Evening Star Newspaper, July 13, 1935, Page 22

_B—6 xx REAL ESTATE. PROPERTIES BACK Owners of Small Homes Re- gain Them as 1935 Progresses. An increasing factor in 1935 real LOAN GROUPS TURN Two Well-Furnished Rooms of the Silver Star Home in Wrenwood wstate activity is the transfer to family ownership of millions of dol- lars worth of small homes which the savings, building and loan associa- tions were listing among their assets six or seven months ago. the United Btates Building and Loan League re- | ports. On a sales contract basis between $17,000,000 and $20,000,000 worth of these properties have been tionally sold by the associations since January to families which will even- tually hold title to them, and smal homes totaling several other millions | of dollars in value have been bought outright with the aid of mortgage money from the association lmmgi the property, according to T. W. At-| Kkins, director of field service for the | Jeague, who has just completed an extensive survey trip embracing nearly ‘ every geographic division, “Small down payments, liberal in- | terest terms and periods of between | 10 or 12 years in which to pay out | have made it possible for thousands of families to take possession of | these bargain homes on a contract | of sale with the associations, thus | applying the rent money toward | eventual ownership,” Mr. Atkins ex- plained. Properties Go Off Market. “It is customary to transfer title 1o such properties to the family when money paid into the association on the contract basis has mounted to a point where there is suffiicent equity to grant a first mortgage loan. The | offering of properties on these terms has proved such an impetus to their | removal from the market that a great number of associations are gettidg their balance sheets rapidly to the place where real estate is an insig- nificant item. | “Since the properties taken over by mortgage lending institutions have Jong constituted the most discouraging | factor in the real estate market, this definite trend toward new ownership | for such homes will quicken activity in the field as few other things could.” The league execulive pointed out that expenditures by the associations to modernize and repair the proper- ties to which they hold title have been an important influence in accelerat- ing their transfer to family owner- ship. As their first definite step in the F. H. A. modernizatoin campaign last Fall, thousands ot associations undertook to put in modern, attrac- tive condition every property they had. In October, November and December, the only months for which careful es- timates of this volume of work have been made, they spent $16,000.000 to make these houses sound as well as attractive investments for their buy- ers. Many more millions have been | spent on the same type of improve- | ment during the Spring months of 1935, he indicated. i Gets Renovized Home. | “As a result the buyer of the prop- erty, whether on a sales contract or | on conventional mortgage basis, has had the benefit of a renovized home, with its repairs and improvements done under the expert, economical eye of an association manager,” he com- mented. “If the new owner had bought the house unrepaired. even at 8 much lesser cost, and undertaken to modernize it himself, it would eventually have cost him more money. because of his lack of familiarity with | all the details of planning and exe- | cuting repair jobs. Therefore these families taking their first step toward | home ownership today find themselves | fortunate not only In getting liberal | terms but also in getting a well-con- | ditioned house.” Mr. Atkins indicated his belief that the demand for these properties is steadily on the increase on account of | the developing housing shortage, sus- tained uptrend in rentals and the search for something material and substantial in which to invest. Ag- gressive campaigns through which the associations have been bringing the | properties to the attention of the pub- lic will continue throughout this year, in his opinion, and will pave the way for removing practically all of this type of real estate otfering from the | market within the year. PEA CROP A BUMPER Harvest Exceeds 10-Year Average | in Yield and Quality. Growers of peas for canning in Maryland have about finished har- | vesting & crop that considerably ex- ceeds the average for the last 10 years | in both yield and quality, according to Herman A. Hunter, canning crops spe- | cialist. The yield this year, he says, is | about the same as last year and due to | the favorable cool weather during the harvesting season canners were able o get the peas harvested in fine con- | dition, which will result in a higher | quality canned product than in most years. o INSULATION CUTS HEAT Material May Be Inserted “Bat” 8ince the roof of a house is the part most directly exposed to Summer sun- | light, the amount of heat absorbed by the whole house during the day can be greatly reduced by insulating the roof. If the house has an unfinished attic, the insulation may be inserted between the rafters in convenient package or “bat” form or on the under surface of the rafters in board form. It is practicable to add another room to the house by finishing the attic with ‘wall board. in or Package Form. $4,950 428 Lincoln Ave., Riverdale, Md. Beautiful modern brick and frame bungalows. Five rooms, tiled bath, cellar, garage under house, beautiful kitchen cabinet, electric stove. Exhibit now open. THIS IS AN ELECTRIC KITCHEN HEALTH HOME M. D. CAMPBELL 428 Washington Avenue, Riverdale, | Ortlofl Phone Hyattsville, 132M. THE EVENING STAR, The handsome recreation room of the Silver Star Home at 3359 Quesada street, Chevy Chase. The house has been completely furnished by Hutchison's, Inc.,, while John F. Ligon designed the draperies. This recrea- tion or game room is furnished in maple. by seed and. although this is the more common method, there are various species which can be increased by cuttings. H. Stuart in his book. “Perennial Gar- | dens,” states that while cuttings can be made from nearly all specie most commonly propagated in this way are arabis, cerastium, chrysan- themum, heuchera, hollyhock, candy- tuft, delphinium, pentstemcn. phiox, dianthus, plumbago, sedum and ve- ronica. He goes on to suggest that Spring ic the pest season for making cuttings. When the parent plants are 6 to 8 inches tall the upper three or four inches may be clipped off with a sharp knife and placed in soil in a cold frame where they can be shaded and watered until rooted. To prevent excessive demand for water before | new roots have formed a part of the foliage should be removed. Certain species, such as oriental | popies, anchusa and gypsophila, with thickened roots may be propagated by cutting these roots into 2-inch pieces and planting them in good soil. Ortloft states that this root propagation is best done in Summer, but, of course, to secure success one should use a cold frame, where the soil may be kept | moist. Fibrous rooted perennials, such as plumbago, Japanese anemone, phlox, stokesia and mullein, may also be increased by root cuttings. For a useful text on propagation in general one is referred to A. C. Hottes book, *‘Practical Plant Propagation.” The Lawn in Summer. VIANY home owners make the mis- take of cutting the lawn too frequently in Midsummer, with the result that all the green foliage is cut off and little left except a close-clipped brown sod. Blue grass is practically dormant at this season and, as a re- sult of close clipping, other less de- sirable species, such as crab grass, gain ascendancy. One investigator in the Department of Agriculture has reasoned that blue grass normally shades the soil to a sufficient extent to hinder germination of the crab grass seed and that by allowing the blue grass to remain always three or four inches tall the crab grass should be permanently checked. Plantain is now flowering in lawns | and it is a most desirable time to dig | and destroy these large, broad-leafed | weeds, Home gardeners who sowed | grass seed in the Spring and secured | a fine. thick stand of plants are prob- ably worried at the way the plantings | are thinning out. There were un-| doubtedly too many plants in the | original stand and nowrit is a ques- | tion of survival of the strongest spe- | cies, which are likely to be rye grasses and other kinds less desirable than blue grass. Blue grass is slow to be- come established and this is why Autumn is usually suggested as the best time for establishing the perma- nent lawn in the Washington area. Given a long, moist Fall, by the fol- lowing Spring the blue grass is well enough rooted to hold its own. Large trees make lawn maintenance very difficult, especially in dry times, such as seem to have arrived. Cer- tain kinds of grasses do better than others beneath shade, but no grass enjoys dense shading and tree root competition. Many garden supply stores feature shady lawn mixtures. In extremity, one can fall back on English ivy and Japanese spurge as substitutes for grass. One may ob- serve that the lawns that were pre- pared with some care before planting are greener and more attractive dur- ing the offseason than those that were simply developed naturally. The Iris Borer. AT THIS season of the year the observant home gardener may sometimes note that certain of the 5003 Elm Street, Edgemoor. Md. - AST week there was discussed I the propagation of perennials If Interested, Don’t Delay Seeing This New Home All brick Slate roof Five large rooms Full basement Modern Electric Health Kitchen Garage Directions: Out Wisconsin Avenue to Bank of Bethesda—left on Edges moor wane to Arlington Road—left to_proverty. CYRUS KEISER, Jr. 5211 Wisconsin Ave. CL. 5371 | . younger leaves of the iris plants show ‘This | browning and evident injury. does not apply to the oldest leaves, which may be simply maturing, but to the central leaves, which normally are full of vigor at this season. An examination of these affected leaves will usually show either the presence of white borers or of soft rot at the base, or both. At this time, if borers are found, there is little to be done, except to cut out the injured parts. This is best accomplished by lifting the entire plant and sepa- rating it into sizable divisions, with all affected leaves cut away before resetting. Farmers' Bulletin No. 1406, “Garden Irises,” by B. Y. Morrison, discusses this borer in some detail The moth lays its eggs in Autumn on or near the basal leaves, where they remain throughout the Winter to hatch in April in this vicinity The young larvae enter the leaf and eat their way downward to the main rootstock or rhizome. If detected early in the season the young larva may often be crushed by drawing the leaves between the thumb and forefinger. is about full grown, becoming a siza- ble worm of about 1'; inches in length and capable of great destruc- tion in a comparatively short time. Fortunately, the iris is a very sturdy plant, and Mr. Morrison states that | varieties of the common garden type are rarely completely destroyed. In early September the full-grown borers enter the soil for pupation into the adult moth, thus completing their life | cycle in & year. Because of the fact that the insect feeds entirely within the leaf or roostock, no spray or dust can reach treatment is of little avail. The Orange Butterfly Weed. HE difference between a weed and a worth-while plant is largely & matter of opinion and conditions. For example, grass in the lawn is very desirable, while in the garden it may be a persistent weed. It is not altogether surprising that one of { the most attractive Summer flowering perennials is known as butterfly weed | and actually occurs abundantly in old fields in the open country. The botanical name of this plant is clepias Tuberosus, and it is a milk- weed with beautiful orange-yellow flowers. Among good qualities, in ad- dition to attractive flowers, is an abil- ity of this milkweed to thrive in poor soil and with a minimum of moisture. In other words, an ability to with- stand adverse conditions such as often occur in Midsummer. large garden supply stores list this species in their catalogues, and this is perhaps the better way to obtain stock. Dug at the season of bloom, the plants usually die, and unless one marks the location carefully it be- comes almost impossible to find the plants in late Fall or early Spring. A clump of butterfly weed, with its bright flowers, would adorn any gar- den at this season. Potted Strawberries. It is altogether feasible to establish new strawberry beds in the home gar- JUST COMPLETED 16th ST, HEIGHT! IN SELECT 1350 SHERIDAN STREET Beautifully Furnished by Hilda N. Miller OPEN SUNDAY L] Daily till 9 PM. today and you will find one of tains . . . living room, dining room, on first floor . . . lovely recreation room in basement . . . three real bedrooms, 2 tiled baths with shower, and porch on second floor . . . finished attic with cedar closet . . . Every convenience of the day and priced within your means. HARRY PORETSKY, Inc. NAt. 7135 1420 K By Midsummer the larva | it and this method of | Some of the | —Star Staff Photo, WASHINGTON, D. C., SATURDAY, JULY 13, 1935. REAL EST ATE. REALTY SESSIONS ARE OGTOBER 21 National Association Will Discuss Many Matters at Atlantic City. Date for the coming annual con- vention of the National Assocliation of Real Estate Boards has been set for the week beginning October 21, in Atlantic City. The Chalfonte- Haddon Hall Hotel will be convention headquarters. Real estate as a business has much to talk about at this, its principal meeting of the year. It is entering & new period of activity in practically every section of the country. It is in the midst of rapid redevelopment of financing sources. It is aware of changes in economic need that must be reflected in real estate use and method. The whole convention program is being built around the central pres- ent problem of the individual business firm, which is the problem of finding new business under the new condi- tions. Through and through, the convention will deal with what lead- Above is a view of the master bed room of The Star's model home. This room is large and airy and has a cedar closet and a separate bath opening off of it. Next to this bed room is the sleeping porch. This house was built by Paul T. Stone, Inc. den in Midsummer if one uses potted | plants obtained either from a nursery | or developed at home in the older strawberry plantings. By potted plants is meant simply young runner plants which, without detaching from the parent, have been set in small flower pots filled with prepared sofl | and set rim-deep in the ground. By! prepared soll is signified such material | | as one might use in potting flowers; | that is, ordinary garden loam modi- fied with leaf mold or peat moss and enriched with a little animal fertil- | izer such as ground bone or shredded cattle dung. In such a soil, the young ‘ plant will develop rapidly and shortly | fill the pot with roots. At this stage it may be severed from the old plant and moved to the new bed. Before setting permanently, the young plants | must be removed from the pots. If| the soil is moist and the roots have reached the sides of the pot, re- moval is easily accomplished by in- verting the pot and rapping its rim | lightly on any wooden object. This | | same method applies to any potted | plant, flower or vegetable. Home | gardeners are urged to try the new | Dorsett strawberry, developed by the | Department of Agriculture. It has| large, dark red fruits of very fine | | quality, and the plants grow with un- | | usual vigor. Pot-grown plants set | |out in the next few weeks will, if | | watered when needed, go ahead and | | form several new plants, making a | nice bed for next Spring. Garden Notes. A NEARBY home gardener reports that mulching red raspberries with five or six inches of rotting leaves has enabled him to secure ex- cellent crops of fruit. Such a cover tends to keep the soil moist and cool and favorable for raspberries. Among perennials that are making | a worth-while display in the border are phlox and bergamot. Both are native American species and demon- | strate their adaptability by flowering freely over a rather wide range of moisture and temperature conditions. Bergamot spreads so rapidly by underground suckers that it has to | be curbed to prevent spreading | through the border. Most plants take their rest in Win- ter, but narcissus, tulips and hya- cinths are exceptions, becoming most nearly dormant in Summer. Yet if one examined with a microscope the interior of the bulbs at this season he would find that certain changes are underway, namely, the flower buds are now being formed for next Spring’s bloom. The term rest is relative in that no living plant really ever comes to an absolute cessation of activity. Only $7,950 for A HOME AND INCOME And Almost An Acre of Land 6606 Eastern Ave. Takoma Park, D. C. Inspect this large, modern bun- . located in a ‘grove of tre Review and Herald, 3 blocks to house. UNION FINANCE CO. s 5. A&m Drive out Sizteenth Street HEALTH HOME Only one of these fine homes remain unsold. Inspect it 916 Woodward Bldg. Nat. 7936 S N.W. TO REACH: to Sheridan Street and turn right to ezhibit home. season’s best buys. It con- the kitchen and two porches St. NW. COL 7979 REALTY MORTGAGE VALUE RECOGNIZED Springfield, IIl, Estate Funds Held for That Type of Investment. Significant of the growing public | recognition of the value of mortgage investment under present-day condi- | tions is & Probate Court ruling from Springfleld, Ill, ordering petitioning conservators of seven estates to with- hold funds they now have for invest- ment until such time as satisfactory investments in real estate mortgages are available. Probate Judge Benjamin S. de Boice issued the order refusing authority to two Springfield banks. as conserva- Court Orders REALTY MANAGEMENT CHAPTERS CHARTERED New Jersey, Philadelphia and Chicago First to Be Founded at Detroit Meeting. The Institute of Real Estate Man- agement of the National Association of Real Estate Boards chartered its | first local chapters as central action | of its governing council as their re- | cent meeting in Detroit. The new | chapters are: One covering the State of New Jersey; one Metropolitan Phila- delphia, and one metropolitan Chicago. Three new local chapters of the | American Institute of Real Estate Appraisers of the National Associa- | tion of Real Estate Boards, one for | the area of Philadelphia, one for the tors, to invest funds of seven estates | in United States Government securi- ties. The court pointed out that the return on such securities amounts to only 2 per cent, because the field has been saturated by persons afraid to invest in other securities. Judge de Boice estimated that the present time there is a half-mil- lion dollars in the trust departments of Springfield banks under the super- vision of his court awaiting invest- ment in mortgages, and expressed the | opinion that a definite improvement in the demand for real estate within the near future would create a de- mand for such money and absorb all capital avallable for this class of loans. LOOK FOR REE wi ottt o 10 4460 Alabama Ave. S.E. 500 cash || BALANCE EASY TERMS on this center-hall brick overlooking the || city. 5 large rooms, full tile bath, || electric health kitchen, hot-water | | | heat, large, wooded lot. WHY PAY RENT? OPEN SUNDAY Drive up Penna. Ave. SE. to || Alabama Ave., then left to home. || RALPH MORGALI i 923 15th St. N.W. NA. 3925 THE HOME 'THAT INSURES C W ZN MODERN GAS PLIAN % Washington Gas Light Co. @ Georgetown Gas Light Ce. WoOoDWARD 0™ U™F anp G Streets. & LotHrOP Prone District 5300 Your Home Can Be— Cooler in Summer . Warmer in Winter—and Less Expensive to Heat Johns-Manville Rock Wool Insulation A Scientific Barrier Against Heat and Cold To thoroughly insulate your home, Johns- Mansville has developed a remarkable machine which blows Rock Wool into, and completely fills the hollow spaces between your walls and gives you a 4-inch blanket of insulation under your attic floor. There is no muss or fuss to its installation. Trained workmen will do the job thoroughly and carefully, and leave your house out- wardly the same, but you will notice a pleas- ing difference in the living comfort of your home—especially in the upper floors. And another fact that is pleasant to know is that you will save fuel during the Winter that will help pay the installation cost. Telephone DlIstrict 5300, Manufacturing Division Office, Seventh Floor, to Secure Further Information and Estimates. —Star Stafl Photo. area of the State of Washington and | one for the area of Michigan, were | granted charters by the institute at the recent meeting of its governing council, held in Detroit, Mich. This | institute now has 10 chapters, includ- | ing those for New England. for the | metropolitan area of New York, for New Jersey. for Ohio, for Florida, for l Illinois and for California. LONG TERM Mortgage Loans Monthly $6.60 on |ers are doing to fit the real estate | assets of the country to their best use in view of new possibilities. | Realtors at this meeting will ex- | plore new financing methods, weigh | new technology in home building and |look into the question of how better | distribution might be affected in re- | gard to new home building materials | and supplies, as these are developed. Ilmpru\'enu-m in distribution meth- | ods is believed to offer perhaps the ‘mu.s! effective present hope of cutting home building costs. Delegates will have under discus- sion important action looking to the advancement and protection of business of the individual realtor, the Afrikaans Tongue Used. | Afrikaans will be the language used | in the South African army. 5 % INTEREST Payments of each $1,000 borrowed, include interest and pay off loan in 20 years. o Interest charged only on unpaid balance of principal. ® Amount loaned—up to 607, of appraised value. ® Valuable prepayment privi- leges. Other plans imortgage of financing first loans available H. L. RUST COMPANY 1001 Fifteenth St. LOW COST HOT WATER NOW... SMALL DOWN PAYMENT NOTHING MORE TILL FALL... ALL READY WITH FINEST AUTOMATIC HEAT T BURNS OIL a different and bet- ter way. The burner is at the top. _The oil moves downward in a gentle; quiet flame. Every drop of oil burns. There's no wasted oil for you to pay for—no soot, no odor and no roar. When the flame approaches the bottom of the firebox, it is turned up- ward by a flow of air. The hot gases rise to the top of the firebox. Then they areled downward again, through water-surrounded tubes, to the exit flue at the bottom. This exclusive boiler design not only gets all practicable heat out of the oil, but traps the heat usually Jost up the chimney by natural draft, 0il is best burned in a NAtional 8100 SPECIAL SUMMER OFFER G-E OIL FURNACE so that it is absorbed by the furnace water. All this means money in your pocket. You can take the word of the General Electric Company for it, or the word of thousands of owners who report fuel savings from 20% to 50%! Hot water from the house faucets winter and summer? Yes, indeed; the water heater is built into the furnace. Whether or not you're thinking of changing your heating equipment now, come and see the G-E Oil Fur- nace work. And send for the free book that describes this permanent invest- ment in lifetime comfort you ought to know all about. 171140 GENERAL @ ELECTRIC OIL FURNACE HUDSON AIR CONDITIONING CORPORATION 1517 CONNECTICUT AVENUE Phone: North 0403-4 Washington, D. C.