Evening Star Newspaper, August 3, 1929, Page 16

REAL | HOME-DWNING BEST FOR NOST FANLES Writer Says Investments in Property Lead to Savings {- Not Otherwise Possible. Discount, if you like, sentimental r sons for making a payment on a ro: covered bungalow, there remain many practical °considerations that make ‘home ownership advisable for the aver- age family of small means, says Herbert U. Nelson, executive secretary of the National Association of Real Estate Boards. v Some of the joys of home ownership ean be attained in rented quarters, but the one big reason why people should own their domiciles is because it makes them save money they would never ac- cumulate otherwise, he contends. Two Good Reasons Assigned. “There are two good reasons, devoid of any glamor, why home ownership is a good thing for small salaried folks. The first is, that in acquiring a home, such people are forced to save funds that would not be saved in any other way. In other words, through and by means of their home, these people build up a capital and credit standing that nothing but the goal of home ownership could bring about. Nothing but the thought of eventualy owning the home they have so fondly selected would make such people continue denials and economies necessary to achieve this end; for once started to save for a hcme the average family will make every sacrifice to keep up the payments. Nothing short of actual disaster will cause them to give up,” Mr. Nelson de- alares. “The second practice! reason why home ownership is advisable for the family of small income is that with very little additional expenditure per month the average family can have a much better home by owning than by renting. In the beginning the home & family purchases may not be better than the home they might have rented, but the owned domicile constantly in- spires its occupants to improve it. “The home owner's budget does not contain the items for vacancy allow- ances and landiord’s profit that are fig- ured in the rent bill,” he says. The total of these items, in many cases, al- Jows sufficient funds with which to pur- chase a home. For example, on a prop- erty worth $7.500 (house and lot) the landlord’s profit would be computed at probably not less than 8 per cent of this amount; certainly he should receive this « much return on his money for the time and trouble entailed in being a landlord. Eight per cent of $7.500 is $600 a year. This is an amount the renter pays for occupying his rented quarters in addi- tion to all the other charges for keeping up the house listed above. The land- lord of such a home probably will add another $100 in making up his rent fig- ure to protect himself in case this prop- erty stands vacant a month or o dur- ing the year. "This makes $700 the renter pays aside from the carrying charges for the house, That $700 would be sufficient in many localities to pur- chase a home on installment payments. Pays Charges as Renter, “Of course, the home buyer will alst Bave the charges for taxes, repairs and decorations, insurance, etc., but he pays these charges, too, as a renter. “Moreover, it has been demonstrated that charges for repairs and decorations in an owned home are lower, by a con- siderable amount, than in rented struc- tures. In other words, a landlord, mak- ing up a rent bill as described above, | necessarily will have to place a higher figure opposite the item for repairs and decorations than the home owner. This is because the renter is harder on a home than an owner. Moreover, the changing of tenants is- wearing on| rented structures.” MORTGAGE BONDS' INPORTANCE BARED $4,208,431,000 Issued in 10| . Years, Young & Becker Survey Reveals. L% | The important place in the modern construction field held by mortgage bond issues is indicated by a survey Jjust reported by Young & Becker Co. of Chicago, showing that approximately $4,208.431,000 in real estate bonds have been issued in the past 10 years ~“to finance new buildings and property developments in the United States. i i enormous figure does not in- @liae the huge volume of realiy finegcing carried on by insurance com- pani>s and banks, it is pointed out. Huge Growth in 10 Years. The real estate mortgage security business has increased nearly 1,500 | per cent zince 1919, it, is shown in the fellowing table prepared by the firm: . .$57,458,000 . 17,484,000 . 49,786,000 ++..160,056,000 .239.363.000 322,473,000 695,536,000 1929 Decline Reported. Real estate bond and stock financing | in the United States during the first | half of 1929 totaled $356,923,885, ac- cording to_the statistical survey by Young & Becker Co. This is a de- crease of about 16 per cent from the record volume of the same period of last year. { First mortgage real estate bond is- | sues during the first six months of the year, it was stated, aggregated $284,- 028,150, a decrease of 30 per cent from Jast year's total of $403,709,000. Financ- ing of real estate by stock issues totaled $72,896,735. a gain of approximately 216 per cent over the volume in ‘the first half of 1928. The figures covered realty offerings of $50,000 and upward on property in nearly 100 cities. completing the life hlswr{ ease and, since the cedar is less appreciated of the two plants, it is usually sacrificed. by this disease. | while they are small ESTATE. THE HOME GARDENER Practical and Seasonal Hints for the Amateur for Beautifying Surroundings of the Home. CEDAR RUST | The casual observer may see little in common between galls on the foliage of the common field cedar and the rust disease occurring on apple foliage. Yet investigators have connected the two beyond any doubt. Just which of the two plants was first affected is not known, but now both are essential to of the dis- usually the Investigators found that the light disease spores may be wafted through the air as far as a mile, but that eradication of cedars within a halt mine of apple trees reduced the disease 1o a minimum. Just how does the cedar rust affect the home gardener may well be asked. For the gardener well within the eity limits it has little interest, but for the suburban_gardener who grows apples, crab lfi]es or flowering crabs, it has very vital interest. Many trees may be found at this very time badly defoliated The characteristic raised yellow postules on the lower sides of the leaves render the discase unmistakable. Consistent spraying of the apple fol- iage would help, but this can scarcely be recommended as a control practice for the home gardener with his_usually meager spraying equipment. Removal of the cedar galls and their burning is practical where one has a few choice cedars but as a large scale Eroposmnn it is out of the question. The sensible practice is to cut down the cedars if on one's own property and, if not, encour- age the neighbors to do so. Apple va- rieties differ markedly in their resist: ance to cedar rust. The York Imperis is notably susceptible while the Stay- man Winesap is quite resistant. Bech- tel's flowering crab is listed among sus- ceptible forms. Fortunately, the injury is confined to the apple and its close relatives. The following interesting information which appeared in a recent number of The Official Record of the Depart- ment of Agriculture is presented at this time because of the fact that home owners in this vicinity are shortly to be faced with the same problems. “Extensive damage has been caused to the turf of lawns and golf courses in the metropolitan _areas adjacent to Philadelphia and New York by larvae of the Japanese Asiatic beetles. The Bureau of Entomology, at its research laboratory at Moorestown, N. J., has de- veloped a method of treatment whereby grubs in the soil are killed and damage to turf prevented. y i “When new lawns are being made, acid lead arsenate is applied uniformly. over the surface of the soil at the rate of 33 pounds per 1,000 square feet. This arsenical may be broadcast or applied with a fertilizer or lime drill. The ground should then be disked at least two, preferably three times, in order to incorporate the lead arsenate thoroughly with the soil to a depth of four inches, Grass seed may be sown immediately after the arsenate has been applied, and the usual cultural practice should be followed thereafter, except that no lime should be used on treated lawns. Golf greens thus treated have been effectively protected from grubs for a period of six years, and on most of the golf courses in the area heavily infested with the Japanese beetle all new greens are being made in treated sofl. “When it is desired to protect turf which is already established, lead ar- senate can be applied at the rate of five pounds per 1,000 square. feet of lawn surface. As it is essential that the lead arsenate be distributed evenly over the turf, it is recommended that the poison be mixed with a carrier in order to in- crease its bulk. A mixture of equal parts of tankage and top soil is an excellent carrier and should be used at the rate of 20 pounds per 5 pounds of lead arse- nate. Soil alone may be used, or. as has been done in some cases, pure sand may be substituted. It is usually ad- visable to make three applications of the top dressing containing lead arse- nate and to allow at least six months to elapse between applications. No fur- ther treatment will be necessary for a period of three or four years, The first application may be made at any time between April 1 and October 30, al- though it is aflvlsu‘gle dm tnpp]y‘ }:te t;fg;: , 50 as estro; A lmly before the turf has been damaged. “The putting greens weré heavily in- fested with Japanese beetle larvae on the golf cout at Lansdowne, Pa. where as meny as 35 {0 a square foot were found. Lead-arscnate top dress- ing was applied in the Autumn of 1928. The greens were thoroughly examined on April 30, 1929, and not one llving grub was found. Several clubs are now treating the fairways. The cost of one application, when the materials are pur- chased in ton lots, $50 an acre, depending on the manner of application and the cost of labor. The carbon-disulphide treatmerit which was formerly used, cost between $150 ONLY 2 LEFT Sample House 536 Madison $t. N.W. OPEN UNTIL'9 P.M. 7-Room Homes Brick Garage Large Pantry Frigidaire Elegant Location Every Convenience Price, $9.350° Better Value Cannot Be Found See for Yourself Buslt and Owned By Thrift Building Co. | For Sale By Your Cwn Broker or Waple & James, Inc. 1226 14th St. N.W. North 0962 WOODRIDGE, D. C. 7,950 Small Down Payment $60 Monthly Thoroughly Modern—High Elevation 3009 Otis Street Northeast It is seldom you have an opportunity to buy a modern detached home with a large lot and located reasonable. in a fine community for a price so This home contains six bright and sunny rooms, hardwood floors throughout, hot-water heat, tile bath, built-in tub, three porches and, in fact, every modern appointment necessary to make & home com- fortable. appreciate what a bargain it really is. 1t is near stores and transportation and should be seen to fully Open Sunday from 10 AM. to 9 P.M., and Every Day from 5 P.M. until 8:30 o réacn=—Drise out Rhote Islend A inside the District Line, or take car District Line and walk half o block HOOKER O’Clock i venue and turn left one-half square going out Rhode Island Avenue to 0 your left and see our open sign. & JACOB Realtors \ National Press Bldg. Phone Metropolitan 2663 BY J. B. WELLINGTON. Upper: Cedar rust as it appears on the foliage of the common field ceda Lower: Cedar rust on apple foliage. Note the characteristic raised pustules on the lower surface of the leaf. .This apple orchards and also attacks orna mental crab apples. Photos by cous tesy office of fruit disease investiga tions. Department of Agriculture. only one season.” I BAGGING GRAPES I A very simple and effective means of protecting grapes from the ravages of Insects and disease is to inclose the clusters in small paper sacks, such as are used in the grocery store. The bag should be attached to the cane itself, rather than to the stem of the cluster, to lessen the hazard of winds breaking off the clusters. These bags should really have been put on some time ago, is between $38 and | | disease is capable of defoliating entire | and $175 an acre and was effective for but it is better late than not at all, selecting those clusters which are most nearly perfect and picking off any ber- ries that are decaying or worm-ridden. Bagging tends to prolong the natural ripening period, so that grapes may be secured after the normally exposed fruits are gone and is successfully util- ized in obtaining extra fine clusters for exhibition in the Autumn garden shows. No one would recommend bagging as a commercial practice, but for the home garden with a few vines the practice should appeal as a means of obtaining extra high quality grapes. | THE GARDEN CLUBS | | To L. M. Clarke, president of the Woodridge Garden Club. we are in- debted for the following information: ‘The third annual gladiolus show of OOL OMMODIOUS ONVENIENT Have YOU Seen 5803 Chevy Chase Parkway? A spacious new Colonial home just one block from the Circle, near stores, schools, cars and churches, built on a good sized lot in an attractive wooded setting, with fine bed- rooms, three baths, garage, fireplace, oak floors and modern in every detail. Low Priced—E. asy Terms Will consider clear fand or smaller house as part pay- ment, R. E. Kline, Jr. Ouwner Union Tr. Bldg. Dist. 5246 OR ANY BROKER In Cleveland Park 3314 PGRTER ST. . A new detached home at the corner of 34th and and stone construction, 9 large shade trees. 1418 Ege St. NW. house needs? Let’s see: Ovwners Porter Sts., now open for your inspection...Brick rooms, 3 Baths, first floor tavatory, oil burner, electric refrigeration, 2-car brick garage. Beautifully landscaped grounds with Nl Sansbury National 5004 would make the average house a lot more comfort- able. What is it that your sun room, sleeping porch, sum- mer kitchen, bedroom, bath- room, hardwood floors, new roof, garage, fences, trellis, flower boxes, window seats? Lumber makes them all—and we have the lumber. Prices never will be lower. GALLIHER & HUGUELY, Inc. Sherman Ave. and W St. N.\W. North 0486 the Woodridge Garden Club will be held August 5 at the Presbyterian Sun- day school hall, at Twenty-second street and Rhode Island avenue northeast. While last year's show was a big ad- vance over that of the year before, it still fell below the standard of other shows, It is evident that many of the flower growers of this community do not_appreciate the possibilities of the gladiolus. With this in mind, the show this year has been planned with a view to demonstrating the value of the glad. John Poole, president of the Federal- American National Bank, who is great- ly interested in_encouraging the grow- ing of flowers, has offered a very sub- stantial prize for the best three baskets of gladiolus, and any glad grower in the city or vicinity may compete for it. ‘This prize has been offered in the hope that by showing the very finest gladio- luses it is possible to grow in this locality greater interest will be created in the flower. “Many of the large growers through- out the country have donated bulbs of their finest varieties, and these will be awarded to the winners in the classes other than Class 8. The judges of the show will be Charles E. F. Gersdorff and Dr. Earl B. White! In judging Class 8 the judges will not consider a crooked spike as a fault, but will judge the spike from the standpoint of quai- ity, size of bloom and number of flowers on the spike. “To those who are growing glads for the first time and who may be a little doubtful as to the best way to cut them for exhibition it may be said that the flower spike should be cut when the first bud is open and should be cut long enough before time of showing to allow the maximum number of flowers to come out, which in most instances will | be two days. In other words, a spike | will be at its best the evening of the | second day after it is cut if it is cut with only the first bud open. Cut as| long a stem as possible and still leave | at least three or four leaves to nourish | and mature the bulb. Put the flower | spikes in water as soon as cut. Use a| sharp knife for cutting, making a slant- ing cut across the spike. Never use| shears, as they crush and close the| channels in the spike so that water cannot reach the buds. Early morning is the best time to cut the gladioluses. In arranging vases or baskets of gladioluses | do not crowd too many spikes in one | container, and do not use spikes all of the same length. Arrange them loosely | and artistically, using some ecrooked | spikes and gladiolus or other foliage i relieve the stiffness of the arrangement “The August meeting will be held in conjunction with the gladiolus show, | and will be brief, for the transaction of | business only. It is hoped. though, that | if any of the members wish information | renrdlnf\ glads that it may be possidle | to get the judges to answer questions on the subject at the meeting.” Schedule of classes for the Woodridge | Gladiolus Show, August 5: Class 1—Large flowered type, both | plain and ruffied petaled varieties, in- cluding primulinus’ grandifioris type Specimen spikes, one spike to a vase Club will furnish vases. A, white; yellow; C, red; D. orange; E. pink; F 0000000000000000000000000000000000 | o | terial, exhibition and library. i) lavender: G, purple; H, violet; I, any ‘other color. ‘ Class 2—Primulinus type, small flower with hooded petal on slender spike. One spike to vase. Club will furnish vase. A, lavender. pink to rose; B, salmon plxlak to scarlet; C, yellow; D, any other color. Class 3—Collection of 10 named vari- eties, 1 spike to vase. Club will fur- nish vase, Class 4—Best display of gladiolus tips in bowl, other foliage allowed. Class 5—Best seedling. Class 6—Most artistic vase of gladi- oluses, with other flowers and foliage, gladiojuses to predominate. Class 7—Best basket or vase oi: A, B, nasturtiums; C, Petu- marigold: E, zinnias; F, roses; G, nias; D, phlox; other flowers. John Poole Sppcial Award. Class 8—Most artistic basket of 24 gladiolus spikes, ribbons and foliage permitted, to be judged for: Quality of bloom, 60; artistic arrangement, 40: first prize $12, second prize $8, third rize 85. Regulations governing the exhibi- tion are: 1. Classes 1 to 7, inclusive, are open to members of the Woodridge Garden Club and to all those residing within the limits of the territory of the Rhode Island_ Avenue Citizens’ Assoclation. Class 8 is open to any gladiolus grower | in the city of Washington or vicinity. The winners in Class 8 must agree o permit_their baskets to be taken to the Federal-American National Bank after the show, where they will be on display as long as they are presentable. 2. All flowers exhibited must be grown by the exhibitor. Any exhibitor may enter as many exhibits in any class as he desires, but no exhibitor can receive more than one award in & single sub- class or undivided class. 3. The hall will be open to receive exhibits at 3 p.m., and all exhibits must be in place by 6:30 p.m. The doors will be thrown open to the public at 8 p.m. 4. Flowers in classes 1 to 3, inclusive, should bear the name of the variety. The Montgomery Suburban Garden Club met last_evening at the Somerset School with Mrs. Helen Fowler, pro- prietor of the Shaw Water Gardens at Kenilworth, D. C., as guest speaker. Mre. Fowler illustrated her talk with views from her collection of colored slides. Aubrey B. Carter presided and announced the personnel of the com- mittees on program and membership, street and park development, plant ma- Plans for the beautification of Wisconsin M_AND GARDEN. Cavity Treatment Foods B. i ey 4605 Norwood Drive CHEVY CHASE TERRACE Colonial Detached Home With Garage detached southern exposure, with garage, on a A delightful Colonial home, wide drive with center parking, ore block south of Bradley Lane, just west of Wisconsin Avenue, over- looking Chevy Chase Club | Golf Course. . . . Six un- | lly large rooms, 2 tiled | with built-in fixtures, | spacious living room with | beautiful brick open fire- | place, dining room, well | equipped kitchen and pan- OPEN AND LIGHTED . UNTIL 9 P.M. H try, Frigidaire, 3 large bed- rooms. Concrete cellar with laundry trays and toilet, in- stantaneous hot-water heater, all modern equip- ment. . . . Lot 50x132 ft., prettily dscaped. In per- fect condition, artistic light ing fixtures and decoration, hot-water heat, electricity, screens throughout. Terms can be arranged to suit. only 3500 Cash CAFRITZ 00000000000000000000000060000000004 Nzw Long covered f Seuen- ont bedrooms, garage, scaped lot. PRICE, 1621 K St: N.w. 5353 Broad Branch Road room, cozy den, first-floor laavtory, model kitchen with double drain sink, large cheerful built-in bath fixtures, Excellent surroundings, large land- Drive east on Military Road from Conn. Ave. about two and one-half blocks to home and our sign—look to right. OPEN UNTIL 9 PM. DAILY J. €. Douglass Co. Realtors ROOm Home veranda, 24-foot living built-in $12.500.00 Metrop. 5678 REAL from the District line to Bradley lane were discussed. ‘The ‘Tskoma Horticultural Club Gladiolus Show, held July 24 and 25 at the branch library, was unusually good, showing a distinct gain in qual- ity over preceding years and giving evi- dence that the gladiolus is gaining in im) , despite the fact that it munanhu to compete with drought and lack of care incident to ’\nt weather and vacation. Walter M. Pea- cock, chairman of the show, is receiv- lng'l 'mmwhuonl for his manage- mt 3 PICK COLORED orficw.s.; MEMPHIS, Tenn., August 3 (F)— For the first time since reconstruction | days, colored residents have been ap- | pointed election officials in this South- | ern city. | The list of registrars announced by | the new county election commission to serve in a precinct with a heavy | colored vote included the names of two | colored voters, an undertaker and a school teacher. Otherwise the list for the county varied only slightly from that appointed by the old commission. | | Subdivision Playgrounds Urged. A resolution urging all owners of new subdivisions to set aside an area for playgrounds in tracts being placed on the market, in order to obviate costly condemnation proceedings for such grounds in the future, was passed unan- imously by the Los Angeles playground and recreation commission recently. | $ ESTATE. Business Property Sold. Property at North Capitol and Decatur atreets northeast, oceupled by a gasolin® station under a lease for 10 years, has been purchased by Mrs. Virginia D. gfimmy, it is anounced by Mc! 8. OPEN SUNDAY In Beautiful Marietta purk 601 Nicholson St. NW. $13,950-% (North en Bth to_ Nicholson, then 1 bik. west) eever & ‘This HANDSOME NEW COR~ NER DETACHED BRICK HOME built by the C. H. Small Co., and about 2 blocks from the new Junior High School, has 8 large rooms, tiled bath, built-in ga- rage, etc. Everything strictly up to date, including FRIGIDAIRE. INSPECT 1T SUNDAY or any afternoon Wm. H. Saunders Co., Inc Exclusive Ag 1433 K St. District 1016 Chevy Ch within one square of Conn. A Iy moderate figure, and y hood stores are all wit Frigidaire and every 3628 EVERE Hepces &« M Rea 1412 Eye St. N.W. - Three Sold New Detached Brick Homes £19,500 Seldom are new all-brick detached homes of this character, them Sunday. Public school. car service and neighhor- roome, two tile baths, SAMPLE HOUSE Just West of Conn. Ave. OPEN'SUNDAY ALL DAY ase, D. C. ve., available at this extreme- vou should not fail to cee hin two squares. Eight attic. built-in garage, modern appointment. TT STREET IDDLETON. Itors Franklin 9503 Every nook and c One block West of —and every other fea! tional character. Price is —and terms w Open Sunday from Open Every Weekday R. L. McKeever, Pres S. E. Godden, 1418 K Street 90000000000 00000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000¢ 1000000000000000000000000000000000000000000000000° EREAS A e o e S O e i Saasaaasanal N 0000000000000 00000000000000000000000000000000000 Unusual Charm daylight and wonderful ventilation. Brand New—Just Completed 5023 Reno Road and half square South of Harrison Street This home is conspicuous for the ex- traordinary size of all four of the bedrooms tion, finish and fixtures is of the same excep- A real home—into which has been put the finest of materials; the best of craftsmanship—and lavished with extras that put it in a class by itself—and make it a remarkable buy—in a neighbor- hood of fine owner-occupied homes. ....;.M"KEEVERMGOSS,M“ PIVDI2PIP00009085000000999090008 orner flooded with Connecticut Avenue 0000000000501 D099 0099090900000 990 ture of plan, construc- $24,500 ill be arranged 10 AM. to 9 P.M. Evening Until 9 P.M. Earl E. Goss, V. Pres. Manager. National 4750 0000500900000 0008000000009000000000 BASLASLASLANSANSAALAA LM SAMSASAASOASSASSAS A