Evening Star Newspaper, March 4, 1933, Page 14

B2 REAL LOAN GROUPS HELD KEY T0 RECOVERY Associations in Good Position Cited by President of Na- tional League. CHICAGO, I'l, March 4.—Building and loan associations which have now reduced their short-term borrowings to less than 4 per cent of aggregate assets 4re the key instituticns to be consid- éred in circulating the credit now nec- essary to recovery, according to Ward B. Whitlock, president of the United States Building and Loan League. Mr. Whitlock made this statement after analysis of the balance sheets of esso- ciations as of January 1. In Position to Help. “Obviously scund credit expansion must come about at this time mainly through the inctitutions and individuals | which have rot alrcady overburdened | their financial structure with short- said Mr. Whitlock. ‘advantege of long-time credit facilities available today without building up a shaky pyramid of obli- gations. For this reason the building and loan associations which have re- duced their short-term borrowings to 39 per cent of total sssets are the institutions which may most soundly move toward credit expansion by bor- rowing substantial sums in 1933, and reloaning the money to individuals. Mr. Whitlock said the estimated total of association borrowings on January 1 is only $316,000,000. Policy of the associations has lcoked toward a steady reduction of the 60 and 90 day obliga- ticns in preparation for the launching of a credit system from which they cculd berrow on an 8 or 10 year basis. As a Tesult of this policy, it is pointed | out, the essoclations are in a position | to borrow from the Federal Home Loan Banks and thus assist in the extension of long-time credit to individuals wish- ing to borrow for modernization, pay- ment of taxes, purchase or building of homes, or refinancing of existing mort- gagss. Basis for Confidence. “Building up of confidence at the present time depends upon the develop- ment of a sane attitude toward kinds of credit and use of credit,” said Mr. ‘Whitlock. “There are groups which think that all financial institutions | chould borrow to the limit wherever they can, regardless of whether the kind cf credit availzble is sound in the long run. There are other groups which think no financiel institution should borrow, no matter how sound the basis of its credit or how practical the terms on which the loan is ob- tained. Both of these attitudes toward cradit are barriers to the rebuilding of confidence in our financial structure. ‘What we need is a widespread realiza- tion that sound borrowing is a distinct service because it cpens the way for the flow of needed credit. “The building and loan associations at present are in a gcod position to berrow on a long-time basis. Their mein rource of ciedit in the past has been chort-time borrowing while they themselves were making 8, 10 or 12 year loens. Today the situation is en- iirely different. The Federal Home Loan Banks provide them with a source of long-term credit, loans which the asscciation may repay on the install- ment plan just as its own borrowers repay their ‘mortgage loans month by month.” MONTANA HOME BANKS MAY JOIN U. S. SYSTEM Passes Law Lifting State Ban on Mombership. Legislature Signed by Goveraor. Home financing instituiions in Mon- tana, eligible for membership in the Federal Home Loan Bank System under the act creating it, but ineligible here- tofore because of State laws, may now join the system, according to recent sdvicu to the Federal Home Loan Bank oard. A bill passed by the Montana Legis- | lature lifting the Statz ban on mem- bership in the system has been signed | P by Gov. J. E. Erickson, the advices :aid. | Montana is in the Eleventh Pederal | Home Lean Bank District, which com- n, Washington, Oregon, ing and Alaska, end ved by the Federal Hcme Loan o cepitzlized at $6,000,000. Montana is the first of the States in the eleventh district to enact enablirg legislation, The law went into effect | immediately on signing by the Governor. Montana home financing institutions | can now take full advantage of the } facilities offered for home financing by the new Federal system. REALTY TAX RELIEF PROBLEM TAKEN UP Committee Appointed in Virginia in Effort to Get Remedial Legislation. In line with action taken at the recent annual convention of the Na-| tional Association of Real Estate Boards, realtors in ncarby Virginia are| tackling the problem of real estate tax relief. At 'a meeting of the Alexandria-Ar- | lington-Fairfax Real Estate Board, held recently in Alexandria, the group | appéinted a committee to take up with property owners and members of the State Legislature the feasibility of legislative proposals advanced at the national convention for tax relief. This committee is composed of Charies W. Smith, president of the board; C..W. Clever and Ashton C. Jones, president of the Virginia Real Estate Association. At the same session Mr. Jones re- ceived a gavel donated by J. W. ‘Wheeler of Seattie, Wash., and pre- sented through W. C. Miller of this city, president of the national asso-' clation. e Australia is shipping much more but- ter to the rest of the world than it did at this time last year. S New Homes in Northeast Washington CORNER HOME 1717 D ST. N.E. 7 Rooms, 4 Bed Rooms Price, $9,950. Terms 1710DST N.E. Rooms, 3 Porches, Garage Prlce, $8,350. Terms. 1657 C ST. N.E. 8 Rooms, 2 baths. l-‘uln‘ wflc boulevard to Riverside Park. minates from U. S. Capitol. 1609 22nd St. S.E. Semi-detached brick. 6 rooms. 3 porches, automatic heat, con- srete 3 P:-'ice,"s"‘lfiso. Easy Terms. AllL the Above Homes Are Open for Inspection Until 9 P.M. Daily WAPLE & JAMES, INC. Members Wash. Real Estate Beard |Bodfish Declares Move Will | today, Morton Bodfish, member of the| | will diminish the supply of capital rofl | Johnson, hospi ESTATE. THE EvuninG, English Style Residence Hocme of Kenneth K. Jchnston at 22 East Woodbine street in Chevy Chase, Md., acquired recently from Fred N. Oliver, owner and bullder, through the offices of Edward H. Jones & Co., real estate brokers, and 2 baths, with a built-in garage. The house has 7 rooms —Star Staff Photo. DECRIES MORTRAGE MORATORIUM IDEA Not Solve Home Finance Problems. The mortgags moratorium movement prevalent in various parts of the coun- try, is not the solution to the problems | facing the hcme-financing institutions | of the country and their borrowers Federal Home Loan Bank Boerd, be-| lieves. “The mortgagor without income is| entitled to every co-operation, and buflding and loan associations have| given the borrower without capacity to pay every fair and proper aid and con- sideration,” Mr. Bodfish said recently. “The alarming problem which faces the home-financing institutions of the | country is the man who can pay, but| who has lost faith in the country and | its institutions and is using the dis-| tress of his neighbor as a reason to| avold his contractoral obligations. Not - furnished by Rich. “The mortgage money of the Nation, that invested iu home mortgages, is not furnished by the rich and bloated money lender, the capitalist, the large landlord, the commercial banks of the Government. It is furnished by the thousands of humble citizens who have placed their savings in the thrift institutions. The two million home mortgages that have been made on a long-term monthly repayment plan, without maturity date, were made pos- sible by over ten million people who| placed their savings in building and loan institutions. “In considering the prcblems of each mortgagor we must always keep in mind the needs and th2 protsction of the fine citizens whose savings are in- vested in that mortgage. In any prc- gram, privately or publicly proposed, we must nct be indifferent to the thrifty citizens who have made possible the home mortgage credits supervised by the building and loan institutions. Confidence Paramount. “We cannot afford to undermine the fundamental concept upon which our economic civilization is builded, namely, that obligations be met in the terms in | which they are made. All of us regret fall of wages and prices, but does it follow that the individual who has| purchased and owned and enjoyed through borrowing, should not pay his debts if he has some earning capacity? Possibly social justice ahd economi stability cen best be obtained by carry- ing cut contracis made, at least until| we are ingenious enough to devise some method of insuring stable prices. “As adjustments are developed, n programs should be undertaken which mortgages or break the small investor confidence in home m investment for savings.” BARRIER ISLANDS, OFF CAROLINA COAST, SOLD New York and Australia Man Has Not Completed Plans for Development Yet. The Barrier Islands, combining a total of 15,000 acres, off the South Carolina Coast near Beaufort and Port Royal, were sold recently to William Dorman of New York and Australia, a former vice E‘reflldent of Johnson & 1 supply firm. The islands, Pripps, St. Phillips and Storey Islands, were sold by Elliman, Huyler & Mullally of New York and Charleston, 8. C. Dorman has not completed plans for the development of the 'rvup history of the islands dates bcck to 1520, 150 years prior to the founding of Charleston, when Spaniards landed on the largest island, St. Phil- lips. Over a century later, Sir John Yeamans and others from thte Bar- badoes made a of exploration, landing on m»u”l:fiu as an o] THE LAST ONE New Semi-Detached Brick Overlooking Government Park Bi School Adjoining Mass. Ave. Heights u-m mn an Pm:ed to Sell Take Barielth-Glover Park ‘rnnm eeis o Hoek from ‘Nm Glover Park Iliw n"'" m‘& l'. S rl“l'l nl ‘many Very Easy Terms 2441 39th St. N.W. ‘Il‘l An. llfi%:' ot Wm. M. Throckmorton Investment Blds. Dist. 6092 IDEAS MOVING FAST INBUILDING WORLD Next Decade May Find Homes of Steel and Copper, Aluminum Glass. By the Assoclated Press. Idees are popping so fast in the ar- | chitestural werld that the next decade | may find many of us living in homes of stecl, pereelain, fabric, copper, alu- minum, glass or what not. Reports to the American lnsmute of Architects indicate the partial “vaca- tion” affcrded by the depression has turned the house-designing “brain | trust” from bigger and better sky- scrapers to cheaper and better homes | fer the man with $2,500 or less income a year. Seven-Home Erection. At the institute there is a file in| which “visionaries” going up in seven hours. bath rooms “hung on 2 hook like a bird cage.” and | striking little bungalows of porceiain— jade green with orchid window frames, if vou like. The contention of these prcphets is that homes could be cheaper if they were produced in larg> units at fac- tories, transported to the lot. and then buckled into place. In other words, houses produced by mass producticn method:. Experimenting in house design definitely more expensive than trying out new cake recipes. Nevertheless it | is being done. A steel house has been built at Pitts- burgh ard a frameless porcelain enamel house near Cleveland. Several structures embodying the new ideas ;71!11 be erected at the Chicago World's air. Maybe our bath rooms and kitchens, | these erchitects say, will be made at factories like so many cracker boxes. The outlets for electric light wires and pipes would be built into the prefabri- catad walls 2t the factory. Now it is done at the job. That would mean, they say, that all | the fussing over plpe jolning, setting in fixtures and applying plaster would be done at the factory under mass pro. duction with a saving in cost. Then the kitchen or bath would be dropped | into place by some device, maybe a derrick. Concrete concerns, too, argue that it is needless to build the wall of a house | foot by foot. The four walls can be poured into molds or forms lying on the ground at the site, permitted to set and then raised and secured into place. The form into which the concrete is pecured can be so mad: as to fashion xmdc\v frames and doors in one opera- lon. Another plan concerns ltself with ‘whole rooms, speaking of them as inter- | changeable units, "gictuflng them as so many cubicles at can be moved around the central unit, such as the living room. Even glass bricks are engaging the experimenters. The bricks, about three times the size of the ordinary brick, admit light but do not expose the in- terior to the street. They are used now for the sake of novelty in commercial building, often lighted from inside to produce a beautiful glow. But it is possible that sections of homes, such as sun rooms and nurseries, may eventually be buflt of this glass bricl BEST VALUES IN WASHINGTON BUY A HOME WITH $7,650 Sample House, 1824 Bay St. S.E. Between 18th and Salesman on Prem: Daily Until 9 P.M. Six rooms and bath ssed slesping porch Front Bathevofored ule snd showers Bullt-In tul Bul -|l 'I safe h “l! hene el Mmi Bau Bt set BRI ll ‘benches REASONABLE TERMS STEUART BROTHERS, Inc. Real Estate Construction 4618 15th STREET N.W. Between Buchanan and Crittenden Streets AN UNUSUAL to buy a home near Sixteentll Street Li room, dining room, sun h and kitchen on first floor; ' sleeping nrcplr:ni two baths on second floor. four bed rooms, inclosed Large attic and ample closet space. RECONDITIONED THROUGHOUT prophesy homes | 1s {me appropriation for the commission STAR, WAS:itiaiuXd, TRAGES HISTORY OF CITY PLANNING Hoover Committee Report| Describes Start in Manila, P. I. cny pllnnln( was given its first trial in Manila, P. . in 1905, seven years after the American Army occupled the islands, whfle similar plans were made for San Francisco and for Columbia, 8. C., the same year, weordin: to the chlpkr on “The Rise of Metropolitan Communities” of report of the President's Research Committee on 8o- cial Trends, recently made public, From these beginnings were evolved m the later State laws, the -emng up planning commissions and defi- nlce pmjzeu undertaken by cmu, the report says. The growth and expansion of the city planning movement during the last three decades from & mere idea to & point where now half the States have enacted legislation providing for plan- ning in their cities, is related in the chapter, which was written by Dr. R. Michigan: The section of It dealing 3 lon of with city and al prepared by Shelby M. Harrison, gen- eral director of the Russell Sage Foun- dation and a leading authority on the subject. Baltimore Plan Cited. The chapter mentions city planning legislation for Hartford, Conn., in 1907, and planni commissions in Milwau- kee, 1908 cago, 1909, and Detroit, 1910, established under city ordinances. A Baltimore commission was lppolnted by n special legislative act passed in Vlrioul other State acts were traced, beginning with Wisconsin in 1909 and ending with Arkansas, Colorado and North Dakota in 1929. “Two more than half of the States have enacted legislative sanctions or bases for pl in their cities,” the chapter states. “All sections of the country are represented, although the greatest activity was centered in tae States along the Atlantic Seaboard and in the Middle West. The curve of de- 1velop.nl interest during these two dec- |ades is fairly regular, with an indica- ‘tlon of special activity around 1921. | Many of these States have revised their \firlt planning laws.” A recent trend described in the chap- ter is one that gives more power to the planning agency which culminated in the so-called master planning legisla- tion passed by New York in 1926, which | was followed by legislation in several | other States. { City planning commissions or boards, according to the chapter, have in- | creased from 207 in the years 1914- 11922 to between 350 and 400 between 1927 and 1930, It is pointed out in the chapter that a very large proportion of J)unnm commissions are as yet inadequately financed. Less than 60 emu among 1,833 with populations of 500 er more have thus far provided about $5,000 a year for such work. Established Here in 1924. | The National Capital Park Commis- | slon was established here in Washing- ton by act of Congress in 1924, and in | | 1926 the act was amended increasing {and naming it the National Capital | Park and Planning Commission. Lieut. Col. U. 8. Grant, 3d, is director. The commission is charged “with the duty of preparing, developing, and maintain! a comprehensive, con- | sistent and co-ordinated plan for the ‘Nlllnnll Capital and its environs, ‘whlch plan shall include recommenda- | tions to the proper executive authori- | ties as to traffic and transportation; plats and subdivisions; highways, parks and parkways; school and library sites; | playgrounds; drainage, sewerage and | water supply; housing, building and zoning regulations; public and private building; bridges and water fronts commerce and incustry, and other | proper elements of city and regional lanning.” Dog Pays Back Rescuer. The life of Jack Sands of County Down, Ireland, has been saved by a dog which he rescued from a trap. The boy fell into a ravine and broke a leg. The blrklng of the dog attracted a party of bers, who followed the animal to the edfc of a deep chasm. They rescued with ropes. The Greatest VALUE in Washington 1366 Sheridan St. N.W. $8,975.00 20xer EASY TERMS HARRY WARDMAN BUILDER C. Devels Ce., Own: 1028 150 © OFiRes0 ALL CONVENIENCES 19th, B and C S.E. G.B leetrie clock ':‘ )::'s (oversize voller) sier stors "'.' u»u#,‘ - ixirs hll" nfi. 20 Ibs. 138 12th St. N.E. OPPORTUNITY Hot-water heating D. C., SATUKRDAY, M.t PROPOSE CHANGES IN'WOODEN JOINTS U. S. Agencies Announce New Development in Modern Connectors. is described the most Importmt development 1n wood con- truction in 100 years was announced lm‘ week by the National Committee on Wood Utilization of the Dx:i ment of Commerce and the Products Laboratory of the Depart- ment of Agriculture. The announcement was made in an official “Modern struction,” complied as a result of a Jjoint undertaking by the two Govern- ment agencies, released by Secretary of Commerce Chapin Wednesday. ‘The report, published as a hand- , recommends and describes a radical departure in the method of mlkl.n‘ umber joints for structural ufln{luu application of - v-rlety of lly designed joint- strengthening devlcu. and represents years of co-operative research by the Commerce and Agriculture Depart- ment units. Economy in Construction. “The application of modern con- nectors for timber tion,” Secre- tary Chapin said careful study by volves economy in and increased service from bullding materials.” ‘The Commerce Department predicts radical changes in construction prac- tices by utilization of the new method | where wood is now used for framing. ‘The modern connectors and the systems for their application are an intro- duction from Europe, where they have been in practical use since the war period. "Ornt economies have bzen eflec(ed abroad,” Axel H. Oxholm, director the National Committee on Wood Utlll- zation, said, “through the employment | of these connectors, which strengthen timber joints from four to eight times, and permit prefabrication with attend. ant simplification in assembly.” “Modern Connectors for Timber Con- structicn,” is a 147-page handbook pre- pared by Nelson S. Perkins, construc- tion engineer; Peter Landsem, assist- ant construction engineer, both of the Wood Utilization Committee’s staff, and George W. Trayer, senior engineer For: est Products Laboratory. Sponsored By Committee. It was sponsored by a committee of 14 members headed by Maj. H. S. Ben- | nlop, assistant director of engineering, National Electric Light Association, and representing engineers, architects and other professional and consumer organ- izations. This committee, especially appointed by the Secretary of Com- | merce, includes: Wallace Ashby, American Society of Agricultural Engmeers; W. H. Bcoth, American Petroleum Institute; Ralph Budd., American Railway Association; Clement E. Chase, American Society of Civil Engineers: Willlam F. Chew, Na- | tional Association of Builders’ Ex- changes; A. S. Downey and B. L.| Knowles, Associated General Contrac- tors of America; Capt. Ralph H. Hig- gins; R. R. Horner, American Institute | of Mining and Metallurgical Engineers; Henry G. Perring, American Engineer- ing Council; Col. D. H. Sawyer, direc- tor, Federal Employment Stabilization Board; Searcy B. Slack, Amer sociation of State Highway Officials, and F. Leo Smith, the American Insti- tute of Architects. The ancient and more or less hon- | orable Spanish pastime of bull fighting has been adopted as a profession by a | young woman, Senorita Juanita de la in Madrid. construct , “should be given | architects, engineers | and buflders. The principle in- | construction cost | ican As- | H 4, 1933. has 10 rooms and three baths, including designed and built by W. C. & A. N. Randall H. Hagner & Co. Dr. and Mrs. Montgomery Biair, jr., farm-house type home a: 4935 Hillbrook lane, in Spring Valley. The dwelling REAL ESTATE. INAUGURAL FINDS D. C. AMD CHANGE Complete New Skyline to Greet 1937 Visitor to Inauguration. __(Continued From First Page) the development of the city’s muniei- pal bulidings is destined to play & prominent part. Progress cf work on the proposed Municipal Center, north of Pennsylvania avenue between Third end Sixth streets, on a site already cleared for the purpose, must, however, await further authority by Congress. Private builders, statistics show, have invested a total of $107,025,132 in con- struction work in the Capital during the period since the last inauguration. Ol this amount, approximately $75,0 | has been placed in major projects, ln- | cluding hotels, apartments, office build- ings, schools 2nd churches. As contrasted with the construction | Agure for the yeers between 1925 and {1929, which was over $200,000,000, the figure for the last four years represents are the purchasers of this Colonial a game room in the basement. It was Miller and sold in collaboration with —Star Staff Photo. BILL RESTRICTS NEW | LOAN ASSOCIATIONS Senate District Committee Flvors | Measure Passed by House Last Ye'pr. | | | | | Without affecting building associa- | tions already esteblished here, a bill| | passed by the House last year and re- | ported on favorably by the Senate Dis- | trict Committee this weck, designed to | further regulate banks, trust compantes | | and building and loan associations in the District, would place mor= stringent regulations on the setting up of the latter organizations. ‘The section of the legislation re- | lating to bullding associations reads: “That after the passage of this act ro building association, incorporated or unincorporated, shall do a building as- sociation business or maintain any officz |in the District until it shall have secured the approval and consent ®f the controller of the currency. and the controller of the currency rhall not give | consent or approval to any building as- sociation to maintain any office or place ! of business in the District of Columbia where such association is not_incor- porated uncer the laws of the District in acccrdance with the act of March 4. 1909, except that this paragraph shall not apply to associations, incorporated or unincorporated, engaged in and doing a buflding association business on the date of the passage of this act.” FORECLOSURES HALTED Kentucky Governor Moratorium cf 6 Months. A proclamation requesting financial institutions to declare a voluntary | moratorium on mortgage foreclosure | proceedings against Kentucky farmers |and home owners for a period of six | months, was fssued recently by Gov. Laffoon of that State. | The request was made, he said, with | full knowlcdz= that there is no author- | ity given him by the law to suspend | | lien enforcement suits. | He added that the proclamation was issued because he had been importuned by citizens from every secticn of Ken- tucky that holders of mortgages be asked to withhold foreclosures until ' conditions improve BARGAIN HOME FOR SALE NEW Beautiful Detached Center Hall Brick, Southern Exposure 10 Rooms—3 Baths and Garage Large Corner Lot 1401 HEMLOCK STREET N.W. Inspection by Appointment One block Street east of 16th Heights Also Handsome Stone Town House CALL WISCONSIN 2450 'éuuumm NO ORDER TOO SMALL . Priced to Sell at $9,350 Open for inspection Sunday afterncom, March 5th THOMAS J. FISHER & CO., Inc. 1226 14th St. NW. DIst. g“ 738 15th Street N.W. District 6830 PRESENTING A NEW CLEAN STOCK OF PINE AND FIR FRAMING . . . DRESSED LUMBER . . . FLOOR- ING ... ROOFING ... INSULATION ... CEDAR LINING PLYWOOD . .. AND AN INVITATION TO COMPARE OUR PRICES FROM ODDS AND ENDS OF HOME REPAIR TO COM- PLETE ORDERS TO SPECIFICATIONS IN BUILDING. PHONE NATIONAL 8206 FOR ESTIMATES ON HOME REPAIRS . . . WITHOUT OBLIGATION! .. NONE TOO LARGE ... | eddition to the general architecture of | over 8 by 10 inches in size. Smaller | photographs will be accepted, but if Proclaims - a marked decrease as to value of work conducted. Taking into consideration, however, the decline in commodity prices, espzcially building materials, the decrease in construction activity is not as great as the figure indicates. Three fine new hotels and a score of ARCHITECTS’ PRIZE RULES ANNOUNCED = Specific Requirements for Biennial Wumnzwn during the past four years. Half a dozen office buildings, each’ cost- Contest Are Made |ing in excess of $1.000,000, also have Public. | been erected. as well as college struc- | tures and church buildings. | In the National Cabital is unques- ’ | ticnably to b2 found the refutation of Specific requirements for pirticipation | the elsewhere visible truth that our cities {in the Giennial architecturzl contest | are ugly, utilitarian and devold of the eponsored by the Weshington Board of | beauties of nature. Here lie, indeed, Trade, now under way, were outlined in rpaciousness, leisure and grace woven detail vesterday by T. A-Mullett, chair- | about unobtrusive private industry and g\xn of the trade body's Municipal Aris | the gigantic machinery of government. ‘cmmittee. Pointing out that the eontest is di- | = S vided into classes covering signs, land- - e scaping 2nd settings of buildings and . treatment of rear yards and garages, in | Locking For A Home This List Cannot Be Beat ALL NEW HOMES Low Prices Easy Terms 1219 Ritienhouse St N W ROOMS S iteher,_ricrestion room. Saved Tor o Tamilies. 1t ce- 706 Nicholson St. N.W. Semi-Detached Brick Homes m, " High Elevation, at Location. 723 Quackenbos St. N. W. 8 ROOMS . . BATH! Semi-Detached lr(el—A -lll Bl' 5623 Kansas Ave N.W. & oo Beautiful’ Mfi:nm ~ 54 Longfellow St. NNW. 'mi-De 4—Bargain. ar Conveniences. 3rd St. N.W. Washington's Best Home -lY— Modern to Smallest Detall— Eleetrie Kiteher- w Price. 5716 3rd St. NW. & mookfinE Laree Parke o All the above homes are open for Immediate _possession . Prices are below actual Moderate terms will be sc- cepted. See them or phone us: we will send auto for your convenience. WAPLE & JAMES, INC. Bullders. Members Washington Real Estate Board 1226 14th, St. N.W. Dist. 3346 buildings entered in the competition, Mr. Muilett said: “The bulldings to be tonsicered are those which have been completed 2p- | preximately between the dates of Janu- zry 1, 1931, and December 31, 1932; but in the case of the cigrs and rear yard treatment subjects may be considered which extend back several years, if not previously cubmitted for consideration to the Municipal Art Committee. In the case of landscape wcrk, also, it is proper to consider older work, owing to the fact that it takes severzl years to| bring almost any scheme of planting to | the accomplishment of its design. A single entry may be made in several | classes. “We request that owners, architects, | buiiders, dealers in real estate and any | others interested in entering subjects | | which they think worthy of consider- stion submit photographs, preferably | 8 RO Recreatio they are very small they would be llon with the location of the huudlng. name of the owner, architect or builder | clearly indicated. t is not necessary that one must| have been connected with the produc- tion of the subject suggested. Any one | m3ay propose the work of another for | consideration. All classes of the several | | subjects are eligible for consideration, | es the selections for awards will be | made for merit, and there may be more | than one award in each class.” SOLD FOR $36, 500 NOW $20,000 UE to death in family this beau- tiful home must be sold, there- fore I have cut the price so I can make a quick sale. Breuninger built. Con- taining 9 large rooms, 3 baths, 2-car garage. Situated in one of the best and most convenient locations in the Df;ss%filliir city. WILL CONSIDER TRADE. H. E. BROCKSON COL. 7669 Colorado Ave. NW. 7 Spring Valley “The Garden of Beautiful Homes” Presenting for Your Approval The Washington Post MODEL HOME 3641 49th Street Completely Furnished Now open to the Public as a Demon- stration of the Finer Art in Home Building and Interior Decorating. Deflncd and Built by C. & A. N. MILLER Interior Decoration CHARLES GALLERY, INC. General Electric Kitchen Fully equipped with the most modern electrical appliances through the co- operation of THE NATIONAL ELECTRICAL . SUPPLY CO. and THE POTOMAC ELECTRIC POWER CO. Open Daily 10 A.M.to9P. M. . W. C. & A. N. MILLER 4 Developers 1119 Seventeenth Street DIstrict 4464 N