- ext works of art aud genius banging on the walls simply because they cost a vast sum of money and it was fash- Jonable to have them. Fashion was the torment of nature. Everyibing was reduced to the servitude of habit. Its ebserver could do nothing without using a certain for. malty as ridiculous as unnecessary. It would drivo from its je any person who would set up epwiens of his own. People have mado fashion ‘the butt of ridicule. Byron and others laughed at it— Cato rebuked ijt. Its devotees were fools by system. Tney all thonght in a mass, and took refuge informs. As to the fasbions in dress there was something curious con. nected with them. A new style would be started in Paris in summer and arrive bere in winter, 80 that the poor dandy had to shiver perhaps in his light but fashion- bie clothing. Those wree a fow of the follies and vagaries @f fashionable life. Near the close of the lecture a gentleman advanced from the aucience and presented the fair Lola with a bou- quet, which she received with a gracious bow. This Maue incident was greeted with loud applause. THIRD LECTURE. ‘The Rev. Dr. Cahill delivered the third lecture in his astronomical course at the Academy of Masic last evening. Although the weather was damp and unpleasant the at- tendance was very considerable. Shortly before eight o'clock Archbishop Hughes arrived, and was grected with a warm welcome by the audience. His Grace was mecompanied by several clergymen, all of whom took ®eats within the orchestra rails. The parts of the house regulated by popular prices were the best patronized. ‘The more aristocratic places wero fairly filled, but the force of numbers mustered in the upper tier of boxes. ‘The Rev. Dr. Cahill was, as usual, reorived in @ most flastering manner. He begun his lecture by a dissourse em the wonders of the great planetary system, explaining the reasons for the peculiar rotatory movements of the planets. This he did by means of a simple experiment om a board with two springs and a ball, which was pro- pelled in one direction by one spring, and in another by the the simultaneous impulse of the two springs giving ‘the ball a diagonal movement. The laws gravitation and the influence they exercise upon the earth and planetary bodies were next discussed, the lec- turer entering into explicit definitions of the most impor- tant branches of this exquisitely interesting aubject. simple experiment of the lecturer was most effectually ap- to the elucidation of his theme. Gravitation was shown to exist in all spherical bodies—as the sun. ‘moon and plancts. Sphericity was a law arising out of ‘abe law of gravitation. He spoke of Sir Isaac Newton as sho English optician who had most fully developed ws of optics, and paid the high compliment to the y of that wonderful philosopher by saying ww fact had been added to optics since his day. ated the bulk of the The great purpose Sine E . Cabill was frequent); aude 4. a Ay soceeaion ‘Lan soarosly be excelled. = Rot to make invidious comparisons. sstronomical lectarer, pe, he does not stand in the first place in America; as a general scholar and a re- fined gentleman, he has no superior. The reverend gen- tieman delivers his last lecture in this course to-night. compass necessary to bring of astronomy yet untouched into a com! position. This ‘will, we feel convinecd, be well and clequently dose. fore lot the last astronomical of the genticman produce an overflowing Arrivals and Departure. Yrem Olsegoe, in to sgsmobie. 6 Mra Mary Vi Gi in ~—Mrs Mary Ver. non, Arthur Davenp Adam renpal, Bayes, airs B 5 ai avd family, and 6 in the steersge. DEPARTURES. Savapnah, io the Hunterville) E Bighee, Wor Balloes. a Ret sis Gem. Balen, Cha Haid Duity, Mr Frectosn urd wife, Wan Baty, A 1, Hyde Mrs Wil- gon, Riss Tray, Jap Bpencer and wife Mies Mary 4 Mas Narevee, Goo A 5, deo Graham, J a0 ar Sonk. ‘Thee D Abbott, ‘Doan nud tanghier, Hf Price, Miss The Starving Exiles and the Charity Ex- Pedition, TO THE EDITOR OF THE HERALD. New Yoax, Jan. 5, 1960. The charitable expedition which we learn is s00n to sail from this port for Gibraltar, with provisions und rai- ment for the starving Jews and Protestants driven from their homes by the savages of the East (emanating from the war between Spain and Morocco), is one of the most Praisewortby demonstrations of true charity ever on re- cord. As yet, few or no Protestants bave been called upon to assist in this matter; but instead of which all the different congregations of Israel in the United States have made appeals to their audiences, and in # measure with BucEE RS, pedition will be commanded by Capt, Charles L. late United States astronomer, meteorologist, &c., @ gentleman of a twenty year sea life, and one’ who bak rendered valuable information to Lieut. Maury, regarding the China, Jaya and other seas, and who bas lately submitted a memorial to Coad asking aid 0 continue his researches of fit to the maritime world. Under the command of @ man of this class, failure is unkuown regarding the people who dieegree with us only in the conceiving of the Virgin Mary. “1s proper to state that their taxes are enormous, besides ‘he regular taxation levied by law, they coutrivute almost dally to charitable purposes in their own faith, thus preventing any Jew becoming a public jauper; Uiey have also @ home for widows aud orphans, And hospitals for their sick; aud even throngh all this heavy taxation, when called’ apon to aid the distressed from any quarter, their purse strings are quickly loosened. ‘Ts the most prominent feature in their region to be charitable, and also in ours. rence in price of provisions betwoen England the cost of transportation from London to Gibraitur, &e., &c., we are informed, almost equals two to one ip the matter of shipment direct from this country; also the fact of keeping the money in the country. The work is rapidly progressing under the untiring exertions of Capt. Moses, who hopes 10 sail in Jess than ton days— and 4 run across the Atlantic can, at this period of the season, be eflicted in an unprecedented short timo—and thus, these starving husbands, wives, mothers and chil- dren, who are bow cryiog aluud to Heaven for succor, wil be reheved by the fruits of the soil of religious bberty. As the erection of the new Widows’ and Orphans’ Home bas ylaced us in the back ground for the present time, coutributions will be most thankfully received by Mosers. H & Schioss, 62 Church street; Michael Schwarb & 944 Grund strect; Capt. Chas. L. Moses, Pear) Street House, corner of Ferry and Pearl streets; A. Michacl- bacher, 3% John street, and Bernheimer Bros, 199 Broad- way. ARITY. The Croton Board. RESIGNATION OF MR. M. VAN SCHAICK. ‘The feliowing communication was received by Mayor Wood, from the President of the Croton Board, refusing wo allow bis name to be used for reappointment, his term baving nearly expired:— Croton Aguxpver DxPARTMRYT, Roronpa Park, New Youx, Jan, 2, 1800. } Hoy. Fxrxaypo Woop, Mayor of New York:— My period of service in this department being on the Point of ite termination, I sball retire from the perfor. mance of the duties of my station 28 soon a3 a Successor is appointed. Having received the appointment from your selection and preference, 1 am gratified by the cir- ‘cumstances that our respective situations enable mo to return it into your hands, My service in devising the plans and preparing the laws for constructing the aque- ‘auet and its appendages, and for the purpose of bringing the Croton wuter into ‘the city, commenced during the prevalence of the Asiatic cholera, in 1832, when 1 was treasurer of the Board of Heatth, and furnished with the documents on the subjectot water by a SS gentieman in the oflice of the Clerk of the Common il. Being a member of the Board of Aldermen and of the Senate of the State at the same time, I did not piace my own name por that of any of my associates in the Board, on the list of five commissioners for the construc- tion of the works which I presented to the Governor. It wasa great sacrifice of feeling for me and for them to make to a sense of public duty and propriety. In 1842 I became a member of the iirst Water Board created by an ordinance of the Oommon Council, and served with singular attention, as I received no pay, for nearly six years, when I was appointed President; and at the conclusion of my service presented to the Common Council an elaborate report and legislative form of an act creating this department on its present footing, adding the sewerage of the city to its duties, and recommending the purchase of 120 acres of land for a new and great reaer- voir. The provisions in that law which forbid the water deing cut off for non-paymentof the regular rents, and se- cured their payment by making them @ lien on the pro- perty, conferred a great blessivg on tenants and poor fa- milies, next to that system of operations which procured a Py of pure and wholesome water for the people. wing, then, resigned, I was appointed by your Honor in January, 1855, and bave again served tor five years. ‘The whole period of my engagements and active services in relation to the introduction of the water, and to its dis- tribution and management, is about sixteen years. 1 yea- ture to say, with confidence, that fidelity to a punlic trust, involving heavy responsibilities, and entirely new to me when I commenced, was never more successful in the resuits of its plans and efforts, and that ] have not commit- ted an important mistake during my whole career. 1 therefore retire from public life with perfect satisfaction and no regrets on my own account; and I remain, with the bighest appreciation of your ‘an intentions, your obedient servant, VAN SCHAICK. The Street Commissioner’s Department. ‘In the Street Commissioner’s report of the business of the Street Department for the year 1858, he refers to the manner in which appropriations are made, and urgently recommends a change in the fiscal year, concluding by again calling attention to the absolute necessity for pro- ‘viding during the session of the Legislature of 1850, for expenses to be incurred by the city government during at Jeast two or three months of the year 1860. No action was taken thereon, and consequently the city government is again without appropriations necessary to pay current expenses in the transaction of ordinary public bi e learn that bays ne ere mcg’ fuel, stoves, stationery » repairs and etation &c., nearly all of whom insist that an exception sbould be made in their favor. ‘The Street Commissioner, as will be seen by the follow- ing letter addressed to T. B. Stillman, Eaq., President of Metropolitan Police Commissioners, still adheres to his tor- mer position, and positively refuses to incur expenses un- Jess appropriations thereior shall have been previously made. We advise all interested to turn their attention to the Common Council. This body alone can make appro- priationg, and is the only power that can apply a remedy to the present vexatious, disorganizing and dangerous con- dition of the city business:— Street Comsssionmn’s Orrice, New York, Jan. 4, 1860. T. B. Suman, Eeq , President Metropolitan Police Com- missioners:— hi Sin—In answer to requisitions for repairs to leaking ‘water pipes in precincts No. 11 and No. 6, I have to reply that there is no appropriation applicable to construction and repairs of public buildings for te present year, and therefore no work of this character can be executed by this department until —, shall have been made by the Common Council. I take this occasion to say, in order to avoid all misun- derstanding as to future payments, that expenses of this character incurred without authority from this department will not be paid with my consent out of the appropriations that may hereafter be made by the Common Council. Sincerely regretting this state of the public business, I re- main, very respectfully, your obedient servant, G. W. SMITH, Street Commissioner. Chamber of Commerce. ‘The Chamber of Commerce held their regular monthly meeting yesterday, Pelatiah Perit in the chair. ‘The first business was the clection of members, and Mesers. Peter C. Blankham, Ephraim L. Corning, James Howe, and Paten Judson were unanimously elected. George Opdyke, the late ropublican candidate for Mayor, ‘was elected a member of the Committee on Arbitration. A communication was received from the Chairman of the Committee on Cotton, of the House ot Representatives, Florida, informing the Chamber that they had considered the subject of sand in cotton, but ceuld devise no better method of checking the fraud than to require that the mame of each planter be stamped upon his bales. Tne Secretary was directed to write a letter of acknowledg- ment to the Secretary of the House of Representatives of general government to to remove the reef opposite pier , known as Coenties a ittee was appointed to draw up a memorial to amend the laws relating to the census, 60 that statistics may be taken with those of popala- relia istat jtlal nit i Pr) i} i H : 8 i é i & that the city ment be me- morialized for a plot of ground cies eneey aeanuamh and weather observatory might be ereviod. The eubject was referred to a special committee. A communication from the Philadelphia Board ef Trade, ncloeing a copy of reeotetions adopted ‘by that corpora: tion on the subject of sand in cotton, took a similar course to that of the ja Legislature letter on the same sub- The nomination of some pew candidates for member- ship ensued, after wich the Chamber declared itgelf ad journed. Maremostat Stansnics or Bostox.—For the year 1859, certificates of intentions of marriage were issued to 2,625 persops. Tn 1855 the number issued wns 2,318. Increase Seare, An i800 ie Leap Year, tes to be natipated bat ears. AR ‘ear, jt ike inercase will then be etill greater. More Theatrical Difficulties~Amother Suit Against Laura Keene. MaRINE COURT. Before Hon. Judge Maynard and a Jary. Jax. 6.—George H. Jordan ws. Laura Keene.—This suit is brought by Mr. A. A. Phillips, om bebalf of Mr. Jor- dan, 8 well known and favorito actor, against Laure Keene, the popular managerees and actress of the Varie- thea, to recover the sum of $100—one week's salary due him. Mr. Jordan alleges that Miss Keone broke her agreement with him, and refused to pay him his galary. He states that it was proposed to him that he should per- form a character which was not in his line of business, ‘and that be refused to play the same, whereupon his ser- vices were dispensed with, aad his week's salary with- held from him. Mies Keene, in her defence, alleges that Mr. Jordan failed to folfit his agreoment with her, having refused to play @ certain part, which resulted tu damages to her to the amount of $600, which ehe claims as a set off ar Mr. Jorcan’s suit, She says that on the 7th of July, 185%, Jordan made ® contract in writing with’ her, by which he agreed w play the leading business in her theatre ata weekly sala- Ty of $100, with two clear half benefits curing tlw Reason, and that the agreement was for the season of 1859-60; but she denies that the contract was faithfully performed by Mr. Jordan, and she contends that be thereby became io- dedted to Ler ip the sum of $600 as damages. Miva Keene also states that she made an engagement with Mr. Jordan to play the leading business at her theatre at the sum of $100 Per week, and to give bim two clear half benetls; that shortly befure the 12th of December, 1859, she allot ted to Mr. Jordan the character of Harry Arucitffe, ina play entitled “The Unequal Match,” which wag duly an- nounced to be produced; but that pe (Jordan) refused to play the part, altbongh’ it was in tne line for whieh he was eogaged. Miss Keene was compelled to produce the play with another artist in the character of Marry Arn. ciiffe, and the play failed to prove attractive or successful, 4nd after a few representations It was withtrawD Testimony to the foregoing effect was given, and the cage submitted to the jury under the charge of the Judge. Sealed verdict. Festival of the Epiphany. To-day, in all the Roman Catholic and Episcopal churches, the festival of the Epiphany will be celebrated with all the rites and ceremonies uevally practiced on that solemn occasion. By the Catholics the Epiphany is commemorated with great splendor, and there will be high masees and low masses in all their churches jost as on Sunday, At 11 o'clock A. M. there will be full coral rervice, with Holy Communion, and it is said that a beau. tiful carol, written expressly for the occasion, will be sung with full chorus and chimes. The proceeds of the offertory are to be devoted to the African Mission. In the evebing services will be held as follows Festival Service, Sermon and collection will take placa in St. Paul's chapel.’ ‘The annual missionary meeting ix the Church of the Holy Communion will come off, ana Dr. Tyng will preach the sermon. In the Church of the Holy Apostles the Rey. Dr. Cook, of St. Bartholomew's, will preach, and S collection will be made for the City Mission of the parish. Iu Zon church there will be a festival service, sermon and collection. ‘The new building of the Church’ Charity Foundation, on Albany avenue, Brooklyn, will be opened with the holy communion in the morning, an address by Dr. F. Vinton in the afternoon, and ‘donations’ all day. Court of General Sessions. Before Judge Roosevelt. Jax. 5.—The business of the Court has beon impeded fomewhat since the commencement of the term, by the absence of witnesses and the postponement of cages; but the prosecuting officer has arranged for a large number of indictments to be tried next week, so that, with the efficient co-operation of the City Judge, the City Prison, which is now crowded with inmates, will be greatly re lieved. This morning Hiram Webster, who was indicted for passing a counterfeit $5 bill on the West Bank of Danbary, with intent to defraud Henry 8. Wallace, of 396 Bowery, pleaded guilty to forgery in the fourth degree. He was sent to Blackwell's Island for eight months. aret Vanderhoof, who stole a gold watch and chain and other property, valued at $03, from Ann Maria Biake- man, of 260 Wert reuty-fourth street, on the 27th of November, pleaded guilty to petit larceny, and was sen- tencea to imprisonment in the penitentiary for six months, ‘Thomas Robineon pleaded guity to grand larceny. He stole a gold watch and chain worth $86, from James McGuire, No. 112 Worth street, on the Gth of December, The Court impored the lowest ponalty, which was two years imprisonment in the State prison. Charles Sweeny ploaded guilty to an attempt to steal a ‘watch worth $40 from Thomas Lively, and was remanded for Fentence. Patrick Foley was tried and convicted of illegal voting, in the Ninth district ef the Fourteenth ward, and sent to the City prison for thirty days. ——— FINANCIAL AND COMMERCIAL. Tuvrspay, Jan. 5—6 P. M. The money market, though less stringent than yesterday, is still quite active, and borrowers are very willing to give seven for money oncall, At the discount houses, the report is that very little is doing; the quantity of paper that is making is smal), and capitalists are holding off to see whete the present flurry is going to end. The non-organi- zation of the House, and the accumulation of money in the Sub-Treasury, are serious inconve- niences at the present time. A small failure was re- ported to-day. In foreign exchange, as usual, little or nothing was done to-day. Rates are nominal. The price of sight bills on New York at the cities mentioned is as follows, the price being expressed in the currency of the cities where the bills are he Boston. Baltimore. Charleston: Savannah , Mobile. Lx BRAK S SRK bee Stocks opened again to-day with a heavy feel- ing, holders being willing to sell for cash at a small concession from yesterday's prices. The unwilling- nessto sell on time, however, was still more marked to-day than yesterday, and in the afternoon, the settlements of the day having been made with more ease than was anticipated, the market advanced, and closed steady at the advance. Central was done as low as 73, but advanced to 73j, closing 73% bid. Rock Island sold as low as 614, but advanced in the afternoon to 61j, closing 614 bid. Galena was doue in the morning as low as 63}; it closed 4 bid. Panama sold at 125, closipg at 125j. The pinch in money has forced large amounts of this stock on the mar ket. Cleveland and Toledo was better throughout the day, closing 3 below the last cash sale of the day. The December earnings were $53,066, against $71815 last December; increase, $11,757. State stocks are about steady. The following were the closing prices of the day :—Virginia 6’s, 90} a 3; Missouri 6’s,793 a {; Cumberland Coal, 13} a 3; Pacific Mail, 754 a 3; New York Central, 753 a 4; Erie, 8 a 3; Hudson River, 41} j; Harlem, 8§ a 9; Harlem preferred, 33 a 3; Reading, 41} a }; Michi- gan Central, 37} a }; Michigan Southern and North- ern Indiana, 6} a 4; Michigan Southern and North- ern Indiana guaranteed, 16} 8 4; Panama, 125{ a 126}; Minois Central, 57} a 3; Galena and Chicago, 63} a §; Cleveland and Toledo, 19} a 3; Chicago and Rock Island, 61$ a 61; Illinois Central 7's, 853 8 853. The annual report of the Bank Superintendent ‘Was presented to the Legislature at Albany yester- day. Without endorsing every position assumed by Mr. Cook, we may say that in general his views are clear and sound. Probably many readers will differ with him about the present loans of the New York city banks, which he does not seem to consider excessive; as, however, he adds that he does not think any increase of those loans would be prudent, he is not so far out of the way. His objections to further legislation on the subject of bank management are excellent in point of theory; but we think he might have admitted that, as the Courts, in 1857, nullified the fandamental condition of the existing Free Banking Act, some legislative action might not be wholly out of place to restore matters to their orignal footing. As the law now stands the banks may suspend specie payments when they please, and their depositors have only a very indefinite remedy. Nor is it quite fair to draw & parallel between private bankers and public in- corporated banks, and to argue that because the former require no legislative interference with their business, therefore it is wrong for the Legislature to interfere with the latter. Public banks enjoy privileges which private bankers do not. Public banks possess more power for mischief and for good than private bankers. Public banks, by ex- cessive expansi' and corresponding contrac- tions, convulse th# monetary and financial world, and cause widesprpad disaster and ruin. Nor is it quite safe to rely wpon the judgment of bank ma- nagers, and to say ‘that, because it is their interest \, | to avoid revulsions, therefore they will not pursue @ policy calculated to lead to such catastrophes. Experience proves that baok managers are by no Means universally gifted with foresight and saga” city, and that the pursuit of profit and matual ri- valry will frequently lead them astray from the path of prudence. We do not think any harm would be done by moderate act of the Legialature guarding against excessive bank expansions, and imposing on banks which suspended penalties which could not be evaded. ‘The history of banking in this State showa some singular anomalies. The bank circulation has fall- en from 50 per cent of the capital to 24 per cent, in consequence mainly of the in- crease of capital and the small profit afforded on circulation. The bank capital is now $110,997,040, about $1,000,000 more than it was last year, and about double what it was in 1851. Bank- ing, says the Superintendent, is no longer as profit able as it was, and hence capital has ceased to seek employment in that channel. The bank loans, by their quarterly statement, dated 25th June last, were $185,027,449, against $175,853,145 at same date of 1858, and $98,480,781 at same date of 1857. The deposita were $99,597,772, against $99,046,875 at same date last year, and $46,691,465 at same date of 1551. : ‘The most significant paragraph in the report ia the one in which the Snperintendent states that the most profitable year the banks of this State ever had was the year ending in June, 1857—the one preceding the crisis. If it be so profitable for the banks to produce a revulsion, is it safe to trast to the sagucity of their managers to guard against such accidents? The Rock Island earnings for December are re- ported at $81,843, against $60,218 same month last year; increase $21,025—over 35 per cent. The last week showed an increase of $5,030. The receipts into the Sub Treasury to-day were light. The business of the day was as follows :— Total receipts, —For custo Total payment By reference to our advertising columns it will be seen that the banking house of Stout, Ciews & Mason has been dissolved, and that the basiness will be carried on by Messrs. Livermore, Clews & Mason, at 29 Wall street. The following dividends have been declared :— The Commercial Fire Insurance Company, divi- dend of eight per cent, payable on demand; the Mechanics’ Bank of Missouri, a semi-annual dividend of five per cent on all stock subscriptions paid in on the Ist of July, 1859, and at the rate of ten per cent per annum on all subsequent payments, paya- able at the Bank of America, in this city, on the 10th inst.; the Clinton Fire Insurance Company, a semi- annual dividend of seven per cent, payable on de- mand; the Relief Fire Insurance Company, a semi- annual dividend of six per cent, payable on demand; the Hope Fire Insurance Company, a semi-annual dividend of five per cent, payable on demand; the Empire City Fire Insurance Company, a semi-an. nnal dividend of seven per cent, payable on de- mand; the New York Equitable Fire Insurance Company, a semi-annual dividend of ten per cent, payable on the 19th inst. The exchanges at the Bank Clearing House this morning were $29,338,654 84, and the balances $1,- 444,769 21. The New York and Erie Railroad Company has given notice that it willapply to the Legislature, at its present session, for an act to amend its charter. The Portland Advertiser says that the State will lose nothing by the default of Mr. Peck, the Treasurer of Maine, as his bondsmen will auswer to their responsibilities as soon as the amount can be ascertained. a The coinage at the United States Mint, Philadel- phia, during December, was as follows:— OOLNAGE RXRCUTED—GOLD, Denomination. Double eagles,....... Half eagic Gold dollars. “Si2,650 22,000 $156,920 72,650 22,000 $251,679 By the Etna we have London papers of the 17th December, one day later. No change of moment had taken place in the fands. Coosols were dull at 95.0 95j, ex-dividends, The lavest quotations of American securities are:— Ol Prices. Busi aug age bi 75 480 ama §=678%9 a Raiways. United States 6 p. c. red., 1874. Illinois Central 6 per cent, red. 1 Do. ‘7 per cent, red. 1875.77 Tp.c.,free I'd, r. 160.88 Do. 90 Do. _ $100 shares, $60 p'd.39 a37dis.38 dis. Mich. Con. 8 per cent. con. ’60......80 985 Do. 1869 wankons den 80 282 s’king {'d) 8p. c.,1m.,82.80 a82 82 100 35 a 40 13 Thore {s not much business doing at s00n after holiday week. A few stapi the way of silke, and the It, it being too selling in Leal gen ttle. Stock goods are ae tic 225 q BA De recollected that the year 1860 and an improving market; it c! and, excepting for woollen goods, at w ication of a coming decline. We make the following extracts review of the Chicago Press:— By the tables which follow it will receipts of flour (reduced to bushel cee z show Exess tehsil i “a eee Total.......23,050,219 19, 20,798,133 wheat 1;624'005 Teeover '2'624,876 3,710,060 Total. ......24,674,824 21,858,206 23,422,708 20,008,223 The following table shows the total exports of flour and grain in 1859:— RAW FOR Tae Past Four YRARS, 1887, 1888. 1859. 420 9,485,062 8,727,838 7,247,658 6,814,615 7,408,212 4,127,654 416,778 1,408,184 1,174,177 — 7,560 131,449 127,008 -478;162 5.761 13,178,995 eer eo» RD BS, 280 Me 734 438 ‘$9000 19000 1000 2000 1000 16000 10000 2000 Brookly: 2000 NY Cen 4000 Erie RR 1000 Erie 1000 Erie oe Fe 3000 1000 Har! 160 ‘7 she Bank 200 85 Bank of 12 26 Phenix 160 125 16 am Ex Bank. 50 BIg 20 Dei & H Canal Co 60 6355 200 Canton Co os 200 6855 400 do. 500 63% 26 Pacific Mail 200 63% 280 do. 300 63% 10 do. 100 6354 50 do. 650 63% $60 NY Cen 200 63 100 100 6335 Oty 200 ry 10 5 300 63% 60 260 6s 00 100 19; 100 200 10} 50 100 a ‘200 0 Gig 100 1606 Oly 300 B00 650 » 61% 100 ‘200 62 100 do......860 T33, 100 61K 100 Hud Rive RR.360 4135 100 oly 100 WO..cceeeee 4194 100 61% BOARD. $3000 Tenn bo shs NYC RR.260 7334 6000 Mies’ 220 Harlem RR. . 2000 Lil Co 200 Reading RR..opg 413g 22 she Peun 60 Mich Cn RR..b10 3745 100 Pacifle Mai! 25 Panama RR..,,.. 12536 50 lil Central 25 25.45 50 do......860 67% 250 SOCLA Putsd'gRR. 6% 150 426 N York Cen RR. 7315 200 50 do.. 200 1200 100 150 ‘200: 100 500 300 500 wo CITY COMMERCIAL REPORT. 7 ¥, Jan. 5—~6 P.M. Asurs—Small sales of new were making at $5 25 for pots and $5 873¢ for pearls. Breapervrrs —Flour—The market for State and Wost- ern brands was steady, while reocipts were light and sales moderate. Tho transactions embraced about 8,000 bbis., Pome, Saal a hacanaipa tie $5 2 8 5 80 Extra State. 440 8 550 52 a 530 5660 a 69 reer: a: to rn, 545 8 Straight t good extra do. 68 a 72 Choice extra family and bakers’ brands... 700 a 8 00 360 a 440 ee oe 365 a 42 Canadian flour was steady and in good demand, with sales of about 200 bbls. at $570 a $680 for extra brands. ‘Southern was moderately active and firm, with somo pur- chases for export © tropical ports. The ‘sales embraced about 1,500 bbis., closing within the above range of prices. ‘Rye flour was steady, with sales of 150 bbis. at the above figures. Corn meal was unchanged and sales light. Wheat was firmer aud more active, witn some irebases for export. Sales of 25,000 busbela at $1 45 white Southern; $1 30 for red do.; aud $1 25a 81 26 for Milwaukee club. ' Corn—Sales of 10,00 bushels at 88c. 890. for Jersey and Southern yellow, and 8¥0. for Southern: white. Rye and barley are dull. Oats are dull and languid. Corrxe.—The sales embraced 1 Rio and Santos at 133g0. a 12c.; 180 do. Maracaibo at 1240. a 13\c., and 170 do. Savanilla at p. t. Corrox.—The sales embraced 1,500 bales, including 500 in transit. The market was without change of moment in Prices. Middling uplands cloged on the basis of 113¢c. ig Freicuts.—Eogagements were moderate, while rates were unchanged. To Liverpool 60 boxes bacou were en- Geer4 at 208,; 500 boxes cheese at 278. 61.; 200 tierces fat p. t.; 16,000 bushels wheat in buik at bd.; 10 tons clover seed at 268. To London 60 tierce lard were en- ds. 9d. 9 6e., and 100 . To Bremen 160 bbis. Povo with 300 bbs, rosin, 200 cases tobacco, and 200 of oot ton were engaged at p t.; 600 bales of cotton were en- gaged by stcsmer to Naples at %o. per Ib; and the brig Frederic the Grest was taken up for Antwerp at $2,000. Frurr.—Seles of about 800 boxes of raising were made at $236 for M. R.s, and at $2 5234 for layers. Fiss.—Dry cod were firmly heid, with a moderate busi- ness doing. Mackere) were firm, with sales of No. 1’s at $15 75 2 $16, and of large No. 3’s at $975. Other kinds ‘were withont change of importance. Fay.—Sules of $400 a 500 bales were made for shipping and for city use at $1 063; 9 $1 1824. Hors.—about 20 to 80 bales were sold at 12c. a 160. Trox.—Sales of 50 a 75 tons Scotch pig were made in lots at $24 & $24.50 from board ship, und at $25 from yard. ‘Line was in fair dernand for lump at $1 15, while com- pve og inactive, with last sales of moment at 75c. per bbl. Mo.asers was steady, but quiet. Navat. Srores —Spirits turpentine was steady, with nome eales at 443¢c. a 45c. for merchantable and’ ship- ping order; and 200 a 300 bbls. common rosin were sold at $1 CO, while holders generaily heid it at $1 6235. Ona. —Linseed was with firmness, with — market was heavy, the sales embraced sbout 850 bbis., including mess at $16 6% @ $16 1234, and prime at $11 50a $11 62%. Included in the gales were 300 bbia. prime mess on private terms. Beef was heavy, and in moderate request; sales em- braced 200 a 300 bbis., including country mess at $5 $5 25; repacked Western at $9 a $9 625, and $10 50 $11 50 for extra. Prime mess beef was inactive at $18.0 $19 50, and 400 tierces city cut India sold at $20. Sales of 130 bbls. beef hams were made at $i4a $14 50 for Western; cut meats wero dull and easier; sales of 340 hbds. and tierces were made at 6140. a 6c. for should- ers and at $c. a 9i¢c. for hams. Bacon was quiet; ribs in were sold at §3gc. a 90. Lard was in fair demaud, with sales of 350 “bois. and tierees at 10370. a 10%{c. Butter and cheese were steady, and transactions were fair. Rick —Sales of 100 tierces were made at 3%{c. a 410. SvGaRs.—The market waa firm, while sales were mode- rate, having embraced about 600 hhds., including 117 New Orleans sold by auction at 73¢c. a 8c. The re mainder cousisted of Caba muscoyado, chiefly within the range of 7c. a 7%c. Pi opt of 250 bbls. were reported at 26}¢c. a ic. Movements in Real Estate. By A. J. Bleecker, Son & Co, 6 lots S. E. cor. Broadway and 212th st., various sizes, each, 8285 6 lots “ . 6 “ S. W. cor. 22th st. and 10th av., 25: 185 6 “ g, e, 212th st. ,adjoinmg, 25x100, each, 170 10 “ N.E cor. 211th st. and Broadway, 252 200 6 “ ns, Qithet., adjoining, 25x100, each. ..... 176 6 “ N. W. cor. 10th ay. and 212th st’, 25x100, em. 185 6 ‘ ns, 212th st., adjoinidg, 25x100, each...'.... 170 6 “ 8 E cor, 219th st. and 10th av., 25x100, each 170 6 * 8,5. 212th t., adjoining, 26x100, each....... 145 6% | do, do. do. 2140 6 do, do. do. +140 6 “ N.E cor. 10th ay. and 212th st., 253100, each 170 6 “ n. 6. 211th st., adjoining, 252100, each. . 140 6 «do, do, 6 do, do. Winco 8 “ doth sides oth av., between 211th ‘and Sidih ats, (water right) 25x100, each... - 185 8 gores s, 8. 211th st., adj., various sizes, each 1 9 "ao, do. do... . 115 By Adrian H. Matter. Honse ana lot oor. Eim and Duane sts., 24x45... ...$10,200 Do. do, 20 Pel 4,300 do, 26 Pell Tear 76th st., cach 26x103, $1,760 each, “© 8th av., near 76th st., ea, 25xkt adjoining, 25x10. “ cor. thav and 70th at, 25x160.... “ adjoming, each 25x100, $1 fn rear, on pirat st., 23290 Jota 77th st , near 8th ay., ea, 2x102, “ Sth av., near Both st., “adjoining on avenue, 252100...... each. st., 17x102.., on 14th st., near 4th av., 262106 Pa bet BD ht at tt BD BD Arner Port of New York, January 5, 1860. CLEARS. one Prince Albert (Br), Prowse, Galway—Am Express HTD i] i i i aE i i a il p | i yeston; brigs JB Dow, Mobile; A © Robbins, —; Atanne (Br), Nassau. Brig Aznott Lawnzncs, from Baltimore for Boston, comied ashore on Lovells taland Point by the Ooating 108, be remaired at sunset ath Mg oy peeks tes tee ke nod for Port- Jang. in ballast, went aabooe ‘and,’ exe fn the snow storm 30th uit, and will probabty be « total loss, Bric May Queen, Williems, be gg yg an ok Shoal, will ty be m total’ loss. Part of ber cargo been iaken to Philadelphia. for Scur Mary Pravey. from ‘Wm 8 Peavey, of Whiting aod Peapody & Cummioga, - went vicinity He ieee raul ff 5 aers i < pit Ben, Cate, for Ni ‘Lanaina, Nov 17—In port ford, Idg slowly. AMELAocRNE, Oct 17—Tn port gutta; Cinsinnatus, Loane; N RB 3 , Gran! © ‘Saracen, Ongood, for Cal. ty the Ocean, Pema * nang, Dan bark Winelaies rages Sardinian Norieans..” ld 1b, ship Napoleos, Maxsr 14—In port ships Helen R Cooper, for NYork: F'W Brave. Lande for Darks Shaw, and Zephyr, Stoall for Momsine: David Lapsloy, Pewee. poet, Ferme, foe. ‘York, arr 8th; Sous ‘Thom: ‘sth; Francis, from Marie ion, from Guadalo Nathaniel Chase, ‘from arr ayy or Hampton Ronde fr eae NB, Dec 29—arr schr ‘MeBurnie, American Ports. ; BOSTON, Jan 4—Arr bark tdislo, Kendrick, Gi * Joseph Whitsey. sbip Juventa, Gewd, Charlesion Below ships Oxenbrid; ota entia! Chemoton, from Bristol.” Uid skip Sian Fomor ry wUALTIORE, Jan 4—Arr steamship Parkersburg, Powell, ‘ork: bark Syiph. Jones Bostoa. Old oara Nashua, Lewes cs, wate aif Flight (Br), Kenny, West Indies; juette, oune, BU KSPORT, Dee 31—Sid brig Beaver, Tapley, BRU TOL, Jan 3—arrschr Dart, Phillios, NYork ton. A berm ‘tm light trim, to be the Pinkham, from ‘Was at anchor ta D: Island bsrbor 4ih. Schr James Ne Burt, trom Philadel Taunton, was at the moath of Mount Bay 4h. CHARLESTON, Dec 30—Arr steamship Columbia, New York; Albert Gallstn, Storer, London; bark mont, Beker, johia; brig Adela, Byers, 5 HE i, Tillon, NYork. At quarantine Ton ‘Wiieasse.. Ip we otlng ship Bernard, dif id Norwgian bark Bermes, Hamborg, Br sehr British Queen, Johnson, Nasaan. “Sid schr NW Saith, 1 ‘ NOEtAWAnE BREAKWATER, Jan 6—In port barks Thow for Teun- fudab tolk for Rockland, Jan, Fair Dealor, Philadelphia, for Bangor: 2d, Pera ‘Thomas NYork for " Hart, ee eee ree bound @ (and In port 4th, Orozimbo: schrs T R Jones, Mary E Pier- son, Madore. Hortrn, 2 lOLMES” HOLE, Jan 2, Pt— Arr brig 4 Bastport for NYork; schrs Willism 'o; Turk, Small, Lubec for do. Sid schrs. END, Nov 20—Arr ships yh TOWNE Sure pacnis Avis tea NCE, Jan 4—Arr steamer NYork; echr James Mertin, Harding. ecegeceh ie rete a Otter phe ames, ‘Ship Esther G roe PORTLAND, Jan S—Arr Sadao, Brown, “PROVINCETOWN, dan b—Are oy te) Dark Lanerk, Up- ton. Palermo, ;