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3403, Clevel Ave. Tel. Deeatur 316 g Quickly Ended by Famous Recipe | Here is the famous old recipe \ which millions of housewives have found to be the most depend- able menns of breaking up a stub- born, lingering cough. It takes but a moment to prepare and costs little, but it gives relief even for those dreaded “flu” coughs. From any druggist, get 2% ounces of Pinex, pour it into a pint bottle and fill the bottle with plain gran- ulated sugar syrup or strained honey. Thus you make a full pint of better remedy than you could buy ready-made for three times the cost. It never spoils and tastes so good that even children like it. Not only does this simple mixture soothe and heal the inflamed throat membranes with surprising ease, but also it is absorbed into the blood, and acts directly upon the bronchial tubes, thus aiding the whole system in throwing off the cough. It loosens the germ.laden phlegm and eases chest soreness in a way that is really astonishing. Pinex is a highly concentrated compound of genuine Norway Pine, containing the active agent of creo- sote, in a refined, palatable form. Nothing known in med i more helpful in cases of distres- sing coughs, chest cold, and bronchial troubles. Do not accept a substitute, for Pinex. It is guaranteed to gi t relief —’vfi" 0 give promgd. reliel O:Qw § money refunds SENATOR DECLARES OIL SITUATION BAD Menace of Overproduction More Pronounced, Says Waterman. By the Associated Press. The menace of overproduction in the petroleum industry is termed by Sen- ator Waterman of Colorado in an ar- ticle in the American Bankers' Journal as more pronounced than.four years ago when the Federal Oil Conserva- tion Board was created by President Coolidge to rectify it. , “Its baleful influence overshadows 1929,” the Colorado Senator’s articl made public yesterday, declared, adding that the consumption of gasoline dur- ing the present year may increas> 40.- 000,000 barrels over 1928, while lubri- cating and fuel oils will likewise show marked gains. “With the growth of time this most valuable and necessary resource,” the Senator’s article continued, “must i evitably reach the stage of practical e: haustion at least so far as any general use is concerned. “During the last few years new oil fields, frequently discovered, * * * have produced a supply of oil far above and beyond the demand of essential use, deluging the market with so great a sup- ply, after satisfying such usec, that petro- leum has been forced into keen and violent competition with coal in nearly all its area of consumption, with the result that probably one-half of Ameri- ca’s oil production is being used to dis- place the legitimate and equally effec~ tive use of coal.” The Senator discussed the possi- bility of legislation to bring about greater conservation of the Nation's pe- troleum resources, although he said he did not look for oil legislation at the Fresent. session of Congress. “In a arge measure, legislation will depend upon action by and recommendations from the executive arm of the Govern- ment, particularly from the Federal Oil Conservation Board,” he added. His article declared that the Federal Government has power under the Con- stitution to conserve the oil resources of its public lands and to prevent its drainage by owners of adjacent lands. The States, too, it s have “their reserved police power” to regulate pe- troleum ~production in thelr own boundari THE EVENING STAR, WASHINGTON, AERCARS DESHE FORCOLD EPLORE Adolph Ochs, Publisher, and Henry Morgenthau Re- gret Materialism. By the Assoclated Press. SAN FRANCISCO, February 11.— Adolph 8. Ochs, owner and publisher of the New York Times, and Henry Morgenthau, former Ambassador to Turkey, here to attend the thirty-first council of the American Hebrew Con- gregations, today issued a joint state- ment_deploring American materialism and desire for wealth. ““A successful man is not a remarkable thing,” sald Ochs. “The thing that is % | remarkeble is the man not a success, The man who fails in this land of op- portunity should take a thorough check of himself. He'll find something wrong inside of him.” The publisher described New York as “the best city in the world to live in on $1,000 a year and the hardest to live in on $5,000 a year.” He said the $1,000-a-year man reveled in the parks, museums and music halls, while the $5,000-a-year man immediately wants an automobile, a radio and seats at the opera, which he is unable to afford. Morgenthau declared America’s great- est need is a religious revival. “America needs to take a new view of the moral aspect of life,” he said. “As the financial leadership of the world has been forced upon us since the war, so is the moral responsibility of the world being forced upon us. *This drive and rush toward material- ism must be arrested. Our high finan- cial leadership can never be permanent unless it is placed on a high moral basis. There must come an awaken- ing of America to the responsibility that this era of prosperity places upon us.” Ochs will report to the council on the national drive to raise a $35,000,000 endowment for the Hebrew Union Col- iege at Cincinnati. Deaths From Natural Causes. Two sudden deaths were investigated by Coroner Nevitt sterday. Martha B. Green colored, 45 years old, of 228 | Draper court, was found dead in bed about 1:30 o'clock in the afternoon. Frank Carr, colored, 55 ars old, dropped dead about 9:30 o'clock in the morning. The coroner gave ficates of deatn from natural causes. BROADCASTING SYSTEM LIKE “TALKIES” IS URGED Plan to Record Programs for Use Simultaneously by Number of Stations Advocated. By the Assoclated Press. CHICAGO, February 11.—A plan for the recording of complete radio pro- grams for simultaneous use over & num- ber of stations has been announced by E. C. Rayner, editor of the Radio Di- st. A system similar to that employed in the “talking pictures” is employed, and Rayner said the new method would “ g a, MONDA reproduce vocal and orchestral music electrically with more ess and D ogearns carFid gt distances cast programs great ices over telephone wires into the several stations. “Editing” of programs also is possi- ble under the Rayner method, so that programs once recorded may be trim- med or done over if necessary. The system also permits obtaining natural sound effects, when needed, by taking the artists “on location.” The plan, Rayner sald, will serve broadeasting stations much the same as film companies now serve theaters. - 2 An aviation service is to be opened to connect Havana, Cuba, with Haiti and the Dominican Republic. liss Smith! Take Hill’s for that Cold!" you have a cold—and for your own good take HILL'S CASCARA-QUININE aslguickly as you can. HILL'S CASCARA -QUININE tablets break up a col in one day because they do the four n things in one—(1) stop the cold, (2) check the fever, (3) open the bo (4) tone the system. HILL’S CASCARA-QUININE £5AR Every cold requires prompt and decisive action, for you can’t tell where a cold will lead. HILL'S combines the four necessary helps in one tablet. So be sure it’s HILL’S you ask for and HILL'S you get. IN A DAY Get the RED BOX— All Druggists Film...the cause of cloudy teeth ..the source of serious tooth and gum disorders Remove Film Daily to Keep Teeth White and Sound Send for free 10-day supply EEP your teeth sparkling white,” urges an eminent dental author- ity, “for white teeth are bound to be free of dangerous film.” Film is a dingy, sticky coating that spreads over teeth. It becomes a breeding place for diseases of the teeth, It turns them dull and gray. Removing film is the greatest pro- tective measure modernscienceknows. That is why the outstanding scien- tific dentifrice called Pepsodent is so widely urged. Please accept a free 10 days’ supply to try. Just send the coupon below. Why teeth are dull If your teeth are dingy and “off color” they are coated with a film. Feel for it with your tongue. Food and smoking stain that film. Germs by the millions breed in it. Film hardens into tartar—film fosters decay. And germs with tartar are the chief cause of pyorrhea. Many serious body ills may be indirectly traced to film. The special way to remove it Ordinary brushing ways are not successful. You must employ the scientific method that first curdles film. Light brushing then can easily remove it in perfect safety to the tooth’s enamel, You marvel at the whiteness of children’s teeth. Yours may re- gain that color. May take onanew : brilliance that isactually amazing. Free 10-day test Perhaps unattractive teeth have cost you too much in society and in business. You cannot delay testing this method another day. Get a full-size tube wherever dentifrices are sold, or send coupon to nearest address for free 10-day, tube to try. Do not delay. that is found by dental re- search to discolor teeth and foster serious tooth and gum disorders. Mail Coupon t@ The Pepsodent Co., Dept.g1gq 1104 . Wabash Ave. Chicago, 1ll, U.8 A City.... 191_Geory Other Offices: The Pepsodent Co., 42'southwark Bridge Ra. . | o 0 ! (Australia), Ltd,, 72 Wentworth Ave. . Qaly one tube to a family . Torento 2, On| . t., Can. d. London, . E. 1. Eng. N.8.W. 3154 FEBRUARY 1 23 A DREAM REALIZED NEW YORK LIFE INSURANCE CO. (Incorporated under the laws of New York) A MUTUAL ORGANIZATION, FOUNDED IN 1845 EIGHTY-FOURTH ANNUAL STATEMENT To the Policy-holders: Our Eighty-fourth Annual Report has been verified and is being filed with various governmental authorities, May I point out to you, the people chiefly interested, some of its salient facts? As policy-holders you paid the Company last year in round figures $256,000.000. The Company paid to you and to beneficiaries $156,000,000. That left us about $100,000,000. Qur net reserves increased during the year $100,000,000. We put that $100,000,000 in our reserves. You may ask, what are reserves? A Broadly speaking, they are funds set aside from which future liabilities are to e met. We put that $100,000,000 in reserves at the close of the year for that specific purpose. A policy of Life Insurance is almost exactly like a bond. It will mature some day. Nearly all bonds mature at a definite date. Most policies of Life Insurance mature at an indefinite date, but all will mature, in some form, within a limited period of years. A sound bond is protected by a Sinking Fund — from which the bond is to be redeemed at maturity. The Sinking Fund is accumulated by yearly deposits. 5 That $100,000,000 was our 1298 deposit, our addition to the Sinking Fund for that year. ’ ; The law requires it. If we had failed to make or could not make that entry (deposit) we would soon be declared insolvent by the Insurance Departments and the Courts. A The reserve increase for 1928 was large, but no larger than the law requires. That we shall redeem all our bonds (policies) as they come due is certain. You know that. The other income of the Company was sufficient to pay all the expenses of acquiring $900,000,000 of new business in 1928, the care of about $6,500,000.000 of old business, taxes, $6,700,000, the care of invested funds, the maintenance of other legal reserves and a sum sufficient to pay in 1929 $8,000,000 more in dividends than we paid in 19928, and to increase the general surplus by $4,000.000. In addition the Company loaned you on the sole security of your policies $52.700,000. These are round figures, calculated to give you merely an outline sketch of the Company's activities in 1928. i SAVING YOUR MONEY How much of the $156,000,000 we paid you or to beneficiaries during 1928 and how much of the $52,700,000 loaned you during that year will be lost because unwisely invested? That is a very important question. It goes to the very heart of the use- fulness of Life Insurance. To save money by investing it soundly is difficult. Even men of experience frequently make mistakes. I do not overstate the truth when I say that few people having small amounts of money to invest do it wisely. ' REMEMBER You can leave the proceeds of your insurance with this Company in trust for your beneficiaries or you can leave any cash due under your policy and the Company will hold it, guaranteeing your principal and not less than 3% interest. On all such funds we will pay in 1929 (as we have done for some years) 4.6%. In 1928 you left with the Company in this way under various accounts $28,000,000. Your total under these accounts on January 1, 1929, was $70,000,000. That $70,000,000 is not just a deposit. It is mingled with the Company's entire assets and is a part of the Company's liabilities. Itis backed, as all our Liabilities are, by $1,500,000,000. Finally study the balance sheet below. There you have the facts about our financial condition, while above you have a picture of the new Home Office: “A Dream Realized." Show the “Dream” and the balance sheet to your neighbor. NEW YORK LIFE INSURANCE COMPANY, By DARWIN P. KINGSLEY, President. $58,600,000 67,100,000 January 23, 1929. Dividends to Policy-holders in 1928 . Dividendsin1929 . . . . . . . BALANCE SHEET LIABILITIES Reserves—ample with future premiums and Interest to pay all in- surance and annuity obligations as ther comedue .... id Dividends payable t Policyholders in 1929 67,148,446.00 All other Liabilities. . . 7,973,047.98 Total Liabilities. .. $1,415,221,626.85 General Contingency Fund .. ASSETS Real Estate owned and First Mortgage Loans on Farms, Homes and Business Property . ... Bonds of the United States, other Govern- ments, States, Cities, Counties, Public Utili- ties, Railroads, etc.... Preferred and Guaranteed Stocks ........ Policy Loans, Cash and Total Funds for Policy- _ holders’ Protection ...$1,535,080,347.65 ™ $584,502,256.85 $1,742.100,132.87 641,944,719.68 31,238,610.00 297,349,761.12 119,858,720.80