Evening Star Newspaper, February 23, 1935, Page 18

B—2 #» NOREATIRACIVE | HONE LOAN PLA Building Association Lead- ers Look for More Flex- ibility of Operations. Making it easier and more attrac- tive for people to build homes by affording them some choice in the| terms of loan repayment is the object | of two steps taken by building and loan association leaders meeting here this week Concerned chiefly about reviving a! normal use of home mortgage credit, | the American Savings, Building and | Loan Institute, holding its annual Midwinter conference yesterday, and the United States Building and Loan | League Committee on Titles II and III ! of the national housing act, meeting | the day before, threw their energies toward plans by which the associa- tions in their 10,000 localities can | make their lending operations more | flexible. There is no intention of | departing from the time-honored building and loan practice of monthly | repayments on the loan, but details - of the borrower’s contract can be varied to encourage more borrowing at this time, it is said. i Study to be Published. ’ The institute authorized the publi- cation of a study devoted to lending | plans, the research bulletin to be for- | warded to executives of more than | 4,000 associations. It will contain | careful valuations of various lending plans and improvements which have been tried out by individual associa- tion managers in many parts of the | country, including direct-reduction | loans as contrasted to the more gen- eral share accumulation loan, variable interest rates depending upon the| risk, life insurance to protect the de- pendents of the mortgagor, and longer Pperiods for amortization. W. R. Gibbon of Los Angeles. re- tiring president of the institute, which is the educational organization of the $7,000,000,000 building and loan busi- ness, indicated that the loan plan study would be one of the most far- reaching surveys ever undertaken by the institute and would undoubtedly be effective in promoting more credit expansion this year. == REAL ESTATE. New Home in Madison Street Sold THE EVENING STAR, WASHINGTON, D. C., SATURDAY, FEBRUARY 23, 1938. SCHOOLS LINKED WITH TAX RELIEF Municipal Services Gener- ally Are Tied Up With Real Estate Problem. “Stable financing for the public schools, uncrippled continuance of necessary municipal services, stable municipal credit, balanced State budgets are all tied inextricably with the problem of tax relief for real estate,” says Walter S. Schmidt, presi- dent, National Association of Real Estate Boards. “They are dependent upon the same shift of tax loads, the same widening of the tax base which are the most practicable means of bringing a fairer tax situation for real estate,” Schmidt continued in comment upon: 1. The more than 1,000 tax bills already reported to the association’s Committee on Real Estate Taxation as now before the legislatures of 44 States. Present Trends. 2. The trend toward: (a) Estab-; lishment of an over-all limitation on | the tax rate for real estate. Bills for | such limitation are now before the legislatures of 7 States. (b) Shifting " WALL CLEANING NEEDS | Recipe Given for Washing Paint- ed Surface. When soiled spots appear on painted walls, the only satisfactory way to re- move them is to wash the entire painted area. Attempts to clean the spots individually will leave rings. Also, it is well to clean the wall before repainting, as grease, soot, lint, dust and cobwebs should be removed. Here is a good cleaning compound for washing painted surfaces: Dissolve one ounce of soap flakes in 16 ounces (one pint) of water and add about three ounces of turpentine. Stir the mixture rapidly and apply with brush or sponge. OFFICE STRUCTURE OCCUPANCY GROWS Vacancy Average January 1, 1935, 0.53 Per Cent Less Than October 1, 1934, Three times in succession the na- tional rental survey of the National Association of Building Owners and Managers has shown increased occu- pancy of office buildings throughout REAL ESTATE. MODERNIZINGLOAN MADE BY 12456 Institutions With Backing of | F. H. A. Have Resources of $44,373,000,000. More than 12,000 financial insti- tutions of the Nation, representing a tremendous portion of the country's| Tesources, are today qualified to make modernization loans insurable by the Federal Housing Administration, as the Spring property rehabilitation drive gains early momentum. At the present time 12,456 financial organizations, having resources total- ing $44,373,000000 have signed the administration’s insurance contract. 93,000 Loans Made. | ‘The banking institutions of the country, to date, have made close to 93,000 individual insured loans to owners of property in the several States for the purpose of making re- pairs, additions and alterations, in- volving an aggregate expenditure of $40,000,000. Nor does this figure take into consideration the 30-day lapse between the time loans are made and the filing of reports covering them with the Housing Administration. The administration, by careful ithe country—each -time by a larger The above dwelling, located at 121 Madison street, has been purchased by Mr. and Mrs. Harvey L. Anderson from Cooley Bros. builders. The detached house contains seven rooms and two baths. —Star Staff Photo. PACE OF BUILDING IN DISTRICT HOLDS TO PREVIOUS WEEK (Continued From PFirst Page) addition, 1122 Girard street; to cost $600. Douglas Fickling, 3133 Eleventh street, owner; L. W. Giles, architect; Superior Construction Co., 1331 G street, builder; to erect one 1-story | brick addition, 3133 Eleventh street; i to cost $500. Mount Tabor Methodist Church, The 16 members of the league's | 2.story brick dwellings, 5318 and 5320 | OWners; T. T. Taylor, builder: to make eommittee on Titles II and III of the national housing act decided to sub-' mit recommendations to the building and loan associations in regard to their use of and cooperation with the mutual mortgage insurance plan. Again the emphasis is upon giving the association more than one type of merchandise to offer prospective bor- | rowers. John C. Hall, St. Louis, chair- | man of the committee, emphasizes ! the intention of these institutions to | offer insured mortgages as an addi- | tional feature to their present loan | plans developed by 100 years' experi- | ence, and by no means as a sub- stitute. ! Optional Contract Offered. 1 “Just as many of the associations ! have been offering since last Septem- | ber an optional contract for modcrnh; zation loans, either the F. H, A. in- sured modernization credit plan or the older building and loan plan, 50 | the present considerations may lead | to a similar use by the associations of optional plans for their ordinary mort- | gage loans on homes,” said Mr. Hall. | “The depression has taught the en- | tire Nation so much in regard to home borrowing and lending that nobody | would even suggest that the building | and loan associations add to their | lending plans the short-term mnn-J gage Without provision for amortiza- tion. We have never considered this type of loan in keeping with building | and loan's aim of helping the bor-| rower to a home free and clear and nowadays the best minds in other financial circles, as well as our own, admit the futility of such attempts to finance necessarily long-term ubll-‘ gations on a short-term basis. There; are, however, many variations of our | own experienced plan which have ! developed in recent years, and if we| can incorporate the best features of | these into our own offerings to the | public we will undoubtedly appeal to | new groups of families which will| undertake home ownership on one; basis but not on another. The Ameri- | can is still an individualist and you | cannot standardize his type of home- | owner credit beyond a certain point.” | 30 PCT. SIGNING UP IN MODERNIZATION CAMPAIGN IN D. C. (Continued From First Page.) dollars into insured mortgages, and | thercby accomplish much toward the | goal of pulling the construction in-; dustry from the depression. There are some skeptics, however, among private building and home- financing _experts who believe the Federal Government will have to supply the capital for the mortgage associations. They do not believe that sufficient private funds can be | lured into the field The housing act changes were in- cluded in # bill for extension of ; H. 0. L. C. introduced in the Senate by Senator Fletcher, Democrat, of Florida and in the House by Rep- resentative Steagall. It is expected the bill will be reported out of com- mittee hearings this week. MAKING HOME SMALLER | Architects Called In to Cut Down Space. ‘While the majority of home own- ers planning improvements want to provide more room there are a few | occasions when the aim is to cut down space. This is true when the children are all married, with homes of their own, and the mistress of the house finds a large house something ©of a burden. The task of making a house smaller is not difficult in certain types of two-story structures. A competent contractor can make a close estimate on the cost, although it is advisable to have an architect first draw! definite plans for the remodeling. ACHIEVING MODERNISM | Wallboards Conversion. Flexible Help in, Modernistic effects, which are con- ! sidered so smart today, can be ob- tained at little cost and inconvenience through the use of flexible wallboard. ‘This material can be placed directly over the old walls, is easily workable and needs no surface treatment. It is especially effective when used in arching doorways and rounding off corners. Because of its durable and fireproof qualities, flexible wallboard also is suitable for use in sheds, garages, roadside stands, Summer cottages, bath houses and numsrous other struc- tures, East Capitol street northeast; to cost $7.000. G. F. Mikkelson & Son, Chevy Chase, Md., owners and builders; R. ‘W. Berry, architect; to erect one 2'>- story brick and tile dwelling, 6100 Thirty-third street: to cost $7.000. William I. Ogus, owner; H. B. Bax- ter, architect; Guy B. Stephenson, Chevy Chase, Md., builder; to remodel | into offices and apartments 1832 I street; to cost $7.500. H. G. Smithy Co., 811 Fifteenth street. owners and builders: Clifton B. White, designer: to erect one 2-story brick and tile dwelling, 6440 Barnaby street; to cost $7,500. Paul T. Stone, 918 Fifteenth street. owner, designer and builder; to erect one 2-story brick dwelling, 3408 Rit- tenhouse street; to cost $6,500. J. B. Caukin, 1 Thomas Circle, owner and builder; W. Valentine, de- signer: to erect one 2-story brick flat, 5614 Seventh street; to cost $6,000. G. F. Mikkelson & Son, Chevy se, Md., owners and builders; R. W. Berry, architect; to erect one 2'5- story brick and tile dwelling, 3311 Rittenhouse street; to cost $6,500. G. F. Mikkelson & Son, Chase, Md., owners and builders; R. W. Berry, architect; to erect one 2%- story brick and tile dwelling. 3307 Rittenhouse street; to cost $6,500. Paul T. Stone, 918 Fifteenth street, owner, designer and builder; to erect Chevy | repairs, Thirty-fifth avenue; to cost $500. Mohler Construction Co., 1624 I street, owners and builders; Donald S. Johnson, architect; to erect brick ga- rage, 3245 Ellicott street; to cost $500. H street, owners and builders: to erect brick and tile garage, 6500 Barnaby street; to cost $500. M. Frank Ruppert, 1021 Seventh street, owner and builder; to, make repairs, 1615-21 Thirty-fourth street; to cost $500. H. G. Smithy Co., 811 Fifteenth street, owners and builders; to erect brick and tile garage, 6436 Barnaby street; to cost $500. R. H. Beverly, care 1331 G street, owner; L. W. Giles, architect; Supe- | rior Construction Co., 1331 G street, builder; to erect one 1-story brick addition, 936 E street southwest; to cost $400. Minkoff & Smith, and Wisconsin 1327 Allison | street, owners and builders; Geurge} T. Santmyers, architect; to erect on2 1-story brick addition, 1611 Montello avenue northeast; to cost $400. J. H. McCall, 1920 Q street <cuth- east, owner; J. A. Moore, Clinton. | Md., builder; to erect brick garage, 1920 Q street southeast; to cost $350. A. Beyda, 1118 F street, owner and | builder; George T. Santmyers, archi- | tect; to make repairs, 3114 Fourteenth | street; to cost $300. G. Smithy Co. 811 P‘llteen!h; one 2-story concrete block, brick and | Mrs. Mary C. Monahan, 3700 Thir- stucco dwelling, 5012 Massachusetts | teenth street northeast, owner; John avenue; to cost $6,500. | Keyser, builder; to inclose porch, 3700 J. M. Chesser, 5801 Illinois avenue, A Thirteenth street northeast; to cost owner and builder; F. G. Wilcox, de- signer; te erect one 1!z-story brick and frame dwelling, 814 Dahlia street; to cost $6,000. W. C. McAllister, 4805 Forty-sixth street, owner and builder; F. G. Wil- | cox, designer; to erect one 1'a-story brick and frame dwelling, 4630 Chesa- peake street; to cost $6,000. Mr. and Mrs. John Lorenzetti, 109 1 street, owners; George T. Santmyers, architect; Thomas D. Walsh, 815 Eleventh street, builder; to erect one 1-story brick and concrete addition, 925 New Jersey avenue; to cost $5,000. Sarah W. L. Miller, 3100 Dumbar- ton avenue, owner; to make repairs, 1300 Thirtieth street; to cost $5,000. J. Guy Arrington, 1437 Rhode Island avenue, owner; Lacy H. Smith, Bethesda Bank Building, designer and builder; dwelling, 6345 Thirty-first place; to | cost $4,500. Peter George, Fourth and G streets, owner; B. “R. Lemke, 3001 Channing street northeast, builder; to erect one 1-story brick and tile store, 308 G | street; to cost $3,000. John W. Koob, Union Trust Build- ing, owner and builder; A. S. J. At- kinson, architect; to make repairs, 2145 I street; to cost $2,500. Napoleon Van Meers, 3000 Con- necticut avenue, owner; Marcus Hal- lett, designer; A. B. C. Construction Co., Colorado Building, builders; to erect one l-story brick addition and repairs, 2649 Connecticut avenue; to cost $2,175. Mathiason Alkali Works, 1625 Eck- ington place northeast, owner; R. B. Sholl, designer; C. H. Hillegeist Co., 1621 K street, builders; to erect one 1-story tile addition for office, 1625 Eckington place northeast; to cost $1,500. Alfred Q. Carroll, 325 Sixty-first street northeast, owner; R. I. Vaughn, architect; Morrison Bros., 1130 Girard street, builders; to erect one 1-story cinder block addition, 325 Sixty-first street northeast; to cost $1,000. Hampshire Gardens Apartments, Inc., owners; Skinker & Garrett, 1719 1 street, builders; to repair walls, 4913 New Hampshire avenue; to cost $1.000. Henry Brewood, 611 Twelfth street, owner; to erect stone retaining wall, 200 Walnut street; to cost $800. William Gordon, 1122 Girard street, owner; L. W. Giles, architect; Supe- rior Construction Co., 1321 G street, builder; to erect one 2-story brick to erect one 2-story brick | $300. Estate of Samuel C. McDowell, own- ers; to erect cooling tower, 101 Q street northeast; to cost $300. Joseph S. Wood, 1607 D street northeast, owner; James W. Hanback, 1607 D street northeast, builder; to inclose porch, 1607 D street north- east: to cost $200. Maurice Abraham, 918 Emerson street, owner; Marcus Hallett, design- er; Harry Berenter, builder; to in- close porch, 918 Emerson street; to cost $295. Capital City Life Insurance Co., 507 E street, owner and designer: Harold Hambright, 712 Roxboro place, build- er; to make repairs, 507 E street; to cost $200. L. L. Gardner, 1107 Twelfth street, owner and builder; to erect frame garage, 1101 Shepherd street north- east; to cost $200. Harry Lambros and Constantine Gemesis, 1913 Pennsylvania avenue, owners; to make repairs, 1913 Penn- sylvania avenue; to cost $200. Mrs. A. V. Wooten, 1015 Girard street northeast, owner and builder; to inclose porch. 1015 Girard street northeast; to cost $200. S. G. Hatch, 4007 Georgia avenue, owner and builder; M. S. May, archi- tect; to erect one 1-story brick and concrete block addition, repairs and alterations, 1955 Bladensburg road northeast; to cost $200. W. C. and A. N. Miller, 1119 Seven- teenth street, owners and builders; to revise No. 173873, 4914 Upton street; to cost $250. Paul T. Stone, 918 Fifteenth street, owner, designer and builder; to erect frame garage, 5012 Massachusetts avenue; to cost $200. J. M. Chesser, 5801 Illinois avenue, owner and builder; F. G. Wilcox, de- signer; to erect metal garage, 814 Dahlia street; to cost $200. Attention, Builders We will buy your menthly payment deferred purchase money Second Trust Notes Secured on owner - occupied dwellings in District of Colum- bia. Prompt action. UNION FINANCE CO. 916 Woodward Bldg. Nat. 7936 condition. PHILLIPS & Nation lugo A Splendid Chance to Buy a Chevy Chase, D. C., Home For Only $ l 1’950 3101 Northhampton Street LARGE, lovely 4-bed-room brick home that sold for many thousand dollars more than this very low price It has the largest and best proportioned rooms you can find, with 2 baths, slate roof, garage, and all modern equipment. OPEN SATURDAY P.M. AND ALL DAY SUNDAY In new - house CANBY, Inc. Invegtment Building E MARYLAND’S HOUSING Seasonal Drop in Renovation Fails to Retard Federal Drive. 5,000 Put to Work. CAMPAIGN PROGRESSES | | margin, according to George W. Klein of Indianapolis, who is chairman of the Committee on Renting Reporting the results of his com- | mittee's survey in the February issue of Skyscraper Management, the offi- cial publication of the national asso- | ciation, Mr. Klein states: “As of Jan- uary 1, 1935, the vacancy average stands at 2639 per cent, a decrease jof .53 per cent since October 1, 1934. certain large governmental costs from local to State governments. (c) Wid- ening the State tax base to pay these costs. This is in line with the six-point program for State tax action advo- cated for the past two years by the National Association of Real Estate Boards. 3. The significant fact that more stable school financing (through State assumption of school costs) has come in precisely those States which have “p, . n | rior to May, 1934, each national :';:11: zlgffluf‘t;fi”flldt;‘dll‘:s;mml of | survey for more than four years had systems nitely as a| £ Aeasan beeu e i measure of real estate tax relier. Pro- | sown, decreased cccupany and a cor; portion of school costs borne by the! .ce But the May survey showed States, as contrasted with the pro-|_ improvement of 2 per cent, The portion. they assumed in 1930. i cqin in October was 45 per cent. So | shown by a recent study of the asso- | o jatest gain tops both of the other | ciation from data made available by | {ny o © gl i the Governors of the States. ‘oytis Jatest percentage is based “While a large proportion of the!on returns from 39 cities, the survey thousands of tax bills now before | qvering 1946 buildings with 178.442 - State legislatures are concerned With | gag feet of rentable area. The total symptom-curing for the huge tax de- | yacancy reported is 47,087,077 square Improvement of 0.2 Per Cent. Special Dispatch to The Star. BALTIMORE, February 23.—Arthur E. Hungerford, associate director of the Federal Housing Administration, gressing steadily in Maryland despite a seasonal drop in home repairs and renovation during tne Winter months. More than $5,000.000 of idle funds, | Mr. Hungerford said, has been re- | leased from the savings banks and more than 5,000 artisans have been put back to work He anncunced that 173 community committees are functioning in the | State, and outside of Baltimore City | Cumberland leads all other cities and | towns in the amount ef money lib- | erated for repairs and modernization. | Prederick ranks second. | SEWING ROOM APPEALS AS ADDITION TO HOME | Found to Be Attractive Modern- ization Feature as Space Is Available. The advantages of adding a sewing 'room to the household, and the ad- | visability of many home owners in- cluding this as a feature of their Spring modernization plans, has been brought to the attention of the Fed- | eral Housing Administration Investigations have revealed that many existing homes contain unfin- | ished space that easily may be mod- ernized and furnished as an efficient, | well organized work room. A small, well lighted room, painted or papered | in bright and attractive colors, equip- | ped with cheerful curtains, well lo- cated electrical outlets and a smooth floor that may be easily cleaned, are the essential requirements of such a sewing room, according to experts. by electricity an outlet should be in- | stalled convenient to the permanent location of the machine. Furniture | might include a cutting table, a form | for fitting dresses and coats and a movable wall-drop ironing board. A MILLER-BUILT COMMUN ience. Drive W. C & A 1119 17th Street announces that the program is pro- linquency, which is estimated in 1933 | oot to have reached 25 per cent, certain| -pjye of the six geographical divi- States which were pioneering in dra®- | sjons share in this improvement, the | ing such costs as those for roads and | Southeastern district leading with a schools from a tax base other than gain of 2 per cent. real estate already begin to show the _— good effects of such modernization | Gains Greater in 22 Cities. measures,” Mr. Schmidt points out.| “It is significant that 22 cities show | S greater gains through expansion by i . feel s Good St \prespnl tenants than they show losses Real estate groups have a very di- | through corresponding contraction, rect interest in good schools, sanely | while six report losses outweigh the and economically operated,” Mr. | gains.” Schmidt emphasizes. “They have a | | like direct interest in community maintenance of good streets, good po- | lice and fire protection and other | such necessary services. They have | & strong business interest both in | good municipal credit and in fair | estate tax rates. The depression, with its near breakdown of such tax systems as were based almost en- tirely on the general property tax, forced reduction of municipal operat- { ing budgets from 20 per cent to 40| | per cent (as is estimated in a recent | article in the official publication of | | the American Legislators’ Association). ' That taught us something about the relationship of good schools, good street maintenance, good municipal credit and fair real estats taxes. It | has shown that these objectives of good government, far from being op- posed objectives, are organically re- lated. It is important that the as- analysis of its figures and study of reports from community campaign chairmen all over the country on work undertaken without the aid of berrowed money, estimates the total doilar value of modernization jobs created under the better housing program to be more than $249,000,000 In addition, various private indus- tries have told the Housing Adminis tration they will spend more than half a billion dollars for betterments and replacements during the present year, the operations to be paid for out of their own funds already set aside for the purpose. Canvassers operating in the field have received 916,000 pledges from home owners for work involving ex- penditure of $241,000,000. This re- port is based on surveys in 1,446 cities in which more than 5,000,000 calls were made by field workers. The average amount of insured loans made to date is $422. Although the lending agencies may extend credit under the plan for periods up to five years, the average repaymen: period is shown in the admims- tration’s analysis to be 28 months. UNDERWRITERS T0 0. K. HOUSING EQUIPMENT Only Materials of Untried Char- acter Must Be Approved by Federal Office. Approval of equipment to be used in properties upon which insured mortgages are placed under title II of the national housing act will be left to the judgment of local underwrit- ing offices, according to a recent policy announcement by the Federal Housing Administration. Only in instances where materials, methods of construction, or equipment are of “a distinctly untried character” will definite approval by the Federal Housing Administration’s Washington office be required. Washington approval would be re- quired in cases where new types of pre-fabricated construction, new syn- thetic materials in exposed locations and similar departures from tradi- tional practice are utilized. In such instances approval of materials may be solicited by the local underwriting office or by direct application to the Washington office by the manufac- turer. REAL VALUE LOW rmc;a 73699750'00 This new all-brick dwelling,.compl'ete \'.li“l screens, weather-stripping, electric refrigeration, open fireplace, garage, is an excellent value today. 4613 Rosedale Avenue Bethesda, Md. MAKE YOUR INSPECTION NOW To Reach: Out Wisconsin Avenue, beyond Bank to Rosedale Avenue, right about two blocks to property EDW. H. JONES & CO., Inc. 5520 Conn. Ave. CL. 2300 They Are. .. NEW! Semi-Detached! ALL-BRICK!! These Lovely Colonial Homes ‘urnished and Draped by The Palais Koyal sociation’s progran be considered not | as a number of isolated proposals, for | tax limitation, shift of street and| school costs and the like. For far-| SEVEN rooms and TWO baths! ncluding large living room with real fireplace, beautiful recreation room with fireplace and electric kitchen If the sewing machine is operated | OU will find your home ideal in Spring Valley—where your children can enjoy healthy play in the outdoors—where you are relaxed by the peaceful rustle of whispering trees and quiet hillsides clothed in natural beauty . .. Your Miller-Built home here will bring you every modern comfort and conven- SEE THE FURNISHED EXHIBIT HOME 4921 Quebec Street OPEN DAILY AND SUNDAY 10 AM. TO 9 P.M. out Massachusetts Avenue. Fordham Road to 4921 Quebec Street, e | seeing action they must be considered |as a closely co-ordinated group of | measures, which, by opening a w as they have done, for practical real | estate relief, have opened a way to-| ward eventual stabilization of local and State governmental finances and services.” 3 S o | New Wrapping Offered. Described as flexible, thermoplastic, | waterproof, capable of being stretched, twisted, a new material is offered for | wrapping floral wreaths and corsages, certain other wrapping and packaging purposes. It is available in many ccl<‘ ITY park. yowll find this superb new a MODERN ELEC' electric refrigeration . . pantry . . . and a cheer! TRIC HEALTH The thir room with fireplace, the basement. This home has the latest in turn left on water proof felt from cellar to roo! Spring Valley. The location the construction DRIVE OUT 9 am. tod pm. Furnished by Potthast Brothers Accessories by Brown Tea Pot Shop Rugs by Keshishian Modern Gas Conven- iences by Washington Gas Light Co. Decorated by Wesley Heights Shops N. MILLER DIstrict 4464 Model Home, The second floor contains 3 big. bright bed rooms . . .« plenty ot closets and electric outlets. floor has two bright bed rooms and bath. A big wood ‘modern ofl heating equipment. ectric fixtures and Is insulated with the heaviest e itk Rock Wool under the roof. { this new home is second to ng other residential sect rst class in every del v see this delightful new h NOW 8uf Mastachusetts Ave."N: with spacious cabinets and electric re- frigeration. Built-in garage; conerete side porch with ornamental iron rails; oil heat: Celotexed and floored attic, weatherstripped and screened throughout. A wonderful home in a wonderful location. 514 Quackenbos St. Open and Lighted Daily and Sunday OR YOUR OWN BROKER center-hall home with 9 rooms and . a fine. th every built-in floor. tail, and the arrangement of ome. Oven W. to Macomb t. and right to Oriental Rugs by Hintlian th large dining re feature. laundry and toilet will be ion of Washington e floor plans ideal. unday and daily_from Drive Out Georgia Ave. to Quackenbos—East to Homes Wm. H. Saunders Co., Inc. 1519 K St. N.W. FIRST SHOWING 3918 and 3908 MACOMB ST. N.W. Built with discriminating cage on a magnificent tree-covered lot facing a rick. a spacious living room with beautiful fireplace . . KITCHEN in colors wil a convenient breakfast room with built-in fixtures . . . ful “solid wood-paneled library on the first two tiled baths in colors DIstrict 1015 Beautiful New Center-Hall Brick Home In Beautiful . . . CLEVELAND PARK ® 9 ROOMS 3 BATHS delightful ree baths “fhcluding a ® ROCK WOOL INSULATION e 5 BRIGHT BED ROOM L] SUPERB LOCATION Built by HARRIS SHAPERO Never Conneeted With Of Real Estate Offices ers of Similar -paneled recreation found in home. e