Evening Star Newspaper, October 12, 1935, Page 22

PRYMENT PLANS OUTLINEDBYFA A Most Borrowers Prefer to Negotiate Loans for Round Number of Years. Study of a sizeable group of mort- gages insured by the Federal Housing Administration reveals that the people prefer to negotiate loans for round periods of years. p Twenty years, the maximum fixed by the national housing act, is the most popular period. About half (48.04 per cent) were written for that length of time. Fifteen years was the next most popular period, con- stituting one-sixth the total number. About 10 per cent of those nego- tiating mortgages did so for a 10-year period. Between the 10, 15 and 20 year periods there were only a few maturity dates. In negotiating an insured mortgage the borrower has two possible methods of determining the period the loan has to run. One is to do so arbi- trarily, setting down a date by which he desires to complete his contract. The other is to consider the amount of his income and from that decide how much he will pay every month in order to discharge his obligation. If the latter method is determined on it is probable that the maturity date will fall in some “off year" any- where along the scale up to 20. In the opinion of certain Federal Hous- ing Administration officials, this method has advantages over the “round - number - of - years” method. Chief among them is that it may emphasize in the mind of the bor- | rower the desirability of discharging | the obligation as rapidly as possible, | #0 that he may save on interest and service charges. Building Permits (Continued From First Page.) dwellings, 4433, 4437 and 4441 Yuma street; to cost $21,000. | Henry J. Klein, 1282 Fifth street, owner; Dana B. Johannes, jr., de- signer; C. W. Gosnell Co.. Inc., 1414 Monroe street, builders; to erect one 2-story brick flat, 2210 Nicholson | street southeast: to cost $16,500. Cooley Bros., Tower Buildihg. owner | and builder; George T. Santmyers, | architect; to erect three 2-story brick cwellings, 2343 Fortieth street and | 3926-3928 Benton street; to cost 616.000. | Norman P. Scala, 918 South Caro- lina avenue, owner; L. W. Giles, ar- | chitect; W. B. Avery, 629 F street, | builder; to erect one 2-story brick | flat, 914 South Carolina avenue; to cost $12,000. | Kass Realty Co., Southern Build- | ing, owners and builders; G. J. Van | Lennep, designer; to erect one 2-story | brick dwelling, 1570 Thirty-fourth street; to cost $10,000. F. §. Phillips, Carey Building, owner | and builder; Dillon & Abel, designer: | to erect one 2-story brick and tile dwelling, 3214 Thirty-ninth street; to cost $10,000. Edith Cox, owner; A. S. J. Atkinson, architect; Charles A. Lohr., 3785 Nichols avenue southeast, builder; to erect one 2-story brick fiat, 1620 V | street southeast; to cost $10,000. M. B. Swanson, 2761 Brandywine | street, owner and builder; L. R. Moss, architect; to erect one 2-story brick and cinder block dwelling, 2842 Ches- terfield place; to cost $10.000. Lawrence Fielding, owner; Duckett & Stathes, designer; Custom Built Homes, Inc, 1621 K street, builders; | to erect one 2-story brick and Irame; dwelling, 2123 Branch avenue south- | east; to cost $9.000. | L. E. Breuninger & Sons. Inc., 1515 K street, owners and builders; H. L. Breuninger, architect; to erect one 2-story brick and cinder block dwel- | ling, 1300 Locust road: to cost $9.000. | Mr. and Mrs. William Heany, 5103 Blair road, owners; T. H. Locraft, architect; L. A. Alberti, 8607 Hawley | road southeast, builder; to erect one | 2-story brick and tile dwelling, 38 Madison street; to cost $8,000. Emma L. Patten, Rising Sun, Md, | owner; George T. Santmyers, archi- | tect; G. G. Loehler, 726 Jackson place, builder; to erect one 2-story brick flat, 7760 Twelfth street southeast; to cost $7,000. ©O. E. Jones, 4901 Forty-third street, owner and builder; Herbert J. Kor- zendorfer, designer; to erect one 2- story brick dwelling, 2926 McKinley #treet; to cost $6,000. Howard C. Moore, 3022 Wisconsin avenue, owner; M. O. Bradford, jr., designer; M. O. Bradford & Co, Vienna, Va., builders; to erect one 1-story brick dwelling, 4830 Brandy- wine street; to cost $5,000. Ryland L. Willis, 27 Michigan ave- nue northeast. owner and builder; H. D. Griffin, designer; to erect one 2- story brick dwelling, 3213 Stephenson place; to cost $5,000. Rose Dunn, 2110 Kearney street northeast, owner; C. M. Chaney, de- signer; James Dunn, 2024 Rhode Island avenue northeast, builder; to erect one 2-story brick dwelling, 2112 Kearney street northeast; to cost $4,500. Hamilton Realty Co., Inc, 1001 Fourteenth street, owners; Essex Con- struction Co., 805 Chandler Building, . builders; to erect onme 1-story brick addition, 1001 Fourteenth street; to cost $3,800. Roger Manning, owner; L. W. Giles, architect; W. A. Dixon, 4551 Wash- ington place northeast, builder; to erect one 1-story brick dwelling, 4047 Grant street northeast; to cost $3,000. C. P. Jones, 3224 Nineteenth street, owner; M. Platshon, 641 Lamont street, designer and builder; to erect one 1-story brick addition, 6303-6305 Georgia avenue; to cost $2,500. Jacob Homes, 488 Maryland avenue southwest, owner and builder; Marcus Hallett, designer; to erect one 1-story brick office of gas station, 1400 Florida avenue northeast; to cost $2,600. Alexander Sharper Benning, D. C., owner and builder; C. F. Wynn, de- SACRIFICE SALE $7,000 PRICE REDUCED FROM $8,750. 49 (ilrard St. N.E. stricted_homes. OPEN TILL SOLD Drive out North Capitol St. Girard, turn right to home. J. A. JORDAN Decatur @65 REAL ESTATE. THE EVENING STAR, WASHINGTON, Attractive Home of Georgian Design The new home of Mrs. Sara D. Griffith, at 3118 Tennyson street diner, builders. The structure has six rooms and two baths. is shown above. Georgian architecture, was sold to Mrs. Griffith by William M. Throckmorton for the firm of Bowling & Gar= The beautiful home, of ~Star Stafl Photo. signer; to erect one 1-story bmk\ dwelling, 1609 Beck street southeast; to cost $2.500. Diamond Service Co., Inc, 101 M street northeast, owners and builders; L. T. Rouleau, architect: to erect one 1-story brick and tile office, 101 M street northeast; to cost $2,300. Harry & Co., 1530 Eckington place northeast, owners and builders; A. S. J. Atkinson, architect; to erect one 1- story brick gas station, 2210 Bladens- burg road northeast; to cost $1,500. | Jeremiah Fahey, 1321 E street| northeast, owner; P. J. Dalton, arch- itect; James Dalton. 5013 Ninth street, builder:; to erect one 2-story brick ad- dition, 1321 E street northeast; to cost | $1.000. | Louis P. Gatti, 3517 Sixteenth street, owner; F. W. Dixon, designer; R. R. Salter, 432 K street, builder; to erect one 1-story brick addition, 4215 Con- necticut avenue; to cost $1,250. S. B. Harriscn, 1626 L street. owner and builder; to make repairs, 627 and 629 Newton place; to cost $1,000. Nathan Sacks, 647 K street north- east, owner; Robert Goodman, Inc., builder; to make repairs, 828 Tenth street northeast: to cost $1,000. Guy Lucas, 221 H street northeast, | owner and builder; L. W. Giles, arch- itect; to erect one 1-story brick ad-| dition, 221 H street northeast; to cost $1,000. | Frank Perna, 4101 Brandywine street, owner and builder: to move and repair dwelling from 3932 Ches- apeake street to 4000 Brandywine street: to cost $1,000. Joseph J. Roland, 259 Quackenbos street, owner and builder: H. W. Gaines, designer; to erect one 1-story frame addition, 259 Quackenbos street: to cost $950. Washington Loan & Trust Co., Ninth and F streets, owners: to in- stall revolving doors, Ninth and F streets; to cost $890. Belle Scrivener 2040 F street, owner; C. M. Baile, designer; Con- struction Associates, Southern Build- ing, builders: to erect one 2-story brick and tile addition, 2040 F street; to cost $800. U. S. Infantry Association, owner; James L. Talbert, 1110 Columbia road, designer and builder; to erect one 1-story brick addition to garage, | 1115 and 1117 Seventeenth street; to cost $800. F. V. Stone, avenue northeast, owner; 1507 West Virginia | Robert E. BEAUTIFUL ESTATES NEAR WASHINGTON Homes and Estates within 20-60 minutes from Washington should be of prime interest to any one looking for a permanent home in Maryland or Virginia, I have therefore selected a desirable and diversified Cox, builder: to enclose two porches, 1507 West Virginia avenue; to cost $825. Meadowbrook, Inc., Chevy Chase, Md., owners and builders; H. P. Bax- | ter, architect; to erect three frame garages, 4433, 4437, 4441 Yuma street; to cost $750. O. E. Jones, 4901 Forty-third Korzendorfer, designer: to erect orick street, owner and builder; Herbert J. garage, 2926 McKinley street; to cost | $700. James D. Dice, 1107 Alabama ave- nue southeast. owner and builder; E. R. Lohr, desifiner; to erect one 1- story frame dwelling, 1107 Alabama avenve southeast; to cost $650. | designer; E. D. Harnes & Son, 1104 | Hollis Snoddy, 1104 Forty-second | stree northeast, owner; J. A. Plater, Forty-second street northeast, builder; | to erect one l-story brick dwelling, | 5010 Sheriff road northeast; to cost $3,500. —_ Pride Helps Taxpayers. FAIRFIELD, Conn. (#)—The city hall's new septic tank system cost | Fairfield nothing. The architect fa- | vored a New York product, so Mitchell B. Stock, local company manager, ' said he would give his to the city rather than see the contract go out of town. He did, even to handling a I pick and shovel with his men. OUTSTANDING VALUES IN THEIR RESPECTIVE LOCATIONS 3622 VEAZEY $10,750 Brick, 8 rooms, 2 baths, beautiful condition, unex- celled location, one of the nearer-in new home com- munities, paved streets and alleys. garage, screened and weather-stripped. A home that will surely appeal to the discriminating purchas- er. Turn west off Conn. Ave. at Bureau of Standards OPEN SUNDAY (or Phone Na. 5833 for 1004 Vermont Ave. Offered for Sale group for your inspection and consideration: TWO SMALL ESTATES: [ ASPEN HILL, a charming old home with landscaped acreage, lovely view and appealing appointments. Near Fairfax—30 minutes out. MT. IDA, a real home near Alexandria, acreage, location, grand old trees and river view—15 minutes out. valleys of Virginia. | “MUCKROSS” holds an enviable position on Seminary Ridge and overlooks one of the most alluring 115 rolling acres bordered by park-like woods; the lawn and garden are flanked by Old Fort Ward, the walls retained by ivy, perriwinkle and honeysuckle add charm to the setting of the generous Colonial type residence with water view. 20 minutes out. “THE BEECHES” has a homey atmosphere all her own produced by the large, sunshiny rooms, lovely tiled baths; broad porches and beautiful fields and trees—20 acres with frontage on Great Falls Road— 15 minutes out. “SKYMEADOWS,” in Montgomery County, has lots of atmosphere. See the well-planned field-stone residence with gracious porch across the front commanding a most restful and satisfying long-range view. Skymeadows has 32 acres and no novice planned and developed the grounds—20 minutes out. “BANNOCKBURN FARM"—an estate as well as a going farm, stocked and equipped. The 187 acres are both scenic and productive. You will be delighted with the gracious Colonial residence, exquisite gardens and availability to Washington. Prices Range From $10,000 Up. WE HAVE WATERFRONT PROPERTIES ALSO—and the Ducking Season Is Near For detail and appointment to inspect call Frances Powell Hill, Dist. 6563. Eve. Wal. 9330-J W. S. HOGE, JR., REALTOR, H Associated with Appointment to Inspect) NATIONAL MORTGAGE & 'INVESTMENT CORP. 1411 WHITTIER $12,950 Eight spacious rooms, three baths, maid's room, built-in garage, large attic with cedar chest. Completely modern in appointments. Oil burner, G. E. refrigera- tion, special kitchen equip- ment. Priced many thou- sands of dollars below orig- inal price, Just East of 16th St. National 5833 es and Estates, 1627 K St. N.W. D. C, LOAN INSURANG POLICY CHANGED Dearing Says Direct Appli- cations From Mort‘gagors_ Will Now Be Rejected. H. H. Dearing, director for the Dis- trict of Columbia Federal Housing Administration, announced today that the District of Columbia insuring office will no longer accept direct ap- plications from mortgagors for in- sured loans, nor will it issue tentative commitments to mortgagors. The procedure in force during the last few months of accepting appli- cations for mortgage insurance and issuing tentative commitments has been admittedly a temporary measure to determine the extent of the mort- | gage market in the District of Co- | lumbia, and it is now felt that this temporary measure has been effec- tively used to show the existence of such a qualified loan market. Appli- cations of prospective mortgagors will, therefore, no longer be passed upon! in the first instance by the District | of Columbia insuring office, but will be referred to the approved institu- tions in the underwriting jurisdiction of the District of Columbia insuring office so that these institutions may resume their proper function of first deciding whether they care to make the loan involved. ‘The public, of course, is cordially in- vited to come in to the office, now lo- | ! cated at 1020 Vermont avenue, for in- formation regarding how to proceed to obtain Federal Housing Administra- tion loans, and will be welcome to use | such facilities as are available. —_— §. P. C. A. Returns Lost Dog. PHILADELPHIA (®). — Mr. C. A. headquarters for a dog. “We lost our collie two weeks ago and want another one to replace him,” said Two- and " Mrs. John Twoley came to the 8. P. |’ ley. “We have just the dog for you, said an attendant. “We found a collie only 15 minutes ago.”” The attendant brought in the Twoley's own collie. . $14, SATURDAY, OCTOBER 12, 1935. Soil Conditioning In Fall Good for 1936 Vegetables Spinach and Few Other Types Can Be Put In to Advantage. While most of the flowering annuals can be sown this fall- to good advan- tage, not so much can be done in the vegetable garden except put the soil in shape. A good spading, turning in compost or manure, is the best move that can be made for next Spring’s vegetable planting. The per- ennial vegetables, asparagus and rhu- barb as well as multiplier onions can be planted to excellent advantage this Fall. ! Spinach ,a the early Spring vege- table that may be planted in advance of the season to advantage. Prepare the bed and scatter the seed in the rows as late as possible and dodge frozen ground. The idea is to get the seed sown so late that it will not germinate until next Spring, but will be ready to sprout as soon as the first favorable weather swells the germ in the seed. Spinach must do all its growing in cool weather. The earlier it can be started the better and longer the crop. So Fall sowing is a real advantage. Mulch the bed well after the seed is sown and remove the mulch early next Spring, as soon as the ground starts to thaw. There is no use planting the old-fashioned small-leaf spinach. The modern inventions in the spinach GAIAGB—FACT'OR e : ' $38 Installed For Single Garage Prepare for Winter. Install trouble-proof overhead garage doors. Work done by factory trained mechanics. Guaranteed by Nation-wide organization. Act now for quick installation. Overhead Door Sales Co., Inc. Dept. A, Barr Bldg. Telephone MEt, 3818 950 Large Detached Home 1835 Park Rd. N.W. Overlooking Beautiful Rock Creek Park One of the most conveniently located and outstanding values ever offered in this close-in section. . In the heart of Mount Pleasant on high elevation and completely reconditioned like new throughout. ‘The house could be profitably operated as a very high-class rooming or boarding house. as the price has been made low enough for an excellent investment, or is ideally arranged for a large family. There are twelve big. bright well-planred rooms, two baths, oil heat, big, wide porch, pretty lot with abundance of shrubbery and a detached garage for three cars with quarters above for domestic help. It is necessary that this attractive property be sold at once and the owners have priced it accordingly, so we suggest that you come out today or tomorrow by alj means and make a careful inspection. OPEN TODAY AND TOMORROW Tower Bldg. NEWBOLD BUILT is RM HOOKE MEtrop. 2663 HONESTLY BUILT—NEWBOLD REAL ESTA life are so far superior, both in size | | of leaf and quality, that it is a foolish | | waste of space and time to bother | with any but the newer sorts, mostly | of Danish origin. It is more heat re- | sistant and less prone to race up to seed at the slightest suspicion of warm | weather, Muitiplier, or potato onions, as they | are sometimes called, give the first | young onions in Spring. A few bulbs put in this Fall will give you a crop before the onion sets can get into ac- | tion. They are perfectly hardy. The asparagus bed may be set this Fall, getting 2-year-old plants from dealers. The main requisite is deep | rich soil for asparagus and ample root | room for each hill, giving the plants three feet of space each way. Rhubarb roots should be set out now. Half a dozen plants will be sufficient to pro- vide an ample supply for the average family. Ventilation and Painting. Interior painting should be done with the room at a temperature of 70 degrees. It is also important that the room be well ventilated. | TE. Plastic Paint Effects. There are many interesting wall treatments that can be obtained with Plastic paint. Such finishes are the fan swirl, grass cloth, basket weave, water wave, vein relief, willow twig, | fretted texture, heather and tapestry effects. hTe more conservative effects may be used almost anywhere and are of private homes. They are also at- tractive in bed roms when applied in delicate tints. PRICE, $9,750 No. 4625 49th Street N.W. 2 4 New 6-room bricl baths, hardwood fioors. ed out walls. attic, electric kitchen and garage. M. D. CAMPBELL 519 Woodward Building Phone National 2011 or Hyattsville 132-M HIGHWOOD CHEVY CHASE, D.C. 3304 Runneymede Place N.W. A French Provincial Home By the Developers of Beechwood 'HIS lovely French Pro- vincial is true to the tradition of Mikkelson Homes . . . ideally located and surrounded by other homes of distinctive char- acter . . . featuring, among many other practical inno- vations. the GENERAL ELECTRIC DESIGNED AND EQUIPPED KITCH- ENS with NEW ALL- METAL CABINETS. T to to propert; Owners MILTON F. SCi 3353 Rittenhouse St. N.W, BUILT is G. F. MIKKELSON & SON 0.\' THE first floor are beaue tiful entrance hall with winding staircase. paneled living 1 buiit-in bookcases, fireplace, dining room with . screened ©On the op buiit-in porch second floo; cr_librar Pine. 2 ba tached earag off di Both grade and parochial schoois, churches and stores are comvenient to property. Builders HWAB, SALES CLeveland 1156 HONESTLY BUILT 118 South Chelsea Lane New Exhibit Home. com- pletely furnished by HUTCHISON, INC Since women spend most of the 24 hours in their homes—we be- lieve you will find keen interest in what Miss Jean Abernethy says A Woman's Viewpoin —OF GLENBROOK VILLAGE, Bethesda, Maryland —Of the Eight New “Thriftee-Step’”” Homes “Like most women, | em thrilled to visit new homes, especially the first in @ new development, such as | dividuality of design here—no stifling sameness. and garage, and some have found in Glenbrook Village. tone walks as in above photograph. fla There is marked in- Each home has its driveway Features that Present an undeniable appeal: “However, the beauty of “Thriftee-Step” Homes is not confined to the exteriors and surroundings. The living room and kitchen are most appealing and planned. A surprisingly spacious and infinitely pleasant living room pers Lovely Colonial fireploces and wall papers of soft, charm ond hospitality. neutral shades make furnishing these rooms & genuine treat. “Modern ‘finger-tip’ kitchens are ol the name implies. You fi 'd everything at your fingertips, judiciously arranged. One-piece double drainboard sinks, cat.a- matic refrigerator, console type gos range, and plenty of closet space make them efficient workshops.” JEAN ABERNETHY Homes Priced $7,450 to $8,450 Each home inspected and approved during con- struction by Architectural Section of Federal Housing Administration and is eligible for loans under the H. A. plan. 1 Newsorp DeveLoement Co. 7611 Wisconsin Avenue Bethesda, Maryland Phone Wlsconsin 5286 HOW TO REACH—Drive out to Office and Entrance of Glenbrook Village, 7611 Wisconsin Avenue, Y2 mile past Bank of Bethesda, -, Brick Constru Slate Roof Oak Flooring 4-inch Rock Wool Insulation. serves heat in Winter, climinates heat in Summer Copper Screens, practically rust. proof Automatio Va tinuous even ction n. Con- ‘Weather-stripping, eliminates drafts por Heat, gives con- temperature Kitchen Ventilating F§n Built-in Tub and Shower Concealed Radiators with Grilles Generous Closet and Storage Space —and numerous other features usually associated only with houses at much higher prices. ~